- The average cost of car insurance in Biloxi is 11.7% more than the national average rate of $2,221.
- Biloxi auto insurance costs $64 per year more than the Mississippi state average and $275 per year more than the U.S. national average rate.
- Car insurance rates for a few popular vehicles in Biloxi include the GMC Sierra at $2,754 per year, Toyota RAV4 at $2,302, and Ford F150 at $2,790.
- For cheap car insurance in Biloxi, crossover vehicles like the Nissan Kicks, Kia Soul, Ford Bronco Sport, and Buick Encore have the best rates.
- Auto insurance quotes in Biloxi can range significantly from as low as $28 per month for just liability insurance to over $684 per month for high-risk drivers.
How much is car insurance in Biloxi, Mississippi?
Average car insurance rates in Biloxi, Mississippi, cost $2,496 per year, or around $208 per month. That’s 11.7% more expensive than the overall overall U.S. national average rate of $2,221 per year.
The average car insurance expense in Mississippi is $2,432 per year, so Biloxi drivers pay an average of $64 more per year than the overall Mississippi state-wide average rate. The cost of insurance in Biloxi compared to other Mississippi locations is about $16 per year cheaper than in Gulfport, $88 per year cheaper than in Jackson, and $120 per year more expensive than in Hattiesburg.
The age of the rated driver is the factor that has the most impact on the cost of auto insurance, so the list below illustrates this by breaking out average car insurance rates in Biloxi based on the age of the driver.
Biloxi, MS, car insurance cost by driver age
- 16-year-old driver – $8,882 per year or $740 per month
- 17-year-old driver – $8,605 per year or $717 per month
- 18-year-old driver – $7,712 per year or $643 per month
- 19-year-old driver – $7,022 per year or $585 per month
- 20-year-old driver – $5,018 per year or $418 per month
- 30-year-old driver – $2,662 per year or $222 per month
- 40-year-old driver – $2,496 per year or $208 per month
- 50-year-old driver – $2,210 per year or $184 per month
- 60-year-old driver – $2,070 per year or $173 per month
The next chart summarizes car insurance cost in Biloxi, MS, for different common policy situations. Rates are averaged for all Biloxi Zip Codes and shown based on a range of driver ages and common risk profiles.

Average car insurance rates in the chart above range from $2,074 per year for a 40-year-old driver with a great rate thanks to policy discounts to $5,734 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.
When the rates shown in the chart are converted to monthly figures, the average cost of car insurance per month in Biloxi ranges from $173 to $478.
Car insurance rates can be extremely variable and can also be significantly different between companies. Since the chances of having many different rates is high, this emphasizes the need for accurate auto insurance quotes when shopping for the cheapest Biloxi car insurance.
Popular vehicles and the cost of car insurance
The previously discussed car insurance rates take all 2024 vehicle models and average them, which is handy when making general comparisons like the cost difference between two locations.
Average auto insurance rates are excellent when answering questions like “is car insurance in Biloxi cheaper than Southaven?” or “is car insurance in Mississippi cheaper than New York?”.
But for more in-depth price comparisons, it makes better sense to use rates for the specific model of vehicle being insured. Every car, truck, SUV and minivan has a different profile for determining the cost of auto insurance and this data provides the means to perform detailed insurance cost comparisons.
The following chart details average car insurance rates for a handful of the more popular vehicles insured in Biloxi. Later, there is a section that examines additional factors that affect the cost of insuring some of these vehicles even more in-depth.

Vehicles that are popular in Biloxi tend to be small or midsize sedans like the Honda Civic and Honda Accord and compact or midsize SUVs like the Ford Escape, Nissan Rogue, and Toyota Highlander.
Some additional popular models in Biloxi from other segments include luxury models like the Infiniti Q50, Acura MDX, and Infiniti QX60 and sports cars like the Chevy Corvette, Audi TT, and Nissan GT-R.
We explore auto insurance rates for many more models later in this article, but before we delve that deep, let’s revisit the key concepts that we covered in the earlier charts and data.
- Teenage girls pay cheaper rates than teenage males – Female drivers age 16 to 19 pay $1,082 to $583 less per year than male drivers of the same age.
- Car insurance rates decline a lot in your twenties – The average 30-year-old Biloxi driver will pay $2,356 less each year than a 20-year-old driver, $2,662 versus $5,018.
- Insuring teens can be very expensive – Average cost ranges from $5,940 to $8,882 per year to insure a teenager in Biloxi.
