- Average Beaverton car insurance cost is $2,530 per year for a full coverage policy. Average cost per month is approximately $211.
- Beaverton auto insurance costs $126 per year more than the Oregon state average and $254 per year more than the U.S. national average.
- Car insurance rates for a few popular models in Beaverton include the Jeep Cherokee at $2,730 per year, Toyota Corolla at $2,462, and Jeep Wrangler at $2,890.
- Auto insurance quotes in Beaverton can range significantly from as low as $28 per month for minimum liability limits to well over $671 per month for high-risk drivers.
How much is car insurance in Beaverton, Oregon?
Average car insurance rates in Beaverton cost $2,530 per year, or around $211 per month. Cheaper models to insure include the Subaru Crosstrek, the Buick Envision, and the Chevrolet Trailblazer.
The average cost of car insurance in Oregon is $2,404 per year, so Beaverton drivers pay an average of $126 more per year than the overall Oregon state-wide average rate. When compared to other larger cities in Oregon, the average cost of auto insurance in Beaverton is around $92 per year more than in Salem, $308 per year more than in Eugene, and $42 per year more expensive than in Hillsboro.
The age of the rated driver is one of the biggest factors in determining the price you pay for auto insurance. The list below details how age impacts cost by breaking down average car insurance rates in Beaverton depending on driver age.
Average car insurance cost for Beaverton drivers age 16 to 60
- 16 year old – $9,010 per year or $751 per month
- 17 year old – $8,725 per year or $727 per month
- 18 year old – $7,822 per year or $652 per month
- 19 year old – $7,120 per year or $593 per month
- 20 year old – $5,088 per year or $424 per month
- 30 year old – $2,698 per year or $225 per month
- 40 year old – $2,530 per year or $211 per month
- 50 year old – $2,242 per year or $187 per month
- 60 year old – $2,098 per year or $175 per month
The chart below shows examples of average Beaverton car insurance cost. Rates are averaged for all Beaverton Zip Codes and shown for different driver ages, policy deductibles, and potential risk scenarios.
Average car insurance rates in the previous chart range from $2,100 per year for a 40-year-old driver who meets many discount requirements to $5,818 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.
When these rates are converted to a cost per month, the average cost of car insurance per month in Beaverton ranges from $175 to $485.
Beaverton car insurance rates have extreme variability and can change frequently. The potential for significant variability emphasizes the need for accurate free auto insurance quotes when trying to find the cheapest Beaverton car insurance.
Popular vehicles in Beaverton and the cost to insure them
The car insurance rates referenced up to this point are the average cost across all 2024 model year vehicles, which is handy when making big picture comparisons like the cost for different driver ages or locations.
Average auto insurance rates work well for getting the answer to questions like “is car insurance cheaper in Beaverton or Portland?” or “are car insurance rates in Oregon cheaper than in Arizona?”.
But for more in-depth auto insurance cost comparisons, we will get better data if we instead use rates for the specific model of vehicle being insured. Every model has slightly different risk characteristics for car insurance rating and this data provides for insurance cost comparisons.
The next chart details average car insurance cost for a handful of the more popular vehicles on the road in Beaverton.
In Beaverton, which vehicles are cheapest to insure?
When every make and model is compared, the models with the best insurance quotes in Beaverton tend to be crossover SUVs like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Nissan Kicks.
Average auto insurance prices for those vehicles cost $2,054 or less per year for a full coverage policy.
Additional vehicles that rank in the top 20 in the cost comparison table below are the Ford Bronco Sport, Kia Niro, Acura RDX, and Volkswagen Taos.
Rates are a little bit more for those models than the small SUVs and crossovers at the top of the list, but they still have an average insurance cost of $2,196 or less per year, or around $183 per month.
