Cost of Car Insurance in Auburn, ME (2024 Rates + Comparisons)

• The average cost of car insurance in Auburn is 40.3% less than the national average rate of $1,883.
• Car insurance rates for a few popular vehicles in Auburn include the Jeep Grand Cherokee at $104 per month, Subaru Outback at $89, and Mazda CX-5 at $85.
• Small SUVs like the Buick Encore, Volkswagen Tiguan, Hyundai Venue, and Subaru Crosstrek are the top choices for cheap car insurance in Auburn.

What is average car insurance cost in Auburn, Maine?

Average auto insurance cost in Auburn is $1,252 per year, which is 40.3% less than the overall national average rate of $1,883 per year. Average car insurance cost per month in Auburn is $104 for a full coverage policy.

In the state of Maine, the average price for car insurance is $1,216 per year, so the cost in Auburn averages $36 more per year. When rates are compared to other locations in Maine, the cost of insurance in Auburn is around $16 per year more than in Portland, $4 per year less than in Lewiston, and $70 per year more expensive than in South Portland.

The next chart shows examples of average Auburn auto insurance cost broken out based on a variety of different driver ages, policy physical damage deductibles, and risk scenarios. Rates are averaged for all 2024 model year vehicles including luxury cars and SUVs.

Average car insurance rates in the prior chart range from $1,040 per year for a 40-year-old driver who shops around for the cheapest Auburn car insurance rates to $2,878 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance.

When that data is converted to a monthly rate, the average cost of car insurance per month in Auburn ranges from $87 to $240.

Auburn car insurance rates have different premiums for every driver and are impacted by many factors. Since the chances of having many different rates is high, this stresses the need to get multiple auto insurance quotes when shopping online for a cheaper auto insurance policy.

The age of the rated driver is the factor that has the most impact on the cost of auto insurance, so the list below illustrates this point by breaking down average car insurance rates for young, middle-age, and senior drivers.

Auburn, Maine, car insurance cost by driver age

• 16 year old – $4,455 per year or $371 per month
• 17 year old – $4,317 per year or $360 per month
• 18 year old – $3,873 per year or $323 per month
• 19 year old – $3,527 per year or $294 per month
• 20 year old – $2,518 per year or $210 per month
• 30 year old – $1,334 per year or $111 per month
• 40 year old – $1,252 per year or $104 per month
• 50 year old – $1,110 per year or $93 per month
• 60 year old – $1,042 per year or $87 per month

The rates in the list above for drivers age 16 to 19 were based on the driver being male. The next chart gets more specific and breaks out average teen driver car insurance rates by gender. Teenage females are expensive to insure, but do tend to have cheaper auto insurance rates than males of the same age.

Car insurance for a 16-year-old female driver in Auburn costs an average of $291 less per year than the cost for a 16-year-old male driver, while at age 19, the cost is still $545 less for a female driver.

Auburn’s favorite vehicles and the cost to insure them

The car insurance rates referenced up to this point are an average for all 2024 vehicle models, which is helpful for making broad comparisons such as the difference in average auto insurance cost by location or driver age. Average auto insurance rates are fantastic for answering questions like “is Auburn car insurance cheaper than Bangor?” or “are Maine car insurance rates cheaper than in Texas?”.

For more accurate auto insurance cost comparisons, however, we need to analyze the exact make and model of vehicle being insured. Each individual vehicle model has slightly different risk characteristics for physical damage and liability claims, and this data makes it possible to do cost projections and comparisons.

The next chart displays average insurance rates in Auburn for a handful of the more popular vehicles.

The vehicle models that have high popularity in Auburn tend to be compact or midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Honda Accord and compact and midsize SUVs like the Toyota RAV4, Nissan Rogue, and Chevy Traverse.

Other popular models from other vehicle segments include luxury models like the Acura ILX and Cadillac XT5, pickup trucks like the Ford Ranger and Ford F-150, and sports cars like the Ford Mustang and Porsche 911.

We get into rates in much more detail later in this article, but before that, let’s take a condensed look at some of the general concepts that we covered in the first section.

