- Roswell car insurance rates average $2,636 per year, or approximately $220 per month.
- Monthly car insurance rates for a few popular vehicles in Roswell include the Jeep Cherokee at $237, Ford Escape at $200, and GMC Sierra at $242.
- Compact SUV models like the Chevrolet Trailblazer, Toyota Corolla Cross, Buick Envision, and Nissan Kicks are a few picks for the cheapest auto insurance in Roswell.
- A few vehicles with the cheapest auto insurance in their segment include the Chevrolet Colorado ($193 per month), Infiniti QX80 ($246 per month), Audi A5 ($261 per month), and Kia K5 ($211 per month).
The average cost of car insurance in Roswell, GA
Roswell car insurance costs an average of $2,636 per year, which is 17.1% more than the national average rate of $2,221. The average cost of car insurance per month in Roswell is $220 for full coverage.
In the state of Georgia, the average price for car insurance is $2,514 per year, so the average rate in Roswell is $122 more per year when compared to the rest of the state.
When compared to specific cities, Roswell drivers can expect car insurance rates that are around $118 per year cheaper than in Atlanta, $288 per year more expensive than in Augusta, and $164 per year more expensive than in Columbus.
Driver age has a big impact on the price of auto insurance, so the list below illustrates this point by breaking out average car insurance rates for drivers from 16 to 60.
Average car insurance cost for Roswell drivers age 16 to 60
- 16 year old – $9,385 per year or $782 per month
- 17 year old – $9,089 per year or $757 per month
- 18 year old – $8,146 per year or $679 per month
- 19 year old – $7,418 per year or $618 per month
- 20 year old – $5,300 per year or $442 per month
- 30 year old – $2,810 per year or $234 per month
- 40 year old – $2,636 per year or $220 per month
- 50 year old – $2,336 per year or $195 per month
- 60 year old – $2,186 per year or $182 per month
The next chart shows different average Roswell auto insurance rates based on different driver ages and risk profiles.
The average cost of car insurance per month in Roswell is $220 (40-year-old safe driver in the chart above), with policy premium ranging from $182 to $505 for the data shown in the chart above.
Car insurance rates can be extremely variable and can also be significantly different between companies. The potential for large premium differences increases the need for multiple auto insurance quotes when shopping around for more affordable car insurance in Roswell, GA.
Popular vehicles and the cost of car insurance
The prior car insurance rates take the cost to insure each 2024 vehicle model and average them, which is helpful when making overall comparisons such as the difference in average auto insurance cost between two cities like Roswell and Atlanta.
For a better comparison, we can compare rates for specific vehicle models. Every vehicle has a slightly different risk profile for calculating the cost of auto insurance and this data allows us to compare rates more accurately than using an overall average rate.
The next list shows both annual and monthly car insurance rates in Roswell for some of the most popular cars, trucks, and SUVs.
Auto insurance cost for popular Roswell vehicles
- Jeep Cherokee – $2,844 per year or $237 per month
- Ford Escape – $2,402 per year or $200 per month
- GMC Sierra – $2,908 per year or $242 per month
- Jeep Grand Cherokee – $2,632 per year or $219 per month
- Chevrolet Silverado – $2,914 per year or $243 per month
- Subaru Forester – $2,342 per year or $195 per month
- Toyota Tacoma – $2,670 per year or $223 per month
- Ram Truck – $3,046 per year or $254 per month
- Mazda CX-5 – $2,148 per year or $179 per month
- Ford F150 – $2,948 per year or $246 per month
Vehicle models that are popular in Roswell tend to be compact and midsize cars like the Hyundai Elantra, Honda Civic, and Toyota Camry and compact and midsize SUVs like the Honda CR-V, Toyota RAV4, and Chevy Traverse.
A few additional popular vehicles in Roswell from other segments include luxury cars like the BMW 530i and Infiniti Q50, luxury SUVs like the Cadillac XT5 and Infiniti QX60, and models from the pickup truck segment like the Ford Ranger and Ram 1500.
Cheapest cars to insure in Roswell
The models with the most affordable auto insurance quotes in Roswell, GA, tend to be crossovers and compact SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Hyundai Venue.
Average auto insurance rates for vehicles ranked in the top 10 cheapest to insure cost $2,158 or less per year to get full coverage.
