Car Insurance Cost in Sandy Springs, GA – Average Cost + Cheapest Quotes

We break down average auto insurance rates and reveal the models with the cheapest car insurance in Sandy Springs, GA.

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How much does Sandy Springs car insurance cost?

Sandy Springs car insurance costs an average of $2,062 per year, which is 9.1% more than the overall national average rate of $1,883. The average cost per month for car insurance in Sandy Springs is $172 for a full coverage policy.

Average car insurance cost in Georgia is $1,948 per year, so Sandy Springs drivers pay an average of $114 more per year than the overall Georgia state-wide average rate.

When rates are compared to other locations in Georgia, the average cost of insurance in Sandy Springs is approximately $156 per year more expensive than in Columbus, $266 per year more than in Athens, and $284 per year more than in Augusta.

The age of the rated driver has a significant impact the cost of auto insurance. The list below details how age impacts cost by breaking out average car insurance rates depending on driver age.

Average car insurance cost for Sandy Springs, Georgia, drivers age 16 to 60

  • 16-year-old driver – $7,346 per year or $612 per month
  • 17-year-old driver – $7,114 per year or $593 per month
  • 18-year-old driver – $6,378 per year or $532 per month
  • 19-year-old driver – $5,806 per year or $484 per month
  • 20-year-old driver – $4,148 per year or $346 per month
  • 30-year-old driver – $2,200 per year or $183 per month
  • 40-year-old driver – $2,062 per year or $172 per month
  • 50-year-old driver – $1,826 per year or $152 per month
  • 60-year-old driver – $1,710 per year or $143 per month

The next chart shows average car insurance cost in Sandy Springs for all 2024 models. Rates are averaged for all Sandy Springs Zip Codes and shown not only by the age of the driver, but also by three different policy deductible amounts.

Figure 1: Average full-coverage car insurance premium in Sandy Springs, GA for different ages of drivers. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Sandy Springs, GA Zip Codes.

Average Car Insurance Cost in Sandy Springs, GA
Average Car Insurance Cost in Sandy Springs, GA
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,512$293
$500$4,148$346
$250$4,824$402
30$1,000$1,844$154
$500$2,200$183
$250$2,570$214
40$1,000$1,736$145
$500$2,062$172
$250$2,404$200
50$1,000$1,544$129
$500$1,826$152
$250$2,122$177
60$1,000$1,446$121
$500$1,710$143
$250$1,986$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Average car insurance rates in the chart above range from $1,446 per year for a policy with high deductibles for a 60-year-old driver to $4,824 per year for a 20-year-old driver with a low deductible policy.

When average annual cost is converted to monthly rates, the average cost of car insurance per month in Sandy Springs ranges from $121 to $402.

Sandy Springs car insurance rates have different premiums for every driver and minor changes in a driver’s risk profile can cause substantial changes in car insurance premiums. Due to the high likelihood of rate variability, this stresses the need to get accurate auto insurance quotes when shopping online for a cheaper car insurance policy.

The previously discussed car insurance rates are the average cost across all 2024 model year vehicles, which is helpful when making generalized comparisons such as the average cost difference between different locations in Georgia.

For deeper auto insurance cost comparisons, however, it makes sense to instead use rates for the exact make and model of vehicle being insured. Later in this article, we compare lots of rates for specific makes and models of vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates compare in Sandy Springs.

The list below displays the cost of car insurance for both annual and monthly terms in Sandy Springs for some of the most popular cars, trucks, and SUVs. Later, we’ll examine insurance cost for a few of these models even more in-depth.

Average car insurance rates for popular vehicles in Sandy Springs

Which vehicles are cheapest to insure in Sandy Springs, GA?

When comparing all 2024 makes and models, the models with the most affordable insurance quotes in Sandy Springs tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, and Toyota Corolla Cross. Average auto insurance prices for those vehicles cost $1,674 or less per year, or $140 per month, to get full coverage.

A few other vehicles that have affordable auto insurance quotes in the comparison table below are the Volkswagen Tiguan, Buick Envista, Nissan Murano, and Subaru Outback.

The average rates are a little bit more for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average insurance cost of $1,768 or less per year.

The following table shows the top 20 cheapest vehicles to insure in Sandy Springs, ordered by cost.

