Insurance Rates for a Nissan Kicks: Cost, Insights, and Savings

How much are Nissan Kicks car insurance rates? We compared average rates for the S, SR and SV trim levels to see how prices compared to other compact SUV and crossover models.

Start a Free QuoteCompare Nissan Kicks car insurance quotes and save on your next policy.

  • Nissan Kicks insurance costs an average of $1,844 per year, or about $154 per month for a policy with full coverage.
  • The cheapest Kicks trim level to insure is the base S at around $1,698 per year, and the most expensive trim being the SR at $1,982 annually.
  • The Nissan Kicks is one of the cheaper 2024 small SUVs to insure, costing $310 less per year on average as compared to other small SUVs

How much does Nissan Kicks car insurance cost?

Average car insurance rates for a Nissan Kicks are $1,844 per year, or about $154 a month for full coverage. If separated by coverage type, comprehensive will cost about $494 a year, collision coverage costs around $676, and the remaining liability and medical (or PIP) coverage is about $674.

The chart below shows the average car insurance cost for a 2024 Nissan Kicks using different combinations of driver age and risk.

Average 2024 Nissan Kicks insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Nissan Kicks insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Nissan Kicks with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Kicks trim levels.

2024 Nissan Kicks Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,182$349
Safe Driver Age 20$3,640$303
At-fault Accidents Age 40$2,602$217
Low Deductibles Age 40$2,354$196
Safe Driver Age 30$1,958$163
Safe Driver Age 40$1,844$154
Safe Driver Age 50$1,648$137
High Deductibles Age 40$1,578$132
Safe Driver Age 60$1,538$128
Discount Rate Age 40$1,536$128

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Kicks trim levels. Updated June 27, 2025

Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $13,868 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.

The following table shows average Nissan Kicks insurance rates for the 2018 to 2024 model years. Prices range from $1,408 for a 2018 model to the most expensive average rate of $1,844 for a 2024 Nissan Kicks.

Nissan Kicks Insurance Cost for 2018-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan Kicks$1,844$154
2023 Nissan Kicks$1,744$145
2022 Nissan Kicks$1,666$139
2021 Nissan Kicks$1,760$147
2020 Nissan Kicks$1,708$142
2019 Nissan Kicks$1,508$126
2018 Nissan Kicks$1,408$117

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Kicks trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2018 to 2024 Nissan Kicks models
Average annual premium and cost per month to insure 2018 to 2024 Nissan Kicks models

What model of Nissan Kicks is the cheapest to insure?

The cheapest Nissan Kicks car insurance rates can be found on the base S at around $1,698 per year, or about $142 per month. The second cheapest model is the SV at $1,760 per year, and the most expensive trim level to insure is the SR at $1,776 per year.

The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2024 Kicks.

2024 Nissan Kicks Insurance Rates by Trim Level
2024 Nissan Kicks Trim Level Annual Premium Cost Per Month
S$1,698$142
SV$1,760$147
SR$1,776$148
S$1,900$158
SV$1,958$163
SR$1,982$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Nissan Kicks ranging from the S model at $1,698 per year to the SR model at $1,982
Insurance cost by trim level for a 2024 Nissan Kicks ranging from the S model at $1,698 per year to the SR model at $1,982

Kicks vs other small SUVs: Which insurance is cheaper?

When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $318 less per year than the Toyota RAV4, $152 less than the Honda CR-V, $314 less than the Chevrolet Equinox, and $262 less than the Nissan Rogue.

The Nissan Kicks ranks fourth out of 47 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,844 per year for full coverage insurance, while the segment average cost is $2,154 annually, a difference of $310 per year.

The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2024 small SUV class.

Average 2024 Nissan Kicks car insurance premium compared to other small SUV models.
Figure 2: Average 2024 Nissan Kicks car insurance premium compared to other small SUV models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Kicks. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Nissan Kicks trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Nissan Kicks Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$114
2Chevrolet Trailblazer$1,760-$84
3Kia Soul$1,826-$18
4Nissan Kicks$1,844--
5Buick Envision$1,878$34
6Toyota Corolla Cross$1,888$44
7Hyundai Venue$1,902$58
8Mazda CX-5$1,910$66
9Ford Bronco Sport$1,918$74
10Volkswagen Tiguan$1,938$94
11Buick Encore$1,988$144
12Honda CR-V$1,996$152
13Volkswagen Taos$2,008$164
14Kia Niro$2,014$170
15Honda HR-V$2,040$196
16Subaru Forester$2,084$240
17Kia Seltos$2,094$250
18GMC Terrain$2,096$252
19Nissan Rogue$2,106$262
20Hyundai Kona$2,110$266
21Mazda CX-30$2,114$270
22Volkswagen ID4$2,124$280
23Ford Escape$2,138$294
24Chevrolet Equinox$2,158$314
25Toyota RAV4$2,162$318
26Mazda MX-30$2,172$328
27Hyundai Tucson$2,176$332
28Chevrolet Trax$2,210$366
29Mini Cooper Clubman$2,220$376
30Mini Cooper$2,226$382
31Mitsubishi Eclipse Cross$2,246$402
32Jeep Renegade$2,252$408
33Mitsubishi Outlander$2,280$436
34Kia Sportage$2,294$450
35Hyundai Ioniq 5$2,302$458
36Nissan Ariya$2,304$460
37Fiat 500X$2,310$466
38Mini Cooper Countryman$2,318$474
39Subaru Solterra$2,320$476
40Mazda CX-50$2,326$482
41Toyota bz4X$2,330$486
42Mitsubishi Mirage$2,342$498
43Kia EV6$2,416$572
44Dodge Hornet$2,492$648
45Jeep Compass$2,536$692
46Hyundai Nexo$2,584$740
47Ford Mustang Mach-E$2,742$898

