- Roswell car insurance averages $1,638 per year, or around $137 per month for a full coverage policy.
- Monthly car insurance rates for a few popular models in Roswell include the Ford Escape at $125, Honda CR-V at $116, and Chevrolet Silverado at $151.
- For cheap car insurance in Roswell, NM, compact SUVs like the Buick Encore, Buick Envision, and Chevrolet Trailblazer have some of the best auto insurance rates.
- A few vehicles with segment-leading car insurance rates include the Mercedes-Benz CLA250, Acura Integra, Chevrolet Colorado, Chevrolet Tahoe, and Hyundai Ioniq 6.
How much does car insurance cost in Roswell?
In Roswell, the average cost to insure a vehicle is $1,638 per year, which is 13.9% less than the U.S. average rate of $1,883. Per month, Roswell car insurance costs around $137 for a policy with full coverage.
Average car insurance cost in New Mexico is $1,598 per year, so Roswell, New Mexico, drivers pay an average of $40 more per year than the overall New Mexico state-wide average rate. The cost of insurance in Roswell compared to other New Mexico cities is approximately $12 per year less than in Santa Fe, $194 per year less than in Albuquerque, and $134 per year more expensive than in Las Cruces.
The age of the driver has the single biggest impact on the cost of auto insurance. The list below illustrates this by breaking down average car insurance rates in Roswell for driver ages 16 through 60.
Roswell, New Mexico, car insurance cost by driver age
- 16-year-old driver – $5,834 per year or $486 per month
- 17-year-old driver – $5,654 per year or $471 per month
- 18-year-old driver – $5,068 per year or $422 per month
- 19-year-old driver – $4,616 per year or $385 per month
- 20-year-old driver – $3,296 per year or $275 per month
- 30-year-old driver – $1,748 per year or $146 per month
- 40-year-old driver – $1,638 per year or $137 per month
- 50-year-old driver – $1,452 per year or $121 per month
- 60-year-old driver – $1,358 per year or $113 per month
The chart below shows average auto insurance cost in Roswell broken out not only for different driver ages, but also for different physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury vehicles.
Average rates in the previous chart range from $1,148 per year for a 60-year-old driver with $1,000 deductibles for comprehensive and collision coverage to $3,832 per year for a 20-year-old driver with $250 deductibles. The rate used in this article for comparison of different segments, models, and locations is a 40-year-old driver with $500 physical damage deductibles, which has an average cost of $1,638 per year.
As a monthly price, the average cost to insure a vehicle in Roswell ranges from $96 to $319 for the same annual rate data shown in the chart above.
Roswell car insurance rates are not the same for everyone and can also be very different depending on the company. This amount of variability stresses the need for multiple auto insurance quotes when shopping online for more affordable auto insurance.
Cost of car insurance for popular models
The previously referenced car insurance rates are averaged for all 2024 vehicle models, which is suitable when making broad comparisons like the difference in average auto insurance cost for two different locations in New Mexico. For more in-depth rate comparisons, however, the data will be more precise if we do a rate analysis for the specific make and model of vehicle being insured.
If you read farther in this article, we compare all kinds of car insurance rates for specific makes and models of vehicles, but for now, we will just use the more popular vehicles to find out how car insurance rates measure up in Roswell.
The chart below displays the cost of car insurance in Roswell for some of the more popular vehicles.
Models that are popular in Roswell tend to be compact or midsize sedans like the Honda Civic, Nissan Sentra, and Nissan Altima and compact and midsize SUVs like the Toyota RAV4, Honda CR-V, and Subaru Outback.
Additional popular models from different automotive segments include luxury SUVs like the Infiniti QX60, Acura MDX, and Lexus RX 350, luxury cars like the Acura ILX, Lexus ES 350, and Infiniti Q50, and pickup trucks like the Ford F-150, Chevy Silverado, and Toyota Tacoma.
We will explore auto insurance rates for many more models later in this article, but before we get into those numbers, let’s look at the important concepts that we covered in the prior data.