Additional vehicles that have very good insurance rates in our cost comparison are the Subaru Outback, Buick Encore, Volkswagen Taos, and Acura RDX. Insurance is a little higher for those models than the compact SUVs at the top of the rankings, but they still have average rates of $191 or less per month in Roswell.
The following table lists the 50 models with the cheapest car insurance in Roswell, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,890 | $158 |
| 2 | Chevrolet Trailblazer | $1,926 | $161 |
| 3 | Kia Soul | $2,000 | $167 |
| 4 | Nissan Kicks | $2,018 | $168 |
| 5 | Honda Passport | $2,036 | $170 |
| 6 | Buick Envision | $2,048 | $171 |
| 7 | Toyota Corolla Cross | $2,066 | $172 |
| 8 | Hyundai Venue | $2,084 | $174 |
| 9 | Mazda CX-5 | $2,088 | $174 |
| 10 | Ford Bronco Sport | $2,096 | $175 |
| 11 | Volkswagen Tiguan | $2,116 | $176 |
| 12 | Acura RDX | $2,140 | $178 |
| 13 | Nissan Murano | $2,152 | $179 |
| 14 | Buick Encore | $2,174 | $181 |
| 15 | Subaru Outback | $2,180 | $182 |
| 16 | Honda CR-V | $2,184 | $182 |
| 17 | Buick Envista | $2,192 | $183 |
| 18 | Volkswagen Taos | $2,194 | $183 |
| 19 | Kia Niro | $2,204 | $184 |
| 20 | Toyota GR Corolla | $2,222 | $185 |
| 21 | Subaru Ascent | $2,224 | $185 |
| 22 | Honda HR-V | $2,230 | $186 |
| 23 | Nissan Leaf | $2,244 | $187 |
| 24 | Chevrolet Colorado | $2,254 | $188 |
| 25 | Lexus NX 250 | $2,262 | $189 |
| 26 | Honda Civic | $2,264 | $189 |
| 27 | Volkswagen Atlas | $2,268 | $189 |
| 28 | Acura Integra | $2,274 | $190 |
| 29 | Volkswagen Atlas Cross Sport | $2,276 | $190 |
| 30 | Subaru Forester | $2,278 | $190 |
| 31 | GMC Terrain | $2,290 | $191 |
| 32 | Kia Seltos | $2,290 | $191 |
| 33 | Nissan Rogue | $2,302 | $192 |
| 34 | Hyundai Kona | $2,306 | $192 |
| 35 | Cadillac XT4 | $2,310 | $193 |
| 36 | Mazda CX-30 | $2,312 | $193 |
| 37 | Volkswagen ID4 | $2,322 | $194 |
| 38 | Ford Explorer | $2,324 | $194 |
| 39 | Toyota Highlander | $2,326 | $194 |
| 40 | Toyota Venza | $2,334 | $195 |
| 41 | Ford Escape | $2,338 | $195 |
| 42 | Honda Odyssey | $2,340 | $195 |
| 43 | Nissan Sentra | $2,352 | $196 |
| 44 | Subaru Impreza | $2,356 | $196 |
| 45 | Chevrolet Equinox | $2,360 | $197 |
| 46 | Toyota RAV4 | $2,364 | $197 |
| 47 | Mazda MX-5 Miata | $2,366 | $197 |
| 48 | Mazda MX-30 | $2,374 | $198 |
| 49 | Hyundai Tucson | $2,378 | $198 |
| 50 | Jaguar E-Pace | $2,390 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, GA Zip Codes. Updated June 27, 2025
A few additional models that rank in the top 50 above include the Subaru Impreza, Toyota Highlander, Toyota Venza, and Nissan Rogue. Average auto insurance rates for those vehicles cost between $2,290 and $2,462 per year in Roswell, GA.
In contrast to the cheapest vehicles to insure, a few vehicles that cost considerably more to insure include the Hyundai Sonata that averages $2,670 per year, the Chevrolet Camaro which costs $3,424, and the Lexus LC 500h which costs $3,944.
The section below details the cost of insurance based on different automotive segments. These rates will provide a better idea of the general vehicle types that have the best auto insurance rates in Roswell.
Best vehicles for the cheapest rates
When shopping for a different vehicle, it’s a good idea to know which styles of vehicles have more affordable car insurance rates in Roswell. To illustrate this, you may be wondering if SUVs have cheaper auto insurance than minivans or if luxury cars have more affordable insurance than sports cars.
