- Average car insurance cost in Salem is $1,826 per year, or around $152 per month, for a full-coverage policy.
- Salem auto insurance averages $32 per year more than the Oregon state average rate and $57 per year less than the United States national average.
- Car insurance rates for a few popular models in Salem include the Toyota RAV4 at $140 per month, Ram Truck at $176, and Ford Explorer at $138.
- Compact crossovers like the Volkswagen Tiguan, Hyundai Venue, and Kia Soul are the top picks for cheap car insurance in Salem.
How much does car insurance cost in Salem?
The average car insurance expense in Salem is $1,826 per year, which is 3.1% less than the national average rate of $1,883 per year. The average cost of car insurance per month in Salem is $152 for full coverage.
In the state of Oregon, the average car insurance cost is $1,794 per year, so the average cost in Salem is $32 more per year. When compared to other larger cities in Oregon, the average cost to insure a car in Salem is $218 per year more than in Eugene, $226 per year less than in Portland, and $52 per year cheaper than in Hillsboro.
The chart below goes into more detail for drivers age 20 to 60 by including rates for three different policy deductibles. Displaying these different rates can help visualize how auto insurance rates increase with lower deductibles, and decreases with higher deductibles.
The average cost of car insurance per month in Salem is $152, with prices ranging from $107 to $356 for the driver ages and policy deductibles shown above.
Car insurance rates can cost very different amounts for different drivers and can also be very different depending on the company. The potential for large differences in cost emphasizes the need for multiple auto insurance quotes when trying to find the cheapest car insurance policy.
Driver age makes a big difference in the price you pay for auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Salem for drivers from 16 to 60.
Average car insurance rates in Salem, OR, for drivers age 16 to 60
- 16-year-old driver – $6,508 per year or $542 per month
- 17-year-old driver – $6,304 per year or $525 per month
- 18-year-old driver – $5,649 per year or $471 per month
- 19-year-old driver – $5,146 per year or $429 per month
- 20-year-old driver – $3,676 per year or $306 per month
- 30-year-old driver – $1,950 per year or $163 per month
- 40-year-old driver – $1,826 per year or $152 per month
- 50-year-old driver – $1,622 per year or $135 per month
- 60-year-old driver – $1,518 per year or $127 per month
Popular vehicles and the cost of insurance
The car insurance costs referenced previously take all 2024 vehicle models and average them, which is useful for making broad comparisons such as the difference in average auto insurance cost by location or driver age.
Average auto insurance rates work very well when trying to find the answer to questions like “are Salem car insurance rates cheaper than in Gresham?” or “are car insurance rates in Oregon cheaper than in Illinois?”.
For more useful price comparisons, however, the rates will be more accurate if we use rates for the specific model of vehicle being insured. Every model has a different profile for physical damage and liability claims, and this data allows for more detailed insurance cost analysis.
The chart below breaks down the cost of car insurance for some of the most popular cars, trucks, and SUVs cruising around Salem.
The models that are popular in Salem tend to be compact or midsize cars like the Hyundai Elantra, Toyota Corolla, and Nissan Altima and small or midsize SUVs like the Nissan Rogue, Toyota RAV4, and Toyota Highlander.
Other popular vehicles from other segments include luxury cars like the Lexus ES 350 and Tesla Model S, luxury SUVs like the Infiniti QX60 and Lexus RX 350, and models from the pickup truck segment like the Ford Ranger and Toyota Tacoma.
We cover auto insurance rates for many more models coming up, but before we get into that data, let’s rehash some of the key ideas that we covered in the prior data.
- Average car insurance cost per month ranges from $127 to $542 – That’s the average car insurance price range for insured drivers age 16 to 60 in Salem.
- Car insurance is generally cheaper as you get older – Auto insurance rates for a 40-year-old driver in Salem are $1,850 per year cheaper than for a 20-year-old driver.
- Insurance rates decrease considerably from age 20 to 30 – The average 30-year-old Salem, OR, driver will pay $1,726 less each year than a 20-year-old driver, $1,950 compared to $3,676.
- Salem car insurance rates are more expensive than the Oregon state average – $1,826 (Salem average) versus $1,794 (Oregon average)
- Insurance for teen drivers is expensive in Salem – Rates range from $4,349 to $6,508 per year for car insurance for teens in Salem, OR.
- Salem, Oregon, car insurance costs less than the U.S. average – $1,826 (Salem average) compared to $1,883 (U.S. average)
In Salem, which vehicles are cheapest to insure?
