- Average car insurance cost in Chesapeake is $1,322 per year, or about $110 per month. This is 35% less than the national average rate of $1,883.
- For cheap car insurance, small crossovers like the Nissan Kicks, Subaru Crosstrek, Toyota Corolla Cross, and Volkswagen Tiguan have better auto insurance rates.
How much does car insurance cost in Chesapeake?
The average car insurance expense in Chesapeake is $1,322 per year, which is 35% less than the national average rate of $1,883. Average car insurance cost per month in Chesapeake is $110 for a full coverage policy.
When compared to other cities in Virginia, the average cost of insurance in Chesapeake is approximately $8 per year cheaper than in Virginia Beach, $46 per year less than in Richmond, and $84 per year less than in Norfolk.
The chart below shows a summary of auto insurance rates in Chesapeake for 2024 model year vehicles, averaged for a range of driver ages, policy deductibles, and policy risk factors.
In the chart above, the cost of car insurance in Chesapeake ranges from $1,100 per year for a 40-year-old driver with a discount rate policy to $3,046 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. From a monthly budget point of view, the average cost in the chart above ranges from $92 to $254 per month.
Driver age is one of the largest factors in the price you pay for auto insurance. The list below illustrates this by showing average car insurance rates for driver ages from 16 to 60.
Average cost of car insurance in Chesapeake, Virginia, for drivers age 16 to 60
- 16-year-old driver – $4,718 per year or $393 per month
- 17-year-old driver – $4,568 per year or $381 per month
- 18-year-old driver – $4,094 per year or $341 per month
- 19-year-old driver – $3,728 per year or $311 per month
- 20-year-old driver – $2,666 per year or $222 per month
- 30-year-old driver – $1,412 per year or $118 per month
- 40-year-old driver – $1,322 per year or $110 per month
- 50-year-old driver – $1,174 per year or $98 per month
- 60-year-old driver – $1,098 per year or $92 per month
The rates listed above for teen drivers assumed the driver was male. The chart below shows average teen driver car insurance rates by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.
Car insurance for a female 16-year-old driver in Chesapeake costs an average of $312 less per year than the cost for a male driver, while at age 19, the cost difference is less but females still cost $573 less per year.
The most popular models in Chesapeake tend to be compact and midsize sedans like the Nissan Sentra, Toyota Corolla, and Honda Accord and compact or midsize SUVs like the Toyota RAV4 and Ford Explorer.
Other popular models from different automotive segments include luxury cars like the Acura ILX, Lexus ES 350, and Infiniti Q50, luxury SUVs like the Lexus RX 350, BMW X5, and Cadillac XT5, and pickup trucks like the Ford F-150, Ford Ranger, and Ram 1500.
We will get into more auto insurance rates later on in this article, but first, let’s take a condensed look at some of the key concepts that we covered in the earlier charts and data.
- Insurance for teens is expensive in Chesapeake – Average rates range from $3,155 to $4,718 per year for teenage driver insurance in Chesapeake.
- Auto insurance rates decline considerably between ages 20 and 30 – The average 30-year-old Chesapeake driver will pay $1,254 less per year than a 20-year-old driver, $1,412 versus $2,666.
- Teenage girls pay less than teen males – Teenage female drivers pay $573 to $312 less per year than males of the same age.
- Chesapeake car insurance costs less than the U.S. average – $1,322 (Chesapeake average) compared to $1,883 (U.S. average)
- Chesapeake car insurance rates are cheaper than the Virginia state average – $1,322 (Chesapeake average) versus $1,322 (Virginia average)
- Lower deductible auto insurance is more expensive than high deductible – A 30-year-old driver pays an average of $358 more per year for $250 deductibles versus $1,000 deductibles.
Which cars have cheap insurance in Chesapeake?
When all models are compared, the vehicles with the most affordable car insurance prices in Chesapeake, VA, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Toyota Corolla Cross, and Hyundai Venue. Average car insurance quotes for those vehicles cost $96 or less per month for a full coverage policy.
A few other models that are in the top 20 in the cost comparison table below are the Acura RDX, Honda CR-V, Nissan Murano, and Subaru Outback.
