- The average cost of car insurance in Yonkers is $2,624 per year, or $219 per month.
- For cheap car insurance in Yonkers, compact SUVs like the Ford Bronco Sport, Mazda CX-5, Buick Envision, and Nissan Kicks cost less than most other vehicles.
- Auto insurance quotes in Yonkers can range significantly from as little as $36 per month for the minimum required liability coverage to well over $695 per month drivers with many accidents and violations.
How much does car insurance cost in Yonkers?
The average car insurance cost in Yonkers is $2,624 per year, which is 32.9% more than the national average rate of $1,883. The average monthly cost of car insurance in Yonkers is $219 for full coverage auto insurance.
Average car insurance cost in New York is $2,184 per year, so Yonkers drivers pay an average of $440 more per year than the overall New York state-wide average rate. The average cost of insurance in Yonkers compared to other New York cities is approximately $650 per year more expensive than in Buffalo, $1,042 per year more expensive than in Rochester, and $616 per year cheaper than in New York City.
The chart below shows average auto insurance cost in Yonkers broken out for both different driver ages and physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury brands.
In the chart above, the cost of car insurance in Yonkers ranges from $1,842 per year for a 60-year-old driver with a policy with high physical damage deductibles to $6,142 per year for a 20-year-old driver with a low deductible. From a monthly budget point of view, the average cost in the chart above ranges from $154 to $512 per month.
Yonkers car insurance rates are not the same for everyone and slight changes in a driver’s risk profile can cause considerable changes in car insurance premiums. Since the chances of having many different rates is high, this increases the need for multiple auto insurance quotes when shopping online for more affordable coverage.
The age of the rated driver is probably the number one factor that determines the price you pay for auto insurance. The list below details how driver age influences cost by breaking out average car insurance rates for drivers from age 16 to 60.
Average cost of car insurance in Yonkers, NY, for drivers age 16 to 60
- 16-year-old driver – $9,351 per year or $779 per month
- 17-year-old driver – $9,059 per year or $755 per month
- 18-year-old driver – $8,120 per year or $677 per month
- 19-year-old driver – $7,395 per year or $616 per month
- 20-year-old driver – $5,284 per year or $440 per month
- 30-year-old driver – $2,800 per year or $233 per month
- 40-year-old driver – $2,624 per year or $219 per month
- 50-year-old driver – $2,326 per year or $194 per month
- 60-year-old driver – $2,180 per year or $182 per month
Models popular with drivers in Yonkers tend to be compact or midsize sedans like the Nissan Sentra, Volkswagen Jetta, and Nissan Altima and compact and midsize SUVs like the Toyota RAV4, Honda CR-V, and Jeep Grand Cherokee.
A few additional popular vehicles in Yonkers, New York, from other segments include luxury SUVs like the BMW X5, Cadillac XT5, and Infiniti QX60, luxury cars like the Infiniti Q50, Tesla Model S, and BMW 530i, and pickup trucks like the Ram 1500, Ford Ranger, and Chevy Silverado.
We will get into rates for many more vehicles a little farther in this article, but before we do that, let’s revisit some of the ideas that we covered in the first section.
- Yonkers, NY, average car insurance cost is more than the U.S. average – $2,624 (Yonkers average) compared to $1,883 (U.S. average)
- Insuring teenagers can cost a lot – Average rates range from $6,248 to $9,351 per year for car insurance for teens in Yonkers.
- Average car insurance cost per month ranges from $182 to $779 – That’s the average car insurance price range for insured drivers age 16 to 60 in Yonkers.
- Low deductibles cost more than high deductibles – A 30-year-old driver pays an average of $712 more per year for $250 deductibles compared to $1,000 deductibles.
- Car insurance gets more affordable the older you are – Average auto insurance rates for a 50-year-old driver in Yonkers are $2,958 per year cheaper than for a 20-year-old driver.
Which autos have the cheapest car insurance in Yonkers?
When comparing all car, SUV, and pickup models, the vehicles with the best auto insurance quotes in Yonkers, NY, tend to be crossovers and compact SUVs like the Kia Soul, Subaru Crosstrek, Buick Envision, and Hyundai Venue.
Average insurance rates for those crossover SUVs cost $178 or less per month to have full coverage.
Examples of other models that have affordable auto insurance prices in our car insurance price comparison are the Acura RDX, Kia Niro, Buick Encore, and Subaru Outback. The average rates are a few dollars per month higher for those models than the cheapest crossover SUVs at the top of the list, but they still have an average insurance cost of $2,252 or less per year ($188 per month).