The following table details the cheapest vehicles to insure in Beaverton, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,814 | $151 |
| 2 | Chevrolet Trailblazer | $1,850 | $154 |
| 3 | Kia Soul | $1,920 | $160 |
| 4 | Nissan Kicks | $1,936 | $161 |
| 5 | Honda Passport | $1,954 | $163 |
| 6 | Buick Envision | $1,966 | $164 |
| 7 | Toyota Corolla Cross | $1,982 | $165 |
| 8 | Hyundai Venue | $2,000 | $167 |
| 9 | Mazda CX-5 | $2,002 | $167 |
| 10 | Ford Bronco Sport | $2,014 | $168 |
| 11 | Volkswagen Tiguan | $2,030 | $169 |
| 12 | Acura RDX | $2,052 | $171 |
| 13 | Nissan Murano | $2,064 | $172 |
| 14 | Buick Encore | $2,086 | $174 |
| 15 | Subaru Outback | $2,092 | $174 |
| 16 | Honda CR-V | $2,096 | $175 |
| 17 | Buick Envista | $2,104 | $175 |
| 18 | Volkswagen Taos | $2,108 | $176 |
| 19 | Kia Niro | $2,116 | $176 |
| 20 | Subaru Ascent | $2,132 | $178 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
A table of 20 ranked vehicles is fine if you just want a vehicle with dirt cheap insurance rates. Due to the fact that we track over 700 vehicles, there are a lot of rates not being shown.
Let’s dig deeper into the data and show the cheapest models differently, by segment. The six sections below break out the vehicles with the lowest cost insurance rates for each of the primary segments.
Cars with the cheapest auto insurance in Beaverton, OR
The four cheapest 2-door and 4-door sedans and hatchbacks to insure in Beaverton are the Toyota GR Corolla at $2,196 per year, Nissan Leaf at $2,214 per year, Honda Civic at $2,236 per year, and Nissan Sentra at $2,316 per year.
Rounding out the top 10 are models like the Toyota Corolla, Honda Accord, Chevrolet Malibu, and Toyota Prius, with average insurance cost of $2,462 per year or less.
Full-coverage auto insurance in Beaverton for this segment will start around $183 per month, depending on the company and your location.
The rate comparison table below ranks the cars with the most affordable average auto insurance rates in Beaverton, starting with the Toyota GR Corolla at $2,196 per year and ending with the Mazda 3 at $2,614 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,196 | $183 |
| Nissan Leaf | Compact | $2,214 | $185 |
| Honda Civic | Compact | $2,236 | $186 |
| Nissan Sentra | Compact | $2,316 | $193 |
| Subaru Impreza | Compact | $2,324 | $194 |
| Toyota Prius | Compact | $2,364 | $197 |
| Kia K5 | Midsize | $2,436 | $203 |
| Honda Accord | Midsize | $2,444 | $204 |
| Chevrolet Malibu | Midsize | $2,452 | $204 |
| Toyota Corolla | Compact | $2,462 | $205 |
| Kia Forte | Compact | $2,470 | $206 |
| Volkswagen Arteon | Midsize | $2,484 | $207 |
| Nissan Versa | Compact | $2,494 | $208 |
| Subaru Legacy | Midsize | $2,496 | $208 |
| Hyundai Ioniq 6 | Midsize | $2,516 | $210 |
| Mitsubishi Mirage G4 | Compact | $2,554 | $213 |
| Volkswagen Jetta | Compact | $2,556 | $213 |
| Toyota Crown | Midsize | $2,560 | $213 |
| Hyundai Sonata | Midsize | $2,564 | $214 |
| Mazda 3 | Compact | $2,614 | $218 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Beaverton car insurance quotes from top auto insurance companies in Oregon.
Cheapest SUVs to insure in Beaverton, OR
The top five models for the cheapest Beaverton car insurance rates in the non-luxury SUV segment are the Nissan Kicks, Chevrolet Trailblazer, Subaru Crosstrek, Honda Passport, and Kia Soul. Auto insurance quotes for these 2024 models average $2,014 or less per year.
