- Ann Arbor car insurance rates average $1,872 per year, or approximately $156 per month.
- Vehicles like the Chevrolet Trailblazer, Nissan Kicks, and Subaru Crosstrek are some of the top picks for having cheap car insurance in Ann Arbor.
- Models with segment-leading auto insurance rates in Ann Arbor include the Mercedes-Benz CLA250, Chevrolet Tahoe, Jaguar E-Pace, and Acura Integra.
What is average car insurance cost in Ann Arbor?
The average cost of car insurance in Ann Arbor is $1,872 per year, or around $156 per month for a full coverage policy. It costs 0.6% less to insure the average vehicle in Ann Arbor, MI, than the overall national average rate of $1,883.
In the state of Michigan, the average car insurance cost is $2,490 per year, so the average cost in Ann Arbor is $618 less per year. The cost to insure a car in Ann Arbor compared to other Michigan locations is about $930 per year cheaper than in Sterling Heights, $2,296 per year cheaper than in Detroit, and $30 per year less than in Grand Rapids.
The age of the driver makes a big difference in the price of car insurance. The list below details how driver age influences cost by breaking down average car insurance rates based on the age of the driver.
Ann Arbor, MI, car insurance cost for drivers age 16 to 60
- 16-year-old driver – $6,663 per year or $555 per month
- 17-year-old driver – $6,454 per year or $538 per month
- 18-year-old driver – $5,784 per year or $482 per month
- 19-year-old driver – $5,266 per year or $439 per month
- 20-year-old driver – $3,764 per year or $314 per month
- 30-year-old driver – $1,996 per year or $166 per month
- 40-year-old driver – $1,872 per year or $156 per month
- 50-year-old driver – $1,658 per year or $138 per month
- 60-year-old driver – $1,554 per year or $130 per month
The next chart shows a summary of car insurance rates in Ann Arbor for 2024 model year vehicles, averaged based on an assortment of driver ages, policy deductibles, and policy risk factors.
Average rates in the previous chart range from $1,554 per year for a middle-aged driver who receives an exceptional discount rate to $4,302 per year for a 20-year-old driver with too many violations and accidents. Throughout this article, the rate used for comparison purposes is the 40-year-old safe driver rate, which has an average cost of $1,872 per year in Ann Arbor.
As a monthly price, car insurance in Ann Arbor ranges from $130 to $359 for the same driver ages and deductibles shown in the previous chart.
Which cars have cheap insurance in Ann Arbor, MI?
When all car, SUV, and pickup insurance rates are compared, the models with the cheapest average insurance quotes in Ann Arbor tend to be small SUVs like the Chevrolet Trailblazer, Kia Soul, and Nissan Kicks. Average car insurance prices for those models cost $1,520 or less per year for a policy with full coverage.
A few other vehicles that rank in the top 20 in our auto insurance price comparison are the Kia Niro, Buick Encore, Nissan Murano, and Honda CR-V. Insurance rates are slightly more for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average insurance cost of $134 or less per month in Ann Arbor.
The next table breaks down the 25 car, truck, and SUV models with the cheapest auto insurance in Ann Arbor, ordered by cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,382 | $115 |
2 | Chevrolet Trailblazer | $1,406 | $117 |
3 | Kia Soul | $1,460 | $122 |
4 | Nissan Kicks | $1,472 | $123 |
5 | Honda Passport | $1,492 | $124 |
6 | Buick Envision | $1,498 | $125 |
7 | Toyota Corolla Cross | $1,508 | $126 |
8 | Hyundai Venue | $1,520 | $127 |
9 | Mazda CX-5 | $1,524 | $127 |
10 | Ford Bronco Sport | $1,532 | $128 |
11 | Volkswagen Tiguan | $1,548 | $129 |
12 | Acura RDX | $1,564 | $130 |
13 | Nissan Murano | $1,572 | $131 |
14 | Buick Encore | $1,590 | $133 |
15 | Honda CR-V | $1,594 | $133 |
16 | Subaru Outback | $1,594 | $133 |
17 | Buick Envista | $1,600 | $133 |
18 | Chevrolet Colorado | $1,600 | $133 |
19 | Volkswagen Taos | $1,600 | $133 |
20 | Kia Niro | $1,604 | $134 |
21 | Toyota GR Corolla | $1,624 | $135 |
22 | Honda HR-V | $1,628 | $136 |
23 | Subaru Ascent | $1,628 | $136 |
24 | Nissan Leaf | $1,636 | $136 |
25 | Lexus NX 250 | $1,656 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
A list of 25 vehicle models with cheap Ann Arbor car insurance is not really the best way to show the complete picture of the cost of auto insurance in Ann Arbor. A more efficient way to rank rates for many more vehicles is to organize them by segment.
