North Las Vegas, NV Car Insurance – 2024 Rates + Cheapest to Insure

• North Las Vegas car insurance rates average $2,788 per year, or about $232 per month.
• North Las Vegas auto insurance averages $536 per year more than the Nevada state average ($2,252) and $905 per year more than the average rate for all 50 states ($1,883).
• Car insurance rates for a few popular vehicles in North Las Vegas include the Chevrolet Silverado at $3,082 per year, Toyota Highlander at $2,534, and Nissan Altima at $3,018.
• For cheap car insurance in North Las Vegas, compact SUVs like the Nissan Kicks, Subaru Crosstrek, Honda CR-V, and Volkswagen Tiguan cost less than most other models.
• A few vehicles with the cheapest auto insurance in North Las Vegas in their automotive segment include the Nissan Titan ($2,606 per year), Mercedes-Benz CLA250 ($2,868 per year), Chevrolet Colorado ($2,384 per year), and Hyundai Ioniq 6 ($2,560 per year).

How much does car insurance cost in North Las Vegas?

The average price for car insurance in North Las Vegas is $2,788 per year, which is 38.7% more than the U.S. overall average rate of $1,883. The average cost of car insurance per month in North Las Vegas is $232 for a policy with full coverage.

In the state of Nevada, average car insurance cost is $2,252 per year, so the cost in North Las Vegas averages $536 more per year. The cost to insure a vehicle in North Las Vegas compared to other Nevada locations is $96 per year cheaper than in Las Vegas, $222 per year more than in Henderson, and $794 per year more expensive than in Sparks.

The next chart shows average North Las Vegas auto insurance rates for 2024 model year vehicles not only for different driver ages, but also for different policy deductible limits.

Average car insurance rates in the chart above range from $1,956 per year for a policy with high physical damage deductibles for a 60-year-old driver to $6,518 per year for a 20-year-old driver with a low deductible policy.

When these rates are converted to a cost per month, the average cost of car insurance per month in North Las Vegas ranges from $163 to $543.

North Las Vegas car insurance rates have extreme variability and can change frequently. The likelihood of a wide range of rates emphasizes the need for accurate free auto insurance quotes when shopping online for the cheapest car insurance policy.

Driver age is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in North Las Vegas for drivers from 16 to 60.

Average cost of car insurance in North Las Vegas for drivers age 16 to 60

• 16-year-old rated driver – $9,922 per year or $827 per month
• 17-year-old rated driver – $9,614 per year or $801 per month
• 18-year-old rated driver – $8,617 per year or $718 per month
• 19-year-old rated driver – $7,845 per year or $654 per month
• 20-year-old rated driver – $5,606 per year or $467 per month
• 30-year-old rated driver – $2,974 per year or $248 per month
• 40-year-old rated driver – $2,788 per year or $232 per month
• 50-year-old rated driver – $2,468 per year or $206 per month
• 60-year-old rated driver – $2,312 per year or $193 per month

The cost to insure popular vehicles in North Las Vegas, NV

The previously discussed car insurance rates consist of an average based on every 2024 vehicle model, which is practical when making generalized comparisons such as the cost difference between two locations.

For more in-depth cost comparisons, however, we need to compare rates for the exact vehicle being insured. Later in this article, we compare all kinds of car insurance rates for many different specific vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates stack up in North Las Vegas.

This next chart details average car insurance rates for some of the most popular cars, trucks, and SUVs that you’ll see on the streets of North Las Vegas. Later in this article, we will examine additional situations that affect the cost of insuring some of these vehicles even more in-depth.

In North Las Vegas, which vehicles are cheapest to insure?

The models with the cheapest insurance quotes in North Las Vegas tend to be crossover SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Hyundai Venue.

Average car insurance prices for those vehicles cost $2,260 or less per year ($188 per month) for a policy with full coverage.

Some other vehicles that have low-cost insurance prices in the comparison table below are the Ford Bronco Sport, Subaru Outback, Honda CR-V, and Nissan Murano. Insurance is marginally higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $199 or less per month in North Las Vegas.

The next table ranks the top 30 models with the cheapest car insurance rates in North Las Vegas, sorted by annual and monthly insurance cost.

The above table containing 30 vehicle models with cheap North Las Vegas car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, less than 4% of total vehicles are shown. Let’s try a different approach and show the models with the cheapest rates a more sensible way.