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

Nissan Kicks insurance rates by location

Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $1,496 a year in Virginia Beach, VA, up to more expensive rates such as $2,844 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,962 per year, Jacksonville, FL, costing $1,934, Memphis, TN, at $2,190, and El Paso, TX, at $1,804.

The following chart visualizes the average estimated insurance premiums for a 2024 Nissan Kicks for the thirty largest urban areas in the United States.

Average car insurance rates for a 2024 Nissan Kicks in larger U.S. cities.
Figure 3: Average car insurance rates for a 2024 Nissan Kicks in larger U.S. cities. Rates updated on June 27, 2025.

Data Methodology: Average car insurance rates for a 2024 Nissan Kicks assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Nissan Kicks Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$2,996$250
Philadelphia, PA$2,724$227
Las Vegas, NV$2,718$227
Los Angeles, CA$2,712$226
San Francisco, CA$2,424$202
Kansas City, MO$2,222$185
Oklahoma City, OK$2,222$185
Denver, CO$2,190$183
Memphis, TN$2,190$183
Atlanta, GA$2,170$181
San Jose, CA$2,124$177
Phoenix, AZ$2,082$174
Portland, OR$2,066$172
San Diego, CA$2,052$171
Boston, MA$2,050$171
Chicago, IL$2,004$167
Dallas, TX$1,982$165
Houston, TX$1,978$165
Seattle, WA$1,972$164
Jacksonville, FL$1,934$161
Nashville, TN$1,918$160
Milwaukee, WI$1,912$159
Albuquerque, NM$1,888$157
San Antonio, TX$1,848$154
Omaha, NE$1,810$151
Fort Worth, TX$1,806$151
Austin, TX$1,788$149
Indianapolis, IN$1,682$140
Columbus, OH$1,596$133
Charlotte, NC$1,548$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 Nissan Kicks and all Zip Codes in each city. Updated June 27, 2025

When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($1,494), North Carolina ($1,432), and Idaho ($1,554) have cheaper insurance rates, while states like Florida ($2,170), Michigan ($2,250), and New York ($2,168) tend to be higher.

The table below shows average rates for a 2024 Nissan Kicks in all 50 U.S. states.

2024 Nissan Kicks Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$1,810$151
Alaska$1,616$135
Arizona$1,834$153
Arkansas$2,012$168
California$2,236$186
Colorado$2,050$171
Connecticut$2,104$175
Delaware$2,138$178
Florida$2,170$181
Georgia$1,978$165
Hawaii$1,514$126
Idaho$1,554$130
Illinois$1,780$148
Indiana$1,604$134
Iowa$1,494$125
Kansas$1,928$161
Kentucky$2,046$171
Louisiana$2,094$175
Maine$1,400$117
Maryland$1,850$154
Massachusetts$2,072$173
Michigan$2,250$188
Minnesota$1,754$146
Mississippi$1,916$160
Missouri$2,124$177
Montana$1,834$153
Nebraska$1,722$144
Nevada$2,216$185
New Hampshire$1,494$125
New Jersey$2,238$187
New Mexico$1,704$142
New York$2,168$181
North Carolina$1,432$119
North Dakota$1,714$143
Ohio$1,532$128
Oklahoma$2,090$174
Oregon$1,856$155
Pennsylvania$1,894$158
Rhode Island$2,278$190
South Carolina$1,726$144
South Dakota$1,986$166
Tennessee$1,878$157
Texas$1,850$154
Utah$1,776$148
Vermont$1,574$131
Virginia$1,488$124
Washington$1,814$151
West Virginia$1,800$150
Wisconsin$1,560$130
Wyoming$1,798$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025

Average annual premium and cost per month to insure a 2024 Nissan Kicks in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 Nissan Kicks in all 50 U.S. States

Additional Rates and Possible Insurance Discounts

Some additional auto insurance rates and discounts to watch for are listed below.

  • Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $874 per year for a 30-year-old driver and even as much as $446 per year for a 60-year-old driver.
  • Policyholder gender affects insurance costs. For a 2024 Nissan Kicks, a 20-year-old male receives an average rate of $3,640 per year, while a 20-year-old woman pays $2,648, a difference of $992 per year in the women’s favor by a large margin. But by age 50, male rates are $1,648 and female rates are $1,602, a difference of only $46.
  • Get cheaper car insurance by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $480 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,668 or more.
  • Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $266 per year for a 40-year-old driver and $502 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance costs. Lowering deductibles from $500 to $250 could cost an additional $278 per year for a 40-year-old driver and $526 per year for a 20-year-old driver.
  • Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $290 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $336 more per year.
  • Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and others. If your job can earn you this discount, you may save between $55 and $228 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.