When every make and model is compared, the models with the cheapest average car insurance rates in Salem tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Toyota Corolla Cross. Average insurance prices for those compact SUVs cost $124 or less per month to get full coverage.
Additional vehicles that are in the top 20 in our overall cost comparison are the Honda CR-V, Buick Envista, Subaru Outback, and Volkswagen Taos. Rates are a little bit more for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have an average insurance cost of $131 or less per month in Salem.
The table below details the 30 models with the cheapest car insurance in Salem, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,350 | $113 |
2 | Chevrolet Trailblazer | $1,374 | $115 |
3 | Kia Soul | $1,428 | $119 |
4 | Nissan Kicks | $1,440 | $120 |
5 | Honda Passport | $1,456 | $121 |
6 | Buick Envision | $1,466 | $122 |
7 | Toyota Corolla Cross | $1,472 | $123 |
8 | Hyundai Venue | $1,484 | $124 |
9 | Mazda CX-5 | $1,492 | $124 |
10 | Ford Bronco Sport | $1,498 | $125 |
11 | Volkswagen Tiguan | $1,514 | $126 |
12 | Acura RDX | $1,530 | $128 |
13 | Nissan Murano | $1,538 | $128 |
14 | Buick Encore | $1,554 | $130 |
15 | Subaru Outback | $1,556 | $130 |
16 | Buick Envista | $1,560 | $130 |
17 | Honda CR-V | $1,560 | $130 |
18 | Chevrolet Colorado | $1,562 | $130 |
19 | Volkswagen Taos | $1,564 | $130 |
20 | Kia Niro | $1,568 | $131 |
21 | Honda HR-V | $1,588 | $132 |
22 | Toyota GR Corolla | $1,590 | $133 |
23 | Subaru Ascent | $1,592 | $133 |
24 | Nissan Leaf | $1,600 | $133 |
25 | Lexus NX 250 | $1,618 | $135 |
26 | Honda Civic | $1,620 | $135 |
27 | Volkswagen Atlas | $1,622 | $135 |
28 | Acura Integra | $1,626 | $136 |
29 | Subaru Forester | $1,630 | $136 |
30 | Volkswagen Atlas Cross Sport | $1,630 | $136 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
A table of 30 vehicles with the cheapest insurance in Salem is not really the best way to show the full picture of the cost of car insurance in Salem. A more thorough way to group rates for more models is to sort them by the segment they belong to. The sections below rank the top 20 vehicles with the lowest cost insurance rates in Salem for the six most popular segments.
Cheapest cars to insure in Salem, Oregon
Ranking in the top five for the most affordable Salem car insurance rates in the non-luxury car segment are the Nissan Sentra, Honda Civic, Subaru Impreza, Toyota GR Corolla, and Nissan Leaf. Auto insurance rates for these vehicles average $1,678 or less per year.
Other models that have affordable insurance rates include the Hyundai Ioniq 6, Chevrolet Malibu, Toyota Prius, and Kia K5, with an average car insurance cost of $1,772 per year or less.
In the bottom half of the top 20, models like the Kia Forte, Hyundai Sonata, Mazda 3, Toyota Corolla, Nissan Versa, and Mitsubishi Mirage G4 average between $1,772 and $1,888 per year for full-coverage insurance.
Auto insurance rates in Salem for this segment for a safe driver will start around $133 per month, depending on the company and your location.
The cheapest non-luxury compact car to insure in Salem is the Toyota GR Corolla at $1,590 per year. For midsize models, the Hyundai Ioniq 6 has the best rates at $1,680 per year. And for full-size cars, the Chrysler 300 is cheapest to insure at $1,736 per year.
The rate comparison table below ranks the cars with the lowest-cost auto insurance rates in Salem, starting with the Toyota GR Corolla at $1,590 per year ($133 per month) and ending with the Mazda 3 at $1,888 per year ($157 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,590 | $133 |
Nissan Leaf | Compact | $1,600 | $133 |
Honda Civic | Compact | $1,620 | $135 |
Nissan Sentra | Compact | $1,674 | $140 |
Subaru Impreza | Compact | $1,678 | $140 |
Hyundai Ioniq 6 | Midsize | $1,680 | $140 |
Toyota Prius | Compact | $1,708 | $142 |
Kia K5 | Midsize | $1,758 | $147 |
Honda Accord | Midsize | $1,766 | $147 |
Chevrolet Malibu | Midsize | $1,772 | $148 |
Kia Forte | Compact | $1,782 | $149 |
Toyota Corolla | Compact | $1,782 | $149 |
Volkswagen Arteon | Midsize | $1,796 | $150 |
Nissan Versa | Compact | $1,800 | $150 |
Subaru Legacy | Midsize | $1,802 | $150 |
Mitsubishi Mirage G4 | Compact | $1,842 | $154 |
Volkswagen Jetta | Compact | $1,848 | $154 |
Toyota Crown | Midsize | $1,850 | $154 |
Hyundai Sonata | Midsize | $1,852 | $154 |
Mazda 3 | Compact | $1,888 | $157 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Oregon.
