- Average car insurance cost in Elizabeth is $2,196 per year, or approximately $183 per month.
- Elizabeth car insurance costs $758 per year more than the New Jersey state average cost and $629 per year more than the average rate for all 50 U.S. states.
- Monthly auto insurance rates for a few popular models in Elizabeth include the Chevrolet Silverado at $197, Honda Accord at $191, and Jeep Cherokee at $203.
- Compact crossovers and SUVs like the Toyota Corolla Cross, Hyundai Venue, Nissan Rogue Sport, and Subaru Crosstrek have the best chance of receiving cheap car insurance in Elizabeth.
How much does car insurance cost in Elizabeth?
In Elizabeth, the average cost to insure a vehicle is $2,196 per year, which is 40.1% more than the overall national average rate of $1,567. Per month, Elizabeth drivers can expect to pay an average of $183 for full coverage.
In the state of New Jersey, the average cost of car insurance is $1,438 per year, so the cost in Elizabeth averages $758 more per year. The cost to insure a car in Elizabeth compared to other New Jersey locations is about $50 per year cheaper than in Paterson, $262 per year more than in Jersey City, and $120 per year less than in Newark.
Driver age is one of the biggest determining factors on the price of car insurance. The list below details how age impacts cost by showing average car insurance rates in Elizabeth based on the age of the driver.
Elizabeth car insurance cost by driver age
- 16 year old – $7,864 per year or $655 per month
- 17 year old – $7,342 per year or $612 per month
- 18 year old – $6,858 per year or $572 per month
- 19 year old – $6,204 per year or $517 per month
- 20 year old – $4,358 per year or $363 per month
- 30 year old – $2,310 per year or $193 per month
- 40 year old – $2,196 per year or $183 per month
- 50 year old – $1,996 per year or $166 per month
- 60 year old – $1,962 per year or $164 per month
The next chart shows average car insurance rates in Elizabeth, NJ, for 2022 model year vehicles not only by the age of the driver, but also by three different physical damage coverage deductibles.
Average car insurance rates in the previous chart range from $1,662 per year for a policy with high physical damage deductibles for a 60-year-old driver to $5,050 per year for a 20-year-old driver with a low deductible policy.
When that data is converted to a monthly rate, the average cost of car insurance per month in Elizabeth ranges from $139 to $421.
Elizabeth auto insurance rates are priced differently for everyone and minor changes in driver risk profiles can have enormous effects on car insurance cost. The high chance of significant rate differences reinforces the need for multiple car insurance quotes when shopping online for the cheapest car insurance in Elizabeth, New Jersey.
The cost to insure popular cars, trucks, and SUVs
The rates referenced above are averaged for every 2022 model year vehicle, which is practical when making broad comparisons such as the average cost difference by driver age or location.
Average car insurance rates work exceptionally well when answering questions like “is Elizabeth auto insurance cheaper than Trenton?” or “is auto insurance cheaper in New Jersey or California?”.
But for more useful car insurance rate comparisons, we get better data if we instead use rates for the specific vehicle being insured. Every vehicle has different characteristics for liability and physical damage claims, and this data enables detailed cost comparisons.
This next chart shows average auto insurance rates in Elizabeth for a small sample of popular cars, pickups, and SUVs. Later on in this article, we will examine insurance cost for some of these vehicles in more detail.
The models that sell well in Elizabeth tend to be compact and midsize sedans like the Hyundai Elantra and Kia K5 and compact or midsize SUVs like the Toyota RAV4 and Toyota Highlander.
A few additional popular models from other segments include luxury cars like the BMW 530i and Lexus ES 350, luxury SUVs like the Lexus RX 350 and Acura MDX, and models from the pickup truck segment like the Ford Ranger and Ford F-150.
We will get into additional rates later on in this article, but before we do that, let’s look at some of the ideas that were covered so far.
- Monthly car insurance cost ranges from $128 to $512 – That is the average auto insurance cost range for drivers age 16 to 60 in Elizabeth, NJ.