The following table breaks down the top 25 models with the cheapest car insurance rates in Yonkers, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,940 | $162 |
| 2 | Chevrolet Trailblazer | $1,974 | $165 |
| 3 | Kia Soul | $2,050 | $171 |
| 4 | Nissan Kicks | $2,066 | $172 |
| 5 | Honda Passport | $2,092 | $174 |
| 6 | Buick Envision | $2,106 | $176 |
| 7 | Toyota Corolla Cross | $2,116 | $176 |
| 8 | Hyundai Venue | $2,134 | $178 |
| 9 | Mazda CX-5 | $2,142 | $179 |
| 10 | Ford Bronco Sport | $2,150 | $179 |
| 11 | Volkswagen Tiguan | $2,174 | $181 |
| 12 | Acura RDX | $2,196 | $183 |
| 13 | Nissan Murano | $2,206 | $184 |
| 14 | Buick Encore | $2,230 | $186 |
| 15 | Subaru Outback | $2,238 | $187 |
| 16 | Honda CR-V | $2,240 | $187 |
| 17 | Buick Envista | $2,244 | $187 |
| 18 | Chevrolet Colorado | $2,244 | $187 |
| 19 | Volkswagen Taos | $2,248 | $187 |
| 20 | Kia Niro | $2,252 | $188 |
| 21 | Toyota GR Corolla | $2,282 | $190 |
| 22 | Honda HR-V | $2,284 | $190 |
| 23 | Subaru Ascent | $2,284 | $190 |
| 24 | Nissan Leaf | $2,298 | $192 |
| 25 | Honda Civic | $2,324 | $194 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
The above table containing 25 ranked vehicles is fine if you just want the lowest rates. A better way to look at auto insurance rates in a coherent manner is by organizing them by their automotive segment. The six sections below show the top 20 vehicles with the most affordable insurance rates in Yonkers for the six main automotive segments.
Cheapest car insurance rates in Yonkers
Ranking in the top five for the lowest-cost Yonkers auto insurance rates in the non-luxury car segment are the Nissan Sentra, Toyota GR Corolla, Honda Civic, Subaru Impreza, and Nissan Leaf. Rates for these 2024 models average $2,412 or less per year.
Other models that rank well include the Kia K5, Chevrolet Malibu, Hyundai Ioniq 6, and Honda Accord, with average cost of $2,546 per year or less.
In the bottom half of the top 20, cars like the Mazda 3, Volkswagen Arteon, Toyota Corolla, Toyota Crown, and Nissan Versa cost between $2,546 and $2,714 per year for insurance.
From a monthly standpoint, car insurance in Yonkers on this segment for the average driver starts at around $190 per month, depending on where you live. The table below ranks the cars with the cheapest insurance rates in Yonkers, starting with the Toyota GR Corolla at $190 per month and ending with the Mazda 3 at $226 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,282 | $190 |
| Nissan Leaf | Compact | $2,298 | $192 |
| Honda Civic | Compact | $2,324 | $194 |
| Nissan Sentra | Compact | $2,406 | $201 |
| Subaru Impreza | Compact | $2,412 | $201 |
| Hyundai Ioniq 6 | Midsize | $2,414 | $201 |
| Toyota Prius | Compact | $2,454 | $205 |
| Kia K5 | Midsize | $2,528 | $211 |
| Honda Accord | Midsize | $2,536 | $211 |
| Chevrolet Malibu | Midsize | $2,546 | $212 |
| Toyota Corolla | Compact | $2,558 | $213 |
| Kia Forte | Compact | $2,562 | $214 |
| Volkswagen Arteon | Midsize | $2,582 | $215 |
| Nissan Versa | Compact | $2,588 | $216 |
| Subaru Legacy | Midsize | $2,590 | $216 |
| Mitsubishi Mirage G4 | Compact | $2,650 | $221 |
| Volkswagen Jetta | Compact | $2,654 | $221 |
| Toyota Crown | Midsize | $2,656 | $221 |
| Hyundai Sonata | Midsize | $2,662 | $222 |
| Mazda 3 | Compact | $2,714 | $226 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Yonkers car insurance quotes from the best companies in New York.
Cheapest SUVs to insure
Ranking in the top five for the lowest-cost Yonkers car insurance rates in the SUV segment (excluding luxury models) are the Nissan Kicks, Subaru Crosstrek, Kia Soul, Honda Passport, and Chevrolet Trailblazer. Rates for these 2024 models average $174 or less per month.
Other models that are affordable to insure include the Ford Bronco Sport, Toyota Corolla Cross, Mazda CX-5, and Hyundai Venue, with average cost of $2,150 per year or less.
