Car Insurance in Lincoln, NE – Cheapest to Insure (2022) + Quotes

What are the cheapest vehicles to insure in Lincoln, Nebraska? We break down average insurance rates and rank 150+ models based on the cheapest car insurance quotes.

Start QuoteCompare Lincoln car insurance rates and save on your next policy.

  • Average car insurance cost in Lincoln is $1,226 per year, or about $102 per month.
  • Lincoln, NE, car insurance costs an average of $230 per year less than the Nebraska state average cost ($1,456) and $325 per year less than the average rate for all 50 states ($1,551).
  • Monthly auto insurance rates for a few popular models in Lincoln include the Ford F150 at $99, Ram Truck at $117, and GMC Sierra at $104.
  • For cheap auto insurance in Lincoln, small crossovers like the Nissan Kicks, Chevrolet Trailblazer, Mazda CX-5, and Buick Encore have some of the best car insurance rates.
  • A few vehicles with the lowest cost car insurance in Lincoln in their automotive segment include the Acura ILX ($1,128 per year), Chevrolet Colorado ($1,008 per year), Chevrolet Tahoe ($1,230 per year), and Cadillac XT5 ($1,206 per year).

How much does car insurance cost in Lincoln?

Average car insurance cost in Lincoln is $1,226 per year, which is 21% less than the overall U.S. national average rate of $1,551. Average car insurance cost per month in Lincoln is $102 for full coverage.

In the state of Nebraska, the average car insurance expense is $1,456 per year, so the average cost in Lincoln is $230 less per year. When compared to other cities in Nebraska, the cost of insurance in Lincoln is approximately $68 per year less than in Kearney, $34 per year more than in Grand Island, and $186 per year cheaper than in Omaha.

The next chart shows average Lincoln auto insurance cost for all 2022 models. Rates are averaged for all Lincoln Zip Codes and shown for both different driver ages and physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Lincoln car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Lincoln zip codes.Data last updated on April 14, 2022
Average Car Insurance Cost in Lincoln, NE
Average Car Insurance Cost in Lincoln, NE
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,066$172
$500$2,432$203
$250$2,820$235
30$1,000$1,082$90
$500$1,290$108
$250$1,504$125
40$1,000$1,036$86
$500$1,226$102
$250$1,424$119
50$1,000$948$79
$500$1,118$93
$250$1,292$108
60$1,000$930$78
$500$1,096$91
$250$1,268$106

In the chart above, the cost of auto insurance in Lincoln ranges from $930 per year for a 60-year-old driver with a high deductible policy to $2,820 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the chart above ranges from $78 to $235 per month.

Auto insurance rates can cost significantly different amounts and seemingly inconsequential changes in a driver’s risk profile can have considerable effects on car insurance cost. Due to the high likelihood of rate variability, this reinforces the need to get multiple car insurance quotes when looking for the cheapest car insurance in Lincoln, NE.

The age of the rated driver is the largest factor that influences the cost of car insurance. The list below illustrates these differences by showing the difference in average car insurance rates in Lincoln for driver ages from 16 to 60.

Lincoln, Nebraska, car insurance cost for drivers age 16 to 60

  • 16-year-old driver – $4,390 per year or $366 per month
  • 17-year-old driver – $4,100 per year or $342 per month
  • 18-year-old driver – $3,828 per year or $319 per month
  • 19-year-old driver – $3,460 per year or $288 per month
  • 20-year-old driver – $2,432 per year or $203 per month
  • 30-year-old driver – $1,290 per year or $108 per month
  • 40-year-old driver – $1,226 per year or $102 per month
  • 50-year-old driver – $1,118 per year or $93 per month
  • 60-year-old driver – $1,096 per year or $91 per month

The rates shown above for teen drivers assumed a male driver. The next chart illustrates car insurance cost for teens by gender. Young female drivers tend to have cheaper car insurance rates than their male counterparts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Lincoln includes all Zip Codes and vehicle trim levels.Data last updated on February 20, 2022
Lincoln, NE, Car Insurance Cost for Teenagers
Average Car Insurance Cost in Lincoln, NE for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$4,390$4,100$3,828$3,460
Female$3,864$3,646$3,324$3,080

Auto insurance for a 16-year-old female in Lincoln costs an average of $526 less per year than the cost for a male driver, while at age 19, the cost difference is smaller but males still pay $380 more per year.

