Car Insurance Cost in Sandy Springs, GA – Average Cost + Cheapest Quotes

• Sandy Springs car insurance averages $2,628 per year for a full coverage policy, or about $219 on a monthly basis.
• For cheap car insurance in Sandy Springs, compact SUVs like the Subaru Crosstrek, Nissan Kicks, Buick Encore, and Mazda CX-5 cost less than most other models.
• A few vehicles with segment-leading car insurance rates include the Acura ILX ($194 per month), Toyota Tacoma ($222 per month), Mazda MX-5 Miata ($203 per month), and Volkswagen Golf ($242 per month).

How much does Sandy Springs car insurance cost?

Sandy Springs car insurance costs an average of $2,628 per year, which is 16.8% more than the overall national average rate of $2,221. The average cost per month for car insurance in Sandy Springs is $219 for a full coverage policy.

Average car insurance cost in Georgia is $2,514 per year, so Sandy Springs drivers pay an average of $114 more per year than the overall Georgia state-wide average rate.

When rates are compared to other locations in Georgia, the average cost of insurance in Sandy Springs is approximately $156 per year more expensive than in Columbus, $262 per year more than in Athens, and $280 per year more than in Augusta.

The age of the rated driver has a significant impact the cost of auto insurance. The list below details how age impacts cost by breaking out average car insurance rates depending on driver age.

Average car insurance cost for Sandy Springs, Georgia, drivers age 16 to 60

• 16-year-old driver – $9,361 per year or $780 per month
• 17-year-old driver – $9,070 per year or $756 per month
• 18-year-old driver – $8,128 per year or $677 per month
• 19-year-old driver – $7,401 per year or $617 per month
• 20-year-old driver – $5,288 per year or $441 per month
• 30-year-old driver – $2,806 per year or $234 per month
• 40-year-old driver – $2,628 per year or $219 per month
• 50-year-old driver – $2,330 per year or $194 per month
• 60-year-old driver – $2,180 per year or $182 per month

The next chart shows average car insurance cost in Sandy Springs for all 2024 models. Rates are averaged for all Sandy Springs Zip Codes and shown not only by the age of the driver, but also by three different policy deductible amounts.

Average car insurance rates in the chart above range from $1,844 per year for a policy with high deductibles for a 60-year-old driver to $6,150 per year for a 20-year-old driver with a low deductible policy.

When average annual cost is converted to monthly rates, the average cost of car insurance per month in Sandy Springs ranges from $154 to $513.

Sandy Springs car insurance rates have different premiums for every driver and minor changes in a driver’s risk profile can cause substantial changes in car insurance premiums. Due to the high likelihood of rate variability, this stresses the need to get accurate auto insurance quotes when shopping online for a cheaper car insurance policy.

The cost of car insurance for Sandy Springs’s favorite vehicles

The previously discussed car insurance rates are the average cost across all 2024 model year vehicles, which is helpful when making generalized comparisons such as the average cost difference between different locations in Georgia.

For deeper auto insurance cost comparisons, however, it makes sense to instead use rates for the exact make and model of vehicle being insured. Later in this article, we compare lots of rates for specific makes and models of vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates compare in Sandy Springs.

The list below displays the cost of car insurance for both annual and monthly terms in Sandy Springs for some of the most popular cars, trucks, and SUVs. Later, we’ll examine insurance cost for a few of these models even more in-depth.

Average car insurance rates for popular vehicles in Sandy Springs

• Honda Civic – $2,326 per year ($194 per month)
• Toyota Camry – $2,824 per year ($235 per month)
• Hyundai Elantra – $2,854 per year ($238 per month)
• Nissan Rogue – $2,364 per year ($197 per month)
• Chevrolet Equinox – $2,422 per year ($202 per month)
• Jeep Cherokee – $2,836 per year ($236 per month)
• Toyota Highlander – $2,390 per year ($199 per month)
• Ford Explorer – $2,384 per year ($199 per month)
• Tesla Model 3 – $3,086 per year ($257 per month)
• Nissan Sentra – $2,408 per year ($201 per month)

Which vehicles are cheapest to insure in Sandy Springs, GA?

When comparing all 2024 makes and models, the models with the most affordable insurance quotes in Sandy Springs tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, and Toyota Corolla Cross. Average auto insurance prices for those vehicles cost $2,134 or less per year, or $178 per month, to get full coverage.

A few other vehicles that have affordable auto insurance quotes in the comparison table below are the Volkswagen Tiguan, Buick Envista, Nissan Murano, and Subaru Outback.

The average rates are a little bit more for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average insurance cost of $2,288 or less per year.

The following table shows the top 20 cheapest vehicles to insure in Sandy Springs, ordered by cost.

The table above that contains 20 vehicle rankings doesn’t really give a complete summary of Sandy Springs insurance rates. Considering the fact that we have over 700 models in our database, less than 3% of total vehicles are shown. So let’s take a different approach and list the most affordable vehicles in a format that is more usable.

