Car Insurance in Akron, OH – Average Rates (2024) + Cheapest Quotes

• Average car insurance cost in Akron is $1,422 per year, or about $119 per month. This is 27.9% less than the national average rate of $1,883.
• Small SUV models like the Honda CR-V, Buick Encore, Hyundai Venue, and Chevrolet Trailblazer are our top picks for having cheap car insurance in Akron.
• Vehicles with the most affordable auto insurance in Akron in their respective segments include the Honda Passport at $1,132 per year, Nissan Titan at $1,330 per year, Subaru Crosstrek at $1,050 per year, and Acura Integra at $1,262 per year.

How much does Akron car insurance cost?

The average price for car insurance in Akron is $1,422 per year, or around $119 per month for full coverage. It costs 27.9% less to insure the average vehicle in Akron, Ohio, than the U.S. average rate of $1,883.

The average price for car insurance in Ohio is $1,380 per year, so Akron, OH, drivers pay an average of $42 more per year than the overall Ohio state-wide average rate. The average cost of insurance in Akron compared to other Ohio cities is approximately $90 per year cheaper than in Toledo, $100 per year less than in Cleveland, and $38 per year cheaper than in Columbus.

Driver age is one of the largest influencers on the cost of auto insurance. The list below details how driver age influences cost by breaking out average car insurance rates for different driver ages.

Average cost of car insurance in Akron, OH, for drivers age 16 to 60

• 16-year-old driver – $5,059 per year or $422 per month
• 17-year-old driver – $4,904 per year or $409 per month
• 18-year-old driver – $4,392 per year or $366 per month
• 19-year-old driver – $4,001 per year or $333 per month
• 20-year-old driver – $2,860 per year or $238 per month
• 30-year-old driver – $1,516 per year or $126 per month
• 40-year-old driver – $1,422 per year or $119 per month
• 50-year-old driver – $1,260 per year or $105 per month
• 60-year-old driver – $1,180 per year or $98 per month

The next chart shows average car insurance cost in Akron, OH, for all 2024 models. Rates are averaged for all Akron Zip Codes and shown not only for different driver ages, but also for different comprehensive and collision deductibles.

Average rates in the chart range from $996 per year for a 60-year-old driver with $1,000 deductibles to $3,326 per year for a 20-year-old driver with $250 deductibles. The rate used in this article for comparison of different segments, models, and locations is a 40-year-old driver with $500 policy deductibles, which is an average cost of $1,422 per year.

As a monthly price, the average cost to insure a vehicle in Akron ranges from $83 to $277 for the risk profiles shown in the chart above.

Akron car insurance rates can cost significantly different amounts and seemingly inconsequential changes in personal situations can cause consequential price changes. The likelihood of a wide range of rates increases the need for accurate free auto insurance quotes when shopping around for more affordable coverage.

Popular models in Akron tend to be compact and midsize cars like the Toyota Corolla and Toyota Camry and compact and midsize SUVs like the Chevy Equinox, Ford Escape, and Jeep Grand Cherokee.

A few additional popular vehicles in Akron from other vehicle segments include luxury cars like the Tesla Model S, BMW 530i, and Acura ILX, luxury SUVs like the Infiniti QX60, Lexus RX 350, and Acura MDX, and pickup trucks like the Ford Ranger, Toyota Tacoma, and Chevy Silverado.

We cover more auto insurance rates later on in this article, but first, let’s revisit the concepts that we covered in the earlier charts and data.

• Auto insurance rates drop considerably between ages 20 and 30 – The average 30-year-old Akron, OH, driver will pay $1,344 less each year than a 20-year-old driver, $1,516 versus $2,860.
• Average car insurance cost per month ranges from $98 to $422 – That is the average car insurance price range for drivers aged 16 to 60 in Akron, Ohio.
• Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $458 more per year for $250 deductibles compared to $1,000 deductibles.
• Insuring teenagers gets very expensive – Average rates range from $3,382 to $5,059 per year for teen driver car insurance in Akron, OH.
• Akron car insurance rates are more expensive than the Ohio state average – $1,422 (Akron average) compared to $1,380 (Ohio average)
• Car insurance is cheaper as you age – Car insurance rates for a 40-year-old driver in Akron are $1,438 per year cheaper than for a 20-year-old driver.

