- Drivers can expect to pay $2,280 per year, $1,140 for a 6-month policy, or $190 per month for full coverage insurance on a Mitsubishi Outlander, depending on the trim level.
- The Outlander ranks 33rd out of 47 vehicles in the small SUV class for insurance affordability.
- With an insurance cost range of $226, the cheapest Outlander to insure is the ES 2WD at around $2,152 per year, and the most expensive trim being the SEL Premium AWD at $2,378 annually.
- Mitsubishi Outlander car insurance rates in a few larger cities include $2,234 in Fort Worth, TX, $3,354 in Los Angeles, CA, and $3,366 in Philadelphia, PA.
How much does Mitsubishi Outlander insurance cost?
Mitsubishi Outlander car insurance costs on average $2,280 yearly, or about $190 if paid each month. Plan on paying about $126 more per year to insure a Mitsubishi Outlander compared to the average rate for small SUVs, and $59 more per year than the $2,221 all-vehicle national average.
The following chart shows how Mitsubishi Outlander car insurance rates change based on the age of the rated driver and insurance policy deductibles. The annual policy rates shown vary from a low of $1,586 per year for a 60-year-old driver with a deductible of $1,000, to the highest price of $5,392 per year for a driver age 20 with $250 deductibles.
As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, insurance rates range from an average rate for a 60-year-old driver of $1,890 up to the average rate for a 20-year-old driver of $4,606 per year.
Expect to pay much higher auto insurance rates for teenagers on an Outlander. For example, a 16-year-old male driver with a clean driving record would pay around $8,102 while a 16-year-old female would pay about $7,566. By age 18, rates drop to around $7,100 for males and $6,532 for female drivers.
The following table shows average Mitsubishi Outlander insurance rates for the 2013 to 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mitsubishi Outlander | $2,280 | $190 |
| 2023 Mitsubishi Outlander | $2,352 | $196 |
| 2022 Mitsubishi Outlander | $2,300 | $192 |
| 2021 Mitsubishi Outlander | $2,350 | $196 |
| 2020 Mitsubishi Outlander | $2,280 | $190 |
| 2019 Mitsubishi Outlander | $2,002 | $167 |
| 2018 Mitsubishi Outlander | $1,880 | $157 |
| 2017 Mitsubishi Outlander | $1,794 | $150 |
| 2016 Mitsubishi Outlander | $1,634 | $136 |
| 2015 Mitsubishi Outlander | $1,558 | $130 |
| 2014 Mitsubishi Outlander | $1,512 | $126 |
| 2013 Mitsubishi Outlander | $1,498 | $125 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Outlander trim levels for each model year. Updated June 27, 2025
Outlander insurance cost vs. the competition
The Mitsubishi Outlander ranks 33rd out of 47 total vehicles in the small SUV category. The Outlander costs an average of $2,280 per year for insurance and the class average cost is $2,154 per year, a difference of $126 per year.
When compared to the top-selling other small SUVs, insurance for a Mitsubishi Outlander costs $118 more per year than the Toyota RAV4, $284 more than the Honda CR-V, $122 more than the Chevrolet Equinox, and $174 more than the Nissan Rogue.
