Cheapest Car Insurance in West Valley City, UT (2025 Rates + Rankings)

What does average auto insurance cost in West Valley City, Utah? We compare insurance rates for over 150 different cars, trucks, and SUVs to find the cheapest car insurance rates.

Start a Free QuoteCompare West Valley City car insurance quotes and save on your next policy.

How much does car insurance cost in West Valley City?

Average auto insurance cost in West Valley City is $2,420 per year, which is 8.6% more than the overall national average rate of $2,221. Car insurance in West Valley City per month costs about $202 per month for a policy that provides full coverage.

The average car insurance cost in Utah is $2,262 per year, so West Valley City, Utah, drivers pay an average of $158 more per year than the overall Utah state-wide average rate. The cost of insurance in West Valley City compared to other Utah cities is about $44 per year more than in Salt Lake City, $112 per year more expensive than in West Jordan, and $138 per year more expensive than in Orem.

The next chart shows average West Valley City, Utah, car insurance cost for all 2024 models. Rates are averaged for all West Valley City Zip Codes and shown by driver age and physical damage deductibles.

Average full-coverage car insurance premium in West Valley City, UT for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in West Valley City, UT for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all West Valley City, UT Zip Codes.

Average Car Insurance Cost in West Valley City, UT
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,116$343
$500$4,866$406
$250$5,658$472
30$1,000$2,160$180
$500$2,578$215
$250$3,014$251
40$1,000$2,034$170
$500$2,420$202
$250$2,820$235
50$1,000$1,814$151
$500$2,144$179
$250$2,490$208
60$1,000$1,696$141
$500$2,006$167
$250$2,330$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all West Valley City, UT Zip Codes. Updated June 26, 2025

Average car insurance rates in the chart range from $1,696 per year for a high deductible policy for a 60-year-old driver to $5,658 per year for a 20-year-old driver with a policy with low comprehensive and collision deductibles.

When these rates are converted to a cost per month, the average cost of car insurance per month in West Valley City ranges from $141 to $472.

The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below details how age impacts cost by breaking down average car insurance rates in West Valley City for different driver ages.

Average cost of car insurance in West Valley City by driver age

  • 16 year old – $8,614 per year or $718 per month
  • 17 year old – $8,346 per year or $696 per month
  • 18 year old – $7,479 per year or $623 per month
  • 19 year old – $6,811 per year or $568 per month
  • 20 year old – $4,866 per year or $406 per month
  • 30 year old – $2,578 per year or $215 per month
  • 40 year old – $2,420 per year or $202 per month
  • 50 year old – $2,144 per year or $179 per month
  • 60 year old – $2,006 per year or $167 per month

The rates listed above that detailed the cost to insure teen drivers were based on a male driver. The next chart goes into more detail for teenage car insurance rates and breaks out average teen driver rates in West Valley City by gender. Females are generally cheaper to insure, especially up to age 20.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in West Valley City includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in West Valley City, UT for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$8,614$8,047
17-Year-Old$8,346$7,996
18-Year-Old$7,479$6,900
19-Year-Old$6,811$5,755

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a female 16-year-old driver in West Valley City costs an average of $567 less per year than the cost for a male driver, while at age 19, the cost difference is less but males still pay an average of $1,056 more per year.

The car insurance rates mentioned above take all 2024 vehicle models and average them, which is practical when making big picture comparisons like the average cost difference between two Utah cities. For more accurate auto insurance comparisons, however, we need to analyze the specific make and model of vehicle being insured.

In the next few sections, we compare lots of rates for specific vehicles, but for now, we will just look at the most popular vehicles to discover how car insurance rates compare in West Valley City.

The following list shows average annual and monthly insurance rates for popular vehicles cruising around West Valley City.

Average annual and monthly car insurance cost for popular vehicles in West Valley City

Which cars are cheapest to insure?

When comparing rates for all vehicles, the models with the cheapest average insurance prices in West Valley City, UT, tend to be small SUVs like the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Hyundai Venue.

Average car insurance quotes for those vehicles cost $175 or less per month to have full coverage.

Some additional vehicles that have very good auto insurance rates in our overall cost comparison are the Acura RDX, Honda HR-V, Nissan Murano, and Honda CR-V.

The average cost is a few dollars per month higher for those models than the cheapest crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $2,256 or less per year, or $188 per month in West Valley City.