Other SUVs that have cheaper rates include the Ford Bronco Sport, Buick Envision, Hyundai Venue, and Toyota Corolla Cross, with average cost of $2,070 per year or less.
Full-coverage insurance for this segment in Beaverton for a middle-age safe driver starts at an average of $156 per month, depending on the company. The table below ranks the SUVs with the cheapest auto insurance rates in Beaverton, starting with the Subaru Crosstrek at $1,866 per year ($156 per month) and ending with the Subaru Ascent at $2,200 per year ($183 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,866 | $156 |
| Chevrolet Trailblazer | Compact | $1,900 | $158 |
| Kia Soul | Compact | $1,974 | $165 |
| Nissan Kicks | Compact | $1,988 | $166 |
| Honda Passport | Midsize | $2,014 | $168 |
| Buick Envision | Compact | $2,024 | $169 |
| Toyota Corolla Cross | Compact | $2,038 | $170 |
| Hyundai Venue | Compact | $2,054 | $171 |
| Mazda CX-5 | Compact | $2,060 | $172 |
| Ford Bronco Sport | Compact | $2,070 | $173 |
| Volkswagen Tiguan | Compact | $2,092 | $174 |
| Nissan Murano | Midsize | $2,124 | $177 |
| Buick Encore | Compact | $2,148 | $179 |
| Subaru Outback | Midsize | $2,154 | $180 |
| Honda CR-V | Compact | $2,156 | $180 |
| Buick Envista | Midsize | $2,162 | $180 |
| Volkswagen Taos | Compact | $2,166 | $181 |
| Kia Niro | Compact | $2,176 | $181 |
| Honda HR-V | Compact | $2,200 | $183 |
| Subaru Ascent | Midsize | $2,200 | $183 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Is your SUV not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Beaverton car insurance quotes from the best auto insurance companies in Oregon.
Pickups ranked by insurance cost
Ranking #1 in Beaverton for cheapest auto insurance rates in the pickup segment is the Chevrolet Colorado, at $2,228 per year. Second place is the Nissan Titan at $2,366 per year, and ranking third is the Nissan Frontier, costing an average of $2,392 per year.
Additional pickups that rank well include the GMC Canyon, Toyota Tacoma, Honda Ridgeline, and Hyundai Santa Cruz, with an average cost to insure of $2,602 per year or less.
Full-coverage auto insurance in Beaverton for this segment starts at around $186 per month, depending on the company. The rate comparison table below ranks the pickups with the most affordable auto insurance rates in Beaverton, starting with the Chevrolet Colorado at $2,228 per year and ending with the Ram Truck at $2,924 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,228 | $186 |
| Nissan Titan | Full-size | $2,366 | $197 |
| Nissan Frontier | Midsize | $2,392 | $199 |
| Ford Ranger | Midsize | $2,414 | $201 |
| Ford Maverick | Midsize | $2,454 | $205 |
| Honda Ridgeline | Midsize | $2,508 | $209 |
| Hyundai Santa Cruz | Midsize | $2,552 | $213 |
| Toyota Tacoma | Midsize | $2,560 | $213 |
| GMC Sierra 2500 HD | Heavy Duty | $2,576 | $215 |
| GMC Canyon | Midsize | $2,602 | $217 |
| Jeep Gladiator | Midsize | $2,664 | $222 |
| GMC Sierra 3500 | Heavy Duty | $2,678 | $223 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,704 | $225 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,776 | $231 |
| GMC Sierra | Full-size | $2,792 | $233 |
| Nissan Titan XD | Heavy Duty | $2,796 | $233 |
| Chevrolet Silverado | Full-size | $2,798 | $233 |
| Ford F150 | Full-size | $2,830 | $236 |
| GMC Hummer EV Pickup | Full-size | $2,900 | $242 |
| Ram Truck | Full-size | $2,924 | $244 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see your pickup in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Beaverton car insurance quotes from top-rated companies in Oregon.
