Car Insurance Cost in Sandy Springs, GA – Average Cost + Cheapest Quotes

We break down average auto insurance rates and reveal the models with the cheapest car insurance in Sandy Springs, GA.

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How much does Sandy Springs car insurance cost?

Sandy Springs car insurance costs an average of $2,672 per year, which is 16% more than the overall national average rate of $2,276. The average cost per month for car insurance in Sandy Springs is $223 for a full coverage policy.

Average car insurance cost in Georgia is $2,556 per year, so Sandy Springs drivers pay an average of $116 more per year than the overall Georgia state-wide average rate.

When rates are compared to other locations in Georgia, the average cost of insurance in Sandy Springs is approximately $156 per year more expensive than in Columbus, $266 per year more than in Athens, and $280 per year more than in Augusta.

The age of the rated driver has a significant impact the cost of auto insurance. The list below details how age impacts cost by breaking out average car insurance rates depending on driver age.

Average car insurance cost for Sandy Springs, Georgia, drivers age 16 to 60

  • 16-year-old driver – $9,517 per year or $793 per month
  • 17-year-old driver – $9,220 per year or $768 per month
  • 18-year-old driver – $8,266 per year or $689 per month
  • 19-year-old driver – $7,523 per year or $627 per month
  • 20-year-old driver – $5,378 per year or $448 per month
  • 30-year-old driver – $2,850 per year or $238 per month
  • 40-year-old driver – $2,672 per year or $223 per month
  • 50-year-old driver – $2,368 per year or $197 per month
  • 60-year-old driver – $2,216 per year or $185 per month

The next chart shows average car insurance cost in Sandy Springs for all 2024 models. Rates are averaged for all Sandy Springs Zip Codes and shown not only by the age of the driver, but also by three different policy deductible amounts.

Average full-coverage car insurance premium in Sandy Springs, GA for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Sandy Springs, GA for different ages of drivers. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Sandy Springs, GA Zip Codes.

Average Car Insurance Cost in Sandy Springs, GA
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,550$379
$500$5,378$448
$250$6,254$521
30$1,000$2,388$199
$500$2,850$238
$250$3,330$278
40$1,000$2,246$187
$500$2,672$223
$250$3,114$260
50$1,000$2,002$167
$500$2,368$197
$250$2,750$229
60$1,000$1,874$156
$500$2,216$185
$250$2,576$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Average car insurance rates in the chart above range from $1,874 per year for a policy with high deductibles for a 60-year-old driver to $6,254 per year for a 20-year-old driver with a low deductible policy.

When average annual cost is converted to monthly rates, the average cost of car insurance per month in Sandy Springs ranges from $156 to $521.

Sandy Springs car insurance rates have different premiums for every driver and minor changes in a driver’s risk profile can cause substantial changes in car insurance premiums. Due to the high likelihood of rate variability, this stresses the need to get accurate auto insurance quotes when shopping online for a cheaper car insurance policy.

The previously discussed car insurance rates are the average cost across all 2024 model year vehicles, which is helpful when making generalized comparisons such as the average cost difference between different locations in Georgia.

For deeper auto insurance cost comparisons, however, it makes sense to instead use rates for the exact make and model of vehicle being insured. Later in this article, we compare lots of rates for specific makes and models of vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates compare in Sandy Springs.

The list below displays the cost of car insurance for both annual and monthly terms in Sandy Springs for some of the most popular cars, trucks, and SUVs. Later, we’ll examine insurance cost for a few of these models even more in-depth.

Average car insurance rates for popular vehicles in Sandy Springs

Which vehicles are cheapest to insure in Sandy Springs, GA?

When comparing all 2024 makes and models, the models with the most affordable insurance quotes in Sandy Springs tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, and Toyota Corolla Cross. Average auto insurance prices for those vehicles cost $2,170 or less per year, or $181 per month, to get full coverage.

A few other vehicles that have affordable auto insurance quotes in the comparison table below are the Volkswagen Tiguan, Buick Envista, Nissan Murano, and Honda CR-V.

The average rates are a little bit more for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average insurance cost of $2,320 or less per year.

The following table shows the top 20 cheapest vehicles to insure in Sandy Springs, ordered by cost.

