Lexus RC F Insurance: 2025 Rates, Insights, Comparisons

• Lexus RC F car insurance costs $2,766 per year on average, or about $231 per month for a policy with full coverage.
• When compared to other sports cars, the Lexus RC F is slightly cheaper to insure, costing $456 less per year than the segment average rate.
• On a state level, insurance rates range from a low of $2,106 per year in Maine to $3,380 in Michigan. Rates in a few larger cities include $3,284 in Denver, CO, $2,774 in San Antonio, TX, and $3,426 in Baltimore, MD.

How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,766 a year for full coverage, which is the equivalent of $231 a month. Comprehensive coverage will cost about $756 a year, liability and medical coverage costs an estimated $620, and the remaining collision coverage is an estimated $1,390.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,888 per year for a 60-year-old driver with high policy deductibles to the highest cost of $6,544 per year for a driver age 20 with low deductibles.

The following table shows average Lexus RC F insurance costs for the 2015 to 2024 model years. Average prices range from $2,272 to $2,766 per year depending on the model year.

How does Lexus RC F insurance compare?

When compared to other models in the sports car category, insurance for a Lexus RC F costs $250 less per year than the Porsche 718, $590 less per year than the Porsche 911, and $36 less per year than the Subaru BRZ.

The Lexus RC F ranks ninth out of 23 comparison vehicles in the sports car segment. The RC F costs an estimated $2,766 per year for insurance and the segment average rate is $3,222 per year, a difference of $456 per year.

The table below shows how insurance cost for a 2024 Lexus RC F compares to all other midsize luxury models.

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $2,324 a year in Charlotte, NC, or $2,156 in Raleigh, NC, to more expensive rates such as $4,078 a year in Las Vegas, NV, and $3,660 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $3,016 per year, Chicago, IL, costing $3,014, Houston, TX, averaging $2,968, and Denver, CO, at $3,284.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Average insurance rates by state

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($2,234), Iowa ($2,244), and North Carolina ($2,152) have cheaper rates, while states like Louisiana ($3,144), Michigan ($3,380), and Florida ($3,258) have more expensive insurance rates.

The next table breaks down average rates for Lexus RC F insurance for each U.S. state.