- Car insurance with low deductibles costs more – A 30-year-old driver pays an average of $442 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Car insurance for teenagers can cost a lot – Average cost ranges from $3,902 to $5,834 per year for teen driver car insurance in Roswell, NM.
- Auto insurance rates decrease a lot from age 20 to 30 – The average 30-year-old Roswell, NM, driver will pay $1,548 less per year than a 20-year-old driver, $1,748 compared to $3,296.
- Roswell, NM, average car insurance cost is less than the U.S. average – $1,638 (Roswell average) compared to $1,883 (U.S. average)
- Roswell auto insurance prices are more expensive than the New Mexico state average – $1,638 (Roswell average) compared to $1,598 (New Mexico average)
- Car insurance gets cheaper the older you are – Car insurance rates for a 40-year-old driver in Roswell are $1,658 per year cheaper than for a 20-year-old driver.
Which vehicles have cheap insurance in Roswell?
When rates are compared for all vehicles, the models with the best car insurance quotes in Roswell, NM, tend to be compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks. Average car insurance prices for those crossover SUVs cost $1,330 or less per year to have full coverage.
Some other vehicles that have affordable insurance rates in our insurance cost comparison are the Subaru Outback, Honda CR-V, Nissan Murano, and Volkswagen Tiguan. Average cost is a few dollars per month higher for those models than the cheapest crossovers and compact SUVs that rank near the top, but they still have average rates of $1,402 or less per year, or about $117 per month in Roswell.
The following table ranks the 30 car, truck, and SUV models with the cheapest auto insurance in Roswell, ordered by annual cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,212 | $101 |
2 | Chevrolet Trailblazer | $1,228 | $102 |
3 | Kia Soul | $1,276 | $106 |
4 | Nissan Kicks | $1,290 | $108 |
5 | Honda Passport | $1,306 | $109 |
6 | Buick Envision | $1,314 | $110 |
7 | Toyota Corolla Cross | $1,320 | $110 |
8 | Hyundai Venue | $1,330 | $111 |
9 | Mazda CX-5 | $1,338 | $112 |
10 | Ford Bronco Sport | $1,340 | $112 |
11 | Volkswagen Tiguan | $1,356 | $113 |
12 | Acura RDX | $1,370 | $114 |
13 | Nissan Murano | $1,376 | $115 |
14 | Buick Encore | $1,390 | $116 |
15 | Honda CR-V | $1,394 | $116 |
16 | Subaru Outback | $1,396 | $116 |
17 | Buick Envista | $1,400 | $117 |
18 | Chevrolet Colorado | $1,402 | $117 |
19 | Kia Niro | $1,402 | $117 |
20 | Volkswagen Taos | $1,402 | $117 |
21 | Toyota GR Corolla | $1,424 | $119 |
22 | Honda HR-V | $1,426 | $119 |
23 | Subaru Ascent | $1,426 | $119 |
24 | Nissan Leaf | $1,434 | $120 |
25 | Lexus NX 250 | $1,450 | $121 |
26 | Honda Civic | $1,452 | $121 |
27 | Volkswagen Atlas | $1,454 | $121 |
28 | Acura Integra | $1,456 | $121 |
29 | Volkswagen Atlas Cross Sport | $1,460 | $122 |
30 | Subaru Forester | $1,462 | $122 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
A table of 30 vehicles with the cheapest insurance in Roswell is not the most useful way to show a comprehesive view of Roswell car insurance cost. A more useful way to examine auto insurance rates for different vehicles is to sort them by segment.
The next section discusses the cost of car insurance based on automotive segment. The rates shown in the chart should give you a decent idea of the vehicle segments that have the overall least expensive Roswell auto insurance rates. Then the subsequent sections break out the cheapest insurance rates for specific models in each automotive segment.
Average insurance cost by automotive segment
If you’re considering buying a different vehicle, it’s advantageous to know which types of vehicles are more affordable to insure.
As an example, you may be curious if midsize SUVs have cheaper auto insurance than small SUVs or if full-size pickups have more expensive auto insurance than midsize pickups.
