New Haven, CT Car Insurance – 2025 Cheapest Rates + Comparisons

What is the average cost of car insurance in New Haven? We compare the cost to insure over 150 vehicles to find the models with cheapest car insurance quotes in Connecticut.

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  • New Haven car insurance cost averages $3,116 per year for full coverage, or around $260 on a monthly basis.
  • New Haven, Connecticut, auto insurance costs an average of $400 per year more than the Connecticut state average rate ($2,716) and $840 per year more than the U.S. national average rate ($2,276).
  • Monthly car insurance rates for a few popular models in New Haven include the Toyota Camry at $279, Jeep Wrangler at $297, and Toyota Highlander at $236.
  • For cheap car insurance in New Haven, small crossovers like the Subaru Crosstrek, Nissan Kicks, Buick Envision, and Buick Encore cost less than most other models.

How much does car insurance cost in New Haven?

Average car insurance cost in New Haven is $3,116 per year, which is 31.2% more than the overall national average rate of $2,276 per year. The average cost per month for car insurance in New Haven is $260 for a policy with full coverage.

The average car insurance cost in Connecticut is $2,716 per year, so New Haven, Connecticut, drivers pay an average of $400 more per year than the overall Connecticut state-wide average rate. When prices are compared to other locations in Connecticut, the average cost of car insurance in New Haven is approximately $60 per year more than in Hartford, $466 per year more than in Stamford, and $162 per year more expensive than in Waterbury.

The next chart shows examples of average New Haven auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brand cars and SUVs.

Average car insurance rates in New Haven for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in New Haven for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,168$597
Safe Driver Age 20$6,268$522
At-fault Accidents Age 40$4,414$368
Low Deductibles Age 40$4,078$340
Safe Driver Age 30$3,324$277
Safe Driver Age 40$3,116$260
Safe Driver Age 50$2,762$230
High Deductibles Age 40$2,620$218
Discount Rate Age 40$2,588$216
Safe Driver Age 60$2,586$216

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated October 24, 2025

In the chart above, the cost of car insurance in New Haven ranges from $2,588 per year for a 40-year-old driver with a great rate thanks to policy discounts to $7,168 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. When converted to a monthly rate, the average cost in the prior chart ranges from $216 to $597 per month.

Driver age has a big impact on the cost of auto insurance. The list below details how driver age influences cost by showing average car insurance rates depending on driver age.

Car insurance cost in New Haven, CT, for drivers age 16 to 60

  • 16-year-old driver – $11,098 per year or $925 per month
  • 17-year-old driver – $10,752 per year or $896 per month
  • 18-year-old driver – $9,634 per year or $803 per month
  • 19-year-old driver – $8,773 per year or $731 per month
  • 20-year-old driver – $6,268 per year or $522 per month
  • 30-year-old driver – $3,324 per year or $277 per month
  • 40-year-old driver – $3,116 per year or $260 per month
  • 50-year-old driver – $2,762 per year or $230 per month
  • 60-year-old driver – $2,586 per year or $216 per month

The rates listed above for the average cost to insure teen drivers assumed a male driver. The next chart illustrates car insurance cost for teens by gender. Teenage females are expensive to insure, but do tend to have cheaper auto insurance rates than males of the same age.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in New Haven, CT for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$11,098$10,365
17-Year-Old$10,752$10,303
18-Year-Old$9,634$8,890
19-Year-Old$8,773$7,420

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated October 24, 2025

Car insurance for a 16-year-old female in New Haven costs an average of $733 less per year than male drivers, while at age 19, the cost difference is less but females still cost $1,353 less per year.

The previous car insurance rates in this article take all 2024 vehicle models and average them, which is handy when making big picture comparisons like the difference in average auto insurance cost for two different locations in Connecticut. Average auto insurance rates are excellent when trying to find the answer to questions like “is New Haven car insurance cheaper than Bridgeport?” or “is car insurance in Connecticut cheaper than California?”.

But for more comprehensive cost comparisons, we will get better data if we perform a rate analysis for the exact vehicle being insured. Every car, truck, SUV and minivan has it’s own profile for car insurance rating and this data allows us to perform cost comparisons.

The following chart details the cost of car insurance in New Haven for some of the most popular cars, trucks, and SUVs. Towards the end of this article, we explore additional situations that affect the cost of insuring a few of these models in much more detail.