Top 20 Cheapest Cars, Trucks, and SUVs to Insure in Sandy Springs
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,480$123
2Chevrolet Trailblazer$1,508$126
3Kia Soul$1,566$131
4Nissan Kicks$1,580$132
5Honda Passport$1,594$133
6Buick Envision$1,604$134
7Toyota Corolla Cross$1,616$135
8Hyundai Venue$1,632$136
9Mazda CX-5$1,632$136
10Ford Bronco Sport$1,642$137
11Volkswagen Tiguan$1,656$138
12Acura RDX$1,674$140
13Nissan Murano$1,684$140
14Buick Encore$1,702$142
15Subaru Outback$1,706$142
16Honda CR-V$1,710$143
17Chevrolet Colorado$1,716$143
18Buick Envista$1,718$143
19Kia Niro$1,718$143
20Volkswagen Taos$1,720$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Top 20 Cheapest Cars, Trucks, and SUVs to Insure in Sandy Springs

The table above that contains 20 vehicle rankings doesn’t really give a complete summary of Sandy Springs insurance rates. Considering the fact that we have over 700 models in our database, less than 3% of total vehicles are shown. So let’s take a different approach and list the most affordable vehicles in a format that is more usable.

The section below goes into detail about the average price of car insurance in Sandy Springs for each vehicle segment. The average rates shown in the chart should give you a better understanding of the general vehicle types that have the overall best rates. Then the six sections following the chart will break out the vehicles with the cheapest insurance rates in the most popular segments.

Average auto insurance rates by segment

If you’re considering buying a new car, it’s important to have a basic understanding of which types of vehicles have cheaper insurance rates.

For example, maybe you’re wondering if compact cars have cheaper auto insurance than midsize cars or if full-size pickups are cheaper to insure than midsize pickups.

The chart below displays average car insurance rates in Sandy Springs for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, with sports cars and performance luxury models having the most expensive average insurance cost.

Figure 2: Car insurance average cost by automotive segment in Sandy Springs, GA. Rates updated on February 23, 2024.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Sandy Springs Zip Codes.

Sandy Springs, GA, Auto Insurance Rates by Automotive Segment
Car Insurance Rates by Automotive Segment in Sandy Springs, GA
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,894$158
Midsize SUV$2,036$170
Compact Car$2,036$170
Minivan$2,038$170
Midsize Pickup$2,076$173
Midsize Car$2,086$174
Compact Luxury SUV$2,234$186
Compact Luxury Car$2,266$189
Large SUV$2,276$190
Half-ton Pickup$2,286$191
Heavy Duty Pickup$2,372$198
Midsize Luxury SUV$2,448$204
Midsize Luxury Car$2,526$211
Sports Car$2,836$236
Large Car$2,964$247
Large Luxury SUV$3,192$266
Large Luxury Car$3,298$275

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Average rates for different segments are good enough for making a general comparison, but the insurance cost for specific vehicles ranges substantially within each vehicle category displayed above.

For example, in the small luxury car segment, auto insurance rates in Sandy Springs range from the Acura Integra costing $1,832 per year for a full coverage policy to the BMW M340i at $2,518 per year, a difference of $686 within that segment.

For another example, in the sports car segment, rates range from the Mazda MX-5 Miata costing $1,908 per year up to the Mercedes-Benz SL 63 costing $4,236 per year.

In the following sections, we eliminate a lot of this variability by looking at average car insurance rates for individual models.

Cars with cheap auto insurance in Sandy Springs, GA

Ranking near the top for the cheapest Sandy Springs car insurance rates in the car segment (excluding luxury models) are the Honda Civic, Nissan Sentra, Toyota GR Corolla, Subaru Impreza, and Nissan Leaf. Auto insurance prices for these 2024 models average $158 or less per month.

Some other cars that have cheaper rates include the Chevrolet Malibu, Toyota Prius, Honda Accord, and Hyundai Ioniq 6, with average insurance cost of $2,000 per year or less.

Car insurance in this segment for a good driver can cost as low as $149 per month, depending on your Zip Code.

The table below ranks the cars with the most affordable average insurance rates in Sandy Springs, starting with the Toyota GR Corolla at $149 per month and ending with the Mazda 3 at $178 per month.