Average auto insurance rates are a little bit more for those models than the cheapest small SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,216 or less per year in Chesapeake.
The following table ranks the top 50 models with the cheapest car insurance rates in Chesapeake, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $978 | $82 |
| 2 | Chevrolet Trailblazer | $994 | $83 |
| 3 | Kia Soul | $1,034 | $86 |
| 4 | Nissan Kicks | $1,042 | $87 |
| 5 | Honda Passport | $1,054 | $88 |
| 6 | Buick Envision | $1,060 | $88 |
| 7 | Toyota Corolla Cross | $1,068 | $89 |
| 8 | Hyundai Venue | $1,076 | $90 |
| 9 | Mazda CX-5 | $1,080 | $90 |
| 10 | Ford Bronco Sport | $1,084 | $90 |
| 11 | Volkswagen Tiguan | $1,096 | $91 |
| 12 | Acura RDX | $1,106 | $92 |
| 13 | Nissan Murano | $1,110 | $93 |
| 14 | Buick Encore | $1,124 | $94 |
| 15 | Honda CR-V | $1,130 | $94 |
| 16 | Subaru Outback | $1,130 | $94 |
| 17 | Buick Envista | $1,134 | $95 |
| 18 | Chevrolet Colorado | $1,134 | $95 |
| 19 | Kia Niro | $1,134 | $95 |
| 20 | Volkswagen Taos | $1,134 | $95 |
| 21 | Subaru Ascent | $1,150 | $96 |
| 22 | Toyota GR Corolla | $1,150 | $96 |
| 23 | Honda HR-V | $1,152 | $96 |
| 24 | Nissan Leaf | $1,162 | $97 |
| 25 | Honda Civic | $1,172 | $98 |
| 26 | Lexus NX 250 | $1,172 | $98 |
| 27 | Volkswagen Atlas | $1,174 | $98 |
| 28 | Acura Integra | $1,176 | $98 |
| 29 | Subaru Forester | $1,180 | $98 |
| 30 | Volkswagen Atlas Cross Sport | $1,180 | $98 |
| 31 | GMC Terrain | $1,184 | $99 |
| 32 | Kia Seltos | $1,184 | $99 |
| 33 | Nissan Rogue | $1,190 | $99 |
| 34 | Cadillac XT4 | $1,194 | $100 |
| 35 | Hyundai Kona | $1,194 | $100 |
| 36 | Mazda CX-30 | $1,194 | $100 |
| 37 | Volkswagen ID4 | $1,200 | $100 |
| 38 | Ford Explorer | $1,202 | $100 |
| 39 | Toyota Highlander | $1,204 | $100 |
| 40 | Ford Escape | $1,208 | $101 |
| 41 | Honda Odyssey | $1,210 | $101 |
| 42 | Toyota Venza | $1,210 | $101 |
| 43 | Nissan Sentra | $1,214 | $101 |
| 44 | Hyundai Ioniq 6 | $1,216 | $101 |
| 45 | Subaru Impreza | $1,218 | $102 |
| 46 | Toyota RAV4 | $1,220 | $102 |
| 47 | Chevrolet Equinox | $1,222 | $102 |
| 48 | Mazda MX-5 Miata | $1,224 | $102 |
| 49 | Mazda MX-30 | $1,228 | $102 |
| 50 | Hyundai Tucson | $1,230 | $103 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
A list of 50 vehicle rankings really is not a great way to present a detailed view of Chesapeake insurance rates. Considering we track over 700 makes and models of vehicles, less than 7% of makes and models are shown in the table.
So let’s dig deeper and break out the models with the cheapest rates in Chesapeake in a format that makes more sense, by vehicle segment. The following sections break out the top 20 vehicles with the most affordable auto insurance rates in Chesapeake for the six main segments.
Cheapest car insurance rates in Chesapeake, Virginia
Ranking at the top of the list for the most affordable Chesapeake auto insurance rates in the sedan or hatchback segment are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Subaru Impreza, and Nissan Sentra. Insurance rates for these vehicles average $102 or less per month.
