- Farmington car insurance averages $2,108 per year, or $176 as a monthly expense.
- Auto insurance rates for a few popular vehicles in Farmington include the Chevrolet Silverado at $2,330 per year, Ford Explorer at $1,910, and Tesla Model 3 at $2,474.
- Small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Honda CR-V, and Ford Bronco Sport are the best options for cheap car insurance in Farmington.
- Models with segment-leading auto insurance rates in Farmington include the Volvo V60 ($205 per month), Volkswagen Golf ($194 per month), Mazda MX-5 Miata ($163 per month), and Subaru Forester ($156 per month).
What is average car insurance cost in Farmington?
In Farmington, the average cost of car insurance is $2,108 per year, which is 7.7% less than the national average rate of $2,276. Per month, Farmington car insurance costs approximately $176 per month for a full-coverage car insurance policy.
In the state of New Mexico, the average cost of car insurance is $2,210 per year, so the average cost in Farmington is $102 less per year. When compared to other locations in New Mexico, the average cost of auto insurance in Farmington is around $334 per year cheaper than in Albuquerque, $140 per year less than in Roswell, and $216 per year less than in Rio Rancho.
The age of the rated driver is the largest factor that influences the cost of car insurance, so the list below illustrates these differences by showing the difference in average car insurance rates in Farmington for different driver ages.
Average car insurance cost for Farmington, New Mexico, drivers age 16 to 60
- 16-year-old rated driver – $7,506 per year or $626 per month
- 17-year-old rated driver – $7,272 per year or $606 per month
- 18-year-old rated driver – $6,518 per year or $543 per month
- 19-year-old rated driver – $5,935 per year or $495 per month
- 20-year-old rated driver – $4,238 per year or $353 per month
- 30-year-old rated driver – $2,246 per year or $187 per month
- 40-year-old rated driver – $2,108 per year or $176 per month
- 50-year-old rated driver – $1,866 per year or $156 per month
- 60-year-old rated driver – $1,748 per year or $146 per month
The next chart shows examples of average Farmington auto insurance cost. Rates are averaged for all Farmington Zip Codes and shown for a variety of driver ages, physical damage coverage deductibles, and driver risk profiles.
In the chart above, the cost of auto insurance in Farmington ranges from $1,752 per year for a 40-year-old driver who shops around for the cheapest Farmington car insurance rates to $4,848 per year for a 30-year-old driver who has to buy high risk car insurance. From a monthly budget standpoint, the average cost ranges from $146 to $404 per month.
Auto insurance rates can cost significantly different amounts and slight changes in a driver’s risk profile can cause large changes in car insurance premiums. The likelihood of significant rate variability stresses the need to get accurate car insurance quotes when shopping online for the cheapest rate.
Popular vehicles and the cost of insurance
The rates mentioned previously are averaged for every 2024 model year vehicle, which is handy when making overall comparisons like the cost difference between two locations.
For more in-depth car insurance rate comparisons, however, we get better data if we do a rate analysis for the specific model of vehicle being insured. Later in this article, we compare lots of rates for many different specific vehicles, but for now, let’s look at just a few of the more popular vehicles to see how auto insurance rates compare in Farmington.
The next chart breaks down average auto insurance rates in Farmington for some of the most popular cars, trucks, and SUVs. Later in this article, we will explore rates for some of these vehicles in much more detail.
The vehicles that have high popularity in Farmington tend to be compact and midsize sedans like the Nissan Sentra, Hyundai Elantra, and Toyota Camry and compact and midsize SUVs like the Toyota RAV4, Chevy Equinox, and Ford Explorer.
A few additional popular models from other vehicle segments include luxury SUVs like the Cadillac XT5, Lexus RX 350, and Infiniti QX60, luxury cars like the Tesla Model S, Lexus ES 350, and Acura ILX, and pickup trucks like the Ford Ranger, Ram 1500, and Chevy Silverado.
We will explore many more car rates a little farther in this article, but first, let’s rehash some of the key concepts that we covered in the first section.
