- West Valley City car insurance cost averages $2,462 per year, or about $205 per month, for a full-coverage policy.
- Monthly car insurance rates for a few popular vehicles in West Valley City include the Jeep Cherokee at $222, Ford F150 at $230, and Honda Civic at $182.
- For cheap car insurance in West Valley City, Utah, small SUV models like the Chevrolet Trailblazer, Mazda CX-5, and Buick Envision have the best rates.
- A few vehicles with the cheapest auto insurance in West Valley City in their respective segments include the Jaguar E-Pace, Honda Passport, Subaru Crosstrek, Acura Integra, and Mercedes-Benz CLA250.
How much does car insurance cost in West Valley City?
Average auto insurance cost in West Valley City is $2,462 per year, which is 7.9% more than the overall national average rate of $2,276. Car insurance in West Valley City per month costs about $205 per month for a policy that provides full coverage.
The average car insurance cost in Utah is $2,302 per year, so West Valley City, Utah, drivers pay an average of $160 more per year than the overall Utah state-wide average rate. The cost of insurance in West Valley City compared to other Utah cities is about $42 per year more than in Salt Lake City, $108 per year more expensive than in West Jordan, and $136 per year more expensive than in Orem.
The next chart shows average West Valley City, Utah, car insurance cost for all 2024 models. Rates are averaged for all West Valley City Zip Codes and shown by driver age and physical damage deductibles.
Average car insurance rates in the chart range from $1,728 per year for a high deductible policy for a 60-year-old driver to $5,760 per year for a 20-year-old driver with a policy with low comprehensive and collision deductibles.
When these rates are converted to a cost per month, the average cost of car insurance per month in West Valley City ranges from $144 to $480.
The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below details how age impacts cost by breaking down average car insurance rates in West Valley City for different driver ages.
Average cost of car insurance in West Valley City by driver age
- 16 year old – $8,768 per year or $731 per month
- 17 year old – $8,493 per year or $708 per month
- 18 year old – $7,612 per year or $634 per month
- 19 year old – $6,934 per year or $578 per month
- 20 year old – $4,956 per year or $413 per month
- 30 year old – $2,626 per year or $219 per month
- 40 year old – $2,462 per year or $205 per month
- 50 year old – $2,184 per year or $182 per month
- 60 year old – $2,044 per year or $170 per month
The rates listed above that detailed the cost to insure teen drivers were based on a male driver. The next chart goes into more detail for teenage car insurance rates and breaks out average teen driver rates in West Valley City by gender. Females are generally cheaper to insure, especially up to age 20.
Car insurance for a female 16-year-old driver in West Valley City costs an average of $578 less per year than the cost for a male driver, while at age 19, the cost difference is less but males still pay an average of $1,070 more per year.
Cost of car insurance for popular models
The car insurance rates mentioned above take all 2024 vehicle models and average them, which is practical when making big picture comparisons like the average cost difference between two Utah cities. For more accurate auto insurance comparisons, however, we need to analyze the specific make and model of vehicle being insured.
In the next few sections, we compare lots of rates for specific vehicles, but for now, we will just look at the most popular vehicles to discover how car insurance rates compare in West Valley City.
The following list shows average annual and monthly insurance rates for popular vehicles cruising around West Valley City.
Average annual and monthly car insurance cost for popular vehicles in West Valley City
- Jeep Cherokee – $2,844 per year ($237 per month)
- Ford F150 – $2,957 per year ($246 per month)
- Honda Civic – $2,337 per year ($195 per month)
- Honda Accord – $2,552 per year ($213 per month)
- Mazda CX-5 – $2,153 per year ($179 per month)
- Toyota Tacoma – $2,672 per year ($223 per month)
- Nissan Sentra – $2,418 per year ($202 per month)
- Toyota RAV4 – $2,434 per year ($203 per month)
- Chevrolet Silverado – $2,917 per year ($243 per month)
- Tesla Model 3 – $3,108 per year ($259 per month)
Which cars are cheapest to insure?
When comparing rates for all vehicles, the models with the cheapest average insurance prices in West Valley City, UT, tend to be small SUVs like the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Hyundai Venue.
Average car insurance quotes for those vehicles cost $178 or less per month to have full coverage.
Some additional vehicles that have very good auto insurance rates in our overall cost comparison are the Acura RDX, Toyota GR Corolla, Nissan Murano, and Subaru Outback.
