- Average car insurance cost in New Orleans is $3,610 per year, or $301 per month for full coverage.
- New Orleans auto insurance costs an average of $950 per year more than the Louisiana state average cost ($2,660) and $1,389 per year more than the U.S. national average rate ($2,221).
- Monthly car insurance rates for a few popular models in New Orleans include the Honda Civic at $267, Honda CR-V at $257, and Honda Accord at $291.
- For cheap car insurance in New Orleans, the Acura RDX ($3,018 per year), Acura Integra ($3,210 per year), Toyota GR Corolla ($3,136 per year), and Chevrolet Colorado ($3,180 per year) rank well for affordable rates.
- A few vehicles with the lowest cost auto insurance in New Orleans in their automotive segment include the Chevrolet Tahoe at $3,388 per year, Toyota GR Corolla at $3,136 per year, Jaguar E-Pace at $3,376 per year, and Kia K5 at $3,478 per year.
How much does car insurance cost in New Orleans?
Average car insurance cost in New Orleans is $3,610 per year, or around $301 per month for a full-coverage car insurance policy. It costs 47.6% more to insure the average vehicle in New Orleans than the U.S. overall average rate of $2,221.
The average car insurance expense in Louisiana is $2,660 per year, so New Orleans drivers pay an average of $950 more per year than the overall Louisiana state-wide average rate. The average cost to insure a car in New Orleans compared to other Louisiana cities is approximately $1,094 per year more than in Lake Charles, $1,036 per year more expensive than in Lafayette, and $682 per year more expensive than in Baton Rouge.
The chart below shows additional information for drivers age 20 to 60 by showing a range of rates for a range of driver ages and risk profiles.
In the chart above, the cost of car insurance in New Orleans ranges from $2,998 per year for a 40-year-old driver who shops around for the cheapest New Orleans car insurance rates to $8,300 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy. From a monthly budget point of view, the average cost in the previous chart ranges from $250 to $692 per month.
New Orleans car insurance rates are priced differently for everyone and minor changes in driver risk profiles can have substantial effects on car insurance cost. The potential for large differences in cost stresses the need for accurate free auto insurance quotes when searching online for the cheapest auto insurance.
The age of the rated driver is the single-largest factor that determines the cost of auto insurance, so the list below illustrates this point by breaking out average car insurance rates in New Orleans for driver ages from 16 to 60.
New Orleans car insurance cost for drivers age 16 to 60
- 16-year-old driver – $12,856 per year or $1,071 per month
- 17-year-old driver – $12,455 per year or $1,038 per month
- 18-year-old driver – $11,163 per year or $930 per month
- 19-year-old driver – $10,165 per year or $847 per month
- 20-year-old driver – $7,262 per year or $605 per month
- 30-year-old driver – $3,852 per year or $321 per month
- 40-year-old driver – $3,610 per year or $301 per month
- 50-year-old driver – $3,200 per year or $267 per month
- 60-year-old driver – $2,996 per year or $250 per month
The rates above for insuring teen drivers age 16 to 19 assumed a male driver. The chart below goes into more detail regarding the cost of insuring teen drivers and separates average car insurance rates for teen drivers by gender. In general, female drivers tend to have cheaper auto insurance, especially as teenagers.
Car insurance for a 16-year-old female in New Orleans costs an average of $847 less per year than the cost to insure a 16-year-old male driver, while at age 19, the cost difference is less but males still pay an average of $1,568 more per year.
New Orleans’s favorite vehicles and the cost of auto insurance
The car insurance rates discussed up to this point consist of an average based on every 2024 vehicle model, which is helpful for making big picture comparisons such as the cost difference between driver ages or locations. For more accurate cost comparisons, however, the data will be more accurate if we perform a rate analysis for the specific model of vehicle being insured.
Later in this article, we explore rates in detail for all different kinds of vehicles, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices size up in New Orleans.
The list below details average insurance rates for both annual and monthly policy terms in New Orleans for some of the more popular vehicles.
