- GMC Yukon insurance costs an average of $2,582 per year, or around $215 per month for full coverage.
- The cheapest Yukon model to insure is the SLE 2WD trim level at an estimated $2,386 per year.
- The Yukon XL Denali Ultimate 4WD is the most expensive to insure at $2,822 per year.
- When compared to the entire 2024 large SUV segment, the Yukon ranks near the bottom at fourth out of nine total comparison vehicles.
How much does GMC Yukon insurance cost?
GMC Yukon car insurance rates average $2,582 annually, or about $215 monthly. Plan on paying about $68 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $306 more per year than the all-vehicle national average of $2,276.
The chart below displays average 2024 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.
In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.
For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $19,420 a year for a full coverage policy.
That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.
Which Yukons have the cheapest insurance rates?
The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $2,386 per year, or about $199 per month. The second cheapest trim is the SLE 4WD also at $2,438 per year, and the third cheapest trim to insure is the XL SLE 2WD at $2,438 per year.
GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon XL Denali 4WD, the Denali Ultimate 4WD, and the XL Denali Ultimate 4WD trim levels costing an average of $2,676, $2,802, and $2,822 per year, respectively.
The rate table below displays average GMC Yukon insurance rates for the 2024 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.
| 2024 GMC Yukon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SLE 2WD | $2,386 | $199 |
| SLE 4WD | $2,438 | $203 |
| XL SLE 2WD | $2,438 | $203 |
| XL SLE 4WD | $2,484 | $207 |
| SLT 2WD | $2,496 | $208 |
| SLT 4WD | $2,540 | $212 |
| XL SLT 2WD | $2,540 | $212 |
| XL SLT 4WD | $2,578 | $215 |
| AT4 4WD | $2,584 | $215 |
| Denali 2WD | $2,612 | $218 |
| XL AT4 4WD | $2,618 | $218 |
| Denali 4WD | $2,648 | $221 |
| XL Denali 2WD | $2,648 | $221 |
| XL Denali 4WD | $2,676 | $223 |
| Denali Ultimate 4WD | $2,802 | $234 |
| XL Denali Ultimate 4WD | $2,822 | $235 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
GMC Yukon versus other large SUVs: How does it rank?
The GMC Yukon ranks fourth out of nine comparison vehicles in the 2024 full-size SUV class. It costs an average of $2,582 per year to insure a Yukon for full coverage, while the category average is $2,650 per year, a difference of $68 per year.
When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $330 more per year than the Chevrolet Tahoe, $4 less than the Ford Expedition, $204 more than the Chevrolet Suburban, and $94 more than the Nissan Armada.
The table below ranks all 2024 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Chevrolet Tahoe | $2,252 | -$330 |
| 2 | Chevrolet Suburban | $2,378 | -$204 |
| 3 | Nissan Armada | $2,488 | -$94 |
| 4 | GMC Yukon | $2,582 | -- |
| 5 | Ford Expedition | $2,586 | $4 |
| 6 | Jeep Grand Wagoneer | $2,784 | $202 |
| 7 | GMC Hummer EV | $2,796 | $214 |
| 8 | Jeep Wagoneer | $2,986 | $404 |
| 9 | Toyota Sequoia | $3,002 | $420 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Average insurance cost by U.S. city and state
The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $2,226 a year in Columbus, OH, or $2,090 in Virginia Beach, VA, to higher rates such as $3,922 a year in New Orleans, LA and $3,768 in Philadelphia, PA.
The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $2,522 per year, Fresno, CA, at $2,962, Colorado Springs, CO, at an estimated $2,992, and Mesa, AZ, at $2,656.
The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S.
When comparing GMC Yukon insurance at the state level, states like Idaho ($2,174) and Maine ($1,962) tend to be cheaper, while states like Florida ($3,002), Michigan ($3,106), and New York ($3,008) have the most expensive auto insurance rates.
Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $2,950, $2,446, and $2,502 per year, respectively.
Average rates for a 2024 GMC Yukon are shown in the table below for all fifty U.S. states.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $2,524 | $210 |
| Alaska | $2,254 | $188 |
| Arizona | $2,554 | $213 |
| Arkansas | $2,800 | $233 |
| California | $3,104 | $259 |
| Colorado | $2,846 | $237 |
| Connecticut | $2,926 | $244 |
| Delaware | $2,968 | $247 |
| Florida | $3,002 | $250 |
| Georgia | $2,752 | $229 |
| Hawaii | $2,116 | $176 |
| Idaho | $2,174 | $181 |
| Illinois | $2,480 | $207 |
| Indiana | $2,234 | $186 |
| Iowa | $2,090 | $174 |
| Kansas | $2,682 | $224 |
| Kentucky | $2,842 | $237 |
| Louisiana | $2,900 | $242 |
| Maine | $1,962 | $164 |
| Maryland | $2,576 | $215 |
| Massachusetts | $2,878 | $240 |
| Michigan | $3,106 | $259 |
| Minnesota | $2,446 | $204 |
| Mississippi | $2,664 | $222 |
| Missouri | $2,950 | $246 |
| Montana | $2,556 | $213 |
| Nebraska | $2,402 | $200 |
| Nevada | $3,078 | $257 |
| New Hampshire | $2,090 | $174 |
| New Jersey | $3,106 | $259 |
| New Mexico | $2,376 | $198 |
| New York | $3,008 | $251 |
| North Carolina | $2,008 | $167 |
| North Dakota | $2,388 | $199 |
| Ohio | $2,144 | $179 |
| Oklahoma | $2,904 | $242 |
| Oregon | $2,586 | $216 |
| Pennsylvania | $2,638 | $220 |
| Rhode Island | $3,160 | $263 |
| South Carolina | $2,406 | $201 |
| South Dakota | $2,762 | $230 |
| Tennessee | $2,620 | $218 |
| Texas | $2,574 | $215 |
| Utah | $2,478 | $207 |
| Vermont | $2,200 | $183 |
| Virginia | $2,082 | $174 |
| Washington | $2,528 | $211 |
| West Virginia | $2,506 | $209 |
| Wisconsin | $2,176 | $181 |
| Wyoming | $2,502 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
Some additional notable insights relative to GMC Yukon insurance cost include:
- Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $694 per year.
- Improve your credit for cheaper car insurance. Having a credit score above 800 could save $405 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $470 more per year.
- Age and gender affect car insurance rates. For a 2024 GMC Yukon, a 20-year-old male will pay an estimated rate of $5,234 per year, while a 20-year-old female will get a rate of $3,742, a difference of $1,492 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $2,282 and the female rate is $2,228, a difference of only $54.
- Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $9,251 per year for a 16-year-old driver, $8,977 per year for a 17-year-old driver, and $8,065 per year for an 18-year-old driver.
- Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $3,730 per year for a 20-year-old driver and as much as $638 per year for a 60-year-old driver.
- Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or other policy discounts which could save the average driver as much as $440 per year on GMC Yukon insurance.
- Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $77 and $233 on your Yukon insurance cost, depending on the level of coverage purchased.