- Average car insurance cost in Lakewood is $1,936 per year, which is 23.5% more than the national average rate of $1,567.
- Crossover vehicles like the Hyundai Venue, Toyota C-HR, and Chevrolet Trailblazer are the best options for cheap car insurance in Lakewood.
- Auto insurance quotes in Lakewood can vary significantly from as low as $30 per month for the minimum required liability coverage to well over $681 per month for drivers with poor driving records.
How much does car insurance cost in Lakewood, CO?
Average car insurance cost in Lakewood is $1,936 per year, which is 23.5% more than the U.S. overall average rate of $1,567. Average car insurance cost per month in Lakewood is $161 for a policy that provides full coverage.
The average cost to insure a vehicle in Colorado is $1,626 per year, so Lakewood, Colorado, drivers pay an average of $310 more per year than the overall Colorado state-wide average rate. When rates are compared to other larger cities in Colorado, the average cost to insure a vehicle in Lakewood is about $56 per year more than in Denver, $16 per year cheaper than in Aurora, and $446 per year more expensive than in Fort Collins.
The age of the driver is the single-largest factor that determines the price of auto insurance. The list below details how age impacts cost by breaking down average car insurance rates in Lakewood depending on driver age.
Lakewood, Colorado, car insurance cost for drivers age 16 to 60
- 16 year old – $6,936 per year or $578 per month
- 17 year old – $6,476 per year or $540 per month
- 18 year old – $6,050 per year or $504 per month
- 19 year old – $5,468 per year or $456 per month
- 20 year old – $3,844 per year or $320 per month
- 30 year old – $2,038 per year or $170 per month
- 40 year old – $1,936 per year or $161 per month
- 50 year old – $1,762 per year or $147 per month
- 60 year old – $1,732 per year or $144 per month
The next chart shows average Lakewood auto insurance rates for 2022 model year vehicles not only by driver age, but also by physical damage coverage deductibles.
In the chart above, the cost of car insurance in Lakewood ranges from $1,468 per year for a 60-year-old driver with a high deductible policy to $4,454 per year for a 20-year-old driver with low physical damage deductibles. From a monthly point of view, the average cost in the prior chart ranges from $122 to $371 per month.
The vehicles that are popular in Lakewood tend to be compact and midsize cars like the Nissan Sentra, Hyundai Elantra, and Kia K5 and small or midsize SUVs like the Ford Escape and Chevy Traverse.
Additional popular vehicles from other vehicle segments include luxury models like the Tesla Model S, Cadillac XT5, and Infiniti QX60 and sports cars like the Ford Mustang, Porsche 911, and Nissan GT-R.
We will explore more auto insurance rates in a little bit, but before we get into that data, let’s take a condensed look at the comparisons and concepts that were presented so far.
- Lakewood car insurance rates are more expensive than the Colorado state average – $1,936 (Lakewood average) compared to $1,626 (Colorado average)
- Car insurance gets more affordable the older you are – Average auto insurance rates for a 60-year-old driver in Lakewood are $1,870 per year cheaper than for a 20-year-old driver.
- Average cost per month ranges from $128 to $512 – That’s the average car insurance cost range for drivers age 16 to 60 in Lakewood, Colorado.
- Insurance for a teenager is expensive in Lakewood – Average cost can range from $4,862 to $6,936 per year for insurance on a teen driver in Lakewood.
- Lakewood, Colorado, average car insurance cost is more than the U.S. average – $1,936 (Lakewood average) compared to $1,567 (U.S. average)
- Car insurance rates drop significantly from age 20 to 30 – The average 30-year-old Lakewood, Colorado, driver will pay $1,596 less per year than a 20-year-old driver, $1,804 versus $3,400.
In Lakewood, which vehicles are cheapest to insure?
The vehicles with the lowest cost average insurance rates in Lakewood tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Nissan Kicks, Subaru Crosstrek, and Buick Encore.
Average auto insurance prices for those crossover SUVs cost $135 or less per month for full coverage car insurance.
Additional models that are ranked high in our insurance cost comparison are the Hyundai Kona, Buick Envision, Toyota Corolla Cross, and Subaru Forester. Insurance is somewhat higher for those models than the small SUVs at the top of the list, but they still have an average cost of $1,680 or less per year.