Average cost to insure popular 2024 model year vehicles in New Haven.
Figure 3: Average cost to insure popular 2024 model year vehicles in New Haven. Rates updated on October 24, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all New Haven Zip Codes.

New Haven, Connecticut Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$2,302$192
Honda CR-V$2,658$222
Honda HR-V$2,712$226
Nissan Rogue$2,800$233
Ford Explorer$2,828$236
Toyota Highlander$2,834$236
Nissan Sentra$2,854$238
Chevrolet Equinox$2,870$239
Toyota RAV4$2,872$239
Honda Pilot$3,034$253
Toyota Corolla$3,036$253
Jeep Grand Cherokee$3,116$260
Toyota Tacoma$3,154$263
Toyota 4Runner$3,340$278
Toyota Camry$3,346$279
Hyundai Elantra$3,384$282
Chevrolet Silverado$3,446$287
Ford F150$3,484$290
Ram Truck$3,606$301
Chevrolet Corvette$4,316$360

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all New Haven, CT Zip Codes. Updated October 24, 2025

The vehicle models that sell well in New Haven tend to be compact and midsize sedans like the Toyota Corolla, Nissan Sentra, and Honda Accord and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Toyota Highlander.

Some additional popular models in New Haven from other segments include luxury SUVs like the Cadillac XT5, Infiniti QX60, and Lexus RX 350, luxury cars like the Infiniti Q50, Tesla Model S, and Lexus ES 350, and pickup trucks like the Ford Ranger, Chevy Silverado, and Ford F-150.

We will cover different rates in much more detail coming up, but before we get into that, let’s review in a nutshell the primary concepts covered up to this point.

  • Average car insurance cost per month ranges from $216 to $925 – That’s the average car insurance price range for drivers aged 16 to 60 in New Haven, Connecticut.
  • New Haven car insurance prices are more expensive than the Connecticut state average – $3,116 (New Haven average) versus $2,716 (Connecticut average)
  • New Haven, CT, car insurance cost is more than the U.S. average – $3,116 (New Haven average) compared to $2,276 (U.S. average)
  • Insurance for teenagers is expensive in New Haven – Average rates range from $7,420 to $11,098 per year to insure a teenager in New Haven.
  • Auto insurance rates decline a lot between ages 20 and 30 – The average 30-year-old New Haven driver will pay $2,944 less annually than a 20-year-old driver, $3,324 compared to $6,268.
  • Car insurance costs less the older you are – Car insurance rates for a 50-year-old driver in New Haven are $3,506 per year cheaper than for a 20-year-old driver.

Which autos have the cheapest car insurance in New Haven?

The models with the best insurance rates in New Haven, CT, tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Toyota Corolla Cross. Average insurance quotes for those small SUVs cost $2,532 or less per year for full coverage car insurance.

Some additional vehicles that rank in the top 20 in the cost comparison table below are the Buick Encore, Buick Envista, Ford Bronco Sport, and Kia Niro.

Average cost is a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $2,706 or less per year.

The next table shows the cheapest vehicles to insure in New Haven, ordered by cost.

Top 30 Cheapest Auto Insurance Rates in New Haven
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,302$192
2Chevrolet Trailblazer$2,342$195
3Kia Soul$2,432$203
4Nissan Kicks$2,452$204
5Honda Passport$2,482$207
6Buick Envision$2,496$208
7Toyota Corolla Cross$2,514$210
8Hyundai Venue$2,532$211
9Mazda CX-5$2,540$212
10Ford Bronco Sport$2,552$213
11Volkswagen Tiguan$2,578$215
12Acura RDX$2,604$217
13Nissan Murano$2,618$218
14Buick Encore$2,648$221
15Subaru Outback$2,652$221
16Honda CR-V$2,658$222
17Buick Envista$2,666$222
18Volkswagen Taos$2,672$223
19Kia Niro$2,684$224
20Toyota GR Corolla$2,706$226
21Honda HR-V$2,712$226
22Subaru Ascent$2,712$226
23Nissan Leaf$2,730$228
24Chevrolet Colorado$2,744$229
25Lexus NX 250$2,756$230
26Honda Civic$2,758$230
27Volkswagen Atlas$2,762$230
28Acura Integra$2,772$231
29Subaru Forester$2,772$231
30Volkswagen Atlas Cross Sport$2,776$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Top 30 cheapest vehicles to insure in New Haven, CT with the Subaru Crosstrek ranking first at $2,302 per year
Top 30 cheapest vehicles to insure in New Haven, CT with the Subaru Crosstrek ranking first at $2,302 per year

A list of 30 ranked vehicles is probably not the best way to present a comprehensive summary of the cost of auto insurance. A more useful way to group rates for many more vehicles is to organize them by automotive segment. The sections below list the top 20 vehicles with the lowest cost insurance rates for the six main vehicle segments.

