- Average car insurance cost in Bowling Green is $2,486 per year, or approximately $207 per month, for a full-coverage policy.
- Monthly auto insurance rates for a few popular vehicles in Bowling Green include the Nissan Sentra at $190, Subaru Forester at $184, and Hyundai Elantra at $225.
- Compact crossovers and SUVs like the Honda CR-V, Buick Encore, Hyundai Venue, and Nissan Kicks are the top picks for cheap car insurance in Bowling Green.
How much is car insurance in Bowling Green?
Average auto insurance cost in Bowling Green is $2,486 per year, or about $207 per month for a policy that provides full coverage. It costs 11.3% more to insure the average vehicle in Bowling Green, KY, than the overall national average rate of $2,221.
In the state of Kentucky, average car insurance cost is $2,600 per year, so the cost in Bowling Green averages $114 less per year. When compared to other cities in Kentucky, the average cost of car insurance in Bowling Green is $48 per year more than in Owensboro, $44 per year less than in Lexington, and $848 per year less than in Louisville.
The age of the rated driver is the largest factor that influences the price you pay for car insurance, so the list below illustrates these differences by breaking down average car insurance rates for young, middle-age, and senior drivers.
Average cost of car insurance in Bowling Green, Kentucky, by driver age
- 16 year old – $8,851 per year or $738 per month
- 17 year old – $8,575 per year or $715 per month
- 18 year old – $7,687 per year or $641 per month
- 19 year old – $7,000 per year or $583 per month
- 20 year old – $5,000 per year or $417 per month
- 30 year old – $2,652 per year or $221 per month
- 40 year old – $2,486 per year or $207 per month
- 50 year old – $2,202 per year or $184 per month
- 60 year old – $2,064 per year or $172 per month
The next chart shows a summary of car insurance rates in Bowling Green for 2024 model year vehicles, averaged based on a wide range of driver ages, policy physical damage deductibles, and risk scenarios.

Average rates in the prior chart range from $2,066 per year for a 40-year-old driver with many policy discounts to $5,716 per year for a 20-year-old driver with a lot of violations and accidents. In this article, the rate used to compare different vehicles or locations is the 40-year-old safe driver rate, which has an average cost of $2,486 per year.
As a monthly amount, car insurance in Bowling Green ranges from $172 to $476 for the same driver ages shown in the chart.
Auto insurance rates are different for every driver and are impacted by many factors. Due to the fact that rates are so variable, this stresses the need to get accurate car insurance quotes when shopping around for more affordable car insurance in Bowling Green.
Specific vehicles and the cost of insurance
The auto insurance costs referenced previously are the average cost across all 2024 model year vehicles, which is useful for making general comparisons such as the average cost difference between two Kentucky cities.
For more useful car insurance comparisons, however, it makes sense to instead use rates for the exact vehicle being insured. If you read farther in this article, we explore car insurance rates for specific makes and models of vehicles, but for now, we will explore just a few popular models to see how auto insurance rates measure up in Bowling Green.
The list below breaks down both annual and monthly auto insurance rates for some of the most popular cars, trucks, and SUVs on Bowling Green streets. Towards the end of this article, we will explore the ins-and-outs of insuring some of these vehicles in much more detail.
Car insurance rates for popular models in Bowling Green
- Nissan Sentra – $2,278 per year or $190 per month
- Subaru Forester – $2,212 per year or $184 per month
- Hyundai Elantra – $2,700 per year or $225 per month
- Toyota Highlander – $2,260 per year or $188 per month
- Toyota RAV4 – $2,294 per year or $191 per month
- Honda Civic – $2,200 per year or $183 per month
- Nissan Altima – $2,692 per year or $224 per month
- Toyota Corolla – $2,422 per year or $202 per month
- Mazda CX-5 – $2,028 per year or $169 per month
- Honda Accord – $2,398 per year or $200 per month
What are the cheapest vehicles to insure in Bowling Green?
When comparing rates for all vehicle models, the vehicles with the cheapest average insurance prices in Bowling Green, KY, tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Toyota Corolla Cross. Average car insurance prices for those models cost $2,018 or less per year for a full coverage policy.
