Car Insurance in Elizabeth, NJ – How Much Does it Cost? (2022 Rates)

We compare insurance rates for many popular vehicles to find the cars, pickups, and SUVs with cheap car insurance quotes in Elizabeth, NJ.

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  • Average car insurance cost in Elizabeth is $2,196 per year, or approximately $183 per month.
  • Elizabeth car insurance costs $758 per year more than the New Jersey state average cost and $629 per year more than the average rate for all 50 U.S. states.
  • Monthly auto insurance rates for a few popular models in Elizabeth include the Chevrolet Silverado at $197, Honda Accord at $191, and Jeep Cherokee at $203.
  • Compact crossovers and SUVs like the Toyota Corolla Cross, Hyundai Venue, Nissan Rogue Sport, and Subaru Crosstrek have the best chance of receiving cheap car insurance in Elizabeth.

How much does car insurance cost in Elizabeth?

In Elizabeth, the average cost to insure a vehicle is $2,196 per year, which is 40.1% more than the overall national average rate of $1,567. Per month, Elizabeth drivers can expect to pay an average of $183 for full coverage.

In the state of New Jersey, the average cost of car insurance is $1,438 per year, so the cost in Elizabeth averages $758 more per year. The cost to insure a car in Elizabeth compared to other New Jersey locations is about $50 per year cheaper than in Paterson, $262 per year more than in Jersey City, and $120 per year less than in Newark.

Driver age is one of the biggest determining factors on the price of car insurance. The list below details how age impacts cost by showing average car insurance rates in Elizabeth based on the age of the driver.

Elizabeth car insurance cost by driver age

  • 16 year old – $7,864 per year or $655 per month
  • 17 year old – $7,342 per year or $612 per month
  • 18 year old – $6,858 per year or $572 per month
  • 19 year old – $6,204 per year or $517 per month
  • 20 year old – $4,358 per year or $363 per month
  • 30 year old – $2,310 per year or $193 per month
  • 40 year old – $2,196 per year or $183 per month
  • 50 year old – $1,996 per year or $166 per month
  • 60 year old – $1,962 per year or $164 per month

The next chart shows average car insurance rates in Elizabeth, NJ, for 2022 model year vehicles not only by the age of the driver, but also by three different physical damage coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Elizabeth car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Elizabeth zip codes.Data last updated on June 23, 2022
Average Car Insurance Cost in Elizabeth, NJ
Average Car Insurance Cost in Elizabeth, NJ
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,698$308
$500$4,358$363
$250$5,050$421
30$1,000$1,942$162
$500$2,310$193
$250$2,694$225
40$1,000$1,856$155
$500$2,196$183
$250$2,548$212
50$1,000$1,692$141
$500$1,996$166
$250$2,314$193
60$1,000$1,662$139
$500$1,962$164
$250$2,272$189

Average car insurance rates in the previous chart range from $1,662 per year for a policy with high physical damage deductibles for a 60-year-old driver to $5,050 per year for a 20-year-old driver with a low deductible policy.

When that data is converted to a monthly rate, the average cost of car insurance per month in Elizabeth ranges from $139 to $421.

Elizabeth auto insurance rates are priced differently for everyone and minor changes in driver risk profiles can have enormous effects on car insurance cost. The high chance of significant rate differences reinforces the need for multiple car insurance quotes when shopping online for the cheapest car insurance in Elizabeth, New Jersey.

The rates referenced above are averaged for every 2022 model year vehicle, which is practical when making broad comparisons such as the average cost difference by driver age or location.

Average car insurance rates work exceptionally well when answering questions like “is Elizabeth auto insurance cheaper than Trenton?” or “is auto insurance cheaper in New Jersey or California?”.

But for more useful car insurance rate comparisons, we get better data if we instead use rates for the specific vehicle being insured. Every vehicle has different characteristics for liability and physical damage claims, and this data enables detailed cost comparisons.