- Car insurance costs less the older you are – Insurance rates for a 50-year-old driver in Biloxi are $2,808 per year cheaper than for a 20-year-old driver.
- Biloxi car insurance prices are more expensive than the Mississippi state average – $2,496 (Biloxi average) versus $2,432 (Mississippi average)
- Average cost per month ranges from $173 to $740 – That is the average car insurance price range for drivers from age 16 to 60 in Biloxi.
Which vehicles have cheap insurance in Biloxi?
When comparing rates for all cars, SUVs, and pickups, the models with the cheapest auto insurance quotes in Biloxi tend to be small SUVs like the Subaru Crosstrek, Kia Soul, and Hyundai Venue.
Average auto insurance rates for those crossover SUVs cost $2,024 or less per year ($169 per month) to have full coverage.
Some other vehicles that rank well in our car insurance cost comparison are the Buick Encore, Honda HR-V, Volkswagen Taos, and Ford Bronco Sport.
Average auto insurance rates are somewhat higher for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have an average insurance cost of $2,170 or less per year, or about $181 per month.
The next table ranks the vehicles with the cheapest overall insurance rates in Biloxi, sorted by average cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,842 | $154 |
2 | Chevrolet Trailblazer | $1,874 | $156 |
3 | Kia Soul | $1,946 | $162 |
4 | Nissan Kicks | $1,962 | $164 |
5 | Honda Passport | $1,986 | $166 |
6 | Buick Envision | $1,998 | $167 |
7 | Toyota Corolla Cross | $2,012 | $168 |
8 | Hyundai Venue | $2,024 | $169 |
9 | Mazda CX-5 | $2,036 | $170 |
10 | Ford Bronco Sport | $2,042 | $170 |
11 | Volkswagen Tiguan | $2,064 | $172 |
12 | Acura RDX | $2,086 | $174 |
13 | Nissan Murano | $2,096 | $175 |
14 | Buick Encore | $2,116 | $176 |
15 | Subaru Outback | $2,124 | $177 |
16 | Honda CR-V | $2,126 | $177 |
17 | Buick Envista | $2,132 | $178 |
18 | Volkswagen Taos | $2,138 | $178 |
19 | Kia Niro | $2,146 | $179 |
20 | Toyota GR Corolla | $2,166 | $181 |
21 | Honda HR-V | $2,170 | $181 |
22 | Subaru Ascent | $2,172 | $181 |
23 | Nissan Leaf | $2,184 | $182 |
24 | Chevrolet Colorado | $2,200 | $183 |
25 | Honda Civic | $2,208 | $184 |
26 | Lexus NX 250 | $2,208 | $184 |
27 | Volkswagen Atlas | $2,212 | $184 |
28 | Acura Integra | $2,216 | $185 |
29 | Subaru Forester | $2,220 | $185 |
30 | Volkswagen Atlas Cross Sport | $2,222 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 27, 2025
The above table containing 30 of the cheapest vehicles to insure in Biloxi is not the best way to show an overall summary of the cost of auto insurance in Biloxi. A more thorough way to examine auto insurance rates for more models is by sorting them by automotive segment. The following six sections rank the models with the most affordable insurance rates in Biloxi for the six main vehicle segments.
Cars with the best insurance rates in Biloxi
The four top-ranked non-luxury cars with the most affordable average insurance rates in Biloxi are the Toyota GR Corolla at $2,166 per year, Nissan Leaf at $2,184 per year, Honda Civic at $2,208 per year, and Nissan Sentra at $2,286 per year.
Not the cheapest cars to insure, but still very reasonable, are models like the Kia K5, Honda Accord, Chevrolet Malibu, and Toyota Prius, with average annual insurance rates of $2,430 per year or less.
On a monthly basis, full-coverage car insurance in this segment for an average middle-age driver starts at around $181 per month, depending on your location.
The most affordable compact car to insure in Biloxi is the Toyota GR Corolla at $2,166 per year. For midsize 2024 models, the Kia K5 has the best rates at $2,404 per year. And for full-size non-luxury cars, the Chrysler 300 is cheapest to insure at $2,376 per year.