Other models that are in the top 20 in the cost comparison table below are the Ford Bronco Sport, Volkswagen Taos, Honda CR-V, and Volkswagen Tiguan. Insurance is a little higher for those models than the small SUVs and crossovers that rank near the top, but they still have average rates of $2,162 or less per year ($180 per month) in Bowling Green.
The table below shows the 25 car, truck, and SUV models with the cheapest auto insurance in Bowling Green, ordered by annual cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,836 | $153 |
2 | Chevrolet Trailblazer | $1,870 | $156 |
3 | Kia Soul | $1,942 | $162 |
4 | Nissan Kicks | $1,956 | $163 |
5 | Honda Passport | $1,980 | $165 |
6 | Buick Envision | $1,992 | $166 |
7 | Toyota Corolla Cross | $2,002 | $167 |
8 | Hyundai Venue | $2,018 | $168 |
9 | Mazda CX-5 | $2,028 | $169 |
10 | Ford Bronco Sport | $2,038 | $170 |
11 | Volkswagen Tiguan | $2,058 | $172 |
12 | Acura RDX | $2,078 | $173 |
13 | Nissan Murano | $2,090 | $174 |
14 | Buick Encore | $2,112 | $176 |
15 | Subaru Outback | $2,116 | $176 |
16 | Honda CR-V | $2,120 | $177 |
17 | Buick Envista | $2,122 | $177 |
18 | Volkswagen Taos | $2,128 | $177 |
19 | Kia Niro | $2,140 | $178 |
20 | Toyota GR Corolla | $2,158 | $180 |
21 | Subaru Ascent | $2,160 | $180 |
22 | Honda HR-V | $2,162 | $180 |
23 | Nissan Leaf | $2,176 | $181 |
24 | Chevrolet Colorado | $2,188 | $182 |
25 | Honda Civic | $2,200 | $183 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 26, 2025
A table of 25 ranked vehicles doesn’t really give the full picture of the cost of car insurance. A better way to analyze rates in an organized fashion is to organize them by automotive segment. The following six sections rank the vehicles with the most affordable car insurance rates in Bowling Green for the six most popular segments.
Cheapest car insurance rates in Bowling Green
The four highest ranking non-luxury cars with the most affordable insurance rates in Bowling Green are the Toyota GR Corolla at $2,158 per year, Nissan Leaf at $2,176 per year, Honda Civic at $2,200 per year, and Nissan Sentra at $2,278 per year.
Additional models that have good average insurance rates are the Chevrolet Malibu, Toyota Prius, Honda Accord, and Kia K5, with average cost of $2,422 per year or less.
Additional cars worth mentioning include the Subaru Legacy, Hyundai Ioniq 6, Hyundai Sonata, Mitsubishi Mirage G4, and Volkswagen Jetta, which cost between $2,422 and $2,570 per year to insure in Bowling Green.
Auto insurance in this segment starts at around $180 per month, depending on your company and location.
When vehicle size is considered, the cheapest non-luxury compact car to insure in Bowling Green is the Toyota GR Corolla at $2,158 per year, or $180 per month. For midsize models, the Kia K5 is cheapest to insure at $2,394 per year, or $200 per month. And for full-size cars, the Chrysler 300 has the most affordable rates at $2,368 per year, or $197 per month.
The rate comparison table below ranks the cars with the lowest-cost auto insurance rates in Bowling Green.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,158 | $180 |
Nissan Leaf | Compact | $2,176 | $181 |
Honda Civic | Compact | $2,200 | $183 |
Nissan Sentra | Compact | $2,278 | $190 |
Subaru Impreza | Compact | $2,282 | $190 |
Toyota Prius | Compact | $2,326 | $194 |
Kia K5 | Midsize | $2,394 | $200 |
Honda Accord | Midsize | $2,398 | $200 |
Chevrolet Malibu | Midsize | $2,412 | $201 |
Toyota Corolla | Compact | $2,422 | $202 |
Kia Forte | Compact | $2,428 | $202 |
Volkswagen Arteon | Midsize | $2,442 | $204 |
Nissan Versa | Compact | $2,448 | $204 |
Subaru Legacy | Midsize | $2,452 | $204 |
Hyundai Ioniq 6 | Midsize | $2,474 | $206 |
Mitsubishi Mirage G4 | Compact | $2,508 | $209 |
Toyota Crown | Midsize | $2,516 | $210 |
Volkswagen Jetta | Compact | $2,516 | $210 |
Hyundai Sonata | Midsize | $2,518 | $210 |
Mazda 3 | Compact | $2,570 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Kentucky.
