- Idaho Falls car insurance rates average $1,454 per year for full coverage, or about $121 per month.
- Models like the Honda CR-V, Ford Bronco Sport, Toyota Corolla Cross, and Chevrolet Trailblazer are some of the top picks for having cheap car insurance in Idaho Falls.
- Models with the most affordable car insurance in Idaho Falls in their respective segments include the Nissan Titan, Subaru Crosstrek, Chevrolet Colorado, Chevrolet Tahoe, and Acura Integra.
- Car insurance quotes in Idaho Falls can vary from as low as $30 per month for the minimum required liability coverage to well over $695 per month for drivers needing high-risk coverage.
How much does car insurance cost in Idaho Falls?
In Idaho Falls, the average cost of car insurance is $1,454 per year, which is 25.7% less than the national average rate of $1,883. Per month, Idaho Falls car insurance costs around $121 for a full coverage policy.
In the state of Idaho, average car insurance cost is $1,406 per year, so the average cost in Idaho Falls is $48 more per year. The average cost of auto insurance in Idaho Falls compared to other Idaho cities is approximately $18 per year more expensive than in Pocatello, $50 per year more than in Nampa, and $118 per year more than in Boise.
The chart below shows additional data for the 20 to 60-year-old age groups by showing a range of rates for a wide range of driver ages and possible risk profiles.
Average rates in the chart above range from $1,210 per year for a middle-aged driver with many policy discounts to $3,344 per year for a 20-year-old driver who has a few accidents and violations and has to buy a high risk policy. Throughout this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $1,454 per year.
As a monthly cost, car insurance in Idaho Falls ranges from $101 to $279 for the same annual rate data shown in the chart above.
The age of the rated driver has the single biggest impact on the cost of car insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Idaho Falls for drivers from age 16 to 60.
Car insurance cost in Idaho Falls, Idaho, for drivers age 16 to 60
- 16-year-old rated driver – $5,179 per year or $432 per month
- 17-year-old rated driver – $5,018 per year or $418 per month
- 18-year-old rated driver – $4,495 per year or $375 per month
- 19-year-old rated driver – $4,095 per year or $341 per month
- 20-year-old rated driver – $2,926 per year or $244 per month
- 30-year-old rated driver – $1,550 per year or $129 per month
- 40-year-old rated driver – $1,454 per year or $121 per month
- 50-year-old rated driver – $1,290 per year or $108 per month
- 60-year-old rated driver – $1,206 per year or $101 per month
The rates in the list above that detailed the cost to insure teen drivers were based on the rated driver being male. The chart below illustrates average car insurance rates for teen drivers by gender. For the most part, female drivers tend to pay less for car insurance, especially ages 16 to 19.
Auto insurance for a 16-year-old female driver in Idaho Falls costs an average of $342 less per year than the cost for a male driver, while at age 19, it’s still $634 cheaper per year for females than males.
The vehicles that have high popularity in Idaho Falls tend to be compact and midsize sedans like the Honda Civic, Toyota Corolla, and Kia K5 and compact or midsize SUVs like the Chevy Equinox and Jeep Grand Cherokee.
A few additional popular vehicles in Idaho Falls from other vehicle segments include luxury models like the Tesla Model S and Acura MDX, pickup trucks like the Ram 1500 and Chevy Silverado, and sports cars like the Ford Mustang and Porsche 911.
We get into more car insurance rates a little farther down this article, but before we delve that deep, let’s revisit some of the concepts that were discussed up to this point.
- Insuring a teenager is not cheap – The average cost ranges from $3,461 to $5,179 per year for teen driver car insurance in Idaho Falls, ID.
- Idaho Falls car insurance rates are more expensive than the Idaho state average – $1,454 (Idaho Falls average) compared to $1,406 (Idaho average)
- Idaho Falls, Idaho, average car insurance cost is less than the U.S. average – $1,454 (Idaho Falls average) versus $1,883 (U.S. average)
- Monthly car insurance cost ranges from $101 to $432 – That is the average auto insurance price range for drivers age 16 to 60 in Idaho Falls, Idaho.
- Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Idaho Falls, ID, driver will pay $1,376 less annually than a 20-year-old driver, $1,550 versus $2,926.
What is the cheapest car insurance in Idaho Falls, ID?
