- The average cost of car insurance in Orem is 9.2% less than the national average rate of $1,883.
- Orem car insurance costs $26 per year more than the Utah state average rate ($1,692) and $165 per year less than the average rate for all 50 U.S. states ($1,883).
- Auto insurance rates for a few popular models in Orem include the Toyota RAV4 at $132 per month, Honda CR-V at $122, and Tesla Model 3 at $168.
- Compact crossovers like the Subaru Crosstrek, Nissan Kicks, Toyota Corolla Cross, and Ford Bronco Sport are the best options for cheap car insurance in Orem.
- Models with the most affordable car insurance in Orem for their segment include the Nissan Titan, Chevrolet Tahoe, Honda Passport, and Toyota GR Corolla.
How much is car insurance in Orem, UT?
In Orem, the average car insurance cost is $1,718 per year, which is 9.2% less than the overall U.S. national average rate of $1,883. Per month, Orem drivers can expect to pay an average of $143 for full coverage.
In the state of Utah, average auto insurance cost is $1,692 per year, so the average cost in Orem is $26 more per year. The cost to insure a car in Orem compared to other Utah locations is around $24 per year cheaper than in West Jordan, $28 per year more than in Provo, and $134 per year cheaper than in West Valley City.
Driver age has a big impact on the cost of car insurance, so the list below details how driver age influences cost by breaking out average car insurance rates for young, middle-age, and senior drivers.
Car insurance cost in Orem, Utah, for drivers age 16 to 60
- 16 year old – $6,117 per year or $510 per month
- 17 year old – $5,924 per year or $494 per month
- 18 year old – $5,310 per year or $443 per month
- 19 year old – $4,835 per year or $403 per month
- 20 year old – $3,454 per year or $288 per month
- 30 year old – $1,830 per year or $153 per month
- 40 year old – $1,718 per year or $143 per month
- 50 year old – $1,522 per year or $127 per month
- 60 year old – $1,426 per year or $119 per month
The chart below shows a summary of car insurance rates in Orem for 2024 model year vehicles, averaged for a variety of driver ages, deductibles, and risk profiles.
Average car insurance rates in the chart above range from $1,428 per year for a 40-year-old driver who receives many policy discounts to $3,950 per year for a 30-year-old driver with a poor driving record or too many at-fault accidents.
When that data is converted to a monthly rate, the average cost of car insurance per month in Orem ranges from $119 to $329.
Car insurance for popular cars, trucks, and SUVs
The auto insurance rates mentioned previously are the average cost across all 2024 model year vehicles, which is handy for making broad comparisons like between locations or by driver risk profile.
But for more in-depth car insurance comparisons, we need to look at the specific make and model of vehicle being insured. In the next few article sections, we delve deep into rates for specific vehicles, but for now, let’s just look at a handful of the more popular vehicles to see how auto insurance prices stack up in Orem.
The chart below shows average auto insurance cost for a small sample of popular cars, pickups, and SUVs on the streets of Orem.
The vehicle models that sell well in Orem tend to be small or midsize sedans like the Nissan Sentra, Hyundai Elantra, and Honda Accord and compact or midsize SUVs like the Toyota RAV4, Nissan Rogue, and Ford Explorer.
Other popular vehicles from other vehicle segments include luxury models like the Infiniti Q50 and Infiniti QX60, pickup trucks like the Chevy Silverado and Ford Ranger, and sports cars like the Ford Mustang and Nissan GT-R.
We will cover additional rates coming up, but before that, let’s review some of the key concepts covered in the data above.
- Car insurance rates fall substantially in your twenties – The average 30-year-old Orem driver will pay $1,624 less annually than a 20-year-old driver, $1,830 compared to $3,454.
- Auto insurance gets more affordable as you age – Insurance rates for a 50-year-old driver in Orem are $1,932 per year cheaper than for a 20-year-old driver.
- Auto insurance with low deductibles costs more – A 30-year-old driver pays an average of $466 more per year for $250 deductibles compared to $1,000 deductibles.
