- Average car insurance cost in Aurora is $1,584 per year, or around $132 per month, for a full-coverage policy.
- Small SUV models like the Chevrolet Trailblazer, Ford Bronco Sport, Toyota Corolla Cross, and Nissan Kicks have the best chance of having cheap car insurance in Aurora.
- Some of the models with the most affordable insurance rates in their segment include the Toyota GR Corolla, Honda Passport, Chevrolet Colorado, and Acura RDX.
What is average car insurance cost in Aurora?
The average cost to insure a vehicle in Aurora is $1,584 per year, which is approximately $132 per month. Aurora car insurance costs 17.2% less than the U.S. overall average rate of $1,883.
In the state of Illinois, average car insurance cost is $1,694 per year, so the average cost in Aurora is $110 less per year. The cost of auto insurance in Aurora compared to other Illinois cities is $32 per year less than in Rockford, $76 per year less than in Joliet, and $398 per year less than in Chicago.
The age of the rated driver is probably the number one factor that determines the price you pay for car insurance. The list below illustrates this by showing the difference in average car insurance rates depending on driver age.
Average cost of car insurance in Aurora, Illinois, by driver age
- 16-year-old driver – $5,643 per year or $470 per month
- 17-year-old driver – $5,468 per year or $456 per month
- 18-year-old driver – $4,899 per year or $408 per month
- 19-year-old driver – $4,464 per year or $372 per month
- 20-year-old driver – $3,190 per year or $266 per month
- 30-year-old driver – $1,688 per year or $141 per month
- 40-year-old driver – $1,584 per year or $132 per month
- 50-year-old driver – $1,406 per year or $117 per month
- 60-year-old driver – $1,316 per year or $110 per month
The chart below goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible amounts. Showing these different rates can help you understand how the cost of a car insurance policy increases with lower deductibles, and decreases with high deductibles.
In the chart above, the cost of auto insurance in Aurora ranges from $1,112 per year for a 60-year-old driver with a policy with high deductibles to $3,708 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the chart above ranges from $93 to $309 per month.
Auto insurance rates are not the same for everyone and can change frequently. Since there is so much rate volatility, this increases the need for accurate car insurance quotes when looking for more affordable coverage.
Popular vehicles in Aurora tend to be compact or midsize cars like the Volkswagen Jetta, Nissan Sentra, and Kia K5 and compact or midsize SUVs like the Nissan Rogue and Jeep Grand Cherokee.
Additional popular vehicles from other vehicle segments include luxury models like the Acura ILX, Lexus RX 350, and Infiniti QX60 and sports cars like the Porsche 911, Ford Mustang, and Chevy Corvette.
We will get into rates in much more detail later on in this article, but before we get into those numbers, let’s review in a nutshell some of the general concepts that were covered up to this point.
- Teen female drivers pay less than teen males – Teen females (age 16 to 19) pay $691 to $371 less annually than male drivers of the same age.
- Average car insurance cost per month ranges from $110 to $470 – That’s the average auto insurance price range for drivers age 16 to 60 in Aurora, Illinois.
- Aurora car insurance prices are cheaper than the Illinois state average – $1,584 (Aurora average) versus $1,694 (Illinois average)
- Aurora, IL, car insurance cost is less than the U.S. average – $1,584 (Aurora average) versus $1,883 (U.S. average)
- Insuring a teenager can cost a lot – Average cost ranges from $3,773 to $5,643 per year for teen driver car insurance in Aurora.
- Insurance rates drop significantly from age 20 to 30 – The average 30-year-old Aurora, IL, driver will pay $1,502 less annually than a 20-year-old driver, $1,688 compared to $3,190.
What are the cheapest vehicles to insure in Aurora?
The models with the best car insurance quotes in Aurora, IL, tend to be small SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Buick Envision, and Toyota Corolla Cross. Average car insurance rates for those small SUVs cost $1,286 or less per year for full coverage car insurance.
Additional vehicles that have low-cost auto insurance prices in our car insurance cost comparison are the Buick Envista, Honda CR-V, Volkswagen Taos, and Acura RDX. The average insurance cost is marginally higher for those models than the crossovers and compact SUVs that rank at the top, but they still have average rates of $1,358 or less per year, or about $113 per month in Aurora.
