Trenton, NJ Car Insurance – Quote Comparisons + Cheapest Autos

How much will auto insurance cost in Trenton? We break down average insurance rates and reveal the models with the cheapest car insurance quotes.

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  • Trenton car insurance cost averages $1,782 per year, or around $149 per month for a full coverage policy.
  • Monthly auto insurance rates for a few popular models in Trenton include the GMC Sierra at $152, Honda Accord at $155, and Hyundai Elantra at $168.
  • Vehicles like the Hyundai Venue, Buick Envision, Buick Encore, and Subaru Crosstrek are the top choices for cheap car insurance in Trenton.
  • A few models with the most affordable car insurance in Trenton for their segment include the Acura RDX, Subaru Legacy, Chevrolet Tahoe, and Subaru Impreza.

How much does Trenton car insurance cost?

Average auto insurance cost in Trenton is $1,782 per year, which is 13.7% more than the overall national average rate of $1,567. Car insurance in Trenton per month costs about $149 per month for a full-coverage car insurance policy.

Average auto insurance cost in New Jersey is $1,438 per year, so Trenton, New Jersey, drivers pay an average of $344 more per year than the overall New Jersey state-wide average rate. When rates are compared to other cities in New Jersey, the cost of car insurance in Trenton is approximately $534 per year cheaper than in Newark, $414 per year less than in Elizabeth, and $152 per year cheaper than in Jersey City.

The next chart shows average Trenton auto insurance cost for all 2022 models. Rates are averaged for all Trenton Zip Codes and shown for both different driver ages and policy deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Trenton car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Trenton zip codes.Data last updated on June 23, 2022
Average Car Insurance Cost in Trenton, NJ
Average Car Insurance Cost in Trenton, NJ
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,004$250
$500$3,538$295
$250$4,102$342
30$1,000$1,576$131
$500$1,876$156
$250$2,188$182
40$1,000$1,508$126
$500$1,782$149
$250$2,070$173
50$1,000$1,376$115
$500$1,622$135
$250$1,880$157
60$1,000$1,352$113
$500$1,594$133
$250$1,848$154

In the chart above, the cost of auto insurance in Trenton ranges from $1,352 per year for a 60-year-old driver with a high deductible policy to $4,102 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the prior chart ranges from $113 to $342 per month.

Auto insurance rates are not the same for everyone and are impacted by many factors. Since there can be such a large difference in rates, it stresses the need for accurate free car insurance quotes when shopping around for the cheapest auto insurance policy.

Driver age is one of the biggest factors in determining the cost of car insurance. The list below details how driver age influences cost by showing the difference in average car insurance rates for drivers from 16 to 60.

Average cost of car insurance in Trenton by driver age

  • 16-year-old driver – $6,388 per year or $532 per month
  • 17-year-old driver – $5,966 per year or $497 per month
  • 18-year-old driver – $5,572 per year or $464 per month
  • 19-year-old driver – $5,038 per year or $420 per month
  • 20-year-old driver – $3,538 per year or $295 per month
  • 30-year-old driver – $1,876 per year or $156 per month
  • 40-year-old driver – $1,782 per year or $149 per month
  • 50-year-old driver – $1,622 per year or $135 per month
  • 60-year-old driver – $1,594 per year or $133 per month

The rates shown above for average cost of car insurance for teen drivers used a male as the rated driver. The next chart gets more specific and illustrates average teen driver car insurance rates by gender. Young female drivers tend to have cheaper car insurance rates than their male counterparts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Trenton includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
Average Trenton, NJ, Car Insurance Cost for Teenagers
Average Car Insurance Cost in Trenton, NJ for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$6,388$5,966$5,572$5,038
Female$5,626$5,304$4,832$4,480

Auto insurance for a 16-year-old female driver in Trenton costs an average of $762 less than a male driver per year, while at age 19, the cost difference is smaller but males still pay $558 more per year.

The rates mentioned previously are an average for all 2022 vehicle models, which is practical for making overall comparisons such as the difference in average car insurance cost for two different locations in New Jersey.

Average car insurance rates are good when trying to find the answer to questions like “is auto insurance cheaper in Trenton or Paterson?” or “is auto insurance cheaper in New Jersey or Texas?”.

But for more in-depth car insurance comparisons, it makes better sense to instead use rates for the specific model of vehicle being insured. Each make and model has it’s own profile for rating purposes and this data provides for insurance cost comparisons.