Additional models worth mentioning include the Honda HR-V, Volkswagen Taos, Nissan Murano, and Subaru Ascent, which cost between $2,150 and $2,284 per year for full-coverage insurance in Yonkers.
Full-coverage auto insurance for this segment in Yonkers for a good driver starts at an average of $162 per month, depending on where you live.
If rates are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Yonkers is the Subaru Crosstrek at $1,940 per year, or $162 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $2,092 per year, or $174 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,466 per year, or $206 per month.
The table below ranks the SUVs with the most affordable auto insurance rates in Yonkers, starting with the Subaru Crosstrek at $1,940 per year and ending with the Honda HR-V at $2,284 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,940 | $162 |
| Chevrolet Trailblazer | Compact | $1,974 | $165 |
| Kia Soul | Compact | $2,050 | $171 |
| Nissan Kicks | Compact | $2,066 | $172 |
| Honda Passport | Midsize | $2,092 | $174 |
| Buick Envision | Compact | $2,106 | $176 |
| Toyota Corolla Cross | Compact | $2,116 | $176 |
| Hyundai Venue | Compact | $2,134 | $178 |
| Mazda CX-5 | Compact | $2,142 | $179 |
| Ford Bronco Sport | Compact | $2,150 | $179 |
| Volkswagen Tiguan | Compact | $2,174 | $181 |
| Nissan Murano | Midsize | $2,206 | $184 |
| Buick Encore | Compact | $2,230 | $186 |
| Subaru Outback | Midsize | $2,238 | $187 |
| Honda CR-V | Compact | $2,240 | $187 |
| Buick Envista | Midsize | $2,244 | $187 |
| Volkswagen Taos | Compact | $2,248 | $187 |
| Kia Niro | Compact | $2,252 | $188 |
| Honda HR-V | Compact | $2,284 | $190 |
| Subaru Ascent | Midsize | $2,284 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in New York.
Cheapest sports cars to insure
The top-ranked vehicle in Yonkers for the most affordable average insurance rates in the sports car segment is the Mazda MX-5 Miata, costing an average of $2,430 per year. Second place is the Toyota GR86 at $2,766 per year, and in third place is the Ford Mustang, costing an average of $2,884 per year.
Other cars that have good average insurance rates include the Lexus RC F, Subaru BRZ, BMW M2, and Toyota GR Supra, with average annual insurance rates of $3,140 per year or less.
In the bottom half of the top 20, cars like the Jaguar F-Type, BMW M4, Porsche Taycan, Mercedes-Benz AMG GT53, and Chevrolet Corvette average between $3,140 and $4,446 per year for auto insurance in Yonkers.
Full-coverage auto insurance for this segment in Yonkers for an average middle-age driver will start around $203 per month, depending on where you live.
The comparison table below ranks the twenty sports cars with the lowest-cost average auto insurance rates in Yonkers, starting with the Mazda MX-5 Miata at $203 per month and ending with the Porsche Taycan at $371 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,430 | $203 |
| Toyota GR86 | Sports Car | $2,766 | $231 |
| Ford Mustang | Sports Car | $2,884 | $240 |
| BMW Z4 | Sports Car | $2,900 | $242 |
| Subaru WRX | Sports Car | $2,944 | $245 |
| Toyota GR Supra | Sports Car | $2,948 | $246 |
| BMW M2 | Sports Car | $3,036 | $253 |
| Nissan Z | Sports Car | $3,040 | $253 |
| Lexus RC F | Sports Car | $3,104 | $259 |
| Subaru BRZ | Sports Car | $3,140 | $262 |
| BMW M3 | Sports Car | $3,316 | $276 |
| Porsche 718 | Sports Car | $3,380 | $282 |
| Chevrolet Camaro | Sports Car | $3,412 | $284 |
| Chevrolet Corvette | Sports Car | $3,636 | $303 |
| Porsche 911 | Sports Car | $3,762 | $314 |
| BMW M4 | Sports Car | $3,918 | $327 |
| Lexus LC 500 | Sports Car | $3,940 | $328 |
| Jaguar F-Type | Sports Car | $4,142 | $345 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,346 | $362 |
| Porsche Taycan | Sports Car | $4,446 | $371 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
Don’t see your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Yonkers.
Cheapest pickups to insure
Ranking #1 in Yonkers for the most affordable average insurance rates in the pickup truck segment is the Chevrolet Colorado, with a cost of $2,244 per year. Second place is the Nissan Titan at $2,454 per year, and in third place is the Nissan Frontier, at an average of $2,482 per year.
Other models that rank well include the GMC Canyon, Toyota Tacoma, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with average insurance cost of $2,700 per year or less.