- Cost per month ranges from $119 to $510 – That’s the average auto insurance price range for drivers age 16 to 60 in Orem, Utah.
- Insuring teen drivers can cost a lot – Average cost can range from $4,088 to $6,117 per year for teen driver car insurance in Orem, UT.
- Orem, UT, car insurance costs less than the U.S. average – $1,718 (Orem average) compared to $1,883 (U.S. average)
What vehicles have cheap car insurance in Orem, UT?
The models with the best insurance quotes in Orem, UT, tend to be small SUVs like the Kia Soul, Chevrolet Trailblazer, Toyota Corolla Cross, and Nissan Kicks.
Average insurance prices for those models cost $1,396 or less per year, or $116 per month, for a policy with full coverage.
Some additional vehicles that have low-cost insurance rates in our car insurance cost comparison are the Kia Niro, Volkswagen Taos, Subaru Outback, and Buick Envista.
Average insurance cost is marginally higher for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $1,474 or less per year.
The next table shows the top 20 cheapest vehicles to insure in Orem, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,270 | $106 |
| 2 | Chevrolet Trailblazer | $1,290 | $108 |
| 3 | Kia Soul | $1,342 | $112 |
| 4 | Nissan Kicks | $1,352 | $113 |
| 5 | Honda Passport | $1,368 | $114 |
| 6 | Buick Envision | $1,378 | $115 |
| 7 | Toyota Corolla Cross | $1,386 | $116 |
| 8 | Hyundai Venue | $1,396 | $116 |
| 9 | Mazda CX-5 | $1,402 | $117 |
| 10 | Ford Bronco Sport | $1,406 | $117 |
| 11 | Volkswagen Tiguan | $1,422 | $119 |
| 12 | Acura RDX | $1,438 | $120 |
| 13 | Nissan Murano | $1,442 | $120 |
| 14 | Buick Encore | $1,458 | $122 |
| 15 | Honda CR-V | $1,464 | $122 |
| 16 | Subaru Outback | $1,464 | $122 |
| 17 | Buick Envista | $1,468 | $122 |
| 18 | Chevrolet Colorado | $1,470 | $123 |
| 19 | Volkswagen Taos | $1,470 | $123 |
| 20 | Kia Niro | $1,474 | $123 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 22, 2024
A table showing 20 vehicles with the cheapest insurance in Orem is great if you’re just looking for low rates. Considering we track over 700 vehicles, less than 3% of total vehicles are shown. Let’s try a different approach and list the vehicles with the best rates in a more sensible format, by automotive segment.
This next section talks about the cost of insurance based on different automotive segments. These rates should give you a good understanding of which types of vehicles have the cheapest rates. Then the sections after the chart will break out the 20 vehicles with the cheapest insurance rates in each segment.
Orem car insurance rates by vehicle segment
If you’re looking around at new or used cars, it’s useful to have a basic understanding of which kinds of vehicles are more affordable to insure. As an example, maybe you’re curious if minivans are cheaper to insure than SUVs or if midsize pickups are more affordable to insure than full-size pickups.
The next chart shows average auto insurance rates in Orem for different vehicle segments. From an overal segment perspective, small SUVs and midsize pickups have the best rates, while exotic high-performance models have the highest average cost of insurance.
Rates by different vehicle segments can be used to form a general comparison, but car insurance cost varies significantly within each vehicle segment displayed in the previous chart.
For example, in the midsize SUV segment, average Orem insurance rates range from the Honda Passport at $1,368 per year to the Rivian R1S at $2,106 per year, a difference of $738 within that segment.
As another example, in the large SUV segment, rates range from the Chevrolet Tahoe at $1,614 per year up to the Toyota Sequoia costing $2,148 per year.
In the next parts of this article, we eliminate this variability by comparing the cost of auto insurance in Orem for specific vehicles rather than by segments.