The following table details the 25 car, truck, and SUV models with the cheapest auto insurance in West Valley City, ordered starting with the cheapest.

Cheapest Auto Insurance Rates in West Valley City
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,736$145
2Chevrolet Trailblazer$1,768$147
3Kia Soul$1,838$153
4Nissan Kicks$1,852$154
5Honda Passport$1,870$156
6Buick Envision$1,882$157
7Toyota Corolla Cross$1,896$158
8Hyundai Venue$1,912$159
9Mazda CX-5$1,916$160
10Ford Bronco Sport$1,926$161
11Volkswagen Tiguan$1,944$162
12Acura RDX$1,964$164
13Nissan Murano$1,974$165
14Buick Encore$1,996$166
15Subaru Outback$2,002$167
16Honda CR-V$2,004$167
17Buick Envista$2,014$168
18Volkswagen Taos$2,018$168
19Kia Niro$2,024$169
20Toyota GR Corolla$2,040$170
21Subaru Ascent$2,042$170
22Honda HR-V$2,050$171
23Nissan Leaf$2,062$172
24Chevrolet Colorado$2,072$173
25Honda Civic$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 27, 2025

Top 25 cheapest vehicles to insure in West Valley City, UT with the Subaru Crosstrek ranking first at $1,736 per year
Top 25 cheapest vehicles to insure in West Valley City, UT with the Subaru Crosstrek ranking first at $1,736 per year

A table of 25 vehicle rankings serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, the majority of models get omitted from the list. So let’s rethink this and reorganize the models with the lowest rates in a more useful format.

This next article section illustrates the average cost of car insurance for each vehicle segment. This should give you a good idea of the general vehicle types that have the cheapest average auto insurance rates. The sections after the chart show the cheapest insurance rates for specific models in each automotive segment.

West Valley City auto insurance rates by vehicle segment

When shopping around for a new or used vehicle, it’s advantageous to know which types of vehicles have more favorable car insurance rates. For example, maybe you’re curious if compact SUVs are cheaper to insure than compact cars or which size of pickup will be cheaper to insure.

The chart below shows average car insurance rates in West Valley City for different vehicle segments. When looking at rates from a segment perspective, compact SUVs, midsize trucks, and minivans have the least expensive average auto insurance rates, while exotic models have the most expensive average insurance cost.

Car insurance average cost by automotive segment in West Valley City, UT.
Figure 3: Car insurance average cost by automotive segment in West Valley City, UT. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all West Valley City Zip Codes.

Car Insurance Rates by Automotive Segment in West Valley City, UT
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,220$185
Midsize SUV$2,386$199
Compact Car$2,388$199
Minivan$2,394$200
Midsize Pickup$2,442$204
Midsize Car$2,466$206
Compact Luxury SUV$2,624$219
Compact Luxury Car$2,662$222
Large SUV$2,668$222
Half-ton Pickup$2,678$223
Heavy Duty Pickup$2,782$232
Midsize Luxury SUV$2,872$239
Midsize Luxury Car$2,966$247
Sports Car$3,322$277
Large Car$3,476$290
Large Luxury SUV$3,744$312
Large Luxury Car$3,868$322

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Car insurance rates by segment are practical for getting an initial comparison, but cost varies considerably within each of the segments listed above.

For example, in the midsize car segment, average West Valley City auto insurance rates range from the Kia K5 costing $2,332 per year for full coverage insurance to the Tesla Model 3 at $2,838 per year, a difference of $506 within that segment. In the sports car segment, rates range from the Mazda MX-5 Miata costing $2,238 per year up to the Mercedes-Benz SL 63 at $4,968 per year.

In the next sections, we will remove much of this variability by analyzing the cost of car insurance in West Valley City from the perspective of the vehicle model.

Cheapest cars to insure in West Valley City

The four lowest-cost 2-door and 4-door sedans and hatchbacks to insure in West Valley City are the Toyota GR Corolla at $2,102 per year, Nissan Leaf at $2,120 per year, Honda Civic at $2,142 per year, and Nissan Sentra at $2,216 per year.

Some other cars that rank well include the Toyota Corolla, Chevrolet Malibu, Toyota Prius, and Kia K5, with average insurance cost of $2,356 per year or less.

Some additional cars that rank well include the Mazda 3, Nissan Versa, Volkswagen Arteon, and Kia Forte, which average between $2,356 and $2,502 per year to insure.