- Farmington auto insurance rates are cheaper than the New Mexico state average – $2,108 (Farmington average) versus $2,210 (New Mexico average)
- Auto insurance gets cheaper as you get older – Rates for a 50-year-old driver in Farmington are $2,372 per year cheaper than for a 20-year-old driver.
- Car insurance rates decline considerably in your twenties – The average 30-year-old Farmington driver will pay $1,992 less per year than a 20-year-old driver, $2,246 versus $4,238.
- Farmington, New Mexico, average car insurance cost is less than the U.S. average – $2,108 (Farmington average) compared to $2,276 (U.S. average)
- Average cost per month ranges from $146 to $626 – That’s the average auto insurance price range for drivers from age 16 to 60 in Farmington, New Mexico.
What are the cheapest vehicles to insure in Farmington, NM?
The vehicles with the cheapest auto insurance quotes in Farmington tend to be crossovers and compact SUVs like the Subaru Crosstrek, Kia Soul, Buick Envision, and Nissan Kicks.
Average car insurance prices for those compact SUVs cost $1,714 or less per year, or $143 per month, for a full coverage policy.
Additional models that have low-cost insurance quotes in our car insurance price comparison are the Honda CR-V, Acura RDX, Volkswagen Taos, and Toyota GR Corolla. Insurance is slightly more for those models than the compact SUVs and crossovers that rank near the top, but they still have an average cost of $1,830 or less per year, or $153 per month.
The table below shows the 25 car, truck, and SUV models with the cheapest auto insurance in Farmington, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,556 | $130 |
| 2 | Chevrolet Trailblazer | $1,584 | $132 |
| 3 | Kia Soul | $1,644 | $137 |
| 4 | Nissan Kicks | $1,656 | $138 |
| 5 | Honda Passport | $1,676 | $140 |
| 6 | Buick Envision | $1,688 | $141 |
| 7 | Toyota Corolla Cross | $1,694 | $141 |
| 8 | Hyundai Venue | $1,714 | $143 |
| 9 | Mazda CX-5 | $1,718 | $143 |
| 10 | Ford Bronco Sport | $1,726 | $144 |
| 11 | Volkswagen Tiguan | $1,744 | $145 |
| 12 | Acura RDX | $1,762 | $147 |
| 13 | Nissan Murano | $1,770 | $148 |
| 14 | Buick Encore | $1,790 | $149 |
| 15 | Subaru Outback | $1,794 | $150 |
| 16 | Honda CR-V | $1,796 | $150 |
| 17 | Buick Envista | $1,800 | $150 |
| 18 | Volkswagen Taos | $1,802 | $150 |
| 19 | Kia Niro | $1,814 | $151 |
| 20 | Toyota GR Corolla | $1,830 | $153 |
| 21 | Honda HR-V | $1,832 | $153 |
| 22 | Subaru Ascent | $1,832 | $153 |
| 23 | Nissan Leaf | $1,844 | $154 |
| 24 | Chevrolet Colorado | $1,854 | $155 |
| 25 | Lexus NX 250 | $1,864 | $155 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
A table showing 25 vehicles with the cheapest insurance in Farmington is great if you’re just looking for low rates. Considering the fact that we rate over 700 vehicles, there are a lot of rates not being shown. So let’s take a different approach and reorganize the vehicles with the best rates a slightly different way, by automotive segment.
The next section showcases the cost of insurance based on different automotive segments. This will give you a better understanding of which automotive segments have the most affordable Farmington car insurance rates. The six sections following the chart will break out the specific models that have the cheapest insurance rates for each automotive segment.
Average rates by automotive segment
If you’re looking to buy a different vehicle, it’s in your best interest to know which types of vehicles are more affordable to insure. For instance, you may be wondering if compact SUVs have cheaper insurance than compact cars or if full-size SUVs have more expensive car insurance than midsize or compact SUVs.
The chart below shows average auto insurance rates by segment in Farmington. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average car insurance rates, with luxury cars and sports cars having the most expensive rates.
Rates by different vehicle segments are sufficient for comparing estimates, but insurance rates for specific models range quite a lot within each vehicle segment shown above.