Top 20 Cheapest Cars, Trucks, and SUVs to Insure in Sandy Springs
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,918$160
2Chevrolet Trailblazer$1,956$163
3Kia Soul$2,030$169
4Nissan Kicks$2,048$171
5Honda Passport$2,066$172
6Buick Envision$2,080$173
7Toyota Corolla Cross$2,096$175
8Hyundai Venue$2,116$176
9Mazda CX-5$2,116$176
10Ford Bronco Sport$2,128$177
11Volkswagen Tiguan$2,146$179
12Acura RDX$2,170$181
13Nissan Murano$2,182$182
14Buick Encore$2,206$184
15Subaru Outback$2,212$184
16Honda CR-V$2,216$185
17Buick Envista$2,226$186
18Volkswagen Taos$2,228$186
19Kia Niro$2,236$186
20Toyota GR Corolla$2,252$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Top 20 cheapest vehicles to insure in Sandy Springs, GA with the Subaru Crosstrek ranking first at $1,918 per year
Top 20 cheapest vehicles to insure in Sandy Springs, GA with the Subaru Crosstrek ranking first at $1,918 per year

The table above that contains 20 vehicle rankings doesn’t really give a complete summary of Sandy Springs insurance rates. Considering the fact that we have over 700 models in our database, less than 3% of total vehicles are shown. So let’s take a different approach and list the most affordable vehicles in a format that is more usable.

The section below goes into detail about the average price of car insurance in Sandy Springs for each vehicle segment. The average rates shown in the chart should give you a better understanding of the general vehicle types that have the overall best rates. Then the six sections following the chart will break out the vehicles with the cheapest insurance rates in the most popular segments.

Average auto insurance rates by segment

If you’re considering buying a new car, it’s important to have a basic understanding of which types of vehicles have cheaper insurance rates.

For example, maybe you’re wondering if compact cars have cheaper auto insurance than midsize cars or if full-size pickups are cheaper to insure than midsize pickups.

The chart below displays average car insurance rates in Sandy Springs for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, with sports cars and performance luxury models having the most expensive average insurance cost.

Car insurance average cost by automotive segment in Sandy Springs, GA.
Figure 2: Car insurance average cost by automotive segment in Sandy Springs, GA. Rates updated on October 24, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Sandy Springs Zip Codes.

Car Insurance Rates by Automotive Segment in Sandy Springs, GA
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,456$205
Midsize SUV$2,638$220
Compact Car$2,640$220
Minivan$2,644$220
Midsize Pickup$2,696$225
Midsize Car$2,722$227
Compact Luxury SUV$2,898$242
Compact Luxury Car$2,938$245
Large SUV$2,948$246
Half-ton Pickup$2,960$247
Heavy Duty Pickup$3,072$256
Midsize Luxury SUV$3,172$264
Midsize Luxury Car$3,276$273
Sports Car$3,674$306
Large Car$3,844$320
Large Luxury SUV$4,136$345
Large Luxury Car$4,274$356

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Average rates for different segments are good enough for making a general comparison, but the insurance cost for specific vehicles ranges substantially within each vehicle category displayed above.

For example, in the small luxury car segment, auto insurance rates in Sandy Springs range from the Acura Integra costing $2,376 per year for a full coverage policy to the BMW M340i at $3,264 per year, a difference of $888 within that segment.

For another example, in the sports car segment, rates range from the Mazda MX-5 Miata costing $2,474 per year up to the Mercedes-Benz SL 63 costing $5,488 per year.

In the following sections, we eliminate a lot of this variability by looking at average car insurance rates for individual models.

Cars with cheap auto insurance in Sandy Springs, GA

Ranking near the top for the cheapest Sandy Springs car insurance rates in the car segment (excluding luxury models) are the Honda Civic, Nissan Sentra, Toyota GR Corolla, Subaru Impreza, and Nissan Leaf. Auto insurance prices for these 2024 models average $205 or less per month.

Some other cars that have cheaper rates include the Toyota Corolla, Kia K5, Chevrolet Malibu, and Toyota Prius, with average insurance cost of $2,604 per year or less.

Car insurance in this segment for a good driver can cost as low as $193 per month, depending on your Zip Code.

The table below ranks the cars with the most affordable average insurance rates in Sandy Springs, starting with the Toyota GR Corolla at $193 per month and ending with the Mazda 3 at $230 per month.

