Car Insurance in Hattiesburg, MS – Cheapest Rates (2025) + Rankings

How much does Hattiesburg car insurance cost? We compare rates for six different automotive segments to find the models with cheap car insurance quotes in Hattiesburg, Mississippi.

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How much does car insurance cost in Hattiesburg?

The average cost of car insurance in Hattiesburg is $2,422 per year, which is 6.2% more than the overall U.S. national average rate of $2,276 per year. The average cost of car insurance per month in Hattiesburg is $202 for a policy that provides full coverage.

In the state of Mississippi, the average price for car insurance is $2,476 per year, so the average cost in Hattiesburg is $54 less per year. When compared to other larger cities in Mississippi, the average cost of insurance in Hattiesburg is approximately $116 per year cheaper than in Biloxi, $50 per year less than in Southaven, and $134 per year cheaper than in Gulfport.

The age of the rated driver influences the cost of auto insurance. The list below illustrates these differences by breaking down average car insurance rates in Hattiesburg for young, middle-age, and senior drivers.

Average cost of car insurance in Hattiesburg, Mississippi, for drivers age 16 to 60

  • 16 year old – $8,620 per year or $718 per month
  • 17 year old – $8,352 per year or $696 per month
  • 18 year old – $7,487 per year or $624 per month
  • 19 year old – $6,818 per year or $568 per month
  • 20 year old – $4,870 per year or $406 per month
  • 30 year old – $2,584 per year or $215 per month
  • 40 year old – $2,422 per year or $202 per month
  • 50 year old – $2,146 per year or $179 per month
  • 60 year old – $2,010 per year or $168 per month

The chart below shows examples of average Hattiesburg car insurance cost. Rates are averaged for all Hattiesburg Zip Codes and shown based on a variety of driver ages, policy physical damage deductibles, and risk scenarios.

Average car insurance rates in Hattiesburg for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Hattiesburg for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,566$464
Safe Driver Age 20$4,870$406
At-fault Accidents Age 40$3,430$286
Low Deductibles Age 40$3,170$264
Safe Driver Age 30$2,584$215
Safe Driver Age 40$2,422$202
Safe Driver Age 50$2,146$179
High Deductibles Age 40$2,038$170
Discount Rate Age 40$2,012$168
Safe Driver Age 60$2,010$168

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated October 24, 2025

The average cost of car insurance per month in Hattiesburg is $202, with prices ranging from $168 to $464 for the data in the prior chart.

The previous car insurance rates in this article are the average cost across all 2024 model year vehicles, which is useful when making general comparisons like the average cost difference for different locations or driver risk profiles.

Average auto insurance rates are excellent for getting the answer to questions like “are Hattiesburg car insurance rates cheaper than in Jackson?” or “is Mississippi car insurance cheaper than California?”.

For more comprehensive rate comparisons, however, it makes more sense to compare rates for the specific model of vehicle being insured. Each individual vehicle model has different risk exposures for calculating the cost of auto insurance and this data enables us to make insurance cost projections and comparisons.

The list below displays average annual and monthly car insurance cost in Hattiesburg for a handful of the more popular vehicles.

Car insurance cost for popular models in Hattiesburg

What is the cheapest car insurance in Hattiesburg, MS?

The vehicles with the cheapest insurance rates in Hattiesburg, MS, tend to be compact SUVs and crossovers like the Subaru Crosstrek, Chevrolet Trailblazer, and Toyota Corolla Cross.

Average car insurance prices for those models cost $1,964 or less per year for a policy with full coverage.

Other models that have very good auto insurance rates in our cost comparison are the Toyota GR Corolla, Kia Niro, Buick Encore, and Nissan Murano.

Average auto insurance rates are marginally higher for those models than the crossover SUVs that rank at the top, but they still have an average cost of $2,104 or less per year ($175 per month) in Hattiesburg.

The following table details the 30 car, truck, and SUV models with the cheapest auto insurance in Hattiesburg, ordered by cost.