The next table breaks down the 40 cheapest vehicles to insure in Aurora, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,168 | $97 |
| 2 | Chevrolet Trailblazer | $1,192 | $99 |
| 3 | Kia Soul | $1,236 | $103 |
| 4 | Nissan Kicks | $1,246 | $104 |
| 5 | Honda Passport | $1,262 | $105 |
| 6 | Buick Envision | $1,270 | $106 |
| 7 | Toyota Corolla Cross | $1,276 | $106 |
| 8 | Hyundai Venue | $1,286 | $107 |
| 9 | Mazda CX-5 | $1,290 | $108 |
| 10 | Ford Bronco Sport | $1,298 | $108 |
| 11 | Volkswagen Tiguan | $1,310 | $109 |
| 12 | Acura RDX | $1,322 | $110 |
| 13 | Nissan Murano | $1,332 | $111 |
| 14 | Buick Encore | $1,346 | $112 |
| 15 | Subaru Outback | $1,348 | $112 |
| 16 | Honda CR-V | $1,350 | $113 |
| 17 | Buick Envista | $1,356 | $113 |
| 18 | Chevrolet Colorado | $1,356 | $113 |
| 19 | Kia Niro | $1,358 | $113 |
| 20 | Volkswagen Taos | $1,358 | $113 |
| 21 | Toyota GR Corolla | $1,376 | $115 |
| 22 | Honda HR-V | $1,380 | $115 |
| 23 | Subaru Ascent | $1,380 | $115 |
| 24 | Nissan Leaf | $1,388 | $116 |
| 25 | Honda Civic | $1,402 | $117 |
| 26 | Lexus NX 250 | $1,402 | $117 |
| 27 | Volkswagen Atlas | $1,404 | $117 |
| 28 | Acura Integra | $1,408 | $117 |
| 29 | Volkswagen Atlas Cross Sport | $1,410 | $118 |
| 30 | Subaru Forester | $1,412 | $118 |
| 31 | Kia Seltos | $1,416 | $118 |
| 32 | GMC Terrain | $1,418 | $118 |
| 33 | Nissan Rogue | $1,424 | $119 |
| 34 | Hyundai Kona | $1,426 | $119 |
| 35 | Mazda CX-30 | $1,428 | $119 |
| 36 | Cadillac XT4 | $1,430 | $119 |
| 37 | Volkswagen ID4 | $1,436 | $120 |
| 38 | Ford Explorer | $1,438 | $120 |
| 39 | Toyota Highlander | $1,442 | $120 |
| 40 | Ford Escape | $1,446 | $121 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 23, 2024
A table of 40 vehicle models with cheap Aurora car insurance doesn’t do a great job of providing the full picture of the cost of car insurance in Aurora. Considering the fact that we rate over 700 vehicles, there are a lot of rates not being shown.
Let’s rethink this, dig deeper, and list the models with the cheapest rates in Aurora in a more sensible format, by vehicle segment. The next sections list the top 20 vehicles with the lowest cost auto insurance rates for the most popular automotive segments.
Cheapest cars to insure in Aurora
The four highest ranking sedans and hatchbacks with the most affordable auto insurance in Aurora are the Toyota GR Corolla at $1,376 per year, Nissan Leaf at $1,388 per year, Honda Civic at $1,402 per year, and Nissan Sentra at $1,450 per year.
Other models that rank well in our comparison are the Honda Accord, Kia K5, Toyota Prius, and Chevrolet Malibu, with average cost of $1,534 per year or less.
As a cost per month, full-coverage car insurance in Aurora on this segment for a safe driver can cost as low as $115 per month, depending on the company and your location.
If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Aurora is the Toyota GR Corolla at $1,376 per year, or $115 per month. For midsize cars, the Hyundai Ioniq 6 has the best rates at $1,454 per year, or $121 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $1,504 per year, or $125 per month.
The rate comparison table below ranks the twenty cars with the lowest-cost car insurance in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,376 | $115 |
| Nissan Leaf | Compact | $1,388 | $116 |
| Honda Civic | Compact | $1,402 | $117 |
| Nissan Sentra | Compact | $1,450 | $121 |
| Hyundai Ioniq 6 | Midsize | $1,454 | $121 |
| Subaru Impreza | Compact | $1,456 | $121 |
| Toyota Prius | Compact | $1,480 | $123 |
| Kia K5 | Midsize | $1,526 | $127 |
| Honda Accord | Midsize | $1,530 | $128 |
| Chevrolet Malibu | Midsize | $1,534 | $128 |
| Kia Forte | Compact | $1,544 | $129 |
| Toyota Corolla | Compact | $1,546 | $129 |
| Volkswagen Arteon | Midsize | $1,556 | $130 |
| Nissan Versa | Compact | $1,562 | $130 |
| Subaru Legacy | Midsize | $1,564 | $130 |
| Mitsubishi Mirage G4 | Compact | $1,600 | $133 |
| Volkswagen Jetta | Compact | $1,602 | $134 |
| Toyota Crown | Midsize | $1,604 | $134 |
| Hyundai Sonata | Midsize | $1,606 | $134 |
| Mazda 3 | Compact | $1,640 | $137 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Aurora car insurance quotes from top car insurance companies in Illinois.
