- Average Topeka car insurance cost is $1,816 per year for a full coverage policy. Average cost per month is about $151.
- Auto insurance rates for a few popular models in Topeka include the Jeep Grand Cherokee at $1,814 per year, Chevrolet Equinox at $1,670, and Honda Civic at $1,606.
- For cheap auto insurance in Topeka, compact crossovers and SUVs like the Honda CR-V, Buick Envision, and Chevrolet Trailblazer cost less than most other models.
What is average car insurance cost in Topeka?
The average car insurance expense in Topeka is $1,816 per year, or approximately $151 per month for a policy that provides full coverage. It costs 3.6% less to insure the average vehicle in Topeka, KS, than the overall U.S. national average rate of $1,883.
In the state of Kansas, the average car insurance cost is $1,882 per year, so the cost in Topeka averages $66 less per year. When prices are compared to other cities in Kansas, the average cost to insure a vehicle in Topeka is around $170 per year less than in Wichita, $14 per year more expensive than in Overland Park, and $28 per year more than in Olathe.
Driver age is probably the number one factor that determines the price of car insurance. The list below illustrates this by breaking out average car insurance rates in Topeka for driver ages from 16 to 60.
Average cost of car insurance in Topeka, KS, by driver age
- 16-year-old driver – $6,464 per year or $539 per month
- 17-year-old driver – $6,263 per year or $522 per month
- 18-year-old driver – $5,613 per year or $468 per month
- 19-year-old driver – $5,109 per year or $426 per month
- 20-year-old driver – $3,650 per year or $304 per month
- 30-year-old driver – $1,936 per year or $161 per month
- 40-year-old driver – $1,816 per year or $151 per month
- 50-year-old driver – $1,608 per year or $134 per month
- 60-year-old driver – $1,506 per year or $126 per month
The next chart displays additional costs for drivers age 20 to 60 by including rates for three different comprehensive and collision deductibles. These extra rates can aid in comprehending how car insurance cost increases with lower deductibles, and decreases when the policy has higher deductibles.
Average car insurance rates in the chart range from $1,272 per year for a policy with high physical damage deductibles for a 60-year-old driver to $4,246 per year for a 20-year-old driver with low physical damage deductibles.
When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Topeka ranges from $106 to $354.
Popular models and the cost of insurance
The prior rates are averaged for every 2024 model year vehicle, which is useful when making generalized comparisons like the difference in average car insurance cost between two Kansas cities. But for more comprehensive cost comparisons, the rates will be more accurate if we look at the specific make and model of vehicle being insured.
Later on in this article, we do lots of cost comparisons for many different specific vehicles, but for now, a few of the most popular models will be used to see how auto insurance prices stack up in Topeka.
The chart below details average insurance rates in Topeka for popular vehicles.
What are the cheapest vehicles to insure in Topeka, Kansas?
The vehicles with the most affordable insurance prices in Topeka tend to be compact SUVs like the Subaru Crosstrek, Kia Soul, Hyundai Venue, and Buick Envision. Average auto insurance prices for those compact SUVs cost $1,476 or less per year, or $123 per month, for full coverage.
Additional models that come in near the top in our car insurance price comparison are the Chevrolet Colorado, Kia Niro, Buick Encore, and Acura RDX.
Average auto insurance rates are a little bit more for those models than the cheapest small SUVs at the top of the list, but they still have average rates of $1,556 or less per year, or about $130 per month in Topeka.
