Car Insurance in Scranton, PA – Cheapest Quotes + Rankings (2025)

How much will car insurance cost in Scranton, Pennsylvania? We find the overall most affordable cars, pickups, and SUVs (luxury models included) to insure.

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  • Scranton car insurance cost averages $2,292 per year for a full-coverage policy, or approximately $191 per month.
  • Scranton auto insurance costs an average of $114 per year less than the Pennsylvania state average ($2,406) and $71 per year more than the average for all 50 states ($2,221).
  • Models like the Buick Envision, Nissan Kicks, Chevrolet Trailblazer, and Honda Passport have cheap car insurance in Scranton.
  • Auto insurance quotes in Scranton have significant variability from as little as $30 per month for liability-only insurance to over $683 per month for drivers with poor driving records.

How much does car insurance cost in Scranton?

The average car insurance expense in Scranton is $2,292 per year, which is 3.1% more than the overall U.S. national average rate of $2,221. Average car insurance cost per month in Scranton is $191 for full coverage.

The average cost of car insurance in Pennsylvania is $2,406 per year, so Scranton drivers pay an average of $114 less per year than the overall Pennsylvania state-wide average rate. When compared to other locations in Pennsylvania, the average cost to insure a car in Scranton is around $84 per year cheaper than in Reading, $38 per year less than in Pittsburgh, and $1,166 per year cheaper than in Philadelphia.

Driver age is the single-largest factor that determines the cost of auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates depending on driver age.

Average cost of car insurance in Scranton by driver age

  • 16-year-old driver – $8,160 per year or $680 per month
  • 17-year-old driver – $7,908 per year or $659 per month
  • 18-year-old driver – $7,084 per year or $590 per month
  • 19-year-old driver – $6,453 per year or $538 per month
  • 20-year-old driver – $4,610 per year or $384 per month
  • 30-year-old driver – $2,444 per year or $204 per month
  • 40-year-old driver – $2,292 per year or $191 per month
  • 50-year-old driver – $2,030 per year or $169 per month
  • 60-year-old driver – $1,902 per year or $159 per month

The next chart shows examples of average Scranton auto insurance cost broken out for a range of driver ages and risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brands.

Average car insurance rates in Scranton for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Scranton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Scranton includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Scranton, PA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,270$439
Safe Driver Age 20$4,610$384
At-fault Accidents Age 40$3,244$270
Low Deductibles Age 40$2,998$250
Safe Driver Age 30$2,444$204
Safe Driver Age 40$2,292$191
Safe Driver Age 50$2,030$169
High Deductibles Age 40$1,928$161
Discount Rate Age 40$1,904$159
Safe Driver Age 60$1,902$159

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

Average rates in the chart range from $1,904 per year for a 40-year-old driver who qualifies for most policy discounts to $5,270 per year for a 20-year-old driver who has a few accidents and violations and has to buy a high risk policy. Throughout our site, the rate used for comparing different vehicles or locations is the 40-year-old safe driver rate, which is an average cost of $2,292 per year.

As a monthly price, the average cost of car insurance in Scranton ranges from $159 to $439 for the same driver ages and deductibles shown in the previous chart.

Car insurance rates can have wide price ranges and are impacted by a lot of factors. This variability stresses the need to get accurate auto insurance quotes when looking for a cheaper policy.

The previous car insurance rates in this article consist of an average based on every 2024 vehicle model, which is practical for making generalized comparisons like between locations or by driver risk profile.

Average auto insurance rates are terrific for answering questions like “is Scranton car insurance cheaper than Erie?” or “is Pennsylvania car insurance cheaper than Arizona?”.

For more complete auto insurance cost comparisons, however, it makes sense to instead use rates for the specific model of vehicle being insured. Every model has slightly different risk exposures for calculating how much auto insurance costs and this data makes it possible to do more detailed cost comparisons.

This next chart details the cost of car insurance in Scranton for some of the most popular cars, trucks, and SUVs. Later in this article, we will examine additional situations that affect the cost of insuring some of these models even more in-depth.

Average cost to insure popular 2024 model year vehicles in Scranton.
Figure 2: Average cost to insure popular 2024 model year vehicles in Scranton. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Scranton Zip Codes.