Cheapest SUV insurance rates in Aurora, Illinois
The three top-ranked SUVs with the cheapest insurance in Aurora are the Subaru Crosstrek at $1,168 per year, the Chevrolet Trailblazer at $1,192 per year, and the Kia Soul at $1,236 per year.
Not the cheapest to insure, but still ranked well, are models like the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,298 per year or less.
Ranking between positions 10 and 20, SUVs like the Kia Niro, Nissan Murano, Volkswagen Tiguan, Buick Envista, Honda HR-V, and Honda CR-V cost between $1,298 and $1,380 per year for insurance in Aurora.
On a monthly basis, auto insurance in Aurora on this segment can cost as low as $97 per month, depending on where you live and the company you use.
If prices are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Aurora is the Subaru Crosstrek at $1,168 per year. For midsize models, the Honda Passport is cheapest to insure at $1,262 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,488 per year.
The next table ranks the twenty SUVs with the lowest-cost car insurance in Aurora, starting with the Subaru Crosstrek at $1,168 per year and ending with the Honda HR-V at $1,380 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,168 | $97 |
| Chevrolet Trailblazer | Compact | $1,192 | $99 |
| Kia Soul | Compact | $1,236 | $103 |
| Nissan Kicks | Compact | $1,246 | $104 |
| Honda Passport | Midsize | $1,262 | $105 |
| Buick Envision | Compact | $1,270 | $106 |
| Toyota Corolla Cross | Compact | $1,276 | $106 |
| Hyundai Venue | Compact | $1,286 | $107 |
| Mazda CX-5 | Compact | $1,290 | $108 |
| Ford Bronco Sport | Compact | $1,298 | $108 |
| Volkswagen Tiguan | Compact | $1,310 | $109 |
| Nissan Murano | Midsize | $1,332 | $111 |
| Buick Encore | Compact | $1,346 | $112 |
| Subaru Outback | Midsize | $1,348 | $112 |
| Honda CR-V | Compact | $1,350 | $113 |
| Buick Envista | Midsize | $1,356 | $113 |
| Kia Niro | Compact | $1,358 | $113 |
| Volkswagen Taos | Compact | $1,358 | $113 |
| Honda HR-V | Compact | $1,380 | $115 |
| Subaru Ascent | Midsize | $1,380 | $115 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 22, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Aurora car insurance quotes from top companies in Illinois.
Cheapest luxury car insurance rates in Aurora
Ranking at the top for the lowest-cost Aurora auto insurance rates in the luxury car segment are the Acura Integra, BMW 330i, Acura TLX, Mercedes-Benz CLA250, and Lexus IS 300. Car insurance rates for these 2024 models average $1,640 or less per year, or around $137 per month.
Rounding out the top 10 are models like the Lexus ES 350, Cadillac CT4, Genesis G70, and Mercedes-Benz AMG CLA35, with average insurance cost of $1,666 per year or less.
On a monthly basis, full-coverage auto insurance in this segment for a middle-age safe driver starts at an average of $117 per month, depending on where you live.
The cheapest small luxury car to insure in Aurora is the Acura Integra at $1,408 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $1,630 per year. And for full-size models, the Audi A5 has the best rates at $1,876 per year.
