Roadmap to Hyundai Palisade Insurance Costs in 2025: Rates, Comparisons and Trends

How must does Hyundai Palisade insurance cost? We break down average car insurance rates from the base SE model up to the loaded Calligraphy trim level to see how prices compare to the competition.

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  • Hyundai Palisade insurance costs $2,394 per year on average for a full coverage policy, depending on the trim level.
  • When compared to other midsize SUVs, the Hyundai Palisade is one of the more expensive midsize SUVs to insure, costing $80 more per year on average.
  • With the cheapest average car insurance rates, the Palisade SE trim level costs an average of $2,204 per year to insure.
  • At the high end, the Palisade Calligraphy Night is the most expensive to insure at $2,546 for an annual policy.
  • Insurance rates by state range from a low of $1,820 per year in Maine to $2,924 in Michigan.

How much does Hyundai Palisade insurance cost?

Hyundai Palisade insurance costs an average of $2,394 annually, or $200 on a monthly basis. With the average midsize SUV costing $2,314 a year to insure, the Hyundai Palisade could cost around $80 or more each year.

The following chart demonstrates how average Palisade car insurance rates change based on driver age and comprehensive and collision deductibles. Price estimates range from a low of $1,634 per year for a 60-year-old driver with high physical damage deductibles to a high policy cost of $5,772 annually for a driver age 20 with deductibles of $250.

Average 2024 Hyundai Palisade car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Hyundai Palisade car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2024 model year Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Hyundai Palisade Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,024$335
$500$4,872$406
$250$5,772$481
30-Year-Old$1,000$2,106$176
$500$2,568$214
$250$3,050$254
40-Year-Old$1,000$1,972$164
$500$2,394$200
$250$2,840$237
50-Year-Old$1,000$1,740$145
$500$2,104$175
$250$2,488$207
60-Year-Old$1,000$1,634$136
$500$1,976$165
$250$2,334$195

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Hyundai Palisade. Updated June 26, 2025

The age group with the highest rates that are not included in the chart above is teenagers. Insuring a teen driver is always expensive, especially on a newer vehicle with full coverage insurance. For a Palisade, a 16-year-old male driver would cost around $8,467 a year, depending on location. Females are generally slightly less expensive, at an average of $7,913 per year for a 16-year-old.

Is a Hyundai Palisade cheap to insure?

The Hyundai Palisade ranks 23rd out of 34 total vehicles in the 2024 midsize SUV class. The Palisade costs an estimated $2,394 per year for insurance, while the category average is $2,314 per year, a difference of $80 per year.

When compared to all vehicles, not just the midsize SUV class, the Palisade would be about $173 less per year on average. The all-vehicle national average rate is right around $2,221.

When compared directly to a few of the best-selling models in the midsize SUV category, car insurance for a Hyundai Palisade costs $198 less per year than the Tesla Model Y, $208 more per year than the Chevrolet Traverse, and $270 more per year than the Ford Explorer.

The chart below shows how auto insurance cost for a Hyundai Palisade compares to the top 10 best-selling midsize SUVs in the U.S. Following the chart, a rate table is included that shows insurance cost rankings for all 34 vehicles in the midsize SUV segment.

Average 2024 Hyundai Palisade car insurance premium compared to other midsize SUV models.
Figure 2: Average 2024 Hyundai Palisade car insurance premium compared to other midsize SUV models. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Hyundai Palisade. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Hyundai Palisade trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Hyundai Palisade Insurance Cost Compared to All Midsize SUVs
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$528
2Nissan Murano$1,968-$426
3Subaru Outback$1,994-$400
4Buick Envista$2,004-$390
5Subaru Ascent$2,038-$356
6Volkswagen Atlas$2,078-$316
7Volkswagen Atlas Cross Sport$2,086-$308
8Ford Explorer$2,124-$270
9Toyota Highlander$2,132-$262
10Toyota Venza$2,136-$258
11Chevrolet Traverse$2,186-$208
12Mitsubishi Outlander Sport$2,198-$196
13Mitsubishi Outlander PHEV$2,210-$184
14Ford Edge$2,214-$180
15Kia Sorento$2,222-$172
16GMC Acadia$2,262-$132
17Buick Enclave$2,266-$128
18Honda Pilot$2,280-$114
19Mazda CX-9$2,286-$108
20Jeep Grand Cherokee$2,342-$52
21Hyundai Santa Fe$2,382-$12
22Nissan Pathfinder$2,384-$10
23Hyundai Palisade$2,394--
24Chevrolet Blazer$2,416$22
25Kia Telluride$2,444$50
26Toyota 4Runner$2,510$116
27Mazda CX-90$2,522$128
28Toyota Grand Highlander$2,552$158
29Kia EV9$2,568$174
30Tesla Model Y$2,592$198
31Ford Bronco$2,600$206
32Jeep Wrangler$2,676$282
33Dodge Durango$2,872$478
34Rivian R1S$2,882$488

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

Insurance cost by trim level

The cheapest trim level of Hyundai Palisade to insure is the SE at an estimated $2,204 per year, or about $184 per month. The next cheapest trim is the SEL at $2,282 per year. The highest cost models of Hyundai Palisade to insure are the Calligraphy Night at $2,546 and the Calligraphy at $2,496 per year. Those two models will cost an extra $342 and $292 per year, respectively, over the least expensive SE model.

The table below shows average yearly and semi-annual Hyundai Palisade car insurance rates, including a monthly budget amount, for each trim level for the 2024 model year.