This next chart shows average auto insurance rates in Elizabeth for a small sample of popular cars, pickups, and SUVs. Later on in this article, we will examine insurance cost for some of these vehicles in more detail.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Elizabeth car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Elizabeth Zip Codes.Data last updated on June 23, 2022
Elizabeth, NJ, Car Insurance Rates for Popular Vehicles
Elizabeth, NJ, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,670$139
Subaru Crosstrek$1,762$147
Subaru Forester$1,902$159
Honda CR-V$1,922$160
Honda HR-V$1,976$165
Toyota Tacoma$2,040$170
Hyundai Tucson$2,042$170
Ford Explorer$2,066$172
Toyota RAV4$2,074$173
Ford F150$2,124$177
Nissan Sentra$2,144$179
Nissan Rogue$2,150$179
Toyota Camry$2,158$180
Ford Escape$2,160$180
Toyota Corolla$2,160$180
Ford Bronco$2,206$184
Honda Pilot$2,226$186
GMC Sierra$2,238$187
Hyundai Santa Fe$2,292$191
Ford Mustang$2,316$193
Chevrolet Silverado$2,362$197
Jeep Grand Cherokee$2,422$202
Ram Truck$2,508$209
Chevrolet Corvette$2,766$231

The models that sell well in Elizabeth tend to be compact and midsize sedans like the Hyundai Elantra and Kia K5 and compact or midsize SUVs like the Toyota RAV4 and Toyota Highlander.

A few additional popular models from other segments include luxury cars like the BMW 530i and Lexus ES 350, luxury SUVs like the Lexus RX 350 and Acura MDX, and models from the pickup truck segment like the Ford Ranger and Ford F-150.

We will get into additional rates later on in this article, but before we do that, let’s look at some of the ideas that were covered so far.

  • Monthly car insurance cost ranges from $128 to $512 – That is the average auto insurance cost range for drivers age 16 to 60 in Elizabeth, NJ.
  • Elizabeth car insurance rates are more expensive than the New Jersey state average – $2,196 (Elizabeth average) compared to $1,438 (New Jersey average)
  • Low deductible auto insurance costs more – A 50-year-old driver pays an average of $664 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Auto insurance is generally cheaper as you get older – Average car insurance rates for a 50-year-old driver in Elizabeth are $1,840 per year cheaper than for a 20-year-old driver.
  • Elizabeth, NJ, average car insurance cost is more than the U.S. average – $2,196 (Elizabeth average) compared to $1,567 (U.S. average)
  • Insurance for teenagers can be very expensive – Cost ranges from $5,514 to $7,864 per year for car insurance for teens in Elizabeth.
  • Auto insurance rates fall considerably from age 20 to 30 – The average 30-year-old Elizabeth, NJ, driver will pay $1,596 less per year than a 20-year-old driver, $1,804 compared to $3,400.

Which cars have cheap insurance in Elizabeth, NJ?

The vehicles with the cheapest average insurance prices in Elizabeth, NJ, tend to be small SUVs like the Chevrolet Trailblazer, Mazda CX-5, and Nissan Rogue Sport.

Average insurance rates for those vehicles cost $1,830 or less per year for full coverage.

Examples of other models that are ranked high in our insurance cost comparison are the Hyundai Kona, Acura RDX, Volkswagen Tiguan, and Kia Seltos. Average cost is a little bit more for those models than the cheapest crossovers and small SUVs at the top of the rankings, but they still have an average cost of $1,906 or less per year ($159 per month) in Elizabeth.

The following table breaks down the 40 cars, trucks, and SUVs with the cheapest insurance rates in Elizabeth, ordered by annual cost.

Top 40 Cheapest Car Insurance Rates in Elizabeth, NJ
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,670$139
2Nissan Kicks$1,712$143
3Chevrolet Trailblazer$1,722$144
4Subaru Crosstrek$1,762$147
5Honda Passport$1,764$147
6Toyota C-HR$1,804$150
7Chevrolet Colorado$1,806$151
8Buick Encore$1,816$151
9Nissan Rogue Sport$1,830$153
10Hyundai Venue$1,864$155
11Buick Envision$1,868$156
12Kia Seltos$1,870$156
13Acura RDX$1,880$157
14Ford Maverick$1,880$157
15Subaru Ascent$1,884$157
16Toyota Corolla Cross$1,884$157
17Hyundai Kona$1,896$158
18Mazda MX-5 Miata$1,902$159
19Subaru Forester$1,902$159
20Subaru Impreza$1,904$159
21Volkswagen Tiguan$1,906$159
22Chevrolet Spark$1,916$160
23Honda CR-V$1,922$160
24Cadillac XT4$1,928$161
25Mazda CX-30$1,944$162
26Ford Ranger$1,950$163
27Honda HR-V$1,976$165
28Ford Edge$1,978$165
29Ford Ecosport$1,990$166
30Subaru Outback$2,012$168
31Chevrolet Trax$2,014$168
32Acura ILX$2,020$168
33GMC Terrain$2,020$168
34Mitsubishi Eclipse Cross$2,024$169
35Nissan Murano$2,038$170
36Toyota Tacoma$2,040$170
37Hyundai Tucson$2,042$170
38Chevrolet Bolt$2,044$170
39Honda Odyssey$2,046$171
40Toyota Venza$2,050$171

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
    Top 40 Cheapest Car Insurance Rates in Elizabeth, NJ

    A list of 40 vehicles with the cheapest insurance in Elizabeth is not the most useful way to show the full picture of car insurance rates in Elizabeth. Due to the fact that we track over 700 vehicles, a lot of vehicles get left off the list.