Cheapest Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,320$193
Nissan LeafCompact$2,340$195
Honda CivicCompact$2,366$197
Nissan SentraCompact$2,446$204
Subaru ImprezaCompact$2,456$205
Toyota PriusCompact$2,498$208
Kia K5Midsize$2,576$215
Honda AccordMidsize$2,580$215
Chevrolet MalibuMidsize$2,590$216
Toyota CorollaCompact$2,604$217
Kia ForteCompact$2,608$217
Volkswagen ArteonMidsize$2,624$219
Nissan VersaCompact$2,634$220
Subaru LegacyMidsize$2,638$220
Hyundai Ioniq 6Midsize$2,660$222
Mitsubishi Mirage G4Compact$2,698$225
Volkswagen JettaCompact$2,700$225
Toyota CrownMidsize$2,704$225
Hyundai SonataMidsize$2,710$226
Mazda 3Compact$2,764$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Sandy Springs, GA, with the Toyota GR Corolla ranking first at $2,320 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Sandy Springs, GA, with the Toyota GR Corolla ranking first at $2,320 per year.

A few popular car models that were not in the top 20 cheapest include the Volkswagen Jetta costing an average of $2,700 per year ($225 per month), the Tesla Model 3 at $3,138 ($262 per month), the Volkswagen GTI costing $2,650 ($221 per month), and the Hyundai Sonata at an average of $2,710 ($226 per month).

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best companies in Georgia.

Cheapest SUV insurance rates in Sandy Springs, Georgia

Sitting at number one in Sandy Springs for the lowest-cost insurance in the non-luxury SUV segment is the Subaru Crosstrek, with a cost of $1,974 per year. Second place is the Chevrolet Trailblazer at $2,008 per year, and the third most affordable is the Kia Soul, costing an average of $2,084 per year.

Other SUVs that have good average insurance rates include the Mazda CX-5, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average insurance cost of $2,188 per year or less.

Ranking between positions 10 and 20, SUVs like the Kia Niro, Subaru Outback, Buick Encore, Honda HR-V, and Nissan Murano cost between $2,188 and $2,324 to insure per year.

Car insurance for this segment for a safe driver starts at an average of $165 per month, depending on where you live and the company you use.

If prices are ranked by vehicle size, the cheapest compact SUV to insure in Sandy Springs is the Subaru Crosstrek at $1,974 per year, or $165 per month. For midsize models, the Honda Passport is the cheapest model to insure at $2,126 per year, or $177 per month. And for full-size SUVs, the Chevrolet Tahoe is most affordable to insure at $2,508 per year, or $209 per month.

The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Subaru Crosstrek at $1,974 per year and ending with the Subaru Ascent at $2,324 per year.

Cheapest SUVs to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,974$165
Chevrolet TrailblazerCompact$2,008$167
Kia SoulCompact$2,084$174
Nissan KicksCompact$2,104$175
Honda PassportMidsize$2,126$177
Buick EnvisionCompact$2,142$179
Toyota Corolla CrossCompact$2,154$180
Hyundai VenueCompact$2,170$181
Mazda CX-5Compact$2,178$182
Ford Bronco SportCompact$2,188$182
Volkswagen TiguanCompact$2,210$184
Nissan MuranoMidsize$2,246$187
Buick EncoreCompact$2,268$189
Subaru OutbackMidsize$2,276$190
Honda CR-VCompact$2,278$190
Buick EnvistaMidsize$2,286$191
Volkswagen TaosCompact$2,290$191
Kia NiroCompact$2,300$192
Subaru AscentMidsize$2,324$194
Honda HR-VCompact$2,328$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Sandy Springs, GA, with the Subaru Crosstrek ranking first at $1,974 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Sandy Springs, GA, with the Subaru Crosstrek ranking first at $1,974 per year.

The favorite SUVs to drive in Sandy Springs don’t necessarily have the cheapest rates. For example, a few popular SUVs that did not rank in the top 20 include the Kia Sorento at $2,538 per year ($212 per month), the Subaru Forester costing $2,376 ($198 per month), and the Hyundai Santa Fe at $2,702 ($225 per month).

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best auto insurance companies in Georgia.

Cheapest pickups to insure in Sandy Springs

The Chevrolet Colorado takes the #1 ranking as the most budget-friendly pickup truck to insure in Sandy Springs, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $2,354 per year for a full-coverage insurance policy.

Other models that rank well include the Toyota Tacoma, Honda Ridgeline, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,750 per year or less.