Top 30 Cheapest Auto Insurance Rates in Hattiesburg
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,738$145
2Chevrolet Trailblazer$1,772$148
3Kia Soul$1,838$153
4Nissan Kicks$1,858$155
5Honda Passport$1,874$156
6Buick Envision$1,884$157
7Toyota Corolla Cross$1,898$158
8Hyundai Venue$1,912$159
9Mazda CX-5$1,918$160
10Ford Bronco Sport$1,928$161
11Volkswagen Tiguan$1,946$162
12Acura RDX$1,966$164
13Nissan Murano$1,978$165
14Buick Encore$1,998$167
15Subaru Outback$2,004$167
16Honda CR-V$2,008$167
17Buick Envista$2,016$168
18Volkswagen Taos$2,020$168
19Kia Niro$2,026$169
20Toyota GR Corolla$2,042$170
21Subaru Ascent$2,046$171
22Honda HR-V$2,050$171
23Nissan Leaf$2,064$172
24Chevrolet Colorado$2,072$173
25Lexus NX 250$2,080$173
26Honda Civic$2,084$174
27Volkswagen Atlas$2,086$174
28Acura Integra$2,092$174
29Subaru Forester$2,092$174
30Volkswagen Atlas Cross Sport$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Top 30 cheapest vehicles to insure in Hattiesburg, MS with the Subaru Crosstrek ranking first at $1,738 per year
Top 30 cheapest vehicles to insure in Hattiesburg, MS with the Subaru Crosstrek ranking first at $1,738 per year

The table above that contains 30 vehicle models with cheap Hattiesburg car insurance is great if you just want the lowest rates. Considering the fact that we rate over 700 vehicles, a ton of models get left out.

Let’s try a different approach and display the most affordable vehicles a more sensible way, by automotive segment. The six sections below show the top 20 vehicles with the lowest cost insurance rates for the six main vehicle segments.

Cheapest car insurance rates in Hattiesburg

Taking the top spot in Hattiesburg for the lowest-cost insurance in the non-luxury car segment is the Toyota GR Corolla, coming in at $2,104 per year. Second place is the Nissan Leaf costing $2,122 per year, and coming in third is the Honda Civic, at an average of $2,144 per year.

Also ranking well are cars like the Chevrolet Malibu, Kia K5, Toyota Prius, and Honda Accord, with an average car insurance cost of $2,358 per year or less.

From a cost per month standpoint, car insurance rates in this segment starts at an average of $175 per month, depending on where you live.

The table below ranks the twenty cars with the most affordable average auto insurance rates in Hattiesburg.

Cheapest Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,104$175
Nissan LeafCompact$2,122$177
Honda CivicCompact$2,144$179
Nissan SentraCompact$2,218$185
Subaru ImprezaCompact$2,226$186
Toyota PriusCompact$2,264$189
Kia K5Midsize$2,332$194
Honda AccordMidsize$2,340$195
Chevrolet MalibuMidsize$2,348$196
Toyota CorollaCompact$2,358$197
Kia ForteCompact$2,362$197
Volkswagen ArteonMidsize$2,380$198
Nissan VersaCompact$2,384$199
Subaru LegacyMidsize$2,390$199
Hyundai Ioniq 6Midsize$2,408$201
Mitsubishi Mirage G4Compact$2,444$204
Volkswagen JettaCompact$2,448$204
Toyota CrownMidsize$2,450$204
Hyundai SonataMidsize$2,454$205
Mazda 3Compact$2,504$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Hattiesburg, MS, with the Toyota GR Corolla ranking first at $2,104 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Hattiesburg, MS, with the Toyota GR Corolla ranking first at $2,104 per year.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see your car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Hattiesburg car insurance quotes from the best companies in Mississippi.

Cheapest SUV insurance rates in Hattiesburg

Out of all 2024 models, the top five most affordable SUVs to insure in Hattiesburg are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average insurance rates for for these five SUVs range from $1,790 to $1,928 per year.

Other models that have good average insurance rates include the Toyota Corolla Cross, Hyundai Venue, Buick Envision, and Ford Bronco Sport, with average cost of $1,982 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Honda CR-V, Buick Encore, Kia Niro, Nissan Murano, and Honda HR-V average between $1,982 and $2,106 per year for insurance in Hattiesburg.

Full-coverage insurance in this segment starts at around $149 per month, depending on your location.

When vehicle size is factored in, the cheapest compact SUV to insure in Hattiesburg is the Subaru Crosstrek at $1,790 per year. For midsize models, the Honda Passport has the best rates at $1,928 per year. And for large SUVs, the Chevrolet Tahoe is most affordable to insure at $2,274 per year.

The comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Hattiesburg, starting with the Subaru Crosstrek at $149 per month and ending with the Subaru Ascent at $176 per month.