    So let’s dig deeper and display the cheapest models in a format that makes more sense. The following six sections show the top 20 vehicles with the lowest cost auto insurance rates for the six most popular automotive segments.

    Cheapest car insurance rates in Elizabeth

    When comparing 2022 models, the top five most budget-friendly non-luxury sedans and hatchbacks to insure in Elizabeth are the Subaru Impreza, Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. Insurance rates for these models range from $1,904 to $2,134 per year.

    Other models that are affordable to insure include the Kia K5, Toyota Corolla, Honda Insight, and Nissan Sentra, with average cost of $2,158 per year or less.

    Full-coverage insurance in this segment for a middle-age safe driver starts at around $159 per month, depending on where you live and the company you use. The rate comparison table below ranks the cars with the cheapest car insurance in Elizabeth.

    Cheapest Insurance for Cars in Elizabeth, NJ
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,904$159
    Chevrolet SparkCompact$1,916$160
    Volkswagen GolfCompact$2,108$176
    Subaru LegacyMidsize$2,126$177
    Volkswagen JettaCompact$2,134$178
    Honda InsightMidsize$2,136$178
    Nissan SentraCompact$2,144$179
    Kia K5Midsize$2,158$180
    Toyota CamryMidsize$2,158$180
    Toyota CorollaCompact$2,160$180
    Kia RioCompact$2,166$181
    Volkswagen PassatMidsize$2,168$181
    Honda CivicCompact$2,174$181
    Mazda 3Compact$2,186$182
    Mazda 6Midsize$2,188$182
    Toyota PriusCompact$2,194$183
    Hyundai AccentCompact$2,222$185
    Hyundai VelosterCompact$2,242$187
    Kia ForteCompact$2,248$187
    Chevrolet MalibuMidsize$2,284$190

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
      Cheapest Insurance for Cars in Elizabeth, NJ

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top-rated companies in New Jersey.

      Cheapest SUV insurance rates

      Taking the top spot in Elizabeth for cheapest average insurance rates in the SUV segment is the Mazda CX-5, with an average cost of $1,670 per year. Second place is the Nissan Kicks costing $1,712 per year, and in third place is the Chevrolet Trailblazer, costing an average of $1,722 per year.

      Also ranking well in our comparison are SUVs like the Buick Encore, Toyota C-HR, Hyundai Venue, and Nissan Rogue Sport, with average insurance cost of $1,868 per year or less.

      Car insurance rates in Elizabeth for this segment for a good driver starts at around $139 per month, depending on the company and your location.

      The comparison table below ranks the SUVs with the most affordable car insurance rates in Elizabeth.

      Cheapest Insurance for SUVs in Elizabeth, NJ
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,670$139
      Nissan KicksCompact$1,712$143
      Chevrolet TrailblazerCompact$1,722$144
      Subaru CrosstrekCompact$1,762$147
      Honda PassportMidsize$1,764$147
      Toyota C-HRCompact$1,804$150
      Buick EncoreCompact$1,816$151
      Nissan Rogue SportCompact$1,830$153
      Hyundai VenueCompact$1,864$155
      Buick EnvisionCompact$1,868$156
      Kia SeltosCompact$1,870$156
      Subaru AscentMidsize$1,884$157
      Toyota Corolla CrossCompact$1,884$157
      Hyundai KonaCompact$1,896$158
      Subaru ForesterCompact$1,902$159
      Volkswagen TiguanCompact$1,906$159
      Honda CR-VCompact$1,922$160
      Mazda CX-30Compact$1,944$162
      Honda HR-VCompact$1,976$165
      Ford EdgeMidsize$1,978$165

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
        Cheapest Insurance for SUVs in Elizabeth, NJ

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top-rated companies in New Jersey.