For example, in the small car segment, rates range from the Toyota GR Corolla at $1,830 per year for a full coverage policy up to the Toyota Mirai at $2,620 per year. Also, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $1,854 per year to the Rivian R1T at $2,626 per year, a difference of $772 within that segment.
In the next sections of the article, we will remove much of this variability by comparing the cost of auto insurance in Farmington on a model level.
Cheapest car insurance rates in Farmington
The most affordable non-luxury sedans to insure in Farmington are the Toyota GR Corolla at $1,830 per year, the Nissan Leaf at $1,844 per year, and the Honda Civic at $1,866 per year.
Some other cars that have affordable insurance rates include the Kia K5, Chevrolet Malibu, Honda Accord, and Toyota Corolla, with average annual insurance rates of $2,054 per year or less.
From a monthly standpoint, full-coverage auto insurance on this segment in Farmington for a middle-age safe driver will start around $153 per month, depending on your company and location.
If prices are ranked by vehicle size, the cheapest non-luxury compact car to insure in Farmington is the Toyota GR Corolla at $1,830 per year. For midsize cars, the Kia K5 is the cheapest model to insure at $2,028 per year. And for full-size cars, the Chrysler 300 has the most affordable rates at $2,004 per year.
The next table ranks the cars with the cheapest insurance rates in Farmington, starting with the Toyota GR Corolla at $1,830 per year ($153 per month) and ending with the Mazda 3 at $2,178 per year ($182 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,830 | $153 |
| Nissan Leaf | Compact | $1,844 | $154 |
| Honda Civic | Compact | $1,866 | $156 |
| Nissan Sentra | Compact | $1,934 | $161 |
| Subaru Impreza | Compact | $1,936 | $161 |
| Toyota Prius | Compact | $1,970 | $164 |
| Kia K5 | Midsize | $2,028 | $169 |
| Honda Accord | Midsize | $2,034 | $170 |
| Chevrolet Malibu | Midsize | $2,046 | $171 |
| Toyota Corolla | Compact | $2,054 | $171 |
| Kia Forte | Compact | $2,060 | $172 |
| Volkswagen Arteon | Midsize | $2,070 | $173 |
| Subaru Legacy | Midsize | $2,076 | $173 |
| Nissan Versa | Compact | $2,078 | $173 |
| Hyundai Ioniq 6 | Midsize | $2,096 | $175 |
| Mitsubishi Mirage G4 | Compact | $2,128 | $177 |
| Toyota Crown | Midsize | $2,132 | $178 |
| Volkswagen Jetta | Compact | $2,134 | $178 |
| Hyundai Sonata | Midsize | $2,138 | $178 |
| Mazda 3 | Compact | $2,178 | $182 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in New Mexico.
Cheapest SUVs to insure in Farmington
The lowest-cost non-luxury SUVs to insure in Farmington are the Subaru Crosstrek at $1,556 per year, the Chevrolet Trailblazer at $1,584 per year, and the Kia Soul at $1,644 per year.
Not the cheapest to insure, but still ranked well, are SUVs like the Hyundai Venue, Buick Envision, Toyota Corolla Cross, and Ford Bronco Sport, with average insurance cost of $1,726 per year or less.
Full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $130 per month, depending on your location and insurance company.
The cheapest non-luxury compact SUV to insure in Farmington is the Subaru Crosstrek at $1,556 per year. For midsize models, the Honda Passport has the best rates at $1,676 per year. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $1,978 per year.