The table below ranks the cars with the cheapest insurance rates in Biloxi.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,166 | $181 |
Nissan Leaf | Compact | $2,184 | $182 |
Honda Civic | Compact | $2,208 | $184 |
Nissan Sentra | Compact | $2,286 | $191 |
Subaru Impreza | Compact | $2,292 | $191 |
Toyota Prius | Compact | $2,330 | $194 |
Kia K5 | Midsize | $2,404 | $200 |
Honda Accord | Midsize | $2,408 | $201 |
Chevrolet Malibu | Midsize | $2,420 | $202 |
Toyota Corolla | Compact | $2,430 | $203 |
Kia Forte | Compact | $2,434 | $203 |
Volkswagen Arteon | Midsize | $2,452 | $204 |
Nissan Versa | Compact | $2,458 | $205 |
Subaru Legacy | Midsize | $2,462 | $205 |
Hyundai Ioniq 6 | Midsize | $2,482 | $207 |
Mitsubishi Mirage G4 | Compact | $2,518 | $210 |
Volkswagen Jetta | Compact | $2,522 | $210 |
Toyota Crown | Midsize | $2,524 | $210 |
Hyundai Sonata | Midsize | $2,526 | $211 |
Mazda 3 | Compact | $2,580 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 26, 2025
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Biloxi car insurance quotes from top companies in Mississippi.
SUVs with the best car insurance rates
The top four SUVs with the most affordable average insurance rates in Biloxi are the Subaru Crosstrek at $1,842 per year, Chevrolet Trailblazer at $1,874 per year, Kia Soul at $1,946 per year, and Nissan Kicks at $1,962 per year.
Not the cheapest in the list, but still ranking well, are models like the Buick Envision, Toyota Corolla Cross, Ford Bronco Sport, and Hyundai Venue, with an average cost to insure of $2,042 per year or less.
On a monthly basis, full-coverage auto insurance on this segment in Biloxi for a middle-age safe driver starts at around $154 per month, depending on where you live.
If insurance rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Biloxi is the Subaru Crosstrek at $1,842 per year, or $154 per month. For midsize 2024 models, the Honda Passport has the best rates at $1,986 per year, or $166 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,342 per year, or $195 per month.
The comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Biloxi, starting with the Subaru Crosstrek at $1,842 per year and ending with the Subaru Ascent at $2,172 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,842 | $154 |
Chevrolet Trailblazer | Compact | $1,874 | $156 |
Kia Soul | Compact | $1,946 | $162 |
Nissan Kicks | Compact | $1,962 | $164 |
Honda Passport | Midsize | $1,986 | $166 |
Buick Envision | Compact | $1,998 | $167 |
Toyota Corolla Cross | Compact | $2,012 | $168 |
Hyundai Venue | Compact | $2,024 | $169 |
Mazda CX-5 | Compact | $2,036 | $170 |
Ford Bronco Sport | Compact | $2,042 | $170 |
Volkswagen Tiguan | Compact | $2,064 | $172 |
Nissan Murano | Midsize | $2,096 | $175 |
Buick Encore | Compact | $2,116 | $176 |
Subaru Outback | Midsize | $2,124 | $177 |
Honda CR-V | Compact | $2,126 | $177 |
Buick Envista | Midsize | $2,132 | $178 |
Volkswagen Taos | Compact | $2,138 | $178 |
Kia Niro | Compact | $2,146 | $179 |
Honda HR-V | Compact | $2,170 | $181 |
Subaru Ascent | Midsize | $2,172 | $181 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Is your SUV missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Mississippi.
Cheap pickup trucks to insure in Biloxi, Mississippi
The lowest-cost pickup trucks to insure in Biloxi are the Chevrolet Colorado at $2,200 per year, the Nissan Titan at $2,332 per year, and the Nissan Frontier at $2,358 per year.
Additional pickups that have cheaper rates are the GMC Canyon, Honda Ridgeline, GMC Sierra 2500 HD, and Toyota Tacoma, with an average cost of $2,566 per year or less.
Car insurance in Biloxi for this segment for an average middle-age driver starts at around $183 per month, depending on your company and location. The comparison table below ranks the twenty pickups with the cheapest average auto insurance rates in Biloxi.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,200 | $183 |
Nissan Titan | Full-size | $2,332 | $194 |
Nissan Frontier | Midsize | $2,358 | $197 |
Ford Ranger | Midsize | $2,384 | $199 |
Ford Maverick | Midsize | $2,416 | $201 |
Honda Ridgeline | Midsize | $2,476 | $206 |
Hyundai Santa Cruz | Midsize | $2,516 | $210 |
Toyota Tacoma | Midsize | $2,526 | $211 |
GMC Sierra 2500 HD | Heavy Duty | $2,536 | $211 |
GMC Canyon | Midsize | $2,566 | $214 |
Jeep Gladiator | Midsize | $2,626 | $219 |
GMC Sierra 3500 | Heavy Duty | $2,642 | $220 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,666 | $222 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,738 | $228 |
GMC Sierra | Full-size | $2,754 | $230 |
Chevrolet Silverado | Full-size | $2,758 | $230 |
Nissan Titan XD | Heavy Duty | $2,758 | $230 |
Ford F150 | Full-size | $2,790 | $233 |
GMC Hummer EV Pickup | Full-size | $2,860 | $238 |
Ram Truck | Full-size | $2,882 | $240 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 27, 2025
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for rates for a different pickup? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Mississippi.
