Car Insurance Cost in West Jordan, UT – 2025 Rates + Cheapest Rankings

• West Jordan car insurance rates cost an average of $2,354 per year, or approximately $196 per month.
• Car insurance rates for a few popular models in West Jordan include the Honda CR-V at $2,004 per year, Ford Explorer at $2,132, and Ram Truck at $2,720.
• Compact crossovers like the Nissan Kicks, Kia Soul, Buick Envision, and Volkswagen Tiguan are the best options for cheap car insurance in West Jordan.
• Vehicles with segment-leading car insurance rates include the Kia K5, Honda Passport, Acura Integra, Mercedes-Benz CLA250, and Chevrolet Tahoe.
• Auto insurance quotes in West Jordan can vary from as low as $32 per month for the minimum required liability coverage to over $706 per month for teenage drivers and high-risk drivers.

How much does car insurance cost in West Jordan, UT?

The average price for car insurance in West Jordan is $2,354 per year, which is 3.4% more than the national average rate of $2,276. Car insurance in West Jordan per month costs around $196 per month for a policy with full coverage.

In the state of Utah, the average car insurance cost is $2,302 per year, so the average cost in West Jordan is $52 more per year. When compared to other locations in Utah, the cost of auto insurance in West Jordan is $108 per year less than in West Valley City, $28 per year more than in Orem, and $66 per year cheaper than in Salt Lake City.

The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below illustrates these differences by breaking down average car insurance rates for drivers from age 16 to 60.

Average car insurance cost for West Jordan, UT, drivers age 16 to 60

• 16-year-old driver – $8,378 per year or $698 per month
• 17-year-old driver – $8,116 per year or $676 per month
• 18-year-old driver – $7,277 per year or $606 per month
• 19-year-old driver – $6,625 per year or $552 per month
• 20-year-old driver – $4,734 per year or $395 per month
• 30-year-old driver – $2,510 per year or $209 per month
• 40-year-old driver – $2,354 per year or $196 per month
• 50-year-old driver – $2,086 per year or $174 per month
• 60-year-old driver – $1,952 per year or $163 per month

The next chart shows additional data for the 20 to 60-year-old age groups by including rates for three different policy deductible amounts. These extra rates can help you understand how the cost of a car insurance policy increases with lower deductibles, and decreases with high deductibles.

Average rates in the prior chart range from $1,650 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $5,504 per year for a 20-year-old driver with $250 deductibles. The overall average rate we use to compare different vehicles or locations is a 40-year-old driver with $500 deductibles, which is an average cost of $2,354 per year in West Jordan.

As a monthly amount, the average cost to insure a car in West Jordan ranges from $138 to $459 for the same driver ages and deductibles shown in the previous chart.

Specific vehicles and the cost of insurance

The car insurance rates mentioned above take all 2024 vehicle models and average them, which is suitable for making overall comparisons such as the average cost difference between two Utah cities. But for more comprehensive rate comparisons, we will get better data if we do a rate analysis for the specific vehicle being insured.

In the next few article sections, we compare lots of rates for specific makes and models of vehicles, but for now, a handful of the most popular vehicles will be shown to find out how car insurance rates stack up in West Jordan.

The next chart breaks down average car insurance cost for popular vehicles on the streets of West Jordan.

The most popular models in West Jordan tend to be compact or midsize sedans like the Toyota Corolla and Kia K5 and small or midsize SUVs like the Honda CR-V and Toyota Highlander.

A few additional popular vehicles in West Jordan, Utah, from different automotive segments include luxury SUVs like the Infiniti QX60 and Lexus RX 350, luxury cars like the Tesla Model S and BMW 530i, and pickup trucks like the Toyota Tacoma and Ford Ranger.

We will explore auto insurance rates for many more models a little farther down this article, but first, let’s review the key concepts and comparisons covered so far.

• Insuring teen drivers can be very expensive – The average cost ranges from $5,601 to $8,378 per year for teenage driver insurance in West Jordan.
• Low deductible car insurance costs more – A 50-year-old driver pays an average of $980 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
• Car insurance rates drop substantially in your twenties – The average 30-year-old West Jordan driver will pay $2,224 less annually than a 20-year-old driver, $2,510 versus $4,734.
• West Jordan average car insurance cost is more than the U.S. average – $2,354 (West Jordan average) versus $2,276 (U.S. average)
• Car insurance is cheaper the older you are – Rates for a 60-year-old driver in West Jordan are $2,782 per year cheaper than for a 20-year-old driver.
• West Jordan car insurance rates are more expensive than the Utah state average – $2,354 (West Jordan average) versus $2,302 (Utah average)

Which cars have cheap insurance in West Jordan, UT?

The vehicles with the most affordable auto insurance quotes in West Jordan, UT, tend to be crossovers and small SUVs like the Subaru Crosstrek, Kia Soul, and Buick Envision.

Average car insurance quotes for those small SUVs cost $159 or less per month for full coverage car insurance.

