New Haven, CT Car Insurance – 2025 Cheapest Rates + Comparisons

What is the average cost of car insurance in New Haven? We compare the cost to insure over 150 vehicles to find the models with cheapest car insurance quotes in Connecticut.

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  • New Haven car insurance cost averages $3,072 per year for full coverage, or around $256 on a monthly basis.
  • New Haven, Connecticut, auto insurance costs an average of $398 per year more than the Connecticut state average rate ($2,674) and $851 per year more than the U.S. national average rate ($2,221).
  • Monthly car insurance rates for a few popular models in New Haven include the Toyota Camry at $275, Jeep Wrangler at $292, and Toyota Highlander at $233.
  • For cheap car insurance in New Haven, small crossovers like the Subaru Crosstrek, Nissan Kicks, Buick Envision, and Buick Encore cost less than most other models.

How much does car insurance cost in New Haven?

Average car insurance cost in New Haven is $3,072 per year, which is 32.2% more than the overall national average rate of $2,221 per year. The average cost per month for car insurance in New Haven is $256 for a policy with full coverage.

The average car insurance cost in Connecticut is $2,674 per year, so New Haven, Connecticut, drivers pay an average of $398 more per year than the overall Connecticut state-wide average rate. When prices are compared to other locations in Connecticut, the average cost of car insurance in New Haven is approximately $60 per year more than in Hartford, $468 per year more than in Stamford, and $164 per year more expensive than in Waterbury.

The next chart shows examples of average New Haven auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brand cars and SUVs.

Average car insurance rates in New Haven for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in New Haven for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,066$589
Safe Driver Age 20$6,182$515
At-fault Accidents Age 40$4,352$363
Low Deductibles Age 40$4,020$335
Safe Driver Age 30$3,278$273
Safe Driver Age 40$3,072$256
Safe Driver Age 50$2,724$227
High Deductibles Age 40$2,584$215
Discount Rate Age 40$2,554$213
Safe Driver Age 60$2,550$213

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

In the chart above, the cost of car insurance in New Haven ranges from $2,554 per year for a 40-year-old driver with a great rate thanks to policy discounts to $7,066 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. When converted to a monthly rate, the average cost in the prior chart ranges from $213 to $589 per month.

Driver age has a big impact on the cost of auto insurance. The list below details how driver age influences cost by showing average car insurance rates depending on driver age.

Car insurance cost in New Haven, CT, for drivers age 16 to 60

  • 16-year-old driver – $10,942 per year or $912 per month
  • 17-year-old driver – $10,600 per year or $883 per month
  • 18-year-old driver – $9,497 per year or $791 per month
  • 19-year-old driver – $8,653 per year or $721 per month
  • 20-year-old driver – $6,182 per year or $515 per month
  • 30-year-old driver – $3,278 per year or $273 per month
  • 40-year-old driver – $3,072 per year or $256 per month
  • 50-year-old driver – $2,724 per year or $227 per month
  • 60-year-old driver – $2,550 per year or $213 per month

The rates listed above for the average cost to insure teen drivers assumed a male driver. The next chart illustrates car insurance cost for teens by gender. Teenage females are expensive to insure, but do tend to have cheaper auto insurance rates than males of the same age.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in New Haven, CT for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$10,942$10,222
17-Year-Old$10,600$10,160
18-Year-Old$9,497$8,768
19-Year-Old$8,653$7,314

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a 16-year-old female in New Haven costs an average of $720 less per year than male drivers, while at age 19, the cost difference is less but females still cost $1,339 less per year.

The previous car insurance rates in this article take all 2024 vehicle models and average them, which is handy when making big picture comparisons like the difference in average auto insurance cost for two different locations in Connecticut. Average auto insurance rates are excellent when trying to find the answer to questions like “is New Haven car insurance cheaper than Bridgeport?” or “is car insurance in Connecticut cheaper than California?”.

But for more comprehensive cost comparisons, we will get better data if we perform a rate analysis for the exact vehicle being insured. Every car, truck, SUV and minivan has it’s own profile for car insurance rating and this data allows us to perform cost comparisons.

The following chart details the cost of car insurance in New Haven for some of the most popular cars, trucks, and SUVs. Towards the end of this article, we explore additional situations that affect the cost of insuring a few of these models in much more detail.

