Car Insurance Cost in Manchester, NH (2025 Rates)

What does average Manchester, NH auto insurance cost? Get ready to find out as we compare rates for over 150 models to find some cheap Manchester car insurance quotes.

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  • Manchester car insurance averages $2,046 per year for a full coverage policy, or around $171 on a monthly basis
  • Car insurance rates for a few popular models in Manchester include the Honda Accord at $165 per month, Toyota Camry at $183, and Toyota Tacoma at $173.
  • For cheap car insurance in Manchester, SUV models like the Subaru Crosstrek, Nissan Kicks, and Chevrolet Trailblazer have the most affordable rates.
  • A few models with the lowest cost auto insurance in their segment include the Honda Passport ($1,632 per year), Chevrolet Colorado ($1,802 per year), Subaru Crosstrek ($1,512 per year), and Acura Integra ($1,820 per year).

How much does Manchester car insurance cost?

Average car insurance rates in Manchester cost $2,046 per year, or around $171 per month. That’s 8.2% cheaper than the overall national average rate of $2,221 per year.

In the state of New Hampshire, the average car insurance expense is $1,898 per year, so the cost in Manchester averages $148 more per year. When compared to other locations in New Hampshire, the average cost of auto insurance in Manchester is around $220 per year more expensive than in Concord, $140 per year more expensive than in Dover, and $98 per year more than in Nashua.

The chart below shows a summary of auto insurance rates in Manchester for 2024 model year vehicles, averaged based on a wide range of driver ages and common risk profiles.

Average car insurance rates in Manchester for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Manchester for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Manchester includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Manchester, NH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,710$393
Safe Driver Age 20$4,120$343
At-fault Accidents Age 40$2,898$242
Low Deductibles Age 40$2,678$223
Safe Driver Age 30$2,184$182
Safe Driver Age 40$2,046$171
Safe Driver Age 50$1,814$151
High Deductibles Age 40$1,722$144
Discount Rate Age 40$1,700$142
Safe Driver Age 60$1,698$142

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

In the chart above, the cost of car insurance in Manchester ranges from $1,700 per year for a 40-year-old driver who receives an exceptional discount rate to $4,710 per year for a 30-year-old driver with a lot of violations and accidents. From a monthly standpoint, the average cost in the previous chart ranges from $142 to $393 per month.

Car insurance rates vary considerably and are impacted by a lot of factors. This wide range of possible rates stresses the need for multiple auto insurance quotes when searching online for more affordable auto insurance.

The age of the driver is one of the biggest determining factors on the price of auto insurance. The list below illustrates this point by breaking out average car insurance rates depending on driver age.

Manchester car insurance cost by driver age

  • 16-year-old driver – $7,290 per year or $608 per month
  • 17-year-old driver – $7,064 per year or $589 per month
  • 18-year-old driver – $6,331 per year or $528 per month
  • 19-year-old driver – $5,765 per year or $480 per month
  • 20-year-old driver – $4,120 per year or $343 per month
  • 30-year-old driver – $2,184 per year or $182 per month
  • 40-year-old driver – $2,046 per year or $171 per month
  • 50-year-old driver – $1,814 per year or $151 per month
  • 60-year-old driver – $1,698 per year or $142 per month

The previous rates shown for insuring teen drivers age 16 to 19 were based on the rated driver being male. The chart below goes into more detail regarding the cost of insuring teen drivers and shows average teen driver rates in Manchester by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Manchester includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Manchester, NH for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$7,290$6,810
17-Year-Old$7,064$6,766
18-Year-Old$6,331$5,842
19-Year-Old$5,765$4,872

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a female 16-year-old driver in Manchester costs an average of $480 less per year than the cost for a 16-year-old male driver, while at age 19, the cost is still $893 less per year.

The rates mentioned previously consist of an average based on every 2024 vehicle model, which is practical for making big picture comparisons like the average cost difference by driver age or location. For more accurate auto insurance cost comparisons, however, it makes sense to compare rates for the specific vehicle being insured.