This next article section talks about the average cost of auto insurance in Ann Arbor for each different automotive segment. The rates shown will give you a good idea of which types of vehicles have the least expensive car insurance rates in Ann Arbor. The sections after the chart show the 20 models with the cheapest auto insurance for the primary segments.
Ann Arbor car insurance rates by automotive segment
If you’re considering buying a different vehicle, it’s useful to know which kinds of vehicles have better auto insurance rates.
As an example, maybe you’re curious if midsize SUVs are cheaper to insure than full-size SUVs or if midsize pickups cost less to insure than full-size pickups.
The next chart shows average auto insurance rates in Ann Arbor for different vehicle segments. In general, compact SUVs, midsize trucks, and minivans tend to have the best average rates, while exotic models have the most expensive average cost to insure.
Rates by segment are useful for general comparisons, but cost ranges significantly within each vehicle category displayed in the previous chart.
For example, in the midsize car segment, Ann Arbor car insurance rates range from the Hyundai Ioniq 6 costing $1,718 per year to the Tesla Model 3 costing $2,198 per year.
Also, in the sports car segment, the average insurance cost ranges from the Mazda MX-5 Miata at $1,732 per year up to the Mercedes-Benz SL 63 costing $3,844 per year, a difference of $2,112 within that segment.
In the following sections, we reduce this variability by comparing the cost of auto insurance in Ann Arbor at a model level.
Cars with the best auto insurance rates in Ann Arbor, MI
The top-ranked model in Ann Arbor for cheapest insurance in the car segment is the Toyota GR Corolla, at $1,624 per year. Second place is the Nissan Leaf at $1,636 per year, and ranking third is the Honda Civic, at an average of $1,658 per year.
Not the cheapest in the list, but still ranking well, are models like the Hyundai Ioniq 6, Honda Accord, Toyota Prius, and Chevrolet Malibu, with average rates of $1,814 per year or less.
Auto insurance rates for this segment in Ann Arbor for a safe driver starts at an average of $135 per month, depending on the company and where you live.
If rates are ranked by vehicle size, the most budget-friendly compact car to insure in Ann Arbor is the Toyota GR Corolla at $1,624 per year, or $135 per month. For midsize models, the Hyundai Ioniq 6 is cheapest to insure at $1,718 per year, or $143 per month. And for full-size cars, the Chrysler 300 is most affordable to insure at $1,776 per year, or $148 per month.
The next table ranks the cars with the lowest-cost insurance rates in Ann Arbor, starting with the Toyota GR Corolla at $135 per month and ending with the Mazda 3 at $161 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,624 | $135 |
Nissan Leaf | Compact | $1,636 | $136 |
Honda Civic | Compact | $1,658 | $138 |
Nissan Sentra | Compact | $1,714 | $143 |
Hyundai Ioniq 6 | Midsize | $1,718 | $143 |
Subaru Impreza | Compact | $1,720 | $143 |
Toyota Prius | Compact | $1,750 | $146 |
Kia K5 | Midsize | $1,802 | $150 |
Honda Accord | Midsize | $1,808 | $151 |
Chevrolet Malibu | Midsize | $1,814 | $151 |
Toyota Corolla | Compact | $1,820 | $152 |
Kia Forte | Compact | $1,826 | $152 |
Volkswagen Arteon | Midsize | $1,838 | $153 |
Nissan Versa | Compact | $1,844 | $154 |
Subaru Legacy | Midsize | $1,846 | $154 |
Mitsubishi Mirage G4 | Compact | $1,888 | $157 |
Toyota Crown | Midsize | $1,892 | $158 |
Volkswagen Jetta | Compact | $1,894 | $158 |
Hyundai Sonata | Midsize | $1,896 | $158 |
Mazda 3 | Compact | $1,934 | $161 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Ann Arbor car insurance quotes from top-rated companies in Michigan.