The prior rates are the average cost across all 2022 model year vehicles, which is suitable when making big picture comparisons like the average cost difference between two Nebraska cities.

But for more useful cost comparisons, it makes sense to look at the exact make and model of vehicle being insured. In the next few sections, we go into much more detail for specific vehicles, but for now, a few of the most popular models will be used to see how auto insurance rates measure up in Lincoln.

The next chart displays the cost of auto insurance in Lincoln for popular cars, trucks, and SUVs. At the end of this article, we explore additional situations that affect the cost of insuring a few of these models even more in-depth.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Lincoln car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Lincoln Zip Codes.Data last updated on April 2, 2022
Lincoln, NE, Car Insurance Rates for Popular Vehicles
Lincoln, NE, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$932$78
Subaru Forester$1,060$88
Honda CR-V$1,074$90
Toyota Tacoma$1,138$95
Toyota RAV4$1,158$97
Ford F150$1,186$99
Toyota 4Runner$1,196$100
Nissan Rogue$1,202$100
Ford Escape$1,206$101
Toyota Camry$1,206$101
Toyota Highlander$1,234$103
Honda Pilot$1,242$104
GMC Sierra$1,250$104
Chevrolet Traverse$1,264$105
Honda Accord$1,278$107
Hyundai Santa Fe$1,280$107
Ford Mustang$1,292$108
Chevrolet Silverado$1,320$110
Ram Truck$1,400$117
Chevrolet Corvette$1,544$129

In Lincoln, which vehicles are cheapest to insure?

When comparing all types of models, the vehicles with the cheapest average auto insurance prices in Lincoln tend to be crossovers and compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, Nissan Rogue Sport, and Toyota C-HR. Average insurance prices for those vehicles cost $1,022 or less per year for a full coverage policy.

A few other models that rank very well in the comparison table below are the Subaru Forester, Subaru Ascent, Toyota Corolla Cross, and Ford Maverick. Average rates are a little bit more for those models than the small SUVs that rank at the top, but they still have an average cost of $1,064 or less per year.

The table below shows the 20 cheapest vehicles to insure in Lincoln, ordered by cost.

Top 20 Cheapest Vehicles to Insure in Lincoln, Nebraska
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$932$78
2Nissan Kicks$958$80
3Chevrolet Trailblazer$962$80
4Honda Passport$984$82
5Subaru Crosstrek$986$82
6Chevrolet Colorado$1,008$84
7Toyota C-HR$1,012$84
8Buick Encore$1,014$85
9Nissan Rogue Sport$1,022$85
10Hyundai Venue$1,042$87
11Kia Seltos$1,044$87
12Buick Envision$1,046$87
13Ford Maverick$1,048$87
14Acura RDX$1,050$88
15Subaru Ascent$1,052$88
16Toyota Corolla Cross$1,052$88
17Subaru Forester$1,060$88
18Hyundai Kona$1,062$89
19Mazda MX-5 Miata$1,064$89
20Subaru Impreza$1,064$89

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 24, 2022
    Top 20 Cheapest Vehicles to Insure in Lincoln, Nebraska

    A list of 20 vehicle models with cheap Lincoln car insurance is fine if you just want the lowest rates. Considering the fact that we have over 700 models in our database, there are a lot of rates not being shown. Let’s take a different approach and show the vehicles with the best rates in a format that makes more sense, by vehicle segment.

    The next section discusses average auto insurance cost by vehicle segment. The average rates shown should provide a good idea of which types of vehicles have the best car insurance rates in Lincoln. The sections following the chart rank the 20 models with the most affordable insurance for each segment.

    Lincoln car insurance rates by vehicle segment

    If you’re looking to buy a different vehicle, it’s important to know which kinds of vehicles have better auto insurance rates in Lincoln. To illustrate this, maybe you want to know if midsize SUVs are more affordable to insure than small SUVs or if sports cars are cheaper to insure than luxury cars.

