Car Insurance in Long Beach, CA – Cheapest Rates + Rankings (2025)

What is the cheapest car insurance in Long Beach, California? We analyze six different automotive segments to find the vehicles with the most affordable auto insurance quotes.

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  • Long Beach car insurance averages $2,880 per year, or about $240 per month for a full coverage policy.
  • Long Beach car insurance averages $38 per year more than the California state average rate and $659 per year more than the average rate for all 50 U.S. states.
  • Compact SUV models like the Honda CR-V, Toyota Corolla Cross, and Chevrolet Trailblazer are a few of our top picks for cheap car insurance in Long Beach.
  • Car insurance quotes in Long Beach can range from as low as $30 per month for minimum liability insurance to over $687 per month for teenage drivers and high-risk drivers.

How much does Long Beach car insurance cost?

Long Beach car insurance costs an average of $2,880 per year, which is 25.8% more than the national average rate of $2,221. The average monthly cost of car insurance in Long Beach is $240 for a policy with full coverage.

In the state of California, the average car insurance expense is $2,842 per year, so the average cost in Long Beach is $38 more per year. When rates are compared to other locations in California, the average cost of car insurance in Long Beach is approximately $182 per year more expensive than in San Jose, $200 per year cheaper than in San Francisco, and $270 per year more than in San Diego.

The age of the driver is one of the largest factors in the cost of car insurance, so the list below illustrates this by breaking down average car insurance rates for drivers from age 16 to 60.

Average cost of car insurance in Long Beach, California, by driver age

  • 16-year-old driver – $10,261 per year or $855 per month
  • 17-year-old driver – $9,942 per year or $829 per month
  • 18-year-old driver – $8,907 per year or $742 per month
  • 19-year-old driver – $8,113 per year or $676 per month
  • 20-year-old driver – $5,796 per year or $483 per month
  • 30-year-old driver – $3,074 per year or $256 per month
  • 40-year-old driver – $2,880 per year or $240 per month
  • 50-year-old driver – $2,554 per year or $213 per month
  • 60-year-old driver – $2,392 per year or $199 per month

The chart below shows additional data for the 20 to 60-year-old age groups by including rates for three different policy deductible limits. These extra rates can help you understand how car insurance cost increases with lower deductibles, and decreases when deductible are raised.

Average full-coverage car insurance premium in Long Beach, CA for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Long Beach, CA for different ages of drivers. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Long Beach, CA Zip Codes.

Average Car Insurance Cost in Long Beach, CA
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,906$409
$500$5,796$483
$250$6,740$562
30$1,000$2,576$215
$500$3,074$256
$250$3,592$299
40$1,000$2,422$202
$500$2,880$240
$250$3,358$280
50$1,000$2,160$180
$500$2,554$213
$250$2,966$247
60$1,000$2,022$169
$500$2,392$199
$250$2,776$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Long Beach, CA Zip Codes. Updated June 27, 2025

In the chart above, the cost of auto insurance in Long Beach ranges from $2,022 per year for a 60-year-old driver with a high deductible policy to $6,740 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the prior chart ranges from $169 to $562 per month.

Long Beach auto insurance rates have different premiums for every driver and slight changes in driver risk profiles can have significant effects on car insurance cost. This amount of variability reinforces the need for multiple car insurance quotes when shopping online for the cheapest Long Beach auto insurance.

The most popular models in Long Beach tend to be small or midsize sedans like the Hyundai Elantra, Honda Civic, and Nissan Altima and small or midsize SUVs like the Ford Escape, Chevy Equinox, and Chevy Traverse.

Other popular vehicles from other segments include luxury SUVs like the Acura MDX and Lexus RX 350, luxury cars like the Acura ILX and BMW 530i, and pickup trucks like the Ford F-150 and Ford Ranger.

We will cover additional rates in the upcoming sections, but before we get into those numbers, let’s review the concepts that were discussed up to this point.

  • Auto insurance gets cheaper the older you are – Average car insurance rates for a 60-year-old driver in Long Beach are $3,404 per year cheaper than for a 20-year-old driver.
  • Auto insurance with low deductibles costs more – A 50-year-old driver pays an average of $1,198 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Long Beach auto insurance prices are more expensive than the California state average – $2,880 (Long Beach average) compared to $2,842 (California average)
  • Teenage girls pay cheaper rates than teenage males – Teenage females pay $1,254 to $678 less annually than their male counterparts.
  • Insurance rates fall substantially from age 20 to 30 – The average 30-year-old Long Beach, California, driver will pay $2,722 less each year than a 20-year-old driver, $3,074 versus $5,796.
  • Insuring a teenager costs a lot – Average cost ranges from $6,859 to $10,261 per year to insure a teenage driver in Long Beach.