Cheapest SUVs to insure in Salem
Ranking highest for the cheapest Salem auto insurance rates in the SUV segment (excluding luxury models) are the Kia Soul, Subaru Crosstrek, Chevrolet Trailblazer, Honda Passport, and Nissan Kicks. Rates for these 2024 models average $1,456 or less per year, or around $121 per month.
Additional SUVs that have affordable average insurance rates include the Hyundai Venue, Mazda CX-5, Ford Bronco Sport, and Toyota Corolla Cross, with average rates of $1,498 per year or less.
Additional models worth mentioning include the Volkswagen Tiguan, Honda CR-V, Nissan Murano, Subaru Ascent, and Kia Niro, which average between $1,498 and $1,588 per year for full-coverage insurance.
Car insurance for this segment in Salem for the average driver will start around $113 per month, depending on where you live and the company you use.
The cheapest compact SUV to insure in Salem is the Subaru Crosstrek at $1,350 per year. For midsize SUVs, the Honda Passport has the best rates at $1,456 per year. And for large SUVs, the Chevrolet Tahoe has the cheapest rates at $1,716 per year.
The table below ranks the SUVs with the lowest-cost car insurance in Salem, starting with the Subaru Crosstrek at $1,350 per year and ending with the Honda HR-V at $1,588 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,350 | $113 |
Chevrolet Trailblazer | Compact | $1,374 | $115 |
Kia Soul | Compact | $1,428 | $119 |
Nissan Kicks | Compact | $1,440 | $120 |
Honda Passport | Midsize | $1,456 | $121 |
Buick Envision | Compact | $1,466 | $122 |
Toyota Corolla Cross | Compact | $1,472 | $123 |
Hyundai Venue | Compact | $1,484 | $124 |
Mazda CX-5 | Compact | $1,492 | $124 |
Ford Bronco Sport | Compact | $1,498 | $125 |
Volkswagen Tiguan | Compact | $1,514 | $126 |
Nissan Murano | Midsize | $1,538 | $128 |
Buick Encore | Compact | $1,554 | $130 |
Subaru Outback | Midsize | $1,556 | $130 |
Buick Envista | Midsize | $1,560 | $130 |
Honda CR-V | Compact | $1,560 | $130 |
Volkswagen Taos | Compact | $1,564 | $130 |
Kia Niro | Compact | $1,568 | $131 |
Honda HR-V | Compact | $1,588 | $132 |
Subaru Ascent | Midsize | $1,592 | $133 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Salem car insurance quotes from top-rated auto insurance companies in Oregon.
Cheapest luxury cars to insure in Salem, Oregon
The most affordable luxury car models to insure in Salem are the Acura Integra at $1,626 per year, the BMW 330i at $1,862 per year, and the Mercedes-Benz CLA250 at $1,880 per year.
Not the cheapest to insure, but still ranked well, are luxury cars like the Cadillac CT4, Lexus ES 350, Lexus RC 300, and Genesis G70, with average insurance cost of $1,922 per year or less.
In the lower half of the top 20 luxury cars to insure, models like the Cadillac CT5, BMW 330e, Lexus ES 300h, Audi S3, and Lexus ES 250 average between $1,922 and $2,050 per year to insure.