Some other cars that have cheaper rates include the Kia K5, Toyota Prius, Hyundai Ioniq 6, and Honda Accord, with an average cost of $1,286 per year or less.
Some additional cars that make the list include the Volkswagen Arteon, Toyota Crown, Kia Forte, Subaru Legacy, and Mazda 3, which average between $1,286 and $1,372 per year to insure.
Full-coverage car insurance in Chesapeake for this segment for an average middle-age driver can cost as low as $96 per month, depending on the company and where you live.
The cheapest non-luxury compact car to insure in Chesapeake is the Toyota GR Corolla at $1,150 per year. For midsize 2024 models, the Hyundai Ioniq 6 has the cheapest rates at $1,216 per year. And for full-size non-luxury cars, the Chrysler 300 has the cheapest rates at $1,256 per year.
The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Chesapeake, starting with the Toyota GR Corolla at $1,150 per year ($96 per month) and ending with the Mazda 3 at $1,372 per year ($114 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,150 | $96 |
| Nissan Leaf | Compact | $1,162 | $97 |
| Honda Civic | Compact | $1,172 | $98 |
| Nissan Sentra | Compact | $1,214 | $101 |
| Hyundai Ioniq 6 | Midsize | $1,216 | $101 |
| Subaru Impreza | Compact | $1,218 | $102 |
| Toyota Prius | Compact | $1,236 | $103 |
| Kia K5 | Midsize | $1,276 | $106 |
| Honda Accord | Midsize | $1,278 | $107 |
| Chevrolet Malibu | Midsize | $1,286 | $107 |
| Toyota Corolla | Compact | $1,290 | $108 |
| Kia Forte | Compact | $1,294 | $108 |
| Volkswagen Arteon | Midsize | $1,302 | $109 |
| Nissan Versa | Compact | $1,304 | $109 |
| Subaru Legacy | Midsize | $1,308 | $109 |
| Mitsubishi Mirage G4 | Compact | $1,336 | $111 |
| Toyota Crown | Midsize | $1,340 | $112 |
| Volkswagen Jetta | Compact | $1,342 | $112 |
| Hyundai Sonata | Midsize | $1,344 | $112 |
| Mazda 3 | Compact | $1,372 | $114 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Virginia.
Cheapest SUVs to insure in Chesapeake, Virginia
Ranking at the top of the list for the lowest-cost Chesapeake auto insurance rates in the non-luxury SUV segment are the Nissan Kicks, Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, and Honda Passport. Rates for these vehicles average $88 or less per month.
Additional models that have good average insurance rates are the Buick Envision, Ford Bronco Sport, Toyota Corolla Cross, and Hyundai Venue, with average insurance cost of $1,084 per year or less.
Additional models that rank well include the Buick Encore, Subaru Ascent, Kia Niro, and Volkswagen Taos, which average between $1,084 and $1,152 per year for auto insurance.
Auto insurance for this segment in Chesapeake for the average driver will start around $82 per month, depending on the company and where you live.
When vehicle size is considered, the cheapest compact SUV to insure in Chesapeake is the Subaru Crosstrek at $978 per year, or $82 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,054 per year, or $88 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $1,244 per year, or $104 per month.
The next table ranks the SUVs with the lowest-cost auto insurance rates in Chesapeake, starting with the Subaru Crosstrek at $82 per month and ending with the Honda HR-V at $96 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $978 | $82 |
| Chevrolet Trailblazer | Compact | $994 | $83 |
| Kia Soul | Compact | $1,034 | $86 |
| Nissan Kicks | Compact | $1,042 | $87 |
| Honda Passport | Midsize | $1,054 | $88 |
| Buick Envision | Compact | $1,060 | $88 |
| Toyota Corolla Cross | Compact | $1,068 | $89 |
| Hyundai Venue | Compact | $1,076 | $90 |
| Mazda CX-5 | Compact | $1,080 | $90 |
| Ford Bronco Sport | Compact | $1,084 | $90 |
| Volkswagen Tiguan | Compact | $1,096 | $91 |
| Nissan Murano | Midsize | $1,110 | $93 |
| Buick Encore | Compact | $1,124 | $94 |
| Honda CR-V | Compact | $1,130 | $94 |
| Subaru Outback | Midsize | $1,130 | $94 |
| Buick Envista | Midsize | $1,134 | $95 |
| Kia Niro | Compact | $1,134 | $95 |
| Volkswagen Taos | Compact | $1,134 | $95 |
| Subaru Ascent | Midsize | $1,150 | $96 |
| Honda HR-V | Compact | $1,152 | $96 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Need rates for a different SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chesapeake car insurance quotes from top-rated companies in Virginia.