Car insurance for this segment in Yonkers for a good driver can cost as low as $187 per month, depending on the company and where you live.
The rate comparison table below ranks the pickups with the most affordable average insurance rates in Yonkers, starting with the Chevrolet Colorado at $2,244 per year ($187 per month) and ending with the Ram Truck at $3,036 per year ($253 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,244 | $187 |
| Nissan Titan | Full-size | $2,454 | $205 |
| Nissan Frontier | Midsize | $2,482 | $207 |
| Ford Ranger | Midsize | $2,508 | $209 |
| Ford Maverick | Midsize | $2,548 | $212 |
| Honda Ridgeline | Midsize | $2,604 | $217 |
| Hyundai Santa Cruz | Midsize | $2,650 | $221 |
| Toyota Tacoma | Midsize | $2,658 | $222 |
| GMC Sierra 2500 HD | Heavy Duty | $2,672 | $223 |
| GMC Canyon | Midsize | $2,700 | $225 |
| Jeep Gladiator | Midsize | $2,766 | $231 |
| GMC Sierra 3500 | Heavy Duty | $2,782 | $232 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,806 | $234 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,880 | $240 |
| GMC Sierra | Full-size | $2,898 | $242 |
| Chevrolet Silverado | Full-size | $2,902 | $242 |
| Nissan Titan XD | Heavy Duty | $2,902 | $242 |
| Ford F150 | Full-size | $2,940 | $245 |
| GMC Hummer EV Pickup | Full-size | $3,012 | $251 |
| Ram Truck | Full-size | $3,036 | $253 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance rates for your pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in New York.
Cheapest luxury cars to insure
The top five models for the most affordable Yonkers car insurance rates in the luxury car segment are the Acura Integra, Lexus IS 300, Acura TLX, BMW 330i, and Mercedes-Benz CLA250. Auto insurance quotes for these vehicles average $226 or less per month.
Not the cheapest in the list, but still ranking well, are cars like the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus ES 350, and Genesis G70, with average insurance cost of $2,760 per year or less.
From a monthly standpoint, full-coverage auto insurance in Yonkers on this segment for a good driver starts at an average of $195 per month, depending on where you live and the company you use.
The rate comparison table below ranks the twenty luxury cars with the most affordable car insurance in Yonkers, starting with the Acura Integra at $2,334 per year and ending with the Audi S3 at $2,944 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,334 | $195 |
| BMW 330i | Compact | $2,672 | $223 |
| Mercedes-Benz CLA250 | Midsize | $2,702 | $225 |
| Lexus IS 300 | Midsize | $2,706 | $226 |
| Acura TLX | Compact | $2,716 | $226 |
| Cadillac CT4 | Compact | $2,742 | $229 |
| Lexus ES 350 | Midsize | $2,742 | $229 |
| Genesis G70 | Compact | $2,750 | $229 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,754 | $230 |
| Lexus RC 300 | Midsize | $2,760 | $230 |
| Lexus IS 350 | Compact | $2,764 | $230 |
| Jaguar XF | Midsize | $2,778 | $232 |
| Cadillac CT5 | Midsize | $2,828 | $236 |
| Lexus ES 250 | Midsize | $2,840 | $237 |
| Lexus RC 350 | Compact | $2,848 | $237 |
| BMW 330e | Compact | $2,850 | $238 |
| BMW 228i | Compact | $2,856 | $238 |
| BMW 230i | Compact | $2,876 | $240 |
| Lexus ES 300h | Midsize | $2,882 | $240 |
| Audi S3 | Compact | $2,944 | $245 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 22, 2024
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Is your vehicle not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in New York.
Cheapest luxury SUV insurance rates
Ranking at the top for the cheapest Yonkers car insurance rates in the luxury SUV segment are the Acura RDX, Jaguar E-Pace, Lexus NX 250, Cadillac XT4, and Cadillac XT5. Car insurance quotes for these vehicles average $2,478 or less per year, or around $207 per month.
Not the cheapest luxury SUVs to insure, but still very reasonable, are luxury SUVs like the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus NX 350h, and Lexus UX 250h, with an average cost to insure of $2,532 per year or less.
Some additional models that rank well include the Land Rover Evoque, Lexus RX 350, Cadillac XT6, and Mercedes-Benz AMG GLB35, which average between $2,532 and $2,634 per year for auto insurance in Yonkers.
From a monthly standpoint, auto insurance on this segment in Yonkers starts at an average of $183 per month, depending on your company and location.
If insurance rates are ranked by vehicle size, the cheapest compact luxury SUV to insure in Yonkers is the Acura RDX at $2,196 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $2,456 per year. And for large luxury SUVs, the Infiniti QX80 is the cheapest model to insure at $2,944 per year.
