- Fresno car insurance costs an average of $2,710 per year, or about $226 per month.
- Fresno car insurance averages $132 per year less than the California state average and $489 per year more than the average rate for all 50 U.S. states.
- Auto insurance rates for a few popular vehicles in Fresno include the Chevrolet Silverado at $2,996 per year, Chevrolet Equinox at $2,498, and Ford F150 at $3,032.
- SUV models like the Subaru Crosstrek, Nissan Kicks, Volkswagen Tiguan, and Honda CR-V are the top picks for cheap car insurance in Fresno.
- A few vehicles with the lowest cost car insurance in Fresno for their respective segments include the Acura RDX ($2,266 per year), Chevrolet Colorado ($2,388 per year), Nissan Titan ($2,534 per year), and Honda Passport ($2,160 per year).
How much does average car insurance cost in Fresno?
The average price for car insurance in Fresno is $2,710 per year, which is about $226 per month. Fresno car insurance costs 19.8% more than the U.S. average rate of $2,221.
The average price for car insurance in California is $2,842 per year, so Fresno, California, drivers pay an average of $132 less per year than the overall California state-wide average rate. When compared to other cities in California, the cost to insure a vehicle in Fresno is around $100 per year more expensive than in San Diego, $730 per year less than in Los Angeles, and $370 per year less than in San Francisco.
The next chart shows examples of average Fresno auto insurance cost. Rates are averaged for all Fresno Zip Codes and shown based on a variety of different driver ages, policy physical damage deductibles, and risk scenarios.

The average cost of auto insurance per month in Fresno is $226, and ranges from $188 to $520 for drivers age 20 to 60 with the assigned risk profiles in the chart above.
The age of the rated driver is the largest factor that influences the cost of car insurance, so the list below details how age impacts cost by breaking down average car insurance rates for driver ages 16 through 60.
Fresno, CA, car insurance cost by driver age
- 16-year-old driver – $9,650 per year or $804 per month
- 17-year-old driver – $9,348 per year or $779 per month
- 18-year-old driver – $8,379 per year or $698 per month
- 19-year-old driver – $7,630 per year or $636 per month
- 20-year-old driver – $5,454 per year or $455 per month
- 30-year-old driver – $2,892 per year or $241 per month
- 40-year-old driver – $2,710 per year or $226 per month
- 50-year-old driver – $2,402 per year or $200 per month
- 60-year-old driver – $2,248 per year or $187 per month
Popular models and the cost of insurance
The previous auto insurance rates in this article are an average for all 2024 vehicle models, which is useful when making big picture comparisons such as the average cost difference for different locations or driver risk profiles.
But for more useful car insurance cost comparisons, it makes better sense to compare rates for the exact vehicle being insured. In the next few sections of this article, we compare all kinds of car insurance rates for different makes and models, but for now, let’s look at just a few of the more popular vehicles to see how auto insurance prices compare in Fresno.
The next chart details average insurance rates in Fresno for some of the more popular vehicles. Later on, we’ll cover car insurance rates for some of these models in more detail.

Popular vehicle models in Fresno tend to be small or midsize cars like the Hyundai Elantra, Honda Civic, and Kia K5 and compact or midsize SUVs like the Ford Escape and Jeep Grand Cherokee.
Some additional popular models in Fresno from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Infiniti QX60 and Acura MDX, and models from the pickup truck segment like the Toyota Tacoma and Chevy Silverado.
We will explore additional rates coming up in the article, but before we get into that data, let’s quickly revisit some of the concepts that were presented in the data up to this point.
- Auto insurance gets cheaper the older you are – Insurance rates for a 50-year-old driver in Fresno are $3,052 per year cheaper than for a 20-year-old driver.
- Lower deductible auto insurance is more expensive than high deductible – A 20-year-old driver pays an average of $1,454 more per year for $250 physical damage deductibles versus $1,000.
- Average cost per month ranges from $187 to $804 – That’s the average auto insurance cost range for drivers aged 16 to 60 in Fresno.
- Fresno auto insurance prices are cheaper than the California state average – $2,710 (Fresno average) compared to $2,842 (California average)
- Car insurance rates decrease a lot from age 20 to 30 – The average 30-year-old Fresno, California, driver will pay $2,562 less annually than a 20-year-old driver, $2,892 compared to $5,454.
- Fresno, California, average car insurance cost is more than the U.S. average – $2,710 (Fresno average) compared to $2,221 (U.S. average)
Which vehicles are cheapest to insure in Fresno?
The vehicles with the best insurance quotes in Fresno, CA, tend to be compact SUVs and crossovers like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Hyundai Venue.