Cheapest luxury cars to insure in Chesapeake
Ranking in the top five for the lowest-cost Chesapeake auto insurance rates in the luxury car segment are the Acura Integra, Lexus IS 300, BMW 330i, Acura TLX, and Mercedes-Benz CLA250. Car insurance rates for these vehicles average $1,370 or less per year, or around $114 per month.
Additional models that have cheaper rates are the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with an average cost of $1,390 per year or less.
As a cost per month, full-coverage car insurance in Chesapeake on this segment for a middle-age safe driver starts at around $98 per month, depending on the company. The table below ranks the cars with the most affordable car insurance rates in Chesapeake, starting with the Acura Integra at $98 per month and ending with the Audi S3 at $124 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,176 | $98 |
| BMW 330i | Compact | $1,348 | $112 |
| Mercedes-Benz CLA250 | Midsize | $1,362 | $114 |
| Lexus IS 300 | Midsize | $1,364 | $114 |
| Acura TLX | Compact | $1,370 | $114 |
| Cadillac CT4 | Compact | $1,382 | $115 |
| Lexus ES 350 | Midsize | $1,382 | $115 |
| Genesis G70 | Compact | $1,384 | $115 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,388 | $116 |
| Lexus RC 300 | Midsize | $1,390 | $116 |
| Lexus IS 350 | Compact | $1,392 | $116 |
| Jaguar XF | Midsize | $1,400 | $117 |
| Cadillac CT5 | Midsize | $1,428 | $119 |
| Lexus ES 250 | Midsize | $1,432 | $119 |
| Lexus RC 350 | Compact | $1,436 | $120 |
| BMW 330e | Compact | $1,440 | $120 |
| BMW 228i | Compact | $1,442 | $120 |
| BMW 230i | Compact | $1,454 | $121 |
| Lexus ES 300h | Midsize | $1,454 | $121 |
| Audi S3 | Compact | $1,484 | $124 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 22, 2024
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Chesapeake car insurance quotes from the best companies in Virginia.
Cheapest luxury SUVs to insure in Chesapeake
The four cheapest luxury SUV models to insure in Chesapeake are the Acura RDX at $1,106 per year, Lexus NX 250 at $1,172 per year, Cadillac XT4 at $1,194 per year, and Jaguar E-Pace at $1,238 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $1,276 per year or less.
In the bottom half of the top 20, SUVs like the Infiniti QX50, Mercedes-Benz AMG GLB35, Cadillac XT6, Mercedes-Benz GLA35 AMG, and Lexus RX 350 cost between $1,276 and $1,326 per year to insure.
On a monthly basis, full-coverage auto insurance in Chesapeake on this segment for an average middle-age driver will start around $92 per month, depending on the company and where you live.
When ranked by vehicle size, the cheapest compact luxury SUV to insure in Chesapeake is the Acura RDX at $1,106 per year, or $92 per month. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,238 per year, or $103 per month. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest rates at $1,484 per year, or $124 per month.
