Car Insurance in Hattiesburg, MS – Cheapest Rates (2025) + Rankings

How much does Hattiesburg car insurance cost? We compare rates for six different automotive segments to find the models with cheap car insurance quotes in Hattiesburg, Mississippi.

Start a Free QuoteCompare Hattiesburg car insurance quotes and save on your next policy.

How much does car insurance cost in Hattiesburg?

The average cost of car insurance in Hattiesburg is $2,376 per year, which is 6.7% more than the overall U.S. national average rate of $2,221 per year. The average cost of car insurance per month in Hattiesburg is $198 for a policy that provides full coverage.

In the state of Mississippi, the average price for car insurance is $2,432 per year, so the average cost in Hattiesburg is $56 less per year. When compared to other larger cities in Mississippi, the average cost of insurance in Hattiesburg is approximately $120 per year cheaper than in Biloxi, $50 per year less than in Southaven, and $136 per year cheaper than in Gulfport.

The age of the rated driver influences the cost of auto insurance. The list below illustrates these differences by breaking down average car insurance rates in Hattiesburg for young, middle-age, and senior drivers.

Average cost of car insurance in Hattiesburg, Mississippi, for drivers age 16 to 60

  • 16 year old – $8,466 per year or $706 per month
  • 17 year old – $8,202 per year or $684 per month
  • 18 year old – $7,352 per year or $613 per month
  • 19 year old – $6,693 per year or $558 per month
  • 20 year old – $4,782 per year or $399 per month
  • 30 year old – $2,536 per year or $211 per month
  • 40 year old – $2,376 per year or $198 per month
  • 50 year old – $2,108 per year or $176 per month
  • 60 year old – $1,972 per year or $164 per month

The chart below shows examples of average Hattiesburg car insurance cost. Rates are averaged for all Hattiesburg Zip Codes and shown based on a variety of driver ages, policy physical damage deductibles, and risk scenarios.

Average car insurance rates in Hattiesburg for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Hattiesburg for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,468$456
Safe Driver Age 20$4,782$399
At-fault Accidents Age 40$3,366$281
Low Deductibles Age 40$3,110$259
Safe Driver Age 30$2,536$211
Safe Driver Age 40$2,376$198
Safe Driver Age 50$2,108$176
High Deductibles Age 40$2,000$167
Discount Rate Age 40$1,974$165
Safe Driver Age 60$1,972$164

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

The average cost of car insurance per month in Hattiesburg is $198, with prices ranging from $165 to $456 for the data in the prior chart.

The previous car insurance rates in this article are the average cost across all 2024 model year vehicles, which is useful when making general comparisons like the average cost difference for different locations or driver risk profiles.

Average auto insurance rates are excellent for getting the answer to questions like “are Hattiesburg car insurance rates cheaper than in Jackson?” or “is Mississippi car insurance cheaper than California?”.

For more comprehensive rate comparisons, however, it makes more sense to compare rates for the specific model of vehicle being insured. Each individual vehicle model has different risk exposures for calculating the cost of auto insurance and this data enables us to make insurance cost projections and comparisons.

The list below displays average annual and monthly car insurance cost in Hattiesburg for a handful of the more popular vehicles.

Car insurance cost for popular models in Hattiesburg

What is the cheapest car insurance in Hattiesburg, MS?

The vehicles with the cheapest insurance rates in Hattiesburg, MS, tend to be compact SUVs and crossovers like the Subaru Crosstrek, Chevrolet Trailblazer, and Toyota Corolla Cross.

Average car insurance prices for those models cost $1,930 or less per year for a policy with full coverage.

Other models that have very good auto insurance rates in our cost comparison are the Honda HR-V, Kia Niro, Buick Encore, and Nissan Murano.

Average auto insurance rates are marginally higher for those models than the crossover SUVs that rank at the top, but they still have an average cost of $2,066 or less per year ($172 per month) in Hattiesburg.

The following table details the 30 car, truck, and SUV models with the cheapest auto insurance in Hattiesburg, ordered by cost.