The table below ranks the twenty luxury cars with the most affordable average insurance rates in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,408 | $117 |
| BMW 330i | Compact | $1,614 | $135 |
| Mercedes-Benz CLA250 | Midsize | $1,630 | $136 |
| Lexus IS 300 | Midsize | $1,634 | $136 |
| Acura TLX | Compact | $1,640 | $137 |
| Cadillac CT4 | Compact | $1,654 | $138 |
| Lexus ES 350 | Midsize | $1,654 | $138 |
| Genesis G70 | Compact | $1,658 | $138 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,662 | $139 |
| Lexus IS 350 | Compact | $1,666 | $139 |
| Lexus RC 300 | Midsize | $1,666 | $139 |
| Jaguar XF | Midsize | $1,676 | $140 |
| Cadillac CT5 | Midsize | $1,708 | $142 |
| Lexus ES 250 | Midsize | $1,714 | $143 |
| Lexus RC 350 | Compact | $1,718 | $143 |
| BMW 330e | Compact | $1,722 | $144 |
| BMW 228i | Compact | $1,724 | $144 |
| BMW 230i | Compact | $1,736 | $145 |
| Lexus ES 300h | Midsize | $1,740 | $145 |
| Audi S3 | Compact | $1,776 | $148 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 22, 2024
See our guide for luxury car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Illinois.
Cheapest luxury SUV insurance rates in Aurora, Illinois
The four most affordable luxury SUV models to insure in Aurora are the Acura RDX at $1,322 per year, Lexus NX 250 at $1,402 per year, Cadillac XT4 at $1,430 per year, and Jaguar E-Pace at $1,480 per year.
Also ranking well in our comparison are SUVs like the Mercedes-Benz GLB 250, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $1,526 per year or less.
In the bottom half of the top 20, models like the Infiniti QX60, Land Rover Evoque, Cadillac XT6, Acura MDX, and Infiniti QX50 average between $1,526 and $1,590 per year to insure.
Auto insurance in Aurora for this segment for a safe driver starts at an average of $110 per month, depending on the company.
When vehicle size is factored in, the lowest-cost compact luxury SUV to insure in Aurora is the Acura RDX at $1,322 per year, or $110 per month. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $1,480 per year, or $123 per month. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $1,776 per year, or $148 per month.
The rate comparison table below ranks the twenty SUVs with the lowest-cost insurance in Aurora, starting with the Acura RDX at $110 per month and ending with the Lexus NX 350 at $133 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,322 | $110 |
| Lexus NX 250 | Compact | $1,402 | $117 |
| Cadillac XT4 | Compact | $1,430 | $119 |
| Jaguar E-Pace | Midsize | $1,480 | $123 |
| Cadillac XT5 | Midsize | $1,494 | $125 |
| Lexus NX 350h | Compact | $1,494 | $125 |
| Lincoln Corsair | Compact | $1,514 | $126 |
| Mercedes-Benz GLB 250 | Compact | $1,516 | $126 |
| Lexus UX 250h | Compact | $1,520 | $127 |
| Lexus NX 450h | Compact | $1,526 | $127 |
| Infiniti QX50 | Midsize | $1,540 | $128 |
| Mercedes-Benz GLA250 | Compact | $1,540 | $128 |
| Cadillac XT6 | Midsize | $1,550 | $129 |
| Mercedes-Benz GLA35 AMG | Compact | $1,552 | $129 |
| Infiniti QX60 | Midsize | $1,556 | $130 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,562 | $130 |
| Acura MDX | Midsize | $1,582 | $132 |
| Land Rover Evoque | Compact | $1,582 | $132 |
| Lexus RX 350 | Midsize | $1,582 | $132 |
| Lexus NX 350 | Compact | $1,590 | $133 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guide for luxury SUV insurance.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Aurora car insurance quotes from top-rated companies in Illinois.
Cheapest pickup insurance rates in Aurora
The #1 ranking in Aurora for cheapest average insurance rates in the pickup segment is the Chevrolet Colorado, costing an average of $1,356 per year. Second place is the Nissan Titan costing $1,484 per year, and in third place is the Nissan Frontier, at an average of $1,498 per year.
Not the cheapest in the list, but still ranking well, are trucks like the Hyundai Santa Cruz, Honda Ridgeline, Toyota Tacoma, and GMC Sierra 2500 HD, with an average cost of $1,630 per year or less.
Full-coverage car insurance in this segment can cost as low as $113 per month, depending on where you live and the company you use.