- Elizabeth car insurance rates are more expensive than the New Jersey state average – $2,196 (Elizabeth average) compared to $1,438 (New Jersey average)
- Low deductible auto insurance costs more – A 50-year-old driver pays an average of $664 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Auto insurance is generally cheaper as you get older – Average car insurance rates for a 50-year-old driver in Elizabeth are $1,840 per year cheaper than for a 20-year-old driver.
- Elizabeth, NJ, average car insurance cost is more than the U.S. average – $2,196 (Elizabeth average) compared to $1,567 (U.S. average)
- Insurance for teenagers can be very expensive – Cost ranges from $5,514 to $7,864 per year for car insurance for teens in Elizabeth.
- Auto insurance rates fall considerably from age 20 to 30 – The average 30-year-old Elizabeth, NJ, driver will pay $1,596 less per year than a 20-year-old driver, $1,804 compared to $3,400.
Which cars have cheap insurance in Elizabeth, NJ?
The vehicles with the cheapest average insurance prices in Elizabeth, NJ, tend to be small SUVs like the Chevrolet Trailblazer, Mazda CX-5, and Nissan Rogue Sport.
Average insurance rates for those vehicles cost $1,830 or less per year for full coverage.
Examples of other models that are ranked high in our insurance cost comparison are the Hyundai Kona, Acura RDX, Volkswagen Tiguan, and Kia Seltos. Average cost is a little bit more for those models than the cheapest crossovers and small SUVs at the top of the rankings, but they still have an average cost of $1,906 or less per year ($159 per month) in Elizabeth.
The following table breaks down the 40 cars, trucks, and SUVs with the cheapest insurance rates in Elizabeth, ordered by annual cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,670 | $139 |
| 2 | Nissan Kicks | $1,712 | $143 |
| 3 | Chevrolet Trailblazer | $1,722 | $144 |
| 4 | Subaru Crosstrek | $1,762 | $147 |
| 5 | Honda Passport | $1,764 | $147 |
| 6 | Toyota C-HR | $1,804 | $150 |
| 7 | Chevrolet Colorado | $1,806 | $151 |
| 8 | Buick Encore | $1,816 | $151 |
| 9 | Nissan Rogue Sport | $1,830 | $153 |
| 10 | Hyundai Venue | $1,864 | $155 |
| 11 | Buick Envision | $1,868 | $156 |
| 12 | Kia Seltos | $1,870 | $156 |
| 13 | Acura RDX | $1,880 | $157 |
| 14 | Ford Maverick | $1,880 | $157 |
| 15 | Subaru Ascent | $1,884 | $157 |
| 16 | Toyota Corolla Cross | $1,884 | $157 |
| 17 | Hyundai Kona | $1,896 | $158 |
| 18 | Mazda MX-5 Miata | $1,902 | $159 |
| 19 | Subaru Forester | $1,902 | $159 |
| 20 | Subaru Impreza | $1,904 | $159 |
| 21 | Volkswagen Tiguan | $1,906 | $159 |
| 22 | Chevrolet Spark | $1,916 | $160 |
| 23 | Honda CR-V | $1,922 | $160 |
| 24 | Cadillac XT4 | $1,928 | $161 |
| 25 | Mazda CX-30 | $1,944 | $162 |
| 26 | Ford Ranger | $1,950 | $163 |
| 27 | Honda HR-V | $1,976 | $165 |
| 28 | Ford Edge | $1,978 | $165 |
| 29 | Ford Ecosport | $1,990 | $166 |
| 30 | Subaru Outback | $2,012 | $168 |
| 31 | Chevrolet Trax | $2,014 | $168 |
| 32 | Acura ILX | $2,020 | $168 |
| 33 | GMC Terrain | $2,020 | $168 |
| 34 | Mitsubishi Eclipse Cross | $2,024 | $169 |
| 35 | Nissan Murano | $2,038 | $170 |
| 36 | Toyota Tacoma | $2,040 | $170 |
| 37 | Hyundai Tucson | $2,042 | $170 |
| 38 | Chevrolet Bolt | $2,044 | $170 |
| 39 | Honda Odyssey | $2,046 | $171 |
| 40 | Toyota Venza | $2,050 | $171 |
A list of 40 vehicles with the cheapest insurance in Elizabeth is not the most useful way to show the full picture of car insurance rates in Elizabeth. Due to the fact that we track over 700 vehicles, a lot of vehicles get left off the list.