Auto insurance cost for popular New Orleans vehicles
- Honda Civic – $3,431 per year ($286 per month)
- Honda CR-V – $3,301 per year ($275 per month)
- Honda Accord – $3,741 per year ($312 per month)
- GMC Sierra – $4,278 per year ($357 per month)
- Ram Truck – $4,478 per year ($373 per month)
- Toyota Corolla – $3,768 per year ($314 per month)
- Hyundai Elantra – $4,202 per year ($350 per month)
- Ford Explorer – $3,515 per year ($293 per month)
- Nissan Sentra – $3,540 per year ($295 per month)
- Toyota Tacoma – $3,918 per year ($327 per month)
Which cars have cheap insurance in New Orleans?
The vehicles with the lowest cost average auto insurance prices in New Orleans, LA, tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, and Nissan Kicks. Average auto insurance quotes for those vehicles cost $3,138 or less per year for full coverage.
Some other models that come in near the top in our cost comparison are the Nissan Murano, Volkswagen Tiguan, Volkswagen Taos, and Buick Envista. Average auto insurance rates are somewhat higher for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $3,367 or less per year ($281 per month).
The next table breaks down the top 25 models with the cheapest car insurance rates in New Orleans, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,666 | $222 |
| 2 | Chevrolet Trailblazer | $2,712 | $226 |
| 3 | Kia Soul | $2,816 | $235 |
| 4 | Nissan Kicks | $2,844 | $237 |
| 5 | Honda Passport | $2,874 | $240 |
| 6 | Buick Envision | $2,892 | $241 |
| 7 | Toyota Corolla Cross | $2,910 | $243 |
| 8 | Hyundai Venue | $2,932 | $244 |
| 9 | Mazda CX-5 | $2,944 | $245 |
| 10 | Ford Bronco Sport | $2,956 | $246 |
| 11 | Volkswagen Tiguan | $2,988 | $249 |
| 12 | Acura RDX | $3,018 | $252 |
| 13 | Nissan Murano | $3,034 | $253 |
| 14 | Buick Encore | $3,064 | $255 |
| 15 | Subaru Outback | $3,074 | $256 |
| 16 | Honda CR-V | $3,078 | $257 |
| 17 | Buick Envista | $3,086 | $257 |
| 18 | Volkswagen Taos | $3,092 | $258 |
| 19 | Kia Niro | $3,108 | $259 |
| 20 | Toyota GR Corolla | $3,136 | $261 |
| 21 | Subaru Ascent | $3,140 | $262 |
| 22 | Honda HR-V | $3,142 | $262 |
| 23 | Nissan Leaf | $3,160 | $263 |
| 24 | Chevrolet Colorado | $3,180 | $265 |
| 25 | Lexus NX 250 | $3,196 | $266 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
The table above that contains 25 ranked vehicles is fine if you just want a vehicle with dirt cheap insurance rates. Due to the fact that we track over 700 vehicles, there is a lot of rate data no being shown. Let’s try a different approach and list the models with the cheapest rates in New Orleans a more sensible way.
The next section goes into detail about the average cost of car insurance by vehicle segment. The rates shown should give you a better understanding of which segments have the best auto insurance rates in New Orleans. After the chart, the next sections break out the vehicles with the cheapest insurance rates in each unique segment.
New Orleans auto insurance rates by automotive segment
When shopping for a different vehicle, it’s advantageous to know which kinds of vehicles are more affordable to insure. For instance, maybe you’re wondering if SUVs have more affordable insurance than minivans or if luxury cars cost less to insure than sports cars.
The next chart shows the average car insurance cost in New Orleans for each automotive segment. From a segment comparison perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the least expensive rates, with exotic performance models having the highest average cost to insure.
Rates by automotive segment are precise enough for general comparisons, but the insurance cost for specific vehicles ranges substantially within each of the segments shown in the chart above.