The next chart details the cost of auto insurance for a handful of the more popular vehicles cruising around Trenton. Later in this article, we analyze car insurance rates for some of these vehicles even more in-depth.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Trenton car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Trenton Zip Codes.Data last updated on June 23, 2022
Trenton, New Jersey Car Insurance Rates for Popular Vehicles
Trenton, New Jersey Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,356$113
Subaru Crosstrek$1,434$120
Honda CR-V$1,562$130
Toyota Tacoma$1,656$138
Chevrolet Equinox$1,668$139
Toyota RAV4$1,686$141
Ford F150$1,728$144
Toyota 4Runner$1,740$145
Nissan Sentra$1,740$145
Nissan Rogue$1,746$146
Ford Escape$1,754$146
Toyota Camry$1,756$146
Ford Bronco$1,794$150
Honda Pilot$1,810$151
GMC Sierra$1,818$152
Kia Forte$1,826$152
Chevrolet Traverse$1,838$153
Honda Accord$1,862$155
Ford Mustang$1,882$157
Chevrolet Silverado$1,918$160
Jeep Grand Cherokee$1,968$164
Jeep Cherokee$1,980$165
Hyundai Elantra$2,012$168
Ram Truck$2,038$170

The models that are popular in Trenton tend to be small or midsize sedans like the Nissan Sentra and Honda Accord and compact and midsize SUVs like the Chevy Equinox and Ford Explorer.

Additional popular models from different automotive segments include luxury models like the Tesla Model S and Acura MDX, pickup trucks like the Ford Ranger and Chevy Silverado, and sports cars like the Audi TT and Chevy Corvette.

We get into rates for lots more vehicles later on in this article, but before we dive into that data, let’s quickly revisit the main concepts that we covered in this first section.

  • Trenton auto insurance prices are more expensive than the New Jersey state average – $1,782 (Trenton average) compared to $1,438 (New Jersey average)
  • Insurance for teens costs a lot – Cost ranges from $4,480 to $6,388 per year for insurance on a teen driver in Trenton.
  • Auto insurance with low deductibles costs more – A 40-year-old driver pays an average of $538 more per year for a policy with $250 deductibles versus $1,000 deductibles.
  • Trenton, NJ, average car insurance cost is more than the U.S. average – $1,782 (Trenton average) compared to $1,567 (U.S. average)
  • Auto insurance gets cheaper as you age – Average car insurance rates for a 40-year-old driver in Trenton are $1,686 per year cheaper than for a 20-year-old driver.
  • Auto insurance rates decrease significantly from age 20 to 30 – The average 30-year-old Trenton, NJ, driver will pay $1,596 less per year than a 20-year-old driver, $1,804 versus $3,400.

What are the cheapest autos to insure in Trenton, NJ?

The vehicles with the best insurance prices in Trenton, NJ, tend to be compact SUVs and crossovers like the Nissan Kicks, Mazda CX-5, and Subaru Crosstrek.

Average car insurance quotes for those small SUVs cost $1,488 or less per year for full coverage.

Some additional models that rank in the top 20 in our overall cost comparison are the Ford Maverick, Buick Envision, Subaru Forester, and Acura RDX. The average rates are slightly more for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $1,548 or less per year, or $129 per month in Trenton.

The following table lists the top 50 cheapest vehicles to insure in Trenton, sorted by annual and monthly insurance cost.