    The chart below displays the average auto insurance cost in Lincoln for each automotive segment. As a general rule, small SUVs, vans, and midsize pickups tend to have the least expensive rates, while sports cars and performance luxury models have the most expensive average cost to insure.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Lincoln car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Lincoln Zip Codes.Data last updated on April 12, 2022
    Lincoln, Nebraska Car Insurance Rates by Vehicle Segment
    Lincoln Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,146$96
    Midsize Pickup$1,178$98
    Minivan$1,234$103
    Midsize SUV$1,240$103
    Compact Car$1,262$105
    Midsize Car$1,276$106
    Half-ton Pickup$1,332$111
    Compact Luxury SUV$1,380$115
    Large SUV$1,382$115
    Compact Luxury Car$1,392$116
    Large Car$1,416$118
    Heavy Duty Pickup$1,462$122
    Midsize Luxury SUV$1,484$124
    Midsize Luxury Car$1,622$135
    Sports Car$1,728$144
    Large Luxury SUV$1,852$154
    Large Luxury Car$1,940$162

    Auto insurance rates by segment are useful for overall comparisons, but insurance cost varies substantially within each vehicle segment listed above.

    For example, in the small SUV segment, car insurance rates in Lincoln range from the Mazda CX-5 costing $932 per year up to the Hyundai Nexo at $1,402 per year.

    As another example, in the midsize truck segment, rates range from the Chevrolet Colorado costing $1,008 per year up to the Rivian R1T at $1,560 per year, a difference of $552 within that segment.

    In the upcoming sections, we will remove much of this variability by comparing the cost of auto insurance in Lincoln for individual vehicle models.

    Cheapest cars to insure in Lincoln, NE

    The top four cars with the lowest-cost insurance rates in Lincoln are the Subaru Impreza at $1,064 per year, Chevrolet Spark at $1,070 per year, Volkswagen Golf at $1,178 per year, and Subaru Legacy at $1,188 per year.

    Not the cheapest, but still in the top 10, are models like the Nissan Sentra, Toyota Corolla, Toyota Camry, and Honda Insight, with an average car insurance cost of $1,206 per year or less.

    In the bottom half of the top 20, models like the Toyota Prius, Volkswagen Passat, Mazda 6, Chevrolet Malibu, and Mazda 3 cost between $1,206 and $1,274 per year for auto insurance in Lincoln.

    From a monthly standpoint, auto insurance in this segment for an average middle-age driver starts at around $89 per month, depending on where you live.

    When ranked by vehicle size, the lowest-cost non-luxury compact car to insure in Lincoln is the Subaru Impreza at $1,064 per year. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,188 per year. And for full-size sedans, the Toyota Avalon is the cheapest model to insure at $1,288 per year.

    The table below ranks the twenty cars with the lowest-cost average car insurance rates in Lincoln, starting with the Subaru Impreza at $1,064 per year and ending with the Chevrolet Malibu at $1,274 per year.

    Cheapest Cars to Insure in Lincoln, Nebraska
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,064$89
    Chevrolet SparkCompact$1,070$89
    Volkswagen GolfCompact$1,178$98
    Subaru LegacyMidsize$1,188$99
    Honda InsightMidsize$1,192$99
    Volkswagen JettaCompact$1,192$99
    Nissan SentraCompact$1,196$100
    Toyota CorollaCompact$1,204$100
    Kia K5Midsize$1,206$101
    Toyota CamryMidsize$1,206$101
    Kia RioCompact$1,208$101
    Volkswagen PassatMidsize$1,212$101
    Honda CivicCompact$1,214$101
    Mazda 3Compact$1,216$101
    Mazda 6Midsize$1,222$102
    Toyota PriusCompact$1,224$102
    Hyundai AccentCompact$1,240$103
    Hyundai VelosterCompact$1,254$105
    Kia ForteCompact$1,256$105
    Chevrolet MalibuMidsize$1,274$106

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 24, 2022
      Cheapest Cars to Insure in Lincoln, Nebraska

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Lincoln car insurance quotes from top-rated car insurance companies in Nebraska.

      Cheapest SUV insurance rates in Lincoln, NE

      Ranking in the top five for the cheapest Lincoln car insurance rates in the SUV segment (excluding luxury models) are the Honda Passport, Chevrolet Trailblazer, Nissan Kicks, Mazda CX-5, and Subaru Crosstrek. Car insurance prices for these vehicles average $82 or less per month.