For example, in the midsize SUV segment, New Orleans insurance rates range from the Honda Passport at $2,874 per year to the Rivian R1S at $4,438 per year, a difference of $1,564 within that segment. Also, in the large SUV segment, the average insurance cost ranges from the Chevrolet Tahoe costing $3,388 per year to the Toyota Sequoia at $4,518 per year.
In the next parts of this article, we will eliminate a lot of this variability by looking at car insurance rates for specific makes and models of vehicles.
Cheapest car insurance rates in New Orleans
For 2024 models, the five most budget-friendly non-luxury cars to insure in New Orleans are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. Average rates for for these vehicles range from $3,136 to $3,318 per year.
Other cars that rank well include the Kia K5, Chevrolet Malibu, Toyota Prius, and Honda Accord, with an average cost to insure of $3,516 per year or less.
Some additional cars that made the list include the Hyundai Ioniq 6, Volkswagen Jetta, Toyota Crown, and Subaru Legacy, which average between $3,516 and $3,734 to insure per year in New Orleans.
Full-coverage auto insurance in New Orleans for this segment for a middle-age safe driver will start around $261 per month, depending on your company and location.
When prices are compared by vehicle size, the most budget-friendly non-luxury compact car to insure in New Orleans is the Toyota GR Corolla at $3,136 per year, or $261 per month. For midsize models, the Kia K5 has the cheapest rates at $3,478 per year, or $290 per month. And for full-size cars, the Chrysler 300 has the most affordable rates at $3,438 per year, or $287 per month.
The comparison table below ranks the twenty cars with the lowest-cost average insurance rates in New Orleans, starting with the Toyota GR Corolla at $261 per month and ending with the Mazda 3 at $311 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $3,136 | $261 |
| Nissan Leaf | Compact | $3,160 | $263 |
| Honda Civic | Compact | $3,198 | $267 |
| Nissan Sentra | Compact | $3,306 | $276 |
| Subaru Impreza | Compact | $3,318 | $277 |
| Toyota Prius | Compact | $3,372 | $281 |
| Kia K5 | Midsize | $3,478 | $290 |
| Honda Accord | Midsize | $3,486 | $291 |
| Chevrolet Malibu | Midsize | $3,500 | $292 |
| Toyota Corolla | Compact | $3,516 | $293 |
| Kia Forte | Compact | $3,524 | $294 |
| Volkswagen Arteon | Midsize | $3,546 | $296 |
| Nissan Versa | Compact | $3,558 | $297 |
| Subaru Legacy | Midsize | $3,562 | $297 |
| Hyundai Ioniq 6 | Midsize | $3,590 | $299 |
| Mitsubishi Mirage G4 | Compact | $3,644 | $304 |
| Volkswagen Jetta | Compact | $3,650 | $304 |
| Toyota Crown | Midsize | $3,652 | $304 |
| Hyundai Sonata | Midsize | $3,660 | $305 |
| Mazda 3 | Compact | $3,734 | $311 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap New Orleans car insurance quotes from the best auto insurance companies in Louisiana.
Cheapest SUVs to insure in New Orleans
Ranking in the top five for the lowest-cost New Orleans car insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Subaru Crosstrek, Kia Soul, Honda Passport, and Nissan Kicks. Car insurance prices for these 2024 models average $2,874 or less per year, or around $240 per month.
Not the cheapest SUVs to insure, but still affordable, are models like the Toyota Corolla Cross, Mazda CX-5, Buick Envision, and Hyundai Venue, with an average cost of $2,956 per year or less.
Some additional models that rank well include the Subaru Ascent, Volkswagen Tiguan, Nissan Murano, Buick Envista, and Buick Encore, which average between $2,956 and $3,140 to insure per year.
