Mesa, AZ Car Insurance – Cheapest Cars, Trucks, SUVs to Insure in 2022

What vehicles have the cheapest car insurance in Mesa, Arizona? We break down average auto insurance rates plus reveal the cars, pickup trucks, and SUVs that have low-cost auto insurance.

Start QuoteCompare Mesa car insurance rates and save on your next policy.

How much does car insurance cost in Mesa, Arizona?

Average auto insurance cost in Mesa is $1,536 per year, which is 2% less than the U.S. overall average rate of $1,567. Average car insurance cost per month in Mesa is $128 for a full-coverage car insurance policy.

In the state of Arizona, the average car insurance expense is $1,356 per year, so the average cost in Mesa is $180 more per year. When compared to other cities in Arizona, the cost to insure a vehicle in Mesa is about $60 per year more than in Tucson, $42 per year more expensive than in Chandler, and $212 per year less than in Phoenix.

The next chart shows examples of average Mesa auto insurance cost broken out for a number of different driver ages, policy deductibles, and risk profiles. Rates are averaged for all 2022 model year vehicles including luxury and performance vehicles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Mesa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
Mesa, AZ, Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Mesa, AZ
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,472$289
Safe Driver Age 20$3,040$253
At-fault Accidents Age 40$2,164$180
Low Deductibles Age 40$1,992$166
Safe Driver Age 30$1,612$134
Safe Driver Age 40$1,536$128
Safe Driver Age 50$1,396$116
Safe Driver Age 60$1,372$114
High Deductibles Age 40$1,298$108
Discount Rate Age 40$1,272$106

Average car insurance rates in the chart range from $1,272 per year for a 40-year-old driver that qualifies for many policy discounts to $3,472 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

When these rates are converted to a cost per month, the average cost of car insurance per month in Mesa ranges from $106 to $289.

Mesa car insurance rates are extremely variable and can also be significantly different between companies. The likelihood of significant rate variability stresses the need to get multiple auto insurance quotes when shopping online for the cheapest car insurance policy.

Driver age significantly impacts the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Mesa for drivers from age 16 to 60.

Mesa, AZ, car insurance cost for drivers age 16 to 60

  • 16-year-old rated driver – $5,496 per year or $458 per month
  • 17-year-old rated driver – $5,132 per year or $428 per month
  • 18-year-old rated driver – $4,792 per year or $399 per month
  • 19-year-old rated driver – $4,334 per year or $361 per month
  • 20-year-old rated driver – $3,040 per year or $253 per month
  • 30-year-old rated driver – $1,612 per year or $134 per month
  • 40-year-old rated driver – $1,536 per year or $128 per month
  • 50-year-old rated driver – $1,396 per year or $116 per month
  • 60-year-old rated driver – $1,372 per year or $114 per month

The rates above that detailed the cost to insure teen drivers were based on the driver being male. The chart below goes into more detail regarding the cost of insuring teen drivers and breaks out average teen driver car insurance rates by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Mesa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
Mesa, AZ, Car Insurance Cost for Drivers Age 16 to 19
Average Car Insurance Cost in Mesa, AZ for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,496$5,132$4,792$4,334
Female$4,836$4,564$4,156$3,854

Car insurance for a 16-year-old female in Mesa costs an average of $660 less per year than the cost for a male driver, while at age 19, it’s still $480 cheaper per year for females than males.

The previously discussed car insurance rates are an average for all 2022 vehicle models, which is suitable for making broad comparisons like the average cost difference for different locations or driver risk profiles.

But for more useful price comparisons, the data will be better if we instead look at the exact vehicle being insured. Later on in this article, we explore all kinds of rates for specific models, but for now, a few of the most popular models will be used to see how car insurance rates size up in Mesa.

The following chart shows average insurance cost in Mesa for some of the more popular cars, trucks, and SUVs.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Mesa car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Mesa Zip Codes.Data last updated on November 18, 2022
Mesa, Arizona Car Insurance Rates for Popular Vehicles
Mesa, Arizona Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$1,232$103
Honda CR-V$1,344$112
Honda HR-V$1,380$115
Chevrolet Equinox$1,432$119
Toyota RAV4$1,448$121
Ford F150$1,484$124
Toyota 4Runner$1,496$125
Nissan Rogue$1,502$125
Toyota Camry$1,508$126
Honda Civic$1,520$127
Toyota Highlander$1,542$129
Honda Accord$1,602$134
Chevrolet Silverado$1,646$137
Jeep Cherokee$1,704$142
Ram Truck$1,750$146

The vehicles that are popular in Mesa tend to be compact and midsize cars like the Honda Civic, Nissan Sentra, and Honda Accord and small or midsize SUVs like the Nissan Rogue and Toyota Highlander.