      Other SUVs that have cheaper rates include the Buick Encore, Buick Envision, Hyundai Venue, and Toyota C-HR, with an average car insurance cost of $1,046 per year or less.

      Ranked in the bottom half of the top 20 cheapest SUVs to insure, models like the Ford Edge, Kia Seltos, Honda CR-V, Toyota Corolla Cross, Mazda CX-30, and Subaru Forester cost between $1,046 and $1,106 per year for full-coverage insurance.

      From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver starts at an average of $78 per month, depending on the company and your location.

      When the SUV segment is analyzed by vehicle size, the most affordable non-luxury compact SUV to insure in Lincoln is the Mazda CX-5 at $932 per year. For midsize 2022 models, the Honda Passport has the cheapest rates at $984 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $1,230 per year.

      The next table ranks the twenty SUVs with the most affordable insurance in Lincoln, starting with the Mazda CX-5 at $78 per month and ending with the Ford Edge at $92 per month.

      Cheapest SUVs to Insure in Lincoln, Nebraska
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$932$78
      Nissan KicksCompact$958$80
      Chevrolet TrailblazerCompact$962$80
      Honda PassportMidsize$984$82
      Subaru CrosstrekCompact$986$82
      Toyota C-HRCompact$1,012$84
      Buick EncoreCompact$1,014$85
      Nissan Rogue SportCompact$1,022$85
      Hyundai VenueCompact$1,042$87
      Kia SeltosCompact$1,044$87
      Buick EnvisionCompact$1,046$87
      Subaru AscentMidsize$1,052$88
      Toyota Corolla CrossCompact$1,052$88
      Subaru ForesterCompact$1,060$88
      Hyundai KonaCompact$1,062$89
      Volkswagen TiguanCompact$1,064$89
      Honda CR-VCompact$1,074$90
      Mazda CX-30Compact$1,086$91
      Honda HR-VCompact$1,102$92
      Ford EdgeMidsize$1,106$92

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 24, 2022
        Cheapest SUVs to Insure in Lincoln, Nebraska

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Don’t see insurance cost for your SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Nebraska.

        Cheapest luxury car insurance rates in Lincoln

        The three top-ranked luxury car models with the most affordable auto insurance in Lincoln are the Acura ILX at $1,128 per year, the Mercedes-Benz A220 at $1,206 per year, and the BMW 330i at $1,296 per year.

        Not the cheapest to insure, but still ranked well, are models like the Lexus RC 300, BMW 230i, Alfa Romeo Giulia, and BMW 330e, with average rates of $1,360 per year or less.

        Additional 2022 models that made the list include the BMW i4, Cadillac CT4, Audi A3, Lexus RC 350, and Audi A4, which cost between $1,360 and $1,424 per year to insure.

        Car insurance rates in Lincoln for this segment for the average driver starts at an average of $94 per month, depending on where you live.

        The cheapest compact luxury car to insure in Lincoln is the Mercedes-Benz A220 at $1,206 per year. For midsize luxury models, the Acura ILX is the cheapest model to insure at $1,128 per year. And for full-size luxury cars, the Audi A5 has the cheapest rates at $1,438 per year.

        The comparison table below ranks the twenty cars with the cheapest insurance in Lincoln, starting with the Acura ILX at $1,128 per year ($94 per month) and ending with the Audi S3 at $1,424 per year ($119 per month).

        Cheapest Luxury Cars to Insure in Lincoln, Nebraska
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,128$94
        Mercedes-Benz A220Compact$1,206$101
        BMW 330iCompact$1,296$108
        Acura TLXCompact$1,304$109
        Volvo S60Compact$1,314$110
        BMW 330eCompact$1,320$110
        BMW 228iCompact$1,328$111
        BMW 230iCompact$1,336$111
        Lexus RC 300Midsize$1,358$113
        Alfa Romeo GiuliaCompact$1,360$113
        Cadillac CT4Compact$1,362$114
        Lexus RC 350Compact$1,364$114
        Genesis G70Compact$1,386$116
        Mercedes-Benz AMG CLA35Midsize$1,390$116
        BMW i4Midsize$1,398$117
        Cadillac CT5Midsize$1,404$117
        Audi A3Midsize$1,418$118
        Audi A4Compact$1,420$118
        Audi S3Compact$1,424$119
        Mercedes-Benz AMG CLA45Midsize$1,424$119

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 13, 2022
          Cheapest Luxury Cars to Insure in Lincoln, Nebraska

          See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

          Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Lincoln car insurance quotes from the best car insurance companies in Nebraska.

