Car Insurance in Appleton, WI – Average Rates + Cheapest Autos

• Average car insurance cost in Appleton is $1,276 per year, or about $106 per month, for a full-coverage policy.
• Appleton auto insurance costs $136 per year less than the Wisconsin state average rate and $607 per year less than the U.S. national average rate.
• Car insurance rates for a few popular models in Appleton include the Chevrolet Silverado at $1,410 per year, Chevrolet Equinox at $1,176, and Mazda CX-5 at $1,042.
• For cheap car insurance in Appleton, WI, the Chevrolet Trailblazer, Buick Envision, Nissan Kicks, and Kia Soul rank well for overall auto insurance cost.

How much does car insurance cost in Appleton?

In Appleton, average auto insurance cost is $1,276 per year, which is 38.4% less than the U.S. average rate of $1,883. Per month, Appleton car insurance costs approximately $106 for a full-coverage car insurance policy.

In the state of Wisconsin, the average cost to insure a vehicle is $1,412 per year, so the cost in Appleton averages $136 less per year. When prices are compared to other locations in Wisconsin, the cost of auto insurance in Appleton is $160 per year cheaper than in Madison, $588 per year less than in Milwaukee, and $228 per year less than in Kenosha.

The age of the driver has a big impact on the price you pay for auto insurance, so the list below details how driver age influences cost by breaking out average car insurance rates for driver ages from 16 to 60.

Average car insurance rates in Appleton for drivers age 16 to 60

• 16-year-old driver – $4,545 per year or $379 per month
• 17-year-old driver – $4,403 per year or $367 per month
• 18-year-old driver – $3,948 per year or $329 per month
• 19-year-old driver – $3,591 per year or $299 per month
• 20-year-old driver – $2,568 per year or $214 per month
• 30-year-old driver – $1,362 per year or $114 per month
• 40-year-old driver – $1,276 per year or $106 per month
• 50-year-old driver – $1,132 per year or $94 per month
• 60-year-old driver – $1,058 per year or $88 per month

The chart below shows examples of average Appleton auto insurance cost broken out based on a range of driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury and performance vehicles.

In the chart above, the cost of car insurance in Appleton ranges from $1,060 per year for a 40-year-old driver who qualifies for a cheap discount rate to $2,934 per year for a 30-year-old driver who is required to buy high risk car insurance. From a monthly budget standpoint, the average cost in the chart above ranges from $88 to $245 per month.

Car insurance rates are priced differently for every driver and are impacted by a lot of factors. This variability emphasizes the need for accurate auto insurance quotes when trying to find cheaper car insurance in Appleton.

The cost to insure Appleton drivers’ favorite vehicles

The rates referenced above consist of an average based on every 2024 vehicle model, which is practical when making general comparisons such as the difference in average auto insurance cost by location or driver age. For more accurate price comparisons, however, it makes sense to perform a rate analysis for the specific make and model of vehicle being insured.

In the next few sections of this article, we compare lots of rates for different makes and models, but for now, we will just use the more popular vehicles to discover how car insurance rates compare in Appleton.

The list below shows both annual and monthly car insurance rates for a handful of the more popular vehicles that you’ll see on the streets of Appleton. At the end of this article, we will examine the ins-and-outs of insuring some of these models in more detail.

Car insurance rates for popular models in Appleton

• Chevrolet Silverado – $1,410 per year ($118 per month)
• Chevrolet Equinox – $1,176 per year ($98 per month)
• Mazda CX-5 – $1,042 per year ($87 per month)
• Hyundai Elantra – $1,388 per year ($116 per month)
• Jeep Grand Cherokee – $1,278 per year ($107 per month)
• Tesla Model 3 – $1,498 per year ($125 per month)
• Toyota Highlander – $1,160 per year ($97 per month)
• Toyota Tacoma – $1,294 per year ($108 per month)
• Nissan Altima – $1,384 per year ($115 per month)
• GMC Sierra – $1,410 per year ($118 per month)

The vehicles that are popular in Appleton tend to be compact or midsize sedans like the Toyota Corolla and Nissan Altima and small or midsize SUVs like the Nissan Rogue, Toyota RAV4, and Chevy Traverse.