Other popular models from other segments include luxury SUVs like the Cadillac XT5, BMW X5, and Infiniti QX60, luxury cars like the BMW 530i, Lexus ES 350, and Infiniti Q50, and pickup trucks like the Ford Ranger, Ram 1500, and Toyota Tacoma.

We get into rates for lots more vehicles a little farther down this article, but before we get into that, let’s look at some of the concepts that were presented up to this point.

  • Insurance for teenagers can cost a lot – Cost ranges from $3,854 to $5,496 per year for insurance on a teen driver in Mesa, Arizona.
  • A low deductible policy costs more – A 20-year-old driver pays an average of $802 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Car insurance rates decline a lot between ages 20 and 30 – The average 30-year-old Mesa driver will pay $1,428 less per year than a 20-year-old driver, $1,612 compared to $3,040.
  • Car insurance costs less as you get older – Average auto insurance rates for a 50-year-old driver in Mesa are $1,644 per year cheaper than for a 20-year-old driver.
  • Average cost per month ranges from $114 to $458 – That’s the average car insurance price range for drivers from age 16 to 60 in Mesa, AZ.
  • Mesa car insurance prices are more expensive than the Arizona state average – $1,536 (Mesa average) versus $1,356 (Arizona average)
  • Mesa, Arizona, car insurance costs less than the U.S. average – $1,536 (Mesa average) compared to $1,567 (U.S. average)

In Mesa, which vehicles are cheapest to insure?

The vehicles with the best car insurance quotes in Mesa, AZ, tend to be small SUVs and crossovers like the Chevrolet Trailblazer, Mazda CX-5, Nissan Rogue Sport, and Subaru Crosstrek. Average insurance quotes for those crossover SUVs cost $107 or less per month for full coverage car insurance.

A few other models that rank well in the cost comparison table are the Mazda MX-5 Miata, Kia Seltos, Subaru Ascent, and Subaru Forester.

Insurance is somewhat higher for those models than the compact SUVs that rank at the top, but they still have an average cost of $1,330 or less per year, or around $111 per month.

The table below details the 30 models with the cheapest car insurance in Mesa, ordered by annual cost.

Top 30 Cheapest Auto Insurance Rates in Mesa, AZ
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,168$97
2Nissan Kicks$1,196$100
3Chevrolet Trailblazer$1,204$100
4Subaru Crosstrek$1,232$103
5Honda Passport$1,234$103
6Chevrolet Colorado$1,262$105
7Toyota C-HR$1,262$105
8Buick Encore$1,268$106
9Nissan Rogue Sport$1,280$107
10Hyundai Venue$1,302$109
11Buick Envision$1,306$109
12Kia Seltos$1,306$109
13Ford Maverick$1,312$109
14Acura RDX$1,314$110
15Toyota Corolla Cross$1,318$110
16Subaru Ascent$1,320$110
17Hyundai Kona$1,324$110
18Mazda MX-5 Miata$1,330$111
19Subaru Forester$1,330$111
20Subaru Impreza$1,330$111
21Volkswagen Tiguan$1,330$111
22Chevrolet Spark$1,338$112
23Honda CR-V$1,344$112
24Cadillac XT4$1,348$112
25Mazda CX-30$1,358$113
26Ford Ranger$1,362$114
27Honda HR-V$1,380$115
28Ford Edge$1,382$115
29Ford Ecosport$1,390$116
30Subaru Outback$1,406$117

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
    Top 30 Cheapest Auto Insurance Rates in Mesa, AZ

    The table above that contains 30 vehicles with the cheapest insurance in Mesa is fine if you just want the absolute lowest rates. A more efficient way to group and rank rates for more vehicle models is to sort them by vehicle segment. The six sections below list the vehicles with the cheapest insurance rates for each of the primary segments.

    Cheapest car insurance rates in Mesa

    Ranking in the top five for the most affordable Mesa car insurance rates in the car segment (excluding luxury models) are the Subaru Legacy, Volkswagen Jetta, Subaru Impreza, Chevrolet Spark, and Volkswagen Golf. Auto insurance rates for these vehicles average $1,492 or less per year.

    Also ranking in the top 10 are models like the Toyota Corolla, Nissan Sentra, Kia K5, and Toyota Camry, with average cost of $1,508 per year or less.