Top 30 Cheapest Auto Insurance Rates in Hattiesburg
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,706$142
2Chevrolet Trailblazer$1,738$145
3Kia Soul$1,804$150
4Nissan Kicks$1,820$152
5Honda Passport$1,838$153
6Buick Envision$1,850$154
7Toyota Corolla Cross$1,864$155
8Hyundai Venue$1,880$157
9Mazda CX-5$1,884$157
10Ford Bronco Sport$1,892$158
11Volkswagen Tiguan$1,910$159
12Acura RDX$1,930$161
13Nissan Murano$1,940$162
14Buick Encore$1,962$164
15Subaru Outback$1,968$164
16Honda CR-V$1,970$164
17Buick Envista$1,978$165
18Volkswagen Taos$1,980$165
19Kia Niro$1,988$166
20Subaru Ascent$2,006$167
21Toyota GR Corolla$2,006$167
22Honda HR-V$2,010$168
23Nissan Leaf$2,022$169
24Chevrolet Colorado$2,036$170
25Lexus NX 250$2,042$170
26Honda Civic$2,044$170
27Volkswagen Atlas$2,048$171
28Acura Integra$2,054$171
29Subaru Forester$2,054$171
30Volkswagen Atlas Cross Sport$2,054$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 27, 2025

Top 30 cheapest vehicles to insure in Hattiesburg, MS with the Subaru Crosstrek ranking first at $1,706 per year
Top 30 cheapest vehicles to insure in Hattiesburg, MS with the Subaru Crosstrek ranking first at $1,706 per year

The table above that contains 30 vehicle models with cheap Hattiesburg car insurance is great if you just want the lowest rates. Considering the fact that we rate over 700 vehicles, a ton of models get left out.

Let’s try a different approach and display the most affordable vehicles a more sensible way, by automotive segment. The six sections below show the top 20 vehicles with the lowest cost insurance rates for the six main vehicle segments.

Cheapest car insurance rates in Hattiesburg

Taking the top spot in Hattiesburg for the lowest-cost insurance in the non-luxury car segment is the Toyota GR Corolla, coming in at $2,066 per year. Second place is the Nissan Leaf costing $2,080 per year, and coming in third is the Honda Civic, at an average of $2,104 per year.

Also ranking well are cars like the Chevrolet Malibu, Kia K5, Toyota Prius, and Honda Accord, with an average car insurance cost of $2,316 per year or less.

From a cost per month standpoint, car insurance rates in this segment starts at an average of $172 per month, depending on where you live.

The table below ranks the twenty cars with the most affordable average auto insurance rates in Hattiesburg.

Cheapest Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,066$172
Nissan LeafCompact$2,080$173
Honda CivicCompact$2,104$175
Nissan SentraCompact$2,178$182
Subaru ImprezaCompact$2,184$182
Toyota PriusCompact$2,222$185
Kia K5Midsize$2,288$191
Honda AccordMidsize$2,294$191
Chevrolet MalibuMidsize$2,304$192
Toyota CorollaCompact$2,316$193
Kia ForteCompact$2,320$193
Volkswagen ArteonMidsize$2,336$195
Nissan VersaCompact$2,342$195
Subaru LegacyMidsize$2,344$195
Hyundai Ioniq 6Midsize$2,366$197
Mitsubishi Mirage G4Compact$2,398$200
Volkswagen JettaCompact$2,404$200
Toyota CrownMidsize$2,406$201
Hyundai SonataMidsize$2,410$201
Mazda 3Compact$2,456$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Hattiesburg, MS, with the Toyota GR Corolla ranking first at $2,066 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Hattiesburg, MS, with the Toyota GR Corolla ranking first at $2,066 per year.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see your car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Hattiesburg car insurance quotes from the best companies in Mississippi.

Cheapest SUV insurance rates in Hattiesburg

Out of all 2024 models, the top five most affordable SUVs to insure in Hattiesburg are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average insurance rates for for these five SUVs range from $1,756 to $1,892 per year.

Other models that have good average insurance rates include the Toyota Corolla Cross, Hyundai Venue, Buick Envision, and Ford Bronco Sport, with average cost of $1,948 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Subaru Outback, Buick Encore, Kia Niro, Nissan Murano, and Honda HR-V average between $1,948 and $2,068 per year for insurance in Hattiesburg.

Full-coverage insurance in this segment starts at around $146 per month, depending on your location.

When vehicle size is factored in, the cheapest compact SUV to insure in Hattiesburg is the Subaru Crosstrek at $1,756 per year. For midsize models, the Honda Passport has the best rates at $1,892 per year. And for large SUVs, the Chevrolet Tahoe is most affordable to insure at $2,234 per year.

The comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Hattiesburg, starting with the Subaru Crosstrek at $146 per month and ending with the Subaru Ascent at $172 per month.