When comparing makes and models from all segments, the vehicles with the cheapest average car insurance quotes in Idaho Falls, ID, tend to be compact SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Nissan Kicks. Average car insurance prices for those crossover SUVs cost $1,265 or less per year, or $105 per month, for full coverage car insurance.
Some additional models that are ranked high in the cost comparison table are the Chevrolet Colorado, Volkswagen Tiguan, Subaru Outback, and Acura RDX. Insurance rates are a few dollars per month higher for those models than the small SUVs and crossovers that rank at the top, but they still have an average cost of $1,334 or less per year.
The table below breaks down the 50 models with the cheapest car insurance in Idaho Falls, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,076 | $90 |
| 2 | Chevrolet Trailblazer | $1,092 | $91 |
| 3 | Kia Soul | $1,134 | $95 |
| 4 | Nissan Kicks | $1,144 | $95 |
| 5 | Honda Passport | $1,158 | $97 |
| 6 | Buick Envision | $1,166 | $97 |
| 7 | Toyota Corolla Cross | $1,170 | $98 |
| 8 | Hyundai Venue | $1,182 | $99 |
| 9 | Mazda CX-5 | $1,188 | $99 |
| 10 | Ford Bronco Sport | $1,190 | $99 |
| 11 | Volkswagen Tiguan | $1,206 | $101 |
| 12 | Acura RDX | $1,216 | $101 |
| 13 | Nissan Murano | $1,220 | $102 |
| 14 | Buick Encore | $1,234 | $103 |
| 15 | Honda CR-V | $1,238 | $103 |
| 16 | Subaru Outback | $1,240 | $103 |
| 17 | Buick Envista | $1,244 | $104 |
| 18 | Chevrolet Colorado | $1,244 | $104 |
| 19 | Kia Niro | $1,244 | $104 |
| 20 | Volkswagen Taos | $1,246 | $104 |
| 21 | Subaru Ascent | $1,266 | $106 |
| 22 | Toyota GR Corolla | $1,266 | $106 |
| 23 | Honda HR-V | $1,268 | $106 |
| 24 | Nissan Leaf | $1,274 | $106 |
| 25 | Lexus NX 250 | $1,288 | $107 |
| 26 | Acura Integra | $1,290 | $108 |
| 27 | Honda Civic | $1,290 | $108 |
| 28 | Volkswagen Atlas | $1,292 | $108 |
| 29 | Volkswagen Atlas Cross Sport | $1,298 | $108 |
| 30 | GMC Terrain | $1,300 | $108 |
| 31 | Kia Seltos | $1,300 | $108 |
| 32 | Subaru Forester | $1,300 | $108 |
| 33 | Nissan Rogue | $1,308 | $109 |
| 34 | Hyundai Kona | $1,310 | $109 |
| 35 | Cadillac XT4 | $1,312 | $109 |
| 36 | Mazda CX-30 | $1,312 | $109 |
| 37 | Ford Explorer | $1,318 | $110 |
| 38 | Volkswagen ID4 | $1,318 | $110 |
| 39 | Toyota Highlander | $1,322 | $110 |
| 40 | Ford Escape | $1,328 | $111 |
| 41 | Honda Odyssey | $1,328 | $111 |
| 42 | Toyota Venza | $1,328 | $111 |
| 43 | Nissan Sentra | $1,332 | $111 |
| 44 | Hyundai Ioniq 6 | $1,338 | $112 |
| 45 | Subaru Impreza | $1,338 | $112 |
| 46 | Toyota RAV4 | $1,338 | $112 |
| 47 | Chevrolet Equinox | $1,340 | $112 |
| 48 | Mazda MX-5 Miata | $1,346 | $112 |
| 49 | Mazda MX-30 | $1,348 | $112 |
| 50 | Hyundai Tucson | $1,350 | $113 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
A table showing 50 ranked vehicles really is not a great way to present an overall view of Idaho Falls insurance rates. But considering we track over 700 vehicles, a lot of models get left out. Let’s dig deeper into the data and display the most affordable vehicles a more sensible way, by automotive segment.
The next section of this article goes into more detail about the cost of insurance based on different automotive segments. This will provide a decent idea of which types of vehicles have the overall best average car insurance rates. Then the six sections following the chart break out the vehicles with the cheapest insurance rates for the primary segments.