Average insurance rates for those compact SUVs cost $2,200 or less per year, or $183 per month, to have full coverage.
Additional models that are ranked high in our insurance cost comparison are the Kia Niro, Acura RDX, Subaru Outback, and Volkswagen Taos.
The average cost is marginally higher for those models than the cheapest small SUVs that rank at the top, but they still have an average cost of $2,360 or less per year, or about $197 per month in Fresno.
The next table breaks down the 25 cheapest vehicles to insure in Fresno, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $2,004 | $167 |
2 | Chevrolet Trailblazer | $2,036 | $170 |
3 | Kia Soul | $2,114 | $176 |
4 | Nissan Kicks | $2,136 | $178 |
5 | Honda Passport | $2,160 | $180 |
6 | Buick Envision | $2,172 | $181 |
7 | Toyota Corolla Cross | $2,184 | $182 |
8 | Hyundai Venue | $2,200 | $183 |
9 | Mazda CX-5 | $2,210 | $184 |
10 | Ford Bronco Sport | $2,220 | $185 |
11 | Volkswagen Tiguan | $2,242 | $187 |
12 | Acura RDX | $2,266 | $189 |
13 | Nissan Murano | $2,278 | $190 |
14 | Buick Encore | $2,300 | $192 |
15 | Subaru Outback | $2,308 | $192 |
16 | Honda CR-V | $2,310 | $193 |
17 | Buick Envista | $2,318 | $193 |
18 | Volkswagen Taos | $2,322 | $194 |
19 | Kia Niro | $2,334 | $195 |
20 | Toyota GR Corolla | $2,356 | $196 |
21 | Honda HR-V | $2,360 | $197 |
22 | Subaru Ascent | $2,360 | $197 |
23 | Nissan Leaf | $2,374 | $198 |
24 | Chevrolet Colorado | $2,388 | $199 |
25 | Honda Civic | $2,400 | $200 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 27, 2025
The table above that contains 25 ranked vehicles is probably not the best way to present the complete picture of car insurance rates in Fresno. A more efficient way to analyze car insurance rates for more vehicles is to sort them by segment.
The section below goes into the average price of auto insurance in Fresno for each vehicle segment. The rates shown will provide a good foundation of which types of vehicles have the overall cheapest average car insurance rates. Then the subsequent sections break out and rank the top 20 cheapest models in each individual segment.
Fresno car insurance rates by automotive segment
When shopping around for a new or used vehicle, it’s in your best interest to know which kinds of vehicles are cheaper to insure.
To illustrate this, many people wonder if compact SUVs cost less to insure than midsize SUVs or which size of SUV has more affordable insurance.
The next chart shows average auto insurance rates by segment in Fresno. From an overall average perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the best average car insurance rates, while sports cars and performance luxury models have the highest average cost of insurance.

Rates by different vehicle segments are sufficient to make an overall comparison, but car insurance cost varies quite a lot within each segment shown in the above chart.
For example, in the midsize car segment, Fresno car insurance rates range from the Kia K5 at $2,612 per year for a full coverage policy to the Tesla Model 3 at $3,182 per year, a difference of $570 within that segment.
Also, in the large truck segment, the average cost of insurance ranges from the Nissan Titan at $2,534 per year to the Toyota Tundra at $3,228 per year, a difference of $694 within that segment.
In the upcoming sections, we eliminate a lot of this variability by analyzing the cost of auto insurance in Fresno for specific vehicles.
Cheapest cars to insure in Fresno
The Toyota GR Corolla ranks in the top spot for the most budget-friendly non-luxury car to insure in Fresno, followed by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model has an average cost of $2,356 per year for a policy with full coverage.
Not the cheapest cars to insure, but still affordable, are models like the Toyota Prius, Chevrolet Malibu, Honda Accord, and Toyota Corolla, with average annual insurance rates of $2,640 per year or less.
Additional models that make the list include the Mazda 3, Nissan Versa, Hyundai Sonata, Subaru Legacy, and Toyota Crown, which cost between $2,640 and $2,804 to insure per year.
From a monthly standpoint, car insurance in Fresno on this segment for a middle-age safe driver will start around $196 per month, depending on your location and insurance company.