Cheapest SUVs to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,756$146
Chevrolet TrailblazerCompact$1,788$149
Kia SoulCompact$1,856$155
Nissan KicksCompact$1,872$156
Honda PassportMidsize$1,892$158
Buick EnvisionCompact$1,904$159
Toyota Corolla CrossCompact$1,916$160
Hyundai VenueCompact$1,930$161
Mazda CX-5Compact$1,938$162
Ford Bronco SportCompact$1,948$162
Volkswagen TiguanCompact$1,968$164
Nissan MuranoMidsize$1,996$166
Buick EncoreCompact$2,020$168
Subaru OutbackMidsize$2,024$169
Honda CR-VCompact$2,028$169
Buick EnvistaMidsize$2,030$169
Volkswagen TaosCompact$2,034$170
Kia NiroCompact$2,046$171
Honda HR-VCompact$2,066$172
Subaru AscentMidsize$2,068$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Hattiesburg, MS, with the Subaru Crosstrek ranking first at $1,756 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Hattiesburg, MS, with the Subaru Crosstrek ranking first at $1,756 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the table above? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Hattiesburg car insurance quotes from the best auto insurance companies in Mississippi.

Cheapest pickup trucks to insure in Hattiesburg

The four lowest-cost pickups to insure in Hattiesburg are the Chevrolet Colorado at $2,094 per year, Nissan Titan at $2,224 per year, Nissan Frontier at $2,246 per year, and Ford Ranger at $2,270 per year.

Not the cheapest, but still very affordable, are trucks like the Toyota Tacoma, Honda Ridgeline, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with an average car insurance cost of $2,444 per year or less.

Car insurance in Hattiesburg for this segment for a middle-age safe driver can cost as low as $175 per month, depending on your location.

The next table ranks the pickups with the lowest-cost average insurance rates in Hattiesburg, starting with the Chevrolet Colorado at $2,094 per year ($175 per month) and ending with the Ram Truck at $2,748 per year ($229 per month).

Cheapest Pickups to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,094$175
Nissan TitanFull-size$2,224$185
Nissan FrontierMidsize$2,246$187
Ford RangerMidsize$2,270$189
Ford MaverickMidsize$2,304$192
Honda RidgelineMidsize$2,358$197
Hyundai Santa CruzMidsize$2,398$200
Toyota TacomaMidsize$2,408$201
GMC Sierra 2500 HDHeavy Duty$2,416$201
GMC CanyonMidsize$2,444$204
Jeep GladiatorMidsize$2,504$209
GMC Sierra 3500Heavy Duty$2,518$210
Chevrolet Silverado HD 3500Heavy Duty$2,540$212
Chevrolet Silverado HD 2500Heavy Duty$2,608$217
GMC SierraFull-size$2,624$219
Nissan Titan XDHeavy Duty$2,628$219
Chevrolet SilveradoFull-size$2,630$219
Ford F150Full-size$2,660$222
GMC Hummer EV PickupFull-size$2,728$227
Ram TruckFull-size$2,748$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hattiesburg, MS, with the Chevrolet Colorado ranking first at $2,094 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hattiesburg, MS, with the Chevrolet Colorado ranking first at $2,094 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck missing from the table above? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Mississippi.

Cheapest luxury cars to insure in Hattiesburg, MS

Ranking highest for the cheapest Hattiesburg auto insurance rates in the luxury car segment are the Acura Integra, Mercedes-Benz CLA250, Lexus IS 300, Acura TLX, and BMW 330i. Rates for these vehicles average $2,460 or less per year.

Some other luxury cars that have affordable average insurance rates include the Genesis G70, Lexus RC 300, Mercedes-Benz AMG CLA35, and Lexus ES 350, with average annual insurance rates of $2,500 per year or less.

Auto insurance in this segment will start around $176 per month, depending on the company. The next table ranks the twenty cars with the lowest-cost auto insurance rates in Hattiesburg, starting with the Acura Integra at $176 per month and ending with the Audi S3 at $222 per month.

Cheapest Luxury Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,114$176
BMW 330iCompact$2,422$202
Mercedes-Benz CLA250Midsize$2,446$204
Lexus IS 300Midsize$2,450$204
Acura TLXCompact$2,460$205
Cadillac CT4Compact$2,482$207
Lexus ES 350Midsize$2,482$207
Genesis G70Compact$2,488$207
Mercedes-Benz AMG CLA35Midsize$2,492$208
Lexus RC 300Midsize$2,500$208
Lexus IS 350Compact$2,508$209
Jaguar XFMidsize$2,516$210
Cadillac CT5Midsize$2,560$213
Lexus ES 250Midsize$2,572$214
Lexus RC 350Compact$2,578$215
BMW 330eCompact$2,580$215
BMW 228iCompact$2,584$215
BMW 230iCompact$2,604$217
Lexus ES 300hMidsize$2,608$217
Audi S3Compact$2,666$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hattiesburg, MS, with the Acura Integra ranking first at $2,114 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hattiesburg, MS, with the Acura Integra ranking first at $2,114 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Hattiesburg car insurance quotes from top-rated auto insurance companies in Mississippi.