Cheapest SUVs to insure in Bowling Green, KY
Ranking at the top for the lowest-cost Bowling Green auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Nissan Kicks, Kia Soul, Chevrolet Trailblazer, and Honda Passport. Car insurance quotes for these models average $1,980 or less per year, or around $165 per month.
Other models that rank well include the Hyundai Venue, Toyota Corolla Cross, Mazda CX-5, and Ford Bronco Sport, with an average cost of $2,038 per year or less.
On a monthly basis, car insurance in Bowling Green on this segment for a middle-age safe driver starts at around $153 per month, depending on your location. The comparison table below ranks the twenty SUVs with the lowest-cost insurance rates in Bowling Green, starting with the Subaru Crosstrek at $153 per month and ending with the Subaru Ascent at $180 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,836 | $153 |
Chevrolet Trailblazer | Compact | $1,870 | $156 |
Kia Soul | Compact | $1,942 | $162 |
Nissan Kicks | Compact | $1,956 | $163 |
Honda Passport | Midsize | $1,980 | $165 |
Buick Envision | Compact | $1,992 | $166 |
Toyota Corolla Cross | Compact | $2,002 | $167 |
Hyundai Venue | Compact | $2,018 | $168 |
Mazda CX-5 | Compact | $2,028 | $169 |
Ford Bronco Sport | Compact | $2,038 | $170 |
Volkswagen Tiguan | Compact | $2,058 | $172 |
Nissan Murano | Midsize | $2,090 | $174 |
Buick Encore | Compact | $2,112 | $176 |
Subaru Outback | Midsize | $2,116 | $176 |
Honda CR-V | Compact | $2,120 | $177 |
Buick Envista | Midsize | $2,122 | $177 |
Volkswagen Taos | Compact | $2,128 | $177 |
Kia Niro | Compact | $2,140 | $178 |
Subaru Ascent | Midsize | $2,160 | $180 |
Honda HR-V | Compact | $2,162 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Bowling Green car insurance quotes from the best companies in Kentucky.
Cheapest pickup insurance rates in Bowling Green
Ranking at the top for the most affordable Bowling Green car insurance rates in the pickup truck segment are the Chevrolet Colorado, Ford Ranger, Nissan Titan, Nissan Frontier, and Ford Maverick. Car insurance quotes for these 2024 models average $2,408 or less per year.
Some other pickups that have good average insurance rates include the GMC Canyon, Hyundai Santa Cruz, Honda Ridgeline, and GMC Sierra 2500 HD, with an average cost of $2,556 per year or less.
Auto insurance in Bowling Green for this segment can cost as low as $182 per month, depending on where you live.
The table below ranks the pickups with the most affordable insurance rates in Bowling Green, starting with the Chevrolet Colorado at $182 per month and ending with the Ram Truck at $240 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,188 | $182 |
Nissan Titan | Full-size | $2,324 | $194 |
Nissan Frontier | Midsize | $2,348 | $196 |
Ford Ranger | Midsize | $2,374 | $198 |
Ford Maverick | Midsize | $2,408 | $201 |
Honda Ridgeline | Midsize | $2,466 | $206 |
Hyundai Santa Cruz | Midsize | $2,506 | $209 |
Toyota Tacoma | Midsize | $2,518 | $210 |
GMC Sierra 2500 HD | Heavy Duty | $2,528 | $211 |
GMC Canyon | Midsize | $2,556 | $213 |
Jeep Gladiator | Midsize | $2,618 | $218 |
GMC Sierra 3500 | Heavy Duty | $2,634 | $220 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,658 | $222 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,728 | $227 |
GMC Sierra | Full-size | $2,744 | $229 |
Nissan Titan XD | Heavy Duty | $2,746 | $229 |
Chevrolet Silverado | Full-size | $2,748 | $229 |
Ford F150 | Full-size | $2,780 | $232 |
GMC Hummer EV Pickup | Full-size | $2,848 | $237 |
Ram Truck | Full-size | $2,874 | $240 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Is your pickup truck missing from the table above? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Kentucky.