The table below shows the vehicles with the cheapest overall insurance rates in Lakewood, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,474 | $123 |
| 2 | Nissan Kicks | $1,510 | $126 |
| 3 | Chevrolet Trailblazer | $1,520 | $127 |
| 4 | Honda Passport | $1,556 | $130 |
| 5 | Subaru Crosstrek | $1,556 | $130 |
| 6 | Chevrolet Colorado | $1,594 | $133 |
| 7 | Toyota C-HR | $1,594 | $133 |
| 8 | Buick Encore | $1,602 | $134 |
| 9 | Nissan Rogue Sport | $1,616 | $135 |
| 10 | Hyundai Venue | $1,644 | $137 |
| 11 | Buick Envision | $1,648 | $137 |
| 12 | Kia Seltos | $1,652 | $138 |
| 13 | Ford Maverick | $1,656 | $138 |
| 14 | Acura RDX | $1,658 | $138 |
| 15 | Subaru Ascent | $1,664 | $139 |
| 16 | Toyota Corolla Cross | $1,664 | $139 |
| 17 | Hyundai Kona | $1,674 | $140 |
| 18 | Mazda MX-5 Miata | $1,678 | $140 |
| 19 | Subaru Forester | $1,678 | $140 |
| 20 | Subaru Impreza | $1,680 | $140 |
| 21 | Volkswagen Tiguan | $1,680 | $140 |
| 22 | Chevrolet Spark | $1,686 | $141 |
| 23 | Honda CR-V | $1,696 | $141 |
| 24 | Cadillac XT4 | $1,700 | $142 |
| 25 | Mazda CX-30 | $1,714 | $143 |
| 26 | Ford Ranger | $1,720 | $143 |
| 27 | Honda HR-V | $1,738 | $145 |
| 28 | Ford Edge | $1,744 | $145 |
| 29 | Ford Ecosport | $1,754 | $146 |
| 30 | Chevrolet Trax | $1,776 | $148 |
| 31 | Subaru Outback | $1,776 | $148 |
| 32 | Acura ILX | $1,782 | $149 |
| 33 | GMC Terrain | $1,784 | $149 |
| 34 | Mitsubishi Eclipse Cross | $1,788 | $149 |
| 35 | Nissan Murano | $1,798 | $150 |
| 36 | Hyundai Tucson | $1,800 | $150 |
| 37 | Toyota Tacoma | $1,800 | $150 |
| 38 | Chevrolet Bolt | $1,802 | $150 |
| 39 | Honda Odyssey | $1,806 | $151 |
| 40 | Chevrolet Equinox | $1,808 | $151 |
| 41 | Toyota Venza | $1,810 | $151 |
| 42 | Volkswagen Taos | $1,814 | $151 |
| 43 | Fiat 500X | $1,820 | $152 |
| 44 | Ford Explorer | $1,820 | $152 |
| 45 | Kia Soul | $1,830 | $153 |
| 46 | Toyota RAV4 | $1,830 | $153 |
| 47 | Kia Sorento | $1,834 | $153 |
| 48 | Nissan Frontier | $1,844 | $154 |
| 49 | Hyundai Palisade | $1,856 | $155 |
| 50 | Hyundai Santa Cruz | $1,860 | $155 |
A table showing 50 vehicle models with cheap Lakewood car insurance is great if you’re just looking for low rates. A more efficient way to analyze rates in an organized fashion is by organizing them by automotive segment. The next sections break out the top 20 models with the lowest cost auto insurance rates in Lakewood for the most popular automotive segments.
Cars with affordable insurance rates in Lakewood, CO
The three top-ranked 2-door and 4-door sedans and hatchbacks with the cheapest average insurance rates in Lakewood are the Subaru Impreza at $1,680 per year, the Chevrolet Spark at $1,686 per year, and the Volkswagen Golf at $1,864 per year.
Not the cheapest, but still in the top 10, are cars like the Nissan Sentra, Kia K5, Toyota Corolla, and Honda Insight, with average cost of $1,904 per year or less.
From a cost per month standpoint, auto insurance in this segment for a safe driver starts at around $140 per month, depending on the company and your location.
If prices are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Lakewood is the Subaru Impreza at $1,680 per year. For midsize 2022 models, the Subaru Legacy has the best rates at $1,878 per year. And for full-size cars, the Toyota Avalon has the cheapest rates at $2,032 per year.