On a monthly basis, full-coverage insurance on this segment starts at an average of $196 per month, depending on your Sandy Springs address. The comparison table below ranks the pickups with the lowest-cost car insurance rates in Sandy Springs.

Cheapest Pickups to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,354$196
Nissan TitanFull-size$2,502$209
Nissan FrontierMidsize$2,528$211
Ford RangerMidsize$2,556$213
Ford MaverickMidsize$2,592$216
Honda RidgelineMidsize$2,652$221
Hyundai Santa CruzMidsize$2,696$225
Toyota TacomaMidsize$2,704$225
GMC Sierra 2500 HDHeavy Duty$2,720$227
GMC CanyonMidsize$2,750$229
Jeep GladiatorMidsize$2,814$235
GMC Sierra 3500Heavy Duty$2,832$236
Chevrolet Silverado HD 3500Heavy Duty$2,858$238
Chevrolet Silverado HD 2500Heavy Duty$2,934$245
GMC SierraFull-size$2,952$246
Chevrolet SilveradoFull-size$2,954$246
Nissan Titan XDHeavy Duty$2,956$246
Ford F150Full-size$2,990$249
GMC Hummer EV PickupFull-size$3,066$256
Ram TruckFull-size$3,092$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Sandy Springs, GA, with the Chevrolet Colorado ranking first at $2,354 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Sandy Springs, GA, with the Chevrolet Colorado ranking first at $2,354 per year.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Is your pickup truck not in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Georgia.

Most affordable sports cars to insure

Ranking highest for the cheapest Sandy Springs auto insurance rates in the sports car and performance segment are the Toyota GR86, Mazda MX-5 Miata, BMW Z4, Ford Mustang, and Subaru WRX. Auto insurance prices for these vehicles average $250 or less per month.

Also ranking well are cars like the Toyota GR Supra, BMW M2, Subaru BRZ, and Lexus RC F, with average cost of $3,196 per year or less.

Full-coverage auto insurance in Sandy Springs for this vehicle segment for a middle-age safe driver will start around $206 per month, depending on your company and location.

The table below ranks the sports cars with the most affordable insurance rates in Sandy Springs.

Cheapest Sports Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,474$206
Toyota GR86Sports Car$2,816$235
Ford MustangSports Car$2,938$245
BMW Z4Sports Car$2,954$246
Subaru WRXSports Car$2,996$250
Toyota GR SupraSports Car$3,004$250
BMW M2Sports Car$3,090$258
Nissan ZSports Car$3,096$258
Lexus RC FSports Car$3,158$263
Subaru BRZSports Car$3,196$266
BMW M3Sports Car$3,376$281
Porsche 718Sports Car$3,440$287
Chevrolet CamaroSports Car$3,474$290
Chevrolet CorvetteSports Car$3,702$309
Porsche 911Sports Car$3,826$319
BMW M4Sports Car$3,990$333
Lexus LC 500Sports Car$4,008$334
Jaguar F-TypeSports Car$4,216$351
Mercedes-Benz AMG GT53Sports Car$4,424$369
Porsche TaycanSports Car$4,528$377

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Sandy Springs, GA, with the Mazda MX-5 Miata ranking first at $2,474 per year.
Ranking of the cheapest sports cars to insure in Sandy Springs, GA, with the Mazda MX-5 Miata ranking first at $2,474 per year.

Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.

Luxury cars with cheap insurance

Ranking at the top for the cheapest Sandy Springs car insurance rates in the luxury car segment are the Lexus IS 300, Mercedes-Benz CLA250, Acura Integra, BMW 330i, and Acura TLX. Car insurance rates for these 2024 models average $2,766 or less per year, or around $231 per month.

Not the cheapest, but still very affordable, are cars like the Genesis G70, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus RC 300, with an average cost of $2,808 per year or less.

Ranking between positions 10 and 20, models like the Lexus ES 300h, Lexus RC 350, BMW 228i, BMW 330e, and Lexus IS 350 cost between $2,808 and $2,996 per year to insure.

From a monthly standpoint, full-coverage insurance on this segment for a good driver starts at an average of $198 per month, depending on your Zip Code in Sandy Springs. The comparison table below ranks the twenty luxury cars with the cheapest auto insurance rates in Sandy Springs, starting with the Acura Integra at $2,376 per year and ending with the Audi S3 at $2,996 per year.

