Car Insurance Cost in Tucson, AZ (2025 Rates + Cheapest)

How much will auto insurance cost in Tucson? We break down six different automotive segments to find the vehicles with cheap Tucson car insurance quotes.

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  • Average car insurance cost in Tucson is $2,410 per year, or about $201 per month. This is 5.7% more than the national average rate of $2,276.
  • For cheap car insurance in Tucson, compact crossovers and SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Hyundai Venue, and Toyota Corolla Cross rank well for overall auto insurance cost.
  • Models with segment-leading car insurance rates in Tucson include the Toyota GR Corolla ($2,094 per year), Acura Integra ($2,144 per year), Subaru Crosstrek ($1,782 per year), and Mercedes-Benz CLA250 ($2,482 per year).

How much does car insurance cost in Tucson?

In Tucson, the average price for car insurance is $2,410 per year, which is 5.7% more than the overall national average rate of $2,276. Per month, Tucson car insurance costs approximately $201 for a policy that provides full coverage.

In the state of Arizona, average auto insurance cost is $2,376 per year, so the cost in Tucson averages $34 more per year. The average cost of auto insurance in Tucson compared to other Arizona locations is about $280 per year less than in Phoenix, $196 per year cheaper than in Glendale, and $56 per year less than in Mesa.

The age of the rated driver influences the cost of auto insurance, so the list below details how driver age influences cost by showing average car insurance rates depending on driver age.

Car insurance cost in Tucson, AZ, for drivers age 16 to 60

  • 16 year old – $8,580 per year or $715 per month
  • 17 year old – $8,311 per year or $693 per month
  • 18 year old – $7,451 per year or $621 per month
  • 19 year old – $6,784 per year or $565 per month
  • 20 year old – $4,848 per year or $404 per month
  • 30 year old – $2,570 per year or $214 per month
  • 40 year old – $2,410 per year or $201 per month
  • 50 year old – $2,138 per year or $178 per month
  • 60 year old – $2,002 per year or $167 per month

The next chart shows average auto insurance rates in Tucson, Arizona, for 2024 model year vehicles not only for different driver ages, but also for different comprehensive and collision deductibles.

Average full-coverage car insurance premium in Tucson, AZ for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Tucson, AZ for different ages of drivers. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Tucson, AZ Zip Codes.

Average Car Insurance Cost in Tucson, AZ
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,104$342
$500$4,848$404
$250$5,638$470
30$1,000$2,154$180
$500$2,570$214
$250$3,004$250
40$1,000$2,028$169
$500$2,410$201
$250$2,808$234
50$1,000$1,806$151
$500$2,138$178
$250$2,482$207
60$1,000$1,692$141
$500$2,002$167
$250$2,324$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Tucson, AZ Zip Codes. Updated October 24, 2025

Average rates in the previous chart range from $1,692 per year for a 60-year-old driver with $1,000 deductibles to $5,638 per year for a 20-year-old driver with $250 deductibles. The average rate we use to compare different vehicles or locations is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which is an average cost of $2,410 per year in Tucson.

As a monthly rate, the average cost of car insurance in Tucson ranges from $141 to $470 for the same driver risk profiles shown in the prior chart.

The vehicles that sell well in Tucson tend to be small or midsize sedans like the Toyota Corolla, Honda Civic, and Honda Accord and small or midsize SUVs like the Chevy Equinox and Jeep Grand Cherokee.

Other popular models from different automotive segments include luxury SUVs like the Acura MDX and Infiniti QX60, luxury cars like the Tesla Model S and BMW 530i, and pickup trucks like the Ford Ranger and Toyota Tacoma.

We get into different rates in much more detail later on in this article, but before we delve that deep, let’s take a quick look at the concepts that we covered in this first section.

  • Tucson, AZ, car insurance costs more than the U.S. average – $2,410 (Tucson average) versus $2,276 (U.S. average)
  • Auto insurance rates fall substantially in your twenties – The average 30-year-old Tucson, AZ, driver will pay $2,278 less per year than a 20-year-old driver, $2,570 compared to $4,848.
  • Tucson auto insurance prices are more expensive than the Arizona state average – $2,410 (Tucson average) versus $2,376 (Arizona average)
  • Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $1,002 more per year for a $250 deductible policy versus a $1,000 deductible policy.
  • Insuring teens is not cheap – Average cost ranges from $5,737 to $8,580 per year for car insurance for teens in Tucson, AZ.
  • Car insurance gets more affordable as you get older – Average car insurance rates for a 50-year-old driver in Tucson are $2,710 per year cheaper than for a 20-year-old driver.