The chart below displays average car insurance rates by segment in Roswell. In general, compact and midsize SUVs, vans, and midsize pickups have the least expensive rates, with sports cars and performance luxury models having the most expensive average insurance cost.
Car insurance rates by segment are fine for general comparisons, but rates vary quite significantly within each vehicle category listed in the previous chart.
For example, in the midsize car segment, average Roswell insurance rates range from the Kia K5 at $2,536 per year for a full coverage policy up to the Tesla Model 3 at $3,094 per year.
For another example, in the large luxury car segment, average rates can range from the Audi A5 at $3,128 per year to the Mercedes-Benz Maybach S680 at $5,516 per year, a difference of $2,388 within that segment.
The next list breaks out the individual model with the cheapest insurance in Roswell, GA, in each automotive segment shown in the chart above. Yearly and monthly insurance quotes are calculated for each model.
- Cheapest compact car insurance – Toyota GR Corolla at $2,288 per year or $191 per month
- Cheapest compact SUV insurance – Subaru Crosstrek at $1,946 per year or $162 per month
- Cheapest midsize car insurance – Kia K5 at $2,536 per year or $211 per month
- Cheapest midsize SUV insurance – Honda Passport at $2,100 per year or $175 per month
- Cheapest full-size car insurance – Chrysler 300 at $2,508 per year or $209 per month
- Cheapest full-size SUV insurance – Chevrolet Tahoe at $2,474 per year or $206 per month
- Cheapest midsize pickup insurance – Chevrolet Colorado at $2,318 per year or $193 per month
- Cheapest full-size pickup insurance – Nissan Titan at $2,462 per year or $205 per month
- Cheapest heavy duty pickup insurance – GMC Sierra 2500 HD at $2,682 per year or $224 per month
- Cheapest minivan insurance – Honda Odyssey at $2,406 per year or $201 per month
- Cheapest sports car insurance – Mazda MX-5 Miata at $2,438 per year or $203 per month
- Cheapest compact luxury car insurance – Acura Integra at $2,342 per year or $195 per month
- Cheapest compact luxury SUV insurance – Acura RDX at $2,202 per year or $184 per month
- Cheapest midsize luxury car insurance – Mercedes-Benz CLA250 at $2,710 per year or $226 per month
- Cheapest midsize luxury SUV insurance – Jaguar E-Pace at $2,462 per year or $205 per month
- Cheapest full-size luxury car insurance – Audi A5 at $3,128 per year or $261 per month
- Cheapest full-size luxury SUV insurance – Infiniti QX80 at $2,952 per year or $246 per month
What to expect when buying Roswell car insurance
In an effort to show how much auto insurance rates can range from one driver to the next, the examples below present multiple rates for five popular vehicles in Roswell: the Ram Truck, Toyota Corolla, Honda CR-V, Honda Pilot, and Ford Mustang.
Each illustration uses a variety of risk profiles to demonstrate the difference in average cost with only small changes to the policy rating factors.
Ram 1500 Truck insurance rates
With a purchase price ranging from $43,270 to $109,435, average Roswell car insurance rates on a Ram Truck range from $2,692 per year on the Ram Truck Tradesman Crew Cab 4WD model up to $3,334 per year for the Ram Truck TRX Final Edition 4WD.
On a monthly basis, full-coverage insurance for a Ram Truck for a safe driver can cost from $224 to $278 per month, depending on exactly where you live in Roswell.
The chart displayed below should help you understand how insurance rates for a Ram Truck can range significantly based on driver age and possible risk profiles.
For our example risk profiles, the cost ranges from $2,528 to $7,016 per year, which is a difference in cost of $4,488 to insure the same vehicle.
The Ram Truck is part of the full-size truck segment, and other models in the same segment include the Nissan Titan, Toyota Tundra, GMC Sierra, and Chevrolet Silverado.
Toyota Corolla insurance rates
Toyota Corolla insurance in Roswell costs an average of $2,566 per year, ranging from a low of $2,334 per year for the Toyota Corolla LE trim (MSRP of $21,900) up to $2,904 per year for the Toyota Corolla XSE Hatchback trim level (MSRP of $26,655).
From a cost per month standpoint, car insurance rates on a Toyota Corolla can range from $195 to $242 per month, depending on the insurance company you choose in Roswell.
The next rate chart visualizes how insurance rates for a Toyota Corolla can change based on changes in the age of the driver and common risk profiles.