Average car insurance rates by automotive segment
When comparing new or used vehicles, it’s useful to know which types of vehicles are more affordable to insure.
As an example, maybe you’re wondering if compact cars have cheaper insurance than midsize cars or which size car has costs less to insure.
The next chart displays average auto insurance rates by segment in Idaho Falls. As a general rule, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, with luxury, performance, and sports cars having the most expensive average insurance cost.
Auto insurance rates by segment can be used for getting a ballpark comparison, but rates vary quite significantly within each of the segments listed in the above chart.
For example, in the midsize luxury SUV segment, Idaho Falls insurance rates range from the Jaguar E-Pace costing $1,360 per year for a full coverage policy up to the Mercedes-Benz AMG GLE63 at $2,452 per year, a difference of $1,092 within that segment.
As another example, in the sports car segment, average rates range from the Mazda MX-5 Miata costing $1,346 per year up to the Mercedes-Benz SL 63 at $2,988 per year.
In the sections going forward, we eliminate much of the variability by analyzing the cost of auto insurance in Idaho Falls for individual models.
Cheapest car insurance rates in Idaho Falls, ID
The three highest ranking cars with the cheapest insurance rates in Idaho Falls are the Toyota GR Corolla at $1,266 per year, the Nissan Leaf at $1,274 per year, and the Honda Civic at $1,290 per year.
Not the cheapest cars to insure, but still affordable, are cars like the Toyota Prius, Honda Accord, Kia K5, and Hyundai Ioniq 6, with average rates of $1,408 per year or less.
From a cost per month standpoint, auto insurance rates on this segment in Idaho Falls for the average driver starts at around $106 per month, depending on the company and your location.
When ranked by vehicle size, the lowest-cost compact car to insure in Idaho Falls is the Toyota GR Corolla at $1,266 per year. For midsize models, the Hyundai Ioniq 6 is the cheapest model to insure at $1,338 per year. And for large cars, the Chrysler 300 has the cheapest car insurance rates at $1,380 per year.
The next table ranks the cars with the most affordable average car insurance rates in Idaho Falls, starting with the Toyota GR Corolla at $1,266 per year ($106 per month) and ending with the Mazda 3 at $1,506 per year ($126 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,266 | $106 |
| Nissan Leaf | Compact | $1,274 | $106 |
| Honda Civic | Compact | $1,290 | $108 |
| Nissan Sentra | Compact | $1,332 | $111 |
| Hyundai Ioniq 6 | Midsize | $1,338 | $112 |
| Subaru Impreza | Compact | $1,338 | $112 |
| Toyota Prius | Compact | $1,358 | $113 |
| Kia K5 | Midsize | $1,402 | $117 |
| Honda Accord | Midsize | $1,406 | $117 |
| Chevrolet Malibu | Midsize | $1,408 | $117 |
| Toyota Corolla | Compact | $1,416 | $118 |
| Kia Forte | Compact | $1,418 | $118 |
| Volkswagen Arteon | Midsize | $1,430 | $119 |
| Nissan Versa | Compact | $1,434 | $120 |
| Subaru Legacy | Midsize | $1,436 | $120 |
| Mitsubishi Mirage G4 | Compact | $1,468 | $122 |
| Toyota Crown | Midsize | $1,470 | $123 |
| Volkswagen Jetta | Compact | $1,470 | $123 |
| Hyundai Sonata | Midsize | $1,474 | $123 |
| Mazda 3 | Compact | $1,506 | $126 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Idaho.
Cheapest SUV insurance rates in Idaho Falls
The four highest ranking non-luxury SUVs with the lowest-cost auto insurance in Idaho Falls are the Subaru Crosstrek at $1,076 per year, Chevrolet Trailblazer at $1,092 per year, Kia Soul at $1,134 per year, and Nissan Kicks at $1,144 per year.
Not the cheapest SUVs to insure, but still affordable, are models like the Mazda CX-5, Toyota Corolla Cross, Ford Bronco Sport, and Buick Envision, with average annual insurance rates of $1,190 per year or less.
Ranking between positions 10 and 20, models like the Nissan Murano, Honda HR-V, Buick Encore, Honda CR-V, and Subaru Ascent average between $1,190 and $1,268 to insure per year in Idaho Falls.