Scranton, PA, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Honda CR-V$1,954$163
Honda HR-V$1,994$166
Subaru Forester$2,040$170
Nissan Rogue$2,060$172
Nissan Sentra$2,100$175
Chevrolet Equinox$2,112$176
Toyota RAV4$2,112$176
Hyundai Tucson$2,130$178
Chevrolet Traverse$2,140$178
Toyota Tacoma$2,320$193
Toyota 4Runner$2,454$205
Toyota Camry$2,462$205
Ford Mustang$2,518$210
Chevrolet Silverado$2,532$211
Ford F150$2,566$214
Jeep Wrangler$2,618$218
Ram Truck$2,650$221
Chevrolet Corvette$3,174$265

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Vehicles with high popularity in Scranton tend to be small or midsize sedans like the Nissan Sentra, Volkswagen Jetta, and Nissan Altima and small or midsize SUVs like the Honda CR-V, Nissan Rogue, and Jeep Grand Cherokee.

A few additional popular models from different automotive segments include luxury SUVs like the BMW X5 and Lexus RX 350, luxury cars like the BMW 530i and Tesla Model S, and pickup trucks like the Ford Ranger and Toyota Tacoma.

We will explore many more auto rates in a bit, but first, let’s quickly revisit some of the concepts we tackled so far in the article.

  • Scranton auto insurance rates are cheaper than the Pennsylvania state average – $2,292 (Scranton average) versus $2,406 (Pennsylvania average)
  • Car insurance cost decreases the older you are – Auto insurance rates for a 60-year-old driver in Scranton are $2,708 per year cheaper than for a 20-year-old driver.
  • Scranton, Pennsylvania, average car insurance cost is more than the U.S. average – $2,292 (Scranton average) compared to $2,221 (U.S. average)
  • Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $742 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Cost per month ranges from $159 to $680 – That’s the average car insurance price range for drivers aged 16 to 60 in Scranton, PA.
  • Car insurance rates drop substantially in your twenties – The average 30-year-old Scranton driver will pay $2,166 less per year than a 20-year-old driver, $2,444 versus $4,610.

Which vehicles cost the least to insure in Scranton?

When comparing makes and models from all segments, the vehicles with the most affordable insurance rates in Scranton tend to be crossover SUVs like the Chevrolet Trailblazer, Kia Soul, Toyota Corolla Cross, and Buick Envision.

Average insurance quotes for those small SUVs cost $1,862 or less per year for a full coverage policy.

Examples of other models that have very good auto insurance quotes in our cost comparison are the Honda CR-V, Subaru Outback, Volkswagen Taos, and Buick Encore.

Average auto insurance rates are slightly higher for those models than the compact SUVs at the top of the rankings, but they still have an average insurance cost of $1,994 or less per year ($166 per month).

The next table shows the 20 models with the cheapest car insurance in Scranton, ordered starting with the cheapest.

Top 20 Cheapest Auto Insurance Rates in Scranton, PA
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,692$141
2Chevrolet Trailblazer$1,722$144
3Kia Soul$1,788$149
4Nissan Kicks$1,804$150
5Honda Passport$1,826$152
6Buick Envision$1,838$153
7Toyota Corolla Cross$1,848$154
8Hyundai Venue$1,862$155
9Mazda CX-5$1,868$156
10Ford Bronco Sport$1,878$157
11Volkswagen Tiguan$1,898$158
12Acura RDX$1,918$160
13Nissan Murano$1,926$161
14Buick Encore$1,948$162
15Subaru Outback$1,952$163
16Honda CR-V$1,954$163
17Buick Envista$1,960$163
18Volkswagen Taos$1,962$164
19Kia Niro$1,974$165
20Toyota GR Corolla$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Top 20 cheapest vehicles to insure in Scranton, PA with the Subaru Crosstrek ranking first at $1,692 per year
Top 20 cheapest vehicles to insure in Scranton, PA with the Subaru Crosstrek ranking first at $1,692 per year

A table of 20 of the cheapest vehicles to insure in Scranton serves the purpose if you just want the absolute lowest rates. A more useful way to group and rank rates in a pragmatic manner is to sort them by the segment they belong to.