The average cost is a few dollars per month higher for those models than the cheapest crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $2,296 or less per year, or $191 per month in West Valley City.
The following table details the 25 car, truck, and SUV models with the cheapest auto insurance in West Valley City, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,766 | $147 |
| 2 | Chevrolet Trailblazer | $1,802 | $150 |
| 3 | Kia Soul | $1,870 | $156 |
| 4 | Nissan Kicks | $1,888 | $157 |
| 5 | Honda Passport | $1,902 | $159 |
| 6 | Buick Envision | $1,914 | $160 |
| 7 | Toyota Corolla Cross | $1,928 | $161 |
| 8 | Hyundai Venue | $1,948 | $162 |
| 9 | Mazda CX-5 | $1,950 | $163 |
| 10 | Ford Bronco Sport | $1,962 | $164 |
| 11 | Volkswagen Tiguan | $1,978 | $165 |
| 12 | Acura RDX | $1,998 | $167 |
| 13 | Nissan Murano | $2,012 | $168 |
| 14 | Buick Encore | $2,034 | $170 |
| 15 | Subaru Outback | $2,036 | $170 |
| 16 | Honda CR-V | $2,042 | $170 |
| 17 | Buick Envista | $2,050 | $171 |
| 18 | Volkswagen Taos | $2,052 | $171 |
| 19 | Kia Niro | $2,062 | $172 |
| 20 | Toyota GR Corolla | $2,076 | $173 |
| 21 | Subaru Ascent | $2,078 | $173 |
| 22 | Honda HR-V | $2,086 | $174 |
| 23 | Nissan Leaf | $2,098 | $175 |
| 24 | Chevrolet Colorado | $2,106 | $176 |
| 25 | Lexus NX 250 | $2,116 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
A table of 25 vehicle rankings serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, the majority of models get omitted from the list. So let’s rethink this and reorganize the models with the lowest rates in a more useful format.
This next article section illustrates the average cost of car insurance for each vehicle segment. This should give you a good idea of the general vehicle types that have the cheapest average auto insurance rates. The sections after the chart show the cheapest insurance rates for specific models in each automotive segment.
West Valley City auto insurance rates by vehicle segment
When shopping around for a new or used vehicle, it’s advantageous to know which types of vehicles have more favorable car insurance rates. For example, maybe you’re curious if compact SUVs are cheaper to insure than compact cars or which size of pickup will be cheaper to insure.
The chart below shows average car insurance rates in West Valley City for different vehicle segments. When looking at rates from a segment perspective, compact SUVs, midsize trucks, and minivans have the least expensive average auto insurance rates, while exotic models have the most expensive average insurance cost.
Car insurance rates by segment are practical for getting an initial comparison, but cost varies considerably within each of the segments listed above.
For example, in the midsize car segment, average West Valley City auto insurance rates range from the Kia K5 costing $2,372 per year for full coverage insurance to the Tesla Model 3 at $2,892 per year, a difference of $520 within that segment. In the sports car segment, rates range from the Mazda MX-5 Miata costing $2,278 per year up to the Mercedes-Benz SL 63 at $5,060 per year.
In the next sections, we will remove much of this variability by analyzing the cost of car insurance in West Valley City from the perspective of the vehicle model.
Cheapest cars to insure in West Valley City
The four lowest-cost 2-door and 4-door sedans and hatchbacks to insure in West Valley City are the Toyota GR Corolla at $2,138 per year, Nissan Leaf at $2,156 per year, Honda Civic at $2,178 per year, and Nissan Sentra at $2,258 per year.
Some other cars that rank well include the Toyota Corolla, Chevrolet Malibu, Toyota Prius, and Kia K5, with average insurance cost of $2,398 per year or less.
Some additional cars that rank well include the Mazda 3, Nissan Versa, Volkswagen Arteon, and Kia Forte, which average between $2,398 and $2,544 per year to insure.