On a monthly basis, car insurance rates in New Orleans on this segment for a good driver starts at around $222 per month, depending on the company. The table below ranks the SUVs with the lowest-cost car insurance in New Orleans.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,666 | $222 |
| Chevrolet Trailblazer | Compact | $2,712 | $226 |
| Kia Soul | Compact | $2,816 | $235 |
| Nissan Kicks | Compact | $2,844 | $237 |
| Honda Passport | Midsize | $2,874 | $240 |
| Buick Envision | Compact | $2,892 | $241 |
| Toyota Corolla Cross | Compact | $2,910 | $243 |
| Hyundai Venue | Compact | $2,932 | $244 |
| Mazda CX-5 | Compact | $2,944 | $245 |
| Ford Bronco Sport | Compact | $2,956 | $246 |
| Volkswagen Tiguan | Compact | $2,988 | $249 |
| Nissan Murano | Midsize | $3,034 | $253 |
| Buick Encore | Compact | $3,064 | $255 |
| Subaru Outback | Midsize | $3,074 | $256 |
| Honda CR-V | Compact | $3,078 | $257 |
| Buick Envista | Midsize | $3,086 | $257 |
| Volkswagen Taos | Compact | $3,092 | $258 |
| Kia Niro | Compact | $3,108 | $259 |
| Subaru Ascent | Midsize | $3,140 | $262 |
| Honda HR-V | Compact | $3,142 | $262 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Louisiana.
Cheapest pickup trucks to insure in New Orleans
The four most affordable pickups to insure in New Orleans are the Chevrolet Colorado at $3,180 per year, Nissan Titan at $3,378 per year, Nissan Frontier at $3,414 per year, and Ford Ranger at $3,448 per year.
Some other pickups that have cheaper rates are the GMC Canyon, Honda Ridgeline, Toyota Tacoma, and Hyundai Santa Cruz, with an average cost to insure of $3,714 per year or less.
Full-coverage auto insurance for this segment in New Orleans for an average middle-age driver starts at around $265 per month, depending on the company. The comparison table below ranks the twenty pickups with the lowest-cost insurance rates in New Orleans, starting with the Chevrolet Colorado at $265 per month and ending with the Ram Truck at $348 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $3,180 | $265 |
| Nissan Titan | Full-size | $3,378 | $282 |
| Nissan Frontier | Midsize | $3,414 | $285 |
| Ford Ranger | Midsize | $3,448 | $287 |
| Ford Maverick | Midsize | $3,502 | $292 |
| Honda Ridgeline | Midsize | $3,582 | $299 |
| Hyundai Santa Cruz | Midsize | $3,642 | $304 |
| Toyota Tacoma | Midsize | $3,656 | $305 |
| GMC Sierra 2500 HD | Heavy Duty | $3,672 | $306 |
| GMC Canyon | Midsize | $3,714 | $310 |
| Jeep Gladiator | Midsize | $3,804 | $317 |
| GMC Sierra 3500 | Heavy Duty | $3,826 | $319 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,858 | $322 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,962 | $330 |
| GMC Sierra | Full-size | $3,986 | $332 |
| Chevrolet Silverado | Full-size | $3,990 | $333 |
| Nissan Titan XD | Heavy Duty | $3,992 | $333 |
| Ford F150 | Full-size | $4,038 | $337 |
| GMC Hummer EV Pickup | Full-size | $4,142 | $345 |
| Ram Truck | Full-size | $4,174 | $348 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for insurance rates for a different truck? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Louisiana.
Cheapest sports cars to insure in New Orleans
The three top-ranked sports cars with the lowest-cost insurance in New Orleans are the Mazda MX-5 Miata at $3,340 per year, the Toyota GR86 at $3,804 per year, and the Ford Mustang at $3,966 per year.
Some other sports cars that have affordable average insurance rates are the Toyota GR Supra, Subaru BRZ, Lexus RC F, and BMW M2, with an average cost to insure of $4,316 per year or less.
As a cost per month, car insurance in New Orleans on this segment starts at an average of $278 per month, depending on the company.