2024 Hyundai Palisade Insurance Rates by Trim Level
2024 Hyundai Palisade Trim Level Annual Premium Cost Per Month
SE$2,204$184
SEL$2,282$190
XRT$2,364$197
Limited$2,468$206
Calligraphy$2,496$208
Calligraphy Night$2,546$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Hyundai Palisade ranging from the SE model at $2,204 per year to the Calligraphy Night model at $2,546
Insurance cost by trim level for a 2024 Hyundai Palisade ranging from the SE model at $2,204 per year to the Calligraphy Night model at $2,546

Average insurance rates by location

The cost to insure a Hyundai Palisade can range from cheaper rates like $1,862 or less per year in cheaper locations up to as much as $3,888 or more in the most expensive areas in the U.S. Rates in some larger cities include Wichita, KS, at an estimated $2,610 per year, Indianapolis, IN, at $2,184, Milwaukee, WI, averaging $2,486, and Phoenix, AZ, at $2,704.

The following chart details the average Palisade insurance cost in the larger urban areas in America.

Average car insurance rates for a 2024 Hyundai Palisade in larger U.S. cities.
Figure 3: Average car insurance rates for a 2024 Hyundai Palisade in larger U.S. cities. Rates updated on June 27, 2025.

Data Methodology: Average car insurance rates for a 2024 Hyundai Palisade assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Hyundai Palisade Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$3,888$324
Philadelphia, PA$3,538$295
Las Vegas, NV$3,528$294
Los Angeles, CA$3,522$294
San Francisco, CA$3,148$262
Kansas City, MO$2,884$240
Oklahoma City, OK$2,884$240
Denver, CO$2,842$237
Memphis, TN$2,842$237
Atlanta, GA$2,816$235
San Jose, CA$2,756$230
Phoenix, AZ$2,704$225
Portland, OR$2,678$223
San Diego, CA$2,670$223
Boston, MA$2,662$222
Chicago, IL$2,604$217
Dallas, TX$2,578$215
Houston, TX$2,566$214
Seattle, WA$2,562$214
Jacksonville, FL$2,512$209
Nashville, TN$2,492$208
Milwaukee, WI$2,486$207
Albuquerque, NM$2,450$204
San Antonio, TX$2,400$200
Omaha, NE$2,354$196
Fort Worth, TX$2,344$195
Austin, TX$2,326$194
Indianapolis, IN$2,184$182
Columbus, OH$2,072$173
Charlotte, NC$2,008$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 Hyundai Palisade and all Zip Codes in each city. Updated June 27, 2025

When comparing Hyundai Palisade insurance rates on a state level, states like Iowa ($1,940), North Carolina ($1,862), and Idaho ($2,020) have lower insurance rates, while states like Florida ($2,816), Michigan ($2,924), and New York ($2,812) have more expensive insurance rates on a Hyundai Palisade.

The table below shows estimated annual, 6-month, and monthly insurance costs on a Palisade in all fifty U.S. states.

2024 Hyundai Palisade Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$2,354$196
Alaska$2,100$175
Arizona$2,382$199
Arkansas$2,614$218
California$2,904$242
Colorado$2,662$222
Connecticut$2,732$228
Delaware$2,776$231
Florida$2,816$235
Georgia$2,568$214
Hawaii$1,964$164
Idaho$2,020$168
Illinois$2,310$193
Indiana$2,080$173
Iowa$1,940$162
Kansas$2,504$209
Kentucky$2,658$222
Louisiana$2,720$227
Maine$1,820$152
Maryland$2,404$200
Massachusetts$2,690$224
Michigan$2,924$244
Minnesota$2,278$190
Mississippi$2,486$207
Missouri$2,758$230
Montana$2,382$199
Nebraska$2,238$187
Nevada$2,878$240
New Hampshire$1,942$162
New Jersey$2,906$242
New Mexico$2,214$185
New York$2,812$234
North Carolina$1,862$155
North Dakota$2,224$185
Ohio$1,992$166
Oklahoma$2,712$226
Oregon$2,410$201
Pennsylvania$2,460$205
Rhode Island$2,956$246
South Carolina$2,244$187
South Dakota$2,580$215
Tennessee$2,444$204
Texas$2,404$200
Utah$2,308$192
Vermont$2,044$170
Virginia$1,932$161
Washington$2,358$197
West Virginia$2,338$195
Wisconsin$2,024$169
Wyoming$2,332$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025

Average annual premium and cost per month to insure a 2024 Hyundai Palisade in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 Hyundai Palisade in all 50 U.S. States

Additional Insurance Rates and Information

It’s difficult to show rates for all possible scenarios when buying car insurance, so here are some other situations that can help earn policy discounts or avoid paying high rates.

  • Find cheaper rates by qualifying for discounts. Discounts may be available if the insured drivers sign their policy early, work in certain occupations, are claim-free, are accident-free, or many other discounts which could save the average driver as much as $408 per year on the cost of insuring a Hyundai Palisade.
  • Obey driving laws to save money. If you want to pay the most affordable Palisade insurance rates, it pays off to be a safe driver. Just a few minor traffic citations could end up increasing the price of a policy by as much as $632 per year.
  • Rated driver gender affects the rate you pay. For a 2024 Hyundai Palisade, a 20-year-old male driver will pay an estimated rate of $4,872 per year, while a 20-year-old female driver will get a rate of $3,454, a difference of $1,418 per year in favor of the women by a long shot. But by age 50, the rate for men is $2,104 and the cost for a female driver is $2,058, a difference of only $46.
  • As you get older, car insurance rates go down. The difference in insurance cost on a Palisade between a 50-year-old driver ($2,104 per year) and a 20-year-old driver ($4,872 per year) is $2,768, or a savings of 79.4%. After about age 65, rates do start to creep back up, however.
  • Great credit can mean great car insurance rates. In states that allow credit history to be used as a factor in determining insurance rates, having an over-800 credit score may see savings of $376 per year when compared to a credit score ranging from 670-739. Conversely, a subpar credit score could cost around $436 more per year.