This next section goes into more detail about the different automotive segments and the average cost of car insurance in North Las Vegas. This should give you a better idea of the automotive segments that have the overall cheapest North Las Vegas auto insurance rates. Then the subsequent sections will break out the cheapest rates for individual vehicles for the most popular segments.

Insurance rates by automotive segment

If you’re shopping for a new vehicle, it’s in your best interest to know which styles of vehicles have more affordable car insurance rates in North Las Vegas. As an example, many people wonder if compact SUVs are more affordable to insure than compact cars or if full-size pickups have more expensive auto insurance than midsize pickups.

The chart below displays the average car insurance cost in North Las Vegas for each automotive segment. From a segment comparison perspective, compact SUVs, midsize trucks, and minivans have the most affordable rates, while large luxury, performance, and sports cars have the most expensive overall rates.

Average rates by automotive segment are handy to make a general comparison, but cost ranges quite a lot within each vehicle segment shown in the previous chart.

For example, in the small car segment, North Las Vegas insurance rates range from the Toyota GR Corolla costing $2,420 per year up to the Toyota Mirai at $3,466 per year. In the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 costing $3,124 per year to the Mercedes-Benz G63 AMG costing $5,988 per year.

In the following sections, we reduce this variability by analyzing the cost of car insurance in North Las Vegas from a model perspective.

Cheapest car insurance rates in North Las Vegas, NV

The top three cars with the most affordable insurance in North Las Vegas are the Toyota GR Corolla at $2,420 per year, the Nissan Leaf at $2,440 per year, and the Honda Civic at $2,464 per year.

Not the cheapest cars to insure, but still affordable, are cars like the Kia K5, Chevrolet Malibu, Toyota Prius, and Honda Accord, with average insurance cost of $2,702 per year or less.

Full-coverage insurance in this segment for a middle-age safe driver starts at around $202 per month, depending on your location.

When the car segment is analyzed by vehicle size, the cheapest compact car to insure in North Las Vegas is the Toyota GR Corolla at $2,420 per year, or $202 per month. For midsize models, the Hyundai Ioniq 6 has the cheapest rates at $2,560 per year, or $213 per month. And for full-size sedans, the Chrysler 300 is cheapest to insure at $2,644 per year, or $220 per month.

The table below ranks the twenty cars with the most affordable auto insurance rates in North Las Vegas, starting with the Toyota GR Corolla at $2,420 per year ($202 per month) and ending with the Mazda 3 at $2,880 per year ($240 per month).

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest SUVs to insure in North Las Vegas, NV

The four most affordable SUVs to insure in North Las Vegas are the Subaru Crosstrek at $2,058 per year, Chevrolet Trailblazer at $2,094 per year, Kia Soul at $2,174 per year, and Nissan Kicks at $2,194 per year.

Other models that rank well include the Hyundai Venue, Mazda CX-5, Buick Envision, and Ford Bronco Sport, with an average car insurance cost of $2,280 per year or less.

Some additional vehicles that make the list include the Nissan Murano, Honda HR-V, Buick Envista, Volkswagen Tiguan, and Volkswagen Taos, which cost between $2,280 and $2,424 to insure per year in North Las Vegas.

Auto insurance rates for this segment in North Las Vegas for a good driver will start around $172 per month, depending on where you live. The next table ranks the SUVs with the most affordable car insurance rates in North Las Vegas, starting with the Subaru Crosstrek at $2,058 per year ($172 per month) and ending with the Honda HR-V at $2,424 per year ($202 per month).

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest luxury cars to insure in North Las Vegas

Out of all 2024 models, the top five lowest-cost luxury cars to insure in North Las Vegas are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average insurance rates for for these five models range from $2,476 to $2,882 per year.

Also ranking in the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with average rates of $2,930 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury cars to insure, models like the Lexus ES 300h, Lexus ES 250, Lexus RC 350, Lexus IS 350, Cadillac CT5, and BMW 230i average between $2,930 and $3,124 per year for auto insurance in North Las Vegas.

As a cost per month, full-coverage car insurance in this segment for a good driver starts at around $206 per month, depending on the company.

If rates are ranked based on vehicle size, the cheapest small luxury car to insure in North Las Vegas is the Acura Integra at $2,476 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $2,868 per year. And for large luxury cars, the Audi A5 has the cheapest rates at $3,298 per year.