A few additional popular models from other segments include luxury models like the Infiniti Q50, Cadillac XT5, and Lexus RX 350 and sports cars like the Ford Mustang, Nissan GT-R, and Porsche 911.

We will cover auto insurance rates for many more vehicles coming up in the article, but before we delve that deep, let’s take a condensed look at the key concepts and comparisons that were presented in the data up to this point.

• Average cost per month ranges from $88 to $379 – That’s the average car insurance cost range for drivers aged 16 to 60 in Appleton, WI.
• Teenage female drivers pay lower rates than teenage males – Teenage females age 16 to 19 pay $554 to $300 less each year than males of the same age.
• Appleton average car insurance cost is less than the U.S. average – $1,276 (Appleton average) versus $1,883 (U.S. average)
• Car insurance rates fall significantly from age 20 to 30 – The average 30-year-old Appleton, WI, driver will pay $1,206 less annually than a 20-year-old driver, $1,362 versus $2,568.
• Car insurance is generally cheaper as you age – Average auto insurance rates for a 40-year-old driver in Appleton are $1,292 per year cheaper than for a 20-year-old driver.
• Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $414 more per year for a policy with $250 deductibles versus $1,000 deductibles.

Which vehicles have cheap insurance in Appleton?

The models with the best auto insurance rates in Appleton, WI, tend to be compact SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Nissan Kicks.

Average car insurance prices for those vehicles cost $1,038 or less per year ($87 per month) for a full coverage policy.

Some other vehicles that have affordable auto insurance quotes in the cost comparison table are the Buick Encore, Acura RDX, Subaru Outback, and Honda CR-V.

Rates are marginally higher for those models than the cheapest compact SUVs that rank at the top, but they still have an average insurance cost of $1,094 or less per year, or around $91 per month in Appleton.

The table below shows the 25 cheapest vehicles to insure in Appleton, sorted by annual and monthly insurance cost.

A list of 25 vehicles with the cheapest insurance in Appleton is probably not the best way to present a detailed view of Appleton car insurance cost. Considering the fact that we rate over 700 vehicles, only about 4% of vehicles are displayed. Let’s dig deeper into the data and break out the models with the lowest rates in a format that is more usable, by vehicle segment.

The section below discusses the average cost of car insurance in Appleton for each different automotive segment. The rates shown will give you a good understanding of which vehicles have the overall most affordable auto insurance rates in Appleton. The sections after the chart show the 20 vehicles with the cheapest insurance rates in each segment.

Average insurance cost by automotive segment

If you’re shopping for a new or used vehicle, it’s important to know which styles of vehicles have better car insurance rates. For example, you may be curious if minivans are more affordable to insure than SUVs or which size of luxury car has more affordable insurance.

The chart below shows average car insurance cost by vehicle segment in Appleton. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, with sports cars and performance luxury models having the most expensive overall rates.

Average rates for different segments are practical for overall comparisons, but insurance rates for specific models range quite a lot within each vehicle category shown in the previous chart.

For example, in the small luxury car segment, average Appleton auto insurance rates range from the Acura Integra costing $1,134 per year to the BMW M340i costing $1,560 per year, a difference of $426 within that segment. As another example, in the large SUV segment, the average cost of insurance ranges from the Chevrolet Tahoe at $1,198 per year to the Toyota Sequoia costing $1,598 per year.

In the next sections of the article, we reduce this variability by analyzing the cost of car insurance in Appleton for individual vehicle models.

Cheapest car insurance rates in Appleton, Wisconsin

The Toyota GR Corolla ranks in the top spot for the cheapest non-luxury sedan or hatchback to insure in Appleton, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $1,110 per year for full-coverage auto insurance.

Some other cars that are affordable to insure are the Chevrolet Malibu, Kia K5, Honda Accord, and Toyota Prius, with average annual insurance rates of $1,238 per year or less.

Auto insurance rates in Appleton for this segment for the average driver starts at an average of $93 per month, depending on the company.

If rates are ranked based on vehicle size, the most affordable compact car to insure in Appleton is the Toyota GR Corolla at $1,110 per year, or $93 per month. For midsize 2024 models, the Hyundai Ioniq 6 has the best rates at $1,174 per year, or $98 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $1,212 per year, or $101 per month.