In the next few sections of this article, we do cost comparisons for specific vehicles, but for now, let’s just look at a handful of the more popular vehicles to see how car insurance prices measure up in Manchester.

This next chart shows average insurance rates in Manchester for a handful of the more popular vehicles. Later in this article, we’ll examine car insurance rates for some of these vehicles even more in-depth.

Average cost to insure popular 2024 model year vehicles in Manchester.
Figure 3: Average cost to insure popular 2024 model year vehicles in Manchester. Rates updated on June 27, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Manchester Zip Codes.

Manchester Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Mazda CX-5$1,670$139
Honda CR-V$1,746$146
Subaru Forester$1,822$152
Nissan Rogue$1,840$153
Ford Explorer$1,858$155
Toyota Highlander$1,862$155
Nissan Sentra$1,876$156
Toyota RAV4$1,890$158
Ford Ranger$1,956$163
Honda Accord$1,978$165
Hyundai Santa Fe$2,082$174
Toyota Camry$2,198$183
Hyundai Elantra$2,226$186
Ford Mustang$2,250$188
Chevrolet Silverado$2,262$189
Ford F150$2,290$191
Jeep Wrangler$2,338$195
Ram Truck$2,366$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Manchester, NH Zip Codes. Updated June 27, 2025

Which vehicles have cheap insurance in Manchester?

The vehicles with the cheapest auto insurance prices in Manchester, NH, tend to be small SUVs and crossovers like the Kia Soul, Chevrolet Trailblazer, Nissan Kicks, and Buick Envision.

Average car insurance rates for those crossover SUVs cost $1,664 or less per year, or $139 per month, for a full coverage policy.

Some other models that rank well in our car insurance cost comparison are the Acura RDX, Volkswagen Taos, Buick Encore, and Nissan Murano. Average car insurance rates are marginally higher for those models than the cheapest crossover SUVs that rank at the top, but they still have an average cost of $1,782 or less per year.

The following table lists the 20 car, truck, and SUV models with the cheapest auto insurance in Manchester, sorted by average cost.

Top 20 Cheapest Auto Insurance Rates in Manchester
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,512$126
2Chevrolet Trailblazer$1,540$128
3Kia Soul$1,598$133
4Nissan Kicks$1,612$134
5Honda Passport$1,632$136
6Buick Envision$1,640$137
7Toyota Corolla Cross$1,648$137
8Hyundai Venue$1,664$139
9Mazda CX-5$1,670$139
10Ford Bronco Sport$1,676$140
11Volkswagen Tiguan$1,696$141
12Acura RDX$1,712$143
13Nissan Murano$1,718$143
14Buick Encore$1,740$145
15Subaru Outback$1,744$145
16Honda CR-V$1,746$146
17Buick Envista$1,752$146
18Volkswagen Taos$1,754$146
19Kia Niro$1,764$147
20Toyota GR Corolla$1,780$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 27, 2025

Top 20 cheapest vehicles to insure in Manchester, NH with the Subaru Crosstrek ranking first at $1,512 per year
Top 20 cheapest vehicles to insure in Manchester, NH with the Subaru Crosstrek ranking first at $1,512 per year

A table showing 20 ranked vehicles doesn’t really give a detailed view of the cost of auto insurance in Manchester. A more efficient way to group rates in a logical manner is by sorting them by automotive segment.

The next section of this article goes into average car insurance cost by vehicle segment. The average rates shown in the chart will give you a good understanding of which types of vehicles have the overall most affordable auto insurance rates in Manchester. The six sections after the chart display the specific models that have the cheapest insurance rates for the most popular segments.

Manchester auto insurance rates by vehicle segment

If you’re considering buying a different vehicle, it’s advantageous to know which styles of vehicles have more affordable insurance rates.

To illustrate this, you may be curious if SUVs are more affordable to insure than minivans or if full-size pickups have more expensive insurance than midsize pickups.

The chart below displays average car insurance cost by vehicle segment in Manchester. From an overall average perspective, compact SUVs and midsize pickup trucks have the least expensive average auto insurance rates, while sports cars and performance luxury models have the most expensive overall rates.