The next table ranks the cars with the cheapest average car insurance rates in Fresno, starting with the Toyota GR Corolla at $2,356 per year ($196 per month) and ending with the Mazda 3 at $2,804 per year ($234 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,356 | $196 |
Nissan Leaf | Compact | $2,374 | $198 |
Honda Civic | Compact | $2,400 | $200 |
Nissan Sentra | Compact | $2,484 | $207 |
Subaru Impreza | Compact | $2,492 | $208 |
Toyota Prius | Compact | $2,532 | $211 |
Kia K5 | Midsize | $2,612 | $218 |
Honda Accord | Midsize | $2,618 | $218 |
Chevrolet Malibu | Midsize | $2,630 | $219 |
Toyota Corolla | Compact | $2,640 | $220 |
Kia Forte | Compact | $2,648 | $221 |
Volkswagen Arteon | Midsize | $2,664 | $222 |
Nissan Versa | Compact | $2,672 | $223 |
Subaru Legacy | Midsize | $2,676 | $223 |
Hyundai Ioniq 6 | Midsize | $2,696 | $225 |
Mitsubishi Mirage G4 | Compact | $2,736 | $228 |
Toyota Crown | Midsize | $2,742 | $229 |
Volkswagen Jetta | Compact | $2,742 | $229 |
Hyundai Sonata | Midsize | $2,748 | $229 |
Mazda 3 | Compact | $2,804 | $234 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in California.
Cheapest SUVs to insure in Fresno, California
The cheapest SUVs to insure in Fresno are the Subaru Crosstrek at $2,004 per year, the Chevrolet Trailblazer at $2,036 per year, and the Kia Soul at $2,114 per year.
Other SUVs that have good average insurance rates are the Toyota Corolla Cross, Mazda CX-5, Ford Bronco Sport, and Hyundai Venue, with an average car insurance cost of $2,220 per year or less.
As a cost per month, full-coverage auto insurance in this segment can cost as low as $167 per month, depending on the company and where you live.
The next table ranks the SUVs with the most affordable auto insurance rates in Fresno, starting with the Subaru Crosstrek at $2,004 per year and ending with the Subaru Ascent at $2,360 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $2,004 | $167 |
Chevrolet Trailblazer | Compact | $2,036 | $170 |
Kia Soul | Compact | $2,114 | $176 |
Nissan Kicks | Compact | $2,136 | $178 |
Honda Passport | Midsize | $2,160 | $180 |
Buick Envision | Compact | $2,172 | $181 |
Toyota Corolla Cross | Compact | $2,184 | $182 |
Hyundai Venue | Compact | $2,200 | $183 |
Mazda CX-5 | Compact | $2,210 | $184 |
Ford Bronco Sport | Compact | $2,220 | $185 |
Volkswagen Tiguan | Compact | $2,242 | $187 |
Nissan Murano | Midsize | $2,278 | $190 |
Buick Encore | Compact | $2,300 | $192 |
Subaru Outback | Midsize | $2,308 | $192 |
Honda CR-V | Compact | $2,310 | $193 |
Buick Envista | Midsize | $2,318 | $193 |
Volkswagen Taos | Compact | $2,322 | $194 |
Kia Niro | Compact | $2,334 | $195 |
Honda HR-V | Compact | $2,360 | $197 |
Subaru Ascent | Midsize | $2,360 | $197 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Is your SUV not in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fresno car insurance quotes from top-rated car insurance companies in California.
Cheapest pickup truck insurance rates in Fresno
The top five models for the cheapest Fresno auto insurance rates in the pickup truck segment are the Ford Maverick, Nissan Frontier, Ford Ranger, Chevrolet Colorado, and Nissan Titan. Car insurance quotes for these 2024 models average $2,628 or less per year.
Some other pickups that have affordable insurance rates include the Toyota Tacoma, GMC Canyon, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with average insurance cost of $2,788 per year or less.
Auto insurance rates in this segment for a good driver can cost as low as $199 per month, depending on your company and location.
The next table ranks the twenty pickups with the most affordable insurance in Fresno, starting with the Chevrolet Colorado at $199 per month and ending with the Ram Truck at $261 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,388 | $199 |
Nissan Titan | Full-size | $2,534 | $211 |
Nissan Frontier | Midsize | $2,562 | $214 |
Ford Ranger | Midsize | $2,590 | $216 |
Ford Maverick | Midsize | $2,628 | $219 |
Honda Ridgeline | Midsize | $2,690 | $224 |
Hyundai Santa Cruz | Midsize | $2,736 | $228 |
Toyota Tacoma | Midsize | $2,746 | $229 |
GMC Sierra 2500 HD | Heavy Duty | $2,754 | $230 |
GMC Canyon | Midsize | $2,788 | $232 |
Jeep Gladiator | Midsize | $2,854 | $238 |
GMC Sierra 3500 | Heavy Duty | $2,872 | $239 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,896 | $241 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,972 | $248 |
GMC Sierra | Full-size | $2,994 | $250 |
Chevrolet Silverado | Full-size | $2,996 | $250 |
Nissan Titan XD | Heavy Duty | $2,998 | $250 |
Ford F150 | Full-size | $3,032 | $253 |
GMC Hummer EV Pickup | Full-size | $3,108 | $259 |
Ram Truck | Full-size | $3,136 | $261 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 27, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your truck in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fresno car insurance quotes from the best companies in California.
