Car Insurance Cost in Gresham, OR – 2022 Cheapest Rates + Rankings

We break down average rates in six different automotive segments to find the vehicles with cheap car insurance quotes in Gresham, Oregon.

Start QuoteCompare Gresham car insurance rates and save on your next policy.

  • Gresham car insurance rates average $1,876 per year for full coverage, or approximately $156 on a monthly basis.
  • Gresham car insurance averages $600 per year more than the Oregon state average and $309 per year more than the United States national average.
  • Monthly auto insurance rates for a few popular vehicles in Gresham include the Hyundai Elantra at $176, Chevrolet Equinox at $146, and Mazda CX-5 at $119.
  • Compact crossovers and SUVs like the Hyundai Kona, Toyota Corolla Cross, Buick Encore, and Nissan Kicks are the top picks for having cheap car insurance in Gresham.
  • Vehicles with segment-leading auto insurance rates include the Honda Passport, Mazda CX-5, Cadillac XT5, and Chevrolet Tahoe.
  • Car insurance quotes in Gresham can vary from as low as $31 per month for minimum liability insurance to well over $669 per month for teens and other high-risk drivers.

How much does car insurance cost in Gresham?

Average car insurance rates in Gresham cost $1,876 per year, or approximately $156 per month. That’s 19.7% more expensive than the overall U.S. average rate of $1,567 per year.

The average cost of car insurance in Oregon is $1,276 per year, so Gresham drivers pay an average of $600 more per year than the overall Oregon state-wide average rate. When rates are compared to other cities in Oregon, the average cost of car insurance in Gresham is about $152 per year more expensive than in Portland, $322 per year more expensive than in Hillsboro, and $584 per year more expensive than in Eugene.

The next chart shows average Gresham car insurance rates for 2022 model year vehicles not only by driver age, but also by physical damage coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Gresham car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Gresham zip codes.Data last updated on August 18, 2022
Average Car Insurance Cost in Gresham, OR
Average Car Insurance Cost in Gresham, OR
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,160$263
$500$3,724$310
$250$4,316$360
30$1,000$1,660$138
$500$1,974$165
$250$2,304$192
40$1,000$1,586$132
$500$1,876$156
$250$2,176$181
50$1,000$1,448$121
$500$1,708$142
$250$1,978$165
60$1,000$1,420$118
$500$1,676$140
$250$1,942$162

Average car insurance rates in the chart range from $1,420 per year for a high deductible policy for a 60-year-old driver to $4,316 per year for a 20-year-old driver with a policy with low comprehensive and collision deductibles.

When average annual cost is converted to monthly rates, the average cost of car insurance per month in Gresham ranges from $118 to $360.

Gresham auto insurance rates are priced differently for every driver and are impacted by many factors. Since there can be such a large difference in rates, it emphasizes the need for accurate car insurance quotes when shopping around for the cheapest car insurance coverage.

The age of the rated driver has the single biggest impact on the price of car insurance. The list below details how driver age influences cost by breaking out average car insurance rates in Gresham for different driver ages.

Average cost of car insurance in Gresham for drivers age 16 to 60

  • 16-year-old driver – $6,718 per year or $560 per month
  • 17-year-old driver – $6,274 per year or $523 per month
  • 18-year-old driver – $5,860 per year or $488 per month
  • 19-year-old driver – $5,298 per year or $442 per month
  • 20-year-old driver – $3,724 per year or $310 per month
  • 30-year-old driver – $1,974 per year or $165 per month
  • 40-year-old driver – $1,876 per year or $156 per month
  • 50-year-old driver – $1,708 per year or $142 per month
  • 60-year-old driver – $1,676 per year or $140 per month

The rates listed above for teen drivers assumed a male driver. The chart below breaks out average teen driver car insurance rates by gender. Young female drivers tend to have cheaper car insurance rates than their male counterparts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Gresham includes all Zip Codes and vehicle trim levels.Data last updated on August 18, 2022
Teen Driver Car Insurance Cost in Gresham, Oregon
Average Car Insurance Cost in Gresham, OR for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$6,718$6,274$5,860$5,298
Female$5,916$5,580$5,084$4,712

Auto insurance for a 16-year-old female driver in Gresham costs an average of $802 less per year than the cost for a male driver, while at age 19, it’s still $586 cheaper per year for females than males.