Cheapest SUVs to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,790$149
Chevrolet TrailblazerCompact$1,820$152
Kia SoulCompact$1,892$158
Nissan KicksCompact$1,908$159
Honda PassportMidsize$1,928$161
Buick EnvisionCompact$1,940$162
Toyota Corolla CrossCompact$1,952$163
Hyundai VenueCompact$1,964$164
Mazda CX-5Compact$1,974$165
Ford Bronco SportCompact$1,982$165
Volkswagen TiguanCompact$2,004$167
Nissan MuranoMidsize$2,034$170
Buick EncoreCompact$2,058$172
Honda CR-VCompact$2,064$172
Subaru OutbackMidsize$2,064$172
Buick EnvistaMidsize$2,070$173
Volkswagen TaosCompact$2,074$173
Kia NiroCompact$2,084$174
Subaru AscentMidsize$2,106$176
Honda HR-VCompact$2,108$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Hattiesburg, MS, with the Subaru Crosstrek ranking first at $1,790 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Hattiesburg, MS, with the Subaru Crosstrek ranking first at $1,790 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the table above? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Hattiesburg car insurance quotes from the best auto insurance companies in Mississippi.

Cheapest pickup trucks to insure in Hattiesburg

The four lowest-cost pickups to insure in Hattiesburg are the Chevrolet Colorado at $2,134 per year, Nissan Titan at $2,264 per year, Nissan Frontier at $2,290 per year, and Ford Ranger at $2,314 per year.

Not the cheapest, but still very affordable, are trucks like the Toyota Tacoma, Honda Ridgeline, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with an average car insurance cost of $2,492 per year or less.

Car insurance in Hattiesburg for this segment for a middle-age safe driver can cost as low as $178 per month, depending on your location.

The next table ranks the pickups with the lowest-cost average insurance rates in Hattiesburg, starting with the Chevrolet Colorado at $2,134 per year ($178 per month) and ending with the Ram Truck at $2,800 per year ($233 per month).

Cheapest Pickups to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,134$178
Nissan TitanFull-size$2,264$189
Nissan FrontierMidsize$2,290$191
Ford RangerMidsize$2,314$193
Ford MaverickMidsize$2,348$196
Honda RidgelineMidsize$2,404$200
Hyundai Santa CruzMidsize$2,444$204
Toyota TacomaMidsize$2,452$204
GMC Sierra 2500 HDHeavy Duty$2,462$205
GMC CanyonMidsize$2,492$208
Jeep GladiatorMidsize$2,552$213
GMC Sierra 3500Heavy Duty$2,566$214
Chevrolet Silverado HD 3500Heavy Duty$2,588$216
Chevrolet Silverado HD 2500Heavy Duty$2,658$222
Chevrolet SilveradoFull-size$2,676$223
GMC SierraFull-size$2,676$223
Nissan Titan XDHeavy Duty$2,678$223
Ford F150Full-size$2,708$226
GMC Hummer EV PickupFull-size$2,778$232
Ram TruckFull-size$2,800$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hattiesburg, MS, with the Chevrolet Colorado ranking first at $2,134 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hattiesburg, MS, with the Chevrolet Colorado ranking first at $2,134 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck missing from the table above? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Mississippi.

Cheapest luxury cars to insure in Hattiesburg, MS

Ranking highest for the cheapest Hattiesburg auto insurance rates in the luxury car segment are the Acura Integra, Mercedes-Benz CLA250, Lexus IS 300, Acura TLX, and BMW 330i. Rates for these vehicles average $2,506 or less per year.

Some other luxury cars that have affordable average insurance rates include the Genesis G70, Lexus RC 300, Mercedes-Benz AMG CLA35, and Lexus ES 350, with average annual insurance rates of $2,546 per year or less.

Auto insurance in this segment will start around $179 per month, depending on the company. The next table ranks the twenty cars with the lowest-cost auto insurance rates in Hattiesburg, starting with the Acura Integra at $179 per month and ending with the Audi S3 at $226 per month.

Cheapest Luxury Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,152$179
BMW 330iCompact$2,466$206
Mercedes-Benz CLA250Midsize$2,492$208
Lexus IS 300Midsize$2,496$208
Acura TLXCompact$2,506$209
Cadillac CT4Compact$2,528$211
Lexus ES 350Midsize$2,528$211
Genesis G70Compact$2,534$211
Mercedes-Benz AMG CLA35Midsize$2,538$212
Lexus RC 300Midsize$2,546$212
Lexus IS 350Compact$2,556$213
Jaguar XFMidsize$2,562$214
Cadillac CT5Midsize$2,610$218
Lexus ES 250Midsize$2,620$218
Lexus RC 350Compact$2,626$219
BMW 330eCompact$2,630$219
BMW 228iCompact$2,634$220
BMW 230iCompact$2,654$221
Lexus ES 300hMidsize$2,660$222
Audi S3Compact$2,716$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hattiesburg, MS, with the Acura Integra ranking first at $2,152 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hattiesburg, MS, with the Acura Integra ranking first at $2,152 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Hattiesburg car insurance quotes from top-rated auto insurance companies in Mississippi.