Cheapest Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,792$149
Nissan LeafCompact$1,806$151
Honda CivicCompact$1,826$152
Nissan SentraCompact$1,888$157
Hyundai Ioniq 6Midsize$1,894$158
Subaru ImprezaCompact$1,896$158
Toyota PriusCompact$1,926$161
Kia K5Midsize$1,986$166
Honda AccordMidsize$1,992$166
Chevrolet MalibuMidsize$2,000$167
Toyota CorollaCompact$2,008$167
Kia ForteCompact$2,014$168
Volkswagen ArteonMidsize$2,024$169
Nissan VersaCompact$2,032$169
Subaru LegacyMidsize$2,034$170
Mitsubishi Mirage G4Compact$2,080$173
Toyota CrownMidsize$2,086$174
Volkswagen JettaCompact$2,086$174
Hyundai SonataMidsize$2,090$174
Mazda 3Compact$2,132$178

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 22, 2024

Cheapest Cars to Insure in Sandy Springs, Georgia

A few popular car models that were not in the top 20 cheapest include the Volkswagen Jetta costing an average of $2,086 per year ($174 per month), the Tesla Model 3 at $2,420 ($202 per month), the Volkswagen GTI costing $2,034 ($170 per month), and the Hyundai Sonata at an average of $2,090 ($174 per month).

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best companies in Georgia.

Cheapest SUV insurance rates in Sandy Springs, Georgia

Sitting at number one in Sandy Springs for the lowest-cost insurance in the non-luxury SUV segment is the Subaru Crosstrek, with a cost of $1,524 per year. Second place is the Chevrolet Trailblazer at $1,550 per year, and the third most affordable is the Kia Soul, costing an average of $1,610 per year.

Other SUVs that have good average insurance rates include the Mazda CX-5, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average insurance cost of $1,690 per year or less.

Ranking between positions 10 and 20, SUVs like the Kia Niro, Honda CR-V, Buick Encore, Subaru Ascent, and Nissan Murano cost between $1,690 and $1,794 to insure per year.

Car insurance for this segment for a safe driver starts at an average of $127 per month, depending on where you live and the company you use.

If prices are ranked by vehicle size, the cheapest compact SUV to insure in Sandy Springs is the Subaru Crosstrek at $1,524 per year, or $127 per month. For midsize models, the Honda Passport is the cheapest model to insure at $1,642 per year, or $137 per month. And for full-size SUVs, the Chevrolet Tahoe is most affordable to insure at $1,936 per year, or $161 per month.

The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Subaru Crosstrek at $1,524 per year and ending with the Honda HR-V at $1,794 per year.

Cheapest SUVs to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,524$127
Chevrolet TrailblazerCompact$1,550$129
Kia SoulCompact$1,610$134
Nissan KicksCompact$1,624$135
Honda PassportMidsize$1,642$137
Buick EnvisionCompact$1,652$138
Toyota Corolla CrossCompact$1,662$139
Hyundai VenueCompact$1,674$140
Mazda CX-5Compact$1,680$140
Ford Bronco SportCompact$1,690$141
Volkswagen TiguanCompact$1,706$142
Nissan MuranoMidsize$1,732$144
Buick EncoreCompact$1,750$146
Subaru OutbackMidsize$1,756$146
Honda CR-VCompact$1,758$147
Buick EnvistaMidsize$1,762$147
Volkswagen TaosCompact$1,766$147
Kia NiroCompact$1,768$147
Subaru AscentMidsize$1,792$149
Honda HR-VCompact$1,794$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Cheapest SUVs to Insure in Sandy Springs, Georgia

The favorite SUVs to drive in Sandy Springs don’t necessarily have the cheapest rates. For example, a few popular SUVs that did not rank in the top 20 include the Kia Sorento at $1,954 per year ($163 per month), the Subaru Forester costing $1,840 ($153 per month), and the Hyundai Santa Fe at $2,096 ($175 per month).

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best auto insurance companies in Georgia.

Cheapest pickups to insure in Sandy Springs

The Chevrolet Colorado takes the #1 ranking as the most budget-friendly pickup truck to insure in Sandy Springs, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $1,766 per year for a full-coverage insurance policy.