So let’s dig deeper and display the cheapest models in a format that makes more sense. The following six sections show the top 20 vehicles with the lowest cost auto insurance rates for the six most popular automotive segments.
Cheapest car insurance rates in Elizabeth
When comparing 2022 models, the top five most budget-friendly non-luxury sedans and hatchbacks to insure in Elizabeth are the Subaru Impreza, Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. Insurance rates for these models range from $1,904 to $2,134 per year.
Other models that are affordable to insure include the Kia K5, Toyota Corolla, Honda Insight, and Nissan Sentra, with average cost of $2,158 per year or less.
Full-coverage insurance in this segment for a middle-age safe driver starts at around $159 per month, depending on where you live and the company you use. The rate comparison table below ranks the cars with the cheapest car insurance in Elizabeth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,904 | $159 |
| Chevrolet Spark | Compact | $1,916 | $160 |
| Volkswagen Golf | Compact | $2,108 | $176 |
| Subaru Legacy | Midsize | $2,126 | $177 |
| Volkswagen Jetta | Compact | $2,134 | $178 |
| Honda Insight | Midsize | $2,136 | $178 |
| Nissan Sentra | Compact | $2,144 | $179 |
| Kia K5 | Midsize | $2,158 | $180 |
| Toyota Camry | Midsize | $2,158 | $180 |
| Toyota Corolla | Compact | $2,160 | $180 |
| Kia Rio | Compact | $2,166 | $181 |
| Volkswagen Passat | Midsize | $2,168 | $181 |
| Honda Civic | Compact | $2,174 | $181 |
| Mazda 3 | Compact | $2,186 | $182 |
| Mazda 6 | Midsize | $2,188 | $182 |
| Toyota Prius | Compact | $2,194 | $183 |
| Hyundai Accent | Compact | $2,222 | $185 |
| Hyundai Veloster | Compact | $2,242 | $187 |
| Kia Forte | Compact | $2,248 | $187 |
| Chevrolet Malibu | Midsize | $2,284 | $190 |
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top-rated companies in New Jersey.
Cheapest SUV insurance rates
Taking the top spot in Elizabeth for cheapest average insurance rates in the SUV segment is the Mazda CX-5, with an average cost of $1,670 per year. Second place is the Nissan Kicks costing $1,712 per year, and in third place is the Chevrolet Trailblazer, costing an average of $1,722 per year.
Also ranking well in our comparison are SUVs like the Buick Encore, Toyota C-HR, Hyundai Venue, and Nissan Rogue Sport, with average insurance cost of $1,868 per year or less.
Car insurance rates in Elizabeth for this segment for a good driver starts at around $139 per month, depending on the company and your location.
The comparison table below ranks the SUVs with the most affordable car insurance rates in Elizabeth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,670 | $139 |
| Nissan Kicks | Compact | $1,712 | $143 |
| Chevrolet Trailblazer | Compact | $1,722 | $144 |
| Subaru Crosstrek | Compact | $1,762 | $147 |
| Honda Passport | Midsize | $1,764 | $147 |
| Toyota C-HR | Compact | $1,804 | $150 |
| Buick Encore | Compact | $1,816 | $151 |
| Nissan Rogue Sport | Compact | $1,830 | $153 |
| Hyundai Venue | Compact | $1,864 | $155 |
| Buick Envision | Compact | $1,868 | $156 |
| Kia Seltos | Compact | $1,870 | $156 |
| Subaru Ascent | Midsize | $1,884 | $157 |
| Toyota Corolla Cross | Compact | $1,884 | $157 |
| Hyundai Kona | Compact | $1,896 | $158 |
| Subaru Forester | Compact | $1,902 | $159 |
| Volkswagen Tiguan | Compact | $1,906 | $159 |
| Honda CR-V | Compact | $1,922 | $160 |
| Mazda CX-30 | Compact | $1,944 | $162 |
| Honda HR-V | Compact | $1,976 | $165 |
| Ford Edge | Midsize | $1,978 | $165 |
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top-rated companies in New Jersey.