The table below ranks the twenty luxury SUVs with the most affordable car insurance in Chesapeake.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,106 | $92 |
| Lexus NX 250 | Compact | $1,172 | $98 |
| Cadillac XT4 | Compact | $1,194 | $100 |
| Jaguar E-Pace | Midsize | $1,238 | $103 |
| Lexus NX 350h | Compact | $1,248 | $104 |
| Cadillac XT5 | Midsize | $1,250 | $104 |
| Lincoln Corsair | Compact | $1,264 | $105 |
| Mercedes-Benz GLB 250 | Compact | $1,266 | $106 |
| Lexus UX 250h | Compact | $1,270 | $106 |
| Lexus NX 450h | Compact | $1,276 | $106 |
| Infiniti QX50 | Midsize | $1,286 | $107 |
| Mercedes-Benz GLA250 | Compact | $1,288 | $107 |
| Mercedes-Benz GLA35 AMG | Compact | $1,294 | $108 |
| Cadillac XT6 | Midsize | $1,296 | $108 |
| Infiniti QX60 | Midsize | $1,304 | $109 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,304 | $109 |
| Land Rover Evoque | Compact | $1,322 | $110 |
| Acura MDX | Midsize | $1,324 | $110 |
| Lexus RX 350 | Midsize | $1,324 | $110 |
| Lexus NX 350 | Compact | $1,326 | $111 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance cost for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Virginia.
Cheapest sports cars to insure in Chesapeake, Virginia
The most affordable sports cars to insure in Chesapeake are the Mazda MX-5 Miata at $1,224 per year, the Toyota GR86 at $1,394 per year, and the Ford Mustang at $1,456 per year.
Some other sports cars that are affordable to insure include the Toyota GR Supra, Nissan Z, Subaru BRZ, and Lexus RC F, with average insurance cost of $1,582 per year or less.
Some additional cars that make the list include the Chevrolet Camaro, Chevrolet Corvette, Porsche 911, and BMW M3, which cost between $1,582 and $2,244 to insure per year in Chesapeake.
From a cost per month standpoint, car insurance rates in this segment for a middle-age safe driver can cost as low as $102 per month, depending on the company and your location. The comparison table below ranks the twenty sports cars with the most affordable average car insurance rates in Chesapeake.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,224 | $102 |
| Toyota GR86 | Sports Car | $1,394 | $116 |
| Ford Mustang | Sports Car | $1,456 | $121 |
| BMW Z4 | Sports Car | $1,464 | $122 |
| Subaru WRX | Sports Car | $1,484 | $124 |
| Toyota GR Supra | Sports Car | $1,488 | $124 |
| BMW M2 | Sports Car | $1,532 | $128 |
| Nissan Z | Sports Car | $1,536 | $128 |
| Lexus RC F | Sports Car | $1,564 | $130 |
| Subaru BRZ | Sports Car | $1,582 | $132 |
| BMW M3 | Sports Car | $1,674 | $140 |
| Porsche 718 | Sports Car | $1,704 | $142 |
| Chevrolet Camaro | Sports Car | $1,720 | $143 |
| Chevrolet Corvette | Sports Car | $1,832 | $153 |
| Porsche 911 | Sports Car | $1,896 | $158 |
| BMW M4 | Sports Car | $1,978 | $165 |
| Lexus LC 500 | Sports Car | $1,986 | $166 |
| Jaguar F-Type | Sports Car | $2,088 | $174 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,192 | $183 |
| Porsche Taycan | Sports Car | $2,244 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
Don’t see insurance cost for your sports car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Chesapeake.
Cheapest pickup trucks to insure in Chesapeake
Taking the top spot in Chesapeake for cheapest auto insurance in the pickup segment is the Chevrolet Colorado, coming in at $1,134 per year. Second place is the Nissan Titan costing $1,242 per year, and in third place is the Nissan Frontier, costing an average of $1,252 per year.
Not the cheapest to insure, but still ranked well, are trucks like the GMC Canyon, Hyundai Santa Cruz, Honda Ridgeline, and GMC Sierra 2500 HD, with average annual insurance rates of $1,364 per year or less.