The rate comparison table below ranks the cars with the cheapest average car insurance rates in Lakewood, starting with the Subaru Impreza at $1,680 per year and ending with the Chevrolet Malibu at $2,012 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,680 | $140 |
| Chevrolet Spark | Compact | $1,686 | $141 |
| Volkswagen Golf | Compact | $1,864 | $155 |
| Subaru Legacy | Midsize | $1,878 | $157 |
| Honda Insight | Midsize | $1,882 | $157 |
| Volkswagen Jetta | Compact | $1,882 | $157 |
| Nissan Sentra | Compact | $1,886 | $157 |
| Kia K5 | Midsize | $1,902 | $159 |
| Toyota Corolla | Compact | $1,902 | $159 |
| Toyota Camry | Midsize | $1,904 | $159 |
| Kia Rio | Compact | $1,910 | $159 |
| Volkswagen Passat | Midsize | $1,914 | $160 |
| Honda Civic | Compact | $1,918 | $160 |
| Mazda 3 | Compact | $1,926 | $161 |
| Mazda 6 | Midsize | $1,928 | $161 |
| Toyota Prius | Compact | $1,936 | $161 |
| Hyundai Accent | Compact | $1,960 | $163 |
| Hyundai Veloster | Compact | $1,976 | $165 |
| Kia Forte | Compact | $1,980 | $165 |
| Chevrolet Malibu | Midsize | $2,012 | $168 |
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Lakewood car insurance quotes from top-rated auto insurance companies in Colorado.
Cheap SUVs to insure in Lakewood, Colorado
Ranking in the top five for the lowest-cost Lakewood car insurance rates in the non-luxury SUV segment are the Subaru Crosstrek, Honda Passport, Nissan Kicks, Chevrolet Trailblazer, and Mazda CX-5. Car insurance quotes for these models average $1,556 or less per year.
Additional models that rank well in our comparison include the Buick Envision, Nissan Rogue Sport, Toyota C-HR, and Buick Encore, with an average cost to insure of $1,648 per year or less.
Additional vehicles on the list include the Ford Edge, Hyundai Kona, Kia Seltos, and Mazda CX-30, which average between $1,648 and $1,744 per year for full-coverage insurance in Lakewood.
On a monthly basis, full-coverage car insurance in Lakewood on this segment can cost as low as $123 per month, depending on your location and insurance company.
When SUV size is factored in, the most affordable compact SUV to insure in Lakewood is the Mazda CX-5 at $1,474 per year, or $123 per month. For midsize SUVs, the Honda Passport has the best rates at $1,556 per year, or $130 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,946 per year, or $162 per month.
The rate comparison table below ranks the twenty SUVs with the cheapest average auto insurance rates in Lakewood, starting with the Mazda CX-5 at $123 per month and ending with the Ford Edge at $145 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,474 | $123 |
| Nissan Kicks | Compact | $1,510 | $126 |
| Chevrolet Trailblazer | Compact | $1,520 | $127 |
| Honda Passport | Midsize | $1,556 | $130 |
| Subaru Crosstrek | Compact | $1,556 | $130 |
| Toyota C-HR | Compact | $1,594 | $133 |
| Buick Encore | Compact | $1,602 | $134 |
| Nissan Rogue Sport | Compact | $1,616 | $135 |
| Hyundai Venue | Compact | $1,644 | $137 |
| Buick Envision | Compact | $1,648 | $137 |
| Kia Seltos | Compact | $1,652 | $138 |
| Subaru Ascent | Midsize | $1,664 | $139 |
| Toyota Corolla Cross | Compact | $1,664 | $139 |
| Hyundai Kona | Compact | $1,674 | $140 |
| Subaru Forester | Compact | $1,678 | $140 |
| Volkswagen Tiguan | Compact | $1,680 | $140 |
| Honda CR-V | Compact | $1,696 | $141 |
| Mazda CX-30 | Compact | $1,714 | $143 |
| Honda HR-V | Compact | $1,738 | $145 |
| Ford Edge | Midsize | $1,744 | $145 |
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see rates for your SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Lakewood car insurance quotes from top-rated companies in Colorado.