Car insurance average cost by automotive segment in Manchester, NH.
Figure 4: Car insurance average cost by automotive segment in Manchester, NH. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Manchester Zip Codes.

Car Insurance Rates by Automotive Segment in Manchester, NH
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,880$157
Midsize SUV$2,022$169
Compact Car$2,022$169
Minivan$2,024$169
Midsize Pickup$2,064$172
Midsize Car$2,088$174
Compact Luxury SUV$2,222$185
Compact Luxury Car$2,252$188
Large SUV$2,260$188
Half-ton Pickup$2,268$189
Heavy Duty Pickup$2,356$196
Midsize Luxury SUV$2,430$203
Midsize Luxury Car$2,510$209
Sports Car$2,816$235
Large Car$2,944$245
Large Luxury SUV$3,168$264
Large Luxury Car$3,276$273

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Manchester, NH Zip Codes. Updated June 26, 2025

Segment rates are useful to make an overall comparison, but auto insurance cost varies significantly within each of the segments listed above.

For example, in the small car segment, Manchester auto insurance rates range from the Toyota GR Corolla at $1,780 per year for a full coverage policy to the Toyota Mirai at $2,548 per year, a difference of $768 within that segment. As another example, in the large SUV segment, insurance rates range from the Chevrolet Tahoe costing $1,922 per year up to the Toyota Sequoia costing $2,562 per year, a difference of $640 within that segment.

In these next sections, we reduce this variability by analyzing the average cost of car insurance in Manchester for individual vehicles.

Cheapest cars to insure in Manchester

The #1 ranking in Manchester for the lowest-cost insurance in the sedan and hatchback segment is the Toyota GR Corolla, coming in at $1,780 per year. Second place is the Nissan Leaf at $1,794 per year, and in third place is the Honda Civic, costing an average of $1,812 per year.

Other models that are affordable to insure are the Kia K5, Toyota Corolla, Toyota Prius, and Chevrolet Malibu, with average cost of $1,994 per year or less.

Additional models that made the list include the Mazda 3, Mitsubishi Mirage G4, Volkswagen Jetta, and Volkswagen Arteon, which cost between $1,994 and $2,118 to insure per year.

From a monthly standpoint, auto insurance on this segment in Manchester for a middle-age safe driver starts at around $148 per month, depending on where you live and the company you use. The next table ranks the twenty cars with the lowest-cost average car insurance rates in Manchester, starting with the Toyota GR Corolla at $148 per month and ending with the Mazda 3 at $177 per month.

Cheapest Cars to Insure in Manchester
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,780$148
Nissan LeafCompact$1,794$150
Honda CivicCompact$1,812$151
Nissan SentraCompact$1,876$156
Subaru ImprezaCompact$1,882$157
Toyota PriusCompact$1,912$159
Kia K5Midsize$1,972$164
Honda AccordMidsize$1,978$165
Chevrolet MalibuMidsize$1,984$165
Toyota CorollaCompact$1,994$166
Kia ForteCompact$1,998$167
Volkswagen ArteonMidsize$2,012$168
Nissan VersaCompact$2,016$168
Subaru LegacyMidsize$2,020$168
Hyundai Ioniq 6Midsize$2,036$170
Mitsubishi Mirage G4Compact$2,066$172
Volkswagen JettaCompact$2,070$173
Toyota CrownMidsize$2,072$173
Hyundai SonataMidsize$2,076$173
Mazda 3Compact$2,118$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Manchester, NH, with the Toyota GR Corolla ranking first at $1,780 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Manchester, NH, with the Toyota GR Corolla ranking first at $1,780 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Manchester car insurance quotes from the best companies in New Hampshire.

Cheapest SUVs to insure in Manchester

The top five models for the lowest-cost Manchester auto insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Kia Soul, Honda Passport, Subaru Crosstrek, and Nissan Kicks. Car insurance quotes for these vehicles average $136 or less per month.