The chart below shows how average Outlander insurance rates compare to the top 10 selling small SUVs in the U.S. Also included is a rate table ranking the entire 47 vehicle 2024 model year small SUV segment for insurance affordability.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,730 | -$550 |
| 2 | Chevrolet Trailblazer | $1,760 | -$520 |
| 3 | Kia Soul | $1,826 | -$454 |
| 4 | Nissan Kicks | $1,844 | -$436 |
| 5 | Buick Envision | $1,878 | -$402 |
| 6 | Toyota Corolla Cross | $1,888 | -$392 |
| 7 | Hyundai Venue | $1,902 | -$378 |
| 8 | Mazda CX-5 | $1,910 | -$370 |
| 9 | Ford Bronco Sport | $1,918 | -$362 |
| 10 | Volkswagen Tiguan | $1,938 | -$342 |
| 11 | Buick Encore | $1,988 | -$292 |
| 12 | Honda CR-V | $1,996 | -$284 |
| 13 | Volkswagen Taos | $2,008 | -$272 |
| 14 | Kia Niro | $2,014 | -$266 |
| 15 | Honda HR-V | $2,040 | -$240 |
| 16 | Subaru Forester | $2,084 | -$196 |
| 17 | Kia Seltos | $2,094 | -$186 |
| 18 | GMC Terrain | $2,096 | -$184 |
| 19 | Nissan Rogue | $2,106 | -$174 |
| 20 | Hyundai Kona | $2,110 | -$170 |
| 21 | Mazda CX-30 | $2,114 | -$166 |
| 22 | Volkswagen ID4 | $2,124 | -$156 |
| 23 | Ford Escape | $2,138 | -$142 |
| 24 | Chevrolet Equinox | $2,158 | -$122 |
| 25 | Toyota RAV4 | $2,162 | -$118 |
| 26 | Mazda MX-30 | $2,172 | -$108 |
| 27 | Hyundai Tucson | $2,176 | -$104 |
| 28 | Chevrolet Trax | $2,210 | -$70 |
| 29 | Mini Cooper Clubman | $2,220 | -$60 |
| 30 | Mini Cooper | $2,226 | -$54 |
| 31 | Mitsubishi Eclipse Cross | $2,246 | -$34 |
| 32 | Jeep Renegade | $2,252 | -$28 |
| 33 | Mitsubishi Outlander | $2,280 | -- |
| 34 | Kia Sportage | $2,294 | $14 |
| 35 | Hyundai Ioniq 5 | $2,302 | $22 |
| 36 | Nissan Ariya | $2,304 | $24 |
| 37 | Fiat 500X | $2,310 | $30 |
| 38 | Mini Cooper Countryman | $2,318 | $38 |
| 39 | Subaru Solterra | $2,320 | $40 |
| 40 | Mazda CX-50 | $2,326 | $46 |
| 41 | Toyota bz4X | $2,330 | $50 |
| 42 | Mitsubishi Mirage | $2,342 | $62 |
| 43 | Kia EV6 | $2,416 | $136 |
| 44 | Dodge Hornet | $2,492 | $212 |
| 45 | Jeep Compass | $2,536 | $256 |
| 46 | Hyundai Nexo | $2,584 | $304 |
| 47 | Ford Mustang Mach-E | $2,742 | $462 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
Which Mitsubishi Outlander is the cheapest to insure?
The cheapest model of Mitsubishi Outlander to insure is the ES 2WD at around $2,152 per year. The next cheapest model is the ES AWD at $2,214 per year, and the third cheapest trim level to insure is the SE 2WD at $2,248 per year.
The least budget-friendly trim levels of Mitsubishi Outlander to insure are the SEL Premium AWD at $2,378 and the SEL Premium Package at $2,338 per year. Those two trim levels will cost an extra $226 and $186 per year, respectively, over the cheapest ES 2WD model.
The next table displays average Outlander car insurance rates for annual and semi-annual policy terms, plus a monthly amount for budgeting.
| 2024 Mitsubishi Outlander Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| ES 2WD | $2,152 | $179 |
| ES AWD | $2,214 | $185 |
| SE 2WD | $2,248 | $187 |
| Black Edition 2WD | $2,282 | $190 |
| SE AWD | $2,296 | $191 |
| Black Edition AWD | $2,328 | $194 |
| SEL Premium Package | $2,338 | $195 |
| SEL Premium AWD | $2,378 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
Average Outlander insurance rates by location
Depending on where you live, the cost of insurance for a Mitsubishi Outlander can range widely, from cheaper premiums like $1,972 a year in Columbus, OH, or $1,914 in Charlotte, NC, to higher rates like $3,014 a year in Miami, FL, and $3,514 in New Orleans, LA.
The insurance cost for an Outlander in some other cities include Dallas, TX, at an estimated $2,454 per year, Tulsa, OK, at $2,760, Milwaukee, WI, costing $2,366, and San Francisco, CA, at $2,996.
The chart below shows typical Mitsubishi Outlander insurance policy premiums for the thirty largest urban areas in America.
If we look at Mitsubishi Outlander insurance cost by state, Virginia ($1,842), Maine ($1,734), and Iowa ($1,848) have cheaper insurance costs, while states like Michigan ($2,784), Louisiana ($2,588), and Florida ($2,686) tend to be higher.