Luxury cars with cheap auto insurance
The top-ranked model in Lakewood for the lowest-cost insurance in the luxury car segment is the Acura ILX, with a cost of $1,782 per year. Second place is the Mercedes-Benz A220 at $1,904 per year, and the third most affordable is the BMW 330i, at an average of $2,048 per year.
Additional luxury cars that have cheaper rates include the Alfa Romeo Giulia, BMW 330e, Lexus RC 300, and BMW 230i, with an average car insurance cost of $2,150 per year or less.
On a monthly basis, full-coverage insurance in this segment for a middle-age safe driver starts at an average of $149 per month, depending on the company.
The cheapest small luxury car to insure in Lakewood is the Mercedes-Benz A220 at $1,904 per year. For midsize 2022 models, the Acura ILX has the best rates at $1,782 per year. And for large luxury cars, the Audi A5 is most affordable to insure at $2,276 per year.
The rate comparison table below ranks the luxury cars with the cheapest auto insurance rates in Lakewood, starting with the Acura ILX at $1,782 per year and ending with the Audi S3 at $2,250 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,782 | $149 |
| Mercedes-Benz A220 | Compact | $1,904 | $159 |
| BMW 330i | Compact | $2,048 | $171 |
| Acura TLX | Compact | $2,056 | $171 |
| Volvo S60 | Compact | $2,078 | $173 |
| BMW 330e | Compact | $2,086 | $174 |
| BMW 228i | Compact | $2,098 | $175 |
| BMW 230i | Compact | $2,112 | $176 |
| Lexus RC 300 | Midsize | $2,146 | $179 |
| Alfa Romeo Giulia | Compact | $2,150 | $179 |
| Cadillac CT4 | Compact | $2,150 | $179 |
| Lexus RC 350 | Compact | $2,156 | $180 |
| Genesis G70 | Compact | $2,184 | $182 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,198 | $183 |
| BMW i4 | Midsize | $2,210 | $184 |
| Cadillac CT5 | Midsize | $2,214 | $185 |
| Audi A3 | Midsize | $2,238 | $187 |
| Audi A4 | Compact | $2,242 | $187 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,248 | $187 |
| Audi S3 | Compact | $2,250 | $188 |
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Lakewood car insurance quotes from top companies in Colorado.
Luxury SUVs with affordable insurance rates
The top-ranked model in Lakewood for cheapest average insurance rates in the luxury SUV segment is the Acura RDX, at an average of $1,658 per year. Second place is the Cadillac XT4 at $1,700 per year, and the third cheapest is the Volvo XC40, at an average of $1,864 per year.
Rounding out the top 10 are SUVs like the Lexus NX 350h, Lexus NX 350, Lexus UX 200, and BMW X1, with average insurance cost of $1,978 per year or less.
On a monthly basis, car insurance in this segment will start around $138 per month, depending on the company and where you live.
If rates are ranked based on vehicle size, the cheapest compact luxury SUV model to insure in Lakewood is the Acura RDX at $1,658 per year, or $138 per month. For midsize 2022 models, the Cadillac XT5 is cheapest to insure at $1,906 per year, or $159 per month. And for full-size luxury SUV models, the Volvo XC90 has the most affordable rates at $2,096 per year, or $175 per month.
The next table ranks the luxury SUVs with the cheapest average insurance rates in Lakewood, starting with the Acura RDX at $1,658 per year and ending with the Lincoln Corsair at $2,052 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,658 | $138 |
| Cadillac XT4 | Compact | $1,700 | $142 |
| Volvo XC40 | Compact | $1,864 | $155 |
| Cadillac XT5 | Midsize | $1,906 | $159 |
| Lexus NX 250 | Compact | $1,928 | $161 |
| BMW X1 | Compact | $1,930 | $161 |
| Lexus NX 350h | Compact | $1,940 | $162 |
| Lexus UX 250h | Compact | $1,942 | $162 |
| Lexus NX 350 | Compact | $1,974 | $165 |
| Lexus UX 200 | Compact | $1,978 | $165 |
| Jaguar E-Pace | Midsize | $1,986 | $166 |
| Lexus RX 350 | Midsize | $1,992 | $166 |
| Acura MDX | Midsize | $2,004 | $167 |
| Lincoln Nautilus | Midsize | $2,022 | $169 |
| Lexus NX 450h | Compact | $2,028 | $169 |
| Mercedes-Benz GLB 250 | Compact | $2,034 | $170 |
| Lexus RX 450h | Midsize | $2,042 | $170 |
| Land Rover Evoque | Compact | $2,048 | $171 |
| Infiniti QX50 | Midsize | $2,050 | $171 |
| Lincoln Corsair | Compact | $2,052 | $171 |
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see your luxury SUV in the table above? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado.