Which vehicles have the cheapest car insurance rates?

When comparing rates for all cars, SUVs, and pickups, the models with the most affordable auto insurance rates in Tucson tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Hyundai Venue. Average auto insurance quotes for those small SUVs cost $163 or less per month for full coverage.

Examples of other vehicles that have low-cost car insurance rates in the cost comparison table are the Acura RDX, Volkswagen Taos, Ford Bronco Sport, and Buick Encore.

Insurance is a little higher for those models than the crossovers and compact SUVs that rank at the top, but they still have an average insurance cost of $175 or less per month.

The table below ranks the top 20 models with the cheapest car insurance rates in Tucson, ordered by annual cost.

Top 20 Cheapest Auto Insurance Rates in Tucson
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,782$149
2Chevrolet Trailblazer$1,812$151
3Kia Soul$1,882$157
4Nissan Kicks$1,896$158
5Honda Passport$1,920$160
6Buick Envision$1,932$161
7Toyota Corolla Cross$1,942$162
8Hyundai Venue$1,956$163
9Mazda CX-5$1,966$164
10Ford Bronco Sport$1,974$165
11Volkswagen Tiguan$1,994$166
12Acura RDX$2,016$168
13Nissan Murano$2,026$169
14Buick Encore$2,048$171
15Subaru Outback$2,052$171
16Honda CR-V$2,056$171
17Buick Envista$2,060$172
18Volkswagen Taos$2,064$172
19Kia Niro$2,076$173
20Toyota GR Corolla$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Top 20 cheapest vehicles to insure in Tucson, AZ with the Subaru Crosstrek ranking first at $1,782 per year
Top 20 cheapest vehicles to insure in Tucson, AZ with the Subaru Crosstrek ranking first at $1,782 per year

The above table containing 20 vehicles with the cheapest insurance in Tucson is great if you’re just wanting the lowest rates. A better way to analyze rates for different vehicles is by organizing them by vehicle segment.

The next section goes into more detail about the cost of car insurance based on automotive segment. The rates shown will give you a good idea of which types of vehicles have the most affordable auto insurance rates in Tucson. Then the six sections following the chart display the 20 cheapest models for each segment.

Tucson auto insurance rates by automotive segment

If you’re shopping for a new or used vehicle, it’s in your best interest to know which styles of vehicles have less expensive car insurance rates in Tucson. To illustrate this, some common questions are if midsize SUVs have cheaper auto insurance than small SUVs or if regular SUVs are cheaper to insure than luxury SUVs.

The next chart shows average car insurance rates in Tucson for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the least expensive rates, while large luxury, performance, and sports cars have the highest average cost of insurance.

Car insurance average cost by automotive segment in Tucson, AZ.
Figure 2: Car insurance average cost by automotive segment in Tucson, AZ. Rates updated on October 24, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Tucson Zip Codes.

Car Insurance Rates by Automotive Segment in Tucson, AZ
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,214$185
Midsize SUV$2,380$198
Compact Car$2,380$198
Minivan$2,386$199
Midsize Pickup$2,434$203
Midsize Car$2,458$205
Compact Luxury SUV$2,612$218
Compact Luxury Car$2,652$221
Large SUV$2,658$222
Half-ton Pickup$2,668$222
Heavy Duty Pickup$2,770$231
Midsize Luxury SUV$2,862$239
Midsize Luxury Car$2,956$246
Sports Car$3,310$276
Large Car$3,464$289
Large Luxury SUV$3,730$311
Large Luxury Car$3,852$321

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Average rates by segment are handy for getting a ballpark comparison, but cost varies significantly within each vehicle segment listed in the previous chart.

For example, in the midsize car segment, Tucson auto insurance rates range from the Kia K5 costing $2,322 per year for a full coverage policy to the Tesla Model 3 at $2,832 per year. For another example, in the large truck segment, the average cost of insurance ranges from the Nissan Titan at $2,254 per year to the Toyota Tundra at $2,866 per year.

In these next sections, we eliminate this variability by comparing the cost of car insurance in Tucson for specific vehicles.

Cheapest cars to insure in Tucson

Ranking #1 in Tucson for the lowest-cost average insurance in the non-luxury car segment is the Toyota GR Corolla, costing an average of $2,094 per year. Second place is the Nissan Leaf at $2,110 per year, the third cheapest is the Honda Civic, at an average of $2,134 per year, and coming in fourth is the Nissan Sentra, costing an average of $2,206 per year.

