Car Insurance in Ketchikan, AK – Cheapest Quotes + Averages (2025)

• The average cost of car insurance in Ketchikan is $1,924 per year, or about $160 per month for full coverage.
• Monthly car insurance rates for a few popular models in Ketchikan include the Toyota Highlander at $146, Toyota Corolla at $156, and Jeep Cherokee at $173.
• For cheap car insurance in Ketchikan, compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, Ford Bronco Sport, and Mazda CX-5 cost less than most other vehicles.
• Vehicles with the cheapest auto insurance in Ketchikan for their automotive segment include the Jaguar E-Pace, Mercedes-Benz CLA250, Chevrolet Colorado, and Honda Passport.

How much does car insurance cost in Ketchikan?

Average auto insurance cost in Ketchikan is $1,924 per year, which is 16.8% less than the U.S. overall average rate of $2,276. The average monthly cost of car insurance in Ketchikan is $160 for a policy that provides full coverage.

In the state of Alaska, the average cost of car insurance is $2,096 per year, so the average cost in Ketchikan is $172 less per year. The cost of auto insurance in Ketchikan compared to other Alaska cities is $468 per year cheaper than in Anchorage, $292 per year less than in Fairbanks, and $24 per year less than in Sitka.

The chart below shows average Ketchikan, Alaska, car insurance cost for all 2024 models. Rates are averaged for all Ketchikan Zip Codes and shown not only by the age of the driver, but also by three different policy deductible limits.

The average cost of car insurance per month in Ketchikan is $160, with prices ranging from $113 to $375 for the driver ages and policy deductibles shown above.

Ketchikan car insurance rates can cost significantly different amounts and depend on a lot of factors. Since there is so much rate volatility, this increases the need for multiple auto insurance quotes when shopping around for cheaper car insurance in Ketchikan.

Driver age is one of the biggest determining factors on the price of auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates depending on driver age.

Average cost of car insurance in Ketchikan, AK, by driver age

• 16-year-old driver – $6,849 per year or $571 per month
• 17-year-old driver – $6,638 per year or $553 per month
• 18-year-old driver – $5,949 per year or $496 per month
• 19-year-old driver – $5,418 per year or $452 per month
• 20-year-old driver – $3,870 per year or $323 per month
• 30-year-old driver – $2,054 per year or $171 per month
• 40-year-old driver – $1,924 per year or $160 per month
• 50-year-old driver – $1,704 per year or $142 per month
• 60-year-old driver – $1,596 per year or $133 per month

Insurance rates for popular cars, trucks, and SUVs

The car insurance costs referenced previously take all 2024 models and come up with an average cost, which is practical for making broad comparisons such as the difference in average auto insurance cost for two different locations in Alaska. Average auto insurance rates work exceptionally well for getting the answer to questions like “are car insurance rates in Ketchikan cheaper than in Juneau?” or “is Alaska car insurance cheaper than Colorado?”.

But for more comprehensive auto insurance comparisons, we need to perform a rate analysis for the exact vehicle being insured. Every car, truck, SUV and minivan has different characteristics for car insurance rating and this data enables us to make detailed cost analysis.

The following chart shows insurance rates in Ketchikan for the more popular vehicles. Later in this article, we will examine the cost of insuring some of these models even more in-depth.

Which vehicles have the cheapest car insurance rates?

The models with the lowest cost average auto insurance rates in Ketchikan tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Toyota Corolla Cross.

Average car insurance quotes for those crossover SUVs cost $130 or less per month for a full coverage policy.

Other vehicles that have very good insurance quotes in our car insurance price comparison are the Buick Envista, Volkswagen Taos, Acura RDX, and Volkswagen Tiguan. Average insurance cost is a little higher for those models than the cheapest crossovers and small SUVs that rank near the top, but they still have average rates of $139 or less per month.

The following table details the 30 cars, trucks, and SUVs with the cheapest insurance rates in Ketchikan, ordered starting with the cheapest.

The above table containing 30 vehicles with the cheapest insurance in Ketchikan doesn’t really give a detailed summary of the cost of auto insurance in Ketchikan. A more efficient way to group and analyze rates in a coherent manner is by sorting them by their automotive segment.

The next section showcases the average cost of car insurance for each vehicle segment. This should give you a good understanding of which automotive segments have the least expensive auto insurance rates in Ketchikan. Then the six sections following the chart rank the cheapest insurance rates for specific models in each individual segment.