The next table ranks the cars with the lowest-cost average car insurance rates in Appleton, starting with the Toyota GR Corolla at $1,110 per year ($93 per month) and ending with the Mazda 3 at $1,320 per year ($110 per month).

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Appleton car insurance quotes from the best auto insurance companies in Wisconsin.

Non-luxury SUVs with cheap car insurance in Appleton

Ranked at #1 in Appleton for the most affordable average insurance rates in the non-luxury SUV segment is the Subaru Crosstrek, costing an average of $944 per year. Second place is the Chevrolet Trailblazer at $960 per year, and coming in third is the Kia Soul, at an average of $996 per year.

Some other SUVs that have affordable insurance rates are the Ford Bronco Sport, Mazda CX-5, Buick Envision, and Toyota Corolla Cross, with an average car insurance cost of $1,044 per year or less.

Ranked in the bottom half of the top 20 cheapest SUVs to insure, SUVs like the Buick Envista, Buick Encore, Kia Niro, Volkswagen Tiguan, and Honda HR-V average between $1,044 and $1,112 per year for insurance.

Auto insurance in Appleton for this segment for an average middle-age driver will start around $79 per month, depending on the company and your location. The table below ranks the twenty SUVs with the cheapest insurance in Appleton, starting with the Subaru Crosstrek at $79 per month and ending with the Honda HR-V at $93 per month.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Wisconsin.

Cheap pickups to insure in Appleton, WI

The Chevrolet Colorado takes the top ranking for the most affordable pickup truck to insure in Appleton, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model costs an average of $1,092 per year for full-coverage auto insurance.

Other models that have affordable insurance rates include the Toyota Tacoma, Hyundai Santa Cruz, GMC Sierra 2500 HD, and Honda Ridgeline, with an average car insurance cost of $1,314 per year or less.

From a monthly standpoint, full-coverage auto insurance on this segment in Appleton starts at an average of $91 per month, depending on the company.

The comparison table below ranks the pickups with the cheapest average auto insurance rates in Appleton, starting with the Chevrolet Colorado at $1,092 per year ($91 per month) and ending with the Ram Truck at $1,476 per year ($123 per month).

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Appleton car insurance quotes from the best auto insurance companies in Wisconsin.

Most affordable sports cars to insure

The top three sports cars with the most affordable auto insurance rates in Appleton are the Mazda MX-5 Miata at $1,180 per year, the Toyota GR86 at $1,344 per year, and the Ford Mustang at $1,402 per year.

Also ranking well in our comparison are cars like the Nissan Z, Toyota GR Supra, BMW M2, and Lexus RC F, with average insurance cost of $1,524 per year or less.

Auto insurance in Appleton for this segment for a middle-age safe driver starts at an average of $98 per month, depending on where you live and the company you use.

The table below ranks the twenty sports cars with the cheapest auto insurance rates in Appleton, starting with the Mazda MX-5 Miata at $98 per month and ending with the Porsche Taycan at $180 per month.

Don’t see insurance cost for your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Appleton.

Cheapest luxury car insurance rates

Ranking #1 in Appleton for cheapest average insurance in the luxury sedan segment is the Acura Integra, costing an average of $1,134 per year. Second place is the BMW 330i costing $1,300 per year, third place goes to the Mercedes-Benz CLA250, at an average of $1,314 per year, and ranking fourth is the Lexus IS 300, costing an average of $1,316 per year.

Additional luxury cars that have cheaper rates include the Lexus RC 300, Mercedes-Benz AMG CLA35, Cadillac CT4, and Genesis G70, with average rates of $1,340 per year or less.

Some additional 2024 luxury models that make the list include the Lexus ES 250, BMW 230i, Lexus RC 350, and Lexus IS 350, which cost between $1,340 and $1,430 per year for auto insurance.

As a cost per month, auto insurance rates in this segment for a middle-age safe driver starts at around $95 per month, depending on your location and insurance company. The comparison table below ranks the luxury cars with the lowest-cost average auto insurance rates in Appleton.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see your luxury car in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Appleton car insurance quotes from top-rated companies in Wisconsin.

Luxury SUVs with cheap insurance rates

Ranking in the top five for the lowest-cost Appleton auto insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Jaguar E-Pace, Acura RDX, and Cadillac XT4. Insurance rates for these models average $1,204 or less per year.

