- Nampa, ID, car insurance rates average $1,404 per year for full coverage, or approximately $117 on a monthly basis.
- Nampa car insurance averages $2 per year less than the Idaho state average cost ($1,406) and $479 per year less than the average rate for all 50 states ($1,883).
- Small crossovers like the Subaru Crosstrek, Kia Soul, Chevrolet Trailblazer, and Hyundai Venue get the nod for cheap car insurance in Nampa.
- A few vehicles with the cheapest car insurance for their respective segments include the Subaru Crosstrek at $1,036 per year, Nissan Titan at $1,310 per year, Acura RDX at $1,174 per year, and Acura Integra at $1,246 per year.
- Car insurance quotes in Nampa can range from as low as $28 per month for liability-only insurance to well over $695 per month drivers with many accidents and violations.
How much does average car insurance cost in Nampa?
The average car insurance cost in Nampa is $1,404 per year, which is 29.1% less than the U.S. average rate of $1,883. The average cost of car insurance per month in Nampa is $117 for a full-coverage car insurance policy.
In the state of Idaho, average auto insurance cost is $1,406 per year, so the cost in Nampa averages $2 less per year. The average cost of car insurance in Nampa compared to other Idaho cities is $32 per year less than in Pocatello, $50 per year cheaper than in Idaho Falls, and $74 per year more expensive than in Meridian.
Driver age has a big impact on the cost of car insurance, so the list below details how driver age influences cost by showing the difference in average car insurance rates for young, middle-age, and senior drivers.
Nampa car insurance cost for drivers age 16 to 60
- 16-year-old driver – $4,992 per year or $416 per month
- 17-year-old driver – $4,836 per year or $403 per month
- 18-year-old driver – $4,334 per year or $361 per month
- 19-year-old driver – $3,947 per year or $329 per month
- 20-year-old driver – $2,820 per year or $235 per month
- 30-year-old driver – $1,496 per year or $125 per month
- 40-year-old driver – $1,404 per year or $117 per month
- 50-year-old driver – $1,246 per year or $104 per month
- 60-year-old driver – $1,164 per year or $97 per month
The next chart shows a summary of car insurance rates in Nampa for 2024 model year vehicles, averaged for a variety of driver ages, policy physical damage deductibles, and risk scenarios.
The average cost of auto insurance per month in Nampa is $117, with policy prices ranging from $97 to $269 for the average costs shown in the previous chart.
What vehicles have the cheapest car insurance in Nampa, Idaho?
The vehicles with the cheapest average car insurance prices in Nampa, ID, tend to be small SUVs like the Chevrolet Trailblazer, Kia Soul, Buick Envision, and Hyundai Venue.
Average auto insurance quotes for those crossover SUVs cost $95 or less per month for full coverage car insurance.
Some additional models that rank towards the top in our cost comparison are the Buick Encore, Ford Bronco Sport, Acura RDX, and Volkswagen Taos. Average insurance cost is slightly higher for those models than the cheapest compact SUVs at the top of the rankings, but they still have an average cost of $1,202 or less per year, or $100 per month in Nampa.
The following table details the 20 models with the cheapest car insurance in Nampa, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,036 | $86 |
| 2 | Chevrolet Trailblazer | $1,054 | $88 |
| 3 | Kia Soul | $1,094 | $91 |
| 4 | Nissan Kicks | $1,106 | $92 |
| 5 | Honda Passport | $1,118 | $93 |
| 6 | Buick Envision | $1,126 | $94 |
| 7 | Toyota Corolla Cross | $1,130 | $94 |
| 8 | Hyundai Venue | $1,140 | $95 |
| 9 | Mazda CX-5 | $1,144 | $95 |
| 10 | Ford Bronco Sport | $1,148 | $96 |
| 11 | Volkswagen Tiguan | $1,162 | $97 |
| 12 | Acura RDX | $1,174 | $98 |
| 13 | Nissan Murano | $1,178 | $98 |
| 14 | Buick Encore | $1,192 | $99 |
| 15 | Honda CR-V | $1,196 | $100 |
| 16 | Subaru Outback | $1,196 | $100 |
| 17 | Buick Envista | $1,198 | $100 |
| 18 | Chevrolet Colorado | $1,200 | $100 |
| 19 | Volkswagen Taos | $1,200 | $100 |
| 20 | Kia Niro | $1,202 | $100 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 23, 2024
The above table containing 20 vehicles with the cheapest insurance in Nampa is not really the best way to show a complete view of the cost of auto insurance. Due to the fact that we track over 700 vehicles, the majority of models get omitted from the list. Let’s take a different approach and reorganize the models with the cheapest rates differently.