The section below goes into detail about the average price of car insurance in Sandy Springs for each vehicle segment. The average rates shown in the chart should give you a better understanding of the general vehicle types that have the overall best rates. Then the six sections following the chart will break out the vehicles with the cheapest insurance rates in the most popular segments.

Average auto insurance rates by segment

If you’re considering buying a new car, it’s important to have a basic understanding of which types of vehicles have cheaper insurance rates.

For example, maybe you’re wondering if compact cars have cheaper auto insurance than midsize cars or if full-size pickups are cheaper to insure than midsize pickups.

The chart below displays average car insurance rates in Sandy Springs for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, with sports cars and performance luxury models having the most expensive average insurance cost.

Average rates for different segments are good enough for making a general comparison, but the insurance cost for specific vehicles ranges substantially within each vehicle category displayed above.

For example, in the small luxury car segment, auto insurance rates in Sandy Springs range from the Acura Integra costing $2,336 per year for a full coverage policy to the BMW M340i at $3,210 per year, a difference of $874 within that segment.

For another example, in the sports car segment, rates range from the Mazda MX-5 Miata costing $2,432 per year up to the Mercedes-Benz SL 63 costing $5,400 per year.

In the following sections, we eliminate a lot of this variability by looking at average car insurance rates for individual models.

Cars with cheap auto insurance in Sandy Springs, GA

Ranking near the top for the cheapest Sandy Springs car insurance rates in the car segment (excluding luxury models) are the Honda Civic, Nissan Sentra, Toyota GR Corolla, Subaru Impreza, and Nissan Leaf. Auto insurance prices for these 2024 models average $201 or less per month.

Some other cars that have cheaper rates include the Toyota Corolla, Kia K5, Chevrolet Malibu, and Toyota Prius, with average insurance cost of $2,558 per year or less.

Car insurance in this segment for a good driver can cost as low as $190 per month, depending on your Zip Code.

The table below ranks the cars with the most affordable average insurance rates in Sandy Springs, starting with the Toyota GR Corolla at $190 per month and ending with the Mazda 3 at $227 per month.

A few popular car models that were not in the top 20 cheapest include the Volkswagen Jetta costing an average of $2,658 per year ($222 per month), the Tesla Model 3 at $3,086 ($257 per month), the Volkswagen GTI costing $2,606 ($217 per month), and the Hyundai Sonata at an average of $2,662 ($222 per month).

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best companies in Georgia.

Cheapest SUV insurance rates in Sandy Springs, Georgia

Sitting at number one in Sandy Springs for the lowest-cost insurance in the non-luxury SUV segment is the Subaru Crosstrek, with a cost of $1,942 per year. Second place is the Chevrolet Trailblazer at $1,976 per year, and the third most affordable is the Kia Soul, costing an average of $2,052 per year.

Other SUVs that have good average insurance rates include the Mazda CX-5, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average insurance cost of $2,152 per year or less.

Ranking between positions 10 and 20, SUVs like the Kia Niro, Honda CR-V, Buick Encore, Honda HR-V, and Nissan Murano cost between $2,152 and $2,286 to insure per year.

Car insurance for this segment for a safe driver starts at an average of $162 per month, depending on where you live and the company you use.

If prices are ranked by vehicle size, the cheapest compact SUV to insure in Sandy Springs is the Subaru Crosstrek at $1,942 per year, or $162 per month. For midsize models, the Honda Passport is the cheapest model to insure at $2,092 per year, or $174 per month. And for full-size SUVs, the Chevrolet Tahoe is most affordable to insure at $2,468 per year, or $206 per month.

The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Subaru Crosstrek at $1,942 per year and ending with the Subaru Ascent at $2,286 per year.

The favorite SUVs to drive in Sandy Springs don’t necessarily have the cheapest rates. For example, a few popular SUVs that did not rank in the top 20 include the Kia Sorento at $2,494 per year ($208 per month), the Subaru Forester costing $2,340 ($195 per month), and the Hyundai Santa Fe at $2,672 ($223 per month).

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from the best auto insurance companies in Georgia.

Cheapest pickups to insure in Sandy Springs

The Chevrolet Colorado takes the #1 ranking as the most budget-friendly pickup truck to insure in Sandy Springs, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $2,314 per year for a full-coverage insurance policy.

Other models that rank well include the Toyota Tacoma, Honda Ridgeline, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,704 per year or less.

On a monthly basis, full-coverage insurance on this segment starts at an average of $193 per month, depending on your Sandy Springs address. The comparison table below ranks the pickups with the lowest-cost car insurance rates in Sandy Springs.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Is your pickup truck not in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Georgia.

Most affordable sports cars to insure

Ranking highest for the cheapest Sandy Springs auto insurance rates in the sports car and performance segment are the Toyota GR86, Mazda MX-5 Miata, BMW Z4, Ford Mustang, and Subaru WRX. Auto insurance prices for these vehicles average $246 or less per month.

Also ranking well are cars like the Toyota GR Supra, BMW M2, Subaru BRZ, and Lexus RC F, with average cost of $3,144 per year or less.

Full-coverage auto insurance in Sandy Springs for this vehicle segment for a middle-age safe driver will start around $203 per month, depending on your company and location.