Additional cars that rank well in our comparison are the Toyota Corolla, Kia K5, Toyota Prius, and Honda Accord, with an average car insurance cost of $2,348 per year or less.

Additional 2024 models on the list include the Kia Forte, Nissan Versa, Hyundai Sonata, Mazda 3, and Toyota Crown, which cost between $2,348 and $2,492 per year for full-coverage insurance.

From a monthly standpoint, full-coverage insurance in Tucson on this segment for a middle-age safe driver can cost as low as $175 per month, depending on your company and location.

When the car segment is analyzed by vehicle size, the cheapest compact car to insure in Tucson is the Toyota GR Corolla at $2,094 per year. For midsize models, the Kia K5 is the cheapest model to insure at $2,322 per year. And for full-size non-luxury cars, the Chrysler 300 has the best rates at $2,296 per year.

The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Tucson, starting with the Toyota GR Corolla at $175 per month and ending with the Mazda 3 at $208 per month.

Cheapest Cars to Insure in Tucson, Arizona
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,094$175
Nissan LeafCompact$2,110$176
Honda CivicCompact$2,134$178
Nissan SentraCompact$2,206$184
Subaru ImprezaCompact$2,214$185
Toyota PriusCompact$2,252$188
Kia K5Midsize$2,322$194
Honda AccordMidsize$2,326$194
Chevrolet MalibuMidsize$2,334$195
Toyota CorollaCompact$2,348$196
Kia ForteCompact$2,350$196
Volkswagen ArteonMidsize$2,368$197
Nissan VersaCompact$2,374$198
Subaru LegacyMidsize$2,378$198
Hyundai Ioniq 6Midsize$2,400$200
Mitsubishi Mirage G4Compact$2,432$203
Volkswagen JettaCompact$2,436$203
Toyota CrownMidsize$2,440$203
Hyundai SonataMidsize$2,442$204
Mazda 3Compact$2,492$208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Tucson, AZ, with the Toyota GR Corolla ranking first at $2,094 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Tucson, AZ, with the Toyota GR Corolla ranking first at $2,094 per year.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Arizona.

Cheapest SUVs to insure in Tucson

Ranking at the top for the lowest-cost Tucson auto insurance rates in the non-luxury SUV segment are the Nissan Kicks, Kia Soul, Honda Passport, Subaru Crosstrek, and Chevrolet Trailblazer. Auto insurance prices for these vehicles average $1,920 or less per year.

Additional SUVs that rank well in our comparison are the Hyundai Venue, Toyota Corolla Cross, Buick Envision, and Ford Bronco Sport, with an average cost to insure of $1,974 per year or less.

As a cost per month, full-coverage auto insurance in Tucson on this segment for a good driver can cost as low as $149 per month, depending on the company and your location.

When ranked by vehicle size, the most affordable compact SUV to insure in Tucson is the Subaru Crosstrek at $1,782 per year, or $149 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,920 per year, or $160 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,262 per year, or $189 per month.

The comparison table below ranks the twenty SUVs with the cheapest car insurance in Tucson, starting with the Subaru Crosstrek at $1,782 per year ($149 per month) and ending with the Subaru Ascent at $2,098 per year ($175 per month).

Cheapest SUVs to Insure in Tucson, Arizona
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,782$149
Chevrolet TrailblazerCompact$1,812$151
Kia SoulCompact$1,882$157
Nissan KicksCompact$1,896$158
Honda PassportMidsize$1,920$160
Buick EnvisionCompact$1,932$161
Toyota Corolla CrossCompact$1,942$162
Hyundai VenueCompact$1,956$163
Mazda CX-5Compact$1,966$164
Ford Bronco SportCompact$1,974$165
Volkswagen TiguanCompact$1,994$166
Nissan MuranoMidsize$2,026$169
Buick EncoreCompact$2,048$171
Subaru OutbackMidsize$2,052$171
Honda CR-VCompact$2,056$171
Buick EnvistaMidsize$2,060$172
Volkswagen TaosCompact$2,064$172
Kia NiroCompact$2,076$173
Honda HR-VCompact$2,098$175
Subaru AscentMidsize$2,098$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Tucson, AZ, with the Subaru Crosstrek ranking first at $1,782 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Tucson, AZ, with the Subaru Crosstrek ranking first at $1,782 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.

Cheapest luxury cars to insure in Tucson

The lowest-cost luxury cars to insure in Tucson are the Acura Integra at $2,144 per year, the BMW 330i at $2,454 per year, and the Mercedes-Benz CLA250 at $2,482 per year.