Average cost to insure popular 2024 model year vehicles in New Haven.
Figure 3: Average cost to insure popular 2024 model year vehicles in New Haven. Rates updated on June 26, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all New Haven Zip Codes.

New Haven, Connecticut Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$2,270$189
Honda CR-V$2,620$218
Honda HR-V$2,672$223
Nissan Rogue$2,758$230
Ford Explorer$2,788$232
Toyota Highlander$2,796$233
Nissan Sentra$2,814$235
Chevrolet Equinox$2,828$236
Toyota RAV4$2,832$236
Honda Pilot$2,990$249
Toyota Corolla$2,994$250
Jeep Grand Cherokee$3,074$256
Toyota Tacoma$3,110$259
Toyota 4Runner$3,294$275
Toyota Camry$3,302$275
Hyundai Elantra$3,338$278
Chevrolet Silverado$3,396$283
Ford F150$3,438$287
Ram Truck$3,554$296
Chevrolet Corvette$4,256$355

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all New Haven, CT Zip Codes. Updated June 26, 2025

The vehicle models that sell well in New Haven tend to be compact and midsize sedans like the Toyota Corolla, Nissan Sentra, and Honda Accord and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Toyota Highlander.

Some additional popular models in New Haven from other segments include luxury SUVs like the Cadillac XT5, Infiniti QX60, and Lexus RX 350, luxury cars like the Infiniti Q50, Tesla Model S, and Lexus ES 350, and pickup trucks like the Ford Ranger, Chevy Silverado, and Ford F-150.

We will cover different rates in much more detail coming up, but before we get into that, let’s review in a nutshell the primary concepts covered up to this point.

  • Average car insurance cost per month ranges from $213 to $912 – That’s the average car insurance price range for drivers aged 16 to 60 in New Haven, Connecticut.
  • New Haven car insurance prices are more expensive than the Connecticut state average – $3,072 (New Haven average) versus $2,674 (Connecticut average)
  • New Haven, CT, car insurance cost is more than the U.S. average – $3,072 (New Haven average) compared to $2,221 (U.S. average)
  • Insurance for teenagers is expensive in New Haven – Average rates range from $7,314 to $10,942 per year to insure a teenager in New Haven.
  • Auto insurance rates decline a lot between ages 20 and 30 – The average 30-year-old New Haven driver will pay $2,904 less annually than a 20-year-old driver, $3,278 compared to $6,182.
  • Car insurance costs less the older you are – Car insurance rates for a 50-year-old driver in New Haven are $3,458 per year cheaper than for a 20-year-old driver.

Which autos have the cheapest car insurance in New Haven?

The models with the best insurance rates in New Haven, CT, tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Toyota Corolla Cross. Average insurance quotes for those small SUVs cost $2,496 or less per year for full coverage car insurance.

Some additional vehicles that rank in the top 20 in the cost comparison table below are the Buick Encore, Buick Envista, Ford Bronco Sport, and Kia Niro.

Average cost is a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $2,672 or less per year.

The next table shows the cheapest vehicles to insure in New Haven, ordered by cost.

Top 30 Cheapest Auto Insurance Rates in New Haven
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,270$189
2Chevrolet Trailblazer$2,310$193
3Kia Soul$2,398$200
4Nissan Kicks$2,418$202
5Honda Passport$2,448$204
6Buick Envision$2,464$205
7Toyota Corolla Cross$2,474$206
8Hyundai Venue$2,496$208
9Mazda CX-5$2,506$209
10Ford Bronco Sport$2,516$210
11Volkswagen Tiguan$2,544$212
12Acura RDX$2,570$214
13Nissan Murano$2,580$215
14Buick Encore$2,610$218
15Subaru Outback$2,618$218
16Honda CR-V$2,620$218
17Buick Envista$2,624$219
18Volkswagen Taos$2,630$219
19Kia Niro$2,646$221
20Toyota GR Corolla$2,670$223
21Honda HR-V$2,672$223
22Subaru Ascent$2,672$223
23Nissan Leaf$2,688$224
24Chevrolet Colorado$2,706$226
25Honda Civic$2,720$227
26Lexus NX 250$2,720$227
27Volkswagen Atlas$2,726$227
28Acura Integra$2,730$228
29Subaru Forester$2,734$228
30Volkswagen Atlas Cross Sport$2,738$228

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 27, 2025

Top 30 cheapest vehicles to insure in New Haven, CT with the Subaru Crosstrek ranking first at $2,270 per year
Top 30 cheapest vehicles to insure in New Haven, CT with the Subaru Crosstrek ranking first at $2,270 per year

A list of 30 ranked vehicles is probably not the best way to present a comprehensive summary of the cost of auto insurance. A more useful way to group rates for many more vehicles is to organize them by automotive segment. The sections below list the top 20 vehicles with the lowest cost insurance rates for the six main vehicle segments.