Which autos have cheap insurance in Long Beach?

When comparing all car, SUV, and pickup models, the models with the lowest cost average auto insurance prices in Long Beach, CA, tend to be compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Nissan Kicks.

Average car insurance prices for those models cost $2,340 or less per year, or $195 per month, for full coverage car insurance.

Examples of other vehicles that rank well in our cost comparison are the Honda CR-V, Nissan Murano, Honda HR-V, and Buick Envista.

Average cost is somewhat higher for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have average rates of $2,508 or less per year, or about $209 per month in Long Beach.

The following table shows the 25 cheapest vehicles to insure in Long Beach, ordered by cost.

Top 25 Cheapest Car Insurance Rates in Long Beach, California
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,128$177
2Chevrolet Trailblazer$2,166$181
3Kia Soul$2,250$188
4Nissan Kicks$2,268$189
5Honda Passport$2,296$191
6Buick Envision$2,310$193
7Toyota Corolla Cross$2,322$194
8Hyundai Venue$2,340$195
9Mazda CX-5$2,350$196
10Ford Bronco Sport$2,360$197
11Volkswagen Tiguan$2,386$199
12Acura RDX$2,410$201
13Nissan Murano$2,422$202
14Buick Encore$2,448$204
15Honda CR-V$2,456$205
16Subaru Outback$2,456$205
17Buick Envista$2,464$205
18Volkswagen Taos$2,468$206
19Kia Niro$2,482$207
20Toyota GR Corolla$2,506$209
21Honda HR-V$2,508$209
22Subaru Ascent$2,508$209
23Nissan Leaf$2,524$210
24Chevrolet Colorado$2,538$212
25Lexus NX 250$2,550$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 26, 2025

Top 25 cheapest vehicles to insure in Long Beach, CA with the Subaru Crosstrek ranking first at $2,128 per year
Top 25 cheapest vehicles to insure in Long Beach, CA with the Subaru Crosstrek ranking first at $2,128 per year

A table showing 25 ranked vehicles is great if you just want the lowest rates. A better way to group and rank car insurance rates for more vehicles in an organized fashion is to sort them by segment. The next six sections rank the vehicles with the cheapest insurance rates in Long Beach for the most popular vehicle segments.

Cheapest car insurance rates in Long Beach

The top three 2-door and 4-door sedans and hatchbacks with the lowest-cost car insurance in Long Beach are the Toyota GR Corolla at $2,506 per year, the Nissan Leaf at $2,524 per year, and the Honda Civic at $2,552 per year.

Rounding out the top 10 are cars like the Honda Accord, Toyota Prius, Toyota Corolla, and Chevrolet Malibu, with an average car insurance cost of $2,806 per year or less.

In the bottom half of the top 20, models like the Volkswagen Arteon, Kia Forte, Volkswagen Jetta, Hyundai Sonata, Nissan Versa, and Hyundai Ioniq 6 average between $2,806 and $2,980 per year for auto insurance in Long Beach.

As a cost per month, auto insurance rates on this segment in Long Beach for a good driver starts at an average of $209 per month, depending on the company and your location.

If rates are ranked based on vehicle size, the most budget-friendly non-luxury compact car to insure in Long Beach is the Toyota GR Corolla at $2,506 per year. For midsize models, the Kia K5 has the best rates at $2,776 per year. And for large cars, the Chrysler 300 is most affordable to insure at $2,746 per year.

The next table ranks the cars with the cheapest average auto insurance rates in Long Beach, starting with the Toyota GR Corolla at $2,506 per year and ending with the Mazda 3 at $2,980 per year.