Cheapest sports car insurance rates
Ranking at the top for the lowest-cost Bowling Green auto insurance rates in the performance and sports car segment are the BMW Z4, Subaru WRX, Mazda MX-5 Miata, Ford Mustang, and Toyota GR86. Car insurance rates for these 2024 models average $2,786 or less per year.
Some other sports cars that have affordable average insurance rates include the BMW M2, Lexus RC F, Subaru BRZ, and Nissan Z, with average cost of $2,972 per year or less.
In the bottom half of the top 20, models like the Porsche Taycan, Jaguar F-Type, Porsche 718, Porsche 911, and Chevrolet Camaro cost between $2,972 and $4,208 per year for full-coverage insurance.
Auto insurance in Bowling Green for this segment for a middle-age safe driver starts at around $192 per month, depending on where you live and the company you use.
The rate comparison table below ranks the sports cars with the most affordable auto insurance rates in Bowling Green, starting with the Mazda MX-5 Miata at $2,302 per year ($192 per month) and ending with the Porsche Taycan at $4,208 per year ($351 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,302 | $192 |
Toyota GR86 | Sports Car | $2,620 | $218 |
Ford Mustang | Sports Car | $2,730 | $228 |
BMW Z4 | Sports Car | $2,744 | $229 |
Subaru WRX | Sports Car | $2,786 | $232 |
Toyota GR Supra | Sports Car | $2,790 | $233 |
BMW M2 | Sports Car | $2,872 | $239 |
Nissan Z | Sports Car | $2,878 | $240 |
Lexus RC F | Sports Car | $2,938 | $245 |
Subaru BRZ | Sports Car | $2,972 | $248 |
BMW M3 | Sports Car | $3,138 | $262 |
Porsche 718 | Sports Car | $3,200 | $267 |
Chevrolet Camaro | Sports Car | $3,228 | $269 |
Chevrolet Corvette | Sports Car | $3,440 | $287 |
Porsche 911 | Sports Car | $3,562 | $297 |
BMW M4 | Sports Car | $3,708 | $309 |
Lexus LC 500 | Sports Car | $3,730 | $311 |
Jaguar F-Type | Sports Car | $3,922 | $327 |
Mercedes-Benz AMG GT53 | Sports Car | $4,116 | $343 |
Porsche Taycan | Sports Car | $4,208 | $351 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 27, 2025
Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Bowling Green.
Cheapest luxury car insurance rates
The most affordable luxury cars to insure in Bowling Green are the Acura Integra at $2,212 per year, the BMW 330i at $2,532 per year, and the Mercedes-Benz CLA250 at $2,558 per year.
Also ranking in the top 10 are models like the Lexus ES 350, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with average insurance cost of $2,614 per year or less.
Car insurance for this segment in Bowling Green for the average driver can cost as low as $184 per month, depending on your company and location.
If rates are ranked based on vehicle size, the most budget-friendly small luxury car to insure in Bowling Green is the Acura Integra at $2,212 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,558 per year. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $2,954 per year.
The table below ranks the luxury cars with the lowest-cost insurance in Bowling Green, starting with the Acura Integra at $2,212 per year and ending with the Audi S3 at $2,788 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,212 | $184 |
BMW 330i | Compact | $2,532 | $211 |
Mercedes-Benz CLA250 | Midsize | $2,558 | $213 |
Lexus IS 300 | Midsize | $2,562 | $214 |
Acura TLX | Compact | $2,572 | $214 |
Cadillac CT4 | Compact | $2,598 | $217 |
Lexus ES 350 | Midsize | $2,598 | $217 |
Genesis G70 | Compact | $2,602 | $217 |
Mercedes-Benz AMG CLA35 | Midsize | $2,608 | $217 |
Lexus RC 300 | Midsize | $2,614 | $218 |
Lexus IS 350 | Compact | $2,626 | $219 |
Jaguar XF | Midsize | $2,630 | $219 |
Cadillac CT5 | Midsize | $2,676 | $223 |
Lexus ES 250 | Midsize | $2,690 | $224 |
BMW 330e | Compact | $2,698 | $225 |
Lexus RC 350 | Compact | $2,698 | $225 |
BMW 228i | Compact | $2,702 | $225 |
BMW 230i | Compact | $2,722 | $227 |
Lexus ES 300h | Midsize | $2,728 | $227 |
Audi S3 | Compact | $2,788 | $232 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Kentucky.