The rate comparison table below ranks the twenty cars with the lowest-cost average auto insurance rates in North Las Vegas, starting with the Acura Integra at $206 per month and ending with the Audi S3 at $260 per month.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see rates for your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from top-rated auto insurance companies in Nevada.

Cheapest luxury SUVs to insure

The top four luxury SUV models with the cheapest average auto insurance rates in North Las Vegas are the Acura RDX at $2,328 per year, Lexus NX 250 at $2,466 per year, Cadillac XT4 at $2,514 per year, and Jaguar E-Pace at $2,604 per year.

Other luxury SUVs that have affordable average insurance rates are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $2,688 per year or less.

Ranking between positions 10 and 20, SUVs like the Acura MDX, Cadillac XT6, Mercedes-Benz AMG GLB35, Infiniti QX60, Lexus RX 350, and Infiniti QX50 cost between $2,688 and $2,794 per year to insure in North Las Vegas.

From a cost per month standpoint, car insurance in this segment will start around $194 per month, depending on your location and insurance company.

When the luxury SUV segment is analyzed by vehicle size, the cheapest small luxury SUV to insure in North Las Vegas is the Acura RDX at $2,328 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $2,604 per year. And for full-size luxury models, the Infiniti QX80 is cheapest to insure at $3,124 per year.

The next table ranks the twenty luxury SUVs with the lowest-cost car insurance rates in North Las Vegas.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from top auto insurance companies in Nevada.

Cheapest sports cars to insure

Taking the top spot in North Las Vegas for the lowest-cost average insurance in the sports car segment is the Mazda MX-5 Miata, at an average of $2,578 per year. Second place is the Toyota GR86 costing $2,934 per year, in third place is the Ford Mustang, costing an average of $3,062 per year, and fourth place goes to the BMW Z4, at an average of $3,078 per year.

Other models that have cheaper rates are the Lexus RC F, BMW M2, Toyota GR Supra, and Nissan Z, with an average cost of $3,330 per year or less.

From a cost per month standpoint, full-coverage car insurance on this segment in North Las Vegas for a good driver will start around $215 per month, depending on your location. The comparison table below ranks the sports cars with the cheapest car insurance rates in North Las Vegas.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Nevada.

Cheapest pickup truck insurance rates

The four cheapest pickups to insure in North Las Vegas are the Chevrolet Colorado at $2,384 per year, Nissan Titan at $2,606 per year, Nissan Frontier at $2,632 per year, and Ford Ranger at $2,660 per year.

Also ranking in the top 10 are models like the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Hyundai Santa Cruz, with average annual insurance rates of $2,866 per year or less.

Full-coverage auto insurance in North Las Vegas for this segment for the average driver starts at around $199 per month, depending on where you live and the company you use. The comparison table below ranks the twenty pickups with the most affordable insurance rates in North Las Vegas, starting with the Chevrolet Colorado at $2,384 per year ($199 per month) and ending with the Ram Truck at $3,222 per year ($269 per month).

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see rates for your pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nevada.

Money-saving tips for finding cheaper North Las Vegas auto insurance

North Las Vegas drivers should always be searching for ways to reduce the monthly expense for car insurance, so look through the tips in the list below and maybe you’ll be able to save a little cash on your next renewal.

• Shop around. Take a couple of minutes to get free car insurance quotes is our best recommendation for saving the most money. Rates change more often that you might think and you can switch companies very easily.
• Compare car insurance quote before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and companies can price policies with very different rates. Check prices before you buy a new car in order to prevent price shock when buying insurance.
• Tickets and violations can cost a lot. In order to get affordable car insurance in North Las Vegas, it pays to not be an aggressive driver. In fact, just a couple minor driving offenses could end up increasing the cost of a policy as much as $740 per year. Serious citations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $2,588 or more.
• Qualify for policy discounts to save money. Discounted rates may be available if the insureds are homeowners, are senior citizens, are loyal customers, take a defensive driving course, or many other policy discounts which could save the average North Las Vegas driver as much as $474 per year.
• Cheaper rates come with better credit scores. Having an excellent credit score over 800 could save up to $438 per year when compared to a slightly lower credit score between 670-739. Conversely, a credit score lower than 579 could cost up to $507 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Your employer could save you money. Some auto insurance providers offer policy discounts for specific professions like architects, college professors, high school and elementary teachers, dentists, nurses, and others. By qualifying for an occupational discount, you could potentially save between $84 and $271 on your car insurance premium, depending on the policy coverages.