- Kia Telluride insurance costs an average of $2,444 per year, or about $204 per month for a policy with full coverage.
- The Telluride is one of the more expensive midsize SUVs to insure, costing $130 more per year when compared to the competition.
- The cheapest Telluride to insure is the LX trim level at an estimated $2,222 per year. The most expensive is the SX Prestige X-Pro at $2,564 annually.
- Kia Telluride insurance rates in a few larger cities include $2,630 in Dallas, TX, $2,602 in Minneapolis, MN, and $3,026 in Baltimore, MD.
How much does Kia Telluride insurance cost?
Kia Telluride insurance averages around $2,444 a year, or around $204 monthly. On average, expect to pay about $130 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $223 more per year than the all-vehicle national average of $2,221.
The following chart illustrates how average 2024 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.
From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above prices range from an average rate for a 20-year-old driver of $4,938 to the average rate for a 60-year-old driver of $2,020.
Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $8,642 while a 16-year-old female would pay about $8,072.
How does Telluride insurance compare?
When compared to other midsize SUVs, car insurance for a Kia Telluride costs $102 more per year than the Jeep Grand Cherokee, $66 less per year than the Toyota 4Runner, $450 more per year than the Subaru Outback, and $62 more per year than the Hyundai Santa Fe.
The Kia Telluride ranks 25th out of 34 total comparison vehicles in the 2024 midsize SUV category. The Telluride costs an estimated $2,444 per year for full coverage insurance, while the segment average is $2,314 per year, a difference of $130 per year.
The chart below shows how well average 2024 Kia Telluride insurance rates compare against the top-selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 34 vehicle midsize SUV segment against the Telluride.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,866 | -$578 |
| 2 | Nissan Murano | $1,968 | -$476 |
| 3 | Subaru Outback | $1,994 | -$450 |
| 4 | Buick Envista | $2,004 | -$440 |
| 5 | Subaru Ascent | $2,038 | -$406 |
| 6 | Volkswagen Atlas | $2,078 | -$366 |
| 7 | Volkswagen Atlas Cross Sport | $2,086 | -$358 |
| 8 | Ford Explorer | $2,124 | -$320 |
| 9 | Toyota Highlander | $2,132 | -$312 |
| 10 | Toyota Venza | $2,136 | -$308 |
| 11 | Chevrolet Traverse | $2,186 | -$258 |
| 12 | Mitsubishi Outlander Sport | $2,198 | -$246 |
| 13 | Mitsubishi Outlander PHEV | $2,210 | -$234 |
| 14 | Ford Edge | $2,214 | -$230 |
| 15 | Kia Sorento | $2,222 | -$222 |
| 16 | GMC Acadia | $2,262 | -$182 |
| 17 | Buick Enclave | $2,266 | -$178 |
| 18 | Honda Pilot | $2,280 | -$164 |
| 19 | Mazda CX-9 | $2,286 | -$158 |
| 20 | Jeep Grand Cherokee | $2,342 | -$102 |
| 21 | Hyundai Santa Fe | $2,382 | -$62 |
| 22 | Nissan Pathfinder | $2,384 | -$60 |
| 23 | Hyundai Palisade | $2,394 | -$50 |
| 24 | Chevrolet Blazer | $2,416 | -$28 |
| 25 | Kia Telluride | $2,444 | -- |
| 26 | Toyota 4Runner | $2,510 | $66 |
| 27 | Mazda CX-90 | $2,522 | $78 |
| 28 | Toyota Grand Highlander | $2,552 | $108 |
| 29 | Kia EV9 | $2,568 | $124 |
| 30 | Tesla Model Y | $2,592 | $148 |
| 31 | Ford Bronco | $2,600 | $156 |
| 32 | Jeep Wrangler | $2,676 | $232 |
| 33 | Dodge Durango | $2,872 | $428 |
| 34 | Rivian R1S | $2,882 | $438 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
What is the cheapest Kia Telluride insurance?
The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,990) costing $2,222 per year and the S trim (MSRP of $37,890) costing an average of $2,278.
The $53,185 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $342 more per year than the cheapest LX model.
The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.
| 2024 Kia Telluride Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LX | $2,222 | $185 |
| S | $2,278 | $190 |
| EX | $2,368 | $197 |
| EX X-Line | $2,450 | $204 |
| SX | $2,450 | $204 |
| SX X-Line | $2,504 | $209 |
| SX X-Pro | $2,524 | $210 |
| SX Prestige | $2,528 | $211 |
| SX Prestige X-Line | $2,550 | $213 |
| SX Prestige X-Pro | $2,564 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
Average insurance rates by location
Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,902 per year up to $3,592 or more.
The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $2,530 per year, Milwaukee, WI, at an estimated $2,536, Denver, CO, at $2,902, and Phoenix, AZ, costing $2,760.
The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.
When comparing Kia Telluride insurance rates at a state level, states like Idaho ($2,060) and Maine ($1,858) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,776), Michigan ($2,984), and Florida ($2,876) have more expensive insurance rates.
Average insurance rates for a 2024 Kia Telluride in all fifty states are shown below.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $2,402 | $200 |
| Alaska | $2,140 | $178 |
| Arizona | $2,430 | $203 |
| Arkansas | $2,670 | $223 |
| California | $2,960 | $247 |
| Colorado | $2,712 | $226 |
| Connecticut | $2,790 | $233 |
| Delaware | $2,834 | $236 |
| Florida | $2,876 | $240 |
| Georgia | $2,622 | $219 |
| Hawaii | $2,002 | $167 |
| Idaho | $2,060 | $172 |
| Illinois | $2,358 | $197 |
| Indiana | $2,124 | $177 |
| Iowa | $1,978 | $165 |
| Kansas | $2,556 | $213 |
| Kentucky | $2,712 | $226 |
| Louisiana | $2,776 | $231 |
| Maine | $1,858 | $155 |
| Maryland | $2,452 | $204 |
| Massachusetts | $2,744 | $229 |
| Michigan | $2,984 | $249 |
| Minnesota | $2,324 | $194 |
| Mississippi | $2,540 | $212 |
| Missouri | $2,816 | $235 |
| Montana | $2,432 | $203 |
| Nebraska | $2,284 | $190 |
| Nevada | $2,938 | $245 |
| New Hampshire | $1,982 | $165 |
| New Jersey | $2,968 | $247 |
| New Mexico | $2,260 | $188 |
| New York | $2,870 | $239 |
| North Carolina | $1,902 | $159 |
| North Dakota | $2,270 | $189 |
| Ohio | $2,032 | $169 |
| Oklahoma | $2,768 | $231 |
| Oregon | $2,462 | $205 |
| Pennsylvania | $2,510 | $209 |
| Rhode Island | $3,018 | $252 |
| South Carolina | $2,290 | $191 |
| South Dakota | $2,632 | $219 |
| Tennessee | $2,492 | $208 |
| Texas | $2,452 | $204 |
| Utah | $2,356 | $196 |
| Vermont | $2,088 | $174 |
| Virginia | $1,976 | $165 |
| Washington | $2,406 | $201 |
| West Virginia | $2,386 | $199 |
| Wisconsin | $2,066 | $172 |
| Wyoming | $2,382 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