Rounding out the top 10 are luxury cars like the Mercedes-Benz AMG CLA35, Lexus RC 300, Lexus ES 350, and Cadillac CT4, with average cost of $2,534 per year or less.

Additional luxury cars on the list include the BMW 230i, Lexus ES 250, Lexus ES 300h, and BMW 330e, which average between $2,534 and $2,704 to insure per year.

From a monthly standpoint, auto insurance in Tucson on this segment for a middle-age safe driver starts at around $179 per month, depending on your location and insurance company.

The rate comparison table below ranks the luxury cars with the lowest-cost average insurance rates in Tucson, starting with the Acura Integra at $2,144 per year and ending with the Audi S3 at $2,704 per year.

Cheapest Luxury Cars to Insure in Tucson, Arizona
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,144$179
BMW 330iCompact$2,454$205
Lexus IS 300Midsize$2,482$207
Mercedes-Benz CLA250Midsize$2,482$207
Acura TLXCompact$2,494$208
Lexus ES 350Midsize$2,516$210
Cadillac CT4Compact$2,518$210
Genesis G70Compact$2,524$210
Mercedes-Benz AMG CLA35Midsize$2,528$211
Lexus RC 300Midsize$2,534$211
Lexus IS 350Compact$2,544$212
Jaguar XFMidsize$2,552$213
Cadillac CT5Midsize$2,596$216
Lexus ES 250Midsize$2,608$217
Lexus RC 350Compact$2,614$218
BMW 330eCompact$2,616$218
BMW 228iCompact$2,622$219
BMW 230iCompact$2,642$220
Lexus ES 300hMidsize$2,646$221
Audi S3Compact$2,704$225

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Tucson, AZ, with the Acura Integra ranking first at $2,144 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Tucson, AZ, with the Acura Integra ranking first at $2,144 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Tucson car insurance quotes from top companies in Arizona.

Cheapest luxury SUVs to insure in Tucson, Arizona

The four most affordable luxury SUVs to insure in Tucson are the Acura RDX at $2,016 per year, Lexus NX 250 at $2,134 per year, Cadillac XT4 at $2,176 per year, and Jaguar E-Pace at $2,254 per year.

Other luxury SUVs that have cheaper rates are the Mercedes-Benz GLB 250, Lexus NX 450h, Lexus NX 350h, and Lincoln Corsair, with an average cost to insure of $2,324 per year or less.

Ranked between 10th and 20th place, SUVs like the Mercedes-Benz GLA250, Cadillac XT6, Infiniti QX60, Infiniti QX50, Acura MDX, and Mercedes-Benz AMG GLB35 average between $2,324 and $2,420 per year for auto insurance in Tucson.

On a monthly basis, car insurance on this segment in Tucson for a good driver starts at around $168 per month, depending on where you live and the company you use.

When rates are compared by vehicle size, the cheapest compact luxury SUV model to insure in Tucson is the Acura RDX at $2,016 per year, or $168 per month. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $2,254 per year, or $188 per month. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,704 per year, or $225 per month.

The rate comparison table below ranks the twenty luxury SUVs with the most affordable auto insurance rates in Tucson.

Cheapest Luxury SUVs to Insure in Tucson, Arizona
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,016$168
Lexus NX 250Compact$2,134$178
Cadillac XT4Compact$2,176$181
Jaguar E-PaceMidsize$2,254$188
Cadillac XT5Midsize$2,274$190
Lexus NX 350hCompact$2,274$190
Lincoln CorsairCompact$2,302$192
Mercedes-Benz GLB 250Compact$2,308$192
Lexus UX 250hCompact$2,310$193
Lexus NX 450hCompact$2,324$194
Infiniti QX50Midsize$2,342$195
Mercedes-Benz GLA250Compact$2,350$196
Cadillac XT6Midsize$2,358$197
Mercedes-Benz GLA35 AMGCompact$2,358$197
Infiniti QX60Midsize$2,372$198
Mercedes-Benz AMG GLB35Midsize$2,376$198
Land Rover EvoqueCompact$2,406$201
Acura MDXMidsize$2,408$201
Lexus NX 350Compact$2,418$202
Lexus RX 350Midsize$2,420$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Tucson, AZ, with the Acura RDX ranking first at $2,016 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Tucson, AZ, with the Acura RDX ranking first at $2,016 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Tucson car insurance quotes from the best auto insurance companies in Arizona.

Cheapest pickup insurance rates in Tucson, Arizona

When comparing 2024 models, the top five cheapest pickup trucks to insure in Tucson are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Insurance rates for these five models range from $2,124 to $2,338 per year.