Other models that have very good insurance rates in our insurance cost comparison are the Volkswagen Tiguan, Subaru Outback, Toyota GR Corolla, and Volkswagen Taos.

The average rates are somewhat higher for those models than the small SUVs and crossovers at the top of the rankings, but they still have average rates of $2,042 or less per year, or about $170 per month in West Jordan.

The table below ranks the 20 models with the cheapest car insurance in West Jordan, ordered by annual cost.

The table above that contains 20 vehicle models with cheap West Jordan car insurance is not really the best way to show a full summary of car insurance rates in West Jordan. Considering the fact that we have over 700 models in our database, that means only about 3% of vehicles are shown. Let’s dig a little deeper into the data and break out the cheapest models a slightly different way, by segment.

The next section of this article illustrates the average cost of car insurance by vehicle segment. This will give you a good understanding of which vehicles have the overall cheapest auto insurance rates in West Jordan. Then the six sections following the chart will break out the cheapest insurance rates for individual models for each automotive segment.

Average rates by automotive segment

When shopping for a different vehicle, it’s useful to know which styles of vehicles have cheaper car insurance rates in West Jordan. For instance, maybe you want to know if SUVs have more affordable insurance than minivans or if full-size pickups cost more to insure than midsize pickups.

The next chart shows average car insurance rates in West Jordan for different vehicle segments. In general, small SUVs and midsize pickups tend to have the best average rates, with luxury cars and sports cars having the most expensive average cost to insure.

Car insurance rates by segment are useful for overall comparisons, but auto insurance cost varies quite significantly within each segment displayed in the previous chart.

For example, in the small SUV segment, West Jordan auto insurance rates range from the Subaru Crosstrek costing $1,738 per year for full coverage insurance to the Ford Mustang Mach-E costing $2,752 per year. As another example, in the large luxury SUV segment, the average insurance cost ranges from the Infiniti QX80 at $2,638 per year up to the Mercedes-Benz G63 AMG at $5,056 per year, a difference of $2,418 within that segment.

In the next sections, we eliminate much of the variability by looking at car insurance cost in West Jordan from a model perspective rather than by segment.

Cheapest car insurance rates in West Jordan, UT

Ranking near the top for the lowest-cost West Jordan car insurance rates in the sedan or hatchback segment are the Honda Civic, Nissan Sentra, Subaru Impreza, Toyota GR Corolla, and Nissan Leaf. Auto insurance quotes for these 2024 models average $180 or less per month.

Not the cheapest cars to insure, but still affordable, are cars like the Chevrolet Malibu, Toyota Prius, Kia K5, and Honda Accord, with an average car insurance cost of $2,292 per year or less.

Additional vehicles worth mentioning include the Mazda 3, Hyundai Sonata, Hyundai Ioniq 6, and Kia Forte, which cost between $2,292 and $2,432 per year to insure.

From a cost per month standpoint, auto insurance in this segment for a safe driver can cost as low as $170 per month, depending on where you live and the company you use. The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in West Jordan.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see your car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap West Jordan car insurance quotes from the best companies in Utah.

Cheapest SUVs to insure in West Jordan

The top four non-luxury SUVs with the lowest-cost average insurance rates in West Jordan are the Subaru Crosstrek at $1,738 per year, Chevrolet Trailblazer at $1,766 per year, Kia Soul at $1,834 per year, and Nissan Kicks at $1,852 per year.

Additional models that have affordable average insurance rates are the Toyota Corolla Cross, Mazda CX-5, Ford Bronco Sport, and Buick Envision, with an average cost of $1,924 per year or less.

From a monthly standpoint, car insurance rates on this segment in West Jordan for a safe driver will start around $145 per month, depending on the company and where you live.

If rates are ranked based on vehicle size, the most budget-friendly non-luxury compact SUV to insure in West Jordan is the Subaru Crosstrek at $1,738 per year. For midsize SUVs, the Honda Passport is cheapest to insure at $1,872 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $2,208 per year.

The comparison table below ranks the twenty SUVs with the cheapest auto insurance rates in West Jordan, starting with the Subaru Crosstrek at $1,738 per year ($145 per month) and ending with the Subaru Ascent at $2,044 per year ($170 per month).

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap West Jordan car insurance quotes from top companies in Utah.

Cheapest luxury car insurance rates

The most affordable luxury cars to insure in West Jordan are the Acura Integra at $2,090 per year, the BMW 330i at $2,394 per year, and the Mercedes-Benz CLA250 at $2,420 per year.

Not the cheapest, but still very affordable, are models like the Mercedes-Benz AMG CLA35, Genesis G70, Lexus RC 300, and Cadillac CT4, with an average cost of $2,472 per year or less.

Full-coverage car insurance for this segment in West Jordan for an average middle-age driver starts at an average of $174 per month, depending on the company and where you live.