Cheapest car insurance rates in Orem
Ranking at the top for the lowest-cost Orem auto insurance rates in the car segment (excluding luxury models) are the Toyota GR Corolla, Subaru Impreza, Honda Civic, Nissan Leaf, and Nissan Sentra. Car insurance prices for these models average $1,576 or less per year.
Some other cars that have cheaper rates are the Chevrolet Malibu, Kia K5, Honda Accord, and Toyota Prius, with average annual insurance rates of $1,664 per year or less.
From a monthly standpoint, auto insurance in this segment can cost as low as $125 per month, depending on your location and insurance company.
The most affordable compact car to insure in Orem is the Toyota GR Corolla at $1,494 per year. For midsize 2024 models, the Hyundai Ioniq 6 is the cheapest model to insure at $1,580 per year. And for full-size cars, the Chrysler 300 has the most affordable rates at $1,632 per year.
The table below ranks the twenty cars with the lowest-cost average auto insurance rates in Orem, starting with the Toyota GR Corolla at $125 per month and ending with the Mazda 3 at $148 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,494 | $125 |
| Nissan Leaf | Compact | $1,504 | $125 |
| Honda Civic | Compact | $1,520 | $127 |
| Nissan Sentra | Compact | $1,572 | $131 |
| Subaru Impreza | Compact | $1,576 | $131 |
| Hyundai Ioniq 6 | Midsize | $1,580 | $132 |
| Toyota Prius | Compact | $1,606 | $134 |
| Kia K5 | Midsize | $1,654 | $138 |
| Honda Accord | Midsize | $1,658 | $138 |
| Chevrolet Malibu | Midsize | $1,664 | $139 |
| Toyota Corolla | Compact | $1,674 | $140 |
| Kia Forte | Compact | $1,676 | $140 |
| Volkswagen Arteon | Midsize | $1,688 | $141 |
| Nissan Versa | Compact | $1,692 | $141 |
| Subaru Legacy | Midsize | $1,694 | $141 |
| Mitsubishi Mirage G4 | Compact | $1,732 | $144 |
| Volkswagen Jetta | Compact | $1,736 | $145 |
| Toyota Crown | Midsize | $1,738 | $145 |
| Hyundai Sonata | Midsize | $1,742 | $145 |
| Mazda 3 | Compact | $1,774 | $148 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 22, 2024
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Orem car insurance quotes from the best companies in Utah.
SUVs with cheap auto insurance in Orem
The top three SUVs with the most affordable average insurance rates in Orem are the Subaru Crosstrek at $1,270 per year, the Chevrolet Trailblazer at $1,290 per year, and the Kia Soul at $1,342 per year.
Not the cheapest SUVs to insure, but still affordable, are SUVs like the Toyota Corolla Cross, Buick Envision, Mazda CX-5, and Hyundai Venue, with average insurance cost of $1,406 per year or less.
In the bottom half of the top 20, SUVs like the Nissan Murano, Volkswagen Taos, Honda HR-V, Subaru Ascent, Buick Encore, and Kia Niro average between $1,406 and $1,494 per year for full-coverage insurance in Orem.
On a monthly basis, car insurance rates on this segment in Orem for a safe driver will start around $106 per month, depending on your location and insurance company. The table below ranks the twenty SUVs with the cheapest insurance in Orem, starting with the Subaru Crosstrek at $1,270 per year and ending with the Honda HR-V at $1,494 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,270 | $106 |
| Chevrolet Trailblazer | Compact | $1,290 | $108 |
| Kia Soul | Compact | $1,342 | $112 |
| Nissan Kicks | Compact | $1,352 | $113 |
| Honda Passport | Midsize | $1,368 | $114 |
| Buick Envision | Compact | $1,378 | $115 |
| Toyota Corolla Cross | Compact | $1,386 | $116 |
| Hyundai Venue | Compact | $1,396 | $116 |
| Mazda CX-5 | Compact | $1,402 | $117 |
| Ford Bronco Sport | Compact | $1,406 | $117 |
| Volkswagen Tiguan | Compact | $1,422 | $119 |
| Nissan Murano | Midsize | $1,442 | $120 |
| Buick Encore | Compact | $1,458 | $122 |
| Honda CR-V | Compact | $1,464 | $122 |
| Subaru Outback | Midsize | $1,464 | $122 |
| Buick Envista | Midsize | $1,468 | $122 |
| Volkswagen Taos | Compact | $1,470 | $123 |
| Kia Niro | Compact | $1,474 | $123 |
| Honda HR-V | Compact | $1,494 | $125 |
| Subaru Ascent | Midsize | $1,494 | $125 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Orem car insurance quotes from top car insurance companies in Utah.