SUVs with the best auto insurance rates in Ann Arbor
Sitting at number one in Ann Arbor for cheapest average insurance in the non-luxury SUV segment is the Subaru Crosstrek, costing an average of $1,382 per year. Second place is the Chevrolet Trailblazer costing $1,406 per year, and the third most affordable is the Kia Soul, costing an average of $1,460 per year.
Not the cheapest SUVs to insure, but still very reasonable, are models like the Mazda CX-5, Hyundai Venue, Buick Envision, and Toyota Corolla Cross, with average cost of $1,532 per year or less.
Car insurance for this segment in Ann Arbor will start around $115 per month, depending on the company and where you live.
If ranked by vehicle size, the cheapest compact SUV to insure in Ann Arbor is the Subaru Crosstrek at $1,382 per year. For midsize SUVs, the Honda Passport has the cheapest rates at $1,492 per year. And for large SUVs, the Chevrolet Tahoe has the best rates at $1,758 per year.
The next table ranks the twenty SUVs with the cheapest average auto insurance rates in Ann Arbor, starting with the Subaru Crosstrek at $1,382 per year and ending with the Honda HR-V at $1,628 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,382 | $115 |
Chevrolet Trailblazer | Compact | $1,406 | $117 |
Kia Soul | Compact | $1,460 | $122 |
Nissan Kicks | Compact | $1,472 | $123 |
Honda Passport | Midsize | $1,492 | $124 |
Buick Envision | Compact | $1,498 | $125 |
Toyota Corolla Cross | Compact | $1,508 | $126 |
Hyundai Venue | Compact | $1,520 | $127 |
Mazda CX-5 | Compact | $1,524 | $127 |
Ford Bronco Sport | Compact | $1,532 | $128 |
Volkswagen Tiguan | Compact | $1,548 | $129 |
Nissan Murano | Midsize | $1,572 | $131 |
Buick Encore | Compact | $1,590 | $133 |
Honda CR-V | Compact | $1,594 | $133 |
Subaru Outback | Midsize | $1,594 | $133 |
Buick Envista | Midsize | $1,600 | $133 |
Volkswagen Taos | Compact | $1,600 | $133 |
Kia Niro | Compact | $1,604 | $134 |
Honda HR-V | Compact | $1,628 | $136 |
Subaru Ascent | Midsize | $1,628 | $136 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Need rates for a different SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Michigan.
Sports cars with cheap car insurance
Ranking highest for the lowest-cost Ann Arbor car insurance rates in the sports car segment are the BMW Z4, Subaru WRX, Ford Mustang, Toyota GR86, and Mazda MX-5 Miata. Auto insurance quotes for these models average $2,098 or less per year.
Some other sports cars that rank well are the Nissan Z, Lexus RC F, BMW M2, and Toyota GR Supra, with average annual insurance rates of $2,236 per year or less.
Ranked in the lower half of the top 20, cars like the Porsche 718, BMW M3, Lexus LC 500, Porsche 911, Jaguar F-Type, and Mercedes-Benz AMG GT53 average between $2,236 and $3,168 to insure per year.
From a cost per month standpoint, car insurance rates in this segment starts at around $144 per month, depending on the company and your location. The rate comparison table below ranks the twenty sports cars with the cheapest insurance in Ann Arbor, starting with the Mazda MX-5 Miata at $1,732 per year ($144 per month) and ending with the Porsche Taycan at $3,168 per year ($264 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,732 | $144 |
Toyota GR86 | Sports Car | $1,970 | $164 |
Ford Mustang | Sports Car | $2,054 | $171 |
BMW Z4 | Sports Car | $2,066 | $172 |
Subaru WRX | Sports Car | $2,098 | $175 |
Toyota GR Supra | Sports Car | $2,102 | $175 |
BMW M2 | Sports Car | $2,164 | $180 |
Nissan Z | Sports Car | $2,166 | $181 |
Lexus RC F | Sports Car | $2,210 | $184 |
Subaru BRZ | Sports Car | $2,236 | $186 |
BMW M3 | Sports Car | $2,362 | $197 |
Porsche 718 | Sports Car | $2,408 | $201 |
Chevrolet Camaro | Sports Car | $2,430 | $203 |
Chevrolet Corvette | Sports Car | $2,590 | $216 |
Porsche 911 | Sports Car | $2,680 | $223 |
BMW M4 | Sports Car | $2,792 | $233 |
Lexus LC 500 | Sports Car | $2,806 | $234 |
Jaguar F-Type | Sports Car | $2,950 | $246 |
Mercedes-Benz AMG GT53 | Sports Car | $3,098 | $258 |
Porsche Taycan | Sports Car | $3,168 | $264 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Ann Arbor.