Cheapest Cars to Insure in Long Beach, California
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,506$209
Nissan LeafCompact$2,524$210
Honda CivicCompact$2,552$213
Nissan SentraCompact$2,640$220
Subaru ImprezaCompact$2,648$221
Toyota PriusCompact$2,692$224
Kia K5Midsize$2,776$231
Honda AccordMidsize$2,784$232
Chevrolet MalibuMidsize$2,794$233
Toyota CorollaCompact$2,806$234
Kia ForteCompact$2,812$234
Volkswagen ArteonMidsize$2,832$236
Nissan VersaCompact$2,840$237
Subaru LegacyMidsize$2,842$237
Hyundai Ioniq 6Midsize$2,868$239
Mitsubishi Mirage G4Compact$2,908$242
Volkswagen JettaCompact$2,914$243
Toyota CrownMidsize$2,916$243
Hyundai SonataMidsize$2,918$243
Mazda 3Compact$2,980$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Long Beach, CA, with the Toyota GR Corolla ranking first at $2,506 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Long Beach, CA, with the Toyota GR Corolla ranking first at $2,506 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Long Beach car insurance quotes from top-rated car insurance companies in California.

Cheap SUVs to insure in Long Beach, CA

Ranking at the top for the lowest-cost Long Beach car insurance rates in the non-luxury SUV segment are the Honda Passport, Kia Soul, Subaru Crosstrek, Chevrolet Trailblazer, and Nissan Kicks. Car insurance rates for these 2024 models average $2,296 or less per year, or around $191 per month.

Rounding out the top 10 are SUVs like the Mazda CX-5, Toyota Corolla Cross, Ford Bronco Sport, and Hyundai Venue, with average insurance cost of $2,360 per year or less.

On a monthly basis, auto insurance in this segment for a middle-age safe driver can cost as low as $177 per month, depending on your location.

When vehicle size is factored in, the most affordable compact SUV to insure in Long Beach is the Subaru Crosstrek at $2,128 per year. For midsize SUVs, the Honda Passport has the cheapest rates at $2,296 per year. And for large SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,706 per year.

The comparison table below ranks the SUVs with the most affordable average insurance rates in Long Beach, starting with the Subaru Crosstrek at $2,128 per year and ending with the Subaru Ascent at $2,508 per year.

Cheapest SUVs to Insure in Long Beach, California
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,128$177
Chevrolet TrailblazerCompact$2,166$181
Kia SoulCompact$2,250$188
Nissan KicksCompact$2,268$189
Honda PassportMidsize$2,296$191
Buick EnvisionCompact$2,310$193
Toyota Corolla CrossCompact$2,322$194
Hyundai VenueCompact$2,340$195
Mazda CX-5Compact$2,350$196
Ford Bronco SportCompact$2,360$197
Volkswagen TiguanCompact$2,386$199
Nissan MuranoMidsize$2,422$202
Buick EncoreCompact$2,448$204
Honda CR-VCompact$2,456$205
Subaru OutbackMidsize$2,456$205
Buick EnvistaMidsize$2,464$205
Volkswagen TaosCompact$2,468$206
Kia NiroCompact$2,482$207
Honda HR-VCompact$2,508$209
Subaru AscentMidsize$2,508$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Long Beach, CA, with the Subaru Crosstrek ranking first at $2,128 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Long Beach, CA, with the Subaru Crosstrek ranking first at $2,128 per year.

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see your SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Long Beach car insurance quotes from top-rated companies in California.

Cheapest pickup trucks to insure in Long Beach

The most affordable pickup trucks to insure in Long Beach are the Chevrolet Colorado at $2,538 per year, the Nissan Titan at $2,694 per year, and the Nissan Frontier at $2,724 per year.

Not the cheapest pickups to insure, but still affordable, are models like the GMC Canyon, Toyota Tacoma, Hyundai Santa Cruz, and Honda Ridgeline, with an average cost of $2,964 per year or less.

Car insurance in Long Beach for this segment for a good driver will start around $212 per month, depending on your location. The rate comparison table below ranks the pickups with the cheapest auto insurance rates in Long Beach, starting with the Chevrolet Colorado at $2,538 per year and ending with the Ram Truck at $3,332 per year.