From a cost per month standpoint, auto insurance in Chesapeake on this segment for a safe driver will start around $95 per month, depending on the company and where you live. The comparison table below ranks the twenty pickups with the cheapest average car insurance rates in Chesapeake, starting with the Chevrolet Colorado at $1,134 per year and ending with the Ram Truck at $1,532 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,134 | $95 |
| Nissan Titan | Full-size | $1,242 | $104 |
| Nissan Frontier | Midsize | $1,252 | $104 |
| Ford Ranger | Midsize | $1,266 | $106 |
| Ford Maverick | Midsize | $1,284 | $107 |
| Honda Ridgeline | Midsize | $1,314 | $110 |
| Hyundai Santa Cruz | Midsize | $1,338 | $112 |
| Toyota Tacoma | Midsize | $1,342 | $112 |
| GMC Sierra 2500 HD | Heavy Duty | $1,346 | $112 |
| GMC Canyon | Midsize | $1,364 | $114 |
| Jeep Gladiator | Midsize | $1,398 | $117 |
| GMC Sierra 3500 | Heavy Duty | $1,404 | $117 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,416 | $118 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,454 | $121 |
| Chevrolet Silverado | Full-size | $1,464 | $122 |
| GMC Sierra | Full-size | $1,464 | $122 |
| Nissan Titan XD | Heavy Duty | $1,464 | $122 |
| Ford F150 | Full-size | $1,482 | $124 |
| GMC Hummer EV Pickup | Full-size | $1,518 | $127 |
| Ram Truck | Full-size | $1,532 | $128 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Virginia.
Chesapeake car insurance rate variability
To help you understand the amount that auto insurance premiums can fluctuate between drivers (and also stress the importance of getting lots of price quotes), the sections below contain a wide range of rates for four popular models in Chesapeake: the Ram Truck, Nissan Sentra, Nissan Rogue, and Kia Sorento.
Each illustration uses a variety of different driver profiles to illustrate how much rates can vary based on changes in the type of driver rated on the policy.
Ram Truck insurance rates
Insurance for a Ram Truck in Chesapeake costs an average of $1,532 per year, or around $128 per month, and varies from $1,268 to $3,526.
The Ram Truck belongs to the full-size truck segment, and other models in that segment include the Nissan Titan, Ford F150, Chevrolet Silverado, and GMC Sierra.
Nissan Sentra insurance rates
Nissan Sentra insurance in Chesapeake averages $1,214 per year, or around $101 per month, and ranges from $1,008 to $2,758 annually.
The Nissan Sentra is considered a compact car, and other models from that segment that are popular in Chesapeake, Virginia, include the Chevrolet Cruze, Volkswagen Jetta, and Toyota Corolla.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Chesapeake costs an average of $1,190 per year, or about $99 per month, and ranges from $988 to $2,722.
The Nissan Rogue is a compact SUV, and other popular models in the same segment include the Chevrolet Equinox, Honda CR-V, and Subaru Forester.
Kia Sorento insurance rates
Auto insurance for a Kia Sorento in Chesapeake averages $1,256 per year, or around $105 per month, and has a range of $1,044 to $2,884 annually.
The Kia Sorento belongs to the midsize SUV segment, and additional similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, and Toyota Highlander.
How to find cheaper auto insurance in Chesapeake
Financially savvy drivers in Chesapeake are often looking to reduce their monthly car insurance expenses, so browse the savings tips below and it’s very possible you can save a few bucks on your next policy purchase.
- Good credit scores mean better rates. Having an excellent credit rating above 800 may save $208 per year over a credit rating between 670-739. Conversely, a less-than-good credit score could cost up to $241 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Stay claim free and save. Car insurance companies give a discount if you have not filed any claims. Auto insurance should only be used to protect you from significant financial loss, not small claims that can be paid out-of-pocket.
- Research policy discounts to save money. Discounted rates may be available if the insured drivers are accident-free, choose electronic billing, are military or federal employees, sign their policy early, are loyal customers, or many other policy discounts which could save the average Chesapeake driver as much as $222 per year on the cost of auto insurance
- Choose a vehicle with lower auto insurance rates. The make and model of vehicle you drive is a primary factor in the cost of insurance. As an example, a Hyundai Kona costs $1,280 less per year to insure in Chesapeake than a Acura NSX. Lower performance vehicles cost less to insure.
- Increasing deductibles lowers insurance cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Remove optional coverage on older vehicles. Removing comprehensive and/or collision coverage from vehicles that are older will reduce the cost of auto insurance considerably.
- Shop around for better rates. Setting aside a few minutes every year or so to get free car insurance quotes could save you a significant amount. Rates change quite often and you can switch anytime.