Top 50 Cheapest Automobiles to Insure in Trenton
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,356$113
2Nissan Kicks$1,392$116
3Chevrolet Trailblazer$1,400$117
4Honda Passport$1,434$120
5Subaru Crosstrek$1,434$120
6Chevrolet Colorado$1,468$122
7Toyota C-HR$1,468$122
8Buick Encore$1,476$123
9Nissan Rogue Sport$1,488$124
10Hyundai Venue$1,516$126
11Buick Envision$1,520$127
12Kia Seltos$1,520$127
13Ford Maverick$1,526$127
14Acura RDX$1,532$128
15Subaru Ascent$1,532$128
16Toyota Corolla Cross$1,532$128
17Hyundai Kona$1,542$129
18Subaru Forester$1,546$129
19Mazda MX-5 Miata$1,548$129
20Subaru Impreza$1,548$129
21Volkswagen Tiguan$1,548$129
22Chevrolet Spark$1,556$130
23Honda CR-V$1,562$130
24Cadillac XT4$1,568$131
25Mazda CX-30$1,578$132
26Ford Ranger$1,586$132
27Honda HR-V$1,604$134
28Ford Edge$1,610$134
29Ford Ecosport$1,616$135
30Chevrolet Trax$1,636$136
31Subaru Outback$1,638$137
32Acura ILX$1,644$137
33GMC Terrain$1,644$137
34Mitsubishi Eclipse Cross$1,646$137
35Nissan Murano$1,656$138
36Toyota Tacoma$1,656$138
37Hyundai Tucson$1,658$138
38Chevrolet Bolt$1,662$139
39Honda Odyssey$1,664$139
40Chevrolet Equinox$1,668$139
41Toyota Venza$1,668$139
42Volkswagen Taos$1,672$139
43Ford Explorer$1,678$140
44Fiat 500X$1,680$140
45Toyota RAV4$1,686$141
46Kia Soul$1,688$141
47Kia Sorento$1,690$141
48Nissan Frontier$1,700$142
49Hyundai Palisade$1,714$143
50Hyundai Santa Cruz$1,714$143

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
    Top 50 Cheapest Automobiles to Insure in Trenton

    A list of 50 ranked vehicles serves the purpose if you’re just looking for any vehicle with cheap insurance rates. But considering we track over 700 vehicles, that’s a lot of vehicles that get omitted from the list. So let’s rethink this and break out the models with the lowest rates in a different format, by automotive segment.

    The next section of this article details the average cost of auto insurance by vehicle segment. This will give you a good understanding of the types of vehicles that have the overall most affordable average car insurance rates. Then the six sections following the chart break out the 20 models with the cheapest auto insurance for the primary segments.

    Car insurance rates by automotive segment

    If you’re shopping for a new or used vehicle, it’s advantageous to know which categories of vehicles have less expensive insurance rates. As an example, you may be wondering if midsize SUVs cost less to insure than full-size SUVs or if sports cars are cheaper to insure than luxury cars.

    The next chart displays average auto insurance cost by vehicle segment in Trenton. From an overall average perspective, compact SUVs and midsize pickup trucks tend to have the least expensive rates, with luxury and performance models having the most expensive overall rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Trenton car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Trenton Zip Codes.Data last updated on June 23, 2022
    Average Trenton, New Jersey Car Insurance Rates by Vehicle Segment
    Trenton Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,668$139
    Midsize Pickup$1,714$143
    Minivan$1,798$150
    Midsize SUV$1,806$151
    Compact Car$1,836$153
    Midsize Car$1,858$155
    Half-ton Pickup$1,938$162
    Compact Luxury SUV$2,004$167
    Large SUV$2,014$168
    Compact Luxury Car$2,022$169
    Large Car$2,062$172
    Heavy Duty Pickup$2,126$177
    Midsize Luxury SUV$2,158$180
    Midsize Luxury Car$2,362$197
    Sports Car$2,516$210
    Large Luxury SUV$2,694$225
    Large Luxury Car$2,820$235

    Average rates for different segments are useful for making an overall comparison, but rates vary greatly within each of the segments listed above.

    For example, in the midsize luxury car segment, Trenton car insurance rates range from the Acura ILX costing $1,644 per year for a full coverage policy to the BMW M5 at $3,086 per year, a difference of $1,442 within that segment.

    In the large luxury SUV segment, the average insurance cost ranges from the Volvo XC90 costing $1,932 per year up to the Mercedes-Benz Maybach GLS 600 costing $3,530 per year, a difference of $1,598 within that segment.

    In the upcoming sections, we eliminate a lot of this variability by looking at auto insurance cost in Trenton for specific makes and models of vehicles.

    Cars with affordable insurance rates in Trenton, New Jersey

    The most affordable 2-door and 4-door sedans and hatchbacks to insure in Trenton are the Subaru Impreza at $1,548 per year, the Chevrolet Spark at $1,556 per year, and the Volkswagen Golf at $1,718 per year.

    Rounding out the top 10 are cars like the Toyota Camry, Kia K5, Honda Insight, and Nissan Sentra, with average rates of $1,756 per year or less.