This next section details the cost of insurance based on different automotive segments. These rates will give you a decent understanding of which types of vehicles have the cheapest average car insurance rates. Then the sections after the chart break out the models with the most affordable car insurance in the more popular segments.
Nampa car insurance rates by automotive segment
When car shopping, it’s very useful to know which categories of vehicles have less expensive auto insurance rates. To illustrate this, maybe you’re curious if compact SUVs have cheaper insurance than midsize SUVs or if sports cars have more affordable insurance than luxury cars.
The next chart shows average auto insurance rates by segment in Nampa. From a segment comparison perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the most affordable average rates, while sports cars, large luxury cars, and performance exotic cars have the highest auto insurance rates.
Average auto insurance rates by segment are close enough for comparing estimates, but rates range substantially within each vehicle category shown above.
For example, in the midsize luxury SUV segment, rates range from the Jaguar E-Pace at $1,312 per year for a full coverage policy up to the Mercedes-Benz AMG GLE63 costing $2,362 per year.
Also, in the large SUV segment, the average insurance cost ranges from the Chevrolet Tahoe at $1,316 per year up to the Toyota Sequoia costing $1,752 per year, a difference of $436 within that segment.
In these next sections, we eliminate a lot of this variability by comparing the cost of auto insurance in Nampa for specific vehicles rather than by segments.
Cheapest car insurance rates in Nampa, ID
The four highest ranking 2-door and 4-door sedans and hatchbacks with the cheapest car insurance in Nampa are the Toyota GR Corolla at $1,220 per year, Nissan Leaf at $1,226 per year, Honda Civic at $1,242 per year, and Nissan Sentra at $1,284 per year.
Not the cheapest cars to insure, but still very reasonable, are cars like the Kia K5, Honda Accord, Toyota Prius, and Hyundai Ioniq 6, with an average cost to insure of $1,360 per year or less.
Additional vehicles worth mentioning include the Hyundai Sonata, Toyota Corolla, Volkswagen Jetta, and Volkswagen Arteon, which average between $1,360 and $1,450 per year for auto insurance.
From a cost per month standpoint, auto insurance rates in this segment will start around $102 per month, depending on your location. The comparison table below ranks the twenty cars with the cheapest auto insurance rates in Nampa.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,220 | $102 |
| Nissan Leaf | Compact | $1,226 | $102 |
| Honda Civic | Compact | $1,242 | $104 |
| Nissan Sentra | Compact | $1,284 | $107 |
| Subaru Impreza | Compact | $1,288 | $107 |
| Hyundai Ioniq 6 | Midsize | $1,290 | $108 |
| Toyota Prius | Compact | $1,310 | $109 |
| Kia K5 | Midsize | $1,350 | $113 |
| Honda Accord | Midsize | $1,354 | $113 |
| Chevrolet Malibu | Midsize | $1,360 | $113 |
| Toyota Corolla | Compact | $1,366 | $114 |
| Kia Forte | Compact | $1,368 | $114 |
| Volkswagen Arteon | Midsize | $1,380 | $115 |
| Nissan Versa | Compact | $1,382 | $115 |
| Subaru Legacy | Midsize | $1,384 | $115 |
| Mitsubishi Mirage G4 | Compact | $1,414 | $118 |
| Toyota Crown | Midsize | $1,418 | $118 |
| Volkswagen Jetta | Compact | $1,418 | $118 |
| Hyundai Sonata | Midsize | $1,422 | $119 |
| Mazda 3 | Compact | $1,450 | $121 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 22, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Idaho.