Cheapest cars to insure in New Haven, Connecticut

The #1 ranking in New Haven for cheapest auto insurance rates in the non-luxury sedan segment is the Toyota GR Corolla, costing $2,706 per year. Second place is the Nissan Leaf at $2,730 per year, and ranking third is the Honda Civic, at an average of $2,758 per year.

Additional cars that have affordable insurance rates include the Toyota Prius, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average insurance cost of $3,036 per year or less.

From a monthly standpoint, car insurance on this segment in New Haven can cost as low as $226 per month, depending on your location and insurance company. The next table ranks the cars with the lowest-cost auto insurance rates in New Haven, starting with the Toyota GR Corolla at $2,706 per year and ending with the Mazda 3 at $3,224 per year.

Cheapest Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,706$226
Nissan LeafCompact$2,730$228
Honda CivicCompact$2,758$230
Nissan SentraCompact$2,854$238
Subaru ImprezaCompact$2,864$239
Toyota PriusCompact$2,912$243
Kia K5Midsize$3,004$250
Honda AccordMidsize$3,008$251
Chevrolet MalibuMidsize$3,022$252
Toyota CorollaCompact$3,036$253
Kia ForteCompact$3,040$253
Volkswagen ArteonMidsize$3,060$255
Nissan VersaCompact$3,072$256
Subaru LegacyMidsize$3,076$256
Hyundai Ioniq 6Midsize$3,100$258
Mitsubishi Mirage G4Compact$3,144$262
Volkswagen JettaCompact$3,152$263
Toyota CrownMidsize$3,154$263
Hyundai SonataMidsize$3,158$263
Mazda 3Compact$3,224$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in New Haven, CT, with the Toyota GR Corolla ranking first at $2,706 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in New Haven, CT, with the Toyota GR Corolla ranking first at $2,706 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest SUV insurance rates in New Haven

The four most affordable SUVs to insure in New Haven are the Subaru Crosstrek at $2,302 per year, Chevrolet Trailblazer at $2,342 per year, Kia Soul at $2,432 per year, and Nissan Kicks at $2,452 per year.

Not the cheapest SUVs to insure, but still very reasonable, are models like the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Mazda CX-5, with average annual insurance rates of $2,552 per year or less.

Additional models worth mentioning include the Subaru Ascent, Volkswagen Taos, Honda HR-V, Subaru Outback, and Buick Envista, which cost between $2,552 and $2,712 to insure per year in New Haven.

As a cost per month, full-coverage auto insurance in this segment for a safe driver starts at an average of $192 per month, depending on the company.

If insurance rates are ranked by vehicle size, the lowest-cost compact SUV to insure in New Haven is the Subaru Crosstrek at $2,302 per year, or $192 per month. For midsize SUVs, the Honda Passport has the best rates at $2,482 per year, or $207 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $2,926 per year, or $244 per month.

The next table ranks the twenty SUVs with the lowest-cost insurance rates in New Haven, starting with the Subaru Crosstrek at $192 per month and ending with the Subaru Ascent at $226 per month.

Cheapest SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,302$192
Chevrolet TrailblazerCompact$2,342$195
Kia SoulCompact$2,432$203
Nissan KicksCompact$2,452$204
Honda PassportMidsize$2,482$207
Buick EnvisionCompact$2,496$208
Toyota Corolla CrossCompact$2,514$210
Hyundai VenueCompact$2,532$211
Mazda CX-5Compact$2,540$212
Ford Bronco SportCompact$2,552$213
Volkswagen TiguanCompact$2,578$215
Nissan MuranoMidsize$2,618$218
Buick EncoreCompact$2,648$221
Subaru OutbackMidsize$2,652$221
Honda CR-VCompact$2,658$222
Buick EnvistaMidsize$2,666$222
Volkswagen TaosCompact$2,672$223
Kia NiroCompact$2,684$224
Honda HR-VCompact$2,712$226
Subaru AscentMidsize$2,712$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in New Haven, CT, with the Subaru Crosstrek ranking first at $2,302 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in New Haven, CT, with the Subaru Crosstrek ranking first at $2,302 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free New Haven car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest luxury car insurance rates in New Haven

In our comparison, the top five lowest-cost luxury car models to insure in New Haven are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average rates for for these models range from $2,772 to $3,224 per year.