Luxury cars with cheap insurance rates
The top-ranked vehicle in Biloxi for cheapest insurance in the luxury sedan segment is the Acura Integra, with a cost of $2,216 per year. Second place is the BMW 330i costing $2,538 per year, ranking third is the Mercedes-Benz CLA250, costing an average of $2,566 per year, and the fourth most affordable is the Lexus IS 300, at an average of $2,570 per year.
Additional models that have good average insurance rates include the Lexus ES 350, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus RC 300, with average cost of $2,620 per year or less.
Some additional luxury cars that made the list include the Jaguar XF, BMW 230i, Lexus ES 250, and BMW 330e, which average between $2,620 and $2,796 to insure per year.
Auto insurance for this segment in Biloxi can cost as low as $185 per month, depending on the company and your location.
If insurance rates are ranked by vehicle size, the most budget-friendly compact luxury car to insure in Biloxi is the Acura Integra at $2,216 per year, or $185 per month. For midsize luxury car models, the Mercedes-Benz CLA250 is cheapest to insure at $2,566 per year, or $214 per month. And for full-size luxury models, the Audi A5 has the cheapest car insurance rates at $2,964 per year, or $247 per month.
The rate comparison table below ranks the twenty cars with the cheapest car insurance in Biloxi, starting with the Acura Integra at $185 per month and ending with the Audi S3 at $233 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,216 | $185 |
BMW 330i | Compact | $2,538 | $212 |
Mercedes-Benz CLA250 | Midsize | $2,566 | $214 |
Lexus IS 300 | Midsize | $2,570 | $214 |
Acura TLX | Compact | $2,578 | $215 |
Cadillac CT4 | Compact | $2,604 | $217 |
Lexus ES 350 | Midsize | $2,604 | $217 |
Genesis G70 | Compact | $2,610 | $218 |
Mercedes-Benz AMG CLA35 | Midsize | $2,614 | $218 |
Lexus RC 300 | Midsize | $2,620 | $218 |
Lexus IS 350 | Compact | $2,632 | $219 |
Jaguar XF | Midsize | $2,638 | $220 |
Cadillac CT5 | Midsize | $2,686 | $224 |
Lexus ES 250 | Midsize | $2,698 | $225 |
Lexus RC 350 | Compact | $2,704 | $225 |
BMW 330e | Compact | $2,708 | $226 |
BMW 228i | Compact | $2,714 | $226 |
BMW 230i | Compact | $2,734 | $228 |
Lexus ES 300h | Midsize | $2,738 | $228 |
Audi S3 | Compact | $2,796 | $233 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Biloxi car insurance quotes from top-rated auto insurance companies in Mississippi.
Luxury SUVs with cheap insurance rates in Biloxi
Ranking highest for the cheapest Biloxi car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT5, Acura RDX, Lexus NX 250, and Cadillac XT4. Insurance rates for these 2024 models average $2,352 or less per year, or around $196 per month.
Additional models that rank well include the Lexus NX 350h, Lexus NX 450h, Lincoln Corsair, and Lexus UX 250h, with an average cost to insure of $2,406 per year or less.