As a cost per month, full-coverage auto insurance on this segment in West Valley City for the average driver can cost as low as $178 per month, depending on where you live. The comparison table below ranks the cars with the lowest-cost insurance rates in West Valley City, starting with the Toyota GR Corolla at $2,138 per year ($178 per month) and ending with the Mazda 3 at $2,544 per year ($212 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,138 | $178 |
| Nissan Leaf | Compact | $2,156 | $180 |
| Honda Civic | Compact | $2,178 | $182 |
| Nissan Sentra | Compact | $2,258 | $188 |
| Subaru Impreza | Compact | $2,264 | $189 |
| Toyota Prius | Compact | $2,302 | $192 |
| Kia K5 | Midsize | $2,372 | $198 |
| Honda Accord | Midsize | $2,378 | $198 |
| Chevrolet Malibu | Midsize | $2,390 | $199 |
| Toyota Corolla | Compact | $2,398 | $200 |
| Kia Forte | Compact | $2,406 | $201 |
| Volkswagen Arteon | Midsize | $2,420 | $202 |
| Nissan Versa | Compact | $2,428 | $202 |
| Subaru Legacy | Midsize | $2,430 | $203 |
| Hyundai Ioniq 6 | Midsize | $2,448 | $204 |
| Mitsubishi Mirage G4 | Compact | $2,486 | $207 |
| Volkswagen Jetta | Compact | $2,490 | $208 |
| Toyota Crown | Midsize | $2,492 | $208 |
| Hyundai Sonata | Midsize | $2,496 | $208 |
| Mazda 3 | Compact | $2,544 | $212 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap West Valley City car insurance quotes from the best companies in Utah.
Cheapest SUV insurance rates in West Valley City
The five most affordable non-luxury SUVs to insure in West Valley City are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance rates for these five SUVs range from $1,818 to $1,962 per year.
Not the cheapest, but still very affordable, are SUVs like the Mazda CX-5, Ford Bronco Sport, Toyota Corolla Cross, and Hyundai Venue, with average cost of $2,016 per year or less.
Ranked in the lower half of the top 20, models like the Subaru Ascent, Kia Niro, Volkswagen Taos, Volkswagen Tiguan, Honda CR-V, and Buick Encore cost between $2,016 and $2,144 to insure per year in West Valley City.
Auto insurance for this segment in West Valley City for an average middle-age driver starts at an average of $152 per month, depending on your company and location.
The rate comparison table below ranks the SUVs with the cheapest car insurance in West Valley City, starting with the Subaru Crosstrek at $152 per month and ending with the Subaru Ascent at $179 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,818 | $152 |
| Chevrolet Trailblazer | Compact | $1,850 | $154 |
| Kia Soul | Compact | $1,922 | $160 |
| Nissan Kicks | Compact | $1,940 | $162 |
| Honda Passport | Midsize | $1,962 | $164 |
| Buick Envision | Compact | $1,972 | $164 |
| Toyota Corolla Cross | Compact | $1,984 | $165 |
| Hyundai Venue | Compact | $2,000 | $167 |
| Mazda CX-5 | Compact | $2,006 | $167 |
| Ford Bronco Sport | Compact | $2,016 | $168 |
| Volkswagen Tiguan | Compact | $2,036 | $170 |
| Nissan Murano | Midsize | $2,068 | $172 |
| Buick Encore | Compact | $2,090 | $174 |
| Subaru Outback | Midsize | $2,096 | $175 |
| Honda CR-V | Compact | $2,100 | $175 |
| Buick Envista | Midsize | $2,104 | $175 |
| Volkswagen Taos | Compact | $2,108 | $176 |
| Kia Niro | Compact | $2,120 | $177 |
| Honda HR-V | Compact | $2,142 | $179 |
| Subaru Ascent | Midsize | $2,144 | $179 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see rates for your SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap West Valley City car insurance quotes from top auto insurance companies in Utah.
Cheapest pickups to insure in West Valley City, Utah
The four top-ranked pickups with the cheapest insurance in West Valley City are the Chevrolet Colorado at $2,168 per year, Nissan Titan at $2,302 per year, Nissan Frontier at $2,326 per year, and Ford Ranger at $2,352 per year.
Other pickups that have good average insurance rates include the GMC Sierra 2500 HD, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with an average cost of $2,534 per year or less.
Car insurance in West Valley City for this segment for a safe driver starts at an average of $181 per month, depending on the company and where you live.