Cheapest SUV insurance rates in Nampa, ID
Ranking at the top of the list for the most affordable Nampa auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Kia Soul, Nissan Kicks, Honda Passport, and Chevrolet Trailblazer. Auto insurance prices for these 2024 models average $1,118 or less per year, or around $93 per month.
Not the cheapest, but still very affordable, are models like the Mazda CX-5, Toyota Corolla Cross, Ford Bronco Sport, and Hyundai Venue, with an average cost of $1,148 per year or less.
Ranking between positions 10 and 20, models like the Kia Niro, Subaru Outback, Nissan Murano, Volkswagen Taos, and Honda HR-V average between $1,148 and $1,218 to insure per year in Nampa.
Full-coverage auto insurance in Nampa for this segment for the average driver starts at an average of $86 per month, depending on the company. The table below ranks the twenty SUVs with the lowest-cost car insurance rates in Nampa, starting with the Subaru Crosstrek at $1,036 per year and ending with the Honda HR-V at $1,218 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,036 | $86 |
| Chevrolet Trailblazer | Compact | $1,054 | $88 |
| Kia Soul | Compact | $1,094 | $91 |
| Nissan Kicks | Compact | $1,106 | $92 |
| Honda Passport | Midsize | $1,118 | $93 |
| Buick Envision | Compact | $1,126 | $94 |
| Toyota Corolla Cross | Compact | $1,130 | $94 |
| Hyundai Venue | Compact | $1,140 | $95 |
| Mazda CX-5 | Compact | $1,144 | $95 |
| Ford Bronco Sport | Compact | $1,148 | $96 |
| Volkswagen Tiguan | Compact | $1,162 | $97 |
| Nissan Murano | Midsize | $1,178 | $98 |
| Buick Encore | Compact | $1,192 | $99 |
| Honda CR-V | Compact | $1,196 | $100 |
| Subaru Outback | Midsize | $1,196 | $100 |
| Buick Envista | Midsize | $1,198 | $100 |
| Volkswagen Taos | Compact | $1,200 | $100 |
| Kia Niro | Compact | $1,202 | $100 |
| Honda HR-V | Compact | $1,218 | $102 |
| Subaru Ascent | Midsize | $1,220 | $102 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 23, 2024
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Is your SUV missing from the table above? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Nampa car insurance quotes from top-rated companies in Idaho.
Cheapest luxury cars to insure in Nampa
The cheapest luxury cars to insure in Nampa are the Acura Integra at $1,246 per year, the BMW 330i at $1,428 per year, and the Mercedes-Benz CLA250 at $1,444 per year.
Some other luxury cars that have affordable average insurance rates are the Mercedes-Benz AMG CLA35, Lexus RC 300, Lexus ES 350, and Genesis G70, with an average cost of $1,474 per year or less.
In the lower half of the top 20 luxury cars to insure, cars like the Lexus RC 350, Cadillac CT5, Lexus ES 250, BMW 330e, and Lexus ES 300h cost between $1,474 and $1,574 per year for insurance in Nampa.
Full-coverage auto insurance in this segment for a good driver starts at an average of $104 per month, depending on your company and location.
When prices are compared by vehicle size, the most affordable compact luxury car model to insure in Nampa is the Acura Integra at $1,246 per year, or $104 per month. For midsize luxury car models, the Mercedes-Benz CLA250 has the best rates at $1,444 per year, or $120 per month. And for full-size luxury cars, the Audi A5 has the cheapest rates at $1,660 per year, or $138 per month.
The next table ranks the luxury cars with the lowest-cost insurance rates in Nampa, starting with the Acura Integra at $1,246 per year and ending with the Audi S3 at $1,574 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,246 | $104 |
| BMW 330i | Compact | $1,428 | $119 |
| Mercedes-Benz CLA250 | Midsize | $1,444 | $120 |
| Lexus IS 300 | Midsize | $1,446 | $121 |
| Acura TLX | Compact | $1,452 | $121 |
| Lexus ES 350 | Midsize | $1,464 | $122 |
| Cadillac CT4 | Compact | $1,466 | $122 |
| Genesis G70 | Compact | $1,468 | $122 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,470 | $123 |
| Lexus RC 300 | Midsize | $1,474 | $123 |
| Lexus IS 350 | Compact | $1,476 | $123 |
| Jaguar XF | Midsize | $1,484 | $124 |
| Cadillac CT5 | Midsize | $1,510 | $126 |
| Lexus ES 250 | Midsize | $1,518 | $127 |
| Lexus RC 350 | Compact | $1,520 | $127 |
| BMW 330e | Compact | $1,522 | $127 |
| BMW 228i | Compact | $1,524 | $127 |
| BMW 230i | Compact | $1,536 | $128 |
| Lexus ES 300h | Midsize | $1,538 | $128 |
| Audi S3 | Compact | $1,574 | $131 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 22, 2024
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see insurance cost for your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Nampa car insurance quotes from top car insurance companies in Idaho.