    From a cost per month standpoint, car insurance on this segment in Mesa for the average driver will start around $111 per month, depending on where you live and the company you use. The next table ranks the twenty cars with the most affordable average auto insurance rates in Mesa, starting with the Subaru Impreza at $1,330 per year and ending with the Chevrolet Malibu at $1,594 per year.

    Cheapest Cars to Insure in Mesa, Arizona
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,330$111
    Chevrolet SparkCompact$1,338$112
    Volkswagen GolfCompact$1,476$123
    Subaru LegacyMidsize$1,488$124
    Honda InsightMidsize$1,492$124
    Volkswagen JettaCompact$1,492$124
    Nissan SentraCompact$1,496$125
    Toyota CorollaCompact$1,506$126
    Kia K5Midsize$1,508$126
    Toyota CamryMidsize$1,508$126
    Kia RioCompact$1,512$126
    Volkswagen PassatMidsize$1,516$126
    Honda CivicCompact$1,520$127
    Mazda 3Compact$1,526$127
    Mazda 6Midsize$1,528$127
    Toyota PriusCompact$1,534$128
    Hyundai AccentCompact$1,554$130
    Hyundai VelosterCompact$1,566$131
    Kia ForteCompact$1,570$131
    Chevrolet MalibuMidsize$1,594$133

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
      Cheapest Cars to Insure in Mesa, Arizona

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Arizona.

      Cheapest SUV insurance rates in Mesa

      Ranking highest for the most affordable Mesa car insurance rates in the SUV segment (excluding luxury models) are the Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, Subaru Crosstrek, and Honda Passport. Car insurance rates for these 2022 models average $1,232 or less per year.

      Other models that have cheaper rates are the Buick Envision, Hyundai Venue, Nissan Rogue Sport, and Toyota C-HR, with average insurance cost of $1,306 per year or less.

      Ranked from 10th to 20th place, SUVs like the Hyundai Kona, Subaru Ascent, Ford Edge, Kia Seltos, and Toyota Corolla Cross average between $1,306 and $1,382 per year for auto insurance.

      On a monthly basis, car insurance rates in Mesa on this segment for a good driver starts at around $97 per month, depending on your location.

      The most affordable non-luxury compact SUV to insure in Mesa is the Mazda CX-5 at $1,168 per year. For midsize models, the Honda Passport has the cheapest rates at $1,234 per year. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $1,540 per year.

      The next table ranks the SUVs with the cheapest average car insurance rates in Mesa, starting with the Mazda CX-5 at $1,168 per year and ending with the Ford Edge at $1,382 per year.

      Cheapest SUVs to Insure in Mesa, Arizona
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,168$97
      Nissan KicksCompact$1,196$100
      Chevrolet TrailblazerCompact$1,204$100
      Subaru CrosstrekCompact$1,232$103
      Honda PassportMidsize$1,234$103
      Toyota C-HRCompact$1,262$105
      Buick EncoreCompact$1,268$106
      Nissan Rogue SportCompact$1,280$107
      Hyundai VenueCompact$1,302$109
      Buick EnvisionCompact$1,306$109
      Kia SeltosCompact$1,306$109
      Toyota Corolla CrossCompact$1,318$110
      Subaru AscentMidsize$1,320$110
      Hyundai KonaCompact$1,324$110
      Subaru ForesterCompact$1,330$111
      Volkswagen TiguanCompact$1,330$111
      Honda CR-VCompact$1,344$112
      Mazda CX-30Compact$1,358$113
      Honda HR-VCompact$1,380$115
      Ford EdgeMidsize$1,382$115

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
        Cheapest SUVs to Insure in Mesa, Arizona

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see insurance cost for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Arizona.

        Cheapest sports cars to insure in Mesa, Arizona

        The three top-ranked sports cars with the most affordable insurance rates in Mesa are the Mazda MX-5 Miata at $1,330 per year, the Ford Mustang at $1,620 per year, and the BMW Z4 at $1,650 per year.

        Not the cheapest sports cars to insure, but still very reasonable, are models like the Chevrolet Corvette, BMW M3, Audi TT, and Toyota GR Supra, with average insurance cost of $1,986 per year or less.

        Auto insurance rates in Mesa for this segment for an average middle-age driver will start around $111 per month, depending on the company and your location.

        The next table ranks the twenty sports cars with the cheapest insurance rates in Mesa, starting with the Mazda MX-5 Miata at $1,330 per year ($111 per month) and ending with the Lexus LC 500 at $2,530 per year ($211 per month).