The chart below displays the average car insurance cost in Roswell for each automotive segment. From a segment comparison perspective, compact and midsize SUVs, vans, and midsize pickups have the cheapest rates, while sports cars and performance luxury models have the most expensive rates.
Car insurance rates by segment are handy to form a general comparison, but auto insurance cost varies greatly within each of the segments listed above.
For example, in the small luxury car segment, Roswell insurance rates range from the Acura Integra at $1,456 per year for full coverage insurance up to the BMW M340i at $2,000 per year. For another example, in the sports car segment, the average insurance cost ranges from the Mazda MX-5 Miata costing $1,514 per year to the Mercedes-Benz SL 63 at $3,368 per year.
In the sections going forward, we will remove much of this variability by comparing car insurance cost at a model level.
Cars with affordable insurance rates in Roswell, NM
The top-ranked vehicle in Roswell for cheapest average insurance in the sedan and hatchback segment is the Toyota GR Corolla, coming in at $1,424 per year. Second place is the Nissan Leaf costing $1,434 per year, ranking third is the Honda Civic, at an average of $1,452 per year, and the fourth most affordable is the Nissan Sentra, at an average of $1,504 per year.
Not the cheapest, but still in the top 10, are models like the Honda Accord, Kia K5, Hyundai Ioniq 6, and Chevrolet Malibu, with average cost of $1,590 per year or less.
From a cost per month standpoint, auto insurance rates in Roswell on this segment for a good driver starts at an average of $119 per month, depending on where you live.
The rate comparison table below ranks the cars with the cheapest insurance rates in Roswell, starting with the Toyota GR Corolla at $119 per month and ending with the Mazda 3 at $141 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,424 | $119 |
Nissan Leaf | Compact | $1,434 | $120 |
Honda Civic | Compact | $1,452 | $121 |
Nissan Sentra | Compact | $1,504 | $125 |
Hyundai Ioniq 6 | Midsize | $1,506 | $126 |
Subaru Impreza | Compact | $1,506 | $126 |
Toyota Prius | Compact | $1,528 | $127 |
Kia K5 | Midsize | $1,578 | $132 |
Honda Accord | Midsize | $1,582 | $132 |
Chevrolet Malibu | Midsize | $1,590 | $133 |
Toyota Corolla | Compact | $1,594 | $133 |
Kia Forte | Compact | $1,600 | $133 |
Volkswagen Arteon | Midsize | $1,610 | $134 |
Nissan Versa | Compact | $1,614 | $135 |
Subaru Legacy | Midsize | $1,616 | $135 |
Mitsubishi Mirage G4 | Compact | $1,654 | $138 |
Toyota Crown | Midsize | $1,656 | $138 |
Volkswagen Jetta | Compact | $1,658 | $138 |
Hyundai Sonata | Midsize | $1,660 | $138 |
Mazda 3 | Compact | $1,694 | $141 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in New Mexico.
Non-luxury SUVs with cheap car insurance in Roswell, NM
The four highest ranking non-luxury SUVs with the most affordable auto insurance in Roswell are the Subaru Crosstrek at $1,212 per year, Chevrolet Trailblazer at $1,228 per year, Kia Soul at $1,276 per year, and Nissan Kicks at $1,290 per year.
Not the cheapest, but still very affordable, are models like the Ford Bronco Sport, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average rates of $1,340 per year or less.
From a cost per month standpoint, full-coverage insurance in Roswell on this segment starts at around $101 per month, depending on your location.
When prices are compared by vehicle size, the cheapest compact SUV to insure in Roswell is the Subaru Crosstrek at $1,212 per year. For midsize 2024 models, the Honda Passport has the best rates at $1,306 per year. And for large SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,538 per year.