What are the cheapest vehicles to insure in Akron?

The vehicles with the lowest cost average auto insurance prices in Akron tend to be compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Hyundai Venue. Average car insurance prices for those vehicles cost $1,152 or less per year ($96 per month) for full coverage.

A few other models that rank in the top 20 in our auto insurance price comparison are the Kia Niro, Volkswagen Tiguan, Buick Encore, and Ford Bronco Sport.

The average insurance cost is a little bit more for those models than the crossovers and small SUVs at the top of the list, but they still have an average cost of $1,218 or less per year.

The table below lists the 20 models with the cheapest car insurance in Akron, ordered by annual cost.

A table of 20 ranked vehicles doesn’t really give the full picture of the cost of car insurance in Akron. A more efficient way to group rates in an organized fashion is by sorting them by segment.

The next section goes into more detail about average car insurance cost by vehicle segment. The average rates shown in the chart should provide a good understanding of which segments have the overall cheapest Akron auto insurance rates. The sections after the chart display the 20 models with the cheapest rates for each automotive segment.

Akron auto insurance rates by automotive segment

If you’re shopping around for a different vehicle, it’s important to have a basic understanding of which styles of vehicles have less expensive insurance rates.

For example, maybe you’re wondering if minivans cost less to insure than SUVs or if regular SUVs are more affordable to insure than luxury SUVs.

The chart below shows the average car insurance cost in Akron for each automotive segment. From an overall average perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable rates, with luxury, performance, and sports cars having the most expensive insurance.

Segment rates are fine for general comparisons, but auto insurance cost varies quite a lot within each automotive segment displayed in the above chart.

For example, in the small SUV segment, average Akron auto insurance rates range from the Subaru Crosstrek at $1,050 per year for a full coverage policy to the Ford Mustang Mach-E costing $1,662 per year. As another example, in the large SUV segment, average rates range from the Chevrolet Tahoe at $1,334 per year up to the Toyota Sequoia at $1,776 per year.

In the next parts of this article, we will eliminate a lot of this variability by looking at car insurance cost in Akron on a model level rather than a segment level.

Cheapest cars to insure in Akron

The top four non-luxury two and four door cars with the cheapest auto insurance rates in Akron are the Toyota GR Corolla at $1,234 per year, Nissan Leaf at $1,244 per year, Honda Civic at $1,262 per year, and Nissan Sentra at $1,304 per year.

Also ranking in the top 10 are cars like the Honda Accord, Chevrolet Malibu, Hyundai Ioniq 6, and Kia K5, with average rates of $1,378 per year or less.

Full-coverage auto insurance in Akron for this segment for a safe driver will start around $103 per month, depending on where you live.

The most budget-friendly compact car to insure in Akron is the Toyota GR Corolla at $1,234 per year. For midsize models, the Hyundai Ioniq 6 is the cheapest model to insure at $1,306 per year. And for large cars, the Chrysler 300 is cheapest to insure at $1,350 per year.

The rate comparison table below ranks the cars with the cheapest auto insurance rates in Akron.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see your car in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Akron car insurance quotes from top-rated companies in Ohio.

Cheapest SUVs to insure in Akron, OH

The Subaru Crosstrek ranks #1 as the cheapest SUV to insure in Akron, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model has an average cost of $1,050 per year for a policy with full coverage.

Additional SUVs that have affordable insurance rates include the Toyota Corolla Cross, Mazda CX-5, Buick Envision, and Ford Bronco Sport, with an average car insurance cost of $1,162 per year or less.

Ranked in the bottom half of the top 20 cheapest SUVs to insure, models like the Subaru Ascent, Buick Envista, Volkswagen Taos, Volkswagen Tiguan, Honda HR-V, and Kia Niro average between $1,162 and $1,236 per year to insure.