Cheapest Luxury Cars to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,376$198
BMW 330iCompact$2,722$227
Mercedes-Benz CLA250Midsize$2,750$229
Lexus IS 300Midsize$2,754$230
Acura TLXCompact$2,766$231
Lexus ES 350Midsize$2,790$233
Cadillac CT4Compact$2,792$233
Genesis G70Compact$2,798$233
Mercedes-Benz AMG CLA35Midsize$2,802$234
Lexus RC 300Midsize$2,808$234
Lexus IS 350Compact$2,820$235
Jaguar XFMidsize$2,828$236
Cadillac CT5Midsize$2,882$240
Lexus ES 250Midsize$2,890$241
Lexus RC 350Compact$2,898$242
BMW 330eCompact$2,902$242
BMW 228iCompact$2,906$242
BMW 230iCompact$2,930$244
Lexus ES 300hMidsize$2,934$245
Audi S3Compact$2,996$250

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Sandy Springs, GA, with the Acura Integra ranking first at $2,376 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Sandy Springs, GA, with the Acura Integra ranking first at $2,376 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from top companies in Georgia.

Most affordable luxury SUVs to insure

Ranking at the top for the lowest-cost Sandy Springs car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT4, Lexus NX 250, Acura RDX, and Cadillac XT5. Rates for these vehicles average $2,522 or less per year.

Additional models that rank well in our comparison are the Lexus NX 350h, Lexus NX 450h, Mercedes-Benz GLB 250, and Lexus UX 250h, with average insurance cost of $2,576 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz GLA250, Cadillac XT6, Lexus RX 350, Infiniti QX50, and Acura MDX average between $2,576 and $2,682 per year for insurance.

From a cost per month standpoint, full-coverage insurance in the luxury SUV segment can cost as low as $186 per month, depending on your location and insurance company.

The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Acura RDX at $2,234 per year ($186 per month) and ending with the Lexus RX 350 at $2,682 per year ($224 per month).

Cheapest Luxury SUVs to Insure in Sandy Springs, Georgia
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,234$186
Lexus NX 250Compact$2,364$197
Cadillac XT4Compact$2,412$201
Jaguar E-PaceMidsize$2,498$208
Cadillac XT5Midsize$2,522$210
Lexus NX 350hCompact$2,522$210
Lincoln CorsairCompact$2,552$213
Mercedes-Benz GLB 250Compact$2,558$213
Lexus UX 250hCompact$2,564$214
Lexus NX 450hCompact$2,576$215
Infiniti QX50Midsize$2,596$216
Mercedes-Benz GLA250Compact$2,606$217
Cadillac XT6Midsize$2,614$218
Mercedes-Benz GLA35 AMGCompact$2,614$218
Infiniti QX60Midsize$2,628$219
Mercedes-Benz AMG GLB35Midsize$2,632$219
Land Rover EvoqueCompact$2,668$222
Acura MDXMidsize$2,670$223
Lexus NX 350Compact$2,680$223
Lexus RX 350Midsize$2,682$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Sandy Springs, GA Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Sandy Springs, GA, with the Acura RDX ranking first at $2,234 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Sandy Springs, GA, with the Acura RDX ranking first at $2,234 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Looking for rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Sandy Springs car insurance quotes from top companies in Georgia.

What to expect when pricing car insurance

To help clarify how much auto insurance cost can vary for different applicants, the charts below have a wide range of car insurance rates for four popular vehicles in Sandy Springs: the Ford F150, Nissan Sentra, Nissan Rogue, and Honda Accord.

Each vehicle example displays average rates for different profiles to demonstrate the possible variation when changes are made to the rated driver.

Ford F150 insurance rates

Ford F150 insurance in Sandy Springs averages $2,990 per year, or around $249 per month, and has a range of $2,478 to $6,906 per year.

Average 2024 Ford F150 insurance premiums in Sandy Springs for different driver ages and risk scenarios.
Figure 3: Average 2024 Ford F150 insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

2024 Ford F150 Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,906$576
Safe Driver Age 20$6,044$504
At-fault Accidents Age 40$4,244$354
Low Deductibles Age 40$3,918$327
Safe Driver Age 30$3,190$266
Safe Driver Age 40$2,990$249
Safe Driver Age 50$2,648$221
High Deductibles Age 40$2,514$210
Safe Driver Age 60$2,478$207
Discount Rate Age 40$2,478$207

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford F150 trim levels. Updated October 24, 2025

The Ford F150 is part of the full-size truck segment, and other top-selling models from the same segment include the Toyota Tundra, GMC Sierra, and Ram Truck.