Additional models that have cheaper rates are the Genesis G70, Lexus RC 300, Cadillac CT4, and Mercedes-Benz AMG CLA35, with an average cost of $3,276 per year or less.

Some additional vehicles worth mentioning include the Jaguar XF, Lexus IS 350, Lexus ES 250, and Audi S3, which cost between $3,276 and $3,494 per year for auto insurance.

From a monthly standpoint, full-coverage auto insurance in New Haven on this segment for the average driver starts at around $231 per month, depending on your location and insurance company.

The cheapest small luxury car to insure in New Haven is the Acura Integra at $2,772 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $3,206 per year. And for large luxury cars, the Audi A5 has the best rates at $3,702 per year.

The next table ranks the cars with the cheapest average car insurance rates in New Haven, starting with the Acura Integra at $2,772 per year ($231 per month) and ending with the Audi S3 at $3,494 per year ($291 per month).

Cheapest Luxury Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,772$231
BMW 330iCompact$3,172$264
Mercedes-Benz CLA250Midsize$3,206$267
Lexus IS 300Midsize$3,210$268
Acura TLXCompact$3,224$269
Cadillac CT4Compact$3,254$271
Lexus ES 350Midsize$3,254$271
Genesis G70Compact$3,264$272
Mercedes-Benz AMG CLA35Midsize$3,268$272
Lexus RC 300Midsize$3,276$273
Lexus IS 350Compact$3,290$274
Jaguar XFMidsize$3,298$275
Cadillac CT5Midsize$3,360$280
Lexus ES 250Midsize$3,372$281
Lexus RC 350Compact$3,382$282
BMW 330eCompact$3,384$282
BMW 228iCompact$3,390$283
BMW 230iCompact$3,416$285
Lexus ES 300hMidsize$3,422$285
Audi S3Compact$3,494$291

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in New Haven, CT, with the Acura Integra ranking first at $2,772 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in New Haven, CT, with the Acura Integra ranking first at $2,772 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest luxury SUVs to insure in New Haven, CT

Ranking at the top of the list for the cheapest New Haven car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Acura RDX, Cadillac XT5, and Jaguar E-Pace. Rates for these models average $2,942 or less per year.

Other models that have affordable average insurance rates are the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average car insurance cost of $3,004 per year or less.

Full-coverage car insurance in this segment for a safe driver starts at an average of $217 per month, depending on where you live and the company you use.

When vehicle size is considered, the cheapest small luxury SUV to insure in New Haven is the Acura RDX at $2,604 per year, or $217 per month. For midsize luxury SUV models, the Jaguar E-Pace is cheapest to insure at $2,912 per year, or $243 per month. And for full-size luxury SUV models, the Infiniti QX80 has the cheapest rates at $3,494 per year, or $291 per month.

The next table ranks the twenty luxury SUVs with the cheapest auto insurance rates in New Haven, starting with the Acura RDX at $2,604 per year and ending with the Lexus RX 350 at $3,126 per year.

Cheapest Luxury SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,604$217
Lexus NX 250Compact$2,756$230
Cadillac XT4Compact$2,814$235
Jaguar E-PaceMidsize$2,912$243
Lexus NX 350hCompact$2,940$245
Cadillac XT5Midsize$2,942$245
Lincoln CorsairCompact$2,976$248
Mercedes-Benz GLB 250Compact$2,984$249
Lexus UX 250hCompact$2,988$249
Lexus NX 450hCompact$3,004$250
Infiniti QX50Midsize$3,028$252
Mercedes-Benz GLA250Compact$3,038$253
Cadillac XT6Midsize$3,048$254
Mercedes-Benz GLA35 AMGCompact$3,050$254
Infiniti QX60Midsize$3,064$255
Mercedes-Benz AMG GLB35Midsize$3,070$256
Land Rover EvoqueCompact$3,110$259
Acura MDXMidsize$3,114$260
Lexus NX 350Compact$3,126$261
Lexus RX 350Midsize$3,126$261

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in New Haven, CT, with the Acura RDX ranking first at $2,604 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in New Haven, CT, with the Acura RDX ranking first at $2,604 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see your luxury SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Connecticut.

