Jeep Renegade Insurance Cost for 2025: Insights Into Savings

• Jeep Renegade insurance costs an average of $2,308 per year or around $192 per month, depending on the trim level.
• The Renegade Upland trim level is the cheapest to insure at around $2,206 per year. The most expensive trim is the Limited at $2,360 per year.
• When compared to the rest of the 2024 small SUV segment, it will cost around $102 more to insure a Renegade compared to the segment average rate.
• Jeep Renegade insurance rates in some of the larger cities in the U.S. include $2,716 in Memphis, TN, $2,498 in Wichita, KS, and $2,648 in Fresno, CA.

How much does Jeep Renegade insurance cost?

Jeep Renegade car insurance rates average $2,308 annually, or about $192 a month, for a full coverage policy. This is right around the average rate for all small SUVs of $2,206 per year, and $32 more per year than the overall national average of $2,276 for all vehicles.

The chart below illustrates average car insurance rates on a 2024 Renegade using different driver ages and risk profiles.

To give you a better understanding of the full range of possible rates, consider that liability-only insurance for an older model Jeep Renegade in the cheapest areas of Idaho or Ohio can be as cheap as $225 a year.

At the same time, a 16-year-old male driver with an accident or two in some zip codes in expensive locations like Los Angeles, New Orleans, or Detroit could be paying many thousands of dollars for the same coverage.

This example illustrates how much car insurance rates can vary not only on a Renegade but for any vehicle, due to the large number of factors that determine the price you pay.

Which Renegade model is the cheapest to insure?

The cheapest trim level of Jeep Renegade to insure is the Upland at around $2,206 per year, or about $184 per month. The next cheapest model is the Latitude also at $2,278 per year, and the third cheapest trim level to insure is the Trailhawk at $2,340 per year.

The least budget-friendly models of Jeep Renegade to insure are the Limited at $2,360 and the Altitude at $2,358 per year. Those trims will cost an extra $154 and $152 per year, respectively, over the cheapest Upland model.

With most vehicles, the Renegade included, the cost of insurance increases as the sticker price of the vehicle increases. Adding options and moving into higher trim levels bumps up the cost of insurance due to the increased replacement cost value the vehicle will have. If the vehicle gets totaled, your insurance company will have to pay more to replace the vehicle, hence the need for slightly higher premiums.

The rate table below details average yearly and 6-month car insurance rates for the 2024 Jeep Renegade, including a monthly budget amount, for each available trim level.

Is insurance on the Jeep Renegade cheap?

The Jeep Renegade ranks 32^nd out of 47 comparison vehicles in the 2024 small SUV category. The Renegade costs an average of $2,308 per year for full coverage insurance, while the category median average cost is $2,206 per year, a difference of only $102 per year.

When compared to other similar SUVs, car insurance rates for a Jeep Renegade cost $96 more per year than the Toyota RAV4, $262 more than the Honda CR-V, $98 more than the Chevrolet Equinox, and $154 more than the Nissan Rogue.

The chart below shows how average Renegade insurance rates compare to the 10 most popular small SUVs in America for the 2024 model year. In addition, a rate table is included after the chart that details insurance cost comparisons and rankings for all 47 models in the small SUV category.

How much is insurance on a used Renegade?

Choosing to insure a decent used Jeep Renegade could reduce the cost of insurance by around $902 per year, depending on the model year. Brand-new vehicles have more value, and older models have depreciated and are worth less. This makes older vehicles cheaper to insure.

If the Renegade has depreciated enough to justify dropping physical damage coverage entirely, that could save as much as $818 per year, depending on the coverage deductibles and the age of the driver rated on the vehicle.

The data table below shows average car insurance rates for 2015 to 2024 model year Jeep Renegades. Annual insurance rates range from $1,406 for a 2015 Jeep Renegade to the highest price of $2,308 for a 2024 Renegade.

Average Jeep Renegade insurance rates by location

The cost to insure a Jeep Renegade in some larger metro areas in the U.S. include Louisville, KY, at $3,250 per year, Milwaukee, WI, at an estimated $2,378, Dallas, TX, at $2,464, and Albuquerque, NM, costing $2,348.

The chart below shows average auto insurance policy premiums for a 2024 Renegade for the highest populated cities in the U.S.

If we take a look at Jeep Renegade car insurance rates from a state perspective, states like Virginia ($1,860), Iowa ($1,866), and North Carolina ($1,794) tend to have cheaper Renegade insurance rates, while states like Nevada ($2,754), Florida ($2,684), and Michigan ($2,774) have more expensive insurance rates.

The table below shows average Jeep Renegade insurance rates for all fifty states.