Pickups with cheap auto insurance
The lowest-cost pickups to insure in Ann Arbor are the Chevrolet Colorado at $1,600 per year, the Nissan Titan at $1,750 per year, and the Nissan Frontier at $1,770 per year.
Not the cheapest pickups to insure, but still very reasonable, are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and GMC Canyon, with an average cost of $1,924 per year or less.
As a cost per month, auto insurance rates in Ann Arbor on this segment for a good driver can cost as low as $133 per month, depending on where you live. The table below ranks the pickups with the most affordable average insurance rates in Ann Arbor, starting with the Chevrolet Colorado at $133 per month and ending with the Ram Truck at $180 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,600 | $133 |
Nissan Titan | Full-size | $1,750 | $146 |
Nissan Frontier | Midsize | $1,770 | $148 |
Ford Ranger | Midsize | $1,786 | $149 |
Ford Maverick | Midsize | $1,812 | $151 |
Honda Ridgeline | Midsize | $1,856 | $155 |
Hyundai Santa Cruz | Midsize | $1,888 | $157 |
Toyota Tacoma | Midsize | $1,894 | $158 |
GMC Sierra 2500 HD | Heavy Duty | $1,904 | $159 |
GMC Canyon | Midsize | $1,924 | $160 |
Jeep Gladiator | Midsize | $1,970 | $164 |
GMC Sierra 3500 | Heavy Duty | $1,980 | $165 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,000 | $167 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,052 | $171 |
GMC Sierra | Full-size | $2,066 | $172 |
Nissan Titan XD | Heavy Duty | $2,068 | $172 |
Chevrolet Silverado | Full-size | $2,070 | $173 |
Ford F150 | Full-size | $2,094 | $175 |
GMC Hummer EV Pickup | Full-size | $2,144 | $179 |
Ram Truck | Full-size | $2,164 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 22, 2024
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance cost for your pickup? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Ann Arbor car insurance quotes from top-rated companies in Michigan.
Luxury cars with affordable insurance rates
The four most affordable luxury car models to insure in Ann Arbor are the Acura Integra at $1,662 per year, BMW 330i at $1,906 per year, Mercedes-Benz CLA250 at $1,926 per year, and Lexus IS 300 at $1,932 per year.
Also ranking well in our comparison are luxury cars like the Lexus RC 300, Genesis G70, Lexus ES 350, and Mercedes-Benz AMG CLA35, with average cost of $1,966 per year or less.
Ranked in the bottom half of the top 20 cheapest luxury cars to insure, models like the Audi S3, Lexus IS 350, BMW 228i, BMW 330e, BMW 230i, and Lexus RC 350 cost between $1,966 and $2,098 per year to insure in Ann Arbor.
Car insurance in this segment for an average middle-age driver can cost as low as $139 per month, depending on your location and insurance company.
The most affordable compact luxury car to insure in Ann Arbor is the Acura Integra at $1,662 per year. For midsize luxury models, the Mercedes-Benz CLA250 is the cheapest model to insure at $1,926 per year. And for full-size luxury cars, the Audi A5 is cheapest to insure at $2,214 per year.