        Cheapest Sports Cars to Insure in Mesa, Arizona
        Make/Model Vehicle Type Annual Cost Monthly Cost
        Mazda MX-5 MiataSports Car$1,330$111
        Ford MustangSports Car$1,620$135
        BMW Z4Sports Car$1,650$138
        Subaru WRXSports Car$1,744$145
        Toyota GR86Sports Car$1,790$149
        Toyota GR SupraSports Car$1,828$152
        Audi TTSports Car$1,868$156
        Subaru BRZSports Car$1,924$160
        Chevrolet CorvetteSports Car$1,932$161
        BMW M3Sports Car$1,986$166
        Porsche 718Sports Car$2,074$173
        Chevrolet CamaroSports Car$2,126$177
        Lexus RC FSports Car$2,178$182
        Dodge ChallengerSports Car$2,182$182
        Mercedes-Benz AMG GT53Sports Car$2,214$185
        Jaguar F-TypeSports Car$2,318$193
        Porsche TaycanSports Car$2,380$198
        Porsche 911Sports Car$2,436$203
        BMW M4Sports Car$2,444$204
        Lexus LC 500Sports Car$2,530$211

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
          Cheapest Sports Cars to Insure in Mesa, Arizona

          Don’t see your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Mesa.

          Cheapest pickup trucks to insure in Mesa

          The four lowest-cost pickups to insure in Mesa are the Chevrolet Colorado at $1,262 per year, Ford Maverick at $1,312 per year, Ford Ranger at $1,362 per year, and Toyota Tacoma at $1,422 per year.

          Not the cheapest pickups to insure, but still very reasonable, are trucks like the GMC Canyon, Hyundai Santa Cruz, Jeep Gladiator, and Ford F150, with average insurance cost of $1,508 per year or less.

          On a monthly basis, full-coverage insurance in this segment for a safe driver starts at around $105 per month, depending on where you live. The next table ranks the twenty pickups with the cheapest auto insurance rates in Mesa.

          Cheapest Pickups to Insure in Mesa, Arizona
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Chevrolet ColoradoMidsize$1,262$105
          Ford MaverickMidsize$1,312$109
          Ford RangerMidsize$1,362$114
          Toyota TacomaMidsize$1,422$119
          Nissan FrontierMidsize$1,460$122
          Hyundai Santa CruzMidsize$1,474$123
          GMC CanyonMidsize$1,478$123
          Ford F150Full-size$1,484$124
          Honda RidgelineMidsize$1,494$125
          Jeep GladiatorMidsize$1,508$126
          GMC SierraFull-size$1,562$130
          Nissan TitanFull-size$1,620$135
          Chevrolet SilveradoFull-size$1,646$137
          Toyota TundraFull-size$1,650$138
          Ford F350 Super DutyHeavy Duty$1,666$139
          Chevrolet Silverado HD 3500Heavy Duty$1,680$140
          Nissan Titan XDHeavy Duty$1,724$144
          Ram TruckFull-size$1,750$146
          GMC Sierra 2500 HDHeavy Duty$1,792$149
          GMC Sierra 3500Heavy Duty$1,804$150

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
            Cheapest Pickups to Insure in Mesa, Arizona

            See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

            Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Mesa car insurance quotes from top-rated companies in Arizona.

            Cheapest luxury car insurance rates in Mesa, AZ

            The four highest ranking luxury car models with the most affordable insurance rates in Mesa are the Acura ILX at $1,412 per year, Mercedes-Benz A220 at $1,508 per year, BMW 330i at $1,620 per year, and Acura TLX at $1,630 per year.

            Rounding out the top 10 are models like the BMW 230i, BMW 228i, BMW 330e, and Alfa Romeo Giulia, with an average cost to insure of $1,702 per year or less.

            Car insurance for this segment in Mesa for a good driver will start around $118 per month, depending on where you live.

            When the luxury car segment is analyzed by vehicle size, the most budget-friendly compact luxury car to insure in Mesa is the Mercedes-Benz A220 at $1,508 per year. For midsize 2022 models, the Acura ILX has the best rates at $1,412 per year. And for full-size luxury cars, the Audi A5 has the most affordable rates at $1,800 per year.

            The table below ranks the luxury cars with the cheapest auto insurance rates in Mesa.