The rate comparison table below ranks the SUVs with the cheapest car insurance rates in Roswell, starting with the Subaru Crosstrek at $1,212 per year ($101 per month) and ending with the Honda HR-V at $1,426 per year ($119 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,212 | $101 |
Chevrolet Trailblazer | Compact | $1,228 | $102 |
Kia Soul | Compact | $1,276 | $106 |
Nissan Kicks | Compact | $1,290 | $108 |
Honda Passport | Midsize | $1,306 | $109 |
Buick Envision | Compact | $1,314 | $110 |
Toyota Corolla Cross | Compact | $1,320 | $110 |
Hyundai Venue | Compact | $1,330 | $111 |
Mazda CX-5 | Compact | $1,338 | $112 |
Ford Bronco Sport | Compact | $1,340 | $112 |
Volkswagen Tiguan | Compact | $1,356 | $113 |
Nissan Murano | Midsize | $1,376 | $115 |
Buick Encore | Compact | $1,390 | $116 |
Honda CR-V | Compact | $1,394 | $116 |
Subaru Outback | Midsize | $1,396 | $116 |
Buick Envista | Midsize | $1,400 | $117 |
Kia Niro | Compact | $1,402 | $117 |
Volkswagen Taos | Compact | $1,402 | $117 |
Honda HR-V | Compact | $1,426 | $119 |
Subaru Ascent | Midsize | $1,426 | $119 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Roswell car insurance quotes from top-rated auto insurance companies in New Mexico.
Cheapest pickup trucks to insure in Roswell
The three highest ranking pickups with the cheapest auto insurance in Roswell are the Chevrolet Colorado at $1,402 per year, the Nissan Titan at $1,532 per year, and the Nissan Frontier at $1,548 per year.
Also ranking well in our comparison are pickups like the Toyota Tacoma, Honda Ridgeline, GMC Sierra 2500 HD, and GMC Canyon, with average insurance cost of $1,686 per year or less.
From a monthly standpoint, full-coverage auto insurance on this segment in Roswell for a good driver can cost as low as $117 per month, depending on the company. The next table ranks the twenty pickups with the lowest-cost average car insurance rates in Roswell, starting with the Chevrolet Colorado at $117 per month and ending with the Ram Truck at $158 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,402 | $117 |
Nissan Titan | Full-size | $1,532 | $128 |
Nissan Frontier | Midsize | $1,548 | $129 |
Ford Ranger | Midsize | $1,564 | $130 |
Ford Maverick | Midsize | $1,592 | $133 |
Honda Ridgeline | Midsize | $1,626 | $136 |
Hyundai Santa Cruz | Midsize | $1,654 | $138 |
Toyota Tacoma | Midsize | $1,660 | $138 |
GMC Sierra 2500 HD | Heavy Duty | $1,666 | $139 |
GMC Canyon | Midsize | $1,686 | $141 |
Jeep Gladiator | Midsize | $1,726 | $144 |
GMC Sierra 3500 | Heavy Duty | $1,734 | $145 |
Chevrolet Silverado HD 3500 | Heavy Duty | $1,750 | $146 |
Chevrolet Silverado HD 2500 | Heavy Duty | $1,796 | $150 |
GMC Sierra | Full-size | $1,810 | $151 |
Nissan Titan XD | Heavy Duty | $1,812 | $151 |
Chevrolet Silverado | Full-size | $1,814 | $151 |
Ford F150 | Full-size | $1,834 | $153 |
GMC Hummer EV Pickup | Full-size | $1,878 | $157 |
Ram Truck | Full-size | $1,894 | $158 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Roswell car insurance quotes from top companies in New Mexico.
Sports cars with affordable car insurance rates
The four cheapest sports cars to insure in Roswell are the Mazda MX-5 Miata at $1,514 per year, Toyota GR86 at $1,724 per year, Ford Mustang at $1,802 per year, and BMW Z4 at $1,810 per year.
Some other sports cars that rank well in our comparison include the BMW M2, Toyota GR Supra, Lexus RC F, and Subaru BRZ, with average annual insurance rates of $1,958 per year or less.