Cheapest luxury SUV insurance rates in Nampa, Idaho
The top five models for the cheapest Nampa auto insurance rates in the luxury SUV segment are the Acura RDX, Lexus NX 250, Jaguar E-Pace, Cadillac XT4, and Cadillac XT5. Insurance rates for these vehicles average $1,324 or less per year, or around $110 per month.
Also ranking well in our comparison are SUVs like the Lexus NX 450h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus UX 250h, with an average cost of $1,352 per year or less.
Full-coverage insurance in Nampa for this segment for an average middle-age driver will start around $98 per month, depending on your location and insurance company.
If ranked by vehicle size, the cheapest compact luxury SUV to insure in Nampa is the Acura RDX at $1,174 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $1,312 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $1,574 per year.
The next table ranks the SUVs with the cheapest insurance in Nampa, starting with the Acura RDX at $1,174 per year ($98 per month) and ending with the Lexus NX 350 at $1,406 per year ($117 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,174 | $98 |
| Lexus NX 250 | Compact | $1,242 | $104 |
| Cadillac XT4 | Compact | $1,266 | $106 |
| Jaguar E-Pace | Midsize | $1,312 | $109 |
| Cadillac XT5 | Midsize | $1,324 | $110 |
| Lexus NX 350h | Compact | $1,324 | $110 |
| Lincoln Corsair | Compact | $1,340 | $112 |
| Mercedes-Benz GLB 250 | Compact | $1,342 | $112 |
| Lexus UX 250h | Compact | $1,344 | $112 |
| Lexus NX 450h | Compact | $1,352 | $113 |
| Infiniti QX50 | Midsize | $1,364 | $114 |
| Mercedes-Benz GLA250 | Compact | $1,364 | $114 |
| Cadillac XT6 | Midsize | $1,372 | $114 |
| Mercedes-Benz GLA35 AMG | Compact | $1,372 | $114 |
| Infiniti QX60 | Midsize | $1,380 | $115 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,382 | $115 |
| Land Rover Evoque | Compact | $1,400 | $117 |
| Acura MDX | Midsize | $1,402 | $117 |
| Lexus RX 350 | Midsize | $1,402 | $117 |
| Lexus NX 350 | Compact | $1,406 | $117 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 23, 2024
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Nampa car insurance quotes from top companies in Idaho.
Cheapest pickups to insure in Nampa, ID
The cheapest pickup trucks to insure in Nampa are the Chevrolet Colorado at $1,200 per year, the Nissan Titan at $1,310 per year, and the Nissan Frontier at $1,324 per year.
Also ranking in the top 10 are models like the GMC Sierra 2500 HD, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with average insurance cost of $1,442 per year or less.
Auto insurance for this segment in Nampa will start around $100 per month, depending on where you live.
