Insuring a GMC Yukon: Rates and Comparisons for 2025

How affordable is insurance on a GMC Yukon?

We compared average insurance cost from the SLE 2WD model up to the more expensive XL Denali Ultimate 4WD trim level to see how insurance on the Yukon ranks when compared to other large SUVs.

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How much does GMC Yukon insurance cost?

GMC Yukon car insurance rates average $2,522 annually, or about $210 monthly. Plan on paying about $65 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $301 more per year than the all-vehicle national average of $2,221.

The chart below displays average 2024 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.

Average 2024 GMC Yukon insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 GMC Yukon insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year GMC Yukon with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all GMC Yukon trim levels.

2024 GMC Yukon Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,828$486
Safe Driver Age 20$5,104$425
At-fault Accidents Age 40$3,576$298
Low Deductibles Age 40$3,316$276
Safe Driver Age 30$2,690$224
Safe Driver Age 40$2,522$210
Safe Driver Age 50$2,228$186
High Deductibles Age 40$2,114$176
Discount Rate Age 40$2,092$174
Safe Driver Age 60$2,088$174

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 GMC Yukon trim levels. Updated June 27, 2025

In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.

For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $19,234 a year for a full coverage policy.

That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.

Which Yukons have the cheapest insurance rates?

The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $2,330 per year, or about $194 per month. The second cheapest trim is the SLE 4WD also at $2,380 per year, and the third cheapest trim to insure is the XL SLE 2WD at $2,380 per year.

GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon XL Denali 4WD, the Denali Ultimate 4WD, and the XL Denali Ultimate 4WD trim levels costing an average of $2,612,  $2,736, and $2,756 per year, respectively.

The rate table below displays average GMC Yukon insurance rates for the 2024 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.

2024 GMC Yukon Insurance Rates by Trim Level
2024 GMC Yukon Trim Level Annual Premium Cost Per Month
SLE 2WD$2,330$194
SLE 4WD$2,380$198
XL SLE 2WD$2,380$198
XL SLE 4WD$2,428$202
SLT 2WD$2,438$203
SLT 4WD$2,482$207
XL SLT 2WD$2,482$207
XL SLT 4WD$2,516$210
AT4 4WD$2,524$210
Denali 2WD$2,552$213
XL AT4 4WD$2,558$213
Denali 4WD$2,586$216
XL Denali 2WD$2,586$216
XL Denali 4WD$2,612$218
Denali Ultimate 4WD$2,736$228
XL Denali Ultimate 4WD$2,756$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 GMC Yukon ranging from the SLE 2WD model at $2,330 per year to the XL Denali Ultimate 4WD model at $2,756
Insurance cost by trim level for a 2024 GMC Yukon ranging from the SLE 2WD model at $2,330 per year to the XL Denali Ultimate 4WD model at $2,756

GMC Yukon versus other large SUVs: How does it rank?

The GMC Yukon ranks fourth out of nine comparison vehicles in the 2024 full-size SUV class. It costs an average of $2,522 per year to insure a Yukon for full coverage, while the category average is $2,587 per year, a difference of $65 per year.

When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $324 more per year than the Chevrolet Tahoe, $2 less than the Ford Expedition, $198 more than the Chevrolet Suburban, and $94 more than the Nissan Armada.

The table below ranks all 2024 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.

Insurance Cost Comparison: GMC Yukon vs Large SUVs
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,198-$324
2Chevrolet Suburban$2,324-$198
3Nissan Armada$2,428-$94
4GMC Yukon$2,522--
5Ford Expedition$2,524$2
6Jeep Grand Wagoneer$2,720$198
7GMC Hummer EV$2,728$206
8Jeep Wagoneer$2,912$390
9Toyota Sequoia$2,930$408

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,522 per year, insurance cost for a 2024 GMC Yukon ranks fourth out of nine models in the large SUV segment
At $2,522 per year, insurance cost for a 2024 GMC Yukon ranks fourth out of nine models in the large SUV segment

Average insurance cost by U.S. city and state

The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $2,178 a year in Columbus, OH, or $2,044 in Virginia Beach, VA, to higher rates such as $3,886 a year in New Orleans, LA and $3,720 in Philadelphia, PA.

The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $2,474 per year, Fresno, CA, at $2,918, Colorado Springs, CO, at an estimated $2,946, and Mesa, AZ, at $2,610.