The Toyota Corolla is a compact car, and other popular models include the Hyundai Elantra, Honda Civic, Nissan Sentra, and Chevrolet Cruze.
Honda CR-V insurance rates
Honda CR-V insurance in Roswell costs an average of $2,244 per year, ranging from a low of $2,130 per year on the Honda CR-V LX trim up to $2,372 per year for the Honda CR-V Sport Touring Hybrid AWD trim level.
The next chart visualizes how car insurance quotes for a Honda CR-V can change based on driver age, physical damage coverage deductibles, and driver risk profiles.
In this example, rates range from $1,866 to $5,162 per year, which is a price difference of $3,296 based on different drivers.
The Honda CR-V belongs to the compact SUV segment, and other popular same-segment models include the Toyota RAV4, Mazda CX-5, Chevrolet Equinox, and Ford Escape.
Honda Pilot insurance rates
The lowest-cost 2024 Honda Pilot trim to insure in Roswell is the LX model, costing an average of $2,398 per year, or around $200 per month. This trim level costs $37,090.
The most expensive 2022 Honda Pilot to insure in Roswell is the Elite AWD, costing an average of $2,724 per year, or around $227 per month. The MSRP for this trim level is $52,480, before destination and documentation charges.
When Roswell car insurance quotes for the Honda Pilot are compared with the cost averaged for the entire U.S. for the same vehicle, rates are $266 to $302 more per year in Roswell, depending on the trim level being insured.
On a monthly basis, full-coverage car insurance on a Honda Pilot for a safe driver can cost from $200 to $227 per month, depending on various factors including your exact location in Roswell.
The chart below may be useful to help you comprehend how the cost of car insurance on a Honda Pilot can range considerably for different drivers, policy deductibles, and potential risk scenarios. For this example, cost varies from $2,128 to $5,928 per year, which is a difference in cost of $3,800 caused by changing the rated driver.
The Honda Pilot is classified as a midsize SUV, and other similar models from the same segment include the Kia Telluride, Ford Explorer, and Ford Edge.
Ford Mustang insurance rates
With prices ranging from $30,920 to $63,265, average Roswell insurance rates on a 2024 Ford Mustang range from $2,478 per year for the Ford Mustang Ecoboost Fastback model up to $3,160 per year on the Ford Mustang Dark Horse Premium model.
From a monthly standpoint, full-coverage insurance on the Ford Mustang for the average driver can range from $207 to $263 per month, depending on the company you’re using in Roswell.
The chart displayed below may help to demonstrate how insurance rates for a Ford Mustang can vary based on changes in the age of the driver, policy deductibles, and risk profiles. In this example, cost varies from $2,400 to $6,628 per year, which is a difference of $4,228 to insure the same make and model of vehicle.
The Ford Mustang is a sports car, and other top-selling models from the same segment include the Subaru BRZ, Nissan 370Z, Chevrolet Corvette, and Toyota GR Supra.
Tips to paying less for auto insurance
Auto insurance is complicated, and every company has a different rate for every vehicle. The list below contains some tips and ideas that may help you keep the cost of your next policy under control.
- Compare the cost of insurance before buying a car. Different vehicle models can have very different insurance premiums, and insurance companies can sell policies with a wide range of costs. Get quotes before you upgrade you car in order to avoid price shock when insuring your new vehicle.
- Negligent driving raises car insurance rates. Causing too many accidents will raise rates, potentially by an extra $3,760 per year for a 20-year-old driver and even as much as $644 per year for a 60-year-old driver. So be safe and save.
- Earn a discount from your profession. Just about all auto insurance companies offer discounts for being employed in occupations like doctors, members of the military, nurses, dentists, engineers, police officers and law enforcement, and others. Getting this discount could save between $79 and $256 on your yearly insurance bill, depending on your age.
- Shop around. Taking a few minutes to get a few free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you do not have to wait for your renewal to change companies.
- If your car is older, remove unneeded coverages. Removing physical damage coverage (comprehensive and collision) from vehicles that are older can cheapen the cost to insure considerably.
- Choose a vehicle with lower insurance rates. Vehicle type is an important factor in the cost of auto insurance. For example, a Kia Soul costs $1,908 less per year to insure in Roswell than a Dodge Challenger. Less performance means less cost.
- Credit ratings can impact car insurance rates. Having excellent credit of 800+ could save around $414 per year over a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $480 more per year. Not all states use credit score as a rating factor, so check with your agent or company.