Cheapest sports cars to insure in New Haven

Ranking at the top for the cheapest New Haven auto insurance rates in the performance and sports car segment are the BMW Z4, Mazda MX-5 Miata, Toyota GR86, Ford Mustang, and Subaru WRX. Auto insurance rates for these 2024 models average $291 or less per month.

Not the cheapest sports cars to insure, but still very reasonable, are models like the Toyota GR Supra, Lexus RC F, Nissan Z, and BMW M2, with average insurance cost of $3,726 per year or less.

In the lower half of the top 20 sports cars to insure, models like the Jaguar F-Type, Mercedes-Benz AMG GT53, Lexus LC 500, Porsche Taycan, and Chevrolet Corvette average between $3,726 and $5,278 per year to insure.

Car insurance in New Haven for this segment starts at around $240 per month, depending on the company and where you live. The rate comparison table below ranks the sports cars with the most affordable car insurance rates in New Haven, starting with the Mazda MX-5 Miata at $2,884 per year ($240 per month) and ending with the Porsche Taycan at $5,278 per year ($440 per month).

Cheapest Sports Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,884$240
Toyota GR86Sports Car$3,284$274
Ford MustangSports Car$3,422$285
BMW Z4Sports Car$3,442$287
Subaru WRXSports Car$3,494$291
Toyota GR SupraSports Car$3,502$292
BMW M2Sports Car$3,602$300
Nissan ZSports Car$3,610$301
Lexus RC FSports Car$3,682$307
Subaru BRZSports Car$3,726$311
BMW M3Sports Car$3,938$328
Porsche 718Sports Car$4,010$334
Chevrolet CamaroSports Car$4,050$338
Chevrolet CorvetteSports Car$4,316$360
Porsche 911Sports Car$4,464$372
BMW M4Sports Car$4,650$388
Lexus LC 500Sports Car$4,674$390
Jaguar F-TypeSports Car$4,914$410
Mercedes-Benz AMG GT53Sports Car$5,158$430
Porsche TaycanSports Car$5,278$440

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in New Haven, CT, with the Mazda MX-5 Miata ranking first at $2,884 per year.
Ranking of the cheapest sports cars to insure in New Haven, CT, with the Mazda MX-5 Miata ranking first at $2,884 per year.

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest pickup truck insurance rates in New Haven, CT

The four most affordable pickups to insure in New Haven are the Chevrolet Colorado at $2,744 per year, Nissan Titan at $2,912 per year, Nissan Frontier at $2,948 per year, and Ford Ranger at $2,980 per year.

Also ranking well in our comparison are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with average rates of $3,208 per year or less.

Car insurance rates in New Haven for this segment for a safe driver will start around $229 per month, depending on the company.

The next table ranks the twenty pickups with the lowest-cost insurance in New Haven, starting with the Chevrolet Colorado at $229 per month and ending with the Ram Truck at $301 per month.

Cheapest Pickups to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,744$229
Nissan TitanFull-size$2,912$243
Nissan FrontierMidsize$2,948$246
Ford RangerMidsize$2,980$248
Ford MaverickMidsize$3,022$252
Honda RidgelineMidsize$3,094$258
Hyundai Santa CruzMidsize$3,146$262
Toyota TacomaMidsize$3,154$263
GMC Sierra 2500 HDHeavy Duty$3,172$264
GMC CanyonMidsize$3,208$267
Jeep GladiatorMidsize$3,282$274
GMC Sierra 3500Heavy Duty$3,302$275
Chevrolet Silverado HD 3500Heavy Duty$3,328$277
Chevrolet Silverado HD 2500Heavy Duty$3,420$285
GMC SierraFull-size$3,442$287
Chevrolet SilveradoFull-size$3,446$287
Nissan Titan XDHeavy Duty$3,448$287
Ford F150Full-size$3,484$290
GMC Hummer EV PickupFull-size$3,572$298
Ram TruckFull-size$3,606$301

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in New Haven, CT, with the Chevrolet Colorado ranking first at $2,744 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in New Haven, CT, with the Chevrolet Colorado ranking first at $2,744 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free New Haven car insurance quotes from the best auto insurance companies in Connecticut.