Cheapest luxury cars to insure
The most affordable luxury cars to insure in Elizabeth are the Acura ILX at $2,020 per year, the Mercedes-Benz A220 at $2,158 per year, and the BMW 330i at $2,320 per year.
Not the cheapest luxury cars to insure, but still very reasonable, are luxury cars like the Alfa Romeo Giulia, BMW 330e, BMW 230i, and BMW 228i, with an average cost to insure of $2,436 per year or less.
Car insurance in Elizabeth for this segment for the average driver can cost as low as $168 per month, depending on the company and your location.
When the luxury car segment is analyzed by vehicle size, the most affordable compact luxury car to insure in Elizabeth is the Mercedes-Benz A220 at $2,158 per year, or $180 per month. For midsize luxury cars, the Acura ILX has the cheapest rates at $2,020 per year, or $168 per month. And for full-size luxury car models, the Audi A5 has the cheapest car insurance rates at $2,580 per year, or $215 per month.
The rate comparison table below ranks the luxury cars with the lowest-cost average car insurance rates in Elizabeth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $2,020 | $168 |
| Mercedes-Benz A220 | Compact | $2,158 | $180 |
| BMW 330i | Compact | $2,320 | $193 |
| Acura TLX | Compact | $2,334 | $195 |
| Volvo S60 | Compact | $2,356 | $196 |
| BMW 330e | Compact | $2,364 | $197 |
| BMW 228i | Compact | $2,378 | $198 |
| BMW 230i | Compact | $2,394 | $200 |
| Lexus RC 300 | Midsize | $2,434 | $203 |
| Alfa Romeo Giulia | Compact | $2,436 | $203 |
| Cadillac CT4 | Compact | $2,440 | $203 |
| Lexus RC 350 | Compact | $2,444 | $204 |
| Genesis G70 | Compact | $2,478 | $207 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,492 | $208 |
| BMW i4 | Midsize | $2,506 | $209 |
| Cadillac CT5 | Midsize | $2,514 | $210 |
| Audi A3 | Midsize | $2,540 | $212 |
| Audi A4 | Compact | $2,544 | $212 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,548 | $212 |
| Audi S3 | Compact | $2,550 | $213 |
See our guide for luxury car insurance to view any vehicles not shown in the table.
Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Elizabeth car insurance quotes from the best companies in New Jersey.
Cheapest luxury SUVs to insure
The Acura RDX comes in at #1 as the cheapest luxury SUV model to insure in Elizabeth, followed by the Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. The 2022 model averages $1,880 per year to insure for full coverage.
Not the cheapest, but still in the top 10, are luxury SUVs like the Lexus NX 350h, Lexus UX 250h, BMW X1, and Lexus NX 350, with an average cost of $2,244 per year or less.
From a cost per month standpoint, full-coverage insurance in this segment can cost as low as $157 per month, depending on your location and insurance company.
The next table ranks the luxury SUVs with the lowest-cost car insurance in Elizabeth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,880 | $157 |
| Cadillac XT4 | Compact | $1,928 | $161 |
| Volvo XC40 | Compact | $2,112 | $176 |
| Cadillac XT5 | Midsize | $2,158 | $180 |
| Lexus NX 250 | Compact | $2,184 | $182 |
| BMW X1 | Compact | $2,186 | $182 |
| Lexus NX 350h | Compact | $2,200 | $183 |
| Lexus UX 250h | Compact | $2,202 | $184 |
| Lexus NX 350 | Compact | $2,236 | $186 |
| Lexus UX 200 | Compact | $2,244 | $187 |
| Jaguar E-Pace | Midsize | $2,250 | $188 |
| Lexus RX 350 | Midsize | $2,258 | $188 |
| Acura MDX | Midsize | $2,272 | $189 |
| Lincoln Nautilus | Midsize | $2,292 | $191 |
| Lexus NX 450h | Compact | $2,300 | $192 |
| Mercedes-Benz GLB 250 | Compact | $2,308 | $192 |
| Lexus RX 450h | Midsize | $2,312 | $193 |
| Land Rover Evoque | Compact | $2,320 | $193 |
| Infiniti QX50 | Midsize | $2,322 | $194 |
| Lincoln Corsair | Compact | $2,324 | $194 |
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top companies in New Jersey.