• Low deductibles cost more than high deductibles – A 20-year-old driver pays an average of $672 more per year for $250 deductibles compared to $1,000 deductibles.
• Insuring teenagers is expensive – Average rates range from $2,982 to $4,455 per year for car insurance for teens in Auburn.
• Teen females pay cheaper rates than teen males – Teenage female drivers age 16 to 19 pay $545 to $291 less per year than their male counterparts.
• Average car insurance cost per month ranges from $87 to $371 – That is the average car insurance price range for drivers aged 16 to 60 in Auburn, ME.
• Car insurance is generally cheaper as you get older – Rates for a 50-year-old driver in Auburn are $1,408 per year cheaper than for a 20-year-old driver.
• Auburn, Maine, car insurance costs less than the U.S. average – $1,252 (Auburn average) compared to $1,883 (U.S. average)

In Auburn, which vehicles are cheapest to insure?

When every make and model is compared, the vehicles with the cheapest average car insurance quotes in Auburn tend to be small SUVs like the Subaru Crosstrek, Kia Soul, and Nissan Kicks.

Average car insurance rates for those small SUVs cost $1,016 or less per year, or $85 per month, to have full coverage.

Examples of other models that rank in the top 20 in our car insurance cost comparison are the Subaru Outback, Buick Encore, Ford Bronco Sport, and Volkswagen Tiguan.

Average insurance cost is slightly higher for those models than the small SUVs and crossovers at the top of the list, but they still have an average cost of $90 or less per month in Auburn.

The table below shows the vehicles with the cheapest overall insurance rates in Auburn, sorted by average cost.

A table of 25 vehicle rankings doesn’t really give a complete summary of car insurance rates in Auburn. A better way to rank rates for many more vehicles is by organizing them by their automotive segment. The sections below break out the top 20 vehicles with the most affordable car insurance rates for the six most popular automotive segments.

Cars with the best auto insurance rates in Auburn

The top-ranked vehicle in Auburn for cheapest average insurance in the non-luxury sedan segment is the Toyota GR Corolla, costing $1,088 per year. Second place is the Nissan Leaf costing $1,096 per year, and coming in third is the Honda Civic, costing an average of $1,110 per year.

Not the cheapest, but still in the top 10, are models like the Hyundai Ioniq 6, Honda Accord, Kia K5, and Chevrolet Malibu, with average cost of $1,214 per year or less.

Full-coverage car insurance in Auburn for this segment for a middle-age safe driver starts at around $91 per month, depending on your location and insurance company. The comparison table below ranks the twenty cars with the cheapest insurance rates in Auburn.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Auburn car insurance quotes from the best auto insurance companies in Maine.

SUVs with affordable car insurance in Auburn, ME

Ranking highest for the most affordable Auburn car insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Chevrolet Trailblazer, Nissan Kicks, Honda Passport, and Kia Soul. Rates for these 2024 models average $1,000 or less per year.

Additional SUVs that have good average insurance rates are the Ford Bronco Sport, Buick Envision, Toyota Corolla Cross, and Mazda CX-5, with an average car insurance cost of $1,028 per year or less.

Ranked between 10th and 20th place, models like the Subaru Ascent, Volkswagen Tiguan, Volkswagen Taos, Honda CR-V, Kia Niro, and Buick Encore cost between $1,028 and $1,088 per year for auto insurance.

From a monthly standpoint, auto insurance in this segment for a safe driver starts at around $77 per month, depending on the company and your location.

The comparison table below ranks the SUVs with the lowest-cost insurance rates in Auburn, starting with the Subaru Crosstrek at $77 per month and ending with the Honda HR-V at $91 per month.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Auburn car insurance quotes from top auto insurance companies in Maine.

Most affordable sports car insurance rates in Auburn, Maine

Ranked at #1 in Auburn for cheapest average insurance in the sports car segment is the Mazda MX-5 Miata, coming in at $1,160 per year. Second place is the Toyota GR86 at $1,320 per year, coming in third is the Ford Mustang, costing an average of $1,374 per year, and ranking fourth is the BMW Z4, at an average of $1,382 per year.

Not the cheapest sports cars to insure, but still very reasonable, are models like the BMW M2, Nissan Z, Lexus RC F, and Toyota GR Supra, with an average cost of $1,494 per year or less.

From a cost per month standpoint, car insurance on this segment in Auburn starts at around $97 per month, depending on the company and where you live.

The rate comparison table below ranks the sports cars with the lowest-cost car insurance in Auburn, starting with the Mazda MX-5 Miata at $1,160 per year and ending with the Porsche Taycan at $2,120 per year.

Don’t see your sports car in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Auburn.

