Car Insurance Cost in Nashua, NH – Cheapest 150 Vehicles to Insure

• The average cost of car insurance in Nashua is $1,948 per year, or $162 per month.
• Compact models like the Buick Encore, Volkswagen Tiguan, Toyota Corolla Cross, and Nissan Kicks have the best chance of receiving cheap car insurance in Nashua.
• Vehicles with the lowest cost car insurance in their automotive segment include the Honda Passport, Jaguar E-Pace, Nissan Titan, and Subaru Crosstrek.

How much does car insurance cost in Nashua?

The average cost of car insurance in Nashua is $1,948 per year, which is 13.1% less than the national average rate of $2,221 per year. The average monthly cost of car insurance in Nashua is $162 for a policy that provides full coverage.

In the state of New Hampshire, the average car insurance cost is $1,898 per year, so the cost in Nashua averages $50 more per year. When prices are compared to other locations in New Hampshire, the average cost of auto insurance in Nashua is about $90 per year more expensive than in Rochester, $122 per year more than in Concord, and $42 per year more than in Dover.

The age of the rated driver influences the price you pay for car insurance. The list below illustrates these differences by breaking out average car insurance rates for driver ages 16 through 60.

Car insurance cost in Nashua, New Hampshire, for drivers age 16 to 60

• 16 year old – $6,937 per year or $578 per month
• 17 year old – $6,719 per year or $560 per month
• 18 year old – $6,024 per year or $502 per month
• 19 year old – $5,486 per year or $457 per month
• 20 year old – $3,920 per year or $327 per month
• 30 year old – $2,078 per year or $173 per month
• 40 year old – $1,948 per year or $162 per month
• 50 year old – $1,724 per year or $144 per month
• 60 year old – $1,616 per year or $135 per month

The next chart shows average Nashua car insurance rates for 2024 model year vehicles not only by driver age, but also by physical damage coverage deductibles.

Average rates in the prior chart range from $1,366 per year for a 60-year-old driver with $1,000 physical damage deductibles to $4,558 per year for a 20-year-old driver with $250 deductibles. Throughout our site, the rate used for comparison purposes is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which is an average cost of $1,948 per year.

As a monthly amount, average car insurance cost in Nashua ranges from $114 to $380 for the same driver risk profiles shown in the prior chart.

Auto insurance rates are not the same for everyone and are impacted by many different factors. Since there is so much rate volatility, this stresses the need for multiple car insurance quotes when shopping online for a cheaper car insurance policy.

Vehicle models that are popular in Nashua tend to be compact and midsize cars like the Toyota Corolla and Nissan Altima and compact and midsize SUVs like the Nissan Rogue and Subaru Outback.

Some additional popular vehicles from other segments include luxury SUVs like the Cadillac XT5, Lexus RX 350, and Infiniti QX60, luxury cars like the Tesla Model S, Acura ILX, and BMW 530i, and pickup trucks like the Toyota Tacoma, Ford F-150, and Ram 1500.

We will get into many more car rates a little farther in this article, but first, let’s rehash the comparisons and concepts we covered so far.

• Monthly car insurance cost ranges from $135 to $578 – That’s the average auto insurance price range for drivers age 16 to 60 in Nashua.
• Car insurance rates fall considerably between ages 20 and 30 – The average 30-year-old Nashua, NH, driver will pay $1,842 less each year than a 20-year-old driver, $2,078 compared to $3,920.
• Lower deductible car insurance is more expensive than high deductible – A 40-year-old driver pays an average of $634 more per year for a $250 deductible policy versus a $1,000 deductible policy.
• Nashua, New Hampshire, average car insurance cost is less than the U.S. average – $1,948 (Nashua average) compared to $2,221 (U.S. average)
• Nashua car insurance rates are more expensive than the New Hampshire state average – $1,948 (Nashua average) versus $1,898 (New Hampshire average)

What are the cheapest vehicles to insure in Nashua?

When comparing rates for all models, the vehicles with the best car insurance prices in Nashua, NH, tend to be small SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Hyundai Venue. Average auto insurance quotes for those compact SUVs cost $1,580 or less per year, or $132 per month, for a full coverage policy.

Examples of other models that come in near the top in our auto insurance price comparison are the Ford Bronco Sport, Buick Envista, Kia Niro, and Nissan Murano. Average cost is somewhat higher for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $141 or less per month in Nashua.