From a cost per month standpoint, auto insurance in this segment for a safe driver will start around $136 per month, depending on your location and insurance company. The table below ranks the cars with the lowest-cost average auto insurance rates in Salem, starting with the Acura Integra at $136 per month and ending with the Audi S3 at $171 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $1,626 | $136 |
BMW 330i | Compact | $1,862 | $155 |
Mercedes-Benz CLA250 | Midsize | $1,880 | $157 |
Lexus IS 300 | Midsize | $1,884 | $157 |
Acura TLX | Compact | $1,892 | $158 |
Cadillac CT4 | Compact | $1,910 | $159 |
Lexus ES 350 | Midsize | $1,910 | $159 |
Genesis G70 | Compact | $1,914 | $160 |
Mercedes-Benz AMG CLA35 | Midsize | $1,918 | $160 |
Lexus RC 300 | Midsize | $1,922 | $160 |
Lexus IS 350 | Compact | $1,924 | $160 |
Jaguar XF | Midsize | $1,936 | $161 |
Cadillac CT5 | Midsize | $1,968 | $164 |
Lexus ES 250 | Midsize | $1,978 | $165 |
BMW 330e | Compact | $1,982 | $165 |
Lexus RC 350 | Compact | $1,984 | $165 |
BMW 228i | Compact | $1,986 | $166 |
BMW 230i | Compact | $2,000 | $167 |
Lexus ES 300h | Midsize | $2,004 | $167 |
Audi S3 | Compact | $2,050 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Salem car insurance quotes from the best auto insurance companies in Oregon.
Cheapest luxury SUVs to insure in Salem, Oregon
Taking the top spot in Salem for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing an average of $1,530 per year. Second place is the Lexus NX 250 costing $1,618 per year, third place goes to the Cadillac XT4, costing an average of $1,650 per year, and coming in fourth is the Jaguar E-Pace, at an average of $1,710 per year.
Also ranking well are luxury SUVs like the Lexus NX 350h, Lexus NX 450h, Lincoln Corsair, and Lexus UX 250h, with an average cost to insure of $1,762 per year or less.
From a monthly standpoint, full-coverage car insurance on this segment in Salem for the average driver starts at an average of $128 per month, depending on the company and where you live.
The most budget-friendly small luxury SUV to insure in Salem is the Acura RDX at $1,530 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $1,710 per year. And for large luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $2,050 per year.
The table below ranks the luxury SUVs with the cheapest average insurance rates in Salem.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,530 | $128 |
Lexus NX 250 | Compact | $1,618 | $135 |
Cadillac XT4 | Compact | $1,650 | $138 |
Jaguar E-Pace | Midsize | $1,710 | $143 |
Cadillac XT5 | Midsize | $1,726 | $144 |
Lexus NX 350h | Compact | $1,726 | $144 |
Lincoln Corsair | Compact | $1,748 | $146 |
Lexus UX 250h | Compact | $1,750 | $146 |
Mercedes-Benz GLB 250 | Compact | $1,750 | $146 |
Lexus NX 450h | Compact | $1,762 | $147 |
Infiniti QX50 | Midsize | $1,776 | $148 |
Mercedes-Benz GLA250 | Compact | $1,778 | $148 |
Cadillac XT6 | Midsize | $1,788 | $149 |
Mercedes-Benz GLA35 AMG | Compact | $1,788 | $149 |
Infiniti QX60 | Midsize | $1,798 | $150 |
Mercedes-Benz AMG GLB35 | Midsize | $1,800 | $150 |
Acura MDX | Midsize | $1,826 | $152 |
Land Rover Evoque | Compact | $1,826 | $152 |
Lexus RX 350 | Midsize | $1,828 | $152 |
Lexus NX 350 | Compact | $1,834 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Is your luxury SUV not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Salem car insurance quotes from top auto insurance companies in Oregon.
Cheapest sports car insurance rates in Salem, OR
The top three sports cars with the most affordable insurance rates in Salem are the Mazda MX-5 Miata at $1,692 per year, the Toyota GR86 at $1,928 per year, and the Ford Mustang at $2,008 per year.
Other models that have affordable insurance rates are the Toyota GR Supra, BMW M2, Nissan Z, and Lexus RC F, with average insurance cost of $2,184 per year or less.
In the bottom half of the top 20, models like the Porsche 911, Porsche 718, Mercedes-Benz AMG GT53, BMW M4, Chevrolet Camaro, and Chevrolet Corvette cost between $2,184 and $3,094 to insure per year.