The next table ranks the twenty SUVs with the most affordable insurance rates in Yonkers, starting with the Acura RDX at $2,196 per year ($183 per month) and ending with the Lexus NX 350 at $2,634 per year ($220 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,196 | $183 |
| Lexus NX 250 | Compact | $2,326 | $194 |
| Cadillac XT4 | Compact | $2,372 | $198 |
| Jaguar E-Pace | Midsize | $2,456 | $205 |
| Cadillac XT5 | Midsize | $2,478 | $207 |
| Lexus NX 350h | Compact | $2,478 | $207 |
| Lincoln Corsair | Compact | $2,508 | $209 |
| Mercedes-Benz GLB 250 | Compact | $2,514 | $210 |
| Lexus UX 250h | Compact | $2,516 | $210 |
| Lexus NX 450h | Compact | $2,532 | $211 |
| Infiniti QX50 | Midsize | $2,552 | $213 |
| Mercedes-Benz GLA250 | Compact | $2,554 | $213 |
| Mercedes-Benz GLA35 AMG | Compact | $2,568 | $214 |
| Cadillac XT6 | Midsize | $2,572 | $214 |
| Infiniti QX60 | Midsize | $2,584 | $215 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,586 | $216 |
| Land Rover Evoque | Compact | $2,622 | $219 |
| Acura MDX | Midsize | $2,624 | $219 |
| Lexus RX 350 | Midsize | $2,628 | $219 |
| Lexus NX 350 | Compact | $2,634 | $220 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Yonkers, NY Zip Codes. Updated February 23, 2024
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see insurance cost for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in New York.
Car insurance rates vary considerably
In an effort to show the amount auto insurance premiums can fluctuate between drivers, the charts below present multiple rates for three popular vehicles in Yonkers: the Chevrolet Silverado, Honda Civic, and Toyota RAV4.
Each example uses a range of risk profiles to show the possible variation with only minor changes in the driver profile.
Chevrolet Silverado insurance rates
Auto insurance for a Chevrolet Silverado in Yonkers averages $2,902 per year, or around $242 per month, and has a range of $2,404 to $6,742.
The Chevrolet Silverado is part of the full-size truck segment, and additional models from the same segment that are popular in Yonkers, New York, include the Nissan Titan, Ford F150, GMC Sierra, and Ram Truck.
Honda Civic insurance rates
Car insurance for a Honda Civic in Yonkers costs an average of $2,324 per year, or about $194 per month, and varies from $1,936 to $5,276 per year.
The Honda Civic is considered a compact car, and other similar models that are popular in Yonkers include the Volkswagen Jetta, Toyota Corolla, and Nissan Sentra.
Toyota RAV4 insurance rates
Auto insurance for a Toyota RAV4 in Yonkers averages $2,418 per year, or about $202 per month, and has a range of $2,010 to $5,562 per year for the driver ages and coverage limits in the chart shown below.
The Toyota RAV4 is considered a compact SUV, and other similar models include the Mazda CX-5, Chevrolet Equinox, and Honda CR-V.
Money-saving tips for finding cheaper auto insurance
Smart drivers in Yonkers are always looking to reduce their monthly insurance expenses, so review the tips and ideas in this next list and it’s very likely you can save a few bucks on your next policy.
- Avoid driving violations to reduce rates. If you want the cheapest car insurance in Yonkers, it pays to follow the law. In fact, just a few speeding tickets have the ramification of increasing insurance rates by as much as $702 per year. Major misdemeanors such as DWI and leaving the scene of an accident could raise rates by an additional $2,442 or more.
- You don’t have to stick with the same company. Taking the time to get a few free car insurance quotes is a fantastic way to save money. Rates change quite often and switching companies is very easy to do.
- Avoid accidents and save. At-fault accidents increase insurance cost, potentially by an additional $3,752 per year for a 20-year-old driver and even as much as $792 per year for a 50-year-old driver. So drive safe and save money!
- Stay claim free and save. Most insurance companies offer a discount for not filing any claims. Auto insurance should only be used to protect you from significant financial loss, not nickel-and-dime type claims.
- Qualify for policy discounts to save money. Discounted rates may be available if the insureds are claim-free, are military or federal employees, are loyal customers, take a defensive driving course, or many other policy discounts which could save the average Yonkers driver as much as $442 per year.
- Compare the cost of insurance before buying a car. Different cars can have significantly different car insurance premiums, and companies can sell policies with a wide range of costs. Get quotes before you buy in order to prevent price shock when you get the bill.
- Save by raising your deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.