- Joliet car insurance rates average $2,224 per year for full coverage, or about $185 on a monthly basis.
- Car insurance rates for a few popular vehicles in Joliet include the Toyota Highlander at $2,022 per year, Toyota Camry at $2,390, and Toyota Corolla at $2,168.
- For cheap car insurance in Joliet, compact SUV models like the Chevrolet Trailblazer, Subaru Crosstrek, Ford Bronco Sport, and Buick Encore rank near the top.
How much does average car insurance cost in Joliet?
In Joliet, the average car insurance expense is $2,224 per year, which is 0.1% more than the U.S. average rate of $2,221. Per month, Joliet car insurance costs around $185 for a policy with full coverage.
In the state of Illinois, the average cost to insure a vehicle is $2,262 per year, so the average cost in Joliet is $38 less per year. The average cost of auto insurance in Joliet compared to other Illinois locations is about $76 per year more expensive than in Aurora, $40 per year more expensive than in Rockford, and $326 per year cheaper than in Chicago.
The age of the rated driver is the single-largest factor that determines the cost of auto insurance. The list below illustrates this by showing average car insurance rates in Joliet for driver ages from 16 to 60.
Average car insurance rates in Joliet, Illinois, for drivers age 16 to 60
- 16-year-old driver – $7,926 per year or $661 per month
- 17-year-old driver – $7,679 per year or $640 per month
- 18-year-old driver – $6,882 per year or $574 per month
- 19-year-old driver – $6,269 per year or $522 per month
- 20-year-old driver – $4,476 per year or $373 per month
- 30-year-old driver – $2,374 per year or $198 per month
- 40-year-old driver – $2,224 per year or $185 per month
- 50-year-old driver – $1,972 per year or $164 per month
- 60-year-old driver – $1,848 per year or $154 per month
The next chart shows average car insurance cost in Joliet, Illinois, for all 2024 models. Rates are averaged for all Joliet Zip Codes and shown for both different driver ages and comprehensive and collision deductibles.
Average rates in the chart range from $1,562 per year for a 60-year-old driver with $1,000 physical damage deductibles to $5,206 per year for a 20-year-old driver with $250 deductibles. The average rate we use for comparing different vehicles or locations is a 40-year-old driver with $500 deductibles, which is an average cost of $2,224 per year in Joliet.
As a monthly amount, the average cost to insure a vehicle in Joliet ranges from $130 to $434 for the same driver ages shown in the chart.
Car insurance rates vary considerably and depend on a lot of factors. The likelihood of significant rate variability stresses the need to get multiple auto insurance quotes when trying to find cheaper auto insurance.
Popular vehicles and the cost of car insurance
The previously discussed car insurance rates take all 2024 vehicle models and average them, which is helpful for making broad comparisons like the difference in average auto insurance cost for two different locations in Illinois.
Average auto insurance rates are good for getting the answer to questions like “are car insurance rates in Joliet cheaper than in Naperville?” or “is car insurance cheaper in Illinois or Texas?”.
But for more useful cost comparisons, it makes more sense to compare rates for the exact make and model of vehicle being insured. Every car, truck, SUV and minivan has it’s own profile for liability and physical damage claims, and this data makes it possible to perform more detailed comparisons.
The following chart shows the cost of car insurance for a handful of the more popular vehicles on the roads of Joliet. Later, we will explore rates for some of these models in more detail.
The most popular vehicle models in Joliet tend to be compact or midsize cars like the Nissan Sentra, Toyota Corolla, and Kia K5 and compact and midsize SUVs like the Toyota RAV4 and Jeep Grand Cherokee.
Other popular vehicles from different automotive segments include luxury cars like the Tesla Model S, Infiniti Q50, and BMW 530i, luxury SUVs like the Acura MDX, BMW X5, and Infiniti QX60, and pickup trucks like the Ford F-150, Toyota Tacoma, and Ram 1500.
We explore more rates in the upcoming sections, but before we dive into that data, let’s quickly revisit the comparisons and key concepts we tackled so far in the article.
- Insuring teen drivers costs a lot – Cost ranges from $5,299 to $7,926 per year to insure a teenager in Joliet.
- Low deductible car insurance costs more – A 50-year-old driver pays an average of $926 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Joliet, IL, average car insurance cost is more than the U.S. average – $2,224 (Joliet average) compared to $2,221 (U.S. average)
- Teen female drivers have cheaper rates than teen males – Female drivers age 16 to 19 pay $970 to $522 less per year than males of the same age.