As a cost per month, full-coverage auto insurance on this segment in West Valley City for the average driver can cost as low as $175 per month, depending on where you live. The comparison table below ranks the cars with the lowest-cost insurance rates in West Valley City, starting with the Toyota GR Corolla at $2,102 per year ($175 per month) and ending with the Mazda 3 at $2,502 per year ($209 per month).

Cheapest Cars to Insure in West Valley City, UT
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,102$175
Nissan LeafCompact$2,120$177
Honda CivicCompact$2,142$179
Nissan SentraCompact$2,216$185
Subaru ImprezaCompact$2,224$185
Toyota PriusCompact$2,258$188
Kia K5Midsize$2,332$194
Honda AccordMidsize$2,336$195
Chevrolet MalibuMidsize$2,344$195
Toyota CorollaCompact$2,356$196
Kia ForteCompact$2,360$197
Volkswagen ArteonMidsize$2,376$198
Nissan VersaCompact$2,382$199
Subaru LegacyMidsize$2,388$199
Hyundai Ioniq 6Midsize$2,406$201
Mitsubishi Mirage G4Compact$2,440$203
Toyota CrownMidsize$2,446$204
Volkswagen JettaCompact$2,446$204
Hyundai SonataMidsize$2,450$204
Mazda 3Compact$2,502$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in West Valley City, UT, with the Toyota GR Corolla ranking first at $2,102 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in West Valley City, UT, with the Toyota GR Corolla ranking first at $2,102 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap West Valley City car insurance quotes from the best companies in Utah.

Cheapest SUV insurance rates in West Valley City

The five most affordable non-luxury SUVs to insure in West Valley City are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance rates for these five SUVs range from $1,786 to $1,926 per year.

Not the cheapest, but still very affordable, are SUVs like the Mazda CX-5, Ford Bronco Sport, Toyota Corolla Cross, and Hyundai Venue, with average cost of $1,980 per year or less.

Ranked in the lower half of the top 20, models like the Subaru Ascent, Kia Niro, Volkswagen Taos, Volkswagen Tiguan, Subaru Outback, and Buick Encore cost between $1,980 and $2,104 to insure per year in West Valley City.

Auto insurance for this segment in West Valley City for an average middle-age driver starts at an average of $149 per month, depending on your company and location.

The rate comparison table below ranks the SUVs with the cheapest car insurance in West Valley City, starting with the Subaru Crosstrek at $149 per month and ending with the Subaru Ascent at $175 per month.

Cheapest SUVs to Insure in West Valley City, UT
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,786$149
Chevrolet TrailblazerCompact$1,816$151
Kia SoulCompact$1,886$157
Nissan KicksCompact$1,902$159
Honda PassportMidsize$1,926$161
Buick EnvisionCompact$1,938$162
Toyota Corolla CrossCompact$1,950$163
Hyundai VenueCompact$1,964$164
Mazda CX-5Compact$1,974$165
Ford Bronco SportCompact$1,980$165
Volkswagen TiguanCompact$2,002$167
Nissan MuranoMidsize$2,030$169
Buick EncoreCompact$2,052$171
Honda CR-VCompact$2,060$172
Subaru OutbackMidsize$2,060$172
Buick EnvistaMidsize$2,070$173
Volkswagen TaosCompact$2,074$173
Kia NiroCompact$2,082$174
Subaru AscentMidsize$2,104$175
Honda HR-VCompact$2,106$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in West Valley City, UT, with the Subaru Crosstrek ranking first at $1,786 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in West Valley City, UT, with the Subaru Crosstrek ranking first at $1,786 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see rates for your SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap West Valley City car insurance quotes from top auto insurance companies in Utah.

Cheapest pickups to insure in West Valley City, Utah

The four top-ranked pickups with the cheapest insurance in West Valley City are the Chevrolet Colorado at $2,130 per year, Nissan Titan at $2,262 per year, Nissan Frontier at $2,286 per year, and Ford Ranger at $2,312 per year.

Other pickups that have good average insurance rates include the GMC Sierra 2500 HD, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with an average cost of $2,488 per year or less.

Car insurance in West Valley City for this segment for a safe driver starts at an average of $178 per month, depending on the company and where you live.

The next table ranks the twenty pickups with the lowest-cost car insurance in West Valley City, starting with the Chevrolet Colorado at $2,130 per year ($178 per month) and ending with the Ram Truck at $2,798 per year ($233 per month).