The table below breaks down the top 40 cheapest vehicles to insure in Topeka, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,340 | $112 |
| 2 | Chevrolet Trailblazer | $1,364 | $114 |
| 3 | Kia Soul | $1,416 | $118 |
| 4 | Nissan Kicks | $1,430 | $119 |
| 5 | Honda Passport | $1,446 | $121 |
| 6 | Buick Envision | $1,454 | $121 |
| 7 | Toyota Corolla Cross | $1,462 | $122 |
| 8 | Hyundai Venue | $1,476 | $123 |
| 9 | Mazda CX-5 | $1,480 | $123 |
| 10 | Ford Bronco Sport | $1,484 | $124 |
| 11 | Volkswagen Tiguan | $1,502 | $125 |
| 12 | Acura RDX | $1,516 | $126 |
| 13 | Nissan Murano | $1,524 | $127 |
| 14 | Buick Encore | $1,540 | $128 |
| 15 | Honda CR-V | $1,546 | $129 |
| 16 | Subaru Outback | $1,546 | $129 |
| 17 | Buick Envista | $1,550 | $129 |
| 18 | Chevrolet Colorado | $1,552 | $129 |
| 19 | Volkswagen Taos | $1,554 | $130 |
| 20 | Kia Niro | $1,556 | $130 |
| 21 | Toyota GR Corolla | $1,576 | $131 |
| 22 | Subaru Ascent | $1,578 | $132 |
| 23 | Honda HR-V | $1,580 | $132 |
| 24 | Nissan Leaf | $1,588 | $132 |
| 25 | Honda Civic | $1,606 | $134 |
| 26 | Lexus NX 250 | $1,606 | $134 |
| 27 | Volkswagen Atlas | $1,610 | $134 |
| 28 | Acura Integra | $1,614 | $135 |
| 29 | Volkswagen Atlas Cross Sport | $1,616 | $135 |
| 30 | Subaru Forester | $1,618 | $135 |
| 31 | Kia Seltos | $1,620 | $135 |
| 32 | GMC Terrain | $1,624 | $135 |
| 33 | Nissan Rogue | $1,630 | $136 |
| 34 | Hyundai Kona | $1,634 | $136 |
| 35 | Mazda CX-30 | $1,636 | $136 |
| 36 | Cadillac XT4 | $1,638 | $137 |
| 37 | Ford Explorer | $1,644 | $137 |
| 38 | Volkswagen ID4 | $1,644 | $137 |
| 39 | Toyota Highlander | $1,650 | $138 |
| 40 | Ford Escape | $1,654 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 23, 2024
A table showing 40 vehicle models with cheap Topeka car insurance doesn’t really give a comprehensive summary of the cost of auto insurance. A more useful way to rank rates in a pragmatic manner is by breaking them out by vehicle segment. The sections below break out the top 20 models with the cheapest car insurance rates in Topeka for the six most popular automotive segments.
Cheapest car insurance rates in Topeka, Kansas
The Toyota GR Corolla takes the #1 ranking as the most budget-friendly non-luxury car to insure in Topeka, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $1,576 per year for a full-coverage insurance policy.
Also ranking well in our comparison are models like the Toyota Prius, Honda Accord, Kia K5, and Chevrolet Malibu, with an average car insurance cost of $1,760 per year or less.
Some additional 2024 models on the list include the Kia Forte, Toyota Crown, Mazda 3, Nissan Versa, and Hyundai Sonata, which cost between $1,760 and $1,876 per year for insurance.
Full-coverage insurance in Topeka for this segment for a safe driver will start around $131 per month, depending on your company and location.
The cheapest non-luxury compact car to insure in Topeka is the Toyota GR Corolla at $1,576 per year. For midsize models, the Hyundai Ioniq 6 is cheapest to insure at $1,668 per year. And for full-size cars, the Chrysler 300 has the cheapest car insurance rates at $1,722 per year.
The rate comparison table below ranks the cars with the most affordable average auto insurance rates in Topeka.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,576 | $131 |
| Nissan Leaf | Compact | $1,588 | $132 |
| Honda Civic | Compact | $1,606 | $134 |
| Nissan Sentra | Compact | $1,664 | $139 |
| Hyundai Ioniq 6 | Midsize | $1,668 | $139 |
| Subaru Impreza | Compact | $1,668 | $139 |
| Toyota Prius | Compact | $1,696 | $141 |
| Kia K5 | Midsize | $1,748 | $146 |
| Honda Accord | Midsize | $1,752 | $146 |
| Chevrolet Malibu | Midsize | $1,760 | $147 |
| Toyota Corolla | Compact | $1,768 | $147 |
| Kia Forte | Compact | $1,772 | $148 |
| Volkswagen Arteon | Midsize | $1,784 | $149 |
| Nissan Versa | Compact | $1,788 | $149 |
| Subaru Legacy | Midsize | $1,790 | $149 |
| Mitsubishi Mirage G4 | Compact | $1,830 | $153 |
| Toyota Crown | Midsize | $1,836 | $153 |
| Volkswagen Jetta | Compact | $1,836 | $153 |
| Hyundai Sonata | Midsize | $1,840 | $153 |
| Mazda 3 | Compact | $1,876 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 22, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Topeka car insurance quotes from top-rated companies in Kansas.
Cheapest SUVs to insure in Topeka, Kansas
Ranking highest for the lowest-cost Topeka auto insurance rates in the SUV segment (excluding luxury models) are the Chevrolet Trailblazer, Subaru Crosstrek, Kia Soul, Honda Passport, and Nissan Kicks. Insurance rates for these 2024 models average $1,446 or less per year, or around $121 per month.