Cheap pickup trucks to insure in Auburn, ME

The lowest-cost pickups to insure in Auburn are the Chevrolet Colorado at $1,070 per year, the Nissan Titan at $1,170 per year, and the Nissan Frontier at $1,184 per year.

Not the cheapest in the list, but still ranking well, are trucks like the Honda Ridgeline, Toyota Tacoma, Hyundai Santa Cruz, and GMC Canyon, with average rates of $1,288 per year or less.

Full-coverage insurance for this segment in Auburn for the average driver starts at an average of $89 per month, depending on the company.

The next table ranks the pickups with the cheapest average auto insurance rates in Auburn, starting with the Chevrolet Colorado at $1,070 per year and ending with the Ram Truck at $1,446 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see your truck in the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Auburn car insurance quotes from top auto insurance companies in Maine.

Most affordable luxury car insurance rates

The four most affordable luxury cars to insure in Auburn are the Acura Integra at $1,114 per year, BMW 330i at $1,276 per year, Mercedes-Benz CLA250 at $1,290 per year, and Lexus IS 300 at $1,292 per year.

Other luxury cars that have cheaper rates are the Lexus ES 350, Mercedes-Benz AMG CLA35, Lexus RC 300, and Genesis G70, with average cost of $1,318 per year or less.

Ranking between positions 10 and 20, cars like the BMW 228i, Lexus ES 300h, Audi S3, Cadillac CT5, and BMW 230i cost between $1,318 and $1,406 per year for full-coverage insurance.

From a monthly standpoint, auto insurance rates in this segment for a middle-age safe driver starts at an average of $93 per month, depending on the company and your location.

If insurance rates are ranked by vehicle size, the cheapest compact luxury car to insure in Auburn is the Acura Integra at $1,114 per year, or $93 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $1,290 per year, or $108 per month. And for full-size luxury cars, the Audi A5 is most affordable to insure at $1,482 per year, or $124 per month.

The rate comparison table below ranks the cars with the lowest-cost insurance rates in Auburn, starting with the Acura Integra at $93 per month and ending with the Audi S3 at $117 per month.

See our guide for luxury car insurance to compare rates for all makes and models.

Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Maine.

Luxury SUVs with affordable car insurance rates

Ranking at the top of the list for the lowest-cost Auburn car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT5, Cadillac XT4, Acura RDX, and Jaguar E-Pace. Rates for these 2024 models average $1,184 or less per year.

Other models that have affordable average insurance rates are the Lexus UX 250h, Lexus NX 450h, Lincoln Corsair, and Mercedes-Benz GLB 250, with average cost of $1,206 per year or less.

Full-coverage car insurance in Auburn for this segment for the average driver can cost as low as $87 per month, depending on your location.

If rates are ranked by vehicle size, the most budget-friendly small luxury SUV to insure in Auburn is the Acura RDX at $1,046 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $1,170 per year. And for large luxury SUV models, the Infiniti QX80 is the cheapest model to insure at $1,406 per year.

The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost car insurance rates in Auburn.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Is your luxury SUV not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Auburn car insurance quotes from the best companies in Maine.

Money-saving tips for finding cheaper car insurance

Auburn drivers should always be searching for ways to save money on insurance So run through the savings concepts in this next list and maybe you can save a little cash on your next policy.

• Research policy discounts to lower the cost. Discounts may be available if the policyholders choose electronic billing, sign their policy early, are claim-free, are homeowners, or many other policy discounts which could save the average Auburn driver as much as $212 per year on the cost of auto insurance
• Shop around and save. Setting aside the time to get some free car insurance quotes is our top recommendation for saving money on car insurance. Companies change rates often and you do not have to wait for your renewal to change companies.
• Compare rates before buying a car. Different cars have very different car insurance rates, and insurance companies can price policies with a wide range of prices. Get plenty of quotes to compare the cost of insurance before you buy a different vehicle in order to avoid price shock when insuring your new car.
• Your profession could reduce your rates. The large majority of car insurance companies offer policy discounts for certain professions like emergency medical technicians, scientists, high school and elementary teachers, members of the military, nurses, and others. Having this discount applied to your policy may save between $38 and $122 on your annual insurance cost, subject to the policy coverages selected.
• Stay claim free and save. Most auto insurance companies offer discounts for not having any claims. Insurance should be used in the case of significant financial loss, not small claims that can be paid out-of-pocket.