The next table breaks down average insurance rates for a 2024 Mitsubishi Outlander for all fifty states in the U.S.
| U.S. State | Annual Premium | Cost Per Month |
|---|---|---|
| Alabama | $2,242 | $187 |
| Alaska | $1,998 | $167 |
| Arizona | $2,268 | $189 |
| Arkansas | $2,490 | $208 |
| California | $2,764 | $230 |
| Colorado | $2,532 | $211 |
| Connecticut | $2,604 | $217 |
| Delaware | $2,644 | $220 |
| Florida | $2,686 | $224 |
| Georgia | $2,448 | $204 |
| Hawaii | $1,870 | $156 |
| Idaho | $1,924 | $160 |
| Illinois | $2,200 | $183 |
| Indiana | $1,982 | $165 |
| Iowa | $1,848 | $154 |
| Kansas | $2,384 | $199 |
| Kentucky | $2,530 | $211 |
| Louisiana | $2,588 | $216 |
| Maine | $1,734 | $145 |
| Maryland | $2,290 | $191 |
| Massachusetts | $2,562 | $214 |
| Michigan | $2,784 | $232 |
| Minnesota | $2,168 | $181 |
| Mississippi | $2,370 | $198 |
| Missouri | $2,626 | $219 |
| Montana | $2,268 | $189 |
| Nebraska | $2,130 | $178 |
| Nevada | $2,742 | $229 |
| New Hampshire | $1,848 | $154 |
| New Jersey | $2,768 | $231 |
| New Mexico | $2,110 | $176 |
| New York | $2,678 | $223 |
| North Carolina | $1,774 | $148 |
| North Dakota | $2,118 | $177 |
| Ohio | $1,898 | $158 |
| Oklahoma | $2,584 | $215 |
| Oregon | $2,298 | $192 |
| Pennsylvania | $2,342 | $195 |
| Rhode Island | $2,816 | $235 |
| South Carolina | $2,136 | $178 |
| South Dakota | $2,456 | $205 |
| Tennessee | $2,326 | $194 |
| Texas | $2,288 | $191 |
| Utah | $2,200 | $183 |
| Vermont | $1,948 | $162 |
| Virginia | $1,842 | $154 |
| Washington | $2,246 | $187 |
| West Virginia | $2,226 | $186 |
| Wisconsin | $1,928 | $161 |
| Wyoming | $2,222 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
Additional Rate and Policy Information
With car insurance rates, it’s difficult to present every possible price because there are just so many variables. The list below has some additional rates for different situations like getting traffic tickets or having accidents, plus some tips on how you might save some money.
- Auto insurance is cheaper with higher deductibles. Bumping up your deductibles from $500 to $1,000 could save around $376 per year for a 40-year-old driver and $740 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Lowering your policy deductibles from $500 to $250 could cost an additional $394 per year for a 40-year-old driver and $786 per year for a 20-year-old driver.
- Be a careful driver and save. Multiple at-fault accidents raise rates, possibly by an extra $3,270 per year for a 20-year-old driver and as much as $548 per year for a 60-year-old driver.
- Obey driving laws to save money. If you want the most affordable price on Outlander insurance rates, it can pay off to be a safe driver. In fact, just a few minor infractions have the ramification of increasing the cost of a policy as much as $606 per year. Major misdemeanor violations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $2,126 or more.
- Getting older means more affordable car insurance rates. The difference in insurance cost on an Outlander between a 50-year-old driver ($2,016 per year) and a 30-year-old driver ($2,436 per year) is $420, or a savings of 18.9%.
- Earn a discount from your choice of occupation. Just about all car insurance providers offer policy discounts for occupations like accountants, architects, members of the military, police officers and law enforcement, scientists, farmers, and other occupations. If you can qualify for this discount, you may save between $68 and $228 on your yearly Outlander insurance premium, subject to policy limits.
- Policy discounts save money. Discounts may be available if the policyholders are good students, insure multiple vehicles on the same policy, insure their home and car with the same company, drive low annual mileage, or other policy discounts which could save the average driver as much as $384 per year on the cost of insuring an Outlander.
- Bring up your credit score and save. In states that allow a driver’s personal credit information to be used for pricing purposes, having a high credit rating of over 800 can possibly save as much as $358 per year when compared to a slightly lower credit score between 670-739. Conversely, a poor credit score could cost up to $415 more per year.