Additional SUVs that have cheaper rates are the Ford Bronco Sport, Toyota Corolla Cross, Hyundai Venue, and Mazda CX-5, with an average cost of $1,484 per year or less.
Ranked in the lower half of the top 20, SUVs like the Subaru Ascent, Honda CR-V, Nissan Murano, Buick Encore, Kia Niro, and Volkswagen Taos cost between $1,484 and $1,580 per year for full-coverage insurance in Topeka.
Full-coverage auto insurance in Topeka for this segment for a safe driver starts at an average of $112 per month, depending on the company and your location.
If rates are ranked by vehicle size, the most affordable non-luxury compact SUV to insure in Topeka is the Subaru Crosstrek at $1,340 per year. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,446 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,704 per year.
The table below ranks the twenty SUVs with the lowest-cost auto insurance rates in Topeka, starting with the Subaru Crosstrek at $1,340 per year and ending with the Honda HR-V at $1,580 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,340 | $112 |
| Chevrolet Trailblazer | Compact | $1,364 | $114 |
| Kia Soul | Compact | $1,416 | $118 |
| Nissan Kicks | Compact | $1,430 | $119 |
| Honda Passport | Midsize | $1,446 | $121 |
| Buick Envision | Compact | $1,454 | $121 |
| Toyota Corolla Cross | Compact | $1,462 | $122 |
| Hyundai Venue | Compact | $1,476 | $123 |
| Mazda CX-5 | Compact | $1,480 | $123 |
| Ford Bronco Sport | Compact | $1,484 | $124 |
| Volkswagen Tiguan | Compact | $1,502 | $125 |
| Nissan Murano | Midsize | $1,524 | $127 |
| Buick Encore | Compact | $1,540 | $128 |
| Honda CR-V | Compact | $1,546 | $129 |
| Subaru Outback | Midsize | $1,546 | $129 |
| Buick Envista | Midsize | $1,550 | $129 |
| Volkswagen Taos | Compact | $1,554 | $130 |
| Kia Niro | Compact | $1,556 | $130 |
| Subaru Ascent | Midsize | $1,578 | $132 |
| Honda HR-V | Compact | $1,580 | $132 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 23, 2024
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Kansas.
Cheapest luxury cars to insure in Topeka
The top five models for the most affordable Topeka car insurance rates in the luxury car segment are the Acura Integra, Acura TLX, BMW 330i, Lexus IS 300, and Mercedes-Benz CLA250. Auto insurance quotes for these models average $1,878 or less per year, or around $157 per month.
Rounding out the top 10 are luxury cars like the Lexus RC 300, Genesis G70, Cadillac CT4, and Lexus ES 350, with an average cost of $1,906 per year or less.
Auto insurance rates in this segment for the average driver can cost as low as $135 per month, depending on where you live.
The most affordable small luxury car to insure in Topeka is the Acura Integra at $1,614 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $1,866 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,148 per year.
The next table ranks the twenty cars with the lowest-cost average auto insurance rates in Topeka, starting with the Acura Integra at $1,614 per year ($135 per month) and ending with the Audi S3 at $2,036 per year ($170 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,614 | $135 |
| BMW 330i | Compact | $1,848 | $154 |
| Mercedes-Benz CLA250 | Midsize | $1,866 | $156 |
| Lexus IS 300 | Midsize | $1,872 | $156 |
| Acura TLX | Compact | $1,878 | $157 |
| Cadillac CT4 | Compact | $1,894 | $158 |
| Lexus ES 350 | Midsize | $1,894 | $158 |
| Genesis G70 | Compact | $1,898 | $158 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,902 | $159 |
| Lexus RC 300 | Midsize | $1,906 | $159 |
| Lexus IS 350 | Compact | $1,908 | $159 |
| Jaguar XF | Midsize | $1,920 | $160 |
| Cadillac CT5 | Midsize | $1,954 | $163 |
| Lexus ES 250 | Midsize | $1,964 | $164 |
| Lexus RC 350 | Compact | $1,968 | $164 |
| BMW 330e | Compact | $1,970 | $164 |
| BMW 228i | Compact | $1,974 | $165 |
| BMW 230i | Compact | $1,988 | $166 |
| Lexus ES 300h | Midsize | $1,992 | $166 |
| Audi S3 | Compact | $2,036 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 22, 2024
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Topeka car insurance quotes from top-rated companies in Kansas.
Cheapest luxury SUVs to insure in Topeka
Ranked at #1 in Topeka for cheapest auto insurance in the luxury SUV segment is the Acura RDX, with a cost of $1,516 per year. Second place is the Lexus NX 250 at $1,606 per year, and the third most affordable is the Cadillac XT4, costing an average of $1,638 per year.
