Insuring a Chevrolet Trax in 2025: Ultimate Survival Guide

• Chevrolet Trax car insurance costs an average of $2,210 per year or around $184 per month, depending on the trim level.
• The Trax LS trim level is the cheapest to insure at around $2,142 per year, or $179 per month.
• The model with the most expensive insurance is the 2RS at $2,250 per year, or around $188 per month.
• The Trax ranks 28^th out of 47 vehicles in the 2024 small SUV class for insurance affordability.

How much does Chevrolet Trax car insurance cost?

Chevy Trax insurance costs an average of $2,210 a year, or $184 each month. Drivers can plan on paying about $56 more each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $11 less per year than the overall national average of $2,221.

The following infographic illustrates average car insurance rates for a 2024 Chevy Trax using a variety of different risk scenarios.

Is car insurance cheap for a Chevy Trax?

With Chevy Trax car insurance cost ranging from $2,142 to $2,250 annually for an average driver, the lowest-cost model to insure is the LS. The next cheapest model to insure is the 1RS at $2,198 per year. On average, plan on budgeting a minimum of $179 per month for full coverage insurance.

The two most expensive trim levels of Chevy Trax to insure are the 2RS at $2,250 per year and the Activ at $2,250 annually. Those trim levels will cost an extra $108 and $108 per year, respectively, over the lowest cost LS model.

The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.

Is Trax insurance expensive compared to other small SUVs?

The Chevy Trax ranks 28^th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $2,210 per year for full coverage insurance, while the segment median average cost is $2,154 per year, a difference of only $56 per year.

When compared to other popular small SUVs, insurance for a 2024 Chevrolet Trax costs $48 more per year than the Toyota RAV4, $214 more than the Honda CR-V, $52 more than the Chevrolet Equinox, and $104 more than the Nissan Rogue.

The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.

How much is insurance on a used Chevy Trax?

Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2024 model year will save an estimated $748 annually. Even opting for a barely used 2019 model will save $518 per year.

The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2024. The average insurance cost ranges from a low of $1,462 for a 2015 Chevrolet Trax to a high of $2,210 for a 2024 model year.

Car insurance rates by location

Chevrolet Trax car insurance rates can range from lower prices like $1,722 a year in Raleigh, NC, or $1,856 in Charlotte, NC, to more expensive rates like $3,410 a year in New Orleans, LA, and $3,264 in Philadelphia, PA.

Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $2,372 per year, Omaha, NE, averaging $2,172, Nashville, TN, at $2,302, and Seattle, WA, costing $2,368.

The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.