Cheapest cars to insure in New Haven, Connecticut

The #1 ranking in New Haven for cheapest auto insurance rates in the non-luxury sedan segment is the Toyota GR Corolla, costing $2,670 per year. Second place is the Nissan Leaf at $2,688 per year, and ranking third is the Honda Civic, at an average of $2,720 per year.

Additional cars that have affordable insurance rates include the Toyota Prius, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average insurance cost of $2,994 per year or less.

From a monthly standpoint, car insurance on this segment in New Haven can cost as low as $223 per month, depending on your location and insurance company. The next table ranks the cars with the lowest-cost auto insurance rates in New Haven, starting with the Toyota GR Corolla at $2,670 per year and ending with the Mazda 3 at $3,176 per year.

Cheapest Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,670$223
Nissan LeafCompact$2,688$224
Honda CivicCompact$2,720$227
Nissan SentraCompact$2,814$235
Subaru ImprezaCompact$2,822$235
Toyota PriusCompact$2,872$239
Kia K5Midsize$2,960$247
Honda AccordMidsize$2,966$247
Chevrolet MalibuMidsize$2,980$248
Toyota CorollaCompact$2,994$250
Kia ForteCompact$3,000$250
Volkswagen ArteonMidsize$3,018$252
Nissan VersaCompact$3,026$252
Subaru LegacyMidsize$3,032$253
Hyundai Ioniq 6Midsize$3,056$255
Mitsubishi Mirage G4Compact$3,100$258
Volkswagen JettaCompact$3,106$259
Toyota CrownMidsize$3,108$259
Hyundai SonataMidsize$3,116$260
Mazda 3Compact$3,176$265

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in New Haven, CT, with the Toyota GR Corolla ranking first at $2,670 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in New Haven, CT, with the Toyota GR Corolla ranking first at $2,670 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest SUV insurance rates in New Haven

The four most affordable SUVs to insure in New Haven are the Subaru Crosstrek at $2,270 per year, Chevrolet Trailblazer at $2,310 per year, Kia Soul at $2,398 per year, and Nissan Kicks at $2,418 per year.

Not the cheapest SUVs to insure, but still very reasonable, are models like the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Mazda CX-5, with average annual insurance rates of $2,516 per year or less.

Additional models worth mentioning include the Subaru Ascent, Volkswagen Taos, Honda HR-V, Honda CR-V, and Buick Envista, which cost between $2,516 and $2,672 to insure per year in New Haven.

As a cost per month, full-coverage auto insurance in this segment for a safe driver starts at an average of $189 per month, depending on the company.

If insurance rates are ranked by vehicle size, the lowest-cost compact SUV to insure in New Haven is the Subaru Crosstrek at $2,270 per year, or $189 per month. For midsize SUVs, the Honda Passport has the best rates at $2,448 per year, or $204 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $2,884 per year, or $240 per month.

The next table ranks the twenty SUVs with the lowest-cost insurance rates in New Haven, starting with the Subaru Crosstrek at $189 per month and ending with the Subaru Ascent at $223 per month.

Cheapest SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,270$189
Chevrolet TrailblazerCompact$2,310$193
Kia SoulCompact$2,398$200
Nissan KicksCompact$2,418$202
Honda PassportMidsize$2,448$204
Buick EnvisionCompact$2,464$205
Toyota Corolla CrossCompact$2,474$206
Hyundai VenueCompact$2,496$208
Mazda CX-5Compact$2,506$209
Ford Bronco SportCompact$2,516$210
Volkswagen TiguanCompact$2,544$212
Nissan MuranoMidsize$2,580$215
Buick EncoreCompact$2,610$218
Subaru OutbackMidsize$2,618$218
Honda CR-VCompact$2,620$218
Buick EnvistaMidsize$2,624$219
Volkswagen TaosCompact$2,630$219
Kia NiroCompact$2,646$221
Honda HR-VCompact$2,672$223
Subaru AscentMidsize$2,672$223

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in New Haven, CT, with the Subaru Crosstrek ranking first at $2,270 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in New Haven, CT, with the Subaru Crosstrek ranking first at $2,270 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free New Haven car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest luxury car insurance rates in New Haven

In our comparison, the top five lowest-cost luxury car models to insure in New Haven are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average rates for for these models range from $2,730 to $3,180 per year.

