- Average car insurance cost in Tucson is $2,368 per year, or about $197 per month. This is 6.4% more than the national average rate of $2,221.
- For cheap car insurance in Tucson, compact crossovers and SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Hyundai Venue, and Toyota Corolla Cross rank well for overall auto insurance cost.
- Models with segment-leading car insurance rates in Tucson include the Toyota GR Corolla ($2,056 per year), Acura Integra ($2,106 per year), Subaru Crosstrek ($1,748 per year), and Mercedes-Benz CLA250 ($2,434 per year).
How much does car insurance cost in Tucson?
In Tucson, the average price for car insurance is $2,368 per year, which is 6.4% more than the overall national average rate of $2,221. Per month, Tucson car insurance costs approximately $197 for a policy that provides full coverage.
In the state of Arizona, average auto insurance cost is $2,328 per year, so the cost in Tucson averages $40 more per year. The average cost of auto insurance in Tucson compared to other Arizona locations is about $278 per year less than in Phoenix, $194 per year cheaper than in Glendale, and $56 per year less than in Mesa.
The age of the rated driver influences the cost of auto insurance, so the list below details how driver age influences cost by showing average car insurance rates depending on driver age.
Car insurance cost in Tucson, AZ, for drivers age 16 to 60
- 16 year old – $8,423 per year or $702 per month
- 17 year old – $8,161 per year or $680 per month
- 18 year old – $7,313 per year or $609 per month
- 19 year old – $6,661 per year or $555 per month
- 20 year old – $4,758 per year or $397 per month
- 30 year old – $2,522 per year or $210 per month
- 40 year old – $2,368 per year or $197 per month
- 50 year old – $2,096 per year or $175 per month
- 60 year old – $1,964 per year or $164 per month
The next chart shows average auto insurance rates in Tucson, Arizona, for 2024 model year vehicles not only for different driver ages, but also for different comprehensive and collision deductibles.

Average rates in the previous chart range from $1,662 per year for a 60-year-old driver with $1,000 deductibles to $5,534 per year for a 20-year-old driver with $250 deductibles. The average rate we use to compare different vehicles or locations is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which is an average cost of $2,368 per year in Tucson.
As a monthly rate, the average cost of car insurance in Tucson ranges from $139 to $461 for the same driver risk profiles shown in the prior chart.
The vehicles that sell well in Tucson tend to be small or midsize sedans like the Toyota Corolla, Honda Civic, and Honda Accord and small or midsize SUVs like the Chevy Equinox and Jeep Grand Cherokee.
Other popular models from different automotive segments include luxury SUVs like the Acura MDX and Infiniti QX60, luxury cars like the Tesla Model S and BMW 530i, and pickup trucks like the Ford Ranger and Toyota Tacoma.
We get into different rates in much more detail later on in this article, but before we delve that deep, let’s take a quick look at the concepts that we covered in this first section.
- Tucson, AZ, car insurance costs more than the U.S. average – $2,368 (Tucson average) versus $2,221 (U.S. average)
- Auto insurance rates fall substantially in your twenties – The average 30-year-old Tucson, AZ, driver will pay $2,236 less per year than a 20-year-old driver, $2,522 compared to $4,758.
- Tucson auto insurance prices are more expensive than the Arizona state average – $2,368 (Tucson average) versus $2,328 (Arizona average)
- Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $986 more per year for a $250 deductible policy versus a $1,000 deductible policy.
- Insuring teens is not cheap – Average cost ranges from $5,631 to $8,423 per year for car insurance for teens in Tucson, AZ.
- Car insurance gets more affordable as you get older – Average car insurance rates for a 50-year-old driver in Tucson are $2,662 per year cheaper than for a 20-year-old driver.
Which vehicles have the cheapest car insurance rates?
When comparing rates for all cars, SUVs, and pickups, the models with the most affordable auto insurance rates in Tucson tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Hyundai Venue. Average auto insurance quotes for those small SUVs cost $160 or less per month for full coverage.
Examples of other vehicles that have low-cost car insurance rates in the cost comparison table are the Acura RDX, Volkswagen Taos, Ford Bronco Sport, and Buick Encore.
Insurance is a little higher for those models than the crossovers and compact SUVs that rank at the top, but they still have an average insurance cost of $172 or less per month.