Other luxury SUVs that rank well in our comparison are the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus UX 250h, and Lexus NX 450h, with average cost of $1,750 per year or less.
Full-coverage insurance for this segment in Topeka for an average middle-age driver starts at around $126 per month, depending on the company and your location.
The most affordable compact luxury SUV to insure in Topeka is the Acura RDX at $1,516 per year. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,698 per year. And for full-size models, the Infiniti QX80 has the cheapest car insurance rates at $2,036 per year.
The rate comparison table below ranks the twenty SUVs with the cheapest insurance rates in Topeka, starting with the Acura RDX at $1,516 per year ($126 per month) and ending with the Lexus NX 350 at $1,820 per year ($152 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,516 | $126 |
| Lexus NX 250 | Compact | $1,606 | $134 |
| Cadillac XT4 | Compact | $1,638 | $137 |
| Jaguar E-Pace | Midsize | $1,698 | $142 |
| Cadillac XT5 | Midsize | $1,712 | $143 |
| Lexus NX 350h | Compact | $1,712 | $143 |
| Lincoln Corsair | Compact | $1,732 | $144 |
| Mercedes-Benz GLB 250 | Compact | $1,736 | $145 |
| Lexus UX 250h | Compact | $1,740 | $145 |
| Lexus NX 450h | Compact | $1,750 | $146 |
| Infiniti QX50 | Midsize | $1,762 | $147 |
| Mercedes-Benz GLA250 | Compact | $1,764 | $147 |
| Mercedes-Benz GLA35 AMG | Compact | $1,774 | $148 |
| Cadillac XT6 | Midsize | $1,776 | $148 |
| Infiniti QX60 | Midsize | $1,786 | $149 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,788 | $149 |
| Land Rover Evoque | Compact | $1,810 | $151 |
| Acura MDX | Midsize | $1,814 | $151 |
| Lexus RX 350 | Midsize | $1,816 | $151 |
| Lexus NX 350 | Compact | $1,820 | $152 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Topeka car insurance quotes from top-rated companies in Kansas.
Cheapest pickups to insure in Topeka
Taking the top spot in Topeka for cheapest average insurance in the pickup truck segment is the Chevrolet Colorado, with a cost of $1,552 per year. Second place is the Nissan Titan at $1,696 per year, and third place goes to the Nissan Frontier, costing an average of $1,718 per year.
Not the cheapest pickups to insure, but still very reasonable, are models like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and Toyota Tacoma, with average cost of $1,866 per year or less.
From a cost per month standpoint, full-coverage auto insurance in this segment for a safe driver will start around $129 per month, depending on where you live.
The comparison table below ranks the twenty pickups with the most affordable auto insurance rates in Topeka.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,552 | $129 |
| Nissan Titan | Full-size | $1,696 | $141 |
| Nissan Frontier | Midsize | $1,718 | $143 |
| Ford Ranger | Midsize | $1,732 | $144 |
| Ford Maverick | Midsize | $1,760 | $147 |
| Honda Ridgeline | Midsize | $1,800 | $150 |
| Hyundai Santa Cruz | Midsize | $1,830 | $153 |
| Toyota Tacoma | Midsize | $1,838 | $153 |
| GMC Sierra 2500 HD | Heavy Duty | $1,848 | $154 |
| GMC Canyon | Midsize | $1,866 | $156 |
| Jeep Gladiator | Midsize | $1,912 | $159 |
| GMC Sierra 3500 | Heavy Duty | $1,926 | $161 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,940 | $162 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,992 | $166 |
| Chevrolet Silverado | Full-size | $2,004 | $167 |
| GMC Sierra | Full-size | $2,004 | $167 |
| Nissan Titan XD | Heavy Duty | $2,004 | $167 |
| Ford F150 | Full-size | $2,032 | $169 |
| GMC Hummer EV Pickup | Full-size | $2,082 | $174 |
| Ram Truck | Full-size | $2,100 | $175 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 22, 2024
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance cost for your pickup? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Kansas.
Cheapest sports car insurance rates in Topeka
The three highest ranking sports cars with the lowest-cost average insurance rates in Topeka are the Mazda MX-5 Miata at $1,678 per year, the Toyota GR86 at $1,912 per year, and the Ford Mustang at $1,994 per year.
Other cars that have cheaper rates are the Toyota GR Supra, Subaru BRZ, Nissan Z, and BMW M2, with average annual insurance rates of $2,170 per year or less.
