- Kansas City car insurance averages $2,866 per year, or about $239 per month for a full coverage policy.
- Car insurance rates for a few popular models in Kansas City include the GMC Sierra at $264 per month, Honda Civic at $212, and Toyota RAV4 at $220.
- For cheap car insurance in Kansas City, SUV models like the Hyundai Venue, Chevrolet Trailblazer, and Subaru Crosstrek have the best rates.
- A few models with segment-leading car insurance rates in Kansas City include the Acura Integra ($2,550 per year), Jaguar E-Pace ($2,680 per year), Acura RDX ($2,396 per year), and Chevrolet Tahoe ($2,690 per year).
What is average car insurance cost in Kansas City?
The average price for car insurance in Kansas City is $2,866 per year, which is 22.9% more than the national average rate of $2,276. Car insurance in Kansas City per month costs around $239 for a full-coverage car insurance policy.
The average car insurance expense in Missouri is $2,742 per year, so Kansas City drivers pay an average of $124 more per year than the overall Missouri state-wide average rate. The average cost to insure a vehicle in Kansas City compared to other Missouri cities is about $534 per year less than in St. Louis, $120 per year more than in Independence, and $304 per year more than in Springfield.
The age of the driver is the largest factor that influences the price you pay for auto insurance, so the list below illustrates this by breaking out average car insurance rates for driver ages from 16 to 60.
Kansas City car insurance cost by driver age
- 16-year-old rated driver – $10,205 per year or $850 per month
- 17-year-old rated driver – $9,886 per year or $824 per month
- 18-year-old rated driver – $8,858 per year or $738 per month
- 19-year-old rated driver – $8,068 per year or $672 per month
- 20-year-old rated driver – $5,764 per year or $480 per month
- 30-year-old rated driver – $3,058 per year or $255 per month
- 40-year-old rated driver – $2,866 per year or $239 per month
- 50-year-old rated driver – $2,540 per year or $212 per month
- 60-year-old rated driver – $2,378 per year or $198 per month
The next chart goes into more detail for drivers age 20 to 60 by showing a range of rates for a variety of driver ages and common risk profiles.
Average car insurance rates in the prior chart range from $2,382 per year for a 40-year-old driver who meets the requirements for many policy discounts to $6,590 per year for a 30-year-old driver with a lot of violations and accidents.
When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Kansas City ranges from $199 to $549.
The cost to insure Kansas City drivers’ favorite vehicles
The car insurance costs referenced previously take the cost to insure each 2024 vehicle model and average them, which is handy when making big picture comparisons such as the difference in average auto insurance cost for two different locations in Missouri. Average auto insurance rates work very well when presented with a question like “is car insurance cheaper in Kansas City or Springfield?” or “are Missouri car insurance rates cheaper than in California?”.
For more useful price comparisons, however, the data will be better if we compare rates for the specific vehicle being insured. Each individual model has unique characteristics for physical damage and liability claims, and this data allows us to make detailed insurance cost comparisons.
This next chart details average insurance rates for the more popular models you’ll see on the streets of Kansas City.
In Kansas City, which vehicles are cheapest to insure?
When comparing rates for all vehicles, the models with the cheapest auto insurance rates in Kansas City, MO, tend to be crossovers and small SUVs like the Kia Soul, Chevrolet Trailblazer, and Buick Envision.
Average auto insurance quotes for those models cost $2,328 or less per year ($194 per month) for full coverage car insurance.
Some other vehicles that rank towards the top in the cost comparison table are the Volkswagen Tiguan, Ford Bronco Sport, Volkswagen Taos, and Acura RDX. Insurance rates are slightly more for those models than the cheapest small SUVs and crossovers that rank at the top, but they still have an average cost of $2,488 or less per year, or around $207 per month in Kansas City.