The table below ranks the top 20 models with the cheapest car insurance rates in Tucson, ordered by annual cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,748 | $146 |
2 | Chevrolet Trailblazer | $1,780 | $148 |
3 | Kia Soul | $1,848 | $154 |
4 | Nissan Kicks | $1,864 | $155 |
5 | Honda Passport | $1,884 | $157 |
6 | Buick Envision | $1,896 | $158 |
7 | Toyota Corolla Cross | $1,906 | $159 |
8 | Hyundai Venue | $1,920 | $160 |
9 | Mazda CX-5 | $1,930 | $161 |
10 | Ford Bronco Sport | $1,940 | $162 |
11 | Volkswagen Tiguan | $1,958 | $163 |
12 | Acura RDX | $1,978 | $165 |
13 | Nissan Murano | $1,988 | $166 |
14 | Buick Encore | $2,012 | $168 |
15 | Subaru Outback | $2,016 | $168 |
16 | Honda CR-V | $2,018 | $168 |
17 | Buick Envista | $2,022 | $169 |
18 | Volkswagen Taos | $2,026 | $169 |
19 | Kia Niro | $2,038 | $170 |
20 | Toyota GR Corolla | $2,056 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 26, 2025
The above table containing 20 vehicles with the cheapest insurance in Tucson is great if you’re just wanting the lowest rates. A better way to analyze rates for different vehicles is by organizing them by vehicle segment.
The next section goes into more detail about the cost of car insurance based on automotive segment. The rates shown will give you a good idea of which types of vehicles have the most affordable auto insurance rates in Tucson. Then the six sections following the chart display the 20 cheapest models for each segment.
Tucson auto insurance rates by automotive segment
If you’re shopping for a new or used vehicle, it’s in your best interest to know which styles of vehicles have less expensive car insurance rates in Tucson. To illustrate this, some common questions are if midsize SUVs have cheaper auto insurance than small SUVs or if regular SUVs are cheaper to insure than luxury SUVs.
The next chart shows average car insurance rates in Tucson for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the least expensive rates, while large luxury, performance, and sports cars have the highest average cost of insurance.

Average rates by segment are handy for getting a ballpark comparison, but cost varies significantly within each vehicle segment listed in the previous chart.
For example, in the midsize car segment, Tucson auto insurance rates range from the Kia K5 costing $2,280 per year for a full coverage policy to the Tesla Model 3 at $2,780 per year. For another example, in the large truck segment, the average cost of insurance ranges from the Nissan Titan at $2,212 per year to the Toyota Tundra at $2,816 per year.
In these next sections, we eliminate this variability by comparing the cost of car insurance in Tucson for specific vehicles.
Cheapest cars to insure in Tucson
Ranking #1 in Tucson for the lowest-cost average insurance in the non-luxury car segment is the Toyota GR Corolla, costing an average of $2,056 per year. Second place is the Nissan Leaf at $2,072 per year, the third cheapest is the Honda Civic, at an average of $2,096 per year, and coming in fourth is the Nissan Sentra, costing an average of $2,168 per year.
Additional cars that rank well in our comparison are the Toyota Corolla, Kia K5, Toyota Prius, and Honda Accord, with an average car insurance cost of $2,304 per year or less.
Additional 2024 models on the list include the Kia Forte, Nissan Versa, Hyundai Sonata, Mazda 3, and Volkswagen Jetta, which cost between $2,304 and $2,446 per year for full-coverage insurance.
From a monthly standpoint, full-coverage insurance in Tucson on this segment for a middle-age safe driver can cost as low as $171 per month, depending on your company and location.
When the car segment is analyzed by vehicle size, the cheapest compact car to insure in Tucson is the Toyota GR Corolla at $2,056 per year. For midsize models, the Kia K5 is the cheapest model to insure at $2,280 per year. And for full-size non-luxury cars, the Chrysler 300 has the best rates at $2,254 per year.