Other models that rank well include the Toyota Tacoma, Honda Ridgeline, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,122 per year or less.

On a monthly basis, full-coverage insurance on this segment starts at an average of $147 per month, depending on your Sandy Springs address. The comparison table below ranks the pickups with the lowest-cost car insurance rates in Sandy Springs.

Cheapest Pickups to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,766$147
Nissan TitanFull-size$1,926$161
Nissan FrontierMidsize$1,950$163
Ford RangerMidsize$1,970$164
Ford MaverickMidsize$2,000$167
Honda RidgelineMidsize$2,046$171
Hyundai Santa CruzMidsize$2,080$173
Toyota TacomaMidsize$2,088$174
GMC Sierra 2500 HDHeavy Duty$2,100$175
GMC CanyonMidsize$2,122$177
Jeep GladiatorMidsize$2,172$181
GMC Sierra 3500Heavy Duty$2,186$182
Chevrolet Silverado HD 3500Heavy Duty$2,204$184
Chevrolet Silverado HD 2500Heavy Duty$2,264$189
GMC SierraFull-size$2,276$190
Chevrolet SilveradoFull-size$2,278$190
Nissan Titan XDHeavy Duty$2,280$190
Ford F150Full-size$2,306$192
GMC Hummer EV PickupFull-size$2,366$197
Ram TruckFull-size$2,386$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Cheapest Pickups to Insure in Sandy Springs, Georgia

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Is your pickup truck not in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Georgia.

Most affordable sports cars to insure

Ranking highest for the cheapest Sandy Springs auto insurance rates in the sports car and performance segment are the Toyota GR86, Mazda MX-5 Miata, BMW Z4, Ford Mustang, and Subaru WRX. Auto insurance prices for these vehicles average $193 or less per month.

Also ranking well are cars like the Toyota GR Supra, BMW M2, Subaru BRZ, and Lexus RC F, with average cost of $2,464 per year or less.

Full-coverage auto insurance in Sandy Springs for this vehicle segment for a middle-age safe driver will start around $159 per month, depending on your company and location.

The table below ranks the sports cars with the most affordable insurance rates in Sandy Springs.

Cheapest Sports Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,908$159
Toyota GR86Sports Car$2,172$181
Ford MustangSports Car$2,264$189
BMW Z4Sports Car$2,278$190
Subaru WRXSports Car$2,312$193
Toyota GR SupraSports Car$2,316$193
BMW M2Sports Car$2,382$199
Nissan ZSports Car$2,388$199
Lexus RC FSports Car$2,436$203
Subaru BRZSports Car$2,464$205
BMW M3Sports Car$2,604$217
Porsche 718Sports Car$2,656$221
Chevrolet CamaroSports Car$2,680$223
Chevrolet CorvetteSports Car$2,856$238
Porsche 911Sports Car$2,954$246
BMW M4Sports Car$3,078$257
Lexus LC 500Sports Car$3,092$258
Jaguar F-TypeSports Car$3,252$271
Mercedes-Benz AMG GT53Sports Car$3,414$285
Porsche TaycanSports Car$3,492$291

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Cheapest Sports Cars to Insure in Sandy Springs, Georgia

Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.

Luxury cars with cheap insurance

Ranking at the top for the cheapest Sandy Springs car insurance rates in the luxury car segment are the Lexus IS 300, Mercedes-Benz CLA250, Acura Integra, BMW 330i, and Acura TLX. Car insurance rates for these 2024 models average $2,134 or less per year, or around $178 per month.

Not the cheapest, but still very affordable, are cars like the Genesis G70, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus RC 300, with an average cost of $2,166 per year or less.

Ranking between positions 10 and 20, models like the Lexus ES 300h, Lexus RC 350, BMW 228i, BMW 330e, and Lexus IS 350 cost between $2,166 and $2,310 per year to insure.

From a monthly standpoint, full-coverage insurance on this segment for a good driver starts at an average of $153 per month, depending on your Zip Code in Sandy Springs. The comparison table below ranks the twenty luxury cars with the cheapest auto insurance rates in Sandy Springs, starting with the Acura Integra at $1,832 per year and ending with the Audi S3 at $2,310 per year.