Other SUVs that have cheaper rates are the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average cost of $1,676 per year or less.

Ranked in the lower half of the top 20, models like the Subaru Ascent, Volkswagen Tiguan, Nissan Murano, Volkswagen Taos, Buick Envista, and Subaru Outback cost between $1,676 and $1,782 per year for insurance in Manchester.

From a monthly standpoint, auto insurance rates in Manchester on this segment for a safe driver will start around $126 per month, depending on where you live.

The table below ranks the SUVs with the lowest-cost car insurance in Manchester, starting with the Subaru Crosstrek at $1,512 per year and ending with the Subaru Ascent at $1,782 per year.

Cheapest SUVs to Insure in Manchester
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,512$126
Chevrolet TrailblazerCompact$1,540$128
Kia SoulCompact$1,598$133
Nissan KicksCompact$1,612$134
Honda PassportMidsize$1,632$136
Buick EnvisionCompact$1,640$137
Toyota Corolla CrossCompact$1,648$137
Hyundai VenueCompact$1,664$139
Mazda CX-5Compact$1,670$139
Ford Bronco SportCompact$1,676$140
Volkswagen TiguanCompact$1,696$141
Nissan MuranoMidsize$1,718$143
Buick EncoreCompact$1,740$145
Subaru OutbackMidsize$1,744$145
Honda CR-VCompact$1,746$146
Buick EnvistaMidsize$1,752$146
Volkswagen TaosCompact$1,754$146
Kia NiroCompact$1,764$147
Honda HR-VCompact$1,782$149
Subaru AscentMidsize$1,782$149

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Manchester, NH, with the Subaru Crosstrek ranking first at $1,512 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Manchester, NH, with the Subaru Crosstrek ranking first at $1,512 per year.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Don’t see rates for your SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Manchester car insurance quotes from top-rated companies in New Hampshire.

Cheapest luxury cars to insure in Manchester

Taking the top ranking in Manchester for cheapest average insurance in the luxury sedan segment is the Acura Integra, costing an average of $1,820 per year. Second place is the BMW 330i costing $2,084 per year, and third place goes to the Mercedes-Benz CLA250, costing an average of $2,106 per year.

Some other luxury cars that have cheaper rates include the Mercedes-Benz AMG CLA35, Cadillac CT4, Lexus ES 350, and Lexus RC 300, with average annual insurance rates of $2,152 per year or less.

Ranked lower than 10th place, but still in the top 20, models like the BMW 230i, Lexus RC 350, Lexus ES 250, Cadillac CT5, and BMW 330e cost between $2,152 and $2,294 per year for full-coverage insurance.

Full-coverage car insurance in this segment will start around $152 per month, depending on your location and insurance company.

When prices are compared by vehicle size, the cheapest compact luxury car to insure in Manchester is the Acura Integra at $1,820 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,106 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $2,432 per year.

The comparison table below ranks the twenty cars with the lowest-cost average car insurance rates in Manchester, starting with the Acura Integra at $152 per month and ending with the Audi S3 at $191 per month.

Cheapest Luxury Cars to Insure in Manchester
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,820$152
BMW 330iCompact$2,084$174
Mercedes-Benz CLA250Midsize$2,106$176
Lexus IS 300Midsize$2,110$176
Acura TLXCompact$2,118$177
Lexus ES 350Midsize$2,136$178
Cadillac CT4Compact$2,138$178
Genesis G70Compact$2,142$179
Mercedes-Benz AMG CLA35Midsize$2,146$179
Lexus RC 300Midsize$2,152$179
Lexus IS 350Compact$2,160$180
Jaguar XFMidsize$2,164$180
Cadillac CT5Midsize$2,206$184
Lexus ES 250Midsize$2,214$185
Lexus RC 350Compact$2,222$185
BMW 330eCompact$2,224$185
BMW 228iCompact$2,226$186
BMW 230iCompact$2,246$187
Lexus ES 300hMidsize$2,248$187
Audi S3Compact$2,294$191

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Manchester, NH, with the Acura Integra ranking first at $1,820 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Manchester, NH, with the Acura Integra ranking first at $1,820 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Manchester car insurance quotes from the best auto insurance companies in New Hampshire.