Also ranking well are luxury SUVs like the Mercedes-Benz GLB 250, Lexus UX 250h, Lexus NX 350h, and Lincoln Corsair, with an average car insurance cost of $1,232 per year or less.

As a cost per month, car insurance in Appleton on this segment for the average driver will start around $89 per month, depending on your company and location.

When rates are compared by vehicle size, the most affordable small luxury SUV to insure in Appleton is the Acura RDX at $1,068 per year. For midsize luxury SUVs, the Jaguar E-Pace has the cheapest rates at $1,194 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $1,430 per year.

The next table ranks the luxury SUVs with the lowest-cost average insurance rates in Appleton.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Appleton car insurance quotes from the best companies in Wisconsin.

Variability of auto insurance rates

In an effort to help illustrate the extent to which auto insurance prices can change between drivers (and also emphasize the importance of accurate rate quotes), the charts below present detailed auto insurance rates for five popular vehicles in Appleton: the Ford F150, Nissan Sentra, Nissan Rogue, Honda Accord, and Chevrolet Camaro.

Each illustration uses different driver and policy risk profiles to illustrate the difference in price when minor changes are made to the driver profile.

Ford F150 insurance rates

Insurance for a Ford F150 in Appleton costs an average of $1,428 per year, or about $119 per month, and ranges from $1,186 to $3,298 per year.

The Ford F150 is a full-size truck, and other popular models include the Chevrolet Silverado, Nissan Titan, and Toyota Tundra.

Nissan Sentra insurance rates

Auto insurance for a Nissan Sentra in Appleton costs an average of $1,170 per year (about $98 per month) and has a range of $970 to $2,656 annually.

The Nissan Sentra is part of the compact car segment, and other models popular in Appleton include the Volkswagen Jetta, Chevrolet Cruze, Hyundai Elantra, and Toyota Corolla.

Nissan Rogue insurance rates

Car insurance for a Nissan Rogue in Appleton averages $1,146 per year (about $96 per month) and has a range of $954 to $2,618 annually.

The Nissan Rogue is part of the compact SUV segment, and other popular models in the same segment include the Subaru Forester, Chevrolet Equinox, Toyota RAV4, and Mazda CX-5.

Honda Accord insurance rates

In Appleton, Honda Accord insurance costs an average of $1,232 per year, or about $103 per month, and has a range of $1,024 to $2,832 annually.

The Honda Accord belongs to the midsize car segment, and other similar models from the same segment include the Kia K5, Hyundai Sonata, Nissan Altima, and Toyota Camry.

Chevrolet Camaro insurance rates

Insurance for a Chevrolet Camaro in Appleton costs an average of $1,656 per year ($138 per month) and has a range of $1,378 to $3,810 per year.

The Chevrolet Camaro is a sports car, and other similar models that are popular in Appleton, WI, include the Chevrolet Corvette, Toyota Supra, and Ford Mustang.

Tips for finding cheaper Appleton car insurance

Financially savvy drivers should always be looking to reduce their monthly auto insurance expenses, so run through the money-saving tips in this next list and it’s very possible you can save a few bucks on your next policy.

• Save money with better credit. Maintaining a high credit score could save as much as $200 per year when compared to a credit rating between 670-739. Conversely, a less-than-perfect credit history could cost around $232 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Lots of discounts equals cheaper auto insurance. Discounts may be available if the insureds choose electronic billing, are loyal customers, are senior citizens, belong to certain professional organizations, insure multiple vehicles on the same policy, or many other discounts which could save the average Appleton driver as much as $216 per year.
• Your employment could reduce your rates. Just about all auto insurance providers offer discounts for certain professions like high school and elementary teachers, lawyers, police officers and law enforcement, engineers, scientists, doctors, and others. Working in a qualifying occupation could save between $38 and $124 on your auto insurance premium, depending on the coverage levels.
• Shop around often. Taking a couple of minutes every year or so to get a few free car insurance quotes is a great way to save money. Rates are always changing and you are not locked into any one company.
• Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
• Stay claim free. Most insurers offer a discount if you have not filed any claims. Car insurance should be used in the case of significant financial loss, not minor claims.
• If your car is older, remove unneeded coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective will cut the cost of car insurance considerably.