Luxury cars with affordable auto insurance rates
The Acura Integra takes the #1 ranking as the lowest-cost luxury car model to insure in Orem, followed by the BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. The 2024 model costs an average of $1,528 per year for full-coverage insurance.
Not the cheapest, but still in the top 10, are cars like the Lexus ES 350, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with average cost of $1,806 per year or less.
Full-coverage car insurance in Orem for this segment for the average driver will start around $127 per month, depending on your company and location.
The rate comparison table below ranks the cars with the cheapest average auto insurance rates in Orem, starting with the Acura Integra at $1,528 per year ($127 per month) and ending with the Audi S3 at $1,926 per year ($161 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,528 | $127 |
| BMW 330i | Compact | $1,750 | $146 |
| Mercedes-Benz CLA250 | Midsize | $1,768 | $147 |
| Lexus IS 300 | Midsize | $1,772 | $148 |
| Acura TLX | Compact | $1,778 | $148 |
| Cadillac CT4 | Compact | $1,794 | $150 |
| Lexus ES 350 | Midsize | $1,794 | $150 |
| Genesis G70 | Compact | $1,800 | $150 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,802 | $150 |
| Lexus RC 300 | Midsize | $1,806 | $151 |
| Lexus IS 350 | Compact | $1,810 | $151 |
| Jaguar XF | Midsize | $1,816 | $151 |
| Cadillac CT5 | Midsize | $1,848 | $154 |
| Lexus ES 250 | Midsize | $1,858 | $155 |
| BMW 330e | Compact | $1,864 | $155 |
| Lexus RC 350 | Compact | $1,864 | $155 |
| BMW 228i | Compact | $1,866 | $156 |
| BMW 230i | Compact | $1,882 | $157 |
| Lexus ES 300h | Midsize | $1,884 | $157 |
| Audi S3 | Compact | $1,926 | $161 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 23, 2024
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Orem car insurance quotes from top companies in Utah.
Luxury SUVs with affordable auto insurance rates
In our comparison, the top five most affordable SUVs to insure in Orem are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Rates for for these models range from $1,438 to $1,622 per year.
Additional luxury SUVs that rank well are the Lexus NX 450h, Lexus NX 350h, Mercedes-Benz GLB 250, and Lincoln Corsair, with an average cost of $1,658 per year or less.
Additional 2024 luxury models on the list include the Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Acura MDX, Cadillac XT6, and Infiniti QX50, which cost between $1,658 and $1,724 to insure per year in Orem.
From a cost per month standpoint, car insurance rates on this segment in Orem for an average middle-age driver can cost as low as $120 per month, depending on the company.