The next table lists the 25 cars, trucks, and SUVs with the cheapest insurance rates in Kansas City, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,118 | $177 |
| 2 | Chevrolet Trailblazer | $2,154 | $180 |
| 3 | Kia Soul | $2,236 | $186 |
| 4 | Nissan Kicks | $2,256 | $188 |
| 5 | Honda Passport | $2,282 | $190 |
| 6 | Buick Envision | $2,296 | $191 |
| 7 | Toyota Corolla Cross | $2,310 | $193 |
| 8 | Hyundai Venue | $2,328 | $194 |
| 9 | Mazda CX-5 | $2,338 | $195 |
| 10 | Ford Bronco Sport | $2,348 | $196 |
| 11 | Volkswagen Tiguan | $2,372 | $198 |
| 12 | Acura RDX | $2,396 | $200 |
| 13 | Nissan Murano | $2,408 | $201 |
| 14 | Buick Encore | $2,434 | $203 |
| 15 | Subaru Outback | $2,440 | $203 |
| 16 | Honda CR-V | $2,442 | $204 |
| 17 | Buick Envista | $2,450 | $204 |
| 18 | Volkswagen Taos | $2,454 | $205 |
| 19 | Kia Niro | $2,468 | $206 |
| 20 | Toyota GR Corolla | $2,488 | $207 |
| 21 | Subaru Ascent | $2,492 | $208 |
| 22 | Honda HR-V | $2,494 | $208 |
| 23 | Nissan Leaf | $2,510 | $209 |
| 24 | Chevrolet Colorado | $2,522 | $210 |
| 25 | Lexus NX 250 | $2,536 | $211 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
A table of 25 vehicle models with cheap Kansas City car insurance is not the best way to show a full summary of Kansas City insurance rates. Considering we track over 700 makes and models of vehicles, that means only about 4% of vehicles are shown. Let’s take a different approach and break out the vehicles with the best rates in a more useful format, by automotive segment.
The next section details the average price of car insurance in Kansas City for each vehicle segment. The average rates shown in the chart should provide a decent understanding of which vehicles have the least expensive auto insurance rates in Kansas City. The sections after the chart show the cheapest rates for individual models in the most popular segments.
Kansas City auto insurance rates by vehicle segment
If you’re shopping for a new or “new to you” vehicle, it is useful to know which categories of vehicles are cheaper to insure.
For instance, some people wonder if compact SUVs have cheaper auto insurance than minivans or if luxury models cost more to insure than regular vehicles.
The chart below displays average car insurance cost by vehicle segment in Kansas City. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the cheapest rates, with luxury cars and sports cars having the highest average cost of insurance.
Average rates for different segments are good enough for getting an initial comparison, but the insurance cost for specific vehicles ranges quite a lot within each of the segments listed in the above chart.
For example, in the small SUV segment, auto insurance rates in Kansas City range from the Subaru Crosstrek at $2,118 per year for a full coverage policy up to the Ford Mustang Mach-E at $3,352 per year, a difference of $1,234 within that segment. As another example, in the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 costing $3,214 per year up to the Mercedes-Benz G63 AMG at $6,160 per year.
In the next sections, we eliminate a lot of this variability by looking at car insurance cost in Kansas City for individual models.
Cheapest cars to insure in Kansas City
The lowest-cost 2-door and 4-door sedans and hatchbacks to insure in Kansas City are the Toyota GR Corolla at $2,488 per year, the Nissan Leaf at $2,510 per year, and the Honda Civic at $2,538 per year.
Also ranking in the top 10 are models like the Toyota Corolla, Toyota Prius, Chevrolet Malibu, and Kia K5, with an average car insurance cost of $2,792 per year or less.
Full-coverage insurance in Kansas City for this segment for the average driver will start around $207 per month, depending on where you live.
The cheapest compact car to insure in Kansas City is the Toyota GR Corolla at $2,488 per year. For midsize 2024 models, the Kia K5 has the best rates at $2,760 per year. And for full-size non-luxury cars, the Chrysler 300 has the cheapest rates at $2,730 per year.
The next table ranks the twenty cars with the cheapest average insurance rates in Kansas City, starting with the Toyota GR Corolla at $2,488 per year ($207 per month) and ending with the Mazda 3 at $2,964 per year ($247 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,488 | $207 |
| Nissan Leaf | Compact | $2,510 | $209 |
| Honda Civic | Compact | $2,538 | $212 |
| Nissan Sentra | Compact | $2,624 | $219 |
| Subaru Impreza | Compact | $2,634 | $220 |
| Toyota Prius | Compact | $2,678 | $223 |
| Kia K5 | Midsize | $2,760 | $230 |
| Honda Accord | Midsize | $2,766 | $231 |
| Chevrolet Malibu | Midsize | $2,778 | $232 |
| Toyota Corolla | Compact | $2,792 | $233 |
| Kia Forte | Compact | $2,796 | $233 |
| Volkswagen Arteon | Midsize | $2,816 | $235 |
| Nissan Versa | Compact | $2,822 | $235 |
| Subaru Legacy | Midsize | $2,828 | $236 |
| Hyundai Ioniq 6 | Midsize | $2,850 | $238 |
| Mitsubishi Mirage G4 | Compact | $2,890 | $241 |
| Volkswagen Jetta | Compact | $2,898 | $242 |
| Toyota Crown | Midsize | $2,900 | $242 |
| Hyundai Sonata | Midsize | $2,904 | $242 |
| Mazda 3 | Compact | $2,964 | $247 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Kansas City car insurance quotes from top-rated auto insurance companies in Missouri.