Cheapest luxury SUVs to insure in Manchester

Ranking at the top for the lowest-cost Manchester auto insurance rates in the luxury SUV segment are the Cadillac XT5, Jaguar E-Pace, Acura RDX, Cadillac XT4, and Lexus NX 250. Auto insurance rates for these vehicles average $1,930 or less per year, or around $161 per month.

Not the cheapest in the list, but still ranking well, are models like the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average cost of $1,974 per year or less.

Some additional models that rank well include the Land Rover Evoque, Mercedes-Benz AMG GLB35, Infiniti QX50, and Infiniti QX60, which average between $1,974 and $2,056 per year for insurance.

Full-coverage insurance for this segment in Manchester for a good driver starts at an average of $143 per month, depending on where you live and the company you use.

When rates are compared by vehicle size, the most budget-friendly compact luxury SUV to insure in Manchester is the Acura RDX at $1,712 per year. For midsize 2024 models, the Jaguar E-Pace has the best rates at $1,914 per year. And for large luxury SUV models, the Infiniti QX80 has the most affordable rates at $2,294 per year.

The comparison table below ranks the twenty luxury SUVs with the most affordable auto insurance rates in Manchester, starting with the Acura RDX at $1,712 per year and ending with the Lexus RX 350 at $2,056 per year.

Cheapest Luxury SUVs to Insure in Manchester
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,712$143
Lexus NX 250Compact$1,812$151
Cadillac XT4Compact$1,848$154
Jaguar E-PaceMidsize$1,914$160
Cadillac XT5Midsize$1,930$161
Lexus NX 350hCompact$1,932$161
Lincoln CorsairCompact$1,956$163
Mercedes-Benz GLB 250Compact$1,960$163
Lexus UX 250hCompact$1,964$164
Lexus NX 450hCompact$1,974$165
Infiniti QX50Midsize$1,990$166
Mercedes-Benz GLA250Compact$1,996$166
Mercedes-Benz GLA35 AMGCompact$2,002$167
Cadillac XT6Midsize$2,004$167
Infiniti QX60Midsize$2,014$168
Mercedes-Benz AMG GLB35Midsize$2,016$168
Land Rover EvoqueCompact$2,044$170
Acura MDXMidsize$2,048$171
Lexus NX 350Compact$2,052$171
Lexus RX 350Midsize$2,056$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Manchester, NH, with the Acura RDX ranking first at $1,712 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Manchester, NH, with the Acura RDX ranking first at $1,712 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see your luxury SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Manchester car insurance quotes from the best companies in New Hampshire.

Cheapest pickup truck insurance rates in Manchester

Ranking highest for the most affordable Manchester car insurance rates in the pickup segment are the Ford Maverick, Nissan Titan, Chevrolet Colorado, Nissan Frontier, and Ford Ranger. Auto insurance rates for these models average $166 or less per month.

Not the cheapest pickups to insure, but still very reasonable, are models like the GMC Canyon, Toyota Tacoma, Hyundai Santa Cruz, and Honda Ridgeline, with an average car insurance cost of $2,106 per year or less.

Auto insurance rates in this segment for a middle-age safe driver can cost as low as $150 per month, depending on your location.

The next table ranks the twenty pickups with the most affordable insurance in Manchester, starting with the Chevrolet Colorado at $150 per month and ending with the Ram Truck at $197 per month.