Cheapest sports cars to insure in Fresno, CA
The top three sports cars with the cheapest insurance rates in Fresno are the Mazda MX-5 Miata at $2,508 per year, the Toyota GR86 at $2,856 per year, and the Ford Mustang at $2,976 per year.
Also ranking well in our comparison are models like the BMW M2, Nissan Z, Lexus RC F, and Subaru BRZ, with an average cost of $3,242 per year or less.
Ranked from 10th to 20th place, cars like the Chevrolet Corvette, Porsche Taycan, Chevrolet Camaro, BMW M3, and BMW M4 average between $3,242 and $4,592 to insure per year.
As a cost per month, auto insurance rates in this segment for a good driver starts at an average of $209 per month, depending on where you live and the company you use. The next table ranks the twenty sports cars with the lowest-cost auto insurance rates in Fresno, starting with the Mazda MX-5 Miata at $209 per month and ending with the Porsche Taycan at $383 per month.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,508 | $209 |
Toyota GR86 | Sports Car | $2,856 | $238 |
Ford Mustang | Sports Car | $2,976 | $248 |
BMW Z4 | Sports Car | $2,996 | $250 |
Subaru WRX | Sports Car | $3,040 | $253 |
Toyota GR Supra | Sports Car | $3,046 | $254 |
BMW M2 | Sports Car | $3,134 | $261 |
Nissan Z | Sports Car | $3,142 | $262 |
Lexus RC F | Sports Car | $3,204 | $267 |
Subaru BRZ | Sports Car | $3,242 | $270 |
BMW M3 | Sports Car | $3,424 | $285 |
Porsche 718 | Sports Car | $3,492 | $291 |
Chevrolet Camaro | Sports Car | $3,524 | $294 |
Chevrolet Corvette | Sports Car | $3,756 | $313 |
Porsche 911 | Sports Car | $3,884 | $324 |
BMW M4 | Sports Car | $4,046 | $337 |
Lexus LC 500 | Sports Car | $4,066 | $339 |
Jaguar F-Type | Sports Car | $4,276 | $356 |
Mercedes-Benz AMG GT53 | Sports Car | $4,486 | $374 |
Porsche Taycan | Sports Car | $4,592 | $383 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 26, 2025
Don’t see your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Fresno.
Cheapest luxury cars to insure
The top five models for the lowest-cost Fresno auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, BMW 330i, Lexus IS 300, Acura Integra, and Acura TLX. Insurance rates for these vehicles average $2,804 or less per year, or around $234 per month.
Additional luxury cars that have cheaper rates include the Lexus ES 350, Mercedes-Benz AMG CLA35, Lexus RC 300, and Cadillac CT4, with average annual insurance rates of $2,850 per year or less.
Ranked between 10th and 20th place, models like the Cadillac CT5, Lexus ES 300h, Jaguar XF, Lexus IS 350, BMW 330e, and BMW 228i cost between $2,850 and $3,040 per year for insurance.
Full-coverage auto insurance in this segment for the average driver will start around $201 per month, depending on your location. The next table ranks the cars with the cheapest car insurance in Fresno, starting with the Acura Integra at $2,410 per year ($201 per month) and ending with the Audi S3 at $3,040 per year ($253 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,410 | $201 |
BMW 330i | Compact | $2,760 | $230 |
Mercedes-Benz CLA250 | Midsize | $2,788 | $232 |
Lexus IS 300 | Midsize | $2,796 | $233 |
Acura TLX | Compact | $2,804 | $234 |
Cadillac CT4 | Compact | $2,830 | $236 |
Lexus ES 350 | Midsize | $2,830 | $236 |
Genesis G70 | Compact | $2,838 | $237 |
Mercedes-Benz AMG CLA35 | Midsize | $2,842 | $237 |
Lexus RC 300 | Midsize | $2,850 | $238 |
Lexus IS 350 | Compact | $2,862 | $239 |
Jaguar XF | Midsize | $2,866 | $239 |
Cadillac CT5 | Midsize | $2,922 | $244 |
Lexus ES 250 | Midsize | $2,930 | $244 |
Lexus RC 350 | Compact | $2,940 | $245 |
BMW 330e | Compact | $2,946 | $246 |
BMW 228i | Compact | $2,950 | $246 |
BMW 230i | Compact | $2,972 | $248 |
Lexus ES 300h | Midsize | $2,976 | $248 |
Audi S3 | Compact | $3,040 | $253 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see your luxury car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fresno car insurance quotes from the best car insurance companies in California.