    Full-coverage auto insurance in this segment for a middle-age safe driver starts at around $129 per month, depending on your company and location. The rate comparison table below ranks the cars with the most affordable car insurance in Trenton, starting with the Subaru Impreza at $1,548 per year and ending with the Chevrolet Malibu at $1,854 per year.

    Cheapest Cars to Insure in Trenton, New Jersey
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,548$129
    Chevrolet SparkCompact$1,556$130
    Volkswagen GolfCompact$1,718$143
    Subaru LegacyMidsize$1,730$144
    Honda InsightMidsize$1,734$145
    Volkswagen JettaCompact$1,734$145
    Nissan SentraCompact$1,740$145
    Kia K5Midsize$1,752$146
    Toyota CamryMidsize$1,756$146
    Toyota CorollaCompact$1,756$146
    Kia RioCompact$1,758$147
    Volkswagen PassatMidsize$1,764$147
    Honda CivicCompact$1,766$147
    Mazda 3Compact$1,774$148
    Mazda 6Midsize$1,776$148
    Toyota PriusCompact$1,782$149
    Hyundai AccentCompact$1,804$150
    Hyundai VelosterCompact$1,822$152
    Kia ForteCompact$1,826$152
    Chevrolet MalibuMidsize$1,854$155

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
      Cheapest Cars to Insure in Trenton, New Jersey

      For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in New Jersey.

      Cheap SUVs to insure in Trenton, New Jersey

      The top four SUVs with the lowest-cost average insurance rates in Trenton are the Mazda CX-5 at $1,356 per year, Nissan Kicks at $1,392 per year, Chevrolet Trailblazer at $1,400 per year, and Honda Passport at $1,434 per year.

      Rounding out the top 10 are SUVs like the Buick Encore, Nissan Rogue Sport, Toyota C-HR, and Hyundai Venue, with an average cost to insure of $1,520 per year or less.

      In the lower half of the top 20 SUVs to insure, models like the Hyundai Kona, Kia Seltos, Mazda CX-30, Subaru Ascent, Ford Edge, and Honda HR-V cost between $1,520 and $1,610 per year to insure in Trenton.

      Full-coverage insurance in this segment for a good driver will start around $113 per month, depending on your company and location. The comparison table below ranks the SUVs with the most affordable insurance rates in Trenton, starting with the Mazda CX-5 at $1,356 per year and ending with the Ford Edge at $1,610 per year.

      Cheapest SUVs to Insure in Trenton, New Jersey
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,356$113
      Nissan KicksCompact$1,392$116
      Chevrolet TrailblazerCompact$1,400$117
      Honda PassportMidsize$1,434$120
      Subaru CrosstrekCompact$1,434$120
      Toyota C-HRCompact$1,468$122
      Buick EncoreCompact$1,476$123
      Nissan Rogue SportCompact$1,488$124
      Hyundai VenueCompact$1,516$126
      Buick EnvisionCompact$1,520$127
      Kia SeltosCompact$1,520$127
      Subaru AscentMidsize$1,532$128
      Toyota Corolla CrossCompact$1,532$128
      Hyundai KonaCompact$1,542$129
      Subaru ForesterCompact$1,546$129
      Volkswagen TiguanCompact$1,548$129
      Honda CR-VCompact$1,562$130
      Mazda CX-30Compact$1,578$132
      Honda HR-VCompact$1,604$134
      Ford EdgeMidsize$1,610$134

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
        Cheapest SUVs to Insure in Trenton, New Jersey

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see your SUV in the table above? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in New Jersey.

        Luxury cars with cheap insurance rates

        Out of all 2022 models, the top five lowest-cost luxury car models to insure in Trenton are the Acura ILX, Mercedes-Benz A220, BMW 330i, Acura TLX, and Volvo S60. Rates for for these models range from $1,644 to $1,914 per year.

        Also ranking well in our comparison are cars like the BMW 330e, BMW 228i, BMW 230i, and Alfa Romeo Giulia, with an average car insurance cost of $1,980 per year or less.

        Some additional vehicles on the list include the Cadillac CT4, Audi S3, Audi A4, Mercedes-Benz AMG CLA45, and Cadillac CT5, which cost between $1,980 and $2,072 per year for insurance in Trenton.

        From a monthly standpoint, full-coverage car insurance in this segment for a good driver starts at around $137 per month, depending on the company and your location. The next table ranks the twenty luxury cars with the most affordable insurance in Trenton, starting with the Acura ILX at $1,644 per year and ending with the Audi S3 at $2,072 per year.