The auto insurance rates discussed up to this point take all 2022 models and come up with an average cost, which is handy for making overall comparisons like the cost difference between driver ages or locations.

Average car insurance rates work very well when presented with a question like “are auto insurance rates in Gresham cheaper than in Salem?” or “is Oregon auto insurance cheaper than California?”.

For more in-depth car insurance cost comparisons, however, we get better data if we perform a rate analysis for the specific model of vehicle being insured. Each individual vehicle model has a unique risk profile for calculating how much car insurance costs and this data allows for more detailed cost analysis.

The next chart breaks down insurance rates for some of the more popular vehicles that you will find cruising the streets of Gresham.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Gresham car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Gresham Zip Codes.Data last updated on August 18, 2022
Gresham, Oregon Car Insurance Rates for Popular Vehicles
Gresham, Oregon Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,428$119
Honda CR-V$1,640$137
Toyota Tacoma$1,742$145
Hyundai Tucson$1,744$145
Toyota RAV4$1,770$148
Ford F150$1,812$151
Toyota 4Runner$1,828$152
Nissan Rogue$1,836$153
Toyota Camry$1,844$154
Honda Pilot$1,902$159
GMC Sierra$1,912$159
Chevrolet Silverado$2,016$168
Hyundai Elantra$2,116$176
Ram Truck$2,144$179
Chevrolet Corvette$2,362$197

Models that are popular in Gresham tend to be compact or midsize cars like the Hyundai Elantra, Toyota Corolla, and Kia K5 and small or midsize SUVs like the Nissan Rogue, Chevy Equinox, and Ford Explorer.

Some additional popular vehicles from other segments include luxury models like the Tesla Model S and Cadillac XT5, pickup trucks like the Chevy Silverado and Ram 1500, and sports cars like the Chevy Corvette and Porsche 911.

We will get into rates for lots more vehicles coming up in the article, but before we get into that, let’s review the key concepts and comparisons that were discussed up to this point.

  • Teen girls pay less than teenage males – Teenage female drivers pay $586 to $802 less per year than their male counterparts.
  • Car insurance rates fall substantially between ages 20 and 30 – The average 30-year-old Gresham driver will pay $1,596 less per year than a 20-year-old driver, $1,804 versus $3,400.
  • Gresham car insurance rates are more expensive than the Oregon state average – $1,876 (Gresham average) versus $1,276 (Oregon average)
  • Gresham car insurance cost is more than the U.S. average – $1,876 (Gresham average) compared to $1,567 (U.S. average)
  • Auto insurance is cheaper as you get older – Average auto insurance rates for a 40-year-old driver in Gresham are $1,686 per year cheaper than for a 20-year-old driver.
  • Insuring teenagers is expensive in Gresham – Average cost can range from $4,712 to $6,718 per year to insure a teenager in Gresham, OR.

Which vehicles cost the least to insure in Gresham?

The models with the cheapest average insurance prices in Gresham tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Nissan Kicks, Toyota C-HR, and Nissan Rogue Sport. Average car insurance rates for those vehicles cost $1,562 or less per year ($130 per month) for a policy with full coverage.

Examples of other vehicles that rank very well in our auto insurance cost comparison are the Mazda MX-5 Miata, Buick Envision, Hyundai Kona, and Hyundai Venue. Rates are slightly higher for those models than the compact SUVs at the top of the list, but they still have average rates of $1,626 or less per year, or around $136 per month in Gresham.

The next table breaks down the cheapest vehicles to insure in Gresham, ordered by annual cost.

Cheapest Car Insurance Rates in Gresham, Oregon
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,428$119
2Nissan Kicks$1,462$122
3Chevrolet Trailblazer$1,470$123
4Subaru Crosstrek$1,506$126
5Honda Passport$1,508$126
6Toyota C-HR$1,542$129
7Chevrolet Colorado$1,544$129
8Buick Encore$1,552$129
9Nissan Rogue Sport$1,562$130
10Hyundai Venue$1,592$133
11Buick Envision$1,594$133
12Kia Seltos$1,596$133
13Ford Maverick$1,604$134
14Acura RDX$1,608$134
15Toyota Corolla Cross$1,608$134
16Subaru Ascent$1,612$134
17Hyundai Kona$1,620$135
18Mazda MX-5 Miata$1,626$136
19Subaru Forester$1,626$136
20Volkswagen Tiguan$1,626$136
21Subaru Impreza$1,628$136
22Chevrolet Spark$1,636$136
23Honda CR-V$1,640$137
24Cadillac XT4$1,646$137
25Mazda CX-30$1,658$138