Car insurance in Idaho Falls for this segment starts at around $90 per month, depending on your location and insurance company.
The cheapest non-luxury compact SUV to insure in Idaho Falls is the Subaru Crosstrek at $1,076 per year. For midsize models, the Honda Passport has the cheapest rates at $1,158 per year. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $1,364 per year.
The table below ranks the SUVs with the cheapest average auto insurance rates in Idaho Falls, starting with the Subaru Crosstrek at $90 per month and ending with the Honda HR-V at $106 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,076 | $90 |
| Chevrolet Trailblazer | Compact | $1,092 | $91 |
| Kia Soul | Compact | $1,134 | $95 |
| Nissan Kicks | Compact | $1,144 | $95 |
| Honda Passport | Midsize | $1,158 | $97 |
| Buick Envision | Compact | $1,166 | $97 |
| Toyota Corolla Cross | Compact | $1,170 | $98 |
| Hyundai Venue | Compact | $1,182 | $99 |
| Mazda CX-5 | Compact | $1,188 | $99 |
| Ford Bronco Sport | Compact | $1,190 | $99 |
| Volkswagen Tiguan | Compact | $1,206 | $101 |
| Nissan Murano | Midsize | $1,220 | $102 |
| Buick Encore | Compact | $1,234 | $103 |
| Honda CR-V | Compact | $1,238 | $103 |
| Subaru Outback | Midsize | $1,240 | $103 |
| Buick Envista | Midsize | $1,244 | $104 |
| Kia Niro | Compact | $1,244 | $104 |
| Volkswagen Taos | Compact | $1,246 | $104 |
| Subaru Ascent | Midsize | $1,266 | $106 |
| Honda HR-V | Compact | $1,268 | $106 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Idaho Falls car insurance quotes from top-rated companies in Idaho.
Cheapest sports car insurance rates in Idaho Falls, ID
Ranking at the top for the cheapest Idaho Falls car insurance rates in the sports car and performance segment are the Mazda MX-5 Miata, Subaru WRX, BMW Z4, Ford Mustang, and Toyota GR86. Auto insurance prices for these vehicles average $136 or less per month.
Additional models that have affordable insurance rates include the Lexus RC F, Toyota GR Supra, Subaru BRZ, and BMW M2, with average cost of $1,740 per year or less.
Car insurance rates in this segment for the average driver can cost as low as $112 per month, depending on your location.
The rate comparison table below ranks the twenty sports cars with the most affordable average auto insurance rates in Idaho Falls, starting with the Mazda MX-5 Miata at $1,346 per year and ending with the Porsche Taycan at $2,464 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,346 | $112 |
| Toyota GR86 | Sports Car | $1,532 | $128 |
| Ford Mustang | Sports Car | $1,600 | $133 |
| BMW Z4 | Sports Car | $1,608 | $134 |
| Subaru WRX | Sports Car | $1,632 | $136 |
| Toyota GR Supra | Sports Car | $1,636 | $136 |
| BMW M2 | Sports Car | $1,682 | $140 |
| Nissan Z | Sports Car | $1,686 | $141 |
| Lexus RC F | Sports Car | $1,718 | $143 |
| Subaru BRZ | Sports Car | $1,740 | $145 |
| BMW M3 | Sports Car | $1,838 | $153 |
| Porsche 718 | Sports Car | $1,872 | $156 |
| Chevrolet Camaro | Sports Car | $1,890 | $158 |
| Chevrolet Corvette | Sports Car | $2,016 | $168 |
| Porsche 911 | Sports Car | $2,086 | $174 |
| BMW M4 | Sports Car | $2,170 | $181 |
| Lexus LC 500 | Sports Car | $2,184 | $182 |
| Jaguar F-Type | Sports Car | $2,296 | $191 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,406 | $201 |
| Porsche Taycan | Sports Car | $2,464 | $205 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
Don’t see your sports car in the list? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Idaho.
Cheapest pickup truck insurance rates
The three top-ranked pickup trucks with the lowest-cost auto insurance rates in Idaho Falls are the Chevrolet Colorado at $1,244 per year, the Nissan Titan at $1,360 per year, and the Nissan Frontier at $1,378 per year.
Not the cheapest in the list, but still ranking well, are models like the Toyota Tacoma, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with average cost of $1,496 per year or less.