        Cheapest Luxury Cars to Insure in Trenton, New Jersey
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,644$137
        Mercedes-Benz A220Compact$1,754$146
        BMW 330iCompact$1,886$157
        Acura TLXCompact$1,896$158
        Volvo S60Compact$1,914$160
        BMW 330eCompact$1,920$160
        BMW 228iCompact$1,932$161
        BMW 230iCompact$1,946$162
        Alfa Romeo GiuliaCompact$1,980$165
        Lexus RC 300Midsize$1,980$165
        Cadillac CT4Compact$1,982$165
        Lexus RC 350Compact$1,988$166
        Genesis G70Compact$2,014$168
        Mercedes-Benz AMG CLA35Midsize$2,026$169
        BMW i4Midsize$2,036$170
        Cadillac CT5Midsize$2,042$170
        Audi A3Midsize$2,062$172
        Audi A4Compact$2,066$172
        Audi S3Compact$2,072$173
        Mercedes-Benz AMG CLA45Midsize$2,072$173

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
          Cheapest Luxury Cars to Insure in Trenton, New Jersey

          See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

          Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Trenton car insurance quotes from top car insurance companies in New Jersey.

          Luxury SUVs with cheap insurance rates

          The cheapest luxury SUV models to insure in Trenton are the Acura RDX at $1,532 per year, the Cadillac XT4 at $1,568 per year, and the Volvo XC40 at $1,720 per year.

          Not the cheapest luxury SUVs to insure, but still very reasonable, are SUVs like the Lexus NX 350h, BMW X1, Lexus NX 350, and Lexus UX 200, with an average cost of $1,824 per year or less.

          In the lower half of the top 20 luxury SUVs to insure, models like the Acura MDX, Lexus RX 450h, Land Rover Evoque, Infiniti QX50, and Lexus RX 350 average between $1,824 and $1,890 to insure per year in Trenton.

          Car insurance rates in Trenton for this segment for an average middle-age driver will start around $128 per month, depending on where you live. The comparison table below ranks the luxury SUVs with the most affordable average insurance rates in Trenton, starting with the Acura RDX at $1,532 per year and ending with the Lincoln Corsair at $1,890 per year.

          Cheapest Luxury SUVs to Insure in Trenton, New Jersey
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,532$128
          Cadillac XT4Compact$1,568$131
          Volvo XC40Compact$1,720$143
          Cadillac XT5Midsize$1,754$146
          Lexus NX 250Compact$1,774$148
          BMW X1Compact$1,778$148
          Lexus NX 350hCompact$1,788$149
          Lexus UX 250hCompact$1,790$149
          Lexus NX 350Compact$1,818$152
          Lexus UX 200Compact$1,824$152
          Jaguar E-PaceMidsize$1,830$153
          Lexus RX 350Midsize$1,838$153
          Acura MDXMidsize$1,848$154
          Lincoln NautilusMidsize$1,864$155
          Lexus NX 450hCompact$1,870$156
          Mercedes-Benz GLB 250Compact$1,876$156
          Lexus RX 450hMidsize$1,882$157
          Land Rover EvoqueCompact$1,886$157
          Infiniti QX50Midsize$1,888$157
          Lincoln CorsairCompact$1,890$158

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
            Cheapest Luxury SUVs to Insure in Trenton, New Jersey

            See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

            Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Trenton car insurance quotes from top-rated car insurance companies in New Jersey.

            Cheap pickups to insure in Trenton

            Ranking in the top five for the lowest-cost Trenton car insurance rates in the pickup truck segment are the Ford Ranger, Chevrolet Colorado, Toyota Tacoma, Ford Maverick, and Nissan Frontier. Car insurance quotes for these 2022 models average $1,700 or less per year.

            Rounding out the top 10 are trucks like the Jeep Gladiator, Honda Ridgeline, GMC Canyon, and Ford F150, with average annual insurance rates of $1,754 per year or less.

            Car insurance rates in Trenton for this segment for the average driver starts at an average of $122 per month, depending on where you live. The rate comparison table below ranks the twenty pickups with the most affordable average insurance rates in Trenton, starting with the Chevrolet Colorado at $1,468 per year ($122 per month) and ending with the GMC Sierra 3500 at $2,096 per year ($175 per month).