          Cheapest luxury SUVs to insure in Lincoln, Nebraska

          The top three luxury SUVs with the lowest-cost car insurance in Lincoln are the Acura RDX at $1,050 per year, the Cadillac XT4 at $1,078 per year, and the Volvo XC40 at $1,180 per year.

          Also ranking well in our comparison are SUVs like the Lexus UX 250h, BMW X1, Lexus UX 200, and Lexus NX 350h, with average cost of $1,254 per year or less.

          As a cost per month, full-coverage auto insurance on this segment in Lincoln for a good driver starts at around $88 per month, depending on your location and insurance company.

          When ranked by vehicle size, the most budget-friendly compact luxury SUV to insure in Lincoln is the Acura RDX at $1,050 per year. For midsize 2022 models, the Cadillac XT5 has the best rates at $1,206 per year. And for large luxury SUVs, the Volvo XC90 is the cheapest model to insure at $1,326 per year.

          The next table ranks the luxury SUVs with the lowest-cost average car insurance rates in Lincoln, starting with the Acura RDX at $1,050 per year and ending with the Lincoln Corsair at $1,298 per year.

          Cheapest Luxury SUVs to Insure in Lincoln, Nebraska
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,050$88
          Cadillac XT4Compact$1,078$90
          Volvo XC40Compact$1,180$98
          Cadillac XT5Midsize$1,206$101
          Lexus NX 250Compact$1,220$102
          BMW X1Compact$1,222$102
          Lexus NX 350hCompact$1,228$102
          Lexus UX 250hCompact$1,228$102
          Lexus NX 350Compact$1,250$104
          Lexus UX 200Compact$1,254$105
          Jaguar E-PaceMidsize$1,256$105
          Lexus RX 350Midsize$1,262$105
          Acura MDXMidsize$1,270$106
          Lincoln NautilusMidsize$1,280$107
          Lexus NX 450hCompact$1,284$107
          Mercedes-Benz GLB 250Compact$1,290$108
          Lexus RX 450hMidsize$1,292$108
          Land Rover EvoqueCompact$1,296$108
          Infiniti QX50Midsize$1,298$108
          Lincoln CorsairCompact$1,298$108

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 13, 2022
            Cheapest Luxury SUVs to Insure in Lincoln, Nebraska

            For more car insurance comparisons, see our guide for luxury SUV insurance.

            Need rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Lincoln car insurance quotes from top car insurance companies in Nebraska.

            Cheapest sports cars to insure in Lincoln

            The #1 ranking in Lincoln for cheapest average insurance rates in the sports car segment is the Mazda MX-5 Miata, coming in at $1,064 per year. Second place is the Ford Mustang at $1,292 per year, and in third place is the BMW Z4, costing an average of $1,320 per year.

            Other models that have cheaper rates include the BMW M3, Audi TT, Chevrolet Corvette, and Subaru BRZ, with an average cost to insure of $1,588 per year or less.

            Full-coverage car insurance in this segment starts at around $89 per month, depending on your location. The rate comparison table below ranks the sports cars with the cheapest insurance rates in Lincoln, starting with the Mazda MX-5 Miata at $89 per month and ending with the Lexus LC 500 at $169 per month.

            Cheapest Sports Cars to Insure in Lincoln, Nebraska
            Make/Model Vehicle Type Annual Cost Monthly Cost
            Mazda MX-5 MiataSports Car$1,064$89
            Ford MustangSports Car$1,292$108
            BMW Z4Sports Car$1,320$110
            Subaru WRXSports Car$1,396$116
            Toyota GR86Sports Car$1,430$119
            Toyota GR SupraSports Car$1,462$122
            Audi TTSports Car$1,494$125
            Subaru BRZSports Car$1,538$128
            Chevrolet CorvetteSports Car$1,544$129
            BMW M3Sports Car$1,588$132
            Porsche 718Sports Car$1,658$138
            Chevrolet CamaroSports Car$1,698$142
            Lexus RC FSports Car$1,732$144
            Dodge ChallengerSports Car$1,746$146
            Mercedes-Benz AMG GT53Sports Car$1,770$148
            Jaguar F-TypeSports Car$1,854$155
            Porsche TaycanSports Car$1,902$159
            Porsche 911Sports Car$1,950$163
            BMW M4Sports Car$1,954$163
            Lexus LC 500Sports Car$2,022$169

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on April 2, 2022
              Cheapest Sports Cars to Insure in Lincoln, Nebraska

              Don’t see your sports car in the list? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Nebraska.