The table below lists the 30 models with the cheapest car insurance in Nashua, ordered starting with the cheapest.

The above table containing 30 ranked vehicles is not the best way to show the full picture of Nashua car insurance cost. Considering the fact that we rate over 700 vehicles, the vast majority of models get omitted from the table. Let’s try a different approach and show the models with the lowest rates differently, by vehicle segment.

The next section goes into more detail about the average cost of auto insurance for each different vehicle segment. The average rates shown in the chart should give a good idea of which types of cars, trucks, and SUVs that have the overall least expensive average car insurance rates. The sections following the chart display the 20 models with the most affordable insurance in each segment.

Car insurance rates by automotive segment

If you’re considering buying a new car, it’s advantageous to know which styles of vehicles have more favorable auto insurance rates. To illustrate this, many people wonder if midsize SUVs are more affordable to insure than full-size SUVs or if luxury cars or SUVs cost more to insure than non-luxury models.

The chart below displays average auto insurance rates in Nashua for different vehicle segments. In general, compact and midsize SUVs, vans, and midsize pickups tend to have the cheapest rates, with luxury, performance, and sports cars having the most expensive insurance rates.

Average rates for different segments are precise enough for comparing estimates, but car insurance cost varies significantly within each automotive segment shown in the above chart.

For example, in the small car segment, average Nashua car insurance rates range from the Toyota GR Corolla costing $1,690 per year for a full coverage policy to the Toyota Mirai costing $2,424 per year, a difference of $734 within that segment. As another example, in the sports car segment, the average cost of insurance ranges from the Mazda MX-5 Miata costing $1,804 per year up to the Mercedes-Benz SL 63 at $4,004 per year.

In the next parts of this article, we reduce this variability by looking at auto insurance rates for specific makes and models of vehicles.

Cheapest car insurance rates in Nashua, New Hampshire

The lowest-cost non-luxury cars to insure in Nashua are the Toyota GR Corolla at $1,690 per year, the Nissan Leaf at $1,704 per year, and the Honda Civic at $1,724 per year.

Not the cheapest, but still in the top 10, are models like the Toyota Prius, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average rates of $1,898 per year or less.

Ranked in the lower half of the top 20, cars like the Volkswagen Arteon, Subaru Legacy, Kia Forte, Hyundai Ioniq 6, Hyundai Sonata, and Mitsubishi Mirage G4 cost between $1,898 and $2,014 to insure per year in Nashua.

As a cost per month, full-coverage insurance in Nashua on this segment will start around $141 per month, depending on your location and insurance company.

The next table ranks the twenty cars with the most affordable insurance rates in Nashua, starting with the Toyota GR Corolla at $1,690 per year ($141 per month) and ending with the Mazda 3 at $2,014 per year ($168 per month).

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Nashua car insurance quotes from the best car insurance companies in New Hampshire.

Cheapest SUV insurance rates in Nashua

The three top-ranked non-luxury SUVs with the lowest-cost auto insurance in Nashua are the Subaru Crosstrek at $1,438 per year, the Chevrolet Trailblazer at $1,464 per year, and the Kia Soul at $1,520 per year.

Not the cheapest SUVs to insure, but still affordable, are models like the Hyundai Venue, Mazda CX-5, Ford Bronco Sport, and Toyota Corolla Cross, with average cost of $1,596 per year or less.

Full-coverage auto insurance in Nashua for this segment for a middle-age safe driver can cost as low as $120 per month, depending on your location.

When vehicle size is considered, the most budget-friendly compact SUV to insure in Nashua is the Subaru Crosstrek at $1,438 per year. For midsize models, the Honda Passport is cheapest to insure at $1,550 per year. And for large SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,830 per year.

The comparison table below ranks the twenty SUVs with the cheapest average insurance rates in Nashua.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in New Hampshire.

Cheapest luxury car insurance rates in Nashua

The lowest-cost luxury cars to insure in Nashua are the Acura Integra at $1,732 per year, the BMW 330i at $1,982 per year, and the Mercedes-Benz CLA250 at $2,004 per year.

Not the cheapest luxury cars to insure, but still very reasonable, are luxury cars like the Lexus ES 350, Mercedes-Benz AMG CLA35, Lexus RC 300, and Cadillac CT4, with an average car insurance cost of $2,048 per year or less.