Cheapest pickups to insure in Lakewood
Ranking #1 in Lakewood for cheapest average insurance rates in the pickup segment is the Chevrolet Colorado, with an average cost of $1,594 per year. Second place is the Ford Maverick costing $1,656 per year, and the third cheapest is the Ford Ranger, at an average of $1,720 per year.
Not the cheapest, but still in the top 10, are pickups like the GMC Canyon, Hyundai Santa Cruz, Honda Ridgeline, and Jeep Gladiator, with average rates of $1,902 per year or less.
Car insurance in Lakewood for this segment will start around $133 per month, depending on the company and your location.
The rate comparison table below ranks the twenty pickups with the lowest-cost average insurance rates in Lakewood, starting with the Chevrolet Colorado at $1,594 per year ($133 per month) and ending with the GMC Sierra 3500 at $2,278 per year ($190 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,594 | $133 |
| Ford Maverick | Midsize | $1,656 | $138 |
| Ford Ranger | Midsize | $1,720 | $143 |
| Toyota Tacoma | Midsize | $1,800 | $150 |
| Nissan Frontier | Midsize | $1,844 | $154 |
| Hyundai Santa Cruz | Midsize | $1,860 | $155 |
| GMC Canyon | Midsize | $1,864 | $155 |
| Ford F150 | Full-size | $1,872 | $156 |
| Honda Ridgeline | Midsize | $1,886 | $157 |
| Jeep Gladiator | Midsize | $1,902 | $159 |
| GMC Sierra | Full-size | $1,974 | $165 |
| Nissan Titan | Full-size | $2,044 | $170 |
| Chevrolet Silverado | Full-size | $2,082 | $174 |
| Toyota Tundra | Full-size | $2,082 | $174 |
| Ford F350 Super Duty | Heavy Duty | $2,102 | $175 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,120 | $177 |
| Nissan Titan XD | Heavy Duty | $2,174 | $181 |
| Ram Truck | Full-size | $2,212 | $184 |
| GMC Sierra 2500 HD | Heavy Duty | $2,260 | $188 |
| GMC Sierra 3500 | Heavy Duty | $2,278 | $190 |
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance rates for your pickup? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Lakewood car insurance quotes from top auto insurance companies in Colorado.
Most affordable sports car insurance rates
The cheapest sports cars to insure in Lakewood are the Mazda MX-5 Miata at $1,678 per year, the Ford Mustang at $2,042 per year, and the BMW Z4 at $2,086 per year.
Not the cheapest to insure, but still ranked well, are cars like the Toyota GR Supra, Subaru BRZ, Chevrolet Corvette, and BMW M3, with average rates of $2,506 per year or less.
Ranked between 10th and 20th place, models like the Dodge Challenger, BMW M4, Porsche Taycan, Jaguar F-Type, Chevrolet Camaro, and Mercedes-Benz AMG GT53 cost between $2,506 and $3,190 per year to insure.
Car insurance rates in this segment for a good driver will start around $140 per month, depending on where you live.
The table below ranks the twenty sports cars with the most affordable average insurance rates in Lakewood.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,678 | $140 |
| Ford Mustang | Sports Car | $2,042 | $170 |
| BMW Z4 | Sports Car | $2,086 | $174 |
| Subaru WRX | Sports Car | $2,200 | $183 |
| Toyota GR86 | Sports Car | $2,256 | $188 |
| Toyota GR Supra | Sports Car | $2,306 | $192 |
| Audi TT | Sports Car | $2,358 | $197 |
| Subaru BRZ | Sports Car | $2,430 | $203 |
| Chevrolet Corvette | Sports Car | $2,440 | $203 |
| BMW M3 | Sports Car | $2,506 | $209 |
| Porsche 718 | Sports Car | $2,616 | $218 |
| Chevrolet Camaro | Sports Car | $2,682 | $224 |
| Lexus RC F | Sports Car | $2,748 | $229 |
| Dodge Challenger | Sports Car | $2,756 | $230 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,798 | $233 |
| Jaguar F-Type | Sports Car | $2,924 | $244 |
| Porsche Taycan | Sports Car | $3,004 | $250 |
| Porsche 911 | Sports Car | $3,078 | $257 |
| BMW M4 | Sports Car | $3,084 | $257 |
| Lexus LC 500 | Sports Car | $3,190 | $266 |
Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Colorado.