Cheapest Pickups to Insure in West Valley City, UT
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,130$178
Nissan TitanFull-size$2,262$189
Nissan FrontierMidsize$2,286$191
Ford RangerMidsize$2,312$193
Ford MaverickMidsize$2,348$196
Honda RidgelineMidsize$2,400$200
Hyundai Santa CruzMidsize$2,442$204
Toyota TacomaMidsize$2,446$204
GMC Sierra 2500 HDHeavy Duty$2,460$205
GMC CanyonMidsize$2,488$207
Jeep GladiatorMidsize$2,546$212
GMC Sierra 3500Heavy Duty$2,562$214
Chevrolet Silverado HD 3500Heavy Duty$2,586$216
Chevrolet Silverado HD 2500Heavy Duty$2,656$221
GMC SierraFull-size$2,672$223
Chevrolet SilveradoFull-size$2,674$223
Nissan Titan XDHeavy Duty$2,674$223
Ford F150Full-size$2,706$226
GMC Hummer EV PickupFull-size$2,774$231
Ram TruckFull-size$2,798$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in West Valley City, UT, with the Chevrolet Colorado ranking first at $2,130 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in West Valley City, UT, with the Chevrolet Colorado ranking first at $2,130 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Utah.

Cheapest luxury cars to insure in West Valley City, Utah

Ranking highest for the cheapest West Valley City auto insurance rates in the luxury car segment are the Lexus IS 300, Acura TLX, Acura Integra, BMW 330i, and Mercedes-Benz CLA250. Rates for these vehicles average $208 or less per month.

Additional models that rank well in our comparison include the Lexus RC 300, Cadillac CT4, Genesis G70, and Lexus ES 350, with an average cost to insure of $2,542 per year or less.

On a monthly basis, car insurance rates in this segment for a good driver starts at an average of $179 per month, depending on the company.

The most affordable small luxury car to insure in West Valley City is the Acura Integra at $2,150 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,488 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,874 per year.

The next table ranks the twenty luxury cars with the lowest-cost car insurance in West Valley City, starting with the Acura Integra at $2,150 per year and ending with the Audi S3 at $2,710 per year.

Cheapest Luxury Cars to Insure in West Valley City, UT
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,150$179
BMW 330iCompact$2,462$205
Mercedes-Benz CLA250Midsize$2,488$207
Lexus IS 300Midsize$2,494$208
Acura TLXCompact$2,500$208
Cadillac CT4Compact$2,524$210
Lexus ES 350Midsize$2,524$210
Genesis G70Compact$2,532$211
Mercedes-Benz AMG CLA35Midsize$2,534$211
Lexus RC 300Midsize$2,542$212
Lexus IS 350Compact$2,550$213
Jaguar XFMidsize$2,558$213
Cadillac CT5Midsize$2,608$217
Lexus ES 250Midsize$2,616$218
Lexus RC 350Compact$2,622$219
BMW 330eCompact$2,626$219
BMW 228iCompact$2,632$219
BMW 230iCompact$2,652$221
Lexus ES 300hMidsize$2,656$221
Audi S3Compact$2,710$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in West Valley City, UT, with the Acura Integra ranking first at $2,150 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in West Valley City, UT, with the Acura Integra ranking first at $2,150 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Utah.

Cheapest luxury SUV insurance rates in West Valley City, Utah

The top-ranked vehicle in West Valley City for cheapest average insurance rates in the luxury SUV segment is the Acura RDX, with an average cost of $2,024 per year. Second place is the Lexus NX 250 at $2,142 per year, and ranking third is the Cadillac XT4, costing an average of $2,182 per year.

Not the cheapest to insure, but still ranked well, are luxury SUVs like the Lincoln Corsair, Lexus NX 350h, Mercedes-Benz GLB 250, and Lexus NX 450h, with average insurance cost of $2,332 per year or less.

From a monthly standpoint, car insurance rates in West Valley City on this segment can cost as low as $169 per month, depending on your location and insurance company.

When vehicle size is factored in, the most affordable small luxury SUV to insure in West Valley City is the Acura RDX at $2,024 per year. For midsize luxury models, the Jaguar E-Pace has the best rates at $2,262 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,710 per year.

The rate comparison table below ranks the twenty luxury SUVs with the cheapest insurance rates in West Valley City.