The table below ranks the twenty luxury cars with the cheapest car insurance rates in Ann Arbor.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $1,662 | $139 |
BMW 330i | Compact | $1,906 | $159 |
Mercedes-Benz CLA250 | Midsize | $1,926 | $161 |
Lexus IS 300 | Midsize | $1,932 | $161 |
Acura TLX | Compact | $1,934 | $161 |
Cadillac CT4 | Compact | $1,954 | $163 |
Lexus ES 350 | Midsize | $1,954 | $163 |
Genesis G70 | Compact | $1,958 | $163 |
Mercedes-Benz AMG CLA35 | Midsize | $1,962 | $164 |
Lexus RC 300 | Midsize | $1,966 | $164 |
Lexus IS 350 | Compact | $1,970 | $164 |
Jaguar XF | Midsize | $1,980 | $165 |
Cadillac CT5 | Midsize | $2,016 | $168 |
Lexus ES 250 | Midsize | $2,024 | $169 |
BMW 330e | Compact | $2,030 | $169 |
Lexus RC 350 | Compact | $2,030 | $169 |
BMW 228i | Compact | $2,034 | $170 |
BMW 230i | Compact | $2,050 | $171 |
Lexus ES 300h | Midsize | $2,052 | $171 |
Audi S3 | Compact | $2,098 | $175 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Michigan.
Cheapest luxury SUVs to insure in Ann Arbor
The top five models for the lowest-cost Ann Arbor auto insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Cadillac XT4, Acura RDX, and Jaguar E-Pace. Car insurance rates for these 2024 models average $147 or less per month.
Other models that rank well in our comparison include the Lincoln Corsair, Lexus UX 250h, Mercedes-Benz GLB 250, and Lexus NX 450h, with average annual insurance rates of $1,804 per year or less.
Full-coverage insurance in this segment for an average middle-age driver starts at an average of $130 per month, depending on where you live and the company you use.
The comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Ann Arbor, starting with the Acura RDX at $1,564 per year and ending with the Lexus NX 350 at $1,876 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,564 | $130 |
Lexus NX 250 | Compact | $1,656 | $138 |
Cadillac XT4 | Compact | $1,690 | $141 |
Jaguar E-Pace | Midsize | $1,748 | $146 |
Cadillac XT5 | Midsize | $1,764 | $147 |
Lexus NX 350h | Compact | $1,766 | $147 |
Lincoln Corsair | Compact | $1,786 | $149 |
Lexus UX 250h | Compact | $1,792 | $149 |
Mercedes-Benz GLB 250 | Compact | $1,792 | $149 |
Lexus NX 450h | Compact | $1,804 | $150 |
Infiniti QX50 | Midsize | $1,818 | $152 |
Mercedes-Benz GLA250 | Compact | $1,818 | $152 |
Cadillac XT6 | Midsize | $1,830 | $153 |
Mercedes-Benz GLA35 AMG | Compact | $1,830 | $153 |
Infiniti QX60 | Midsize | $1,840 | $153 |
Mercedes-Benz AMG GLB35 | Midsize | $1,842 | $154 |
Acura MDX | Midsize | $1,868 | $156 |
Land Rover Evoque | Compact | $1,868 | $156 |
Lexus RX 350 | Midsize | $1,872 | $156 |
Lexus NX 350 | Compact | $1,876 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Ann Arbor, MI Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance cost for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Michigan.
Tips for cheaper Ann Arbor auto insurance rates
Ann Arbor drivers should always be thinking of ways to pay less for car insurance So glance at the money-saving tips below to see if you can save a little cash on your next policy.
- Qualify for discounts to save money. Savings may be available if the insureds work in certain occupations, are loyal customers, insure multiple vehicles on the same policy, are good students, or many other discounts which could save the average Ann Arbor driver as much as $318 per year.
- Consider buying higher deductibles. Jacking up your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Your choice of occupation could reduce your rates. The vast majority of insurance companies offer discounts for having a job in professions like college professors, firefighters, police officers and law enforcement, scientists, members of the military, nurses, and others. If your occupation qualifies you for this discount, you may save between $56 and $182 on your annual car insurance cost, depending on the coverage levels.
- Buy vehicles with cheaper insurance rates. The type of vehicle you drive is a big factor in the cost of car insurance in Ann Arbor. As an example, a Subaru Outback costs $836 less per year to insure in Ann Arbor than a Chevrolet Camaro. Less performance means less cost.
- Shop around anytime. Setting aside the time to get a few free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not even have to wait until your policy renewal date to switch.