The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Tucson, starting with the Toyota GR Corolla at $171 per month and ending with the Mazda 3 at $204 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,056 | $171 |
Nissan Leaf | Compact | $2,072 | $173 |
Honda Civic | Compact | $2,096 | $175 |
Nissan Sentra | Compact | $2,168 | $181 |
Subaru Impreza | Compact | $2,174 | $181 |
Toyota Prius | Compact | $2,212 | $184 |
Kia K5 | Midsize | $2,280 | $190 |
Honda Accord | Midsize | $2,284 | $190 |
Chevrolet Malibu | Midsize | $2,294 | $191 |
Toyota Corolla | Compact | $2,304 | $192 |
Kia Forte | Compact | $2,310 | $193 |
Volkswagen Arteon | Midsize | $2,324 | $194 |
Nissan Versa | Compact | $2,330 | $194 |
Subaru Legacy | Midsize | $2,334 | $195 |
Hyundai Ioniq 6 | Midsize | $2,354 | $196 |
Mitsubishi Mirage G4 | Compact | $2,386 | $199 |
Volkswagen Jetta | Compact | $2,392 | $199 |
Toyota Crown | Midsize | $2,394 | $200 |
Hyundai Sonata | Midsize | $2,400 | $200 |
Mazda 3 | Compact | $2,446 | $204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 27, 2025
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Arizona.
Cheapest SUVs to insure in Tucson
Ranking at the top for the lowest-cost Tucson auto insurance rates in the non-luxury SUV segment are the Nissan Kicks, Kia Soul, Honda Passport, Subaru Crosstrek, and Chevrolet Trailblazer. Auto insurance prices for these vehicles average $1,884 or less per year.
Additional SUVs that rank well in our comparison are the Hyundai Venue, Toyota Corolla Cross, Buick Envision, and Ford Bronco Sport, with an average cost to insure of $1,940 per year or less.
As a cost per month, full-coverage auto insurance in Tucson on this segment for a good driver can cost as low as $146 per month, depending on the company and your location.
When ranked by vehicle size, the most affordable compact SUV to insure in Tucson is the Subaru Crosstrek at $1,748 per year, or $146 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,884 per year, or $157 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,222 per year, or $185 per month.
The comparison table below ranks the twenty SUVs with the cheapest car insurance in Tucson, starting with the Subaru Crosstrek at $1,748 per year ($146 per month) and ending with the Subaru Ascent at $2,060 per year ($172 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,748 | $146 |
Chevrolet Trailblazer | Compact | $1,780 | $148 |
Kia Soul | Compact | $1,848 | $154 |
Nissan Kicks | Compact | $1,864 | $155 |
Honda Passport | Midsize | $1,884 | $157 |
Buick Envision | Compact | $1,896 | $158 |
Toyota Corolla Cross | Compact | $1,906 | $159 |
Hyundai Venue | Compact | $1,920 | $160 |
Mazda CX-5 | Compact | $1,930 | $161 |
Ford Bronco Sport | Compact | $1,940 | $162 |
Volkswagen Tiguan | Compact | $1,958 | $163 |
Nissan Murano | Midsize | $1,988 | $166 |
Buick Encore | Compact | $2,012 | $168 |
Subaru Outback | Midsize | $2,016 | $168 |
Honda CR-V | Compact | $2,018 | $168 |
Buick Envista | Midsize | $2,022 | $169 |
Volkswagen Taos | Compact | $2,026 | $169 |
Kia Niro | Compact | $2,038 | $170 |
Honda HR-V | Compact | $2,058 | $172 |
Subaru Ascent | Midsize | $2,060 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 26, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.
Cheapest luxury cars to insure in Tucson
The lowest-cost luxury cars to insure in Tucson are the Acura Integra at $2,106 per year, the BMW 330i at $2,410 per year, and the Mercedes-Benz CLA250 at $2,434 per year.
Rounding out the top 10 are luxury cars like the Mercedes-Benz AMG CLA35, Lexus RC 300, Lexus ES 350, and Cadillac CT4, with average cost of $2,488 per year or less.
Additional luxury cars on the list include the BMW 230i, Lexus ES 250, Lexus ES 300h, and BMW 330e, which average between $2,488 and $2,652 to insure per year.
From a monthly standpoint, auto insurance in Tucson on this segment for a middle-age safe driver starts at around $176 per month, depending on your location and insurance company.