Car insurance for this segment in Roswell can cost as low as $126 per month, depending on the company and where you live. The table below ranks the sports cars with the most affordable car insurance rates in Roswell, starting with the Mazda MX-5 Miata at $1,514 per year ($126 per month) and ending with the Porsche Taycan at $2,776 per year ($231 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,514 | $126 |
Toyota GR86 | Sports Car | $1,724 | $144 |
Ford Mustang | Sports Car | $1,802 | $150 |
BMW Z4 | Sports Car | $1,810 | $151 |
Subaru WRX | Sports Car | $1,836 | $153 |
Toyota GR Supra | Sports Car | $1,840 | $153 |
BMW M2 | Sports Car | $1,894 | $158 |
Nissan Z | Sports Car | $1,898 | $158 |
Lexus RC F | Sports Car | $1,934 | $161 |
Subaru BRZ | Sports Car | $1,958 | $163 |
BMW M3 | Sports Car | $2,068 | $172 |
Porsche 718 | Sports Car | $2,110 | $176 |
Chevrolet Camaro | Sports Car | $2,130 | $178 |
Chevrolet Corvette | Sports Car | $2,268 | $189 |
Porsche 911 | Sports Car | $2,350 | $196 |
BMW M4 | Sports Car | $2,444 | $204 |
Lexus LC 500 | Sports Car | $2,458 | $205 |
Jaguar F-Type | Sports Car | $2,584 | $215 |
Mercedes-Benz AMG GT53 | Sports Car | $2,710 | $226 |
Porsche Taycan | Sports Car | $2,776 | $231 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Roswell.
Luxury cars with cheap auto insurance rates
The top four luxury cars with the cheapest average insurance rates in Roswell are the Acura Integra at $1,456 per year, BMW 330i at $1,666 per year, Mercedes-Benz CLA250 at $1,684 per year, and Lexus IS 300 at $1,686 per year.
Not the cheapest, but still very affordable, are models like the Lexus ES 350, Mercedes-Benz AMG CLA35, Lexus RC 300, and Genesis G70, with an average car insurance cost of $1,720 per year or less.
Ranking between positions 10 and 20, cars like the Lexus RC 350, Audi S3, BMW 228i, Lexus IS 350, Lexus ES 300h, and Cadillac CT5 average between $1,720 and $1,836 per year for full-coverage insurance in Roswell.
Full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $121 per month, depending on where you live and the company you use.
When vehicle size is considered, the cheapest compact luxury car to insure in Roswell is the Acura Integra at $1,456 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $1,684 per year. And for large luxury car models, the Audi A5 is cheapest to insure at $1,938 per year.
The comparison table below ranks the twenty luxury cars with the cheapest insurance rates in Roswell.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $1,456 | $121 |
BMW 330i | Compact | $1,666 | $139 |
Mercedes-Benz CLA250 | Midsize | $1,684 | $140 |
Lexus IS 300 | Midsize | $1,686 | $141 |
Acura TLX | Compact | $1,692 | $141 |
Lexus ES 350 | Midsize | $1,708 | $142 |
Cadillac CT4 | Compact | $1,710 | $143 |
Genesis G70 | Compact | $1,712 | $143 |
Mercedes-Benz AMG CLA35 | Midsize | $1,716 | $143 |
Lexus RC 300 | Midsize | $1,720 | $143 |
Lexus IS 350 | Compact | $1,722 | $144 |
Jaguar XF | Midsize | $1,732 | $144 |
Cadillac CT5 | Midsize | $1,764 | $147 |
Lexus ES 250 | Midsize | $1,770 | $148 |
Lexus RC 350 | Compact | $1,776 | $148 |
BMW 330e | Compact | $1,778 | $148 |
BMW 228i | Compact | $1,782 | $149 |
BMW 230i | Compact | $1,796 | $150 |
Lexus ES 300h | Midsize | $1,800 | $150 |
Audi S3 | Compact | $1,836 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Roswell car insurance quotes from top-rated companies in New Mexico.