The rate comparison table below ranks the luxury SUVs with the cheapest insurance in Orem.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,438 | $120 |
| Lexus NX 250 | Compact | $1,522 | $127 |
| Cadillac XT4 | Compact | $1,552 | $129 |
| Jaguar E-Pace | Midsize | $1,608 | $134 |
| Cadillac XT5 | Midsize | $1,622 | $135 |
| Lexus NX 350h | Compact | $1,622 | $135 |
| Lincoln Corsair | Compact | $1,640 | $137 |
| Mercedes-Benz GLB 250 | Compact | $1,644 | $137 |
| Lexus UX 250h | Compact | $1,646 | $137 |
| Lexus NX 450h | Compact | $1,658 | $138 |
| Infiniti QX50 | Midsize | $1,670 | $139 |
| Mercedes-Benz GLA250 | Compact | $1,672 | $139 |
| Mercedes-Benz GLA35 AMG | Compact | $1,680 | $140 |
| Cadillac XT6 | Midsize | $1,682 | $140 |
| Infiniti QX60 | Midsize | $1,692 | $141 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,692 | $141 |
| Land Rover Evoque | Compact | $1,714 | $143 |
| Acura MDX | Midsize | $1,716 | $143 |
| Lexus RX 350 | Midsize | $1,718 | $143 |
| Lexus NX 350 | Compact | $1,724 | $144 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 22, 2024
For more car insurance comparisons, see our guide for luxury SUV insurance.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Utah.
Most affordable sports cars to insure in Orem
The Mazda MX-5 Miata takes the #1 ranking as the cheapest sports car to insure in Orem, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $1,590 per year for a policy with full coverage.
Some other sports cars that have good average insurance rates include the Nissan Z, BMW M2, Toyota GR Supra, and Subaru BRZ, with average rates of $2,052 per year or less.
Auto insurance rates for this segment in Orem for a middle-age safe driver starts at around $133 per month, depending on your location.
The rate comparison table below ranks the sports cars with the most affordable insurance in Orem.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,590 | $133 |
| Toyota GR86 | Sports Car | $1,810 | $151 |
| Ford Mustang | Sports Car | $1,888 | $157 |
| BMW Z4 | Sports Car | $1,896 | $158 |
| Subaru WRX | Sports Car | $1,924 | $160 |
| Toyota GR Supra | Sports Car | $1,928 | $161 |
| BMW M2 | Sports Car | $1,986 | $166 |
| Nissan Z | Sports Car | $1,988 | $166 |
| Lexus RC F | Sports Car | $2,030 | $169 |
| Subaru BRZ | Sports Car | $2,052 | $171 |
| BMW M3 | Sports Car | $2,168 | $181 |
| Porsche 718 | Sports Car | $2,212 | $184 |
| Chevrolet Camaro | Sports Car | $2,230 | $186 |
| Chevrolet Corvette | Sports Car | $2,380 | $198 |
| Porsche 911 | Sports Car | $2,462 | $205 |
| BMW M4 | Sports Car | $2,564 | $214 |
| Lexus LC 500 | Sports Car | $2,578 | $215 |
| Jaguar F-Type | Sports Car | $2,710 | $226 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,842 | $237 |
| Porsche Taycan | Sports Car | $2,908 | $242 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 23, 2024
Don’t see insurance cost for your sports car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Orem.
Cheapest pickups to insure in Orem, UT
The four top-ranked pickups with the most affordable car insurance in Orem are the Chevrolet Colorado at $1,470 per year, Nissan Titan at $1,606 per year, Nissan Frontier at $1,624 per year, and Ford Ranger at $1,640 per year.
Not the cheapest pickups to insure, but still affordable, are models like the Toyota Tacoma, GMC Canyon, Hyundai Santa Cruz, and Honda Ridgeline, with an average cost of $1,766 per year or less.
Full-coverage auto insurance in this segment for a safe driver starts at around $123 per month, depending on the company and your location.
The next table ranks the pickups with the lowest-cost car insurance rates in Orem, starting with the Chevrolet Colorado at $1,470 per year and ending with the Ram Truck at $1,986 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,470 | $123 |
| Nissan Titan | Full-size | $1,606 | $134 |
| Nissan Frontier | Midsize | $1,624 | $135 |
| Ford Ranger | Midsize | $1,640 | $137 |
| Ford Maverick | Midsize | $1,666 | $139 |
| Honda Ridgeline | Midsize | $1,702 | $142 |
| Hyundai Santa Cruz | Midsize | $1,732 | $144 |
| Toyota Tacoma | Midsize | $1,738 | $145 |
| GMC Sierra 2500 HD | Heavy Duty | $1,744 | $145 |
| GMC Canyon | Midsize | $1,766 | $147 |
| Jeep Gladiator | Midsize | $1,810 | $151 |
| GMC Sierra 3500 | Heavy Duty | $1,820 | $152 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,834 | $153 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,882 | $157 |
| GMC Sierra | Full-size | $1,896 | $158 |
| Chevrolet Silverado | Full-size | $1,898 | $158 |
| Nissan Titan XD | Heavy Duty | $1,898 | $158 |
| Ford F150 | Full-size | $1,918 | $160 |
| GMC Hummer EV Pickup | Full-size | $1,970 | $164 |
| Ram Truck | Full-size | $1,986 | $166 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orem, UT Zip Codes. Updated February 22, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Utah.