The next table ranks the pickups with the cheapest insurance rates in Nampa, starting with the Chevrolet Colorado at $1,200 per year and ending with the Ram Truck at $1,622 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,200 | $100 |
| Nissan Titan | Full-size | $1,310 | $109 |
| Nissan Frontier | Midsize | $1,324 | $110 |
| Ford Ranger | Midsize | $1,340 | $112 |
| Ford Maverick | Midsize | $1,360 | $113 |
| Honda Ridgeline | Midsize | $1,390 | $116 |
| Hyundai Santa Cruz | Midsize | $1,412 | $118 |
| Toyota Tacoma | Midsize | $1,418 | $118 |
| GMC Sierra 2500 HD | Heavy Duty | $1,426 | $119 |
| GMC Canyon | Midsize | $1,442 | $120 |
| Jeep Gladiator | Midsize | $1,478 | $123 |
| GMC Sierra 3500 | Heavy Duty | $1,484 | $124 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,500 | $125 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,538 | $128 |
| GMC Sierra | Full-size | $1,546 | $129 |
| Chevrolet Silverado | Full-size | $1,550 | $129 |
| Nissan Titan XD | Heavy Duty | $1,550 | $129 |
| Ford F150 | Full-size | $1,568 | $131 |
| GMC Hummer EV Pickup | Full-size | $1,608 | $134 |
| Ram Truck | Full-size | $1,622 | $135 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Looking for insurance rates for a different truck? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Nampa car insurance quotes from top companies in Idaho.
Cheapest sports cars to insure in Nampa, Idaho
The Mazda MX-5 Miata ranks in the top spot for the most budget-friendly sports car to insure in Nampa, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model averages $1,298 per year for full-coverage auto insurance.
Also ranking in the top 10 are models like the Nissan Z, BMW M2, Lexus RC F, and Subaru BRZ, with average cost of $1,676 per year or less.
Some additional models that made the list include the Porsche 718, Chevrolet Camaro, Chevrolet Corvette, and BMW M3, which average between $1,676 and $2,374 per year for full-coverage insurance in Nampa.
Car insurance for this segment in Nampa starts at around $108 per month, depending on your location and insurance company.
The rate comparison table below ranks the sports cars with the most affordable average car insurance rates in Nampa, starting with the Mazda MX-5 Miata at $108 per month and ending with the Porsche Taycan at $198 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,298 | $108 |
| Toyota GR86 | Sports Car | $1,478 | $123 |
| Ford Mustang | Sports Car | $1,540 | $128 |
| BMW Z4 | Sports Car | $1,548 | $129 |
| Subaru WRX | Sports Car | $1,572 | $131 |
| Toyota GR Supra | Sports Car | $1,574 | $131 |
| BMW M2 | Sports Car | $1,622 | $135 |
| Nissan Z | Sports Car | $1,624 | $135 |
| Lexus RC F | Sports Car | $1,656 | $138 |
| Subaru BRZ | Sports Car | $1,676 | $140 |
| BMW M3 | Sports Car | $1,770 | $148 |
| Porsche 718 | Sports Car | $1,806 | $151 |
| Chevrolet Camaro | Sports Car | $1,822 | $152 |
| Chevrolet Corvette | Sports Car | $1,942 | $162 |
| Porsche 911 | Sports Car | $2,008 | $167 |
| BMW M4 | Sports Car | $2,094 | $175 |
| Lexus LC 500 | Sports Car | $2,104 | $175 |
| Jaguar F-Type | Sports Car | $2,214 | $185 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,320 | $193 |
| Porsche Taycan | Sports Car | $2,374 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Nampa, ID Zip Codes. Updated February 23, 2024
Don’t see rates for your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Idaho.
How to find cheaper auto insurance
Nampa drivers are always looking to reduce their monthly car insurance expenses, so take a minute to review the tips in this next list and it’s very possible you can save a few bucks on your next policy purchase.
- A good driving record means cheaper rates. To get cheap car insurance in Nampa, it pays to be a conservative driver. In fact, just a few blemishes on your driving record have the potential to increase car insurance rates by as much as $372 per year. Serious moving violations such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,304 or more.
- Compare car insurance quote before buying a car. Different vehicles can have very different insurance premiums, and insurers charge widely varying rates. Get multiple insurance quotes before you buy a different vehicle in order to avoid price shock when you receive your first bill.
- Auto insurance is cheaper with higher deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Buy vehicles with more affordable auto insurance rates. The vehicle you choose to drive has a huge impact on the cost of car insurance in Nampa. As an example, a Volvo XC40 costs $698 less per year to insure in Nampa than a Dodge Challenger. Insure cheaper models and save money.
- Shop around for a better deal. Taking a few minutes to get free car insurance quotes could save you more than you think. Rates change quite often and you can switch anytime.