Davenport Iowa Car Insurance Cost – 2025 Rates + Cheapest Cars

• The average cost of car insurance in Davenport is 12.5% less than the national average rate of $2,221.
• Auto insurance rates for a few popular models in Davenport include the Nissan Altima at $177 per month, Jeep Cherokee at $176, and Toyota Corolla at $159.
• For cheap auto insurance in Davenport, crossover vehicles like the Subaru Crosstrek, Kia Soul, Buick Envision, and Ford Bronco Sport cost less than most other makes and models.
• Models with segment-leading auto insurance rates include the Acura RDX ($1,640 per year), Chevrolet Tahoe ($1,838 per year), Acura Integra ($1,742 per year), and Subaru Crosstrek ($1,448 per year).

How much does car insurance cost in Davenport?

The average cost to insure a vehicle in Davenport is $1,960 per year, which is 12.5% less than the national average rate of $2,221. The average cost of car insurance per month in Davenport is $163 for a full-coverage car insurance policy.

In the state of Iowa, the average cost of car insurance is $1,898 per year, so the average cost in Davenport is $62 more per year. The cost of auto insurance in Davenport compared to other Iowa locations is $36 per year cheaper than in Waterloo, $50 per year more expensive than in Cedar Rapids, and $12 per year more than in Des Moines.

The age of the rated driver has the biggest impact on the cost of car insurance. The list below illustrates these differences by showing average car insurance rates based on the age of the driver.

Davenport, Iowa, car insurance cost for drivers age 16 to 60

• 16-year-old driver – $6,986 per year or $582 per month
• 17-year-old driver – $6,766 per year or $564 per month
• 18-year-old driver – $6,063 per year or $505 per month
• 19-year-old driver – $5,521 per year or $460 per month
• 20-year-old driver – $3,946 per year or $329 per month
• 30-year-old driver – $2,094 per year or $175 per month
• 40-year-old driver – $1,960 per year or $163 per month
• 50-year-old driver – $1,738 per year or $145 per month
• 60-year-old driver – $1,626 per year or $136 per month

The chart below shows average Davenport, Iowa, car insurance cost broken out for both different driver ages and physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury vehicles.

In the chart above, the cost of auto insurance in Davenport ranges from $1,374 per year for a 60-year-old driver with a policy with high physical damage deductibles to $4,590 per year for a 20-year-old driver with a low deductible. When those numbers are converted to a monthly rate, the average cost in the prior chart ranges from $115 to $383 per month.

Auto insurance rates are extremely variable and can change frequently. The potential for large premium differences emphasizes the need to get multiple car insurance quotes when searching online for the cheapest Davenport car insurance.

Car insurance rates for popular vehicles

The rates referenced earlier in this article are an average for all 2024 vehicle models, which is handy when making general comparisons like the cost difference between two locations. For more in-depth rate comparisons, however, the data will be more precise if we perform a rate analysis for the specific model of vehicle being insured.

In the next few sections, we go into much more detail for specific models, but for now, we will just use the more popular vehicles to discover how auto insurance rates size up in Davenport.

The next chart displays average insurance cost in Davenport for some of the more popular models. Later, we examine additional situations that affect the cost of insuring a few of these models even more in-depth.

Which cars have cheap insurance in Davenport?

When all makes and models are compared, the vehicles with the best insurance prices in Davenport, IA, tend to be small SUVs and crossovers like the Chevrolet Trailblazer, Kia Soul, and Buick Envision.

Average insurance rates for those compact SUVs cost $1,594 or less per year, or $133 per month, to have full coverage.

Examples of other models that have very good car insurance prices in the cost comparison table are the Kia Niro, Volkswagen Taos, Buick Encore, and Ford Bronco Sport. Rates are a few dollars per month higher for those models than the cheapest crossovers and compact SUVs that rank at the top, but they still have an average insurance cost of $1,706 or less per year, or around $142 per month in Davenport.

The table below lists the 30 car, truck, and SUV models with the cheapest auto insurance in Davenport, ordered by annual cost.

A table of 30 vehicle rankings serves the purpose if you’re just looking for any vehicle with cheap insurance rates. But considering we track over 700 vehicles, less than 4% of total vehicles are shown. So let’s dig deeper and show the models with the lowest rates in a better format, by vehicle segment.