Cheapest SUVs to insure in Kansas City
The five most budget-friendly SUVs to insure in Kansas City are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average insurance rates for for these models range from $2,118 to $2,282 per year.
Other models that have cheaper rates include the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Buick Envision, with average annual insurance rates of $2,348 per year or less.
In the bottom half of the top 20, models like the Subaru Outback, Subaru Ascent, Honda HR-V, Kia Niro, Honda CR-V, and Volkswagen Tiguan average between $2,348 and $2,492 per year for auto insurance in Kansas City.
From a cost per month standpoint, full-coverage car insurance in this segment for the average driver will start around $177 per month, depending on the company and where you live.
If prices are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Kansas City is the Subaru Crosstrek at $2,118 per year, or $177 per month. For midsize SUVs, the Honda Passport has the cheapest rates at $2,282 per year, or $190 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $2,690 per year, or $224 per month.
The next table ranks the SUVs with the most affordable average auto insurance rates in Kansas City, starting with the Subaru Crosstrek at $177 per month and ending with the Subaru Ascent at $208 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,118 | $177 |
| Chevrolet Trailblazer | Compact | $2,154 | $180 |
| Kia Soul | Compact | $2,236 | $186 |
| Nissan Kicks | Compact | $2,256 | $188 |
| Honda Passport | Midsize | $2,282 | $190 |
| Buick Envision | Compact | $2,296 | $191 |
| Toyota Corolla Cross | Compact | $2,310 | $193 |
| Hyundai Venue | Compact | $2,328 | $194 |
| Mazda CX-5 | Compact | $2,338 | $195 |
| Ford Bronco Sport | Compact | $2,348 | $196 |
| Volkswagen Tiguan | Compact | $2,372 | $198 |
| Nissan Murano | Midsize | $2,408 | $201 |
| Buick Encore | Compact | $2,434 | $203 |
| Subaru Outback | Midsize | $2,440 | $203 |
| Honda CR-V | Compact | $2,442 | $204 |
| Buick Envista | Midsize | $2,450 | $204 |
| Volkswagen Taos | Compact | $2,454 | $205 |
| Kia Niro | Compact | $2,468 | $206 |
| Subaru Ascent | Midsize | $2,492 | $208 |
| Honda HR-V | Compact | $2,494 | $208 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Missouri.
Cheapest pickup insurance rates in Kansas City
The three top-ranked pickups with the most affordable car insurance in Kansas City are the Chevrolet Colorado at $2,522 per year, the Nissan Titan at $2,678 per year, and the Nissan Frontier at $2,708 per year.
Other pickups that have good average insurance rates include the GMC Sierra 2500 HD, GMC Canyon, Hyundai Santa Cruz, and Toyota Tacoma, with average cost of $2,950 per year or less.
From a cost per month standpoint, full-coverage car insurance in this segment for a good driver starts at around $210 per month, depending on your location and insurance company. The comparison table below ranks the twenty pickups with the cheapest auto insurance rates in Kansas City.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,522 | $210 |
| Nissan Titan | Full-size | $2,678 | $223 |
| Nissan Frontier | Midsize | $2,708 | $226 |
| Ford Ranger | Midsize | $2,738 | $228 |
| Ford Maverick | Midsize | $2,776 | $231 |
| Honda Ridgeline | Midsize | $2,844 | $237 |
| Hyundai Santa Cruz | Midsize | $2,892 | $241 |
| Toyota Tacoma | Midsize | $2,902 | $242 |
| GMC Sierra 2500 HD | Heavy Duty | $2,916 | $243 |
| GMC Canyon | Midsize | $2,950 | $246 |
| Jeep Gladiator | Midsize | $3,018 | $252 |
| GMC Sierra 3500 | Heavy Duty | $3,034 | $253 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,064 | $255 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,144 | $262 |
| GMC Sierra | Full-size | $3,164 | $264 |
| Nissan Titan XD | Heavy Duty | $3,168 | $264 |
| Chevrolet Silverado | Full-size | $3,170 | $264 |
| Ford F150 | Full-size | $3,206 | $267 |
| GMC Hummer EV Pickup | Full-size | $3,286 | $274 |
| Ram Truck | Full-size | $3,314 | $276 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Kansas City car insurance quotes from the best auto insurance companies in Missouri.