Some other pickups that have cheaper rates are the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,478 per year or less.

Full-coverage insurance in Tucson for this segment for the average driver starts at around $177 per month, depending on the company. The table below ranks the twenty pickups with the lowest-cost car insurance rates in Tucson.

Cheapest Pickups to Insure in Tucson, Arizona
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,124$177
Nissan TitanFull-size$2,254$188
Nissan FrontierMidsize$2,278$190
Ford RangerMidsize$2,302$192
Ford MaverickMidsize$2,338$195
Honda RidgelineMidsize$2,390$199
Hyundai Santa CruzMidsize$2,432$203
Toyota TacomaMidsize$2,438$203
GMC Sierra 2500 HDHeavy Duty$2,452$204
GMC CanyonMidsize$2,478$207
Jeep GladiatorMidsize$2,536$211
GMC Sierra 3500Heavy Duty$2,552$213
Chevrolet Silverado HD 3500Heavy Duty$2,574$215
Chevrolet Silverado HD 2500Heavy Duty$2,644$220
GMC SierraFull-size$2,662$222
Nissan Titan XDHeavy Duty$2,664$222
Chevrolet SilveradoFull-size$2,666$222
Ford F150Full-size$2,696$225
GMC Hummer EV PickupFull-size$2,764$230
Ram TruckFull-size$2,786$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Tucson, AZ, with the Chevrolet Colorado ranking first at $2,124 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Tucson, AZ, with the Chevrolet Colorado ranking first at $2,124 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Arizona.

Cheapest sports cars to insure in Tucson

Ranking #1 in Tucson for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, at $2,232 per year. Second place is the Toyota GR86 costing $2,540 per year, in third place is the Ford Mustang, at an average of $2,648 per year, and ranking fourth is the BMW Z4, costing an average of $2,662 per year.

Also ranking well in our comparison are cars like the BMW M2, Lexus RC F, Toyota GR Supra, and Subaru BRZ, with an average cost of $2,880 per year or less.

Full-coverage car insurance for this segment in Tucson will start around $186 per month, depending on where you live and the company you use. The next table ranks the sports cars with the cheapest car insurance in Tucson.

Cheapest Sports Cars to Insure in Tucson, Arizona
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,232$186
Toyota GR86Sports Car$2,540$212
Ford MustangSports Car$2,648$221
BMW Z4Sports Car$2,662$222
Subaru WRXSports Car$2,704$225
Toyota GR SupraSports Car$2,708$226
BMW M2Sports Car$2,786$232
Nissan ZSports Car$2,792$233
Lexus RC FSports Car$2,848$237
Subaru BRZSports Car$2,880$240
BMW M3Sports Car$3,044$254
Porsche 718Sports Car$3,102$259
Chevrolet CamaroSports Car$3,130$261
Chevrolet CorvetteSports Car$3,338$278
Porsche 911Sports Car$3,452$288
BMW M4Sports Car$3,596$300
Lexus LC 500Sports Car$3,616$301
Jaguar F-TypeSports Car$3,802$317
Mercedes-Benz AMG GT53Sports Car$3,990$333
Porsche TaycanSports Car$4,082$340

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Tucson, AZ, with the Mazda MX-5 Miata ranking first at $2,232 per year.
Ranking of the cheapest sports cars to insure in Tucson, AZ, with the Mazda MX-5 Miata ranking first at $2,232 per year.

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How to save on auto insurance in Tucson

Tucson drivers should always be looking to pay less for insurance, so look through the money-saving tips below and maybe you’ll find a way to save a few bucks when buying auto insurance.

  • Remain claim free and save. Most auto insurance companies give a discounted rate if you have not filed any claims. Car insurance should only be used for larger claims, not minor claims.
  • Raising deductibles results in a cheaper policy. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
  • If your car is older, remove unneeded coverages. Removing comprehensive and collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective can cut the cost of car insurance significantly.
  • Raise your credit score for cheaper insurance rates. Having a high credit score of 800+ may save $378 per year versus a slightly lower credit rating between 670-739. Conversely, a lesser credit rating could cost around $439 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Choose vehicles that have cheaper car insurance. Vehicle performance has a significant impact on the cost of car insurance in Tucson. As an example, a Hyundai Venue costs $2,734 less per year to insure in Tucson than a Nissan GT-R. Lower performance vehicles cost less to insure.
  • More discounts means cheap car insurance rates. Discounted rates may be available if the policyholders drive low annual mileage, sign their policy early, are good students, are homeowners, or many other discounts which could save the average Tucson driver as much as $406 per year.