The section below details the average cost to insure each different vehicle segment. The average rates shown will give you a decent understanding of the vehicle segments that have the least expensive rates. The six sections following the chart break out the 20 models with the most affordable insurance for the most popular automotive segments.

Davenport car insurance rates by automotive segment

If you’re looking around at new or used cars, it’s important to have a basic understanding of which types of vehicles have more affordable auto insurance rates in Davenport.

For instance, some common questions are if SUVs cost less to insure than minivans or if sports cars have more expensive car insurance than regular cars.

The next chart shows average auto insurance cost by vehicle segment in Davenport. From an overall average perspective, compact SUVs and midsize pickup trucks tend to have the least expensive average rates, with luxury cars and sports cars having the most expensive average cost to insure.

Rates by segment are accurate enough for making a general comparison, but rates vary quite a lot within each segment listed in the above chart.

For example, in the midsize SUV segment, Davenport insurance rates range from the Honda Passport costing $1,560 per year for full coverage insurance up to the Rivian R1S at $2,412 per year.

As another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $1,726 per year to the Rivian R1T costing $2,446 per year.

In the upcoming sections, we eliminate much of the variability by looking at the cost of auto insurance in Davenport on a model level rather than a segment level.

Cheapest car insurance rates in Davenport, IA

The top-ranked model in Davenport for the lowest-cost average insurance in the non-luxury sedan segment is the Toyota GR Corolla, coming in at $1,704 per year. Second place is the Nissan Leaf costing $1,716 per year, and the third cheapest is the Honda Civic, at an average of $1,736 per year.

Additional cars that have cheaper rates are the Toyota Corolla, Chevrolet Malibu, Kia K5, and Toyota Prius, with an average car insurance cost of $1,910 per year or less.

Ranked lower than 10th place, but still in the top 20, cars like the Volkswagen Arteon, Volkswagen Jetta, Kia Forte, Nissan Versa, and Subaru Legacy average between $1,910 and $2,026 to insure per year.

Full-coverage auto insurance for this segment in Davenport for a good driver can cost as low as $142 per month, depending on the company and your location.

The rate comparison table below ranks the cars with the most affordable average auto insurance rates in Davenport, starting with the Toyota GR Corolla at $1,704 per year and ending with the Mazda 3 at $2,026 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Davenport car insurance quotes from top-rated companies in Iowa.

Cheapest SUV insurance rates in Davenport, Iowa

The lowest-cost non-luxury SUVs to insure in Davenport are the Subaru Crosstrek at $1,448 per year, the Chevrolet Trailblazer at $1,472 per year, and the Kia Soul at $1,528 per year.

Rounding out the top 10 are models like the Mazda CX-5, Buick Envision, Toyota Corolla Cross, and Ford Bronco Sport, with average annual insurance rates of $1,604 per year or less.

Full-coverage auto insurance in this segment starts at around $121 per month, depending on your location and insurance company.

If rates are ranked based on vehicle size, the lowest-cost non-luxury compact SUV to insure in Davenport is the Subaru Crosstrek at $1,448 per year, or $121 per month. For midsize SUVs, the Honda Passport has the cheapest rates at $1,560 per year, or $130 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,838 per year, or $153 per month.

The comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Davenport, starting with the Subaru Crosstrek at $1,448 per year and ending with the Subaru Ascent at $1,706 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Is your SUV missing from the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Davenport car insurance quotes from top-rated car insurance companies in Iowa.

Cheapest sports car insurance rates in Davenport, Iowa

Ranking at the top for the most affordable Davenport car insurance rates in the performance and sports car segment are the Mazda MX-5 Miata, Subaru WRX, BMW Z4, Ford Mustang, and Toyota GR86. Auto insurance rates for these models average $183 or less per month.

Other models that have affordable insurance rates are the Lexus RC F, Toyota GR Supra, BMW M2, and Nissan Z, with average rates of $2,344 per year or less.

Ranked from 10th to 20th place, models like the Porsche 911, BMW M4, BMW M3, Porsche 718, and Porsche Taycan average between $2,344 and $3,320 per year for auto insurance in Davenport.