The comparison table below ranks the SUVs with the most affordable average insurance rates in Farmington.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,556 | $130 |
| Chevrolet Trailblazer | Compact | $1,584 | $132 |
| Kia Soul | Compact | $1,644 | $137 |
| Nissan Kicks | Compact | $1,656 | $138 |
| Honda Passport | Midsize | $1,676 | $140 |
| Buick Envision | Compact | $1,688 | $141 |
| Toyota Corolla Cross | Compact | $1,694 | $141 |
| Hyundai Venue | Compact | $1,714 | $143 |
| Mazda CX-5 | Compact | $1,718 | $143 |
| Ford Bronco Sport | Compact | $1,726 | $144 |
| Volkswagen Tiguan | Compact | $1,744 | $145 |
| Nissan Murano | Midsize | $1,770 | $148 |
| Buick Encore | Compact | $1,790 | $149 |
| Subaru Outback | Midsize | $1,794 | $150 |
| Honda CR-V | Compact | $1,796 | $150 |
| Buick Envista | Midsize | $1,800 | $150 |
| Volkswagen Taos | Compact | $1,802 | $150 |
| Kia Niro | Compact | $1,814 | $151 |
| Honda HR-V | Compact | $1,832 | $153 |
| Subaru Ascent | Midsize | $1,832 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Farmington car insurance quotes from top-rated companies in New Mexico.
Cheap pickup trucks to insure in Farmington
The three top-ranked pickups with the most affordable insurance in Farmington are the Chevrolet Colorado at $1,854 per year, the Nissan Titan at $1,970 per year, and the Nissan Frontier at $1,992 per year.
Not the cheapest, but still very affordable, are models like the Honda Ridgeline, Toyota Tacoma, GMC Canyon, and Hyundai Santa Cruz, with an average car insurance cost of $2,166 per year or less.
From a monthly standpoint, full-coverage car insurance in this segment starts at around $155 per month, depending on your location and insurance company. The rate comparison table below ranks the pickups with the lowest-cost average auto insurance rates in Farmington, starting with the Chevrolet Colorado at $155 per month and ending with the Ram Truck at $203 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,854 | $155 |
| Nissan Titan | Full-size | $1,970 | $164 |
| Nissan Frontier | Midsize | $1,992 | $166 |
| Ford Ranger | Midsize | $2,012 | $168 |
| Ford Maverick | Midsize | $2,044 | $170 |
| Honda Ridgeline | Midsize | $2,090 | $174 |
| Hyundai Santa Cruz | Midsize | $2,124 | $177 |
| Toyota Tacoma | Midsize | $2,136 | $178 |
| GMC Sierra 2500 HD | Heavy Duty | $2,144 | $179 |
| GMC Canyon | Midsize | $2,166 | $181 |
| Jeep Gladiator | Midsize | $2,222 | $185 |
| GMC Sierra 3500 | Heavy Duty | $2,230 | $186 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,254 | $188 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,314 | $193 |
| GMC Sierra | Full-size | $2,324 | $194 |
| Nissan Titan XD | Heavy Duty | $2,328 | $194 |
| Chevrolet Silverado | Full-size | $2,330 | $194 |
| Ford F150 | Full-size | $2,358 | $197 |
| GMC Hummer EV Pickup | Full-size | $2,418 | $202 |
| Ram Truck | Full-size | $2,436 | $203 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Need rates for a different pickup model? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Farmington car insurance quotes from top car insurance companies in New Mexico.
Sports cars with the best auto insurance rates
The five lowest-cost sports cars to insure in Farmington are the Mazda MX-5 Miata, Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. Insurance rates for these five models range from $1,950 to $2,362 per year.
Some other sports cars that have affordable insurance rates are the Nissan Z, BMW M2, Lexus RC F, and Subaru BRZ, with average cost of $2,520 per year or less.
From a monthly standpoint, car insurance in Farmington on this segment for a middle-age safe driver starts at an average of $163 per month, depending on your location and insurance company. The rate comparison table below ranks the twenty sports cars with the cheapest average insurance rates in Farmington, starting with the Mazda MX-5 Miata at $1,950 per year and ending with the Porsche Taycan at $3,566 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,950 | $163 |
| Toyota GR86 | Sports Car | $2,220 | $185 |
| Ford Mustang | Sports Car | $2,314 | $193 |
| BMW Z4 | Sports Car | $2,326 | $194 |
| Subaru WRX | Sports Car | $2,362 | $197 |
| Toyota GR Supra | Sports Car | $2,366 | $197 |
| BMW M2 | Sports Car | $2,434 | $203 |
| Nissan Z | Sports Car | $2,440 | $203 |
| Lexus RC F | Sports Car | $2,490 | $208 |
| Subaru BRZ | Sports Car | $2,520 | $210 |
| BMW M3 | Sports Car | $2,658 | $222 |
| Porsche 718 | Sports Car | $2,714 | $226 |
| Chevrolet Camaro | Sports Car | $2,740 | $228 |
| Chevrolet Corvette | Sports Car | $2,916 | $243 |
| Porsche 911 | Sports Car | $3,018 | $252 |
| BMW M4 | Sports Car | $3,146 | $262 |
| Lexus LC 500 | Sports Car | $3,160 | $263 |
| Jaguar F-Type | Sports Car | $3,324 | $277 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,488 | $291 |
| Porsche Taycan | Sports Car | $3,566 | $297 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in New Mexico.