Full-coverage car insurance for this segment in Topeka for an average middle-age driver starts at around $140 per month, depending on the company and your location. The next table ranks the twenty sports cars with the cheapest insurance in Topeka, starting with the Mazda MX-5 Miata at $1,678 per year and ending with the Porsche Taycan at $3,072 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,678 | $140 |
| Toyota GR86 | Sports Car | $1,912 | $159 |
| Ford Mustang | Sports Car | $1,994 | $166 |
| BMW Z4 | Sports Car | $2,004 | $167 |
| Subaru WRX | Sports Car | $2,036 | $170 |
| Toyota GR Supra | Sports Car | $2,038 | $170 |
| BMW M2 | Sports Car | $2,098 | $175 |
| Nissan Z | Sports Car | $2,102 | $175 |
| Lexus RC F | Sports Car | $2,144 | $179 |
| Subaru BRZ | Sports Car | $2,170 | $181 |
| BMW M3 | Sports Car | $2,292 | $191 |
| Porsche 718 | Sports Car | $2,338 | $195 |
| Chevrolet Camaro | Sports Car | $2,358 | $197 |
| Chevrolet Corvette | Sports Car | $2,512 | $209 |
| Porsche 911 | Sports Car | $2,600 | $217 |
| BMW M4 | Sports Car | $2,708 | $226 |
| Lexus LC 500 | Sports Car | $2,722 | $227 |
| Jaguar F-Type | Sports Car | $2,862 | $239 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,004 | $250 |
| Porsche Taycan | Sports Car | $3,072 | $256 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Topeka, KS Zip Codes. Updated February 23, 2024
Don’t see insurance cost for your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Kansas.
Topeka auto insurance cost examples
In order to reinforce the extent to which car insurance cost can change for different drivers, the examples below show comprehensive rates for four popular models in Topeka: the Chevrolet Silverado, Toyota RAV4, Kia Sorento, and Honda Accord.
Each vehicle example uses a range of risk profiles to demonstrate the cost fluctuation when changes are made to the driver rated on the policy.
Chevrolet Silverado insurance rates
In Topeka, Chevrolet Silverado insurance averages $2,004 per year ($167 per month) and varies from $1,664 to $4,660.
The Chevrolet Silverado is a full-size truck, and additional similar models include the Ram Truck, Toyota Tundra, and Nissan Titan.
Toyota RAV4 insurance rates
Auto insurance for a Toyota RAV4 in Topeka costs an average of $1,672 per year (about $139 per month) and has a range of $1,390 to $3,846 per year.
The Toyota RAV4 is a compact SUV, and other models from that segment that are popular in Topeka, Kansas, include the Mazda CX-5, Ford Escape, Nissan Rogue, and Subaru Forester.
Kia Sorento insurance rates
Auto insurance for a Kia Sorento in Topeka costs an average of $1,720 per year (about $143 per month) and varies from $1,430 to $3,954.
The Kia Sorento is considered a midsize SUV, and other models from that segment that are popular in Topeka include the Ford Explorer, Honda Pilot, Ford Edge, and Toyota Highlander.
Honda Accord insurance rates
Insurance for a Honda Accord in Topeka costs an average of $1,752 per year, or about $146 per month, and ranges from $1,456 to $4,032 annually for the sample driver risk profiles in the chart below.
The Honda Accord is classified as a midsize car, and other similar models include the Kia K5, Nissan Altima, Chevrolet Malibu, and Hyundai Sonata.
Tips for saving money on Topeka auto insurance
Topeka drivers should always be searching for ways to save money on insurance So scan the savings concepts below to see if you can save a few bucks on your next policy purchase.
- Compare insurance cost before you buy the car. Different vehicle models can have significantly different car insurance rates, and car insurance companies charge a wide range of prices. Check the price before you purchase so you can avoid price shock when buying coverage for your new car.
- Obey driving laws to keep insurance rates low. If you want the cheapest auto insurance in Topeka, it’s necessary to be an excellent driver. As few as two traffic tickets have the potential to increase policy rates by at least $482 per year.
- Improve your credit score and save. Having an over-800 credit score could save $285 per year when compared to a slightly lower credit rating between 670-739. Conversely, a lesser credit score could cost up to $331 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Increasing deductibles lowers insurance cost. Raising your policy deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Keep your claim-free discount. Most auto insurance companies offer a discount for not filing any claims. Auto insurance should only be used in the case of large financial hits, not small claims that can be paid out-of-pocket.
- If your car is older, remove unneeded coverages. Dropping comprehensive and collision coverage from vehicles whose value does not support the cost of the coverage will cut the cost of insurance significantly.