The next table ranks the twenty pickups with the lowest-cost car insurance in West Valley City, starting with the Chevrolet Colorado at $2,168 per year ($181 per month) and ending with the Ram Truck at $2,846 per year ($237 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,168 | $181 |
| Nissan Titan | Full-size | $2,302 | $192 |
| Nissan Frontier | Midsize | $2,326 | $194 |
| Ford Ranger | Midsize | $2,352 | $196 |
| Ford Maverick | Midsize | $2,390 | $199 |
| Honda Ridgeline | Midsize | $2,444 | $204 |
| Hyundai Santa Cruz | Midsize | $2,484 | $207 |
| Toyota Tacoma | Midsize | $2,494 | $208 |
| GMC Sierra 2500 HD | Heavy Duty | $2,504 | $209 |
| GMC Canyon | Midsize | $2,534 | $211 |
| Jeep Gladiator | Midsize | $2,594 | $216 |
| GMC Sierra 3500 | Heavy Duty | $2,610 | $218 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,634 | $220 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,702 | $225 |
| GMC Sierra | Full-size | $2,718 | $227 |
| Chevrolet Silverado | Full-size | $2,722 | $227 |
| Nissan Titan XD | Heavy Duty | $2,722 | $227 |
| Ford F150 | Full-size | $2,756 | $230 |
| GMC Hummer EV Pickup | Full-size | $2,822 | $235 |
| Ram Truck | Full-size | $2,846 | $237 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Utah.
Cheapest luxury cars to insure in West Valley City, Utah
Ranking highest for the cheapest West Valley City auto insurance rates in the luxury car segment are the Lexus IS 300, Acura TLX, Acura Integra, BMW 330i, and Mercedes-Benz CLA250. Rates for these vehicles average $212 or less per month.
Additional models that rank well in our comparison include the Lexus RC 300, Cadillac CT4, Genesis G70, and Lexus ES 350, with an average cost to insure of $2,588 per year or less.
On a monthly basis, car insurance rates in this segment for a good driver starts at an average of $182 per month, depending on the company.
The most affordable small luxury car to insure in West Valley City is the Acura Integra at $2,188 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,532 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,924 per year.
The next table ranks the twenty luxury cars with the lowest-cost car insurance in West Valley City, starting with the Acura Integra at $2,188 per year and ending with the Audi S3 at $2,760 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,188 | $182 |
| BMW 330i | Compact | $2,506 | $209 |
| Mercedes-Benz CLA250 | Midsize | $2,532 | $211 |
| Lexus IS 300 | Midsize | $2,536 | $211 |
| Acura TLX | Compact | $2,548 | $212 |
| Cadillac CT4 | Compact | $2,570 | $214 |
| Lexus ES 350 | Midsize | $2,570 | $214 |
| Genesis G70 | Compact | $2,576 | $215 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,582 | $215 |
| Lexus RC 300 | Midsize | $2,588 | $216 |
| Lexus IS 350 | Compact | $2,598 | $217 |
| Jaguar XF | Midsize | $2,604 | $217 |
| Cadillac CT5 | Midsize | $2,654 | $221 |
| Lexus ES 250 | Midsize | $2,664 | $222 |
| Lexus RC 350 | Compact | $2,670 | $223 |
| BMW 330e | Compact | $2,674 | $223 |
| BMW 228i | Compact | $2,678 | $223 |
| BMW 230i | Compact | $2,698 | $225 |
| Lexus ES 300h | Midsize | $2,704 | $225 |
| Audi S3 | Compact | $2,760 | $230 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Utah.
Cheapest luxury SUV insurance rates in West Valley City, Utah
The top-ranked vehicle in West Valley City for cheapest average insurance rates in the luxury SUV segment is the Acura RDX, with an average cost of $2,058 per year. Second place is the Lexus NX 250 at $2,178 per year, and ranking third is the Cadillac XT4, costing an average of $2,222 per year.
Not the cheapest to insure, but still ranked well, are luxury SUVs like the Lincoln Corsair, Lexus NX 350h, Mercedes-Benz GLB 250, and Lexus NX 450h, with average insurance cost of $2,374 per year or less.
From a monthly standpoint, car insurance rates in West Valley City on this segment can cost as low as $172 per month, depending on your location and insurance company.
When vehicle size is factored in, the most affordable small luxury SUV to insure in West Valley City is the Acura RDX at $2,058 per year. For midsize luxury models, the Jaguar E-Pace has the best rates at $2,300 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,760 per year.