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
    Cheapest Car Insurance Rates in Gresham, Oregon

    A table of 25 vehicle models with cheap Gresham car insurance is fine if you just want the lowest rates. Due to the fact that we track over 700 vehicles, that’s a lot of vehicles that get omitted from the list. Let’s dig deeper into the data and show the most affordable vehicles an alternative way.

    The section below talks about the average cost of auto insurance for each vehicle segment. The average rates shown in the chart will give you a good foundation of which types of cars, trucks, and SUVs that have the best car insurance rates in Gresham. Then the following six sections rank the specific models that have the cheapest insurance rates in each segment.

    Gresham, OR, car insurance rates by vehicle segment

    When car shopping, it’s important to know which types of vehicles have more affordable auto insurance rates.

    To illustrate this, some common questions are if midsize cars have cheaper car insurance than full-size cars or if regular SUVs cost less to insure than luxury SUVs.

    The next chart shows average auto insurance rates in Gresham for different vehicle segments. When comparing rates from a segment perspective, compact SUVs, midsize trucks, and minivans have the least expensive average car insurance rates, with high-performance exotic models having the highest average insurance cost.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Gresham car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Gresham Zip Codes.Data last updated on August 18, 2022
    Gresham, Oregon Car Insurance Rates by Vehicle Segment
    Gresham Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,754$146
    Midsize Pickup$1,800$150
    Minivan$1,890$158
    Midsize SUV$1,898$158
    Compact Car$1,930$161
    Midsize Car$1,954$163
    Half-ton Pickup$2,038$170
    Compact Luxury SUV$2,108$176
    Large SUV$2,114$176
    Compact Luxury Car$2,130$178
    Large Car$2,168$181
    Heavy Duty Pickup$2,240$187
    Midsize Luxury SUV$2,266$189
    Midsize Luxury Car$2,484$207
    Sports Car$2,648$221
    Large Luxury SUV$2,836$236
    Large Luxury Car$2,968$247

    Rates by automotive segment are handy for overall comparisons, but cost varies substantially within each of the segments listed in the chart above.

    For example, in the small luxury car segment, car insurance rates in Gresham range from the Mercedes-Benz A220 at $1,842 per year for full coverage insurance to the BMW M340i costing $2,340 per year.

    As another example, in the large truck segment, rates range from the Ford F150 costing $1,812 per year to the GMC Hummer EV Pickup costing $2,386 per year, a difference of $574 within that segment.

    In the next sections of the article, we eliminate much of the variability by comparing the cost of auto insurance in Gresham for individual vehicles.

    Cheapest cars to insure in Gresham, OR

    The Subaru Impreza comes in at #1 as the most affordable non-luxury car to insure in Gresham, followed by the Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. The 2022 model has an average cost of $1,628 per year for a policy with full coverage.

    Not the cheapest cars to insure, but still very reasonable, are cars like the Toyota Camry, Kia K5, Honda Insight, and Toyota Corolla, with an average cost of $1,844 per year or less.

    Ranked between 10th and 20th place, cars like the Honda Civic, Volkswagen Passat, Chevrolet Malibu, Toyota Prius, Hyundai Accent, and Kia Rio average between $1,844 and $1,950 to insure per year in Gresham.

    On a monthly basis, full-coverage auto insurance in Gresham on this segment for an average middle-age driver will start around $136 per month, depending on your company and location. The rate comparison table below ranks the cars with the cheapest average auto insurance rates in Gresham, starting with the Subaru Impreza at $1,628 per year ($136 per month) and ending with the Chevrolet Malibu at $1,950 per year ($163 per month).