- Joliet car insurance rates are cheaper than the Illinois state average – $2,224 (Joliet average) versus $2,262 (Illinois average)
- Car insurance is generally cheaper as you age – Car insurance rates for a 50-year-old driver in Joliet are $2,504 per year cheaper than for a 20-year-old driver.
Which vehicles cost the least to insure in Joliet?
The models with the cheapest car insurance prices in Joliet tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Buick Envision, and Nissan Kicks.
Average auto insurance prices for those compact SUVs cost $1,806 or less per year ($151 per month) for a full coverage policy.
Examples of other vehicles that have affordable auto insurance quotes in our auto insurance cost comparison are the Kia Niro, Nissan Murano, Honda HR-V, and Volkswagen Taos. The average cost is slightly higher for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have average rates of $162 or less per month in Joliet.
The next table breaks down the 30 cars, trucks, and SUVs with the cheapest insurance rates in Joliet, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,644 | $137 |
| 2 | Chevrolet Trailblazer | $1,672 | $139 |
| 3 | Kia Soul | $1,736 | $145 |
| 4 | Nissan Kicks | $1,754 | $146 |
| 5 | Honda Passport | $1,774 | $148 |
| 6 | Buick Envision | $1,784 | $149 |
| 7 | Toyota Corolla Cross | $1,792 | $149 |
| 8 | Hyundai Venue | $1,806 | $151 |
| 9 | Mazda CX-5 | $1,814 | $151 |
| 10 | Ford Bronco Sport | $1,822 | $152 |
| 11 | Volkswagen Tiguan | $1,840 | $153 |
| 12 | Acura RDX | $1,860 | $155 |
| 13 | Nissan Murano | $1,870 | $156 |
| 14 | Buick Encore | $1,892 | $158 |
| 15 | Subaru Outback | $1,894 | $158 |
| 16 | Honda CR-V | $1,898 | $158 |
| 17 | Buick Envista | $1,902 | $159 |
| 18 | Volkswagen Taos | $1,906 | $159 |
| 19 | Kia Niro | $1,916 | $160 |
| 20 | Toyota GR Corolla | $1,932 | $161 |
| 21 | Honda HR-V | $1,938 | $162 |
| 22 | Subaru Ascent | $1,938 | $162 |
| 23 | Nissan Leaf | $1,948 | $162 |
| 24 | Chevrolet Colorado | $1,960 | $163 |
| 25 | Lexus NX 250 | $1,968 | $164 |
| 26 | Honda Civic | $1,970 | $164 |
| 27 | Volkswagen Atlas | $1,974 | $165 |
| 28 | Subaru Forester | $1,978 | $165 |
| 29 | Acura Integra | $1,980 | $165 |
| 30 | Volkswagen Atlas Cross Sport | $1,982 | $165 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 27, 2025
The above table containing 30 ranked vehicles is fine if you just want a vehicle with dirt cheap insurance rates. A more thorough way to group rates for more models is to organize them by vehicle segment. The next six sections break out the models with the cheapest auto insurance rates in Joliet for each of the main automotive segments.
Cheapest car insurance rates in Joliet
Ranking in the top five for the most affordable Joliet car insurance rates in the non-luxury car segment are the Toyota GR Corolla, Honda Civic, Nissan Sentra, Subaru Impreza, and Nissan Leaf. Car insurance prices for these vehicles average $2,044 or less per year, or around $170 per month.
Other cars that are affordable to insure are the Honda Accord, Toyota Prius, Kia K5, and Toyota Corolla, with average annual insurance rates of $2,168 per year or less.
Additional 2024 models worth mentioning include the Volkswagen Arteon, Mazda 3, Toyota Crown, and Mitsubishi Mirage G4, which cost between $2,168 and $2,300 per year for insurance in Joliet.
From a cost per month standpoint, car insurance in Joliet on this segment can cost as low as $161 per month, depending on your company and location.
When rates are compared by vehicle size, the lowest-cost non-luxury compact car to insure in Joliet is the Toyota GR Corolla at $1,932 per year, or $161 per month. For midsize cars, the Kia K5 has the best rates at $2,144 per year, or $179 per month. And for full-size non-luxury cars, the Chrysler 300 has the cheapest car insurance rates at $2,118 per year, or $177 per month.