Price variation for driver risk
To help clarify the amount car insurance prices can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the charts below visualize comprehensive car insurance rates for five popular vehicles in Lakewood: the Ram Truck, Nissan Sentra, Kia Sorento, Honda Accord, and Chevrolet Camaro.
The example for each vehicle uses a variety of different driver profiles to illustrate the possible price variation with only minor changes in the driver profile.
Ram Truck insurance rates
In Lakewood, Ram Truck insurance costs an average of $2,212 per year (about $184 per month) and ranges from $1,834 to $5,016 per year.
The Ram Truck is a full-size truck, and additional similar models from the same segment include the Toyota Tundra, Chevrolet Silverado, GMC Sierra, and Ford F150.
Nissan Sentra insurance rates
Nissan Sentra insurance in Lakewood averages $1,886 per year, or about $157 per month, and ranges from $1,568 to $4,224.
The Nissan Sentra is part of the compact car segment, and other popular models in the same segment include the Toyota Corolla, Volkswagen Jetta, and Chevrolet Cruze.
Kia Sorento insurance rates
In Lakewood, Kia Sorento insurance averages $1,834 per year, or about $153 per month, and varies from $1,524 to $4,162.
The Kia Sorento is classified as a midsize SUV, and other popular models in the same segment include the Honda Pilot, Toyota Highlander, and Kia Telluride.
Honda Accord insurance rates
Insurance for a Honda Accord in Lakewood averages $2,020 per year (about $168 per month) and ranges from $1,678 to $4,614 annually for the sample risk profiles in the chart.
The Honda Accord belongs to the midsize car segment, and other models popular in Lakewood include the Kia K5, Nissan Altima, and Toyota Camry.
Chevrolet Camaro insurance rates
Chevrolet Camaro insurance in Lakewood costs an average of $2,682 per year, or around $224 per month, and has a range of $2,224 to $6,070.
The Chevrolet Camaro is part of the sports car segment, and additional models from the same segment that are popular in Lakewood, CO, include the Nissan 370Z, Toyota Supra, and Subaru BRZ.
How to find cheaper car insurance
Lakewood drivers should always be thinking of ways to pay less for auto insurance, so read through the tips in the list below and maybe you’ll find a way to save some money on your next policy.
- Remain claim free. Most auto insurance companies offer discounts if you have not filed any claims. Insurance should only be used to protect you from significant financial loss, not for minor claims that can easily be paid out-of-pocket.
- Shop your coverage around. Setting aside 5-10 minutes to get some free car insurance quotes is the best way to save money. Companies change rates often and switching companies is very easy to do.
- Avoiding accidents makes for cheaper auto insurance in Lakewood. Having multiple accidents could cost you more, potentially by an additional $2,696 per year for a 20-year-old driver and as much as $620 per year for a 50-year-old driver. So drive safe and save money!
- Choose a vehicle with lower insurance rates. The vehicle you drive is a big factor in the price you pay for car insurance. For example, a Mazda CX-30 costs $716 less per year to insure in Lakewood than a Subaru BRZ. Lower performance vehicles cost less to insure.
- Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and car insurance companies can price policies with widely varying rates. Get comparison quotes before you buy in order to avoid any surprises when insuring your new car.
- More discounts means cheap auto insurance rates. Discounts may be available if the policyholders are senior citizens, are military or federal employees, are loyal customers, take a defensive driving course, or many other discounts which could save the average Lakewood driver as much as $328 per year.
- Your profession could save you a few bucks. Most car insurance companies offer discounts for having a job in professions like members of the military, emergency medical technicians, high school and elementary teachers, accountants, college professors, scientists, and others. If you’re employed in a qualifying profession, you may save between $58 and $202 on your yearly auto insurance bill.