Nissan Sentra insurance rates

Nissan Sentra insurance in Sandy Springs costs an average of $2,446 per year, or around $204 per month, and ranges from $2,034 to $5,566 annually.

Average 2024 Nissan Sentra insurance premiums in Sandy Springs for different driver ages and risk scenarios.
Figure 4: Average 2024 Nissan Sentra insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,566$464
Safe Driver Age 20$4,840$403
At-fault Accidents Age 40$3,468$289
Low Deductibles Age 40$3,094$258
Safe Driver Age 30$2,598$217
Safe Driver Age 40$2,446$204
Safe Driver Age 50$2,192$183
High Deductibles Age 40$2,106$176
Safe Driver Age 60$2,042$170
Discount Rate Age 40$2,034$170

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated October 24, 2025

The Nissan Sentra belongs to the compact car segment, and additional similar models include the Honda Civic, Chevrolet Cruze, Volkswagen Jetta, and Hyundai Elantra.

Nissan Rogue insurance rates

Nissan Rogue insurance in Sandy Springs costs an average of $2,402 per year, or around $200 per month, and has a range of $1,994 to $5,488.

Average 2024 Nissan Rogue insurance premiums in Sandy Springs for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Rogue insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,488$457
Safe Driver Age 20$4,788$399
At-fault Accidents Age 40$3,398$283
Low Deductibles Age 40$3,090$258
Safe Driver Age 30$2,554$213
Safe Driver Age 40$2,402$200
Safe Driver Age 50$2,136$178
High Deductibles Age 40$2,044$170
Safe Driver Age 60$1,998$167
Discount Rate Age 40$1,994$166

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated October 24, 2025

The Nissan Rogue is part of the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Honda CR-V, and Toyota RAV4.

Honda Accord insurance rates

In Sandy Springs, Honda Accord insurance costs an average of $2,580 per year, or about $215 per month, and varies from $2,144 to $5,932 for the different driver profiles in the chart shown below.

Average 2024 Honda Accord insurance premiums in Sandy Springs for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Accord insurance premiums in Sandy Springs for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Sandy Springs includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Sandy Springs, GA
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,932$494
Safe Driver Age 20$5,194$433
At-fault Accidents Age 40$3,648$304
Low Deductibles Age 40$3,398$283
Safe Driver Age 30$2,754$230
Safe Driver Age 40$2,580$215
Safe Driver Age 50$2,284$190
High Deductibles Age 40$2,158$180
Discount Rate Age 40$2,144$179
Safe Driver Age 60$2,140$178

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated October 24, 2025

The Honda Accord belongs to the midsize car segment, and other similar models include the Kia K5, Toyota Camry, Nissan Altima, and Hyundai Sonata.

Tips for cheaper Sandy Springs car insurance rates

Financially savvy drivers are often looking to cut the monthly cost of auto insurance So take a minute or two to look through the money-saving tips in the list below and maybe you’ll be able to save a little cash on your next policy.

  • Buy vehicles that are cheaper to insure. The type of vehicle you drive has a huge impact on the cost of car insurance. For example, a Kia Telluride costs $912 less per year to insure in Sandy Springs than a Chevrolet Corvette. Choose lower performance vehicles to save money.
  • Stay claim free. Insurance companies give a discounted rate if you have no claims. Auto insurance should only be used for significant claims, not small claims.
  • Auto insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
  • Reduce coverage on older vehicles. Removing comprehensive and collision coverage from older vehicles that are no longer worth much will trim the cost substantially.
  • Lots of policy discounts equals cheaper auto insurance. Discounts may be available if the policyholders are accident-free, insure their home and car with the same company, are senior citizens, take a defensive driving course, choose electronic billing, or many other policy discounts which could save the average Sandy Springs driver as much as $452 per year on auto insurance.
  • Compare rates before buying a car. Different cars, trucks, and SUVs can have very different insurance premiums, and car insurance companies can price policies with very different rates. Get plenty of car insurance quotes before you buy a new car to prevent insurance sticker shock when insuring your new vehicle.