The table below ranks the twenty cars with the cheapest car insurance rates in Joliet, starting with the Toyota GR Corolla at $161 per month and ending with the Mazda 3 at $192 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,932 | $161 |
| Nissan Leaf | Compact | $1,948 | $162 |
| Honda Civic | Compact | $1,970 | $164 |
| Nissan Sentra | Compact | $2,040 | $170 |
| Subaru Impreza | Compact | $2,044 | $170 |
| Toyota Prius | Compact | $2,080 | $173 |
| Kia K5 | Midsize | $2,144 | $179 |
| Honda Accord | Midsize | $2,148 | $179 |
| Chevrolet Malibu | Midsize | $2,158 | $180 |
| Toyota Corolla | Compact | $2,168 | $181 |
| Kia Forte | Compact | $2,172 | $181 |
| Volkswagen Arteon | Midsize | $2,186 | $182 |
| Nissan Versa | Compact | $2,190 | $183 |
| Subaru Legacy | Midsize | $2,194 | $183 |
| Hyundai Ioniq 6 | Midsize | $2,214 | $185 |
| Mitsubishi Mirage G4 | Compact | $2,244 | $187 |
| Volkswagen Jetta | Compact | $2,250 | $188 |
| Toyota Crown | Midsize | $2,252 | $188 |
| Hyundai Sonata | Midsize | $2,256 | $188 |
| Mazda 3 | Compact | $2,300 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Joliet car insurance quotes from top auto insurance companies in Illinois.
Cheapest SUV insurance rates in Joliet, Illinois
The lowest-cost non-luxury SUVs to insure in Joliet are the Subaru Crosstrek at $1,644 per year, the Chevrolet Trailblazer at $1,672 per year, and the Kia Soul at $1,736 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Mazda CX-5, Hyundai Venue, Ford Bronco Sport, and Buick Envision, with average insurance cost of $1,822 per year or less.
Ranking between positions 10 and 20, SUVs like the Honda HR-V, Buick Envista, Subaru Outback, Honda CR-V, and Subaru Ascent average between $1,822 and $1,938 per year for auto insurance in Joliet.
Auto insurance rates for this segment in Joliet for the average driver can cost as low as $137 per month, depending on the company and your location.
The next table ranks the SUVs with the cheapest insurance in Joliet, starting with the Subaru Crosstrek at $1,644 per year and ending with the Subaru Ascent at $1,938 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,644 | $137 |
| Chevrolet Trailblazer | Compact | $1,672 | $139 |
| Kia Soul | Compact | $1,736 | $145 |
| Nissan Kicks | Compact | $1,754 | $146 |
| Honda Passport | Midsize | $1,774 | $148 |
| Buick Envision | Compact | $1,784 | $149 |
| Toyota Corolla Cross | Compact | $1,792 | $149 |
| Hyundai Venue | Compact | $1,806 | $151 |
| Mazda CX-5 | Compact | $1,814 | $151 |
| Ford Bronco Sport | Compact | $1,822 | $152 |
| Volkswagen Tiguan | Compact | $1,840 | $153 |
| Nissan Murano | Midsize | $1,870 | $156 |
| Buick Encore | Compact | $1,892 | $158 |
| Subaru Outback | Midsize | $1,894 | $158 |
| Honda CR-V | Compact | $1,898 | $158 |
| Buick Envista | Midsize | $1,902 | $159 |
| Volkswagen Taos | Compact | $1,906 | $159 |
| Kia Niro | Compact | $1,916 | $160 |
| Honda HR-V | Compact | $1,938 | $162 |
| Subaru Ascent | Midsize | $1,938 | $162 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Looking for rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Illinois.
Cheapest luxury cars to insure in Joliet
Out of all 2024 models, the top five most budget-friendly luxury car models to insure in Joliet are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Rates for for these five models range from $1,980 to $2,302 per year.
Also ranking well are cars like the Genesis G70, Lexus RC 300, Mercedes-Benz AMG CLA35, and Cadillac CT4, with average annual insurance rates of $2,340 per year or less.
As a cost per month, full-coverage car insurance in Joliet on this segment can cost as low as $165 per month, depending on where you live.
If vehicle size is considered, the lowest-cost compact luxury car to insure in Joliet is the Acura Integra at $1,980 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,290 per year. And for large luxury cars, the Audi A5 has the cheapest car insurance rates at $2,644 per year.