What to expect when shopping for auto insurance
To illustrate the amount that car insurance rates can range for different drivers (and also emphasize the importance of accurate rate quotes), the sections below visualize detailed car insurance rates for five popular models in Orem: the Chevrolet Silverado, Toyota Corolla, Nissan Rogue, Kia Sorento, and Toyota Camry.
The example for each vehicle uses a range of risk profiles to show the difference in price with only minor changes in the driver profile.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Orem averages $1,898 per year, or around $158 per month, and varies from $1,574 to $4,410 annually.
The Chevrolet Silverado belongs to the full-size truck segment, and other similar models include the GMC Sierra, Toyota Tundra, and Ford F150.
Toyota Corolla insurance rates
In Orem, Toyota Corolla insurance costs an average of $1,674 per year ($140 per month) and varies from $1,388 to $3,836.
The Toyota Corolla is considered a compact car, and other similar models from the same segment include the Volkswagen Jetta, Nissan Sentra, and Hyundai Elantra.
Nissan Rogue insurance rates
Auto insurance for a Nissan Rogue in Orem averages $1,542 per year ($129 per month) and ranges from $1,284 to $3,526.
The Nissan Rogue is a compact SUV, and additional similar models from the same segment include the Mazda CX-5, Toyota RAV4, Subaru Forester, and Ford Escape.
Kia Sorento insurance rates
Kia Sorento insurance in Orem averages $1,628 per year ($136 per month) and varies from $1,354 to $3,744.
The Kia Sorento belongs to the midsize SUV segment, and other similar models from the same segment include the Honda Pilot, Kia Telluride, and Ford Explorer.
Toyota Camry insurance rates
Toyota Camry insurance in Orem costs an average of $1,844 per year (about $154 per month) and has a range of $1,534 to $4,242 annually.
The Toyota Camry belongs to the midsize car segment, and additional similar models include the Kia K5, Honda Accord, and Nissan Altima.
Tips for cheap Orem auto insurance quotes
Orem drivers are always searching for ways to cut the monthly cost of insurance So study the tips in this next list and it’s very likely you can save some money the next time you need to insure a vehicle.
- Compare rates before you buy the car. Different vehicles have very different costs for insurance, and car insurance companies can price policies with a wide range of prices. Get quotes before you buy a new car to prevent price shock when you get your insurance bill.
- The higher the deductibles, the lower the cost. Raising deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Careless drivers spend more for car insurance. At-fault accidents increase insurance cost, possibly as much as $2,450 per year for a 20-year-old driver and even $418 per year for a 60-year-old driver. So drive safe and save!
- Buy vehicles with cheaper insurance. The make and model of vehicle you drive is a primary factor in the cost of auto insurance. As an example, a Mazda CX-30 costs $914 less per year to insure in Orem than a Porsche 911. Lower performance vehicles cost less to insure.
- Great credit can mean great car insurance rates. Drivers who maintain a credit score over 800 could save up to $270 per year over a credit rating of 670-739. Conversely, a not-so-perfect credit rating could cost as much as $313 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Lots of policy discounts equals cheaper car insurance. Savings may be available if the policyholders are senior citizens, are good students, are claim-free, sign their policy early, or many other policy discounts which could save the average Orem driver as much as $290 per year.