- Chevrolet Trax car insurance costs an average of $2,264 per year or around $189 per month, depending on the trim level.
- The Trax LS trim level is the cheapest to insure at around $2,196 per year, or $183 per month.
- The model with the most expensive insurance is the 2RS at $2,306 per year, or around $192 per month.
- The Trax ranks 28th out of 47 vehicles in the 2024 small SUV class for insurance affordability.
How much does Chevrolet Trax car insurance cost?
Chevy Trax insurance costs an average of $2,264 a year, or $189 each month. Drivers can plan on paying about $58 more each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $12 less per year than the overall national average of $2,276.
The following infographic illustrates average car insurance rates for a 2024 Chevy Trax using a variety of different risk scenarios.
Is car insurance cheap for a Chevy Trax?
With Chevy Trax car insurance cost ranging from $2,196 to $2,306 annually for an average driver, the lowest-cost model to insure is the LS. The next cheapest model to insure is the 1RS at $2,256 per year. On average, plan on budgeting a minimum of $183 per month for full coverage insurance.
The two most expensive trim levels of Chevy Trax to insure are the 2RS at $2,306 per year and the Activ at $2,306 annually. Those trim levels will cost an extra $110 and $110 per year, respectively, over the lowest cost LS model.
The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.
| 2024 Chevrolet Trax Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LS | $2,196 | $183 |
| 1RS | $2,256 | $188 |
| LT | $2,262 | $189 |
| Activ | $2,306 | $192 |
| 2RS | $2,306 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Is Trax insurance expensive compared to other small SUVs?
The Chevy Trax ranks 28th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $2,264 per year for full coverage insurance, while the segment median average cost is $2,206 per year, a difference of only $58 per year.
When compared to other popular small SUVs, insurance for a 2024 Chevrolet Trax costs $52 more per year than the Toyota RAV4, $218 more than the Honda CR-V, $54 more than the Chevrolet Equinox, and $110 more than the Nissan Rogue.
The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,772 | -$492 |
| 2 | Chevrolet Trailblazer | $1,804 | -$460 |
| 3 | Kia Soul | $1,872 | -$392 |
| 4 | Nissan Kicks | $1,888 | -$376 |
| 5 | Buick Envision | $1,922 | -$342 |
| 6 | Toyota Corolla Cross | $1,932 | -$332 |
| 7 | Hyundai Venue | $1,950 | -$314 |
| 8 | Mazda CX-5 | $1,956 | -$308 |
| 9 | Ford Bronco Sport | $1,966 | -$298 |
| 10 | Volkswagen Tiguan | $1,984 | -$280 |
| 11 | Buick Encore | $2,038 | -$226 |
| 12 | Honda CR-V | $2,046 | -$218 |
| 13 | Volkswagen Taos | $2,056 | -$208 |
| 14 | Kia Niro | $2,066 | -$198 |
| 15 | Honda HR-V | $2,088 | -$176 |
| 16 | Subaru Forester | $2,134 | -$130 |
| 17 | Kia Seltos | $2,144 | -$120 |
| 18 | GMC Terrain | $2,148 | -$116 |
| 19 | Nissan Rogue | $2,154 | -$110 |
| 20 | Hyundai Kona | $2,158 | -$106 |
| 21 | Mazda CX-30 | $2,164 | -$100 |
| 22 | Volkswagen ID4 | $2,176 | -$88 |
| 23 | Ford Escape | $2,188 | -$76 |
| 24 | Chevrolet Equinox | $2,210 | -$54 |
| 25 | Toyota RAV4 | $2,212 | -$52 |
| 26 | Mazda MX-30 | $2,226 | -$38 |
| 27 | Hyundai Tucson | $2,232 | -$32 |
| 28 | Chevrolet Trax | $2,264 | -- |
| 29 | Mini Cooper Clubman | $2,274 | $10 |
| 30 | Mini Cooper | $2,278 | $14 |
| 31 | Mitsubishi Eclipse Cross | $2,302 | $38 |
| 32 | Jeep Renegade | $2,308 | $44 |
| 33 | Mitsubishi Outlander | $2,336 | $72 |
| 34 | Kia Sportage | $2,350 | $86 |
| 35 | Hyundai Ioniq 5 | $2,358 | $94 |
| 36 | Fiat 500X | $2,368 | $104 |
| 37 | Mini Cooper Countryman | $2,374 | $110 |
| 38 | Subaru Solterra | $2,376 | $112 |
| 39 | Mazda CX-50 | $2,380 | $116 |
| 40 | Nissan Ariya | $2,386 | $122 |
| 41 | Toyota bz4X | $2,390 | $126 |
| 42 | Mitsubishi Mirage | $2,398 | $134 |
| 43 | Kia EV6 | $2,474 | $210 |
| 44 | Dodge Hornet | $2,554 | $290 |
| 45 | Jeep Compass | $2,594 | $330 |
| 46 | Hyundai Nexo | $2,648 | $384 |
| 47 | Ford Mustang Mach-E | $2,806 | $542 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
How much is insurance on a used Chevy Trax?
Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2024 model year will save an estimated $768 annually. Even opting for a barely used 2019 model will save $530 per year.
The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2024. The average insurance cost ranges from a low of $1,496 for a 2015 Chevrolet Trax to a high of $2,264 for a 2024 model year.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Chevrolet Trax | $2,264 | $189 |
| 2023 Chevrolet Trax | $1,996 | $166 |
| 2022 Chevrolet Trax | $2,004 | $167 |
| 2021 Chevrolet Trax | $1,788 | $149 |
| 2020 Chevrolet Trax | $1,746 | $146 |
| 2019 Chevrolet Trax | $1,734 | $145 |
| 2018 Chevrolet Trax | $1,666 | $139 |
| 2017 Chevrolet Trax | $1,600 | $133 |
| 2016 Chevrolet Trax | $1,538 | $128 |
| 2015 Chevrolet Trax | $1,496 | $125 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Trax trim levels for each model year. Updated October 24, 2025
Car insurance rates by location
Chevrolet Trax car insurance rates can range from lower prices like $1,762 a year in Raleigh, NC, or $1,898 in Charlotte, NC, to more expensive rates like $3,440 a year in New Orleans, LA, and $3,304 in Philadelphia, PA.
Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $2,412 per year, Omaha, NE, averaging $2,212, Nashville, TN, at $2,342, and Seattle, WA, costing $2,408.
The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.