Auto insurance rates in Davenport for this segment for a safe driver starts at around $151 per month, depending on your company and location. The next table ranks the twenty sports cars with the lowest-cost average auto insurance rates in Davenport, starting with the Mazda MX-5 Miata at $151 per month and ending with the Porsche Taycan at $277 per month.

Don’t see your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Davenport.

Cheapest pickup trucks to insure in Davenport, IA

Ranking in the top five for the most affordable Davenport auto insurance rates in the pickup segment are the Nissan Titan, Ford Ranger, Ford Maverick, Chevrolet Colorado, and Nissan Frontier. Auto insurance quotes for these models average $1,902 or less per year, or around $159 per month.

Also ranking well are pickups like the Hyundai Santa Cruz, Honda Ridgeline, Toyota Tacoma, and GMC Canyon, with average insurance cost of $2,018 per year or less.

On a monthly basis, auto insurance rates in this segment for a middle-age safe driver starts at around $144 per month, depending on the company and where you live.

The comparison table below ranks the twenty pickups with the lowest-cost insurance rates in Davenport.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Davenport car insurance quotes from top car insurance companies in Iowa.

Cheapest luxury cars to insure in Davenport, IA

Ranking at the top for the most affordable Davenport auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura Integra, Lexus IS 300, Acura TLX, and BMW 330i. Auto insurance quotes for these 2024 models average $2,026 or less per year, or around $169 per month.

Also ranking well are models like the Genesis G70, Cadillac CT4, Lexus ES 350, and Lexus RC 300, with an average cost of $2,058 per year or less.

Full-coverage insurance in this segment for an average middle-age driver can cost as low as $145 per month, depending on your location and insurance company.

The most budget-friendly compact luxury car to insure in Davenport is the Acura Integra at $1,742 per year. For midsize 2024 models, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,016 per year. And for large luxury cars, the Audi A5 is most affordable to insure at $2,328 per year.

The next table ranks the twenty cars with the cheapest average auto insurance rates in Davenport, starting with the Acura Integra at $1,742 per year ($145 per month) and ending with the Audi S3 at $2,198 per year ($183 per month).

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Davenport car insurance quotes from top companies in Iowa.

Cheapest luxury SUVs to insure in Davenport

The four most affordable SUVs to insure in Davenport are the Subaru Crosstrek at $1,448 per year, Chevrolet Trailblazer at $1,472 per year, Kia Soul at $1,528 per year, and Nissan Kicks at $1,542 per year.

Not the cheapest SUVs to insure, but still affordable, are models like the Buick Envision, Toyota Corolla Cross, Mazda CX-5, and Hyundai Venue, with average insurance cost of $1,604 per year or less.

In the lower half of the top 20 SUVs to insure, models like the Nissan Murano, Subaru Ascent, Honda CR-V, Buick Encore, and Subaru Outback cost between $1,604 and $1,706 per year to insure.

From a cost per month standpoint, car insurance on this segment in Davenport for the average driver starts at around $121 per month, depending on where you live and the company you use.

The next table ranks the twenty SUVs with the most affordable insurance in Davenport.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Davenport car insurance quotes from top-rated companies in Iowa.

Tips for cheaper Davenport auto insurance rates

Drivers should always be looking to reduce the monthly expense for insurance, so take a minute or two to look through the money-saving ideas below to see if you can save a little dough on your next renewal.

• Remove unneeded coverage on older vehicles. Dropping comprehensive and collision coverage from vehicles whose low value makes coverage cost prohibitive can reduce the cost of car insurance substantially.
• Don’t file small claims. Most insurers offer discounts if you have no claims. Insurance should be used for significant claims, not for insignificant claims.
• Compare rates before buying a car. Different cars have significantly different auto insurance rates, and auto insurance companies can sell policies with widely varying rates. Check rates before you purchase so you can avoid insurance sticker shock when buying insurance.
• Save money due to your profession. The vast majority of auto insurance providers offer policy discounts for certain professions like college professors, doctors, engineers, accountants, dentists, members of the military, and others. If your occupation qualifies you for this discount, you may save between $59 and $191 on your car insurance bill, depending on the policy coverages.
• Avoiding accidents keeps car insurance rates low. At-fault accidents raise insurance rates, possibly by an additional $948 per year for a 30-year-old driver and as much as $592 per year for a 50-year-old driver. So drive safe and save!