Cheapest luxury SUV insurance rates in Roswell
For 2024 models, the five most budget-friendly non-luxury SUVs to insure in Roswell are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Average rates for for these vehicles range from $1,370 to $1,544 per year.
Other models that have cheaper rates are the Mercedes-Benz GLB 250, Lexus NX 350h, Lexus NX 450h, and Lexus UX 250h, with an average cost of $1,582 per year or less.
In the bottom half of the top 20, models like the Mercedes-Benz GLA35 AMG, Lexus RX 350, Acura MDX, Infiniti QX50, Land Rover Evoque, and Cadillac XT6 cost between $1,582 and $1,640 per year to insure in Roswell.
On a monthly basis, auto insurance rates on this segment in Roswell for a safe driver starts at around $114 per month, depending on the company and your location.
If insurance rates are ranked by vehicle size, the cheapest small luxury SUV to insure in Roswell is the Acura RDX at $1,370 per year, or $114 per month. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $1,532 per year, or $128 per month. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $1,836 per year, or $153 per month.
The rate comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Roswell, starting with the Acura RDX at $1,370 per year ($114 per month) and ending with the Lexus NX 350 at $1,640 per year ($137 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,370 | $114 |
Lexus NX 250 | Compact | $1,450 | $121 |
Cadillac XT4 | Compact | $1,478 | $123 |
Jaguar E-Pace | Midsize | $1,532 | $128 |
Cadillac XT5 | Midsize | $1,544 | $129 |
Lexus NX 350h | Compact | $1,544 | $129 |
Lincoln Corsair | Compact | $1,564 | $130 |
Mercedes-Benz GLB 250 | Compact | $1,566 | $131 |
Lexus UX 250h | Compact | $1,570 | $131 |
Lexus NX 450h | Compact | $1,582 | $132 |
Mercedes-Benz GLA250 | Compact | $1,590 | $133 |
Infiniti QX50 | Midsize | $1,594 | $133 |
Mercedes-Benz GLA35 AMG | Compact | $1,600 | $133 |
Cadillac XT6 | Midsize | $1,604 | $134 |
Infiniti QX60 | Midsize | $1,612 | $134 |
Mercedes-Benz AMG GLB35 | Midsize | $1,612 | $134 |
Land Rover Evoque | Compact | $1,634 | $136 |
Acura MDX | Midsize | $1,638 | $137 |
Lexus NX 350 | Compact | $1,640 | $137 |
Lexus RX 350 | Midsize | $1,640 | $137 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, NM Zip Codes. Updated February 23, 2024
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Is your luxury SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Roswell car insurance quotes from top-rated auto insurance companies in New Mexico.
How to find cheaper auto insurance
Roswell drivers should always be searching for ways to reduce the monthly expense for car insurance, so study the tips and ideas in the list below and maybe you’ll be able to save a few bucks when buying auto insurance.
- If your vehicle is older, remove optional coverages. Deleting comprehensive and collision coverage from vehicles whose low value makes coverage cost prohibitive can reduce the cost of auto insurance considerably.
- Buy vehicles with low cost insurance. The performance of the vehicle you drive is one of the biggest factors in the cost of car insurance in Roswell. For example, a Kia Telluride costs $1,482 less per year to insure in Roswell than a Nissan GT-R. Lower performance vehicles cost less to insure.
- Shop your coverage around. Taking the time to get free car insurance quotes can save more money than you might think. Rates change often and you do not even have to wait until your policy renewal date to switch.
- Safe drivers have lower auto insurance rates. Too many at-fault accidents can cost more, as much as $792 per year for a 30-year-old driver and even $494 per year for a 50-year-old driver. So be a careful driver and save!
- Consider buying higher deductibles. Raising deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Raise your credit score for cheaper insurance rates. Drivers with high 800+ credit scores may save $257 per year over a decent credit rating of 670-739. Conversely, a subpar credit score could cost around $298 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Find cheaper rates by qualifying for discounts. Savings may be available if the insured drivers are good students, are homeowners, are accident-free, are military or federal employees, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average Roswell driver as much as $278 per year on auto insurance.