Average insurance rates by automotive segment

When shopping around for a new or used vehicle, it’s important to know which styles of vehicles have more affordable insurance rates.

To illustrate this, many people wonder if compact cars have cheaper insurance than midsize cars or which size of luxury car has more affordable insurance.

The next chart shows average car insurance rates in Ketchikan for different vehicle segments. When comparing rates from a segment perspective, compact SUVs, midsize trucks, and minivans tend to have the best average rates, while sports cars, large luxury cars, and performance exotic cars have the highest average cost to insure.

Average rates by segment are practical for comparing estimates, but rates range substantially within each of the segments listed above.

For example, in the midsize luxury car segment, average Ketchikan auto insurance rates range from the Mercedes-Benz CLA250 at $1,980 per year to the BMW M8 costing $3,240 per year, a difference of $1,260 within that segment.

As another example, in the large luxury SUV segment, insurance rates range from the Infiniti QX80 costing $2,156 per year to the Mercedes-Benz G63 AMG at $4,132 per year.

In the following sections, we will eliminate a lot of this variability by comparing the cost of car insurance in Ketchikan for specific cars, trucks, and SUVs.

Cheapest cars to insure in Ketchikan

The top four non-luxury cars with the most affordable auto insurance in Ketchikan are the Toyota GR Corolla at $1,672 per year, Nissan Leaf at $1,684 per year, Honda Civic at $1,702 per year, and Nissan Sentra at $1,764 per year.

Other models that rank well in our comparison include the Chevrolet Malibu, Toyota Corolla, Kia K5, and Toyota Prius, with an average cost of $1,874 per year or less.

Additional vehicles on the list include the Toyota Crown, Hyundai Sonata, Volkswagen Jetta, Kia Forte, and Hyundai Ioniq 6, which average between $1,874 and $1,988 to insure per year.

As a cost per month, full-coverage insurance in this segment for a safe driver starts at an average of $139 per month, depending on the company and your location. The next table ranks the cars with the lowest-cost car insurance in Ketchikan, starting with the Toyota GR Corolla at $139 per month and ending with the Mazda 3 at $166 per month.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Ketchikan car insurance quotes from top companies in Alaska.

SUVs with affordable car insurance

Taking the top ranking in Ketchikan for cheapest average insurance rates in the non-luxury SUV segment is the Subaru Crosstrek, costing an average of $1,420 per year. Second place is the Chevrolet Trailblazer at $1,446 per year, and in third place is the Kia Soul, at an average of $1,502 per year.

Some other SUVs that have cheaper rates include the Buick Envision, Toyota Corolla Cross, Hyundai Venue, and Mazda CX-5, with average rates of $1,574 per year or less.

Ranked in the bottom half of the top 20 cheapest SUVs to insure, models like the Subaru Outback, Volkswagen Tiguan, Subaru Ascent, Buick Envista, Kia Niro, and Honda CR-V cost between $1,574 and $1,674 per year for auto insurance.

Auto insurance rates in this segment for a good driver can cost as low as $118 per month, depending on your company and location.

The table below ranks the SUVs with the cheapest average car insurance rates in Ketchikan, starting with the Subaru Crosstrek at $1,420 per year ($118 per month) and ending with the Subaru Ascent at $1,674 per year ($140 per month).

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Ketchikan car insurance quotes from top-rated auto insurance companies in Alaska.

Cheapest pickup truck insurance rates in Ketchikan, Alaska

Ranking in the top five for the lowest-cost Ketchikan auto insurance rates in the pickup segment are the Nissan Titan, Nissan Frontier, Chevrolet Colorado, Ford Maverick, and Ford Ranger. Auto insurance quotes for these vehicles average $155 or less per month.

Other models that have affordable insurance rates are the Toyota Tacoma, Honda Ridgeline, GMC Sierra 2500 HD, and GMC Canyon, with average insurance cost of $1,978 per year or less.

Full-coverage car insurance for this segment in Ketchikan for the average driver can cost as low as $141 per month, depending on the company and where you live. The comparison table below ranks the pickups with the cheapest auto insurance rates in Ketchikan, starting with the Chevrolet Colorado at $1,694 per year ($141 per month) and ending with the Ram Truck at $2,224 per year ($185 per month).

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see your truck in the table above? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Alaska.

Luxury cars with affordable insurance rates

The top-ranked vehicle in Ketchikan for the lowest-cost insurance in the luxury sedan segment is the Acura Integra, costing $1,712 per year. Second place is the BMW 330i costing $1,960 per year, in third place is the Mercedes-Benz CLA250, at an average of $1,980 per year, and coming in fourth is the Lexus IS 300, costing an average of $1,982 per year.