Cheapest luxury car insurance rates in Kansas City
The top-ranked model in Kansas City for the lowest-cost insurance in the luxury car segment is the Acura Integra, with a cost of $2,550 per year. Second place is the BMW 330i costing $2,918 per year, in third place is the Mercedes-Benz CLA250, costing an average of $2,950 per year, and in fourth place is the Lexus IS 300, at an average of $2,954 per year.
Also ranking well in our comparison are models like the Mercedes-Benz AMG CLA35, Lexus ES 350, Cadillac CT4, and Genesis G70, with average insurance cost of $3,012 per year or less.
Some additional 2024 luxury models on the list include the BMW 230i, BMW 228i, Lexus IS 350, and Jaguar XF, which average between $3,012 and $3,214 per year to insure in Kansas City.
As a cost per month, full-coverage car insurance in Kansas City on this segment for a safe driver can cost as low as $213 per month, depending on your company and location.
The most affordable small luxury car to insure in Kansas City is the Acura Integra at $2,550 per year. For midsize 2024 models, the Mercedes-Benz CLA250 is cheapest to insure at $2,950 per year. And for large luxury cars, the Audi A5 is cheapest to insure at $3,404 per year.
The table below ranks the cars with the most affordable insurance rates in Kansas City, starting with the Acura Integra at $213 per month and ending with the Audi S3 at $268 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,550 | $213 |
| BMW 330i | Compact | $2,918 | $243 |
| Mercedes-Benz CLA250 | Midsize | $2,950 | $246 |
| Lexus IS 300 | Midsize | $2,954 | $246 |
| Acura TLX | Compact | $2,964 | $247 |
| Cadillac CT4 | Compact | $2,992 | $249 |
| Lexus ES 350 | Midsize | $2,992 | $249 |
| Genesis G70 | Compact | $3,000 | $250 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,004 | $250 |
| Lexus RC 300 | Midsize | $3,012 | $251 |
| Lexus IS 350 | Compact | $3,024 | $252 |
| Jaguar XF | Midsize | $3,032 | $253 |
| Cadillac CT5 | Midsize | $3,088 | $257 |
| Lexus ES 250 | Midsize | $3,102 | $259 |
| Lexus RC 350 | Compact | $3,110 | $259 |
| BMW 330e | Compact | $3,112 | $259 |
| BMW 228i | Compact | $3,116 | $260 |
| BMW 230i | Compact | $3,142 | $262 |
| Lexus ES 300h | Midsize | $3,146 | $262 |
| Audi S3 | Compact | $3,214 | $268 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Missouri.
Cheapest luxury SUV insurance rates in Kansas City
Ranked at #1 in Kansas City for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $2,396 per year. Second place is the Lexus NX 250 at $2,536 per year, and coming in third is the Cadillac XT4, at an average of $2,588 per year.
Additional luxury SUVs that rank well in our comparison are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lexus NX 350h, with average cost of $2,762 per year or less.
In the bottom half of the top 20, SUVs like the Mercedes-Benz GLA250, Infiniti QX50, Lexus RX 350, Cadillac XT6, Lexus NX 350, and Mercedes-Benz GLA35 AMG average between $2,762 and $2,876 per year for insurance in Kansas City.
From a monthly standpoint, full-coverage auto insurance in Kansas City on this segment for the average driver can cost as low as $200 per month, depending on the company and where you live.
If prices are ranked by vehicle size, the cheapest compact luxury SUV model to insure in Kansas City is the Acura RDX at $2,396 per year, or $200 per month. For midsize luxury SUV models, the Jaguar E-Pace is the cheapest model to insure at $2,680 per year, or $223 per month. And for full-size luxury models, the Infiniti QX80 is most affordable to insure at $3,214 per year, or $268 per month.