Cheapest Pickups to Insure in Long Beach, California
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,538$212
Nissan TitanFull-size$2,694$225
Nissan FrontierMidsize$2,724$227
Ford RangerMidsize$2,752$229
Ford MaverickMidsize$2,794$233
Honda RidgelineMidsize$2,858$238
Hyundai Santa CruzMidsize$2,906$242
Toyota TacomaMidsize$2,916$243
GMC Sierra 2500 HDHeavy Duty$2,932$244
GMC CanyonMidsize$2,964$247
Jeep GladiatorMidsize$3,034$253
GMC Sierra 3500Heavy Duty$3,052$254
Chevrolet Silverado HD 3500Heavy Duty$3,080$257
Chevrolet Silverado HD 2500Heavy Duty$3,162$264
GMC SierraFull-size$3,182$265
Nissan Titan XDHeavy Duty$3,184$265
Chevrolet SilveradoFull-size$3,186$266
Ford F150Full-size$3,226$269
GMC Hummer EV PickupFull-size$3,308$276
Ram TruckFull-size$3,332$278

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Long Beach, CA, with the Chevrolet Colorado ranking first at $2,538 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Long Beach, CA, with the Chevrolet Colorado ranking first at $2,538 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see your truck in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Long Beach car insurance quotes from top car insurance companies in California.

Luxury cars with the best auto insurance rates

Taking the top spot in Long Beach for cheapest insurance in the luxury sedan segment is the Acura Integra, with an average cost of $2,564 per year. Second place is the BMW 330i at $2,934 per year, the third most affordable is the Mercedes-Benz CLA250, at an average of $2,964 per year, and the fourth most affordable is the Lexus IS 300, at an average of $2,970 per year.

Other models that rank well in our comparison are the Cadillac CT4, Genesis G70, Lexus RC 300, and Lexus ES 350, with average cost of $3,028 per year or less.

In the bottom half of the top 20, models like the Lexus ES 250, BMW 230i, Lexus ES 300h, BMW 330e, Audi S3, and BMW 228i cost between $3,028 and $3,230 per year for insurance.

Full-coverage insurance in Long Beach for this segment for a middle-age safe driver starts at an average of $214 per month, depending on the company. The table below ranks the luxury cars with the cheapest average car insurance rates in Long Beach, starting with the Acura Integra at $2,564 per year and ending with the Audi S3 at $3,230 per year.

Cheapest Luxury Cars to Insure in Long Beach, California
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,564$214
BMW 330iCompact$2,934$245
Mercedes-Benz CLA250Midsize$2,964$247
Lexus IS 300Midsize$2,970$248
Acura TLXCompact$2,980$248
Cadillac CT4Compact$3,010$251
Lexus ES 350Midsize$3,010$251
Genesis G70Compact$3,016$251
Mercedes-Benz AMG CLA35Midsize$3,020$252
Lexus RC 300Midsize$3,028$252
Lexus IS 350Compact$3,040$253
Jaguar XFMidsize$3,048$254
Cadillac CT5Midsize$3,104$259
Lexus ES 250Midsize$3,118$260
Lexus RC 350Compact$3,126$261
BMW 330eCompact$3,128$261
BMW 228iCompact$3,132$261
BMW 230iCompact$3,158$263
Lexus ES 300hMidsize$3,162$264
Audi S3Compact$3,230$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Long Beach, CA, with the Acura Integra ranking first at $2,564 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Long Beach, CA, with the Acura Integra ranking first at $2,564 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see insurance cost for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in California.

Luxury SUVs with cheap car insurance rates

Ranking at the top of the list for the cheapest Long Beach car insurance rates in the luxury SUV segment are the Acura RDX, Lexus NX 250, Cadillac XT5, Cadillac XT4, and Jaguar E-Pace. Auto insurance quotes for these 2024 models average $2,720 or less per year, or around $227 per month.

Other models that rank well in our comparison are the Lexus NX 350h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lincoln Corsair, with average annual insurance rates of $2,780 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz GLA250, Lexus RX 350, Cadillac XT6, Infiniti QX60, and Mercedes-Benz GLA35 AMG average between $2,780 and $2,892 to insure per year.

Auto insurance for this segment in Long Beach for a good driver starts at an average of $201 per month, depending on your location.

When rates are compared by vehicle size, the most affordable compact luxury SUV to insure in Long Beach is the Acura RDX at $2,410 per year. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $2,694 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $3,230 per year.

The next table ranks the SUVs with the lowest-cost car insurance in Long Beach, starting with the Acura RDX at $201 per month and ending with the Lexus RX 350 at $241 per month.