Full-coverage car insurance in Salem for this segment can cost as low as $141 per month, depending on your location. The rate comparison table below ranks the sports cars with the lowest-cost average insurance rates in Salem, starting with the Mazda MX-5 Miata at $141 per month and ending with the Porsche Taycan at $258 per month.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,692 | $141 |
Toyota GR86 | Sports Car | $1,928 | $161 |
Ford Mustang | Sports Car | $2,008 | $167 |
BMW Z4 | Sports Car | $2,018 | $168 |
Subaru WRX | Sports Car | $2,046 | $171 |
Toyota GR Supra | Sports Car | $2,052 | $171 |
BMW M2 | Sports Car | $2,112 | $176 |
Nissan Z | Sports Car | $2,116 | $176 |
Lexus RC F | Sports Car | $2,160 | $180 |
Subaru BRZ | Sports Car | $2,184 | $182 |
BMW M3 | Sports Car | $2,308 | $192 |
Porsche 718 | Sports Car | $2,354 | $196 |
Chevrolet Camaro | Sports Car | $2,374 | $198 |
Chevrolet Corvette | Sports Car | $2,532 | $211 |
Porsche 911 | Sports Car | $2,618 | $218 |
BMW M4 | Sports Car | $2,728 | $227 |
Lexus LC 500 | Sports Car | $2,742 | $229 |
Jaguar F-Type | Sports Car | $2,884 | $240 |
Mercedes-Benz AMG GT53 | Sports Car | $3,026 | $252 |
Porsche Taycan | Sports Car | $3,094 | $258 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
Don’t see your sports car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Salem.
Cheapest pickups to insure in Salem
Taking the top spot in Salem for the lowest-cost average insurance in the pickup segment is the Chevrolet Colorado, costing an average of $1,562 per year. Second place is the Nissan Titan at $1,710 per year, and the third most affordable is the Nissan Frontier, at an average of $1,726 per year.
Additional pickups that have good average insurance rates are the GMC Sierra 2500 HD, Toyota Tacoma, Honda Ridgeline, and GMC Canyon, with an average cost to insure of $1,878 per year or less.
As a cost per month, full-coverage auto insurance in Salem on this segment for a middle-age safe driver starts at an average of $130 per month, depending on your location.
The table below ranks the twenty pickups with the lowest-cost car insurance rates in Salem.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,562 | $130 |
Nissan Titan | Full-size | $1,710 | $143 |
Nissan Frontier | Midsize | $1,726 | $144 |
Ford Ranger | Midsize | $1,744 | $145 |
Ford Maverick | Midsize | $1,770 | $148 |
Honda Ridgeline | Midsize | $1,810 | $151 |
Hyundai Santa Cruz | Midsize | $1,842 | $154 |
Toyota Tacoma | Midsize | $1,850 | $154 |
GMC Sierra 2500 HD | Heavy Duty | $1,858 | $155 |
GMC Canyon | Midsize | $1,878 | $157 |
Jeep Gladiator | Midsize | $1,924 | $160 |
GMC Sierra 3500 | Heavy Duty | $1,934 | $161 |
Chevrolet Silverado HD 3500 | Heavy Duty | $1,952 | $163 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,006 | $167 |
GMC Sierra | Full-size | $2,016 | $168 |
Chevrolet Silverado | Full-size | $2,020 | $168 |
Nissan Titan XD | Heavy Duty | $2,020 | $168 |
Ford F150 | Full-size | $2,044 | $170 |
GMC Hummer EV Pickup | Full-size | $2,096 | $175 |
Ram Truck | Full-size | $2,112 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Salem, OR Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Salem car insurance quotes from top-rated companies in Oregon.
Tips for getting cheaper Salem auto insurance quotes
Resourceful drivers in Salem should always be looking to pay less for car insurance, so browse the money-saving tips in the list below to see if you can save a few bucks when buying auto insurance.
- Compare insurance costs before buying a car. Different vehicle models can have very different insurance premiums, and car insurance companies can price policies with very different rates. Get quotes before you buy a different car in order to avoid any surprises when you get the bill.
- Choose a vehicle with lower auto insurance rates. The performance of the vehicle you drive is a huge factor in the cost of car insurance. For example, a Subaru Crosstrek costs $2,172 less per year to insure in Salem than a Audi R8. Lower performance vehicles save money.
- Car insurance is cheaper with higher deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- You don’t have to stick with the same company. Taking the time to get free car insurance quotes is our best recommendation for saving money. Rates change frequently and you can change companies at any time.
- Stay claim free and save. Auto insurance companies offer discounts for not filing any claims. Car insurance is intended to be used to protect you from significant financial loss, not for minor claims that can easily be paid out-of-pocket.
- Careless drivers have higher auto insurance rates in Salem. At-fault accidents raise insurance rates, possibly as much as $884 per year for a 30-year-old driver and as much as $448 per year for a 60-year-old driver. So be a cautious driver and save.
- Clean up your credit to lower your rates. Drivers who have credit scores over 800 could save around $287 per year when compared to a good credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost up to $332 more per year. Not all states use credit score as a rating factor, so check with your agent or company.