The comparison table below ranks the cars with the lowest-cost average car insurance rates in Joliet, starting with the Acura Integra at $1,980 per year ($165 per month) and ending with the Audi S3 at $2,496 per year ($208 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,980 | $165 |
| BMW 330i | Compact | $2,266 | $189 |
| Mercedes-Benz CLA250 | Midsize | $2,290 | $191 |
| Lexus IS 300 | Midsize | $2,294 | $191 |
| Acura TLX | Compact | $2,302 | $192 |
| Cadillac CT4 | Compact | $2,324 | $194 |
| Lexus ES 350 | Midsize | $2,324 | $194 |
| Genesis G70 | Compact | $2,330 | $194 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,334 | $195 |
| Lexus RC 300 | Midsize | $2,340 | $195 |
| Lexus IS 350 | Compact | $2,348 | $196 |
| Jaguar XF | Midsize | $2,354 | $196 |
| Cadillac CT5 | Midsize | $2,396 | $200 |
| Lexus ES 250 | Midsize | $2,408 | $201 |
| BMW 330e | Compact | $2,416 | $201 |
| Lexus RC 350 | Compact | $2,416 | $201 |
| BMW 228i | Compact | $2,420 | $202 |
| BMW 230i | Compact | $2,440 | $203 |
| Lexus ES 300h | Midsize | $2,442 | $204 |
| Audi S3 | Compact | $2,496 | $208 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Joliet car insurance quotes from the best auto insurance companies in Illinois.
Cheapest luxury SUV insurance rates in Joliet, IL
Ranking at the top of the list for the lowest-cost Joliet car insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Jaguar E-Pace, Cadillac XT4, and Acura RDX. Car insurance prices for these 2024 models average $175 or less per month.
Additional models that have good average insurance rates are the Lexus NX 450h, Lincoln Corsair, Lexus UX 250h, and Mercedes-Benz GLB 250, with an average cost to insure of $2,146 per year or less.
Ranked in the lower half of the top 20, models like the Mercedes-Benz GLA35 AMG, Lexus RX 350, Infiniti QX50, Lexus NX 350, Cadillac XT6, and Infiniti QX60 cost between $2,146 and $2,232 per year to insure.
From a monthly standpoint, auto insurance rates in this segment for an average middle-age driver will start around $155 per month, depending on the company.
When vehicle size is considered, the cheapest compact luxury SUV to insure in Joliet is the Acura RDX at $1,860 per year. For midsize 2024 models, the Jaguar E-Pace has the best rates at $2,080 per year. And for large luxury SUV models, the Infiniti QX80 has the most affordable rates at $2,496 per year.
The next table ranks the twenty luxury SUVs with the cheapest insurance in Joliet, starting with the Acura RDX at $1,860 per year and ending with the Lexus RX 350 at $2,232 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,860 | $155 |
| Lexus NX 250 | Compact | $1,968 | $164 |
| Cadillac XT4 | Compact | $2,010 | $168 |
| Jaguar E-Pace | Midsize | $2,080 | $173 |
| Cadillac XT5 | Midsize | $2,100 | $175 |
| Lexus NX 350h | Compact | $2,100 | $175 |
| Lincoln Corsair | Compact | $2,126 | $177 |
| Mercedes-Benz GLB 250 | Compact | $2,130 | $178 |
| Lexus UX 250h | Compact | $2,134 | $178 |
| Lexus NX 450h | Compact | $2,146 | $179 |
| Infiniti QX50 | Midsize | $2,162 | $180 |
| Mercedes-Benz GLA250 | Compact | $2,170 | $181 |
| Cadillac XT6 | Midsize | $2,178 | $182 |
| Mercedes-Benz GLA35 AMG | Compact | $2,178 | $182 |
| Infiniti QX60 | Midsize | $2,188 | $182 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,194 | $183 |
| Land Rover Evoque | Compact | $2,222 | $185 |
| Acura MDX | Midsize | $2,224 | $185 |
| Lexus NX 350 | Compact | $2,232 | $186 |
| Lexus RX 350 | Midsize | $2,232 | $186 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 27, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see insurance rates for your luxury SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Joliet car insurance quotes from top-rated companies in Illinois.
Cheapest pickups to insure
The most affordable pickup trucks to insure in Joliet are the Chevrolet Colorado at $1,960 per year, the Nissan Titan at $2,082 per year, and the Nissan Frontier at $2,104 per year.
Additional models that have cheaper rates are the Hyundai Santa Cruz, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with average annual insurance rates of $2,288 per year or less.