Cheapest pickup trucks to insure
Ranking highest for the most affordable Elizabeth car insurance rates in the pickup truck segment are the Nissan Frontier, Ford Ranger, Chevrolet Colorado, Ford Maverick, and Toyota Tacoma. Insurance rates for these 2022 models average $174 or less per month.
Not the cheapest pickups to insure, but still affordable, are pickups like the Ford F150, GMC Canyon, Hyundai Santa Cruz, and Jeep Gladiator, with average cost of $2,158 per year or less.
As a cost per month, full-coverage insurance in Elizabeth on this segment for a middle-age safe driver starts at around $151 per month, depending on where you live and the company you use. The next table ranks the twenty pickups with the lowest-cost average insurance rates in Elizabeth, starting with the Chevrolet Colorado at $1,806 per year ($151 per month) and ending with the GMC Sierra 3500 at $2,584 per year ($215 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,806 | $151 |
| Ford Maverick | Midsize | $1,880 | $157 |
| Ford Ranger | Midsize | $1,950 | $163 |
| Toyota Tacoma | Midsize | $2,040 | $170 |
| Nissan Frontier | Midsize | $2,092 | $174 |
| GMC Canyon | Midsize | $2,112 | $176 |
| Hyundai Santa Cruz | Midsize | $2,112 | $176 |
| Ford F150 | Full-size | $2,124 | $177 |
| Honda Ridgeline | Midsize | $2,138 | $178 |
| Jeep Gladiator | Midsize | $2,158 | $180 |
| GMC Sierra | Full-size | $2,238 | $187 |
| Nissan Titan | Full-size | $2,318 | $193 |
| Chevrolet Silverado | Full-size | $2,362 | $197 |
| Toyota Tundra | Full-size | $2,362 | $197 |
| Ford F350 Super Duty | Heavy Duty | $2,386 | $199 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,400 | $200 |
| Nissan Titan XD | Heavy Duty | $2,468 | $206 |
| Ram Truck | Full-size | $2,508 | $209 |
| GMC Sierra 2500 HD | Heavy Duty | $2,564 | $214 |
| GMC Sierra 3500 | Heavy Duty | $2,584 | $215 |
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for insurance rates for a different truck? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top companies in New Jersey.
Cheapest sports car insurance rates
The four lowest-cost sports cars to insure in Elizabeth are the Mazda MX-5 Miata at $1,902 per year, Ford Mustang at $2,316 per year, BMW Z4 at $2,362 per year, and Subaru WRX at $2,498 per year.
Additional sports cars that have affordable average insurance rates include the Audi TT, Toyota GR Supra, Subaru BRZ, and Chevrolet Corvette, with average annual insurance rates of $2,842 per year or less.
Additional vehicles on the list include the Porsche 911, BMW M4, Chevrolet Camaro, Dodge Challenger, and Lexus LC 500, which average between $2,842 and $3,620 per year for auto insurance.