From a monthly standpoint, car insurance in this segment for the average driver starts at around $104 per month, depending on the company and your location. The comparison table below ranks the pickups with the most affordable insurance rates in Idaho Falls, starting with the Chevrolet Colorado at $104 per month and ending with the Ram Truck at $140 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,244 | $104 |
| Nissan Titan | Full-size | $1,360 | $113 |
| Nissan Frontier | Midsize | $1,378 | $115 |
| Ford Ranger | Midsize | $1,392 | $116 |
| Ford Maverick | Midsize | $1,410 | $118 |
| Honda Ridgeline | Midsize | $1,444 | $120 |
| Hyundai Santa Cruz | Midsize | $1,468 | $122 |
| Toyota Tacoma | Midsize | $1,472 | $123 |
| GMC Sierra 2500 HD | Heavy Duty | $1,478 | $123 |
| GMC Canyon | Midsize | $1,496 | $125 |
| Jeep Gladiator | Midsize | $1,532 | $128 |
| GMC Sierra 3500 | Heavy Duty | $1,540 | $128 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,554 | $130 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,598 | $133 |
| GMC Sierra | Full-size | $1,606 | $134 |
| Chevrolet Silverado | Full-size | $1,608 | $134 |
| Nissan Titan XD | Heavy Duty | $1,610 | $134 |
| Ford F150 | Full-size | $1,624 | $135 |
| GMC Hummer EV Pickup | Full-size | $1,668 | $139 |
| Ram Truck | Full-size | $1,682 | $140 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see insurance rates for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Idaho.
Cheapest luxury cars to insure
Ranking highest for the lowest-cost Idaho Falls car insurance rates in the luxury car segment are the Acura TLX, Acura Integra, BMW 330i, Mercedes-Benz CLA250, and Lexus IS 300. Car insurance rates for these vehicles average $1,502 or less per year.
Not the cheapest luxury cars to insure, but still affordable, are cars like the Mercedes-Benz AMG CLA35, Cadillac CT4, Lexus RC 300, and Lexus ES 350, with an average cost to insure of $1,526 per year or less.
Additional vehicles that rank well include the BMW 330e, Lexus ES 300h, BMW 228i, and Jaguar XF, which cost between $1,526 and $1,630 per year to insure.
As a cost per month, car insurance rates in this segment starts at an average of $108 per month, depending on your location and insurance company.
If prices are ranked by vehicle size, the most budget-friendly compact luxury car to insure in Idaho Falls is the Acura Integra at $1,290 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $1,496 per year. And for full-size luxury models, the Audi A5 is the cheapest model to insure at $1,720 per year.
The table below ranks the twenty cars with the cheapest insurance rates in Idaho Falls, starting with the Acura Integra at $108 per month and ending with the Audi S3 at $136 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,290 | $108 |
| BMW 330i | Compact | $1,480 | $123 |
| Mercedes-Benz CLA250 | Midsize | $1,496 | $125 |
| Lexus IS 300 | Midsize | $1,498 | $125 |
| Acura TLX | Compact | $1,502 | $125 |
| Cadillac CT4 | Compact | $1,516 | $126 |
| Lexus ES 350 | Midsize | $1,518 | $127 |
| Genesis G70 | Compact | $1,520 | $127 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,524 | $127 |
| Lexus RC 300 | Midsize | $1,526 | $127 |
| Lexus IS 350 | Compact | $1,530 | $128 |
| Jaguar XF | Midsize | $1,538 | $128 |
| Cadillac CT5 | Midsize | $1,568 | $131 |
| Lexus ES 250 | Midsize | $1,572 | $131 |
| Lexus RC 350 | Compact | $1,576 | $131 |
| BMW 330e | Compact | $1,580 | $132 |
| BMW 228i | Compact | $1,584 | $132 |
| BMW 230i | Compact | $1,594 | $133 |
| Lexus ES 300h | Midsize | $1,598 | $133 |
| Audi S3 | Compact | $1,630 | $136 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see your luxury car in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Idaho Falls car insurance quotes from top-rated companies in Idaho.