The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S.

Average car insurance rates for a 2024 GMC Yukon in larger U.S. cities.
Figure 2: Average car insurance rates for a 2024 GMC Yukon in larger U.S. cities. Rates updated on June 27, 2025.

Data Methodology: Average car insurance rates for a 2024 GMC Yukon assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

GMC Yukon Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$4,094$341
Philadelphia, PA$3,720$310
Las Vegas, NV$3,712$309
Los Angeles, CA$3,704$309
San Francisco, CA$3,312$276
Kansas City, MO$3,034$253
Oklahoma City, OK$3,034$253
Denver, CO$2,992$249
Memphis, TN$2,992$249
Atlanta, GA$2,962$247
San Jose, CA$2,904$242
Phoenix, AZ$2,850$238
Portland, OR$2,820$235
San Diego, CA$2,808$234
Boston, MA$2,802$234
Chicago, IL$2,744$229
Dallas, TX$2,712$226
Houston, TX$2,700$225
Seattle, WA$2,696$225
Jacksonville, FL$2,642$220
Nashville, TN$2,624$219
Milwaukee, WI$2,614$218
Albuquerque, NM$2,582$215
San Antonio, TX$2,524$210
Omaha, NE$2,474$206
Fort Worth, TX$2,468$206
Austin, TX$2,446$204
Indianapolis, IN$2,300$192
Columbus, OH$2,178$182
Charlotte, NC$2,116$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 GMC Yukon and all Zip Codes in each city. Updated June 27, 2025

When comparing GMC Yukon insurance at the state level, states like Idaho ($2,124) and Maine ($1,918) tend to be cheaper, while states like Florida ($2,968), Michigan ($3,078), and New York ($2,962) have the most expensive auto insurance rates.

Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $2,904, $2,396, and $2,454 per year, respectively.

Average rates for a 2024 GMC Yukon are shown in the table below for all fifty U.S. states.

2024 GMC Yukon Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$2,476$206
Alaska$2,208$184
Arizona$2,506$209
Arkansas$2,752$229
California$3,056$255
Colorado$2,800$233
Connecticut$2,878$240
Delaware$2,920$243
Florida$2,968$247
Georgia$2,704$225
Hawaii$2,068$172
Idaho$2,124$177
Illinois$2,430$203
Indiana$2,188$182
Iowa$2,042$170
Kansas$2,634$220
Kentucky$2,800$233
Louisiana$2,860$238
Maine$1,918$160
Maryland$2,530$211
Massachusetts$2,832$236
Michigan$3,078$257
Minnesota$2,396$200
Mississippi$2,616$218
Missouri$2,904$242
Montana$2,510$209
Nebraska$2,356$196
Nevada$3,028$252
New Hampshire$2,044$170
New Jersey$3,060$255
New Mexico$2,330$194
New York$2,962$247
North Carolina$1,958$163
North Dakota$2,344$195
Ohio$2,096$175
Oklahoma$2,858$238
Oregon$2,540$212
Pennsylvania$2,588$216
Rhode Island$3,114$260
South Carolina$2,360$197
South Dakota$2,714$226
Tennessee$2,572$214
Texas$2,530$211
Utah$2,430$203
Vermont$2,150$179
Virginia$2,036$170
Washington$2,482$207
West Virginia$2,462$205
Wisconsin$2,126$177
Wyoming$2,454$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025

Average annual premium and cost per month to insure a 2024 GMC Yukon in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 GMC Yukon in all 50 U.S. States

Some additional notable insights relative to GMC Yukon insurance cost include:

  • Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $674 per year.
  • Improve your credit for cheaper car insurance. Having a credit score above 800 could save $396 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $459 more per year.
  • Age and gender affect car insurance rates. For a 2024 GMC Yukon, a 20-year-old male will pay an estimated rate of $5,104 per year, while a 20-year-old female will get a rate of $3,648, a difference of $1,456 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $2,228 and the female rate is $2,174, a difference of only $54.
  • Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $9,031 per year for a 16-year-old driver, $8,760 per year for a 17-year-old driver, and $7,872 per year for an 18-year-old driver.
  • Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $3,642 per year for a 20-year-old driver and as much as $622 per year for a 60-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or other policy discounts which could save the average driver as much as $430 per year on GMC Yukon insurance.
  • Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $76 and $228 on your Yukon insurance cost, depending on the level of coverage purchased.