From a cost per month standpoint, full-coverage insurance in this segment for a good driver starts at around $174 per month, depending on your location. The table below ranks the twenty SUVs with the lowest-cost car insurance rates in Biloxi, starting with the Acura RDX at $174 per month and ending with the Lexus RX 350 at $209 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,086 | $174 |
Lexus NX 250 | Compact | $2,208 | $184 |
Cadillac XT4 | Compact | $2,252 | $188 |
Jaguar E-Pace | Midsize | $2,332 | $194 |
Cadillac XT5 | Midsize | $2,352 | $196 |
Lexus NX 350h | Compact | $2,352 | $196 |
Lincoln Corsair | Compact | $2,382 | $199 |
Mercedes-Benz GLB 250 | Compact | $2,386 | $199 |
Lexus UX 250h | Compact | $2,392 | $199 |
Lexus NX 450h | Compact | $2,406 | $201 |
Infiniti QX50 | Midsize | $2,424 | $202 |
Mercedes-Benz GLA250 | Compact | $2,432 | $203 |
Mercedes-Benz GLA35 AMG | Compact | $2,440 | $203 |
Cadillac XT6 | Midsize | $2,442 | $204 |
Infiniti QX60 | Midsize | $2,454 | $205 |
Mercedes-Benz AMG GLB35 | Midsize | $2,456 | $205 |
Land Rover Evoque | Compact | $2,488 | $207 |
Acura MDX | Midsize | $2,492 | $208 |
Lexus NX 350 | Compact | $2,500 | $208 |
Lexus RX 350 | Midsize | $2,502 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 26, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see your luxury SUV in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Biloxi car insurance quotes from top auto insurance companies in Mississippi.
Sports cars with cheap auto insurance rates
The Mazda MX-5 Miata ranks at #1 for the most budget-friendly sports car to insure in Biloxi, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $2,306 per year for a policy with full coverage.
Also ranking in the top 10 are cars like the Nissan Z, BMW M2, Toyota GR Supra, and Lexus RC F, with average rates of $2,982 per year or less.
Full-coverage insurance for this segment in Biloxi for an average middle-age driver can cost as low as $192 per month, depending on your location and insurance company. The rate comparison table below ranks the sports cars with the lowest-cost insurance in Biloxi, starting with the Mazda MX-5 Miata at $2,306 per year ($192 per month) and ending with the Porsche Taycan at $4,224 per year ($352 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,306 | $192 |
Toyota GR86 | Sports Car | $2,628 | $219 |
Ford Mustang | Sports Car | $2,740 | $228 |
BMW Z4 | Sports Car | $2,754 | $230 |
Subaru WRX | Sports Car | $2,798 | $233 |
Toyota GR Supra | Sports Car | $2,802 | $234 |
BMW M2 | Sports Car | $2,884 | $240 |
Nissan Z | Sports Car | $2,890 | $241 |
Lexus RC F | Sports Car | $2,948 | $246 |
Subaru BRZ | Sports Car | $2,982 | $249 |
BMW M3 | Sports Car | $3,150 | $263 |
Porsche 718 | Sports Car | $3,212 | $268 |
Chevrolet Camaro | Sports Car | $3,242 | $270 |
Chevrolet Corvette | Sports Car | $3,452 | $288 |
Porsche 911 | Sports Car | $3,574 | $298 |
BMW M4 | Sports Car | $3,722 | $310 |
Lexus LC 500 | Sports Car | $3,742 | $312 |
Jaguar F-Type | Sports Car | $3,934 | $328 |
Mercedes-Benz AMG GT53 | Sports Car | $4,128 | $344 |
Porsche Taycan | Sports Car | $4,224 | $352 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Biloxi, MS Zip Codes. Updated June 26, 2025
Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Mississippi.
Tips for cheaper Biloxi car insurance quotes
Biloxi drivers should always be searching for ways to reduce the monthly expense for insurance So run through the savings tips in this next list and it’s very likely you can save some money on your next policy.
- Compare insurance cost before buying a car. Different cars can have very different insurance premiums, and car insurance companies can sell coverages with a wide range of costs. Get comparison quotes before you buy a different car in order to prevent insurance sticker shock when you see your first bill.
- Being a cautious driver saves money. Being the cause of frequent accidents will raise rates, potentially by an additional $3,560 per year for a 20-year-old driver and even as much as $1,036 per year for a 40-year-old driver. So drive safe and save!
- Improve your credit for cheaper auto insurance rates. Having a good credit rating over 800 could save as much as $392 per year compared to a slightly lower credit score between 670-739. Conversely, a poor credit rating could cost up to $454 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Get better rates due to your employment. The large majority of car insurance providers offer discounts for working in professions like high school and elementary teachers, architects, firefighters, doctors, lawyers, and others. By working in a profession that qualifies for this discount, you may save between $75 and $242 on your annual auto insurance bill, depending on the level of coverage purchased.
- Shop around for better rates. Setting aside a few minutes before every renewal to get a few free car insurance quotes is our best recommendation for saving money. Rates change frequently and you can switch anytime.