This next article section showcases average car insurance cost by vehicle segment. The rates shown in the chart should give a better understanding of which automotive segments have the most affordable auto insurance rates in Scranton. The sections following the chart rank the vehicles with the cheapest insurance rates in the most popular automotive segments.

Average car insurance rates by segment

If you’re car shopping, it is useful to know which types of vehicles have less expensive car insurance rates. For example, some people wonder if compact SUVs cost less to insure than compact cars or if half-ton pickups have more affordable insurance than heavy duty pickups.

The chart below shows average car insurance rates by segment in Scranton. When comparing rates from a segment perspective, small SUVs and midsize pickups have the cheapest average auto insurance rates, with sports cars and performance luxury models having the most expensive average cost to insure.

Car insurance average cost by automotive segment in Scranton, PA.
Figure 3: Car insurance average cost by automotive segment in Scranton, PA. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Scranton Zip Codes.

Car Insurance Rates by Automotive Segment in Scranton, PA
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,106$176
Compact Car$2,262$189
Midsize SUV$2,264$189
Minivan$2,268$189
Midsize Pickup$2,312$193
Midsize Car$2,336$195
Compact Luxury SUV$2,484$207
Compact Luxury Car$2,520$210
Large SUV$2,530$211
Half-ton Pickup$2,538$212
Heavy Duty Pickup$2,634$220
Midsize Luxury SUV$2,720$227
Midsize Luxury Car$2,808$234
Sports Car$3,150$263
Large Car$3,296$275
Large Luxury SUV$3,546$296
Large Luxury Car$3,664$305

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Scranton, PA Zip Codes. Updated June 26, 2025

Car insurance rates by segment are precise enough for comparing estimates, but auto insurance cost varies considerably within each segment shown in the above chart.

For example, in the midsize car segment, Scranton insurance rates range from the Kia K5 costing $2,208 per year for a full coverage policy to the Tesla Model 3 at $2,692 per year. For another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado at $2,020 per year up to the Rivian R1T at $2,858 per year, a difference of $838 within that segment.

In the following sections, we will eliminate a lot of this variability by comparing average car insurance rates from the perspective of the vehicle model.

Cars with cheap auto insurance rates in Scranton

The top-ranked vehicle in Scranton for cheapest auto insurance rates in the non-luxury sedan segment is the Toyota GR Corolla, coming in at $1,992 per year. Second place is the Nissan Leaf at $2,006 per year, ranking third is the Honda Civic, costing an average of $2,028 per year, and the fourth cheapest is the Nissan Sentra, costing an average of $2,100 per year.

Some other cars that have good average insurance rates are the Honda Accord, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average rates of $2,234 per year or less.

Additional vehicles that make the list include the Mitsubishi Mirage G4, Volkswagen Jetta, Kia Forte, Hyundai Ioniq 6, and Subaru Legacy, which average between $2,234 and $2,370 per year to insure.

Full-coverage auto insurance in Scranton for this segment for a safe driver starts at around $166 per month, depending on your location.

The lowest-cost compact car to insure in Scranton is the Toyota GR Corolla at $1,992 per year. For midsize models, the Kia K5 is the cheapest model to insure at $2,208 per year. And for full-size cars, the Chrysler 300 has the best rates at $2,182 per year.

The rate comparison table below ranks the twenty cars with the most affordable car insurance rates in Scranton, starting with the Toyota GR Corolla at $1,992 per year ($166 per month) and ending with the Mazda 3 at $2,370 per year ($198 per month).

Cheapest Car Insurance in Scranton, PA
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,992$166
Nissan LeafCompact$2,006$167
Honda CivicCompact$2,028$169
Nissan SentraCompact$2,100$175
Subaru ImprezaCompact$2,106$176
Toyota PriusCompact$2,142$179
Kia K5Midsize$2,208$184
Honda AccordMidsize$2,212$184
Chevrolet MalibuMidsize$2,222$185
Toyota CorollaCompact$2,234$186
Kia ForteCompact$2,236$186
Volkswagen ArteonMidsize$2,252$188
Nissan VersaCompact$2,258$188
Subaru LegacyMidsize$2,262$189
Hyundai Ioniq 6Midsize$2,280$190
Mitsubishi Mirage G4Compact$2,312$193
Volkswagen JettaCompact$2,318$193
Toyota CrownMidsize$2,320$193
Hyundai SonataMidsize$2,322$194
Mazda 3Compact$2,370$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Scranton, PA, with the Toyota GR Corolla ranking first at $1,992 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Scranton, PA, with the Toyota GR Corolla ranking first at $1,992 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see rates for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Scranton car insurance quotes from top-rated companies in Pennsylvania.