Cheapest luxury SUV insurance rates

The most affordable luxury SUV models to insure in Hattiesburg are the Acura RDX at $2,024 per year, the Lexus NX 250 at $2,142 per year, and the Cadillac XT4 at $2,186 per year.

Other models that are affordable to insure are the Lexus UX 250h, Lincoln Corsair, Lexus NX 450h, and Lexus NX 350h, with average rates of $2,334 per year or less.

Ranking between positions 10 and 20, models like the Acura MDX, Infiniti QX60, Mercedes-Benz GLA250, Cadillac XT6, and Land Rover Evoque cost between $2,334 and $2,430 to insure per year.

As a cost per month, full-coverage insurance on this segment in Hattiesburg for an average middle-age driver starts at an average of $169 per month, depending on your location.

When rates are compared by vehicle size, the lowest-cost compact luxury SUV model to insure in Hattiesburg is the Acura RDX at $2,024 per year, or $169 per month. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $2,262 per year, or $189 per month. And for full-size luxury SUV models, the Infiniti QX80 is most affordable to insure at $2,716 per year, or $226 per month.

The rate comparison table below ranks the twenty luxury SUVs with the most affordable insurance in Hattiesburg, starting with the Acura RDX at $2,024 per year and ending with the Lexus RX 350 at $2,430 per year.

Cheapest Luxury SUVs to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,024$169
Lexus NX 250Compact$2,142$179
Cadillac XT4Compact$2,186$182
Jaguar E-PaceMidsize$2,262$189
Cadillac XT5Midsize$2,284$190
Lexus NX 350hCompact$2,286$191
Lincoln CorsairCompact$2,314$193
Mercedes-Benz GLB 250Compact$2,318$193
Lexus UX 250hCompact$2,322$194
Lexus NX 450hCompact$2,334$195
Infiniti QX50Midsize$2,354$196
Mercedes-Benz GLA250Compact$2,360$197
Cadillac XT6Midsize$2,370$198
Mercedes-Benz GLA35 AMGCompact$2,370$198
Infiniti QX60Midsize$2,382$199
Mercedes-Benz AMG GLB35Midsize$2,386$199
Land Rover EvoqueCompact$2,418$202
Acura MDXMidsize$2,420$202
Lexus NX 350Compact$2,428$202
Lexus RX 350Midsize$2,430$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hattiesburg, MS, with the Acura RDX ranking first at $2,024 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hattiesburg, MS, with the Acura RDX ranking first at $2,024 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Mississippi.

Cheapest sports car insurance rates

Ranking at the top for the cheapest Hattiesburg car insurance rates in the sports car segment are the Ford Mustang, Toyota GR86, Subaru WRX, BMW Z4, and Mazda MX-5 Miata. Auto insurance quotes for these 2024 models average $2,714 or less per year.

Other models that are affordable to insure include the Toyota GR Supra, BMW M2, Nissan Z, and Lexus RC F, with an average cost of $2,894 per year or less.

Additional 2024 models that make the list include the Jaguar F-Type, Porsche 911, BMW M4, and Lexus LC 500, which average between $2,894 and $4,102 per year for insurance in Hattiesburg.

As a cost per month, full-coverage auto insurance on this segment in Hattiesburg for the average driver will start around $187 per month, depending on your company and location. The table below ranks the sports cars with the most affordable insurance in Hattiesburg, starting with the Mazda MX-5 Miata at $187 per month and ending with the Porsche Taycan at $342 per month.

Cheapest Sports Cars to Insure in Hattiesburg, Mississippi
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,240$187
Toyota GR86Sports Car$2,552$213
Ford MustangSports Car$2,660$222
BMW Z4Sports Car$2,676$223
Subaru WRXSports Car$2,714$226
Toyota GR SupraSports Car$2,722$227
BMW M2Sports Car$2,800$233
Nissan ZSports Car$2,806$234
Lexus RC FSports Car$2,862$239
Subaru BRZSports Car$2,894$241
BMW M3Sports Car$3,060$255
Porsche 718Sports Car$3,120$260
Chevrolet CamaroSports Car$3,146$262
Chevrolet CorvetteSports Car$3,352$279
Porsche 911Sports Car$3,470$289
BMW M4Sports Car$3,612$301
Lexus LC 500Sports Car$3,632$303
Jaguar F-TypeSports Car$3,820$318
Mercedes-Benz AMG GT53Sports Car$4,008$334
Porsche TaycanSports Car$4,102$342

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hattiesburg, MS Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Hattiesburg, MS, with the Mazda MX-5 Miata ranking first at $2,240 per year.
Ranking of the cheapest sports cars to insure in Hattiesburg, MS, with the Mazda MX-5 Miata ranking first at $2,240 per year.