    Cheapest Cars to Insure in Gresham, OR
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,628$136
    Chevrolet SparkCompact$1,636$136
    Volkswagen GolfCompact$1,802$150
    Subaru LegacyMidsize$1,816$151
    Honda InsightMidsize$1,824$152
    Volkswagen JettaCompact$1,824$152
    Nissan SentraCompact$1,830$153
    Kia K5Midsize$1,842$154
    Toyota CamryMidsize$1,844$154
    Toyota CorollaCompact$1,844$154
    Kia RioCompact$1,850$154
    Volkswagen PassatMidsize$1,852$154
    Honda CivicCompact$1,856$155
    Mazda 3Compact$1,866$156
    Mazda 6Midsize$1,868$156
    Toyota PriusCompact$1,874$156
    Hyundai AccentCompact$1,898$158
    Hyundai VelosterCompact$1,916$160
    Kia ForteCompact$1,920$160
    Chevrolet MalibuMidsize$1,950$163

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
      Cheapest Cars to Insure in Gresham, OR

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Oregon.

      Cheapest SUV insurance rates in Gresham, OR

      The most affordable non-luxury SUVs to insure in Gresham are the Mazda CX-5 at $1,428 per year, the Nissan Kicks at $1,462 per year, and the Chevrolet Trailblazer at $1,470 per year.

      Also ranking in the top 10 are SUVs like the Buick Encore, Buick Envision, Toyota C-HR, and Nissan Rogue Sport, with an average car insurance cost of $1,594 per year or less.

      On a monthly basis, full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $119 per month, depending on your location.

      The most affordable non-luxury compact SUV to insure in Gresham is the Mazda CX-5 at $1,428 per year. For midsize SUVs, the Honda Passport is the cheapest model to insure at $1,508 per year. And for large SUVs, the Chevrolet Tahoe is most affordable to insure at $1,882 per year.

      The next table ranks the SUVs with the lowest-cost car insurance in Gresham, starting with the Mazda CX-5 at $119 per month and ending with the Ford Edge at $141 per month.

      Cheapest SUVs to Insure in Gresham, OR
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,428$119
      Nissan KicksCompact$1,462$122
      Chevrolet TrailblazerCompact$1,470$123
      Subaru CrosstrekCompact$1,506$126
      Honda PassportMidsize$1,508$126
      Toyota C-HRCompact$1,542$129
      Buick EncoreCompact$1,552$129
      Nissan Rogue SportCompact$1,562$130
      Hyundai VenueCompact$1,592$133
      Buick EnvisionCompact$1,594$133
      Kia SeltosCompact$1,596$133
      Toyota Corolla CrossCompact$1,608$134
      Subaru AscentMidsize$1,612$134
      Hyundai KonaCompact$1,620$135
      Subaru ForesterCompact$1,626$136
      Volkswagen TiguanCompact$1,626$136
      Honda CR-VCompact$1,640$137
      Mazda CX-30Compact$1,658$138
      Honda HR-VCompact$1,686$141
      Ford EdgeMidsize$1,690$141

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
        Cheapest SUVs to Insure in Gresham, OR

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see your SUV in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Oregon.

        Cheapest pickups to insure in Gresham, Oregon

        Ranked at #1 in Gresham for the lowest-cost average insurance in the pickup truck segment is the Chevrolet Colorado, with an average cost of $1,544 per year. Second place is the Ford Maverick at $1,604 per year, ranking third is the Ford Ranger, at an average of $1,666 per year, and ranking fourth is the Toyota Tacoma, costing an average of $1,742 per year.

        Other pickups that rank well include the Ford F150, GMC Canyon, Jeep Gladiator, and Hyundai Santa Cruz, with average cost of $1,844 per year or less.

        Full-coverage insurance in Gresham for this segment for the average driver can cost as low as $129 per month, depending on your location. The rate comparison table below ranks the pickups with the cheapest car insurance in Gresham, starting with the Chevrolet Colorado at $1,544 per year and ending with the GMC Sierra 3500 at $2,206 per year.