In the bottom half of the top 20, cars like the BMW 230i, BMW 330e, Lexus RC 350, Lexus IS 350, and Jaguar XF cost between $2,048 and $2,184 per year for full-coverage insurance in Nashua.

On a monthly basis, full-coverage car insurance on this segment in Nashua can cost as low as $144 per month, depending on where you live and the company you use.

The next table ranks the twenty cars with the most affordable average auto insurance rates in Nashua, starting with the Acura Integra at $1,732 per year ($144 per month) and ending with the Audi S3 at $2,184 per year ($182 per month).

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in New Hampshire.

Cheapest luxury SUVs to insure in Nashua, NH

The lowest-cost luxury SUV models to insure in Nashua are the Acura RDX at $1,628 per year, the Lexus NX 250 at $1,722 per year, and the Cadillac XT4 at $1,758 per year.

Also ranking in the top 10 are SUVs like the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with an average cost to insure of $1,878 per year or less.

Car insurance in Nashua for this segment for a good driver starts at around $136 per month, depending on your location and insurance company.

When vehicle size is factored in, the most affordable compact luxury SUV to insure in Nashua is the Acura RDX at $1,628 per year. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $1,820 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,184 per year.

The next table ranks the SUVs with the cheapest auto insurance rates in Nashua, starting with the Acura RDX at $136 per month and ending with the Lexus RX 350 at $163 per month.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Is your luxury SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Nashua car insurance quotes from the best car insurance companies in New Hampshire.

Cheapest sports car insurance rates in Nashua

The lowest-cost sports cars to insure in Nashua are the Mazda MX-5 Miata at $1,804 per year, the Toyota GR86 at $2,052 per year, and the Ford Mustang at $2,142 per year.

Additional models that have cheaper rates include the Lexus RC F, Toyota GR Supra, BMW M2, and Subaru BRZ, with average rates of $2,330 per year or less.

From a monthly standpoint, full-coverage auto insurance in this segment for a middle-age safe driver can cost as low as $150 per month, depending on your location and insurance company.

The rate comparison table below ranks the sports cars with the lowest-cost average auto insurance rates in Nashua, starting with the Mazda MX-5 Miata at $150 per month and ending with the Porsche Taycan at $275 per month.

Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Nashua.

Cheapest pickup truck insurance rates in Nashua, NH

For 2024 models, the five lowest-cost pickups to insure in Nashua are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Average rates for for these five models range from $1,716 to $1,890 per year.

Additional models that have affordable average insurance rates are the Toyota Tacoma, Honda Ridgeline, GMC Sierra 2500 HD, and Hyundai Santa Cruz, with an average cost to insure of $2,004 per year or less.

Car insurance rates in this segment for a good driver will start around $143 per month, depending on the company.

The rate comparison table below ranks the twenty pickups with the lowest-cost insurance in Nashua, starting with the Chevrolet Colorado at $1,716 per year and ending with the Ram Truck at $2,252 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your truck in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in New Hampshire.

How to save on car insurance in Nashua

Nashua drivers are always looking to reduce the monthly expense for insurance So scan the savings concepts in the list below and it’s very possible you can save a little dough on your next renewal.

• Choose a vehicle with cheaper car insurance rates. Vehicle type is one of the primary factors in the cost of auto insurance. For example, a Subaru Crosstrek costs $2,320 less per year to insure in Nashua than a Audi R8. Lower performance vehicles cost less to insure.
• Careless drivers spend more for auto insurance. Too many at-fault accidents will increase rates, potentially by an extra $940 per year for a 30-year-old driver and even as much as $476 per year for a 60-year-old driver. So be a careful driver and save!
• Auto insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
• Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, have significantly different auto insurance rates, and auto insurance companies charge a wide range of costs. Get quotes to see the cost of insurance before you buy so you can avoid any surprises when you get your first insurance bill.
• Stay claim free. Most insurers offer discounts for not having any claims. Insurance is intended to be used for large financial hits, not minor claims that should be paid out-of-pocket.
• Credit score can influence insurance rates. Having a credit score above 800 could save $306 per year compared to a slightly lower credit score between 670-739. Conversely, a credit rating below 579 could cost up to $355 more per year. Not all states use credit score as a rating factor, so check with your agent or company.