Cheapest luxury SUV insurance rates

The most affordable luxury SUV models to insure in Hattiesburg are the Acura RDX at $1,988 per year, the Lexus NX 250 at $2,104 per year, and the Cadillac XT4 at $2,148 per year.

Other models that are affordable to insure are the Lexus UX 250h, Lincoln Corsair, Lexus NX 450h, and Lexus NX 350h, with average rates of $2,292 per year or less.

Ranking between positions 10 and 20, models like the Land Rover Evoque, Infiniti QX60, Mercedes-Benz GLA250, Cadillac XT6, and Acura MDX cost between $2,292 and $2,386 to insure per year.

As a cost per month, full-coverage insurance on this segment in Hattiesburg for an average middle-age driver starts at an average of $166 per month, depending on your location.

When rates are compared by vehicle size, the lowest-cost compact luxury SUV model to insure in Hattiesburg is the Acura RDX at $1,988 per year, or $166 per month. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $2,222 per year, or $185 per month. And for full-size luxury SUV models, the Infiniti QX80 is most affordable to insure at $2,666 per year, or $222 per month.

The rate comparison table below ranks the twenty luxury SUVs with the most affordable insurance in Hattiesburg, starting with the Acura RDX at $1,988 per year and ending with the Lexus RX 350 at $2,386 per year.

Cheapest Luxury SUVs to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,988$166
Lexus NX 250Compact$2,104$175
Cadillac XT4Compact$2,148$179
Jaguar E-PaceMidsize$2,222$185
Cadillac XT5Midsize$2,242$187
Lexus NX 350hCompact$2,242$187
Lincoln CorsairCompact$2,272$189
Mercedes-Benz GLB 250Compact$2,274$190
Lexus UX 250hCompact$2,278$190
Lexus NX 450hCompact$2,292$191
Infiniti QX50Midsize$2,310$193
Mercedes-Benz GLA250Compact$2,318$193
Mercedes-Benz GLA35 AMGCompact$2,324$194
Cadillac XT6Midsize$2,326$194
Infiniti QX60Midsize$2,338$195
Mercedes-Benz AMG GLB35Midsize$2,342$195
Land Rover EvoqueCompact$2,374$198
Acura MDXMidsize$2,376$198
Lexus NX 350Compact$2,384$199
Lexus RX 350Midsize$2,386$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hattiesburg, MS, with the Acura RDX ranking first at $1,988 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hattiesburg, MS, with the Acura RDX ranking first at $1,988 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Mississippi.

Cheapest sports car insurance rates

Ranking at the top for the cheapest Hattiesburg car insurance rates in the sports car segment are the Ford Mustang, Toyota GR86, Subaru WRX, BMW Z4, and Mazda MX-5 Miata. Auto insurance quotes for these 2024 models average $2,664 or less per year.

Other models that are affordable to insure include the Toyota GR Supra, BMW M2, Nissan Z, and Lexus RC F, with an average cost of $2,842 per year or less.

Additional 2024 models that make the list include the Jaguar F-Type, Porsche 911, BMW M4, and Lexus LC 500, which average between $2,842 and $4,024 per year for insurance in Hattiesburg.

As a cost per month, full-coverage auto insurance on this segment in Hattiesburg for the average driver will start around $183 per month, depending on your company and location. The table below ranks the sports cars with the most affordable insurance in Hattiesburg, starting with the Mazda MX-5 Miata at $183 per month and ending with the Porsche Taycan at $335 per month.

Cheapest Sports Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,200$183
Toyota GR86Sports Car$2,504$209
Ford MustangSports Car$2,612$218
BMW Z4Sports Car$2,626$219
Subaru WRXSports Car$2,664$222
Toyota GR SupraSports Car$2,670$223
BMW M2Sports Car$2,748$229
Nissan ZSports Car$2,754$230
Lexus RC FSports Car$2,810$234
Subaru BRZSports Car$2,842$237
BMW M3Sports Car$3,000$250
Porsche 718Sports Car$3,062$255
Chevrolet CamaroSports Car$3,090$258
Chevrolet CorvetteSports Car$3,292$274
Porsche 911Sports Car$3,406$284
BMW M4Sports Car$3,548$296
Lexus LC 500Sports Car$3,566$297
Jaguar F-TypeSports Car$3,750$313
Mercedes-Benz AMG GT53Sports Car$3,934$328
Porsche TaycanSports Car$4,024$335

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Hattiesburg, MS, with the Mazda MX-5 Miata ranking first at $2,200 per year.
Ranking of the cheapest sports cars to insure in Hattiesburg, MS, with the Mazda MX-5 Miata ranking first at $2,200 per year.