Car insurance for this segment in Akron for a middle-age safe driver will start around $88 per month, depending on your company and location.

The cheapest non-luxury compact SUV to insure in Akron is the Subaru Crosstrek at $1,050 per year. For midsize models, the Honda Passport is the cheapest model to insure at $1,132 per year. And for large SUVs, the Chevrolet Tahoe has the most affordable rates at $1,334 per year.

The rate comparison table below ranks the SUVs with the cheapest car insurance rates in Akron.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Don’t see insurance rates for your SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Akron car insurance quotes from top companies in Ohio.

Cheapest luxury cars to insure in Akron, Ohio

The four top-ranked luxury car models with the most affordable car insurance in Akron are the Acura Integra at $1,262 per year, BMW 330i at $1,446 per year, Mercedes-Benz CLA250 at $1,460 per year, and Lexus IS 300 at $1,466 per year.

Not the cheapest, but still in the top 10, are models like the Genesis G70, Lexus RC 300, Mercedes-Benz AMG CLA35, and Cadillac CT4, with average insurance cost of $1,492 per year or less.

Additional 2024 luxury models on the list include the BMW 228i, Lexus IS 350, Lexus RC 350, and Audi S3, which average between $1,492 and $1,592 to insure per year in Akron.

Full-coverage car insurance in this segment for a good driver can cost as low as $105 per month, depending on the company.

If rates are ranked based on vehicle size, the cheapest compact luxury car to insure in Akron is the Acura Integra at $1,262 per year, or $105 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the cheapest rates at $1,460 per year, or $122 per month. And for full-size luxury cars, the Audi A5 has the most affordable rates at $1,680 per year, or $140 per month.

The comparison table below ranks the luxury cars with the lowest-cost average car insurance rates in Akron, starting with the Acura Integra at $1,262 per year and ending with the Audi S3 at $1,592 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Akron car insurance quotes from the best auto insurance companies in Ohio.

Cheapest luxury SUVs to insure

The top four luxury SUV models with the most affordable car insurance in Akron are the Acura RDX at $1,190 per year, Lexus NX 250 at $1,258 per year, Cadillac XT4 at $1,282 per year, and Jaguar E-Pace at $1,330 per year.

Additional models that rank well include the Lexus NX 350h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus NX 450h, with average cost of $1,370 per year or less.

Car insurance rates for this segment in Akron for a middle-age safe driver starts at around $99 per month, depending on the company and your location.

If ranked by vehicle size, the cheapest compact luxury SUV to insure in Akron is the Acura RDX at $1,190 per year, or $99 per month. For midsize luxury SUV models, the Jaguar E-Pace has the best rates at $1,330 per year, or $111 per month. And for large luxury SUVs, the Infiniti QX80 has the cheapest rates at $1,592 per year, or $133 per month.

The comparison table below ranks the luxury SUVs with the most affordable average insurance rates in Akron, starting with the Acura RDX at $1,190 per year and ending with the Lexus NX 350 at $1,424 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Don’t see insurance rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Akron car insurance quotes from top auto insurance companies in Ohio.

Cheapest sports cars to insure

The four top-ranked sports cars with the cheapest average auto insurance rates in Akron are the Mazda MX-5 Miata at $1,314 per year, Toyota GR86 at $1,496 per year, Ford Mustang at $1,562 per year, and BMW Z4 at $1,568 per year.

Other cars that have affordable insurance rates include the Lexus RC F, Subaru BRZ, BMW M2, and Nissan Z, with average rates of $1,700 per year or less.

Additional 2024 models that rank well include the BMW M4, Lexus LC 500, BMW M3, Mercedes-Benz AMG GT53, and Porsche 718, which average between $1,700 and $2,406 to insure per year in Akron.

Car insurance in Akron for this segment for an average middle-age driver starts at around $110 per month, depending on the company and where you live. The next table ranks the twenty sports cars with the lowest-cost car insurance in Akron, starting with the Mazda MX-5 Miata at $1,314 per year and ending with the Porsche Taycan at $2,406 per year.