Cheapest SUV insurance rates in Scranton

The #1 ranking in Scranton for cheapest auto insurance rates in the SUV segment is the Subaru Crosstrek, with an average cost of $1,692 per year. Second place is the Chevrolet Trailblazer costing $1,722 per year, coming in third is the Kia Soul, costing an average of $1,788 per year, and the fourth most affordable is the Nissan Kicks, costing an average of $1,804 per year.

Not the cheapest, but still in the top 10, are SUVs like the Toyota Corolla Cross, Mazda CX-5, Hyundai Venue, and Buick Envision, with an average car insurance cost of $1,878 per year or less.

From a monthly standpoint, auto insurance in Scranton on this segment for a safe driver starts at around $141 per month, depending on your location and insurance company.

When prices are compared by SUV size, the lowest-cost non-luxury compact SUV to insure in Scranton is the Subaru Crosstrek at $1,692 per year, or $141 per month. For midsize SUVs, the Honda Passport has the best rates at $1,826 per year, or $152 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the most affordable rates at $2,152 per year, or $179 per month.

The next table ranks the SUVs with the lowest-cost car insurance rates in Scranton, starting with the Subaru Crosstrek at $1,692 per year and ending with the Subaru Ascent at $1,996 per year.

Cheapest SUV Insurance in Scranton, PA
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,692$141
Chevrolet TrailblazerCompact$1,722$144
Kia SoulCompact$1,788$149
Nissan KicksCompact$1,804$150
Honda PassportMidsize$1,826$152
Buick EnvisionCompact$1,838$153
Toyota Corolla CrossCompact$1,848$154
Hyundai VenueCompact$1,862$155
Mazda CX-5Compact$1,868$156
Ford Bronco SportCompact$1,878$157
Volkswagen TiguanCompact$1,898$158
Nissan MuranoMidsize$1,926$161
Buick EncoreCompact$1,948$162
Subaru OutbackMidsize$1,952$163
Honda CR-VCompact$1,954$163
Buick EnvistaMidsize$1,960$163
Volkswagen TaosCompact$1,962$164
Kia NiroCompact$1,974$165
Honda HR-VCompact$1,994$166
Subaru AscentMidsize$1,996$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Scranton, PA, with the Subaru Crosstrek ranking first at $1,692 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Scranton, PA, with the Subaru Crosstrek ranking first at $1,692 per year.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Scranton car insurance quotes from top-rated companies in Pennsylvania.

Cheap pickups to insure in Scranton, Pennsylvania

The Chevrolet Colorado ranks at #1 for the cheapest pickup to insure in Scranton, followed by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $2,020 per year to insure for full coverage.

Additional models that have affordable average insurance rates include the GMC Sierra 2500 HD, Honda Ridgeline, Hyundai Santa Cruz, and GMC Canyon, with average insurance cost of $2,358 per year or less.

Full-coverage car insurance in Scranton for this segment can cost as low as $168 per month, depending on the company. The table below ranks the pickups with the cheapest average auto insurance rates in Scranton, starting with the Chevrolet Colorado at $2,020 per year ($168 per month) and ending with the Ram Truck at $2,650 per year ($221 per month).