The table below ranks the sports cars with the most affordable average insurance rates in New Orleans, starting with the Mazda MX-5 Miata at $3,340 per year and ending with the Porsche Taycan at $6,114 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $3,340 | $278 |
| Toyota GR86 | Sports Car | $3,804 | $317 |
| Ford Mustang | Sports Car | $3,966 | $331 |
| BMW Z4 | Sports Car | $3,988 | $332 |
| Subaru WRX | Sports Car | $4,048 | $337 |
| Toyota GR Supra | Sports Car | $4,056 | $338 |
| BMW M2 | Sports Car | $4,176 | $348 |
| Nissan Z | Sports Car | $4,182 | $349 |
| Lexus RC F | Sports Car | $4,266 | $356 |
| Subaru BRZ | Sports Car | $4,316 | $360 |
| BMW M3 | Sports Car | $4,560 | $380 |
| Porsche 718 | Sports Car | $4,648 | $387 |
| Chevrolet Camaro | Sports Car | $4,692 | $391 |
| Chevrolet Corvette | Sports Car | $4,998 | $417 |
| Porsche 911 | Sports Car | $5,172 | $431 |
| BMW M4 | Sports Car | $5,388 | $449 |
| Lexus LC 500 | Sports Car | $5,416 | $451 |
| Jaguar F-Type | Sports Car | $5,696 | $475 |
| Mercedes-Benz AMG GT53 | Sports Car | $5,974 | $498 |
| Porsche Taycan | Sports Car | $6,114 | $510 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 26, 2025
Don’t see rates for your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Louisiana.
Cheapest luxury car insurance rates in New Orleans
The most affordable luxury car models to insure in New Orleans are the Acura Integra at $3,210 per year, the BMW 330i at $3,674 per year, and the Mercedes-Benz CLA250 at $3,714 per year.
Additional models that are affordable to insure are the Genesis G70, Lexus RC 300, Cadillac CT4, and Mercedes-Benz AMG CLA35, with average annual insurance rates of $3,794 per year or less.
Ranked in the bottom half of the top 20 cheapest luxury cars to insure, cars like the Lexus IS 350, Lexus ES 300h, Cadillac CT5, BMW 228i, and Lexus ES 250 cost between $3,794 and $4,046 per year for auto insurance.
Car insurance in this segment for a middle-age safe driver will start around $268 per month, depending on where you live and the company you use.
When vehicle size is considered, the most affordable small luxury car to insure in New Orleans is the Acura Integra at $3,210 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $3,714 per year. And for full-size luxury cars, the Audi A5 has the most affordable rates at $4,290 per year.
The comparison table below ranks the twenty cars with the lowest-cost insurance rates in New Orleans, starting with the Acura Integra at $268 per month and ending with the Audi S3 at $337 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $3,210 | $268 |
| BMW 330i | Compact | $3,674 | $306 |
| Mercedes-Benz CLA250 | Midsize | $3,714 | $310 |
| Lexus IS 300 | Midsize | $3,722 | $310 |
| Acura TLX | Compact | $3,734 | $311 |
| Cadillac CT4 | Compact | $3,768 | $314 |
| Lexus ES 350 | Midsize | $3,768 | $314 |
| Genesis G70 | Compact | $3,778 | $315 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,784 | $315 |
| Lexus RC 300 | Midsize | $3,794 | $316 |
| Lexus IS 350 | Compact | $3,810 | $318 |
| Jaguar XF | Midsize | $3,818 | $318 |
| Cadillac CT5 | Midsize | $3,890 | $324 |
| Lexus ES 250 | Midsize | $3,904 | $325 |
| Lexus RC 350 | Compact | $3,916 | $326 |
| BMW 330e | Compact | $3,920 | $327 |
| BMW 228i | Compact | $3,926 | $327 |
| BMW 230i | Compact | $3,956 | $330 |
| Lexus ES 300h | Midsize | $3,962 | $330 |
| Audi S3 | Compact | $4,046 | $337 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Looking for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Louisiana.
Cheapest luxury SUVs to insure in New Orleans
The four top-ranked luxury SUVs with the most affordable average insurance rates in New Orleans are the Acura RDX at $3,018 per year, Lexus NX 250 at $3,196 per year, Cadillac XT4 at $3,260 per year, and Jaguar E-Pace at $3,376 per year.