        Cheapest luxury cars to insure

        The most affordable luxury cars to insure in Elizabeth are the Acura ILX at $2,020 per year, the Mercedes-Benz A220 at $2,158 per year, and the BMW 330i at $2,320 per year.

        Not the cheapest luxury cars to insure, but still very reasonable, are luxury cars like the Alfa Romeo Giulia, BMW 330e, BMW 230i, and BMW 228i, with an average cost to insure of $2,436 per year or less.

        Car insurance in Elizabeth for this segment for the average driver can cost as low as $168 per month, depending on the company and your location.

        When the luxury car segment is analyzed by vehicle size, the most affordable compact luxury car to insure in Elizabeth is the Mercedes-Benz A220 at $2,158 per year, or $180 per month. For midsize luxury cars, the Acura ILX has the cheapest rates at $2,020 per year, or $168 per month. And for full-size luxury car models, the Audi A5 has the cheapest car insurance rates at $2,580 per year, or $215 per month.

        The rate comparison table below ranks the luxury cars with the lowest-cost average car insurance rates in Elizabeth.

        Cheapest Insurance for Luxury Cars in Elizabeth, NJ
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$2,020$168
        Mercedes-Benz A220Compact$2,158$180
        BMW 330iCompact$2,320$193
        Acura TLXCompact$2,334$195
        Volvo S60Compact$2,356$196
        BMW 330eCompact$2,364$197
        BMW 228iCompact$2,378$198
        BMW 230iCompact$2,394$200
        Lexus RC 300Midsize$2,434$203
        Alfa Romeo GiuliaCompact$2,436$203
        Cadillac CT4Compact$2,440$203
        Lexus RC 350Compact$2,444$204
        Genesis G70Compact$2,478$207
        Mercedes-Benz AMG CLA35Midsize$2,492$208
        BMW i4Midsize$2,506$209
        Cadillac CT5Midsize$2,514$210
        Audi A3Midsize$2,540$212
        Audi A4Compact$2,544$212
        Mercedes-Benz AMG CLA45Midsize$2,548$212
        Audi S3Compact$2,550$213

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
          Cheapest Insurance for Luxury Cars in Elizabeth, NJ

          See our guide for luxury car insurance to view any vehicles not shown in the table.

          Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Elizabeth car insurance quotes from the best companies in New Jersey.

          Cheapest luxury SUVs to insure

          The Acura RDX comes in at #1 as the cheapest luxury SUV model to insure in Elizabeth, followed by the Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. The 2022 model averages $1,880 per year to insure for full coverage.

          Not the cheapest, but still in the top 10, are luxury SUVs like the Lexus NX 350h, Lexus UX 250h, BMW X1, and Lexus NX 350, with an average cost of $2,244 per year or less.

          From a cost per month standpoint, full-coverage insurance in this segment can cost as low as $157 per month, depending on your location and insurance company.

          The next table ranks the luxury SUVs with the lowest-cost car insurance in Elizabeth.

          Cheapest Insurance for Luxury SUVs in Elizabeth, NJ
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,880$157
          Cadillac XT4Compact$1,928$161
          Volvo XC40Compact$2,112$176
          Cadillac XT5Midsize$2,158$180
          Lexus NX 250Compact$2,184$182
          BMW X1Compact$2,186$182
          Lexus NX 350hCompact$2,200$183
          Lexus UX 250hCompact$2,202$184
          Lexus NX 350Compact$2,236$186
          Lexus UX 200Compact$2,244$187
          Jaguar E-PaceMidsize$2,250$188
          Lexus RX 350Midsize$2,258$188
          Acura MDXMidsize$2,272$189
          Lincoln NautilusMidsize$2,292$191
          Lexus NX 450hCompact$2,300$192
          Mercedes-Benz GLB 250Compact$2,308$192
          Lexus RX 450hMidsize$2,312$193
          Land Rover EvoqueCompact$2,320$193
          Infiniti QX50Midsize$2,322$194
          Lincoln CorsairCompact$2,324$194

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
            Cheapest Insurance for Luxury SUVs in Elizabeth, NJ

            For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

            Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top companies in New Jersey.

            Cheapest pickup trucks to insure

            Ranking highest for the most affordable Elizabeth car insurance rates in the pickup truck segment are the Nissan Frontier, Ford Ranger, Chevrolet Colorado, Ford Maverick, and Toyota Tacoma. Insurance rates for these 2022 models average $174 or less per month.