Cheapest luxury SUV insurance rates
The top five most budget-friendly non-luxury SUVs to insure in Bowling Green are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Rates for for these five SUVs range from $2,078 to $2,346 per year.
Additional luxury SUVs that have good average insurance rates are the Lexus NX 450h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus UX 250h, with average annual insurance rates of $2,398 per year or less.
Some additional luxury SUVs that make the list include the Lexus RX 350, Cadillac XT6, Land Rover Evoque, and Lexus NX 350, which average between $2,398 and $2,494 to insure per year.
As a cost per month, full-coverage car insurance on this segment in Bowling Green can cost as low as $173 per month, depending on the company and your location. The rate comparison table below ranks the twenty luxury SUVs with the most affordable auto insurance rates in Bowling Green, starting with the Acura RDX at $2,078 per year and ending with the Lexus RX 350 at $2,494 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,078 | $173 |
Lexus NX 250 | Compact | $2,200 | $183 |
Cadillac XT4 | Compact | $2,246 | $187 |
Jaguar E-Pace | Midsize | $2,324 | $194 |
Cadillac XT5 | Midsize | $2,346 | $196 |
Lexus NX 350h | Compact | $2,348 | $196 |
Lincoln Corsair | Compact | $2,376 | $198 |
Mercedes-Benz GLB 250 | Compact | $2,380 | $198 |
Lexus UX 250h | Compact | $2,382 | $199 |
Lexus NX 450h | Compact | $2,398 | $200 |
Infiniti QX50 | Midsize | $2,416 | $201 |
Mercedes-Benz GLA250 | Compact | $2,426 | $202 |
Cadillac XT6 | Midsize | $2,432 | $203 |
Mercedes-Benz GLA35 AMG | Compact | $2,434 | $203 |
Infiniti QX60 | Midsize | $2,446 | $204 |
Mercedes-Benz AMG GLB35 | Midsize | $2,450 | $204 |
Land Rover Evoque | Compact | $2,482 | $207 |
Acura MDX | Midsize | $2,484 | $207 |
Lexus NX 350 | Compact | $2,494 | $208 |
Lexus RX 350 | Midsize | $2,494 | $208 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bowling Green, KY Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Bowling Green car insurance quotes from the best companies in Kentucky.
Tips for finding cheaper auto insurance quotes
Bowling Green drivers are always looking to cut the monthly cost of insurance So take a minute to review the tips below to see if you can save a little money on your next policy.
- Compare insurance costs before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance rates, and auto insurance companies can price policies with widely varying rates. Check the cost of insurance before you upgrade you car in order to prevent insurance sticker shock when you get the bill.
- Fewer violations means cheaper policy cost. In order to get the cheapest auto insurance in Bowling Green, it pays to follow traffic laws. In fact, just one or two minor incidents on your driving report could possibly increase auto insurance rates by as much as $660 per year. Major infractions like DUI/DWI and leaving the scene of an accident could raise rates by an additional $2,308 or more.
- Earn a discount from your job. The vast majority of car insurance providers offer discounts for having a job in professions like high school and elementary teachers, firefighters, accountants, emergency medical technicians, dentists, nurses, and others. By qualifying for an occupational discount, you may save between $75 and $242 on your yearly auto insurance bill.
- Save money with better credit. Having a good credit rating over 800 could save a minimum of $390 per year over a lower credit score of 670-739. Conversely, a less-than-perfect credit history could cost around $452 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Car insurance is cheaper with higher deductibles. Raising your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- More discounts equals more savings. Discounted rates may be available if the policyholders are accident-free, belong to certain professional organizations, choose electronic billing, sign their policy early, work in certain occupations, or many other discounts which could save the average Bowling Green driver as much as $420 per year.