Additional models that have cheaper rates are the Genesis G70, Lexus RC 300, Cadillac CT4, and Mercedes-Benz AMG CLA35, with an average cost of $3,230 per year or less.

Some additional vehicles worth mentioning include the Jaguar XF, Lexus IS 350, Lexus ES 250, and Audi S3, which cost between $3,230 and $3,444 per year for auto insurance.

From a monthly standpoint, full-coverage auto insurance in New Haven on this segment for the average driver starts at around $228 per month, depending on your location and insurance company.

The cheapest small luxury car to insure in New Haven is the Acura Integra at $2,730 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $3,160 per year. And for large luxury cars, the Audi A5 has the best rates at $3,650 per year.

The next table ranks the cars with the cheapest average car insurance rates in New Haven, starting with the Acura Integra at $2,730 per year ($228 per month) and ending with the Audi S3 at $3,444 per year ($287 per month).

Cheapest Luxury Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,730$228
BMW 330iCompact$3,128$261
Mercedes-Benz CLA250Midsize$3,160$263
Lexus IS 300Midsize$3,166$264
Acura TLXCompact$3,180$265
Cadillac CT4Compact$3,208$267
Lexus ES 350Midsize$3,208$267
Genesis G70Compact$3,216$268
Mercedes-Benz AMG CLA35Midsize$3,222$269
Lexus RC 300Midsize$3,230$269
Lexus IS 350Compact$3,242$270
Jaguar XFMidsize$3,252$271
Cadillac CT5Midsize$3,308$276
Lexus ES 250Midsize$3,324$277
Lexus RC 350Compact$3,332$278
BMW 330eCompact$3,334$278
BMW 228iCompact$3,340$278
BMW 230iCompact$3,366$281
Lexus ES 300hMidsize$3,372$281
Audi S3Compact$3,444$287

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in New Haven, CT, with the Acura Integra ranking first at $2,730 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in New Haven, CT, with the Acura Integra ranking first at $2,730 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest luxury SUVs to insure in New Haven, CT

Ranking at the top of the list for the cheapest New Haven car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Acura RDX, Cadillac XT5, and Jaguar E-Pace. Rates for these models average $2,900 or less per year.

Other models that have affordable average insurance rates are the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average car insurance cost of $2,964 per year or less.

Full-coverage car insurance in this segment for a safe driver starts at an average of $214 per month, depending on where you live and the company you use.

When vehicle size is considered, the cheapest small luxury SUV to insure in New Haven is the Acura RDX at $2,570 per year, or $214 per month. For midsize luxury SUV models, the Jaguar E-Pace is cheapest to insure at $2,874 per year, or $240 per month. And for full-size luxury SUV models, the Infiniti QX80 has the cheapest rates at $3,444 per year, or $287 per month.

The next table ranks the twenty luxury SUVs with the cheapest auto insurance rates in New Haven, starting with the Acura RDX at $2,570 per year and ending with the Lexus RX 350 at $3,086 per year.

Cheapest Luxury SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,570$214
Lexus NX 250Compact$2,720$227
Cadillac XT4Compact$2,774$231
Jaguar E-PaceMidsize$2,874$240
Cadillac XT5Midsize$2,900$242
Lexus NX 350hCompact$2,900$242
Lincoln CorsairCompact$2,934$245
Mercedes-Benz GLB 250Compact$2,940$245
Lexus UX 250hCompact$2,944$245
Lexus NX 450hCompact$2,964$247
Infiniti QX50Midsize$2,986$249
Mercedes-Benz GLA250Compact$2,996$250
Mercedes-Benz GLA35 AMGCompact$3,006$251
Cadillac XT6Midsize$3,008$251
Infiniti QX60Midsize$3,024$252
Mercedes-Benz AMG GLB35Midsize$3,028$252
Land Rover EvoqueCompact$3,066$256
Acura MDXMidsize$3,072$256
Lexus NX 350Compact$3,082$257
Lexus RX 350Midsize$3,086$257

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in New Haven, CT, with the Acura RDX ranking first at $2,570 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in New Haven, CT, with the Acura RDX ranking first at $2,570 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see your luxury SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Connecticut.