The next table ranks the twenty SUVs with the cheapest car insurance rates in Kansas City, starting with the Acura RDX at $2,396 per year ($200 per month) and ending with the Lexus RX 350 at $2,876 per year ($240 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,396 | $200 |
| Lexus NX 250 | Compact | $2,536 | $211 |
| Cadillac XT4 | Compact | $2,588 | $216 |
| Jaguar E-Pace | Midsize | $2,680 | $223 |
| Cadillac XT5 | Midsize | $2,704 | $225 |
| Lexus NX 350h | Compact | $2,704 | $225 |
| Lincoln Corsair | Compact | $2,738 | $228 |
| Mercedes-Benz GLB 250 | Compact | $2,744 | $229 |
| Lexus UX 250h | Compact | $2,748 | $229 |
| Lexus NX 450h | Compact | $2,762 | $230 |
| Infiniti QX50 | Midsize | $2,784 | $232 |
| Mercedes-Benz GLA250 | Compact | $2,794 | $233 |
| Cadillac XT6 | Midsize | $2,802 | $234 |
| Mercedes-Benz GLA35 AMG | Compact | $2,804 | $234 |
| Infiniti QX60 | Midsize | $2,820 | $235 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,822 | $235 |
| Land Rover Evoque | Compact | $2,862 | $239 |
| Acura MDX | Midsize | $2,864 | $239 |
| Lexus NX 350 | Compact | $2,874 | $240 |
| Lexus RX 350 | Midsize | $2,876 | $240 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Kansas City car insurance quotes from top-rated companies in Missouri.
Cheapest sports cars to insure in Kansas City
The three top-ranked sports cars with the lowest-cost car insurance in Kansas City are the Mazda MX-5 Miata at $2,652 per year, the Toyota GR86 at $3,018 per year, and the Ford Mustang at $3,148 per year.
Some other sports cars that have cheaper rates include the Subaru BRZ, BMW M2, Toyota GR Supra, and Lexus RC F, with an average car insurance cost of $3,424 per year or less.
Additional cars that make the list include the BMW M4, Porsche 718, BMW M3, Jaguar F-Type, and Chevrolet Camaro, which cost between $3,424 and $4,852 per year for auto insurance in Kansas City.
From a monthly standpoint, car insurance in Kansas City on this segment for the average driver can cost as low as $221 per month, depending on where you live.
The comparison table below ranks the sports cars with the cheapest car insurance in Kansas City, starting with the Mazda MX-5 Miata at $2,652 per year ($221 per month) and ending with the Porsche Taycan at $4,852 per year ($404 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,652 | $221 |
| Toyota GR86 | Sports Car | $3,018 | $252 |
| Ford Mustang | Sports Car | $3,148 | $262 |
| BMW Z4 | Sports Car | $3,166 | $264 |
| Subaru WRX | Sports Car | $3,214 | $268 |
| Toyota GR Supra | Sports Car | $3,220 | $268 |
| BMW M2 | Sports Car | $3,314 | $276 |
| Nissan Z | Sports Car | $3,320 | $277 |
| Lexus RC F | Sports Car | $3,388 | $282 |
| Subaru BRZ | Sports Car | $3,424 | $285 |
| BMW M3 | Sports Car | $3,620 | $302 |
| Porsche 718 | Sports Car | $3,692 | $308 |
| Chevrolet Camaro | Sports Car | $3,722 | $310 |
| Chevrolet Corvette | Sports Car | $3,970 | $331 |
| Porsche 911 | Sports Car | $4,104 | $342 |
| BMW M4 | Sports Car | $4,276 | $356 |
| Lexus LC 500 | Sports Car | $4,298 | $358 |
| Jaguar F-Type | Sports Car | $4,522 | $377 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,744 | $395 |
| Porsche Taycan | Sports Car | $4,852 | $404 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kansas City, MO Zip Codes. Updated October 24, 2025
Don’t see rates for your sports car? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Missouri.
How to save on auto insurance in Kansas City
Kansas City drivers are always looking to cut the monthly cost of insurance, so glance through the money-saving tips below to see if you can save some money the next time you need to insure a vehicle.
- Avoid filing small claims. Auto insurance companies give a discounted rate if you have no claims on your account. Car insurance should only be used in the case of large financial hits, not for minor claims.
- Compare the cost of insurance before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurance companies can price policies with a wide range of prices. Check the price before you buy a new car to prevent price shock when buying coverage for your new car.
- Get better rates due to your occupation. Just about all car insurance providers offer discounts for working in professions like dentists, college professors, nurses, architects, high school and elementary teachers, and others. If you can qualify for this discount, you could potentially save between $86 and $279 on your annual insurance bill, subject to policy limits.
- Shop your coverage around. Take a couple of minutes to get some free car insurance quotes is a fantastic way to save money. Companies change rates often and you can switch companies very easily.
- Buy vehicles with cheaper insurance. The type of vehicle you drive has a big impact on the price you pay for car insurance. For example, a Subaru Forester costs $2,804 less per year to insure in Kansas City than a Acura NSX. Lower performance vehicles cost less to insure.
- Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.