The rate comparison table below ranks the twenty luxury SUVs with the cheapest insurance rates in West Valley City.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,058 | $172 |
| Lexus NX 250 | Compact | $2,178 | $182 |
| Cadillac XT4 | Compact | $2,222 | $185 |
| Jaguar E-Pace | Midsize | $2,300 | $192 |
| Cadillac XT5 | Midsize | $2,322 | $194 |
| Lexus NX 350h | Compact | $2,324 | $194 |
| Lincoln Corsair | Compact | $2,352 | $196 |
| Mercedes-Benz GLB 250 | Compact | $2,356 | $196 |
| Lexus UX 250h | Compact | $2,360 | $197 |
| Lexus NX 450h | Compact | $2,374 | $198 |
| Infiniti QX50 | Midsize | $2,392 | $199 |
| Mercedes-Benz GLA250 | Compact | $2,400 | $200 |
| Cadillac XT6 | Midsize | $2,408 | $201 |
| Mercedes-Benz GLA35 AMG | Compact | $2,408 | $201 |
| Infiniti QX60 | Midsize | $2,420 | $202 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,426 | $202 |
| Land Rover Evoque | Compact | $2,456 | $205 |
| Acura MDX | Midsize | $2,458 | $205 |
| Lexus NX 350 | Compact | $2,468 | $206 |
| Lexus RX 350 | Midsize | $2,470 | $206 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Utah.
Cheapest sports cars to insure in West Valley City
Ranking at the top for the lowest-cost West Valley City auto insurance rates in the performance and sports car segment are the BMW Z4, Subaru WRX, Toyota GR86, Ford Mustang, and Mazda MX-5 Miata. Car insurance quotes for these models average $230 or less per month.
Not the cheapest, but still in the top 10, are cars like the Lexus RC F, BMW M2, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,944 per year or less.
As a cost per month, full-coverage insurance in West Valley City on this segment for an average middle-age driver will start around $190 per month, depending on the company.
The comparison table below ranks the sports cars with the lowest-cost insurance rates in West Valley City.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,278 | $190 |
| Toyota GR86 | Sports Car | $2,594 | $216 |
| Ford Mustang | Sports Car | $2,706 | $226 |
| BMW Z4 | Sports Car | $2,720 | $227 |
| Subaru WRX | Sports Car | $2,760 | $230 |
| Toyota GR Supra | Sports Car | $2,766 | $231 |
| BMW M2 | Sports Car | $2,848 | $237 |
| Nissan Z | Sports Car | $2,852 | $238 |
| Lexus RC F | Sports Car | $2,910 | $243 |
| Subaru BRZ | Sports Car | $2,944 | $245 |
| BMW M3 | Sports Car | $3,110 | $259 |
| Porsche 718 | Sports Car | $3,172 | $264 |
| Chevrolet Camaro | Sports Car | $3,200 | $267 |
| Chevrolet Corvette | Sports Car | $3,414 | $285 |
| Porsche 911 | Sports Car | $3,526 | $294 |
| BMW M4 | Sports Car | $3,676 | $306 |
| Lexus LC 500 | Sports Car | $3,692 | $308 |
| Jaguar F-Type | Sports Car | $3,884 | $324 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,074 | $340 |
| Porsche Taycan | Sports Car | $4,170 | $348 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all West Valley City, UT Zip Codes. Updated October 24, 2025
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Utah.
Best practices for saving money on auto insurance
Drivers are always looking to reduce their monthly insurance expenses, so take a minute or two to look through the tips below to see if you can save some money on your next policy.
- Shop around often. Taking the time to get a few free car insurance quotes is a smart way to save money. Rates change frequently and you are not locked into any one company.
- Earn policy discounts to save money. Discounted rates may be available if the insureds are claim-free, insure their home and car with the same company, are accident-free, are loyal customers, choose electronic billing, or many other policy discounts which could save the average West Valley City driver as much as $416 per year.
- Buy vehicles with low cost insurance rates. The performance of the vehicle you drive is an important factor in the cost of car insurance. For example, a Subaru Forester costs $2,326 less per year to insure in West Valley City than a BMW i8. Lower performance vehicles save money.
- A clean driving record saves money. If you want to get affordable auto insurance in West Valley City, it’s necessary to obey traffic laws. Just one or two moving violations have the ramification of increasing policy rates by as much as $656 per year. Major convictions such as DWI or reckless driving could raise rates by an additional $2,284 or more.
- Compare insurance costs before buying a car. Different vehicles can have significantly different car insurance rates, and insurance companies can charge a wide range of prices. Check prices before you buy a new car to prevent any surprises when you get your insurance bill.