            Not the cheapest pickups to insure, but still affordable, are pickups like the Ford F150, GMC Canyon, Hyundai Santa Cruz, and Jeep Gladiator, with average cost of $2,158 per year or less.

            As a cost per month, full-coverage insurance in Elizabeth on this segment for a middle-age safe driver starts at around $151 per month, depending on where you live and the company you use. The next table ranks the twenty pickups with the lowest-cost average insurance rates in Elizabeth, starting with the Chevrolet Colorado at $1,806 per year ($151 per month) and ending with the GMC Sierra 3500 at $2,584 per year ($215 per month).

            Cheapest Insurance for Pickups in Elizabeth, NJ
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$1,806$151
            Ford MaverickMidsize$1,880$157
            Ford RangerMidsize$1,950$163
            Toyota TacomaMidsize$2,040$170
            Nissan FrontierMidsize$2,092$174
            GMC CanyonMidsize$2,112$176
            Hyundai Santa CruzMidsize$2,112$176
            Ford F150Full-size$2,124$177
            Honda RidgelineMidsize$2,138$178
            Jeep GladiatorMidsize$2,158$180
            GMC SierraFull-size$2,238$187
            Nissan TitanFull-size$2,318$193
            Chevrolet SilveradoFull-size$2,362$197
            Toyota TundraFull-size$2,362$197
            Ford F350 Super DutyHeavy Duty$2,386$199
            Chevrolet Silverado HD 3500Heavy Duty$2,400$200
            Nissan Titan XDHeavy Duty$2,468$206
            Ram TruckFull-size$2,508$209
            GMC Sierra 2500 HDHeavy Duty$2,564$214
            GMC Sierra 3500Heavy Duty$2,584$215

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
              Cheapest Insurance for Pickups in Elizabeth, NJ

              For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Looking for insurance rates for a different truck? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Elizabeth car insurance quotes from top companies in New Jersey.

              Cheapest sports car insurance rates

              The four lowest-cost sports cars to insure in Elizabeth are the Mazda MX-5 Miata at $1,902 per year, Ford Mustang at $2,316 per year, BMW Z4 at $2,362 per year, and Subaru WRX at $2,498 per year.

              Additional sports cars that have affordable average insurance rates include the Audi TT, Toyota GR Supra, Subaru BRZ, and Chevrolet Corvette, with average annual insurance rates of $2,842 per year or less.

              Additional vehicles on the list include the Porsche 911, BMW M4, Chevrolet Camaro, Dodge Challenger, and Lexus LC 500, which average between $2,842 and $3,620 per year for auto insurance.

              Full-coverage car insurance in this segment starts at around $159 per month, depending on the company and where you live. The comparison table below ranks the twenty sports cars with the cheapest insurance rates in Elizabeth, starting with the Mazda MX-5 Miata at $159 per month and ending with the Lexus LC 500 at $302 per month.

              Cheapest Insurance for Sports Cars in Elizabeth, NJ
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,902$159
              Ford MustangSports Car$2,316$193
              BMW Z4Sports Car$2,362$197
              Subaru WRXSports Car$2,498$208
              Toyota GR86Sports Car$2,560$213
              Toyota GR SupraSports Car$2,618$218
              Audi TTSports Car$2,674$223
              Subaru BRZSports Car$2,756$230
              Chevrolet CorvetteSports Car$2,766$231
              BMW M3Sports Car$2,842$237
              Porsche 718Sports Car$2,970$248
              Chevrolet CamaroSports Car$3,044$254
              Lexus RC FSports Car$3,116$260
              Dodge ChallengerSports Car$3,124$260
              Mercedes-Benz AMG GT53Sports Car$3,170$264
              Jaguar F-TypeSports Car$3,318$277
              Porsche TaycanSports Car$3,406$284
              Porsche 911Sports Car$3,488$291
              BMW M4Sports Car$3,496$291
              Lexus LC 500Sports Car$3,620$302

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Elizabeth, NJ.Data last updated on June 23, 2022
                Cheapest Insurance for Sports Cars in Elizabeth, NJ

                Don’t see insurance cost for your sports car? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in New Jersey.

                Variability of car insurance rates

                To aid in understanding how much car insurance cost can range from one driver to the next (and also emphasize the importance of accurate rate quotes), the sections below have detailed car insurance rates for three popular vehicles in Elizabeth: the Ford F150, Nissan Sentra, and Honda CR-V.

                Each chart displays average rates for different driver profiles to illustrate the possible price variation with only small changes in driver profile or coverage limits.