Not the cheapest in the list, but still ranking well, are luxury cars like the Mercedes-Benz AMG CLA35, Lexus RC 300, Lexus ES 350, and Genesis G70, with an average cost to insure of $2,022 per year or less.

Additional 2024 luxury models that made the list include the Cadillac CT5, Lexus ES 250, Lexus RC 350, and BMW 330e, which average between $2,022 and $2,156 per year to insure in Ketchikan.

From a monthly standpoint, auto insurance rates in Ketchikan on this segment will start around $143 per month, depending on the company and your location.

If ranked by vehicle size, the cheapest compact luxury car to insure in Ketchikan is the Acura Integra at $1,712 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $1,980 per year. And for large luxury car models, the Audi A5 is cheapest to insure at $2,286 per year.

The rate comparison table below ranks the twenty luxury cars with the lowest-cost insurance in Ketchikan, starting with the Acura Integra at $1,712 per year and ending with the Audi S3 at $2,156 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Ketchikan car insurance quotes from top companies in Alaska.

Luxury SUVs with affordable car insurance rates

The Acura RDX takes the top ranking for the most affordable luxury SUV model to insure in Ketchikan, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model has an average cost of $1,608 per year for full-coverage auto insurance.

Also ranking well are models like the Lexus UX 250h, Lexus NX 350h, Lexus NX 450h, and Mercedes-Benz GLB 250, with an average cost of $1,856 per year or less.

From a cost per month standpoint, full-coverage auto insurance on this segment in Ketchikan for a good driver will start around $134 per month, depending on your company and location.

If vehicle size is considered, the most affordable small luxury SUV to insure in Ketchikan is the Acura RDX at $1,608 per year. For midsize luxury models, the Jaguar E-Pace has the cheapest rates at $1,800 per year. And for large luxury SUV models, the Infiniti QX80 has the cheapest rates at $2,156 per year.

The comparison table below ranks the SUVs with the lowest-cost average insurance rates in Ketchikan, starting with the Acura RDX at $134 per month and ending with the Lexus RX 350 at $161 per month.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Is your luxury SUV not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Ketchikan car insurance quotes from top auto insurance companies in Alaska.

Cheap sports car insurance rates in Ketchikan, AK

Taking the top ranking in Ketchikan for the lowest-cost insurance in the sports car segment is the Mazda MX-5 Miata, costing an average of $1,780 per year. Second place is the Toyota GR86 costing $2,026 per year, coming in third is the Ford Mustang, at an average of $2,116 per year, and fourth place goes to the BMW Z4, costing an average of $2,124 per year.

Additional models that rank well in our comparison include the Lexus RC F, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,298 per year or less.

Full-coverage car insurance in Ketchikan for this segment can cost as low as $148 per month, depending on where you live and the company you use.

The rate comparison table below ranks the sports cars with the most affordable auto insurance rates in Ketchikan, starting with the Mazda MX-5 Miata at $148 per month and ending with the Porsche Taycan at $271 per month.

Need rates for a different vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Ketchikan.

Tips for getting cheaper Ketchikan car insurance quotes

Resourceful drivers in Ketchikan should always be thinking of ways to cut the monthly cost of insurance So glance at the money-saving ideas in the list below and maybe you’ll find a way to save a little dough on your next auto insurance policy.

• Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
• Compare car insurance rates before buying a car. Different vehicle models have very different car insurance rates, and auto insurance companies can price policies with a wide range of costs. Get comparison quotes before you buy a new vehicle in order to avoid any surprises when you get your insurance bill.
• Pay small claims out-of-pocket. Auto insurance companies give a discounted rate for not filing any claims. Insurance is intended to be used for significant claims, not small claims.
• Qualify for policy discounts to save money. Discounted rates may be available if the policyholders are accident-free, drive low annual mileage, drive a vehicle with safety or anti-theft features, are senior citizens, or many other policy discounts which could save the average Ketchikan driver as much as $326 per year.
• Avoid driving violations to reduce policy cost. If you want to get affordable auto insurance in Ketchikan, it pays to drive safe. Just one or two minor lapses of judgement on your driving record have the potential to raise auto insurance cost by at least $510 per year.
• You don’t have to stick with the same company. Taking a few minutes to get free car insurance quotes is the best way to save money. Rates change often and switching companies is very easy to do.