            Cheapest Luxury Cars to Insure in Mesa, Arizona
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$1,412$118
            Mercedes-Benz A220Compact$1,508$126
            BMW 330iCompact$1,620$135
            Acura TLXCompact$1,630$136
            Volvo S60Compact$1,646$137
            BMW 330eCompact$1,650$138
            BMW 228iCompact$1,662$139
            BMW 230iCompact$1,672$139
            Lexus RC 300Midsize$1,700$142
            Alfa Romeo GiuliaCompact$1,702$142
            Cadillac CT4Compact$1,704$142
            Lexus RC 350Compact$1,708$142
            Genesis G70Compact$1,732$144
            Mercedes-Benz AMG CLA35Midsize$1,740$145
            BMW i4Midsize$1,750$146
            Cadillac CT5Midsize$1,756$146
            Audi A3Midsize$1,774$148
            Audi A4Compact$1,776$148
            Mercedes-Benz AMG CLA45Midsize$1,780$148
            Audi S3Compact$1,782$149

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
              Cheapest Luxury Cars to Insure in Mesa, Arizona

              For all luxury car insurance comparisons, see our full luxury car insurance guide.

              Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arizona.

              Cheapest luxury SUV insurance rates in Mesa

              The most affordable luxury SUV models to insure in Mesa are the Acura RDX at $1,314 per year, the Cadillac XT4 at $1,348 per year, and the Volvo XC40 at $1,478 per year.

              Other luxury SUVs that have affordable average insurance rates include the Lexus UX 250h, Lexus NX 350h, Lexus NX 350, and Lexus UX 200, with average cost of $1,568 per year or less.

              Additional models on the list include the Lexus NX 450h, Jaguar E-Pace, Mercedes-Benz GLB 250, Lincoln Nautilus, and Land Rover Evoque, which average between $1,568 and $1,624 per year to insure.

              Full-coverage car insurance in Mesa for this segment can cost as low as $110 per month, depending on where you live.

              The most budget-friendly small luxury SUV to insure in Mesa is the Acura RDX at $1,314 per year. For midsize 2022 models, the Cadillac XT5 is cheapest to insure at $1,508 per year. And for large luxury SUVs, the Volvo XC90 has the most affordable rates at $1,662 per year.

              The comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Mesa.

              Cheapest Luxury SUVs to Insure in Mesa, Arizona
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,314$110
              Cadillac XT4Compact$1,348$112
              Volvo XC40Compact$1,478$123
              Cadillac XT5Midsize$1,508$126
              Lexus NX 250Compact$1,524$127
              BMW X1Compact$1,528$127
              Lexus NX 350hCompact$1,538$128
              Lexus UX 250hCompact$1,538$128
              Lexus NX 350Compact$1,562$130
              Lexus UX 200Compact$1,568$131
              Jaguar E-PaceMidsize$1,572$131
              Lexus RX 350Midsize$1,580$132
              Acura MDXMidsize$1,588$132
              Lincoln NautilusMidsize$1,602$134
              Lexus NX 450hCompact$1,606$134
              Mercedes-Benz GLB 250Compact$1,612$134
              Lexus RX 450hMidsize$1,618$135
              Infiniti QX50Midsize$1,622$135
              Land Rover EvoqueCompact$1,622$135
              Lincoln CorsairCompact$1,624$135

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Mesa, AZ.Data last updated on November 18, 2022
                Cheapest Luxury SUVs to Insure in Mesa, Arizona

                See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

                Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Mesa car insurance quotes from the best companies in Arizona.

                Tips for getting cheaper Mesa car insurance quotes

                Mesa drivers are always searching for ways to save money on auto insurance So scan the money-saving ideas in this next list and it’s very likely you can save some money the next time you buy a policy.

                • Be a safe driver and save on Mesa car insurance. Having a few at-fault accidents can really raise rates, potentially up to $2,136 per year for a 20-year-old driver and as much as $490 per year for a 50-year-old driver. So be a careful driver and save!
                • Bring up your credit score and save. Having an over-800 credit score could save up to $241 per year versus a rating of 670-739. Conversely, a weak credit score could cost as much as $280 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Obey driving laws to save money. If you want to get affordable car insurance in Mesa, it pays to follow the law. In fact, just a couple driving offenses could end up increasing insurance rates by at least $400 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $1,400 or more.
                • Buy vehicles with more affordable insurance. The make and model of vehicle you drive is one of the biggest factors in the cost of insurance. As an example, a Hyundai Venue costs $460 less per year to insure in Mesa than a Nissan 370Z. Lower performance vehicles save money.
                • Save money by qualifying for discounts. Discounted rates may be available if the policyholders belong to certain professional organizations, drive low annual mileage, drive a vehicle with safety or anti-theft features, are accident-free, or many other discounts which could save the average Mesa driver as much as $264 per year.
                • Remove optional coverage on older vehicles. Dropping comprehensive and collision coverage from older vehicles will cut the cost of car insurance considerably.
                • Make your policy cheaper by raising deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.