Most affordable luxury car insurance rates
The Acura Integra takes the #1 ranking as the most affordable luxury car model to insure in Farmington, followed closely by the BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. The 2024 model averages $1,874 per year for full-coverage insurance.
Additional models that have cheaper rates are the Cadillac CT4, Mercedes-Benz AMG CLA35, Genesis G70, and Lexus ES 350, with average cost of $2,216 per year or less.
Additional 2024 luxury models that made the list include the Lexus IS 350, Lexus ES 300h, Jaguar XF, and BMW 228i, which average between $2,216 and $2,362 per year to insure in Farmington.
Full-coverage insurance for this segment in Farmington for a safe driver starts at an average of $156 per month, depending on the company and your location.
When prices are compared by vehicle size, the lowest-cost compact luxury car to insure in Farmington is the Acura Integra at $1,874 per year. For midsize 2024 models, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,168 per year. And for large luxury cars, the Audi A5 is most affordable to insure at $2,502 per year.
The rate comparison table below ranks the cars with the most affordable average car insurance rates in Farmington, starting with the Acura Integra at $156 per month and ending with the Audi S3 at $197 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,874 | $156 |
| BMW 330i | Compact | $2,146 | $179 |
| Mercedes-Benz CLA250 | Midsize | $2,168 | $181 |
| Lexus IS 300 | Midsize | $2,172 | $181 |
| Acura TLX | Compact | $2,180 | $182 |
| Cadillac CT4 | Compact | $2,200 | $183 |
| Lexus ES 350 | Midsize | $2,200 | $183 |
| Genesis G70 | Compact | $2,204 | $184 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,208 | $184 |
| Lexus RC 300 | Midsize | $2,216 | $185 |
| Lexus IS 350 | Compact | $2,222 | $185 |
| Jaguar XF | Midsize | $2,230 | $186 |
| Cadillac CT5 | Midsize | $2,270 | $189 |
| Lexus ES 250 | Midsize | $2,278 | $190 |
| Lexus RC 350 | Compact | $2,284 | $190 |
| BMW 330e | Compact | $2,288 | $191 |
| BMW 228i | Compact | $2,290 | $191 |
| BMW 230i | Compact | $2,308 | $192 |
| Lexus ES 300h | Midsize | $2,310 | $193 |
| Audi S3 | Compact | $2,362 | $197 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in New Mexico.
Luxury SUVs with cheap auto insurance rates
The top three luxury SUV models with the cheapest insurance rates in Farmington are the Acura RDX at $1,762 per year, the Lexus NX 250 at $1,864 per year, and the Cadillac XT4 at $1,902 per year.
Additional models that rank well in our comparison include the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $2,032 per year or less.
From a monthly standpoint, full-coverage insurance in Farmington on this segment for a safe driver will start around $147 per month, depending on where you live and the company you use.
The most budget-friendly small luxury SUV to insure in Farmington is the Acura RDX at $1,762 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $1,970 per year. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,362 per year.