The rate comparison table below ranks the luxury cars with the lowest-cost average insurance rates in Tucson, starting with the Acura Integra at $2,106 per year and ending with the Audi S3 at $2,652 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,106 | $176 |
BMW 330i | Compact | $2,410 | $201 |
Mercedes-Benz CLA250 | Midsize | $2,434 | $203 |
Lexus IS 300 | Midsize | $2,440 | $203 |
Acura TLX | Compact | $2,448 | $204 |
Cadillac CT4 | Compact | $2,470 | $206 |
Lexus ES 350 | Midsize | $2,472 | $206 |
Genesis G70 | Compact | $2,478 | $207 |
Mercedes-Benz AMG CLA35 | Midsize | $2,482 | $207 |
Lexus RC 300 | Midsize | $2,488 | $207 |
Lexus IS 350 | Compact | $2,498 | $208 |
Jaguar XF | Midsize | $2,504 | $209 |
Cadillac CT5 | Midsize | $2,548 | $212 |
Lexus ES 250 | Midsize | $2,562 | $214 |
Lexus RC 350 | Compact | $2,566 | $214 |
BMW 330e | Compact | $2,568 | $214 |
BMW 228i | Compact | $2,574 | $215 |
BMW 230i | Compact | $2,592 | $216 |
Lexus ES 300h | Midsize | $2,598 | $217 |
Audi S3 | Compact | $2,652 | $221 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 26, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Tucson car insurance quotes from top companies in Arizona.
Cheapest luxury SUVs to insure in Tucson, Arizona
The four most affordable luxury SUVs to insure in Tucson are the Acura RDX at $1,978 per year, Lexus NX 250 at $2,094 per year, Cadillac XT4 at $2,136 per year, and Jaguar E-Pace at $2,212 per year.
Other luxury SUVs that have cheaper rates are the Mercedes-Benz GLB 250, Lexus NX 450h, Lexus NX 350h, and Lincoln Corsair, with an average cost to insure of $2,280 per year or less.
Ranked between 10th and 20th place, SUVs like the Mercedes-Benz GLA250, Cadillac XT6, Infiniti QX60, Infiniti QX50, Land Rover Evoque, and Mercedes-Benz AMG GLB35 average between $2,280 and $2,374 per year for auto insurance in Tucson.
On a monthly basis, car insurance on this segment in Tucson for a good driver starts at around $165 per month, depending on where you live and the company you use.
When rates are compared by vehicle size, the cheapest compact luxury SUV model to insure in Tucson is the Acura RDX at $1,978 per year, or $165 per month. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $2,212 per year, or $184 per month. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,652 per year, or $221 per month.
The rate comparison table below ranks the twenty luxury SUVs with the most affordable auto insurance rates in Tucson.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,978 | $165 |
Lexus NX 250 | Compact | $2,094 | $175 |
Cadillac XT4 | Compact | $2,136 | $178 |
Jaguar E-Pace | Midsize | $2,212 | $184 |
Cadillac XT5 | Midsize | $2,234 | $186 |
Lexus NX 350h | Compact | $2,234 | $186 |
Lincoln Corsair | Compact | $2,260 | $188 |
Mercedes-Benz GLB 250 | Compact | $2,266 | $189 |
Lexus UX 250h | Compact | $2,268 | $189 |
Lexus NX 450h | Compact | $2,280 | $190 |
Infiniti QX50 | Midsize | $2,300 | $192 |
Mercedes-Benz GLA250 | Compact | $2,306 | $192 |
Cadillac XT6 | Midsize | $2,316 | $193 |
Mercedes-Benz GLA35 AMG | Compact | $2,316 | $193 |
Infiniti QX60 | Midsize | $2,326 | $194 |
Mercedes-Benz AMG GLB35 | Midsize | $2,332 | $194 |
Land Rover Evoque | Compact | $2,362 | $197 |
Acura MDX | Midsize | $2,364 | $197 |
Lexus NX 350 | Compact | $2,374 | $198 |
Lexus RX 350 | Midsize | $2,374 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Tucson car insurance quotes from the best auto insurance companies in Arizona.
Cheapest pickup insurance rates in Tucson, Arizona
When comparing 2024 models, the top five cheapest pickup trucks to insure in Tucson are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Insurance rates for these five models range from $2,082 to $2,296 per year.
Some other pickups that have cheaper rates are the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,434 per year or less.