Don’t see your sports car in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Mississippi.

Hattiesburg car insurance cost examples

In an effort to show the extent to which the cost of car insurance can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the examples below show comprehensive rates for three popular models in Hattiesburg: the Ford F150, Nissan Sentra, and Kia Sorento.

Each example shows rates for a variety of different driver profiles to illustrate the possible cost variation based on changes in the rated driver profile.

Ford F150 insurance rates

Ford F150 insurance in Hattiesburg averages $2,660 per year (about $222 per month) and has a range of $2,206 to $6,144 per year.

Average 2024 Ford F150 insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 2: Average 2024 Ford F150 insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Ford F150 Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,144$512
Safe Driver Age 20$5,378$448
At-fault Accidents Age 40$3,774$315
Low Deductibles Age 40$3,486$291
Safe Driver Age 30$2,836$236
Safe Driver Age 40$2,660$222
Safe Driver Age 50$2,354$196
High Deductibles Age 40$2,238$187
Discount Rate Age 40$2,206$184
Safe Driver Age 60$2,204$184

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford F150 trim levels. Updated June 27, 2025

The Ford F150 is considered a full-size truck, and other popular models include the GMC Sierra, Toyota Tundra, Chevrolet Silverado, and Ram Truck.

Nissan Sentra insurance rates

Insurance for a Nissan Sentra in Hattiesburg costs an average of $2,178 per year ($182 per month) and varies from $1,808 to $4,948.

Average 2024 Nissan Sentra insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 3: Average 2024 Nissan Sentra insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,948$412
Safe Driver Age 20$4,308$359
At-fault Accidents Age 40$3,082$257
Low Deductibles Age 40$2,754$230
Safe Driver Age 30$2,310$193
Safe Driver Age 40$2,178$182
Safe Driver Age 50$1,948$162
High Deductibles Age 40$1,874$156
Safe Driver Age 60$1,816$151
Discount Rate Age 40$1,808$151

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated June 27, 2025

The Nissan Sentra belongs to the compact car segment, and other similar models that are popular in Hattiesburg, Mississippi, include the Volkswagen Jetta, Chevrolet Cruze, and Honda Civic.

Kia Sorento insurance rates

Insurance for a Kia Sorento in Hattiesburg averages $2,258 per year ($188 per month) and has a range of $1,876 to $5,182 per year.

Average 2024 Kia Sorento insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,182$432
Safe Driver Age 20$4,536$378
At-fault Accidents Age 40$3,184$265
Low Deductibles Age 40$2,974$248
Safe Driver Age 30$2,410$201
Safe Driver Age 40$2,258$188
Safe Driver Age 50$1,996$166
High Deductibles Age 40$1,888$157
Discount Rate Age 40$1,876$156
Safe Driver Age 60$1,870$156

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated June 26, 2025

The Kia Sorento belongs to the midsize SUV segment, and other similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, Ford Edge, and Toyota Highlander.

Tips for finding cheap Hattiesburg car insurance quotes

Drivers should always be looking to reduce the monthly expense for auto insurance So take a minute or two to look through the money-saving ideas below and maybe you can save some money insuring your vehicle.

  • Violations and tickets cost more than a fine. If you want to get cheap car insurance in Hattiesburg, it makes sense to be a safe driver. A few speeding tickets have the potential to increase the cost of a policy by up to $636 per year.
  • Shop around and save. Setting aside a few minutes before every renewal to get free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you can switch companies at any time.
  • Compare insurance cost before buying a car. Different models, and even different trim levels of the same model, have very different car insurance rates, and car insurance companies can charge very different rates. Get plenty of comparison quotes before you buy so you can avoid insurance sticker shock when you get your first insurance bill.
  • Raise your credit score for cheaper insurance rates. Having a credit score over 800 could save up to $373 per year versus a rating of 670-739. Conversely, a lower credit score could cost as much as $432 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Remove optional coverage on older vehicles. Dropping full coverage from vehicles that are older will cut the cost of insurance substantially.
  • Buy vehicles that are cheaper to insure. The make and model of vehicle you drive is a big factor in the cost of insurance. For example, a Kia Soul costs $986 less per year to insure in Hattiesburg than a Subaru BRZ. Less performance means less cost.