Cheapest Luxury SUVs to Insure in Long Beach, California
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,410$201
Lexus NX 250Compact$2,550$213
Cadillac XT4Compact$2,602$217
Jaguar E-PaceMidsize$2,694$225
Cadillac XT5Midsize$2,720$227
Lexus NX 350hCompact$2,720$227
Lincoln CorsairCompact$2,754$230
Mercedes-Benz GLB 250Compact$2,758$230
Lexus UX 250hCompact$2,762$230
Lexus NX 450hCompact$2,780$232
Infiniti QX50Midsize$2,800$233
Mercedes-Benz GLA250Compact$2,810$234
Cadillac XT6Midsize$2,820$235
Mercedes-Benz GLA35 AMGCompact$2,820$235
Infiniti QX60Midsize$2,834$236
Mercedes-Benz AMG GLB35Midsize$2,838$237
Land Rover EvoqueCompact$2,876$240
Acura MDXMidsize$2,880$240
Lexus NX 350Compact$2,890$241
Lexus RX 350Midsize$2,892$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Long Beach, CA, with the Acura RDX ranking first at $2,410 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Long Beach, CA, with the Acura RDX ranking first at $2,410 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Don’t see your luxury SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in California.

Most affordable sports car insurance in Long Beach

Sitting at number one in Long Beach for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, costing $2,668 per year. Second place is the Toyota GR86 costing $3,036 per year, and the third cheapest is the Ford Mustang, at an average of $3,166 per year.

Some other sports cars that have cheaper rates are the Nissan Z, Toyota GR Supra, Subaru BRZ, and BMW M2, with an average car insurance cost of $3,446 per year or less.

Additional 2024 models that make the list include the Mercedes-Benz AMG GT53, Jaguar F-Type, Porsche Taycan, BMW M3, and Lexus LC 500, which average between $3,446 and $4,880 to insure per year.

From a cost per month standpoint, auto insurance rates on this segment in Long Beach can cost as low as $222 per month, depending on where you live. The rate comparison table below ranks the sports cars with the most affordable average car insurance rates in Long Beach, starting with the Mazda MX-5 Miata at $222 per month and ending with the Porsche Taycan at $407 per month.

Cheapest Sports Cars to Insure in Long Beach, California
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,668$222
Toyota GR86Sports Car$3,036$253
Ford MustangSports Car$3,166$264
BMW Z4Sports Car$3,182$265
Subaru WRXSports Car$3,232$269
Toyota GR SupraSports Car$3,236$270
BMW M2Sports Car$3,330$278
Nissan ZSports Car$3,338$278
Lexus RC FSports Car$3,404$284
Subaru BRZSports Car$3,446$287
BMW M3Sports Car$3,638$303
Porsche 718Sports Car$3,712$309
Chevrolet CamaroSports Car$3,746$312
Chevrolet CorvetteSports Car$3,992$333
Porsche 911Sports Car$4,128$344
BMW M4Sports Car$4,298$358
Lexus LC 500Sports Car$4,324$360
Jaguar F-TypeSports Car$4,546$379
Mercedes-Benz AMG GT53Sports Car$4,768$397
Porsche TaycanSports Car$4,880$407

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Long Beach, CA Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Long Beach, CA, with the Mazda MX-5 Miata ranking first at $2,668 per year.
Ranking of the cheapest sports cars to insure in Long Beach, CA, with the Mazda MX-5 Miata ranking first at $2,668 per year.

Don’t see your sports car in the list? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in California.

Helpful tips to save on car insurance

Financially savvy drivers in Long Beach are always searching for ways to pay less for auto insurance, so take a minute and read through the money-saving ideas in this next list and it’s very possible you can save some money the next time you need to insure a vehicle.

  • Be a careful driver and save. At-fault accidents raise insurance rates, possibly up to $4,114 per year for a 20-year-old driver and even $868 per year for a 50-year-old driver. So be a careful driver and save!
  • Choose a vehicle that is cheaper to insure. The vehicle you drive has a big impact on the cost of auto insurance. As an example, a Kia Telluride costs $1,120 less per year to insure in Long Beach than a Porsche 911. Insure cheaper models and save money.
  • Improve your credit for cheaper auto insurance rates. Having a credit score above 800 may save up to $452 per year over a credit rating of 670-739. Conversely, a below average credit rating could cost around $524 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Shop around anytime. Setting aside a few minutes to get free car insurance quotes could save you a significant amount. Rates change frequently and switching companies is very easy to do.
  • Pay small claims out-of-pocket. Auto insurance companies give a discounted rate if you do not file any claims. Insurance should only be used in the case of significant claims, not for small claims.