Full-coverage insurance in Tucson for this segment for the average driver starts at around $174 per month, depending on the company. The table below ranks the twenty pickups with the lowest-cost car insurance rates in Tucson.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,082 | $174 |
Nissan Titan | Full-size | $2,212 | $184 |
Nissan Frontier | Midsize | $2,238 | $187 |
Ford Ranger | Midsize | $2,260 | $188 |
Ford Maverick | Midsize | $2,296 | $191 |
Honda Ridgeline | Midsize | $2,346 | $196 |
Hyundai Santa Cruz | Midsize | $2,386 | $199 |
Toyota Tacoma | Midsize | $2,394 | $200 |
GMC Sierra 2500 HD | Heavy Duty | $2,406 | $201 |
GMC Canyon | Midsize | $2,434 | $203 |
Jeep Gladiator | Midsize | $2,492 | $208 |
GMC Sierra 3500 | Heavy Duty | $2,508 | $209 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,530 | $211 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,596 | $216 |
GMC Sierra | Full-size | $2,612 | $218 |
Chevrolet Silverado | Full-size | $2,616 | $218 |
Nissan Titan XD | Heavy Duty | $2,616 | $218 |
Ford F150 | Full-size | $2,648 | $221 |
GMC Hummer EV Pickup | Full-size | $2,712 | $226 |
Ram Truck | Full-size | $2,732 | $228 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Arizona.
Cheapest sports cars to insure in Tucson
Ranking #1 in Tucson for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, at $2,190 per year. Second place is the Toyota GR86 costing $2,492 per year, in third place is the Ford Mustang, at an average of $2,598 per year, and ranking fourth is the BMW Z4, costing an average of $2,614 per year.
Also ranking well in our comparison are cars like the BMW M2, Lexus RC F, Toyota GR Supra, and Subaru BRZ, with an average cost of $2,826 per year or less.
Full-coverage car insurance for this segment in Tucson will start around $183 per month, depending on where you live and the company you use. The next table ranks the sports cars with the cheapest car insurance in Tucson.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,190 | $183 |
Toyota GR86 | Sports Car | $2,492 | $208 |
Ford Mustang | Sports Car | $2,598 | $217 |
BMW Z4 | Sports Car | $2,614 | $218 |
Subaru WRX | Sports Car | $2,652 | $221 |
Toyota GR Supra | Sports Car | $2,656 | $221 |
BMW M2 | Sports Car | $2,736 | $228 |
Nissan Z | Sports Car | $2,742 | $229 |
Lexus RC F | Sports Car | $2,796 | $233 |
Subaru BRZ | Sports Car | $2,826 | $236 |
BMW M3 | Sports Car | $2,986 | $249 |
Porsche 718 | Sports Car | $3,048 | $254 |
Chevrolet Camaro | Sports Car | $3,074 | $256 |
Chevrolet Corvette | Sports Car | $3,278 | $273 |
Porsche 911 | Sports Car | $3,390 | $283 |
BMW M4 | Sports Car | $3,532 | $294 |
Lexus LC 500 | Sports Car | $3,550 | $296 |
Jaguar F-Type | Sports Car | $3,732 | $311 |
Mercedes-Benz AMG GT53 | Sports Car | $3,918 | $327 |
Porsche Taycan | Sports Car | $4,006 | $334 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tucson, AZ Zip Codes. Updated June 26, 2025
Need rates for a different vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Tucson.
How to save on auto insurance in Tucson
Tucson drivers should always be looking to pay less for insurance, so look through the money-saving tips below and maybe you’ll find a way to save a few bucks when buying auto insurance.
- Remain claim free and save. Most auto insurance companies give a discounted rate if you have not filed any claims. Car insurance should only be used for larger claims, not minor claims.
- Raising deductibles results in a cheaper policy. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- If your car is older, remove unneeded coverages. Removing comprehensive and collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective can cut the cost of car insurance significantly.
- Raise your credit score for cheaper insurance rates. Having a high credit score of 800+ may save $372 per year versus a slightly lower credit rating between 670-739. Conversely, a lesser credit rating could cost around $431 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Choose vehicles that have cheaper car insurance. Vehicle performance has a significant impact on the cost of car insurance in Tucson. As an example, a Hyundai Venue costs $2,684 less per year to insure in Tucson than a Nissan GT-R. Lower performance vehicles cost less to insure.
- More discounts means cheap car insurance rates. Discounted rates may be available if the policyholders drive low annual mileage, sign their policy early, are good students, are homeowners, or many other discounts which could save the average Tucson driver as much as $402 per year.