If ranked by vehicle size, the cheapest compact luxury car to insure in West Jordan is the Acura Integra at $2,090 per year. For midsize 2024 models, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,420 per year. And for full-size luxury models, the Audi A5 has the cheapest rates at $2,796 per year.

The table below ranks the luxury cars with the most affordable insurance in West Jordan.

For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free West Jordan car insurance quotes from the best auto insurance companies in Utah.

Cheapest luxury SUV insurance rates

For 2024 models, the five lowest-cost non-luxury SUVs to insure in West Jordan are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Rates for for these five SUVs range from $1,966 to $2,218 per year.

Other models that have affordable average insurance rates include the Lexus NX 350h, Lincoln Corsair, Lexus UX 250h, and Mercedes-Benz GLB 250, with average rates of $2,268 per year or less.

Additional luxury SUVs that make the list include the Lexus NX 350, Infiniti QX50, Mercedes-Benz GLA250, Mercedes-Benz AMG GLB35, and Mercedes-Benz GLA35 AMG, which cost between $2,268 and $2,360 per year for full-coverage insurance in West Jordan.

From a cost per month standpoint, car insurance in West Jordan on this segment for a middle-age safe driver starts at around $164 per month, depending on the company.

When rates are compared by vehicle size, the cheapest compact luxury SUV model to insure in West Jordan is the Acura RDX at $1,966 per year, or $164 per month. For midsize luxury SUV models, the Jaguar E-Pace is the cheapest model to insure at $2,198 per year, or $183 per month. And for full-size luxury SUV models, the Infiniti QX80 has the cheapest car insurance rates at $2,638 per year, or $220 per month.

The comparison table below ranks the twenty luxury SUVs with the most affordable insurance in West Jordan, starting with the Acura RDX at $1,966 per year and ending with the Lexus RX 350 at $2,360 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free West Jordan car insurance quotes from top-rated companies in Utah.

Cheapest pickups to insure

The top-ranked vehicle in West Jordan for cheapest insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,072 per year. Second place is the Nissan Titan at $2,202 per year, coming in third is the Nissan Frontier, costing an average of $2,224 per year, and coming in fourth is the Ford Ranger, costing an average of $2,248 per year.

Other models that have cheaper rates include the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Hyundai Santa Cruz, with an average cost of $2,420 per year or less.

Car insurance rates in this segment for an average middle-age driver can cost as low as $173 per month, depending on the company. The rate comparison table below ranks the twenty pickups with the lowest-cost insurance rates in West Jordan, starting with the Chevrolet Colorado at $2,072 per year ($173 per month) and ending with the Ram Truck at $2,720 per year ($227 per month).

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Looking for insurance rates for a different truck? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Utah.

Cheapest sports cars to insure

Ranking at the top of the list for the most affordable West Jordan auto insurance rates in the sports car segment are the BMW Z4, Mazda MX-5 Miata, Ford Mustang, Toyota GR86, and Subaru WRX. Car insurance rates for these vehicles average $220 or less per month.

Also ranking well are models like the BMW M2, Nissan Z, Subaru BRZ, and Toyota GR Supra, with average annual insurance rates of $2,814 per year or less.

Additional cars on the list include the Chevrolet Corvette, Lexus LC 500, Mercedes-Benz AMG GT53, Chevrolet Camaro, and Porsche 718, which cost between $2,814 and $3,984 per year to insure.

Car insurance in West Jordan for this segment will start around $181 per month, depending on where you live and the company you use.

The table below ranks the twenty sports cars with the lowest-cost auto insurance rates in West Jordan, starting with the Mazda MX-5 Miata at $2,174 per year and ending with the Porsche Taycan at $3,984 per year.

Don’t see your sports car in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Utah.

How to save money on auto insurance

Resourceful drivers in West Jordan should always be thinking of ways to cut the monthly cost of car insurance, so take a minute to review the savings tips in this next list and maybe you’ll be able to save a little money on your next policy.

• Shop around for better rates. Taking the time to get some free car insurance quotes is our top recommendation for saving money on car insurance. Rates change frequently and you can switch anytime.
• Avoiding accidents makes for cheaper car insurance. Causing frequent accidents will increase insurance cost, possibly by an extra $1,134 per year for a 30-year-old driver and even $574 per year for a 60-year-old driver. So be safe and save.
• Reduce coverage on older cars. Dropping full coverage from older vehicles that are not worth a lot will cut the cost of auto insurance considerably.
• Buy vehicles with more affordable insurance rates. The performance of the vehicle you drive has a big impact on the cost of car insurance in West Jordan. As an example, a Kia Sportage costs $1,066 less per year to insure in West Jordan than a Porsche 911. Choose cheaper models and save money.
• Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
• More discounts means cheap car insurance rates. Discounts may be available if the policyholders are good students, drive a vehicle with safety or anti-theft features, are loyal customers, are military or federal employees, are homeowners, or many other discounts which could save the average West Jordan driver as much as $398 per year on the cost of car insurance