Cheapest sports cars to insure in New Haven

Ranking at the top for the cheapest New Haven auto insurance rates in the performance and sports car segment are the BMW Z4, Mazda MX-5 Miata, Toyota GR86, Ford Mustang, and Subaru WRX. Auto insurance rates for these 2024 models average $287 or less per month.

Not the cheapest sports cars to insure, but still very reasonable, are models like the Toyota GR Supra, Lexus RC F, Nissan Z, and BMW M2, with average insurance cost of $3,672 per year or less.

In the lower half of the top 20 sports cars to insure, models like the Jaguar F-Type, Mercedes-Benz AMG GT53, Lexus LC 500, Porsche Taycan, and Chevrolet Corvette average between $3,672 and $5,204 per year to insure.

Car insurance in New Haven for this segment starts at around $237 per month, depending on the company and where you live. The rate comparison table below ranks the sports cars with the most affordable car insurance rates in New Haven, starting with the Mazda MX-5 Miata at $2,844 per year ($237 per month) and ending with the Porsche Taycan at $5,204 per year ($434 per month).

Cheapest Sports Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,844$237
Toyota GR86Sports Car$3,238$270
Ford MustangSports Car$3,376$281
BMW Z4Sports Car$3,392$283
Subaru WRXSports Car$3,446$287
Toyota GR SupraSports Car$3,452$288
BMW M2Sports Car$3,552$296
Nissan ZSports Car$3,558$297
Lexus RC FSports Car$3,630$303
Subaru BRZSports Car$3,672$306
BMW M3Sports Car$3,878$323
Porsche 718Sports Car$3,956$330
Chevrolet CamaroSports Car$3,992$333
Chevrolet CorvetteSports Car$4,256$355
Porsche 911Sports Car$4,404$367
BMW M4Sports Car$4,586$382
Lexus LC 500Sports Car$4,610$384
Jaguar F-TypeSports Car$4,846$404
Mercedes-Benz AMG GT53Sports Car$5,084$424
Porsche TaycanSports Car$5,204$434

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in New Haven, CT, with the Mazda MX-5 Miata ranking first at $2,844 per year.
Ranking of the cheapest sports cars to insure in New Haven, CT, with the Mazda MX-5 Miata ranking first at $2,844 per year.

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest pickup truck insurance rates in New Haven, CT

The four most affordable pickups to insure in New Haven are the Chevrolet Colorado at $2,706 per year, Nissan Titan at $2,874 per year, Nissan Frontier at $2,908 per year, and Ford Ranger at $2,936 per year.

Also ranking well in our comparison are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with average rates of $3,158 per year or less.

Car insurance rates in New Haven for this segment for a safe driver will start around $226 per month, depending on the company.

The next table ranks the twenty pickups with the lowest-cost insurance in New Haven, starting with the Chevrolet Colorado at $226 per month and ending with the Ram Truck at $296 per month.

Cheapest Pickups to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,706$226
Nissan TitanFull-size$2,874$240
Nissan FrontierMidsize$2,908$242
Ford RangerMidsize$2,936$245
Ford MaverickMidsize$2,980$248
Honda RidgelineMidsize$3,046$254
Hyundai Santa CruzMidsize$3,098$258
Toyota TacomaMidsize$3,110$259
GMC Sierra 2500 HDHeavy Duty$3,128$261
GMC CanyonMidsize$3,158$263
Jeep GladiatorMidsize$3,236$270
GMC Sierra 3500Heavy Duty$3,254$271
Chevrolet Silverado HD 3500Heavy Duty$3,284$274
Chevrolet Silverado HD 2500Heavy Duty$3,374$281
GMC SierraFull-size$3,390$283
Chevrolet SilveradoFull-size$3,396$283
Nissan Titan XDHeavy Duty$3,396$283
Ford F150Full-size$3,438$287
GMC Hummer EV PickupFull-size$3,524$294
Ram TruckFull-size$3,554$296

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in New Haven, CT, with the Chevrolet Colorado ranking first at $2,706 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in New Haven, CT, with the Chevrolet Colorado ranking first at $2,706 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free New Haven car insurance quotes from the best auto insurance companies in Connecticut.