Full-coverage car insurance in this segment starts at around $159 per month, depending on the company and where you live. The comparison table below ranks the twenty sports cars with the cheapest insurance rates in Elizabeth, starting with the Mazda MX-5 Miata at $159 per month and ending with the Lexus LC 500 at $302 per month.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,902 | $159 |
| Ford Mustang | Sports Car | $2,316 | $193 |
| BMW Z4 | Sports Car | $2,362 | $197 |
| Subaru WRX | Sports Car | $2,498 | $208 |
| Toyota GR86 | Sports Car | $2,560 | $213 |
| Toyota GR Supra | Sports Car | $2,618 | $218 |
| Audi TT | Sports Car | $2,674 | $223 |
| Subaru BRZ | Sports Car | $2,756 | $230 |
| Chevrolet Corvette | Sports Car | $2,766 | $231 |
| BMW M3 | Sports Car | $2,842 | $237 |
| Porsche 718 | Sports Car | $2,970 | $248 |
| Chevrolet Camaro | Sports Car | $3,044 | $254 |
| Lexus RC F | Sports Car | $3,116 | $260 |
| Dodge Challenger | Sports Car | $3,124 | $260 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,170 | $264 |
| Jaguar F-Type | Sports Car | $3,318 | $277 |
| Porsche Taycan | Sports Car | $3,406 | $284 |
| Porsche 911 | Sports Car | $3,488 | $291 |
| BMW M4 | Sports Car | $3,496 | $291 |
| Lexus LC 500 | Sports Car | $3,620 | $302 |
Don’t see insurance cost for your sports car? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in New Jersey.
Variability of car insurance rates
To aid in understanding how much car insurance cost can range from one driver to the next (and also emphasize the importance of accurate rate quotes), the sections below have detailed car insurance rates for three popular vehicles in Elizabeth: the Ford F150, Nissan Sentra, and Honda CR-V.
Each chart displays average rates for different driver profiles to illustrate the possible price variation with only small changes in driver profile or coverage limits.
Ford F150 insurance rates
Car insurance for a Ford F150 in Elizabeth costs an average of $2,124 per year (about $177 per month) and varies from $1,762 to $4,798 per year for the specific drivers in the next insurance cost chart.
The Ford F150 is classified as a full-size truck, and other models from that segment that are popular in Elizabeth, New Jersey, include the Chevrolet Silverado, GMC Sierra, and Toyota Tundra.
Nissan Sentra insurance rates
Insurance for a Nissan Sentra in Elizabeth averages $2,144 per year, or around $179 per month, and ranges from $1,780 to $4,790.
The Nissan Sentra is considered a compact car, and other popular same-segment models include the Honda Civic, Toyota Corolla, and Hyundai Elantra.
Honda CR-V insurance rates
Honda CR-V insurance in Elizabeth averages $1,922 per year ($160 per month) and ranges from $1,596 to $4,382.
The Honda CR-V is part of the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Chevrolet Equinox, and Nissan Rogue.
How to find cheaper car insurance
Drivers are always looking to reduce the monthly expense for insurance So take a minute or two to look through the tips below and maybe you’ll be able to save a few bucks on your next policy purchase.
- Remain claim free and save. Most insurance companies reduce rates a little if you have not filed any claims. Auto insurance should only be used for significant claims, not nickel-and-dime type claims.
- Choose a vehicle that is cheaper to insure. Vehicle type has a huge impact on the price you pay for auto insurance. As an example, a Kia Soul costs $2,164 less per year to insure in Elizabeth than a Acura NSX. Drive cheaper models and save money.
- Compare car insurance rates before buying a car. Different cars have very different car insurance rates, and car insurance companies can price policies with very different rates. Get comparison quotes before you buy a new vehicle in order to avoid price shock when you receive your first bill.
- Your job could reduce your rates. Some auto insurance companies offer policy discounts for certain professions like nurses, college professors, high school and elementary teachers, doctors, engineers, and others. If you can qualify for this discount, you could save between $66 and $229 on your annual car insurance bill.
- Qualify for policy discounts to save money. Savings may be available if the insureds drive a vehicle with safety or anti-theft features, are good students, are loyal customers, insure their home and car with the same company, choose electronic billing, or many other policy discounts which could save the average Elizabeth driver as much as $372 per year on their insurance cost.
- Shop around for better rates. Taking a few minutes to get a few free car insurance quotes is the best way to save money. Rates change often and you can change companies at any time.
- Fewer accidents means cheaper auto insurance rates. Too many at-fault accidents will increase rates, potentially by an extra $1,012 per year for a 30-year-old driver and even $702 per year for a 50-year-old driver. So drive safe and save money!