Cheapest luxury SUV insurance rates
Taking the top ranking in Idaho Falls for cheapest auto insurance rates in the luxury SUV segment is the Acura RDX, costing an average of $1,216 per year. Second place is the Lexus NX 250 at $1,288 per year, the third most affordable is the Cadillac XT4, at an average of $1,312 per year, and in fourth place is the Jaguar E-Pace, at an average of $1,360 per year.
Not the cheapest to insure, but still ranked well, are luxury SUVs like the Lexus UX 250h, Lexus NX 350h, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $1,404 per year or less.
Some additional 2024 luxury models on the list include the Infiniti QX60, Lexus RX 350, Acura MDX, and Mercedes-Benz GLA35 AMG, which average between $1,404 and $1,456 per year for auto insurance in Idaho Falls.
Full-coverage insurance in Idaho Falls for this segment starts at an average of $101 per month, depending on the company and where you live.
The most affordable compact luxury SUV to insure in Idaho Falls is the Acura RDX at $1,216 per year. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,360 per year. And for full-size luxury SUVs, the Infiniti QX80 is most affordable to insure at $1,630 per year.
The table below ranks the twenty luxury SUVs with the lowest-cost car insurance in Idaho Falls, starting with the Acura RDX at $1,216 per year and ending with the Lexus NX 350 at $1,456 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,216 | $101 |
| Lexus NX 250 | Compact | $1,288 | $107 |
| Cadillac XT4 | Compact | $1,312 | $109 |
| Jaguar E-Pace | Midsize | $1,360 | $113 |
| Cadillac XT5 | Midsize | $1,370 | $114 |
| Lexus NX 350h | Compact | $1,370 | $114 |
| Lincoln Corsair | Compact | $1,388 | $116 |
| Mercedes-Benz GLB 250 | Compact | $1,390 | $116 |
| Lexus UX 250h | Compact | $1,396 | $116 |
| Lexus NX 450h | Compact | $1,404 | $117 |
| Infiniti QX50 | Midsize | $1,414 | $118 |
| Mercedes-Benz GLA250 | Compact | $1,414 | $118 |
| Mercedes-Benz GLA35 AMG | Compact | $1,420 | $118 |
| Cadillac XT6 | Midsize | $1,424 | $119 |
| Infiniti QX60 | Midsize | $1,432 | $119 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,432 | $119 |
| Land Rover Evoque | Compact | $1,450 | $121 |
| Acura MDX | Midsize | $1,454 | $121 |
| Lexus NX 350 | Compact | $1,456 | $121 |
| Lexus RX 350 | Midsize | $1,456 | $121 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Idaho Falls, ID Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Idaho.
Money-saving tips for finding cheaper auto insurance
Drivers should always be thinking of ways to pay less for insurance So review the money-saving tips in this next list and it’s very likely you can save some money when buying car insurance.
- Avoiding accidents makes for cheaper car insurance in Idaho Falls. Too many at-fault accidents can cost more, potentially as much as $702 per year for a 30-year-old driver and as much as $438 per year for a 50-year-old driver. So drive safe and save money!
- Shop around for a better deal. Setting aside a few minutes to get a few free car insurance quotes is the best way to save money. Rates change more often that you might think and you do not have to wait for your renewal to change companies.
- Find cheaper rates by qualifying for policy discounts. Discounts may be available if the policyholders insure multiple vehicles on the same policy, drive low annual mileage, are good students, belong to certain professional organizations, or many other policy discounts which could save the average Idaho Falls driver as much as $244 per year on car insurance.
- Compare rates before you buy the car. Different cars, trucks, and SUVs can have significantly different car insurance rates, and insurance companies can sell policies with a wide range of prices. Get plenty of quotes to compare the cost of insurance before you upgrade you car in order to avoid any surprises when you get the bill.
- Bring up your credit score and save. Having a credit score above 800 may save $228 per year when compared to a credit rating of 670-739. Conversely, a diminished credit rating could cost up to $265 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Your choice of occupation could lower your rates. Many car insurance companies offer policy discounts for working in professions like engineers, lawyers, scientists, accountants, architects, high school and elementary teachers, and others. If you qualify, you may save between $44 and $141 on your annual car insurance cost.
- Buy vehicles with cheaper insurance. Vehicle type has a significant impact on the price you pay for car insurance. For example, a Kia Sportage costs $1,410 less per year to insure in Idaho Falls than a Nissan GT-R. Drive lower performance vehicles and save money.