              Cheapest pickups to insure in Lincoln

              Ranking at the top of the list for the cheapest Lincoln car insurance rates in the pickup segment are the Toyota Tacoma, Nissan Frontier, Ford Ranger, Chevrolet Colorado, and Ford Maverick. Car insurance prices for these vehicles average $1,168 or less per year, or around $97 per month.

              Additional models that have good average insurance rates are the Honda Ridgeline, Ford F150, GMC Canyon, and Jeep Gladiator, with average annual insurance rates of $1,206 per year or less.

              Auto insurance for this segment in Lincoln for the average driver starts at around $84 per month, depending on the company and where you live.

              The next table ranks the twenty pickups with the most affordable insurance in Lincoln, starting with the Chevrolet Colorado at $1,008 per year and ending with the GMC Sierra 3500 at $1,442 per year.

              Cheapest Pickups to Insure in Lincoln, Nebraska
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Chevrolet ColoradoMidsize$1,008$84
              Ford MaverickMidsize$1,048$87
              Ford RangerMidsize$1,090$91
              Toyota TacomaMidsize$1,138$95
              Nissan FrontierMidsize$1,168$97
              GMC CanyonMidsize$1,174$98
              Hyundai Santa CruzMidsize$1,178$98
              Ford F150Full-size$1,186$99
              Honda RidgelineMidsize$1,194$100
              Jeep GladiatorMidsize$1,206$101
              GMC SierraFull-size$1,250$104
              Nissan TitanFull-size$1,294$108
              Chevrolet SilveradoFull-size$1,320$110
              Toyota TundraFull-size$1,320$110
              Ford F350 Super DutyHeavy Duty$1,332$111
              Chevrolet Silverado HD 3500Heavy Duty$1,340$112
              Nissan Titan XDHeavy Duty$1,378$115
              Ram TruckFull-size$1,400$117
              GMC Sierra 2500 HDHeavy Duty$1,430$119
              GMC Sierra 3500Heavy Duty$1,442$120

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Lincoln, NE.Data last updated on March 9, 2022
                Cheapest Pickups to Insure in Lincoln, Nebraska

                For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

                Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Lincoln car insurance quotes from top-rated companies in Nebraska.

                Tips for finding cheaper Lincoln auto insurance

                Resourceful drivers in Lincoln are always searching for ways to save money on insurance, so take a minute and read through the money-saving ideas below and it’s very possible you can save some money when buying car insurance.

                • Pay small claims out-of-pocket. Insurance companies offer a discount if you have not filed any claims. Insurance is intended to be used to protect you from larger claims, not small claims that can be paid out-of-pocket.
                • Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, have significantly different auto insurance rates, and insurers charge a wide range of costs. Get plenty of car insurance quotes before you purchase to prevent price shock when buying coverage for your new car.
                • Earn policy discounts to save money. Discounts may be available if the insured drivers work in certain occupations, choose electronic billing, belong to certain professional organizations, insure multiple vehicles on the same policy, drive low annual mileage, or many other policy discounts which could save the average Lincoln driver as much as $208 per year.
                • Your occupation could save you a few bucks. Some insurance companies offer policy discounts for earning a living in occupations like emergency medical technicians, nurses, architects, scientists, lawyers, and others. By qualifying for an occupational discount, you could potentially save between $37 and $128 on your yearly insurance bill, depending on the age of the rated driver.
                • Raise your credit score to score lower rates. Having a credit score over 800 could save an average of $192 per year over a slightly lower credit score between 670-739. Conversely, a credit score lower than 579 could cost around $223 more per year. Not all states use credit score as a rating factor, so check with your agent or company.