        Cheapest Pickups to Insure in Gresham, OR
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,544$129
        Ford MaverickMidsize$1,604$134
        Ford RangerMidsize$1,666$139
        Toyota TacomaMidsize$1,742$145
        Nissan FrontierMidsize$1,788$149
        Hyundai Santa CruzMidsize$1,804$150
        GMC CanyonMidsize$1,808$151
        Ford F150Full-size$1,812$151
        Honda RidgelineMidsize$1,826$152
        Jeep GladiatorMidsize$1,844$154
        GMC SierraFull-size$1,912$159
        Nissan TitanFull-size$1,982$165
        Chevrolet SilveradoFull-size$2,016$168
        Toyota TundraFull-size$2,016$168
        Ford F350 Super DutyHeavy Duty$2,038$170
        Chevrolet Silverado HD 3500Heavy Duty$2,052$171
        Nissan Titan XDHeavy Duty$2,108$176
        Ram TruckFull-size$2,144$179
        GMC Sierra 2500 HDHeavy Duty$2,188$182
        GMC Sierra 3500Heavy Duty$2,206$184

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
          Cheapest Pickups to Insure in Gresham, OR

          See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

          Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Gresham car insurance quotes from the best car insurance companies in Oregon.

          Cheapest luxury car insurance rates

          The #1 ranking in Gresham for the lowest-cost average insurance in the luxury sedan segment is the Acura ILX, costing $1,724 per year. Second place is the Mercedes-Benz A220 costing $1,842 per year, and the third cheapest is the BMW 330i, at an average of $1,982 per year.

          Other models that have affordable average insurance rates are the BMW 230i, Alfa Romeo Giulia, BMW 228i, and Lexus RC 300, with an average cost of $2,080 per year or less.

          From a cost per month standpoint, auto insurance rates in Gresham on this segment for the average driver starts at around $144 per month, depending on the company.

          If insurance rates are ranked by vehicle size, the cheapest compact luxury car to insure in Gresham is the Mercedes-Benz A220 at $1,842 per year. For midsize luxury models, the Acura ILX is cheapest to insure at $1,724 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $2,202 per year.

          The rate comparison table below ranks the twenty cars with the cheapest insurance in Gresham, starting with the Acura ILX at $144 per month and ending with the Audi S3 at $182 per month.

          Cheapest Luxury Cars to Insure in Gresham, OR
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,724$144
          Mercedes-Benz A220Compact$1,842$154
          BMW 330iCompact$1,982$165
          Acura TLXCompact$1,994$166
          Volvo S60Compact$2,012$168
          BMW 330eCompact$2,018$168
          BMW 228iCompact$2,030$169
          BMW 230iCompact$2,044$170
          Alfa Romeo GiuliaCompact$2,080$173
          Lexus RC 300Midsize$2,080$173
          Cadillac CT4Compact$2,084$174
          Lexus RC 350Compact$2,088$174
          Genesis G70Compact$2,116$176
          Mercedes-Benz AMG CLA35Midsize$2,128$177
          BMW i4Midsize$2,138$178
          Cadillac CT5Midsize$2,148$179
          Audi A3Midsize$2,168$181
          Audi A4Compact$2,172$181
          Mercedes-Benz AMG CLA45Midsize$2,176$181
          Audi S3Compact$2,178$182

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
            Cheapest Luxury Cars to Insure in Gresham, OR

            See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

            Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Oregon.

            Cheapest luxury SUVs to insure

            The four top-ranked luxury SUVs with the cheapest car insurance in Gresham are the Acura RDX at $1,608 per year, Cadillac XT4 at $1,646 per year, Volvo XC40 at $1,804 per year, and Cadillac XT5 at $1,842 per year.

            Not the cheapest luxury SUVs to insure, but still very reasonable, are models like the Lexus UX 250h, Lexus NX 350h, BMW X1, and Lexus NX 350, with an average cost of $1,916 per year or less.

            Additional 2022 luxury models that made the list include the Infiniti QX50, Lexus RX 350, Mercedes-Benz GLB 250, and Acura MDX, which cost between $1,916 and $1,986 per year for auto insurance.

            On a monthly basis, auto insurance in Gresham on this segment for a good driver can cost as low as $134 per month, depending on the company and your location.

            When ranked by vehicle size, the lowest-cost compact luxury SUV model to insure in Gresham is the Acura RDX at $1,608 per year, or $134 per month. For midsize 2022 models, the Cadillac XT5 is cheapest to insure at $1,842 per year, or $154 per month. And for full-size luxury SUVs, the Volvo XC90 has the cheapest rates at $2,032 per year, or $169 per month.