Cheapest Pickup Insurance in Scranton, PA
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,020$168
Nissan TitanFull-size$2,142$179
Nissan FrontierMidsize$2,166$181
Ford RangerMidsize$2,190$183
Ford MaverickMidsize$2,224$185
Honda RidgelineMidsize$2,274$190
Hyundai Santa CruzMidsize$2,314$193
Toyota TacomaMidsize$2,320$193
GMC Sierra 2500 HDHeavy Duty$2,332$194
GMC CanyonMidsize$2,358$197
Jeep GladiatorMidsize$2,414$201
GMC Sierra 3500Heavy Duty$2,426$202
Chevrolet Silverado HD 3500Heavy Duty$2,450$204
Chevrolet Silverado HD 2500Heavy Duty$2,514$210
GMC SierraFull-size$2,530$211
Chevrolet SilveradoFull-size$2,532$211
Nissan Titan XDHeavy Duty$2,534$211
Ford F150Full-size$2,566$214
GMC Hummer EV PickupFull-size$2,628$219
Ram TruckFull-size$2,650$221

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Scranton, PA, with the Chevrolet Colorado ranking first at $2,020 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Scranton, PA, with the Chevrolet Colorado ranking first at $2,020 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see your pickup in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Scranton car insurance quotes from the best auto insurance companies in Pennsylvania.

Cheapest luxury car insurance rates in Scranton, PA

The Acura Integra takes the #1 ranking as the cheapest luxury car to insure in Scranton, followed closely by the BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. The 2024 model has an average cost of $2,038 per year for full-coverage auto insurance.

Other luxury cars that rank well include the Mercedes-Benz AMG CLA35, Lexus ES 350, Lexus RC 300, and Cadillac CT4, with average annual insurance rates of $2,408 per year or less.

Some additional models that rank well include the BMW 228i, Jaguar XF, Cadillac CT5, and Lexus RC 350, which cost between $2,408 and $2,570 per year for insurance in Scranton.

Car insurance rates for this segment in Scranton for a good driver will start around $170 per month, depending on your location and insurance company. The rate comparison table below ranks the twenty cars with the most affordable car insurance in Scranton, starting with the Acura Integra at $2,038 per year ($170 per month) and ending with the Audi S3 at $2,570 per year ($214 per month).

Cheapest Luxury Car Insurance in Scranton, PA
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,038$170
BMW 330iCompact$2,334$195
Mercedes-Benz CLA250Midsize$2,358$197
Lexus IS 300Midsize$2,362$197
Acura TLXCompact$2,370$198
Cadillac CT4Compact$2,394$200
Lexus ES 350Midsize$2,394$200
Genesis G70Compact$2,398$200
Mercedes-Benz AMG CLA35Midsize$2,402$200
Lexus RC 300Midsize$2,408$201
Lexus IS 350Compact$2,418$202
Jaguar XFMidsize$2,424$202
Cadillac CT5Midsize$2,470$206
Lexus ES 250Midsize$2,480$207
Lexus RC 350Compact$2,486$207
BMW 330eCompact$2,490$208
BMW 228iCompact$2,492$208
BMW 230iCompact$2,512$209
Lexus ES 300hMidsize$2,516$210
Audi S3Compact$2,570$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Scranton, PA, with the Acura Integra ranking first at $2,038 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Scranton, PA, with the Acura Integra ranking first at $2,038 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Scranton car insurance quotes from top-rated companies in Pennsylvania.

Luxury SUVs with cheap car insurance rates in Scranton, PA

Ranking #1 in Scranton for the lowest-cost insurance in the luxury SUV segment is the Acura RDX, costing $1,918 per year. Second place is the Lexus NX 250 at $2,028 per year, coming in third is the Cadillac XT4, costing an average of $2,070 per year, and fourth place goes to the Jaguar E-Pace, at an average of $2,144 per year.

Additional models that have cheaper rates are the Lexus UX 250h, Lexus NX 450h, Mercedes-Benz GLB 250, and Lexus NX 350h, with an average car insurance cost of $2,210 per year or less.

Full-coverage insurance for this segment in Scranton for the average driver starts at around $160 per month, depending on where you live and the company you use. The comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Scranton, starting with the Acura RDX at $1,918 per year ($160 per month) and ending with the Lexus RX 350 at $2,302 per year ($192 per month).