The next table ranks the twenty pickups with the most affordable car insurance in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,356 | $113 |
| Nissan Titan | Full-size | $1,484 | $124 |
| Nissan Frontier | Midsize | $1,498 | $125 |
| Ford Ranger | Midsize | $1,514 | $126 |
| Ford Maverick | Midsize | $1,534 | $128 |
| Honda Ridgeline | Midsize | $1,572 | $131 |
| Hyundai Santa Cruz | Midsize | $1,598 | $133 |
| Toyota Tacoma | Midsize | $1,602 | $134 |
| GMC Sierra 2500 HD | Heavy Duty | $1,610 | $134 |
| GMC Canyon | Midsize | $1,630 | $136 |
| Jeep Gladiator | Midsize | $1,668 | $139 |
| GMC Sierra 3500 | Heavy Duty | $1,680 | $140 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,694 | $141 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,740 | $145 |
| GMC Sierra | Full-size | $1,750 | $146 |
| Chevrolet Silverado | Full-size | $1,752 | $146 |
| Nissan Titan XD | Heavy Duty | $1,752 | $146 |
| Ford F150 | Full-size | $1,774 | $148 |
| GMC Hummer EV Pickup | Full-size | $1,818 | $152 |
| Ram Truck | Full-size | $1,830 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 23, 2024
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Is your pickup truck missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Aurora car insurance quotes from top-rated companies in Illinois.
Cheapest sports car insurance rates in Aurora, IL
The most affordable sports cars to insure in Aurora are the Mazda MX-5 Miata at $1,466 per year, the Toyota GR86 at $1,670 per year, and the Ford Mustang at $1,740 per year.
Also ranking well are cars like the Lexus RC F, Nissan Z, Toyota GR Supra, and BMW M2, with an average car insurance cost of $1,896 per year or less.
Some additional cars that make the list include the Chevrolet Camaro, Porsche 911, Jaguar F-Type, BMW M3, and BMW M4, which cost between $1,896 and $2,684 per year for full-coverage insurance in Aurora.
Full-coverage car insurance in this segment for a good driver will start around $122 per month, depending on where you live and the company you use.
The comparison table below ranks the sports cars with the lowest-cost average auto insurance rates in Aurora, starting with the Mazda MX-5 Miata at $122 per month and ending with the Porsche Taycan at $224 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,466 | $122 |
| Toyota GR86 | Sports Car | $1,670 | $139 |
| Ford Mustang | Sports Car | $1,740 | $145 |
| BMW Z4 | Sports Car | $1,750 | $146 |
| Subaru WRX | Sports Car | $1,778 | $148 |
| Toyota GR Supra | Sports Car | $1,780 | $148 |
| BMW M2 | Sports Car | $1,830 | $153 |
| Nissan Z | Sports Car | $1,836 | $153 |
| Lexus RC F | Sports Car | $1,872 | $156 |
| Subaru BRZ | Sports Car | $1,896 | $158 |
| BMW M3 | Sports Car | $2,002 | $167 |
| Porsche 718 | Sports Car | $2,038 | $170 |
| Chevrolet Camaro | Sports Car | $2,060 | $172 |
| Chevrolet Corvette | Sports Car | $2,196 | $183 |
| Porsche 911 | Sports Car | $2,268 | $189 |
| BMW M4 | Sports Car | $2,366 | $197 |
| Lexus LC 500 | Sports Car | $2,376 | $198 |
| Jaguar F-Type | Sports Car | $2,498 | $208 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,622 | $219 |
| Porsche Taycan | Sports Car | $2,684 | $224 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated February 23, 2024
Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Aurora.
How to find cheaper car insurance
Financially savvy drivers are often looking to reduce the monthly expense for auto insurance, so browse the savings concepts in the list below and it’s very possible you can save some money the next time you buy a policy.
- Obey driving laws to save money. To get affordable car insurance in Aurora, it’s necessary to follow the law. In fact, just one or two minor incidents on your driving report have the ramification of raising car insurance rates by as much as $424 per year. Serious infractions such as a DWI could raise rates by an additional $1,472 or more.
- Shop around and save. Setting aside a few minutes before every renewal to get some free car insurance quotes is our best recommendation for saving the most money. Companies change rates often and you can switch companies at any time.
- Bring up your credit score and save. Having an over-800 credit score could save up to $249 per year compared to a credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost as much as $288 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Earn policy discounts to save money. Savings may be available if the insured drivers are good students, are military or federal employees, choose electronic billing, are accident-free, or many other policy discounts which could save the average Aurora driver as much as $268 per year on their insurance cost.
- Your profession could save you money. The large majority of insurance companies offer policy discounts for specific professions like doctors, police officers and law enforcement, scientists, accountants, architects, dentists, and others. Being employed in a qualifying profession may save between $48 and $154 on your car insurance premium, subject to policy limits.
- Save money by raising deductibles. Increasing your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.