            The next table ranks the luxury SUVs with the cheapest average car insurance rates in Gresham.

            Cheapest Luxury SUVs to Insure in Gresham, OR
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,608$134
            Cadillac XT4Compact$1,646$137
            Volvo XC40Compact$1,804$150
            Cadillac XT5Midsize$1,842$154
            Lexus NX 250Compact$1,864$155
            BMW X1Compact$1,868$156
            Lexus NX 350hCompact$1,878$157
            Lexus UX 250hCompact$1,878$157
            Lexus NX 350Compact$1,910$159
            Lexus UX 200Compact$1,916$160
            Jaguar E-PaceMidsize$1,922$160
            Lexus RX 350Midsize$1,930$161
            Acura MDXMidsize$1,940$162
            Lincoln NautilusMidsize$1,958$163
            Lexus NX 450hCompact$1,964$164
            Mercedes-Benz GLB 250Compact$1,970$164
            Lexus RX 450hMidsize$1,976$165
            Land Rover EvoqueCompact$1,982$165
            Infiniti QX50Midsize$1,984$165
            Lincoln CorsairCompact$1,986$166

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
              Cheapest Luxury SUVs to Insure in Gresham, OR

              For more car insurance comparisons, see our guide for luxury SUV insurance.

              Don’t see your luxury SUV in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Gresham car insurance quotes from top-rated companies in Oregon.

              Cheapest sports cars to insure

              For 2022 models, the five most affordable sports cars to insure in Gresham are the Mazda MX-5 Miata, Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. Auto insurance rates for these vehicles range from $1,626 to $2,188 per year.

              Some other sports cars that rank well are the Toyota GR Supra, Subaru BRZ, BMW M3, and Audi TT, with average cost of $2,430 per year or less.

              Some additional vehicles that make the list include the Porsche 718, Dodge Challenger, Mercedes-Benz AMG GT53, and Lexus LC 500, which cost between $2,430 and $3,092 per year to insure in Gresham.

              Full-coverage auto insurance for this segment in Gresham for a middle-age safe driver starts at an average of $136 per month, depending on the company and where you live. The next table ranks the twenty sports cars with the most affordable insurance in Gresham, starting with the Mazda MX-5 Miata at $136 per month and ending with the Lexus LC 500 at $258 per month.

              Cheapest Sports Cars to Insure in Gresham, OR
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,626$136
              Ford MustangSports Car$1,980$165
              BMW Z4Sports Car$2,018$168
              Subaru WRXSports Car$2,134$178
              Toyota GR86Sports Car$2,188$182
              Toyota GR SupraSports Car$2,236$186
              Audi TTSports Car$2,284$190
              Subaru BRZSports Car$2,354$196
              Chevrolet CorvetteSports Car$2,362$197
              BMW M3Sports Car$2,430$203
              Porsche 718Sports Car$2,536$211
              Chevrolet CamaroSports Car$2,600$217
              Lexus RC FSports Car$2,662$222
              Dodge ChallengerSports Car$2,668$222
              Mercedes-Benz AMG GT53Sports Car$2,708$226
              Jaguar F-TypeSports Car$2,834$236
              Porsche TaycanSports Car$2,908$242
              Porsche 911Sports Car$2,982$249
              BMW M4Sports Car$2,988$249
              Lexus LC 500Sports Car$3,092$258

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Gresham, OR.Data last updated on August 18, 2022
                Cheapest Sports Cars to Insure in Gresham, OR

                Don’t see rates for your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Gresham.

                Risk factors and price variation

                To try to clarify the extent to which the cost of car insurance can fluctuate between drivers, the sections below show a wide range of rates for three popular models in Gresham: the Toyota Corolla, Toyota RAV4, and Kia Sorento.

                Each example uses different risk profiles to illustrate the difference in average cost based on changes in the risk profile of the driver.