Examples of rate variation

To illustrate the amount that the cost of the same car insurance policy can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the charts below contain comprehensive rates for three popular models in New Haven: the Ram Truck, Toyota Corolla, and Honda CR-V.

Each illustration uses a variety of different driver profiles to demonstrate how much rates can vary based on changes in the rated driver profile.

Ram Truck insurance rates

Ram Truck insurance in New Haven costs an average of $3,554 per year, or about $296 per month, and ranges from $2,948 to $8,184.

Average 2024 Ram Truck insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 4: Average 2024 Ram Truck insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,184$682
Safe Driver Age 20$7,160$597
At-fault Accidents Age 40$5,036$420
Low Deductibles Age 40$4,646$387
Safe Driver Age 30$3,792$316
Safe Driver Age 40$3,554$296
Safe Driver Age 50$3,148$262
High Deductibles Age 40$2,990$249
Discount Rate Age 40$2,948$246
Safe Driver Age 60$2,944$245

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated June 27, 2025

The Ram Truck belongs to the full-size truck segment, and other popular models in the same segment include the GMC Sierra, Toyota Tundra, Chevrolet Silverado, and Nissan Titan.

Toyota Corolla insurance rates

Car insurance for a Toyota Corolla in New Haven averages $2,994 per year, or about $250 per month, and has a range of $2,482 to $6,860.

Average 2024 Toyota Corolla insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota Corolla insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,860$572
Safe Driver Age 20$5,984$499
At-fault Accidents Age 40$4,244$354
Low Deductibles Age 40$3,840$320
Safe Driver Age 30$3,180$265
Safe Driver Age 40$2,994$250
Safe Driver Age 50$2,666$222
High Deductibles Age 40$2,554$213
Safe Driver Age 60$2,488$207
Discount Rate Age 40$2,482$207

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 27, 2025

The Toyota Corolla is classified as a compact car, and other models from that segment that are popular in New Haven, Connecticut, include the Chevrolet Cruze, Hyundai Elantra, Nissan Sentra, and Volkswagen Jetta.

Honda CR-V insurance rates

In New Haven, Honda CR-V insurance averages $2,620 per year ($218 per month) and ranges from $2,178 to $6,020.

Average 2024 Honda CR-V insurance premiums in New Haven for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda CR-V insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

2024 Honda CR-V Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,020$502
Safe Driver Age 20$5,264$439
At-fault Accidents Age 40$3,708$309
Low Deductibles Age 40$3,416$285
Safe Driver Age 30$2,792$233
Safe Driver Age 40$2,620$218
Safe Driver Age 50$2,324$194
High Deductibles Age 40$2,208$184
Safe Driver Age 60$2,178$182
Discount Rate Age 40$2,178$182

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda CR-V trim levels. Updated June 26, 2025

The Honda CR-V belongs to the compact SUV segment, and other similar models that are popular in New Haven, CT, include the Nissan Rogue, Subaru Forester, and Mazda CX-5.

Tips for finding cheaper New Haven car insurance quotes

New Haven drivers are always looking to cut the monthly cost of insurance So look through the money-saving tips in the list below and maybe you’ll find a way to save a little dough on your next policy.

  • Be a careful driver and pay less for auto insurance in New Haven. Being the cause of frequent accidents will raise rates, possibly by an extra $1,484 per year for a 30-year-old driver and even as much as $926 per year for a 50-year-old driver. So be a cautious driver and save.
  • Break the law and you’ll pay more. In order to get the cheapest auto insurance in New Haven, it pays to be a conservative driver. In fact, just one or two minor driving infractions have the ramification of increasing auto insurance rates by as much as $818 per year.
  • Compare insurance cost before you buy the car. Different cars, and even different trim levels of the same car, can have significantly different car insurance rates, and insurers can sell coverages with a wide range of costs. Check the price before you buy a different car in order to avoid insurance sticker shock when buying coverage for your new car.
  • Find cheaper rates by qualifying for discounts. Discounted rates may be available if the insureds are senior citizens, are loyal customers, drive low annual mileage, are military or federal employees, or many other discounts which could save the average New Haven driver as much as $518 per year on the cost of auto insurance
  • Pay small claims out-of-pocket. Auto insurance companies give a discounted rate if you have no claims on your account. Car insurance should be used to protect you from significant financial loss, not small claims that can be paid out-of-pocket.