Cheapest Luxury SUV Insurance in Scranton, PA
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,918$160
Lexus NX 250Compact$2,028$169
Cadillac XT4Compact$2,070$173
Jaguar E-PaceMidsize$2,144$179
Cadillac XT5Midsize$2,162$180
Lexus NX 350hCompact$2,162$180
Lincoln CorsairCompact$2,190$183
Mercedes-Benz GLB 250Compact$2,194$183
Lexus UX 250hCompact$2,198$183
Lexus NX 450hCompact$2,210$184
Infiniti QX50Midsize$2,228$186
Mercedes-Benz GLA250Compact$2,236$186
Mercedes-Benz GLA35 AMGCompact$2,242$187
Cadillac XT6Midsize$2,244$187
Infiniti QX60Midsize$2,256$188
Mercedes-Benz AMG GLB35Midsize$2,258$188
Land Rover EvoqueCompact$2,288$191
Acura MDXMidsize$2,292$191
Lexus NX 350Compact$2,298$192
Lexus RX 350Midsize$2,302$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Scranton, PA, with the Acura RDX ranking first at $1,918 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Scranton, PA, with the Acura RDX ranking first at $1,918 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Don’t see insurance rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Scranton car insurance quotes from top-rated auto insurance companies in Pennsylvania.

Sports cars with affordable insurance rates in Scranton

The #1 ranking in Scranton for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, coming in at $2,122 per year. Second place is the Toyota GR86 costing $2,414 per year, the third most affordable is the Ford Mustang, costing an average of $2,518 per year, and the fourth cheapest is the BMW Z4, costing an average of $2,534 per year.

Not the cheapest, but still very affordable, are models like the Lexus RC F, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,740 per year or less.

From a monthly standpoint, auto insurance rates in Scranton on this segment for a middle-age safe driver starts at an average of $177 per month, depending on the company and where you live. The table below ranks the twenty sports cars with the cheapest insurance in Scranton, starting with the Mazda MX-5 Miata at $2,122 per year and ending with the Porsche Taycan at $3,882 per year.

Cheapest Sports Car Insurance in Scranton, PA
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,122$177
Toyota GR86Sports Car$2,414$201
Ford MustangSports Car$2,518$210
BMW Z4Sports Car$2,534$211
Subaru WRXSports Car$2,570$214
Toyota GR SupraSports Car$2,574$215
BMW M2Sports Car$2,650$221
Nissan ZSports Car$2,656$221
Lexus RC FSports Car$2,708$226
Subaru BRZSports Car$2,740$228
BMW M3Sports Car$2,894$241
Porsche 718Sports Car$2,950$246
Chevrolet CamaroSports Car$2,978$248
Chevrolet CorvetteSports Car$3,174$265
Porsche 911Sports Car$3,284$274
BMW M4Sports Car$3,420$285
Lexus LC 500Sports Car$3,438$287
Jaguar F-TypeSports Car$3,614$301
Mercedes-Benz AMG GT53Sports Car$3,794$316
Porsche TaycanSports Car$3,882$324

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Scranton, PA Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Scranton, PA, with the Mazda MX-5 Miata ranking first at $2,122 per year.
Ranking of the cheapest sports cars to insure in Scranton, PA, with the Mazda MX-5 Miata ranking first at $2,122 per year.

Don’t see your sports car in the list? Not a problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Pennsylvania.

Tips for cheaper Scranton car insurance rates

Smart drivers are often looking to cut the monthly cost of insurance, so glance at the savings tips below to see if you can save a little cash on your next renewal.

  • Choose vehicles that have low cost auto insurance. Vehicle performance is an important factor in the price you pay for car insurance. As an example, a Honda CR-V costs $1,330 less per year to insure in Scranton than a Porsche 911. Drive cheaper models and save money.
  • Higher deductibles mean lower cost. Increasing deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Get cheaper rates because of your profession. The vast majority of car insurance providers offer discounts for certain professions like college professors, dentists, architects, engineers, doctors, and others. If you can qualify for this discount, you could save between $69 and $223 on your annual car insurance cost, subject to policy limits.
  • Don’t file small claims. Insurance companies give a discounted rate if you have no claims. Car insurance is intended to be used in the case of large financial hits, not for small claims.
  • Shop your coverage around. Take a couple of minutes to get free car insurance quotes is the best recommendation for saving money. Rates change frequently and switching to a different company is very easy to do.