            Cheapest Pickups to Insure in Trenton, New Jersey
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$1,468$122
            Ford MaverickMidsize$1,526$127
            Ford RangerMidsize$1,586$132
            Toyota TacomaMidsize$1,656$138
            Nissan FrontierMidsize$1,700$142
            Hyundai Santa CruzMidsize$1,714$143
            GMC CanyonMidsize$1,718$143
            Ford F150Full-size$1,728$144
            Honda RidgelineMidsize$1,738$145
            Jeep GladiatorMidsize$1,754$146
            GMC SierraFull-size$1,818$152
            Nissan TitanFull-size$1,886$157
            Chevrolet SilveradoFull-size$1,918$160
            Toyota TundraFull-size$1,918$160
            Ford F350 Super DutyHeavy Duty$1,938$162
            Chevrolet Silverado HD 3500Heavy Duty$1,952$163
            Nissan Titan XDHeavy Duty$2,006$167
            Ram TruckFull-size$2,038$170
            GMC Sierra 2500 HDHeavy Duty$2,080$173
            GMC Sierra 3500Heavy Duty$2,096$175

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
              Cheapest Pickups to Insure in Trenton, New Jersey

              See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

              Don’t see your pickup model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Trenton car insurance quotes from top-rated companies in New Jersey.

              Sports cars with affordable insurance rates

              The four highest ranking sports cars with the cheapest insurance in Trenton are the Mazda MX-5 Miata at $1,548 per year, Ford Mustang at $1,882 per year, BMW Z4 at $1,922 per year, and Subaru WRX at $2,028 per year.

              Not the cheapest sports cars to insure, but still very reasonable, are cars like the Toyota GR Supra, Subaru BRZ, Chevrolet Corvette, and BMW M3, with average annual insurance rates of $2,310 per year or less.

              Ranked in the lower half of the top 20, models like the Chevrolet Camaro, Mercedes-Benz AMG GT53, Porsche 718, Jaguar F-Type, and Dodge Challenger average between $2,310 and $2,940 per year for insurance in Trenton.

              As a cost per month, full-coverage car insurance in Trenton on this segment starts at an average of $129 per month, depending on the company and your location.

              The rate comparison table below ranks the sports cars with the cheapest auto insurance rates in Trenton.

              Cheapest Sports Cars to Insure in Trenton, New Jersey
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,548$129
              Ford MustangSports Car$1,882$157
              BMW Z4Sports Car$1,922$160
              Subaru WRXSports Car$2,028$169
              Toyota GR86Sports Car$2,080$173
              Toyota GR SupraSports Car$2,126$177
              Audi TTSports Car$2,172$181
              Subaru BRZSports Car$2,240$187
              Chevrolet CorvetteSports Car$2,248$187
              BMW M3Sports Car$2,310$193
              Porsche 718Sports Car$2,412$201
              Chevrolet CamaroSports Car$2,470$206
              Lexus RC FSports Car$2,532$211
              Dodge ChallengerSports Car$2,538$212
              Mercedes-Benz AMG GT53Sports Car$2,578$215
              Jaguar F-TypeSports Car$2,696$225
              Porsche TaycanSports Car$2,770$231
              Porsche 911Sports Car$2,836$236
              BMW M4Sports Car$2,842$237
              Lexus LC 500Sports Car$2,940$245

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Trenton, NJ.Data last updated on June 23, 2022
                Cheapest Sports Cars to Insure in Trenton, New Jersey

                Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Trenton.

                What to expect when shopping for auto insurance

                To reinforce the concept of the extent to which the cost of car insurance can vary from one driver to the next, the examples below show detailed car insurance rates for four popular models in Trenton: the Ram Truck, Honda Civic, Honda Pilot, and Toyota Camry.

                Each example displays rates for a variety of different driver profiles to show how rates have significant variation based on multiple scenarios.

                Ram Truck insurance rates

                In Trenton, Ram Truck insurance averages $2,038 per year, or around $170 per month, and varies from $1,688 to $4,620.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Trenton includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Ram Truck Insurance Cost in Trenton, NJ
                Ram Truck Insurance Cost in Trenton, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,620$385
                Safe Driver Age 20$4,046$337
                At-fault Accidents Age 40$2,884$240
                Low Deductibles Age 40$2,620$218
                Safe Driver Age 30$2,136$178
                Safe Driver Age 40$2,038$170
                Safe Driver Age 50$1,858$155
                Safe Driver Age 60$1,822$152
                High Deductibles Age 40$1,736$145
                Discount Rate Age 40$1,688$141

                The Ram Truck is classified as a full-size truck, and other similar models from the same segment include the GMC Sierra, Toyota Tundra, and Ford F150.