                Ford F150 insurance rates

                Car insurance for a Ford F150 in Elizabeth costs an average of $2,124 per year (about $177 per month) and varies from $1,762 to $4,798 per year for the specific drivers in the next insurance cost chart.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Elizabeth includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Ford F150 Insurance Cost in Elizabeth, NJ
                Ford F150 Insurance Cost in Elizabeth, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,798$400
                Safe Driver Age 20$4,204$350
                At-fault Accidents Age 40$2,994$250
                Low Deductibles Age 40$2,742$229
                Safe Driver Age 30$2,230$186
                Safe Driver Age 40$2,124$177
                Safe Driver Age 50$1,934$161
                Safe Driver Age 60$1,898$158
                High Deductibles Age 40$1,806$151
                Discount Rate Age 40$1,762$147

                The Ford F150 is classified as a full-size truck, and other models from that segment that are popular in Elizabeth, New Jersey, include the Chevrolet Silverado, GMC Sierra, and Toyota Tundra.

                Nissan Sentra insurance rates

                Insurance for a Nissan Sentra in Elizabeth averages $2,144 per year, or around $179 per month, and ranges from $1,780 to $4,790.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Elizabeth includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Nissan Sentra Insurance Cost in Elizabeth, New Jersey
                Nissan Sentra Insurance Cost in Elizabeth, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,790$399
                Safe Driver Age 20$4,200$350
                At-fault Accidents Age 40$3,018$252
                Low Deductibles Age 40$2,706$226
                Safe Driver Age 30$2,236$186
                Safe Driver Age 40$2,144$179
                Safe Driver Age 50$1,950$163
                Safe Driver Age 60$1,908$159
                High Deductibles Age 40$1,848$154
                Discount Rate Age 40$1,780$148

                The Nissan Sentra is considered a compact car, and other popular same-segment models include the Honda Civic, Toyota Corolla, and Hyundai Elantra.

                Honda CR-V insurance rates

                Honda CR-V insurance in Elizabeth averages $1,922 per year ($160 per month) and ranges from $1,596 to $4,382.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Elizabeth includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Honda CR-V Insurance Cost in Elizabeth, New Jersey
                Honda CR-V Insurance Cost in Elizabeth, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,382$365
                Safe Driver Age 20$3,836$320
                At-fault Accidents Age 40$2,720$227
                Low Deductibles Age 40$2,496$208
                Safe Driver Age 30$2,024$169
                Safe Driver Age 40$1,922$160
                Safe Driver Age 50$1,752$146
                Safe Driver Age 60$1,722$144
                High Deductibles Age 40$1,628$136
                Discount Rate Age 40$1,596$133

                The Honda CR-V is part of the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Chevrolet Equinox, and Nissan Rogue.

                How to find cheaper car insurance

                Drivers are always looking to reduce the monthly expense for insurance So take a minute or two to look through the tips below and maybe you’ll be able to save a few bucks on your next policy purchase.

                • Remain claim free and save. Most insurance companies reduce rates a little if you have not filed any claims. Auto insurance should only be used for significant claims, not nickel-and-dime type claims.
                • Choose a vehicle that is cheaper to insure. Vehicle type has a huge impact on the price you pay for auto insurance. As an example, a Kia Soul costs $2,164 less per year to insure in Elizabeth than a Acura NSX. Drive cheaper models and save money.
                • Compare car insurance rates before buying a car. Different cars have very different car insurance rates, and car insurance companies can price policies with very different rates. Get comparison quotes before you buy a new vehicle in order to avoid price shock when you receive your first bill.
                • Your job could reduce your rates. Some auto insurance companies offer policy discounts for certain professions like nurses, college professors, high school and elementary teachers, doctors, engineers, and others. If you can qualify for this discount, you could save between $66 and $229 on your annual car insurance bill.
                • Qualify for policy discounts to save money. Savings may be available if the insureds drive a vehicle with safety or anti-theft features, are good students, are loyal customers, insure their home and car with the same company, choose electronic billing, or many other policy discounts which could save the average Elizabeth driver as much as $372 per year on their insurance cost.
                • Shop around for better rates. Taking a few minutes to get a few free car insurance quotes is the best way to save money. Rates change often and you can change companies at any time.
                • Fewer accidents means cheaper auto insurance rates. Too many at-fault accidents will increase rates, potentially by an extra $1,012 per year for a 30-year-old driver and even $702 per year for a 50-year-old driver. So drive safe and save money!