Don’t see your sports car in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Mississippi.

Hattiesburg car insurance cost examples

In an effort to show the extent to which the cost of car insurance can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the examples below show comprehensive rates for three popular models in Hattiesburg: the Ford F150, Nissan Sentra, and Kia Sorento.

Each example shows rates for a variety of different driver profiles to illustrate the possible cost variation based on changes in the rated driver profile.

Ford F150 insurance rates

Ford F150 insurance in Hattiesburg averages $2,708 per year (about $226 per month) and has a range of $2,248 to $6,256 per year.

Average 2024 Ford F150 insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 2: Average 2024 Ford F150 insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Ford F150 Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,256$521
Safe Driver Age 20$5,476$456
At-fault Accidents Age 40$3,846$321
Low Deductibles Age 40$3,550$296
Safe Driver Age 30$2,890$241
Safe Driver Age 40$2,708$226
Safe Driver Age 50$2,398$200
High Deductibles Age 40$2,280$190
Safe Driver Age 60$2,248$187
Discount Rate Age 40$2,248$187

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford F150 trim levels. Updated October 24, 2025

The Ford F150 is considered a full-size truck, and other popular models include the GMC Sierra, Toyota Tundra, Chevrolet Silverado, and Ram Truck.

Nissan Sentra insurance rates

Insurance for a Nissan Sentra in Hattiesburg costs an average of $2,218 per year ($185 per month) and varies from $1,842 to $5,042.

Average 2024 Nissan Sentra insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 3: Average 2024 Nissan Sentra insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,042$420
Safe Driver Age 20$4,386$366
At-fault Accidents Age 40$3,142$262
Low Deductibles Age 40$2,804$234
Safe Driver Age 30$2,354$196
Safe Driver Age 40$2,218$185
Safe Driver Age 50$1,984$165
High Deductibles Age 40$1,910$159
Safe Driver Age 60$1,852$154
Discount Rate Age 40$1,842$154

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated October 24, 2025

The Nissan Sentra belongs to the compact car segment, and other similar models that are popular in Hattiesburg, Mississippi, include the Volkswagen Jetta, Chevrolet Cruze, and Honda Civic.

Kia Sorento insurance rates

Insurance for a Kia Sorento in Hattiesburg averages $2,298 per year ($192 per month) and has a range of $1,912 to $5,278 per year.

Average 2024 Kia Sorento insurance premiums in Hattiesburg for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Hattiesburg for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Hattiesburg includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Hattiesburg, MS
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,278$440
Safe Driver Age 20$4,622$385
At-fault Accidents Age 40$3,244$270
Low Deductibles Age 40$3,030$253
Safe Driver Age 30$2,454$205
Safe Driver Age 40$2,298$192
Safe Driver Age 50$2,034$170
High Deductibles Age 40$1,924$160
Discount Rate Age 40$1,912$159
Safe Driver Age 60$1,906$159

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated October 24, 2025

The Kia Sorento belongs to the midsize SUV segment, and other similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, Ford Edge, and Toyota Highlander.

Tips for finding cheap Hattiesburg car insurance quotes

Drivers should always be looking to reduce the monthly expense for auto insurance So take a minute or two to look through the money-saving ideas below and maybe you can save some money insuring your vehicle.

  • Violations and tickets cost more than a fine. If you want to get cheap car insurance in Hattiesburg, it makes sense to be a safe driver. A few speeding tickets have the potential to increase the cost of a policy by up to $644 per year.
  • Shop around and save. Setting aside a few minutes before every renewal to get free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you can switch companies at any time.
  • Compare insurance cost before buying a car. Different models, and even different trim levels of the same model, have very different car insurance rates, and car insurance companies can charge very different rates. Get plenty of comparison quotes before you buy so you can avoid insurance sticker shock when you get your first insurance bill.
  • Raise your credit score for cheaper insurance rates. Having a credit score over 800 could save up to $380 per year versus a rating of 670-739. Conversely, a lower credit score could cost as much as $441 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Remove optional coverage on older vehicles. Dropping full coverage from vehicles that are older will cut the cost of insurance substantially.
  • Buy vehicles that are cheaper to insure. The make and model of vehicle you drive is a big factor in the cost of insurance. For example, a Kia Soul costs $1,002 less per year to insure in Hattiesburg than a Subaru BRZ. Less performance means less cost.