The comparison table below ranks the luxury SUVs with the lowest-cost average insurance rates in Farmington.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,762 | $147 |
| Lexus NX 250 | Compact | $1,864 | $155 |
| Cadillac XT4 | Compact | $1,902 | $159 |
| Jaguar E-Pace | Midsize | $1,970 | $164 |
| Lexus NX 350h | Compact | $1,986 | $166 |
| Cadillac XT5 | Midsize | $1,988 | $166 |
| Lincoln Corsair | Compact | $2,012 | $168 |
| Mercedes-Benz GLB 250 | Compact | $2,016 | $168 |
| Lexus UX 250h | Compact | $2,018 | $168 |
| Lexus NX 450h | Compact | $2,032 | $169 |
| Infiniti QX50 | Midsize | $2,046 | $171 |
| Mercedes-Benz GLA250 | Compact | $2,054 | $171 |
| Mercedes-Benz GLA35 AMG | Compact | $2,060 | $172 |
| Cadillac XT6 | Midsize | $2,062 | $172 |
| Infiniti QX60 | Midsize | $2,072 | $173 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,076 | $173 |
| Acura MDX | Midsize | $2,104 | $175 |
| Land Rover Evoque | Compact | $2,104 | $175 |
| Lexus NX 350 | Compact | $2,114 | $176 |
| Lexus RX 350 | Midsize | $2,114 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Farmington, NM Zip Codes. Updated October 24, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Farmington car insurance quotes from top companies in New Mexico.
Driver profile affects the price of car insurance
To try to clarify the amount that auto insurance prices can fluctuate between drivers, the examples below show a large range of rates for three popular models in Farmington: the Ford F150, Toyota Corolla, and Nissan Rogue.
Each chart uses different driver and policy risk profiles to demonstrate the difference in price when minor changes are made to the driver profile.
Ford F150 insurance rates
Ford F150 insurance in Farmington costs an average of $2,358 per year (about $197 per month) and ranges from $1,952 to $5,444.
The Ford F150 is a full-size truck, and additional similar models from the same segment include the Nissan Titan, Toyota Tundra, Ram Truck, and GMC Sierra.
Toyota Corolla insurance rates
Toyota Corolla insurance in Farmington costs an average of $2,054 per year ($171 per month) and varies from $1,702 to $4,702 per year.
The Toyota Corolla is considered a compact car, and other similar models include the Nissan Sentra, Chevrolet Cruze, and Volkswagen Jetta.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Farmington averages $1,892 per year, or about $158 per month, and ranges from $1,574 to $4,328 per year.
The Nissan Rogue is a compact SUV, and other popular same-segment models include the Toyota RAV4, Chevrolet Equinox, Mazda CX-5, and Subaru Forester.
How to find cheaper Farmington car insurance
Farmington drivers are often looking to pay less for auto insurance So glance through the savings tips in the list below and it’s very possible you can save a little cash on your next renewal.
- Fewer violations means cheaper rates. If you want to get the cheapest auto insurance in Farmington, it makes good sense to be a safe driver. Just a couple of minor incidents on your driving report could raise rates as much as $558 per year. Major convictions like DWI/DUI and reckless driving could raise rates by an additional $1,958 or more.
- Great credit can mean great car insurance rates. Having a credit score above 800 may save $331 per year compared to a decent credit rating of 670-739. Conversely, a subpar credit rating could cost as much as $384 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Be a careful driver and save. Too many at-fault accidents can cost more, possibly by an additional $3,008 per year for a 20-year-old driver and even as much as $634 per year for a 50-year-old driver. So be safe and save.
- Higher deductibles mean lower cost. Boosting your physical damage deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
- Your employer could lower your rates. Some auto insurance companies offer policy discounts for specific occupations like lawyers, college professors, members of the military, architects, scientists, nurses, and others. Being employed in a qualifying profession may save between $63 and $205 on your yearly auto insurance premium, depending on your policy.
- Policy discounts mean cheaper auto insurance. Discounts may be available if the insureds are loyal customers, drive a vehicle with safety or anti-theft features, are senior citizens, insure multiple vehicles on the same policy, are good students, or many other policy discounts which could save the average Farmington driver as much as $356 per year on auto insurance.
- Choose a vehicle that is cheaper to insure. The make and model of vehicle you drive is one of the primary factors in the price you pay for insurance. As an example, a Kia Sportage costs $952 less per year to insure in Farmington than a Porsche 911. Lower performance vehicles save money.