Cheapest Pickups to Insure in Manchester
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,802$150
Nissan TitanFull-size$1,916$160
Nissan FrontierMidsize$1,934$161
Ford RangerMidsize$1,956$163
Ford MaverickMidsize$1,988$166
Honda RidgelineMidsize$2,032$169
Hyundai Santa CruzMidsize$2,068$172
Toyota TacomaMidsize$2,072$173
GMC Sierra 2500 HDHeavy Duty$2,082$174
GMC CanyonMidsize$2,106$176
Jeep GladiatorMidsize$2,156$180
GMC Sierra 3500Heavy Duty$2,170$181
Chevrolet Silverado HD 3500Heavy Duty$2,188$182
Chevrolet Silverado HD 2500Heavy Duty$2,246$187
GMC SierraFull-size$2,260$188
Chevrolet SilveradoFull-size$2,262$189
Nissan Titan XDHeavy Duty$2,264$189
Ford F150Full-size$2,290$191
GMC Hummer EV PickupFull-size$2,350$196
Ram TruckFull-size$2,366$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Manchester, NH, with the Chevrolet Colorado ranking first at $1,802 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Manchester, NH, with the Chevrolet Colorado ranking first at $1,802 per year.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Don’t see your truck in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in New Hampshire.

Cheapest sports cars to insure in Manchester

The top four sports cars with the lowest-cost average insurance rates in Manchester are the Mazda MX-5 Miata at $1,894 per year, Toyota GR86 at $2,156 per year, Ford Mustang at $2,250 per year, and BMW Z4 at $2,262 per year.

Also ranking well are cars like the BMW M2, Lexus RC F, Subaru BRZ, and Toyota GR Supra, with average annual insurance rates of $2,448 per year or less.

Additional cars that made the list include the Chevrolet Camaro, Chevrolet Corvette, BMW M3, BMW M4, and Porsche 911, which average between $2,448 and $3,468 to insure per year in Manchester.

Car insurance in Manchester for this segment for the average driver starts at around $158 per month, depending on your location.

The comparison table below ranks the twenty sports cars with the most affordable insurance in Manchester, starting with the Mazda MX-5 Miata at $1,894 per year ($158 per month) and ending with the Porsche Taycan at $3,468 per year ($289 per month).

Cheapest Sports Cars to Insure in Manchester
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,894$158
Toyota GR86Sports Car$2,156$180
Ford MustangSports Car$2,250$188
BMW Z4Sports Car$2,262$189
Subaru WRXSports Car$2,296$191
Toyota GR SupraSports Car$2,300$192
BMW M2Sports Car$2,366$197
Nissan ZSports Car$2,374$198
Lexus RC FSports Car$2,420$202
Subaru BRZSports Car$2,448$204
BMW M3Sports Car$2,586$216
Porsche 718Sports Car$2,636$220
Chevrolet CamaroSports Car$2,660$222
Chevrolet CorvetteSports Car$2,836$236
Porsche 911Sports Car$2,934$245
BMW M4Sports Car$3,054$255
Lexus LC 500Sports Car$3,072$256
Jaguar F-TypeSports Car$3,230$269
Mercedes-Benz AMG GT53Sports Car$3,388$282
Porsche TaycanSports Car$3,468$289

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Manchester, NH Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Manchester, NH, with the Mazda MX-5 Miata ranking first at $1,894 per year.
Ranking of the cheapest sports cars to insure in Manchester, NH, with the Mazda MX-5 Miata ranking first at $1,894 per year.

Is your vehicle not in the list? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Manchester.

How to find cheaper auto insurance

Manchester drivers are often looking to pay less for car insurance, so take a minute or two to look through the tips and ideas in the list below to see if you can save a little dough on your next auto insurance policy.

  • Get cheaper rates by researching discounts. Discounts may be available if the policyholders are good students, are senior citizens, are loyal customers, choose electronic billing, or many other discounts which could save the average Manchester driver as much as $346 per year.
  • Think about raising your deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Reduce coverage on older vehicles. Removing physical damage coverage from vehicles that are older can cut the cost of auto insurance substantially.
  • Being a safe driver saves money. Causing too many accidents will raise rates, possibly as much as $2,922 per year for a 20-year-old driver and even as much as $620 per year for a 50-year-old driver. So drive safe and save!
  • Compare insurance cost before buying a car. Different vehicles, and even different trims of the same vehicle, can have very different insurance premiums, and auto insurance companies can sell policies with widely varying rates. Check the cost of insurance before you buy a different vehicle in order to prevent price shock when you receive your first bill.