The table below ranks the sports cars with the most affordable insurance rates in Sandy Springs.

Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Georgia.

Luxury cars with cheap insurance

Ranking at the top for the cheapest Sandy Springs car insurance rates in the luxury car segment are the Lexus IS 300, Mercedes-Benz CLA250, Acura Integra, BMW 330i, and Acura TLX. Car insurance rates for these 2024 models average $2,718 or less per year, or around $227 per month.

Not the cheapest, but still very affordable, are cars like the Genesis G70, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus RC 300, with an average cost of $2,762 per year or less.

Ranking between positions 10 and 20, models like the Lexus ES 300h, Lexus RC 350, BMW 228i, BMW 330e, and Lexus IS 350 cost between $2,762 and $2,948 per year to insure.

From a monthly standpoint, full-coverage insurance on this segment for a good driver starts at an average of $195 per month, depending on your Zip Code in Sandy Springs. The comparison table below ranks the twenty luxury cars with the cheapest auto insurance rates in Sandy Springs, starting with the Acura Integra at $2,336 per year and ending with the Audi S3 at $2,948 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Sandy Springs car insurance quotes from top companies in Georgia.

Most affordable luxury SUVs to insure

Ranking at the top for the lowest-cost Sandy Springs car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT4, Lexus NX 250, Acura RDX, and Cadillac XT5. Rates for these vehicles average $2,480 or less per year.

Additional models that rank well in our comparison are the Lexus NX 350h, Lexus NX 450h, Mercedes-Benz GLB 250, and Lexus UX 250h, with average insurance cost of $2,536 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz GLA250, Cadillac XT6, Lexus RX 350, Infiniti QX50, and Land Rover Evoque average between $2,536 and $2,638 per year for insurance.

From a cost per month standpoint, full-coverage insurance in the luxury SUV segment can cost as low as $183 per month, depending on your location and insurance company.

The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Sandy Springs, starting with the Acura RDX at $2,198 per year ($183 per month) and ending with the Lexus RX 350 at $2,638 per year ($220 per month).

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Looking for rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Sandy Springs car insurance quotes from top companies in Georgia.

What to expect when pricing car insurance

To help clarify how much auto insurance cost can vary for different applicants, the charts below have a wide range of car insurance rates for four popular vehicles in Sandy Springs: the Ford F150, Nissan Sentra, Nissan Rogue, and Honda Accord.

Each vehicle example displays average rates for different profiles to demonstrate the possible variation when changes are made to the rated driver.

Ford F150 insurance rates

Ford F150 insurance in Sandy Springs averages $2,942 per year, or around $245 per month, and has a range of $2,440 to $6,792 per year.

The Ford F150 is part of the full-size truck segment, and other top-selling models from the same segment include the Toyota Tundra, GMC Sierra, and Ram Truck.

Nissan Sentra insurance rates

Nissan Sentra insurance in Sandy Springs costs an average of $2,408 per year, or around $201 per month, and ranges from $2,000 to $5,472 annually.

The Nissan Sentra belongs to the compact car segment, and additional similar models include the Honda Civic, Chevrolet Cruze, Volkswagen Jetta, and Hyundai Elantra.

Nissan Rogue insurance rates

Nissan Rogue insurance in Sandy Springs costs an average of $2,364 per year, or around $197 per month, and has a range of $1,964 to $5,398.

The Nissan Rogue is part of the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Honda CR-V, and Toyota RAV4.

Honda Accord insurance rates

In Sandy Springs, Honda Accord insurance costs an average of $2,540 per year, or about $212 per month, and varies from $2,110 to $5,836 for the different driver profiles in the chart shown below.

The Honda Accord belongs to the midsize car segment, and other similar models include the Kia K5, Toyota Camry, Nissan Altima, and Hyundai Sonata.

Tips for cheaper Sandy Springs car insurance rates

Financially savvy drivers are often looking to cut the monthly cost of auto insurance So take a minute or two to look through the money-saving tips in the list below and maybe you’ll be able to save a little cash on your next policy.

• Buy vehicles that are cheaper to insure. The type of vehicle you drive has a huge impact on the cost of car insurance. For example, a Kia Telluride costs $896 less per year to insure in Sandy Springs than a Chevrolet Corvette. Choose lower performance vehicles to save money.
• Stay claim free. Insurance companies give a discounted rate if you have no claims. Auto insurance should only be used for significant claims, not small claims.
• Auto insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
• Reduce coverage on older vehicles. Removing comprehensive and collision coverage from older vehicles that are no longer worth much will trim the cost substantially.
• Lots of policy discounts equals cheaper auto insurance. Discounts may be available if the policyholders are accident-free, insure their home and car with the same company, are senior citizens, take a defensive driving course, choose electronic billing, or many other policy discounts which could save the average Sandy Springs driver as much as $442 per year on auto insurance.
• Compare rates before buying a car. Different cars, trucks, and SUVs can have very different insurance premiums, and car insurance companies can price policies with very different rates. Get plenty of car insurance quotes before you buy a new car to prevent insurance sticker shock when insuring your new vehicle.