Cheapest Luxury Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,832$153
BMW 330iCompact$2,100$175
Mercedes-Benz CLA250Midsize$2,122$177
Lexus IS 300Midsize$2,124$177
Acura TLXCompact$2,134$178
Lexus ES 350Midsize$2,152$179
Cadillac CT4Compact$2,154$180
Genesis G70Compact$2,158$180
Mercedes-Benz AMG CLA35Midsize$2,160$180
Lexus RC 300Midsize$2,166$181
Lexus IS 350Compact$2,170$181
Jaguar XFMidsize$2,180$182
Cadillac CT5Midsize$2,222$185
Lexus ES 250Midsize$2,230$186
Lexus RC 350Compact$2,236$186
BMW 330eCompact$2,238$187
BMW 228iCompact$2,242$187
BMW 230iCompact$2,260$188
Lexus ES 300hMidsize$2,264$189
Audi S3Compact$2,310$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 23, 2024

Cheapest Luxury Cars to Insure in Sandy Springs, Georgia

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from top companies in Georgia.

Most affordable luxury SUVs to insure

Ranking at the top for the lowest-cost Sandy Springs car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT4, Lexus NX 250, Acura RDX, and Cadillac XT5. Rates for these vehicles average $1,946 or less per year.

Additional models that rank well in our comparison are the Lexus NX 350h, Lexus NX 450h, Mercedes-Benz GLB 250, and Lexus UX 250h, with average insurance cost of $1,988 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Lexus NX 350, Infiniti QX50, and Acura MDX average between $1,988 and $2,066 per year for insurance.

From a cost per month standpoint, full-coverage insurance in the luxury SUV segment can cost as low as $144 per month, depending on your location and insurance company.

The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Acura RDX at $1,724 per year ($144 per month) and ending with the Lexus NX 350 at $2,066 per year ($172 per month).

Cheapest Luxury SUVs to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,724$144
Lexus NX 250Compact$1,826$152
Cadillac XT4Compact$1,862$155
Jaguar E-PaceMidsize$1,926$161
Cadillac XT5Midsize$1,946$162
Lexus NX 350hCompact$1,946$162
Lincoln CorsairCompact$1,970$164
Mercedes-Benz GLB 250Compact$1,974$165
Lexus UX 250hCompact$1,978$165
Lexus NX 450hCompact$1,988$166
Infiniti QX50Midsize$2,002$167
Mercedes-Benz GLA250Compact$2,004$167
Cadillac XT6Midsize$2,016$168
Mercedes-Benz GLA35 AMGCompact$2,016$168
Infiniti QX60Midsize$2,026$169
Mercedes-Benz AMG GLB35Midsize$2,030$169
Land Rover EvoqueCompact$2,058$172
Acura MDXMidsize$2,060$172
Lexus RX 350Midsize$2,062$172
Lexus NX 350Compact$2,066$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated February 22, 2024

Cheapest Luxury SUVs to Insure in Sandy Springs, Georgia

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Looking for rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Sandy Springs car insurance quotes from top companies in Georgia.

What to expect when pricing car insurance

To help clarify how much auto insurance cost can vary for different applicants, the charts below have a wide range of car insurance rates for four popular vehicles in Sandy Springs: the Ford F150, Nissan Sentra, Nissan Rogue, and Honda Accord.

Each vehicle example displays average rates for different profiles to demonstrate the possible variation when changes are made to the rated driver.

Ford F150 insurance rates

Ford F150 insurance in Sandy Springs averages $2,306 per year, or around $192 per month, and has a range of $1,912 to $5,326 per year.

Figure 3: Average 2024 Ford F150 insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

Ford F150 Insurance Cost in Sandy Springs, Georgia
2024 Ford F150 Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,326$444
Safe Driver Age 20$4,664$389
At-fault Accidents Age 40$3,276$273
Low Deductibles Age 40$3,022$252
Safe Driver Age 30$2,462$205
Safe Driver Age 40$2,306$192
Safe Driver Age 50$2,042$170
High Deductibles Age 40$1,940$162
Discount Rate Age 40$1,912$159
Safe Driver Age 60$1,910$159

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford F150 trim levels. Updated February 26, 2024

The Ford F150 is part of the full-size truck segment, and other top-selling models from the same segment include the Toyota Tundra, GMC Sierra, and Ram Truck.