Cheapest Luxury SUVs to Insure in West Valley City, UT
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,024$169
Lexus NX 250Compact$2,142$179
Cadillac XT4Compact$2,182$182
Jaguar E-PaceMidsize$2,262$189
Cadillac XT5Midsize$2,280$190
Lexus NX 350hCompact$2,280$190
Lincoln CorsairCompact$2,310$193
Mercedes-Benz GLB 250Compact$2,314$193
Lexus UX 250hCompact$2,320$193
Lexus NX 450hCompact$2,332$194
Infiniti QX50Midsize$2,350$196
Mercedes-Benz GLA250Compact$2,356$196
Mercedes-Benz GLA35 AMGCompact$2,364$197
Cadillac XT6Midsize$2,366$197
Infiniti QX60Midsize$2,380$198
Mercedes-Benz AMG GLB35Midsize$2,382$199
Land Rover EvoqueCompact$2,412$201
Acura MDXMidsize$2,416$201
Lexus NX 350Compact$2,424$202
Lexus RX 350Midsize$2,428$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in West Valley City, UT, with the Acura RDX ranking first at $2,024 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in West Valley City, UT, with the Acura RDX ranking first at $2,024 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Utah.

Cheapest sports cars to insure in West Valley City

Ranking at the top for the lowest-cost West Valley City auto insurance rates in the performance and sports car segment are the BMW Z4, Subaru WRX, Toyota GR86, Ford Mustang, and Mazda MX-5 Miata. Car insurance quotes for these models average $226 or less per month.

Not the cheapest, but still in the top 10, are cars like the Lexus RC F, BMW M2, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,892 per year or less.

As a cost per month, full-coverage insurance in West Valley City on this segment for an average middle-age driver will start around $187 per month, depending on the company.

The comparison table below ranks the sports cars with the lowest-cost insurance rates in West Valley City.

Cheapest Sports Cars to Insure in West Valley City, UT
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,238$187
Toyota GR86Sports Car$2,546$212
Ford MustangSports Car$2,660$222
BMW Z4Sports Car$2,674$223
Subaru WRXSports Car$2,712$226
Toyota GR SupraSports Car$2,718$227
BMW M2Sports Car$2,794$233
Nissan ZSports Car$2,802$234
Lexus RC FSports Car$2,858$238
Subaru BRZSports Car$2,892$241
BMW M3Sports Car$3,056$255
Porsche 718Sports Car$3,114$260
Chevrolet CamaroSports Car$3,142$262
Chevrolet CorvetteSports Car$3,350$279
Porsche 911Sports Car$3,466$289
BMW M4Sports Car$3,608$301
Lexus LC 500Sports Car$3,628$302
Jaguar F-TypeSports Car$3,816$318
Mercedes-Benz AMG GT53Sports Car$4,002$334
Porsche TaycanSports Car$4,098$342

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in West Valley City, UT, with the Mazda MX-5 Miata ranking first at $2,238 per year.
Ranking of the cheapest sports cars to insure in West Valley City, UT, with the Mazda MX-5 Miata ranking first at $2,238 per year.

Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Utah.

Best practices for saving money on auto insurance

Drivers are always looking to reduce their monthly insurance expenses, so take a minute or two to look through the tips below to see if you can save some money on your next policy.

  • Shop around often. Taking the time to get a few free car insurance quotes is a smart way to save money. Rates change frequently and you are not locked into any one company.
  • Earn policy discounts to save money. Discounted rates may be available if the insureds are claim-free, insure their home and car with the same company, are accident-free, are loyal customers, choose electronic billing, or many other policy discounts which could save the average West Valley City driver as much as $408 per year.
  • Buy vehicles with low cost insurance rates. The performance of the vehicle you drive is an important factor in the cost of car insurance. For example, a Subaru Forester costs $2,284 less per year to insure in West Valley City than a BMW i8. Lower performance vehicles save money.
  • A clean driving record saves money. If you want to get affordable auto insurance in West Valley City, it’s necessary to obey traffic laws. Just one or two moving violations have the ramification of increasing policy rates by as much as $640 per year. Major convictions such as DWI or reckless driving could raise rates by an additional $2,244 or more.
  • Compare insurance costs before buying a car. Different vehicles can have significantly different car insurance rates, and insurance companies can charge a wide range of prices. Check prices before you buy a new car to prevent any surprises when you get your insurance bill.