                Honda Civic insurance rates

                Honda Civic insurance in Trenton costs an average of $1,766 per year (about $147 per month) and varies from $1,466 to $3,984 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Trenton includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Honda Civic Insurance Cost in Trenton, NJ
                Honda Civic Insurance Cost in Trenton, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,984$332
                Safe Driver Age 20$3,490$291
                At-fault Accidents Age 40$2,490$208
                Low Deductibles Age 40$2,270$189
                Safe Driver Age 30$1,854$155
                Safe Driver Age 40$1,766$147
                Safe Driver Age 50$1,606$134
                Safe Driver Age 60$1,578$132
                High Deductibles Age 40$1,502$125
                Discount Rate Age 40$1,466$122

                The Honda Civic is a compact car, and other popular same-segment models include the Volkswagen Jetta, Hyundai Elantra, and Nissan Sentra.

                Honda Pilot insurance rates

                Insurance for a Honda Pilot in Trenton costs an average of $1,810 per year ($151 per month) and has a range of $1,504 to $4,134 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Trenton includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Honda Pilot Insurance Cost in Trenton, New Jersey
                Honda Pilot Insurance Cost in Trenton, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,134$345
                Safe Driver Age 20$3,618$302
                At-fault Accidents Age 40$2,552$213
                Low Deductibles Age 40$2,386$199
                Safe Driver Age 30$1,914$160
                Safe Driver Age 40$1,810$151
                Safe Driver Age 50$1,650$138
                Safe Driver Age 60$1,622$135
                High Deductibles Age 40$1,516$126
                Discount Rate Age 40$1,504$125

                The Honda Pilot is classified as a midsize SUV, and additional similar models from the same segment include the Kia Sorento, Jeep Grand Cherokee, Ford Explorer, and Toyota Highlander.

                Toyota Camry insurance rates

                Toyota Camry insurance in Trenton averages $1,756 per year ($146 per month) and ranges from $1,460 to $3,972 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Trenton includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Toyota Camry Insurance Cost in Trenton, NJ
                Toyota Camry Insurance Cost in Trenton, NJ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,972$331
                Safe Driver Age 20$3,478$290
                At-fault Accidents Age 40$2,468$206
                Low Deductibles Age 40$2,294$191
                Safe Driver Age 30$1,854$155
                Safe Driver Age 40$1,756$146
                Safe Driver Age 50$1,600$133
                Safe Driver Age 60$1,570$131
                High Deductibles Age 40$1,476$123
                Discount Rate Age 40$1,460$122

                The Toyota Camry is considered a midsize car, and other models popular in Trenton include the Hyundai Sonata, Honda Accord, Nissan Altima, and Kia K5.

                Helpful tips to save on car insurance

                Drivers should always be thinking of ways to reduce their monthly insurance expenses. So review the tips below and maybe you can save a little dough on your next car insurance policy.

                • Stay claim free and save. Most car insurance companies offer a discount if you have not filed any claims. Auto insurance is intended to be used to protect you from large financial hits, not small claims that can be paid out-of-pocket.
                • Shop your coverage around. Take a couple of minutes to get some free car insurance quotes is our top recommendation for saving money on car insurance. Rates change frequently and you can switch companies very easily.
                • Cheaper rates come with better credit scores. Insureds with excellent credit scores of 800+ could save up to $280 per year when compared to a credit rating of 670-739. Conversely, a subpar credit rating could cost around $324 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Earn discounts to save money. Discounted rates may be available if the insureds are senior citizens, choose electronic billing, insure multiple vehicles on the same policy, drive a vehicle with safety or anti-theft features, insure their home and car with the same company, or many other discounts which could save the average Trenton driver as much as $298 per year.
                • Get a discount from your employment. Just about all car insurance providers offer discounts for specific occupations like architects, accountants, lawyers, emergency medical technicians, dentists, and others. By qualifying for this profession discount, you may save between $53 and $186 on your insurance premium, depending on the level of coverage purchased.