Cheapest luxury SUVs to insure
Ranking highest for the cheapest Fresno car insurance rates in the luxury SUV segment are the Cadillac XT4, Acura RDX, Cadillac XT5, Jaguar E-Pace, and Lexus NX 250. Car insurance rates for these models average $2,558 or less per year.
Additional luxury SUVs that have affordable average insurance rates include the Lexus NX 350h, Lexus NX 450h, Lexus UX 250h, and Mercedes-Benz GLB 250, with an average car insurance cost of $2,614 per year or less.
Some additional luxury SUVs that made the list include the Mercedes-Benz GLA250, Lexus RX 350, Mercedes-Benz AMG GLB35, and Cadillac XT6, which average between $2,614 and $2,722 per year for insurance.
Auto insurance for this segment in Fresno for a good driver will start around $189 per month, depending on your location and insurance company.
If vehicle size is considered, the lowest-cost small luxury SUV to insure in Fresno is the Acura RDX at $2,266 per year. For midsize 2024 models, the Jaguar E-Pace has the best rates at $2,534 per year. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $3,040 per year.
The next table ranks the luxury SUVs with the lowest-cost car insurance in Fresno, starting with the Acura RDX at $2,266 per year and ending with the Lexus RX 350 at $2,722 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,266 | $189 |
Lexus NX 250 | Compact | $2,400 | $200 |
Cadillac XT4 | Compact | $2,446 | $204 |
Jaguar E-Pace | Midsize | $2,534 | $211 |
Cadillac XT5 | Midsize | $2,558 | $213 |
Lexus NX 350h | Compact | $2,558 | $213 |
Lincoln Corsair | Compact | $2,590 | $216 |
Mercedes-Benz GLB 250 | Compact | $2,594 | $216 |
Lexus UX 250h | Compact | $2,600 | $217 |
Lexus NX 450h | Compact | $2,614 | $218 |
Infiniti QX50 | Midsize | $2,634 | $220 |
Mercedes-Benz GLA250 | Compact | $2,642 | $220 |
Mercedes-Benz GLA35 AMG | Compact | $2,650 | $221 |
Cadillac XT6 | Midsize | $2,652 | $221 |
Infiniti QX60 | Midsize | $2,666 | $222 |
Mercedes-Benz AMG GLB35 | Midsize | $2,670 | $223 |
Land Rover Evoque | Compact | $2,704 | $225 |
Acura MDX | Midsize | $2,708 | $226 |
Lexus NX 350 | Compact | $2,718 | $227 |
Lexus RX 350 | Midsize | $2,722 | $227 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fresno, CA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Is your luxury SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in California.
How to find cheaper auto insurance quotes
Fresno drivers are always looking to save money on insurance, so read through the tips and ideas in this next list and see if you can save some money on your next policy.
- Lower the cost of your policy by increasing deductibles. Boosting your physical damage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Pay small claims out-of-pocket. Most insurers offer a discount if you have no claims on your account. Insurance is intended to be used for larger claims, not small claims.
- Your choice of occupation could save you money. Some auto insurance companies offer discounts for specific professions like emergency medical technicians, engineers, architects, police officers and law enforcement, high school and elementary teachers, doctors, and others. Being employed in a qualifying profession could save between $81 and $263 on your auto insurance bill, depending on the coverage levels.
- Choose vehicles that have more affordable auto insurance. The type of vehicle you drive is an important factor in the price you pay for car insurance in Fresno. For example, a Kia Sportage costs $868 less per year to insure in Fresno than a Chevrolet Camaro. Buy lower performance vehicles and save money.
- If your vehicle is older, reduce coverage. Dropping physical damage coverage (comprehensive and collision) from older vehicles can cut the cost of auto insurance considerably.
- Compare car insurance rates before buying a car. Different cars can have very different insurance premiums, and companies can sell coverages with a wide range of costs. Get plenty of car insurance quotes before you buy a new car in order to prevent price shock when buying insurance.
- More discounts means cheap auto insurance rates. Discounted rates may be available if the insureds drive low annual mileage, are good students, insure their home and car with the same company, are accident-free, or many other discounts which could save the average Fresno driver as much as $458 per year on their insurance cost.