                Toyota Corolla insurance rates

                In Gresham, Toyota Corolla insurance averages $1,844 per year, or about $154 per month, and ranges from $1,532 to $4,132 annually for the driver ages and coverage limits displayed in the chart below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Gresham includes all Zip Codes and vehicle trim levels.Data last updated on August 18, 2022
                Toyota Corolla Insurance Cost in Gresham, Oregon
                Toyota Corolla Insurance Cost in Gresham, OR
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,132$344
                Safe Driver Age 20$3,622$302
                At-fault Accidents Age 40$2,614$218
                Low Deductibles Age 40$2,288$191
                Safe Driver Age 30$1,916$160
                Safe Driver Age 40$1,844$154
                Safe Driver Age 50$1,682$140
                Safe Driver Age 60$1,646$137
                High Deductibles Age 40$1,610$134
                Discount Rate Age 40$1,532$128

                The Toyota Corolla is part of the compact car segment, and other popular same-segment models include the Hyundai Elantra, Nissan Sentra, Chevrolet Cruze, and Volkswagen Jetta.

                Toyota RAV4 insurance rates

                Insurance for a Toyota RAV4 in Gresham costs an average of $1,770 per year, or about $148 per month, and has a range of $1,474 to $4,024 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Gresham includes all Zip Codes and vehicle trim levels.Data last updated on August 18, 2022
                Toyota RAV4 Insurance Cost in Gresham, Oregon
                Toyota RAV4 Insurance Cost in Gresham, OR
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,024$335
                Safe Driver Age 20$3,524$294
                At-fault Accidents Age 40$2,498$208
                Low Deductibles Age 40$2,316$193
                Safe Driver Age 30$1,868$156
                Safe Driver Age 40$1,770$148
                Safe Driver Age 50$1,616$135
                Safe Driver Age 60$1,584$132
                High Deductibles Age 40$1,490$124
                Discount Rate Age 40$1,474$123

                The Toyota RAV4 belongs to the compact SUV segment, and other models in the same segment include the Honda CR-V, Mazda CX-5, and Nissan Rogue.

                Kia Sorento insurance rates

                Auto insurance for a Kia Sorento in Gresham costs an average of $1,776 per year, or around $148 per month, and has a range of $1,476 to $4,032 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Gresham includes all Zip Codes and vehicle trim levels.Data last updated on August 18, 2022
                Kia Sorento Insurance Cost in Gresham, Oregon
                Kia Sorento Insurance Cost in Gresham, OR
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,032$336
                Safe Driver Age 20$3,532$294
                At-fault Accidents Age 40$2,502$209
                Low Deductibles Age 40$2,322$194
                Safe Driver Age 30$1,874$156
                Safe Driver Age 40$1,776$148
                Safe Driver Age 50$1,620$135
                Safe Driver Age 60$1,588$132
                High Deductibles Age 40$1,494$125
                Discount Rate Age 40$1,476$123

                The Kia Sorento is part of the midsize SUV segment, and additional similar models from the same segment include the Ford Explorer, Ford Edge, and Kia Telluride.

                Tips for getting cheaper Gresham auto insurance quotes

                Smart drivers should always be thinking of ways to pay less for insurance So glance at the money-saving ideas in the list below to see if you can save a few bucks on your next policy purchase.

                • Improve your credit to save money. Maintaining a high credit score could save a minimum of $295 per year when compared to a credit score between 670-739. Conversely, a weaker credit score below 579 could cost as much as $341 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Careless drivers spend more for car insurance in Gresham. Having at-fault accidents will cost you more, possibly as much as $2,614 per year for a 20-year-old driver and even as much as $566 per year for a 60-year-old driver. So drive safe and save!
                • Increasing deductibles lowers insurance cost. Jacking up your deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • Choose a vehicle that is cheaper to insure. The make and model of vehicle you drive is a huge factor in the cost of auto insurance. As an example, a Honda CR-V costs $1,984 less per year to insure in Gresham than a Acura NSX. Buy vehicles with less performance to save money.
                • Don’t file small claims. Insurance companies offer discounts if you have no claims on your account. Insurance should only be used to protect you from larger claims, not for minor claims that can easily be paid out-of-pocket.
                • Get cheaper policy cost by avoiding traffic tickets. In order to have the cheapest car insurance in Gresham, it can pay off to be a safe driver. In fact, just a few minor driving offenses have the consequences of raising insurance cost by as much as $490 per year. Serious infractions like DUI or reckless driving could raise rates by an additional $1,716 or more.
                • Shop around for better rates. Setting aside a few minutes before every renewal to get some free car insurance quotes is a smart way to save money. Rates are always changing and you can switch anytime.