Full-coverage auto insurance in Joliet for this segment for a safe driver will start around $163 per month, depending on your company and location. The table below ranks the twenty pickups with the cheapest average car insurance rates in Joliet, starting with the Chevrolet Colorado at $1,960 per year ($163 per month) and ending with the Ram Truck at $2,572 per year ($214 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,960 | $163 |
| Nissan Titan | Full-size | $2,082 | $174 |
| Nissan Frontier | Midsize | $2,104 | $175 |
| Ford Ranger | Midsize | $2,126 | $177 |
| Ford Maverick | Midsize | $2,158 | $180 |
| Honda Ridgeline | Midsize | $2,208 | $184 |
| Hyundai Santa Cruz | Midsize | $2,246 | $187 |
| Toyota Tacoma | Midsize | $2,252 | $188 |
| GMC Sierra 2500 HD | Heavy Duty | $2,264 | $189 |
| GMC Canyon | Midsize | $2,288 | $191 |
| Jeep Gladiator | Midsize | $2,344 | $195 |
| GMC Sierra 3500 | Heavy Duty | $2,356 | $196 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,380 | $198 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,442 | $204 |
| GMC Sierra | Full-size | $2,458 | $205 |
| Chevrolet Silverado | Full-size | $2,460 | $205 |
| Nissan Titan XD | Heavy Duty | $2,460 | $205 |
| Ford F150 | Full-size | $2,490 | $208 |
| GMC Hummer EV Pickup | Full-size | $2,552 | $213 |
| Ram Truck | Full-size | $2,572 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Looking for rates for a different pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Illinois.
Cheapest sports car insurance rates
The top-ranked model in Joliet for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, costing an average of $2,058 per year. Second place is the Toyota GR86 at $2,344 per year, and coming in third is the Ford Mustang, costing an average of $2,444 per year.
Also ranking well are models like the Nissan Z, Lexus RC F, Subaru BRZ, and Toyota GR Supra, with average annual insurance rates of $2,658 per year or less.
As a cost per month, car insurance in this segment for the average driver can cost as low as $172 per month, depending on the company and where you live. The comparison table below ranks the sports cars with the cheapest car insurance in Joliet, starting with the Mazda MX-5 Miata at $2,058 per year and ending with the Porsche Taycan at $3,768 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,058 | $172 |
| Toyota GR86 | Sports Car | $2,344 | $195 |
| Ford Mustang | Sports Car | $2,444 | $204 |
| BMW Z4 | Sports Car | $2,458 | $205 |
| Subaru WRX | Sports Car | $2,494 | $208 |
| Toyota GR Supra | Sports Car | $2,498 | $208 |
| BMW M2 | Sports Car | $2,572 | $214 |
| Nissan Z | Sports Car | $2,578 | $215 |
| Lexus RC F | Sports Car | $2,630 | $219 |
| Subaru BRZ | Sports Car | $2,658 | $222 |
| BMW M3 | Sports Car | $2,810 | $234 |
| Porsche 718 | Sports Car | $2,868 | $239 |
| Chevrolet Camaro | Sports Car | $2,890 | $241 |
| Chevrolet Corvette | Sports Car | $3,082 | $257 |
| Porsche 911 | Sports Car | $3,188 | $266 |
| BMW M4 | Sports Car | $3,324 | $277 |
| Lexus LC 500 | Sports Car | $3,338 | $278 |
| Jaguar F-Type | Sports Car | $3,510 | $293 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,684 | $307 |
| Porsche Taycan | Sports Car | $3,768 | $314 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Joliet, IL Zip Codes. Updated June 26, 2025
Don’t see your sports car? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Illinois.
Helpful tips to save on car insurance
Drivers are always looking to save money on auto insurance, so read through the savings tips in this next list and maybe you’ll find a way to save a few bucks on your next policy purchase.
- Buy vehicles with more affordable insurance. Vehicle performance is one of the primary factors in the price you pay for car insurance in Joliet. For example, a Subaru Crosstrek costs $1,708 less per year to insure in Joliet than a Dodge Challenger. Lower performance vehicles save money.
- A good driving record means cheaper insurance cost. If you want affordable car insurance in Joliet, it pays to avoid traffic citations. As few as two blemishes on your motor vehicle report have the potential to increase rates by as much as $594 per year. Major violations like hit-and-run could raise rates by an additional $2,068 or more.
- Careless drivers spend more for car insurance. Having multiple accidents could cost you more, possibly by an extra $3,178 per year for a 20-year-old driver and even as much as $546 per year for a 60-year-old driver. So drive safe and save!
- Bring up your credit score and save. Having a high credit rating of over 800 could save $349 per year over a credit score ranging from 670-739. Conversely, a not-so-perfect credit rating could cost up to $405 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Lower policy cost by raising deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.