Not the cheapest, but still very affordable, are models like the Lexus NX 450h, Lexus UX 250h, Lexus NX 350h, and Mercedes-Benz GLB 250, with average annual insurance rates of $3,480 per year or less.
In the bottom half of the top 20, SUVs like the Infiniti QX50, Lexus NX 350, Land Rover Evoque, Mercedes-Benz GLA35 AMG, and Mercedes-Benz GLA250 average between $3,480 and $3,622 per year for insurance.
Auto insurance in New Orleans for this segment can cost as low as $252 per month, depending on the company.
If prices are ranked by vehicle size, the most budget-friendly compact luxury SUV to insure in New Orleans is the Acura RDX at $3,018 per year. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $3,376 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $4,046 per year.
The comparison table below ranks the twenty SUVs with the most affordable average car insurance rates in New Orleans, starting with the Acura RDX at $3,018 per year ($252 per month) and ending with the Lexus RX 350 at $3,622 per year ($302 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $3,018 | $252 |
| Lexus NX 250 | Compact | $3,196 | $266 |
| Cadillac XT4 | Compact | $3,260 | $272 |
| Jaguar E-Pace | Midsize | $3,376 | $281 |
| Cadillac XT5 | Midsize | $3,406 | $284 |
| Lexus NX 350h | Compact | $3,406 | $284 |
| Lincoln Corsair | Compact | $3,448 | $287 |
| Mercedes-Benz GLB 250 | Compact | $3,454 | $288 |
| Lexus UX 250h | Compact | $3,460 | $288 |
| Lexus NX 450h | Compact | $3,480 | $290 |
| Infiniti QX50 | Midsize | $3,508 | $292 |
| Mercedes-Benz GLA250 | Compact | $3,520 | $293 |
| Mercedes-Benz GLA35 AMG | Compact | $3,530 | $294 |
| Cadillac XT6 | Midsize | $3,532 | $294 |
| Infiniti QX60 | Midsize | $3,552 | $296 |
| Mercedes-Benz AMG GLB35 | Midsize | $3,556 | $296 |
| Land Rover Evoque | Compact | $3,604 | $300 |
| Acura MDX | Midsize | $3,608 | $301 |
| Lexus NX 350 | Compact | $3,620 | $302 |
| Lexus RX 350 | Midsize | $3,622 | $302 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Orleans, LA Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Need rates for a different luxury SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free New Orleans car insurance quotes from top companies in Louisiana.
Tips for finding cheaper New Orleans car insurance quotes
Smart drivers should always be thinking of ways to reduce the monthly expense for insurance, so take a minute or two to look through the tips below to see if you can save a little cash on your next renewal.
- If your car is older, remove unneeded coverages. Dropping full coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
- Avoid accidents to save on New Orleans auto insurance. Too many at-fault accidents will increase rates, possibly by an extra $5,152 per year for a 20-year-old driver and even as much as $1,090 per year for a 50-year-old driver. So drive safe and save!
- Compare car insurance quote before buying a car. Different vehicle models can have significantly different car insurance premiums, and companies can price policies with very different rates. Get comparison quotes before you buy a different vehicle in order to prevent insurance sticker shock when you receive your first bill.
- Your profession could save you money. The vast majority of insurance companies offer policy discounts for occupations like emergency medical technicians, high school and elementary teachers, doctors, engineers, members of the military, and others. If you can qualify for this discount, you could save between $108 and $351 on your annual auto insurance bill, depending on your policy.
- Remain claim free and save. Insurance companies reduce rates a little if you do not file any claims. Insurance is intended to be used for large financial hits, not nickel-and-dime type claims.
- Choose vehicles that have cheaper auto insurance. The performance of the vehicle you drive has a significant impact on the price you pay for car insurance. For example, a Subaru Forester costs $3,812 less per year to insure in New Orleans than a Nissan GT-R. Choose lower performance vehicles and save money.
- Shop around for better prices. Take a couple of minutes to get a few free car insurance quotes is the best recommendation for saving money. Rates change often and you can switch your coverage anytime.