Examples of rate variation

To illustrate the amount that the cost of the same car insurance policy can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the charts below contain comprehensive rates for three popular models in New Haven: the Ram Truck, Toyota Corolla, and Honda CR-V.

Each illustration uses a variety of different driver profiles to demonstrate how much rates can vary based on changes in the rated driver profile.

Ram Truck insurance rates

Ram Truck insurance in New Haven costs an average of $3,606 per year, or about $301 per month, and ranges from $2,988 to $8,298.

Average 2024 Ram Truck insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 4: Average 2024 Ram Truck insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,298$692
Safe Driver Age 20$7,260$605
At-fault Accidents Age 40$5,108$426
Low Deductibles Age 40$4,714$393
Safe Driver Age 30$3,842$320
Safe Driver Age 40$3,606$301
Safe Driver Age 50$3,192$266
High Deductibles Age 40$3,036$253
Discount Rate Age 40$2,988$249
Safe Driver Age 60$2,986$249

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated October 24, 2025

The Ram Truck belongs to the full-size truck segment, and other popular models in the same segment include the GMC Sierra, Toyota Tundra, Chevrolet Silverado, and Nissan Titan.

Toyota Corolla insurance rates

Car insurance for a Toyota Corolla in New Haven averages $3,036 per year, or about $253 per month, and has a range of $2,518 to $6,958.

Average 2024 Toyota Corolla insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota Corolla insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,958$580
Safe Driver Age 20$6,070$506
At-fault Accidents Age 40$4,308$359
Low Deductibles Age 40$3,894$325
Safe Driver Age 30$3,230$269
Safe Driver Age 40$3,036$253
Safe Driver Age 50$2,704$225
High Deductibles Age 40$2,590$216
Safe Driver Age 60$2,526$211
Discount Rate Age 40$2,518$210

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated October 24, 2025

The Toyota Corolla is classified as a compact car, and other models from that segment that are popular in New Haven, Connecticut, include the Chevrolet Cruze, Hyundai Elantra, Nissan Sentra, and Volkswagen Jetta.

Honda CR-V insurance rates

In New Haven, Honda CR-V insurance averages $2,658 per year ($222 per month) and ranges from $2,208 to $6,106.

Average 2024 Honda CR-V insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda CR-V insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Honda CR-V Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,106$509
Safe Driver Age 20$5,344$445
At-fault Accidents Age 40$3,760$313
Low Deductibles Age 40$3,464$289
Safe Driver Age 30$2,832$236
Safe Driver Age 40$2,658$222
Safe Driver Age 50$2,356$196
High Deductibles Age 40$2,242$187
Safe Driver Age 60$2,210$184
Discount Rate Age 40$2,208$184

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda CR-V trim levels. Updated October 24, 2025

The Honda CR-V belongs to the compact SUV segment, and other similar models that are popular in New Haven, CT, include the Nissan Rogue, Subaru Forester, and Mazda CX-5.

Tips for finding cheaper New Haven car insurance quotes

New Haven drivers are always looking to cut the monthly cost of insurance So look through the money-saving tips in the list below and maybe you’ll find a way to save a little dough on your next policy.

  • Be a careful driver and pay less for auto insurance in New Haven. Being the cause of frequent accidents will raise rates, possibly by an extra $1,506 per year for a 30-year-old driver and even as much as $940 per year for a 50-year-old driver. So be a cautious driver and save.
  • Break the law and you’ll pay more. In order to get the cheapest auto insurance in New Haven, it pays to be a conservative driver. In fact, just one or two minor driving infractions have the ramification of increasing auto insurance rates by as much as $830 per year.
  • Compare insurance cost before you buy the car. Different cars, and even different trim levels of the same car, can have significantly different car insurance rates, and insurers can sell coverages with a wide range of costs. Check the price before you buy a different car in order to avoid insurance sticker shock when buying coverage for your new car.
  • Find cheaper rates by qualifying for discounts. Discounted rates may be available if the insureds are senior citizens, are loyal customers, drive low annual mileage, are military or federal employees, or many other discounts which could save the average New Haven driver as much as $528 per year on the cost of auto insurance
  • Pay small claims out-of-pocket. Auto insurance companies give a discounted rate if you have no claims on your account. Car insurance should be used to protect you from significant financial loss, not small claims that can be paid out-of-pocket.