Nissan Sentra insurance rates

Nissan Sentra insurance in Sandy Springs costs an average of $1,888 per year, or around $157 per month, and ranges from $1,568 to $4,292 annually.

Figure 4: Average 2024 Nissan Sentra insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

Nissan Sentra Insurance Cost in Sandy Springs, Georgia
2024 Nissan Sentra Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,292$358
Safe Driver Age 20$3,734$311
At-fault Accidents Age 40$2,674$223
Low Deductibles Age 40$2,388$199
Safe Driver Age 30$2,006$167
Safe Driver Age 40$1,888$157
Safe Driver Age 50$1,690$141
High Deductibles Age 40$1,626$136
Safe Driver Age 60$1,572$131
Discount Rate Age 40$1,568$131

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated February 26, 2024

The Nissan Sentra belongs to the compact car segment, and additional similar models include the Honda Civic, Chevrolet Cruze, Volkswagen Jetta, and Hyundai Elantra.

Nissan Rogue insurance rates

Nissan Rogue insurance in Sandy Springs costs an average of $1,854 per year, or around $155 per month, and has a range of $1,540 to $4,234.

Figure 5: Average 2024 Nissan Rogue insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

Nissan Rogue Insurance Cost in Sandy Springs, Georgia
2024 Nissan Rogue Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,234$353
Safe Driver Age 20$3,692$308
At-fault Accidents Age 40$2,622$219
Low Deductibles Age 40$2,384$199
Safe Driver Age 30$1,970$164
Safe Driver Age 40$1,854$155
Safe Driver Age 50$1,648$137
High Deductibles Age 40$1,576$131
Safe Driver Age 60$1,542$129
Discount Rate Age 40$1,540$128

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated February 26, 2024

The Nissan Rogue is part of the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Honda CR-V, and Toyota RAV4.

Honda Accord insurance rates

In Sandy Springs, Honda Accord insurance costs an average of $1,992 per year, or about $166 per month, and varies from $1,654 to $4,578 for the different driver profiles in the chart shown below.

Figure 6: Average 2024 Honda Accord insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

Honda Accord Insurance Cost in Sandy Springs, Georgia
2024 Honda Accord Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,578$382
Safe Driver Age 20$4,010$334
At-fault Accidents Age 40$2,812$234
Low Deductibles Age 40$2,624$219
Safe Driver Age 30$2,126$177
Safe Driver Age 40$1,992$166
Safe Driver Age 50$1,762$147
High Deductibles Age 40$1,666$139
Discount Rate Age 40$1,654$138
Safe Driver Age 60$1,650$138

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated February 26, 2024

The Honda Accord belongs to the midsize car segment, and other similar models include the Kia K5, Toyota Camry, Nissan Altima, and Hyundai Sonata.

Tips for cheaper Sandy Springs car insurance rates

Financially savvy drivers are often looking to cut the monthly cost of auto insurance So take a minute or two to look through the money-saving tips in the list below and maybe you’ll be able to save a little cash on your next policy.

  • Buy vehicles that are cheaper to insure. The type of vehicle you drive has a huge impact on the cost of car insurance. For example, a Kia Telluride costs $704 less per year to insure in Sandy Springs than a Chevrolet Corvette. Choose lower performance vehicles to save money.
  • Stay claim free. Insurance companies give a discounted rate if you have no claims. Auto insurance should only be used for significant claims, not small claims.
  • Auto insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
  • Reduce coverage on older vehicles. Removing comprehensive and collision coverage from older vehicles that are no longer worth much will trim the cost substantially.
  • Lots of policy discounts equals cheaper auto insurance. Discounts may be available if the policyholders are accident-free, insure their home and car with the same company, are senior citizens, take a defensive driving course, choose electronic billing, or many other policy discounts which could save the average Sandy Springs driver as much as $348 per year on auto insurance.
  • Compare rates before buying a car. Different cars, trucks, and SUVs can have very different insurance premiums, and car insurance companies can price policies with very different rates. Get plenty of car insurance quotes before you buy a new car to prevent insurance sticker shock when insuring your new vehicle.