Is your vehicle not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Akron.

Cheapest pickup truck insurance rates

The #1 ranking in Akron for cheapest average insurance rates in the pickup segment is the Chevrolet Colorado, costing an average of $1,216 per year. Second place is the Nissan Titan costing $1,330 per year, and the third most affordable is the Nissan Frontier, at an average of $1,342 per year.

Also ranking well in our comparison are models like the Hyundai Santa Cruz, GMC Canyon, GMC Sierra 2500 HD, and Honda Ridgeline, with an average car insurance cost of $1,462 per year or less.

On a monthly basis, car insurance rates in Akron on this segment starts at an average of $101 per month, depending on your location. The rate comparison table below ranks the pickups with the most affordable insurance in Akron.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Akron car insurance quotes from the best companies in Ohio.

Akron car insurance rate variability

In order to reinforce the extent to which the cost of car insurance can deviate for different drivers, the examples below visualize detailed rates for four popular vehicles in Akron: the Ram Truck, Honda Civic, Nissan Rogue, and Toyota Highlander.

The example for each vehicle shows average rates for different driver profiles to illustrate the price difference based on changes to the type of rated driver.

Ram Truck insurance rates

Ram Truck insurance in Akron averages $1,644 per year ($137 per month) and has a range of $1,362 to $3,786 annually.

The Ram Truck is considered a full-size truck, and other models popular in Akron include the Chevrolet Silverado, Toyota Tundra, and Ford F150.

Honda Civic insurance rates

Honda Civic insurance in Akron averages $1,262 per year, or around $105 per month, and varies from $1,048 to $2,854.

The Honda Civic is classified as a compact car, and other models from that segment that are popular in Akron, OH, include the Chevrolet Cruze, Hyundai Elantra, and Toyota Corolla.

Nissan Rogue insurance rates

In Akron, Nissan Rogue insurance costs an average of $1,274 per year, or about $106 per month, and ranges from $1,062 to $2,916.

The Nissan Rogue belongs to the compact SUV segment, and other popular same-segment models include the Chevrolet Equinox, Toyota RAV4, and Honda CR-V.

Toyota Highlander insurance rates

Insurance for a Toyota Highlander in Akron costs an average of $1,296 per year, or around $108 per month, and varies from $1,074 to $2,954.

The Toyota Highlander belongs to the midsize SUV segment, and other models from that segment that are popular in Akron, OH, include the Jeep Grand Cherokee, Honda Pilot, Kia Telluride, and Ford Edge.

Tips for finding cheap Akron auto insurance

Smart drivers should always be thinking of ways to save money on car insurance, so review the savings concepts in this next list to see if you can save some money on your next policy.

• Avoid filing small claims. Most auto insurance companies give a discount if you do not file any claims. Car insurance should be used for significant claims, not minor claims that should be paid out-of-pocket.
• Shop around often. Setting aside a few minutes to get a few free car insurance quotes can significantly reduce your monthly cost. Rates are always changing and you can switch anytime.
• Driving violations increase insurance rates. To get the cheapest car insurance in Akron, it’s necessary to follow the law. In fact, just one or two driving offenses can raise insurance cost as much as $376 per year. Serious citations like driving under the influence could raise rates by an additional $1,320 or more.
• Avoiding accidents makes for cheaper car insurance in Akron. At-fault accidents raise insurance rates, potentially up to $684 per year for a 30-year-old driver and even $346 per year for a 60-year-old driver. So be a cautious driver and save.
• Raise your credit for better rates. Having an over-800 credit score may save $223 per year over a good credit rating of 670-739. Conversely, a lower credit rating could cost as much as $259 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Your employment could save you a few bucks. The vast majority of auto insurance companies offer policy discounts for occupations like high school and elementary teachers, scientists, emergency medical technicians, accountants, doctors, and others. If you’re employed in a qualifying profession, you could potentially save between $43 and $138 on your car insurance premium, depending on the age of the driver.