Luxury cars with affordable insurance rates
The top-ranked model in Beaverton for cheapest auto insurance rates in the luxury sedan segment is the Acura Integra, at an average of $2,248 per year. Second place is the BMW 330i at $2,574 per year, and the third cheapest is the Mercedes-Benz CLA250, at an average of $2,604 per year.
Additional luxury cars that rank well include the Mercedes-Benz AMG CLA35, Lexus RC 300, Lexus ES 350, and Cadillac CT4, with average cost of $2,660 per year or less.
In the lower half of the top 20 luxury cars to insure, cars like the Lexus RC 350, Lexus ES 300h, Jaguar XF, Cadillac CT5, and BMW 228i cost between $2,660 and $2,836 per year to insure.
From a cost per month standpoint, full-coverage auto insurance on this segment in Beaverton for the average driver will start around $187 per month, depending on where you live.
When ranked by vehicle size, the lowest-cost small luxury car to insure in Beaverton is the Acura Integra at $2,248 per year, or $187 per month. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,604 per year, or $217 per month. And for full-size luxury cars, the Audi A5 is cheapest to insure at $3,006 per year, or $251 per month.
The table below ranks the twenty luxury cars with the cheapest insurance rates in Beaverton, starting with the Acura Integra at $2,248 per year and ending with the Audi S3 at $2,836 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,248 | $187 |
| BMW 330i | Compact | $2,574 | $215 |
| Mercedes-Benz CLA250 | Midsize | $2,604 | $217 |
| Lexus IS 300 | Midsize | $2,606 | $217 |
| Acura TLX | Compact | $2,616 | $218 |
| Lexus ES 350 | Midsize | $2,640 | $220 |
| Cadillac CT4 | Compact | $2,642 | $220 |
| Genesis G70 | Compact | $2,648 | $221 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,650 | $221 |
| Lexus RC 300 | Midsize | $2,660 | $222 |
| Lexus IS 350 | Compact | $2,668 | $222 |
| Jaguar XF | Midsize | $2,676 | $223 |
| Cadillac CT5 | Midsize | $2,724 | $227 |
| Lexus ES 250 | Midsize | $2,736 | $228 |
| Lexus RC 350 | Compact | $2,744 | $229 |
| BMW 330e | Compact | $2,746 | $229 |
| BMW 228i | Compact | $2,750 | $229 |
| BMW 230i | Compact | $2,772 | $231 |
| Lexus ES 300h | Midsize | $2,776 | $231 |
| Audi S3 | Compact | $2,836 | $236 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Beaverton car insurance quotes from top auto insurance companies in Oregon.
Luxury SUVs with cheapest auto insurance rates
For 2024 models, the five cheapest non-luxury SUVs to insure in Beaverton are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Insurance rates for these five models range from $2,114 to $2,386 per year.
Not the cheapest luxury SUVs to insure, but still affordable, are luxury SUVs like the Lexus UX 250h, Lexus NX 350h, Mercedes-Benz GLB 250, and Lincoln Corsair, with an average cost of $2,436 per year or less.
Car insurance in Beaverton for this segment can cost as low as $176 per month, depending on where you live and the company you use.
The most affordable small luxury SUV to insure in Beaverton is the Acura RDX at $2,114 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $2,364 per year. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,836 per year.
The comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance in Beaverton, starting with the Acura RDX at $2,114 per year and ending with the Lexus RX 350 at $2,538 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,114 | $176 |
| Lexus NX 250 | Compact | $2,236 | $186 |
| Cadillac XT4 | Compact | $2,284 | $190 |
| Jaguar E-Pace | Midsize | $2,364 | $197 |
| Cadillac XT5 | Midsize | $2,386 | $199 |
| Lexus NX 350h | Compact | $2,386 | $199 |
| Lincoln Corsair | Compact | $2,416 | $201 |
| Mercedes-Benz GLB 250 | Compact | $2,420 | $202 |
| Lexus UX 250h | Compact | $2,424 | $202 |
| Lexus NX 450h | Compact | $2,436 | $203 |
| Infiniti QX50 | Midsize | $2,456 | $205 |
| Mercedes-Benz GLA250 | Compact | $2,464 | $205 |
| Cadillac XT6 | Midsize | $2,472 | $206 |
| Mercedes-Benz GLA35 AMG | Compact | $2,474 | $206 |
| Infiniti QX60 | Midsize | $2,486 | $207 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,490 | $208 |
| Land Rover Evoque | Compact | $2,524 | $210 |
| Acura MDX | Midsize | $2,526 | $211 |
| Lexus NX 350 | Compact | $2,538 | $212 |
| Lexus RX 350 | Midsize | $2,538 | $212 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Looking for rates for a different model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Oregon.
Cheapest sports cars to insure in Beaverton
Ranking at the top of the list for the most affordable Beaverton auto insurance rates in the sports car segment are the Subaru WRX, Ford Mustang, Toyota GR86, BMW Z4, and Mazda MX-5 Miata. Insurance rates for these 2024 models average $237 or less per month.
Not the cheapest to insure, but still ranked well, are cars like the Nissan Z, Lexus RC F, Subaru BRZ, and BMW M2, with average rates of $3,024 per year or less.
As a cost per month, full-coverage insurance in Beaverton on this segment for a safe driver can cost as low as $195 per month, depending on the company and where you live. The next table ranks the sports cars with the most affordable average auto insurance rates in Beaverton.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,342 | $195 |
| Toyota GR86 | Sports Car | $2,664 | $222 |
| Ford Mustang | Sports Car | $2,782 | $232 |
| BMW Z4 | Sports Car | $2,792 | $233 |
| Subaru WRX | Sports Car | $2,838 | $237 |
| Toyota GR Supra | Sports Car | $2,842 | $237 |
| BMW M2 | Sports Car | $2,920 | $243 |
| Nissan Z | Sports Car | $2,930 | $244 |
| Lexus RC F | Sports Car | $2,988 | $249 |
| Subaru BRZ | Sports Car | $3,024 | $252 |
| BMW M3 | Sports Car | $3,194 | $266 |
| Porsche 718 | Sports Car | $3,254 | $271 |
| Chevrolet Camaro | Sports Car | $3,288 | $274 |
| Chevrolet Corvette | Sports Car | $3,500 | $292 |
| Porsche 911 | Sports Car | $3,622 | $302 |
| BMW M4 | Sports Car | $3,776 | $315 |
| Lexus LC 500 | Sports Car | $3,794 | $316 |
| Jaguar F-Type | Sports Car | $3,988 | $332 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,186 | $349 |
| Porsche Taycan | Sports Car | $4,282 | $357 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Beaverton, OR Zip Codes. Updated October 24, 2025
Is your vehicle not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Beaverton.
The highs and lows of car insurance
In an effort to clarify the amount the cost of identical auto insurance can change from one driver to the next, the sections below contain detailed auto insurance rates for four popular models in Beaverton: the Chevrolet Silverado, Honda Civic, Nissan Rogue, and Honda Pilot.
Each illustration shows rates for a variety of different driver profiles to demonstrate how much rates can vary based on a number of different rated drivers.
Chevrolet Silverado insurance rates
Car insurance for a Chevrolet Silverado in Beaverton averages $2,798 per year ($233 per month) and varies from $2,316 to $6,492 annually for the driver examples in the next insurance cost chart.
The Chevrolet Silverado is considered a full-size truck, and other popular models include the Nissan Titan, Toyota Tundra, and Ford F150.
Honda Civic insurance rates
In Beaverton, Honda Civic insurance costs an average of $2,236 per year ($186 per month) and ranges from $1,866 to $5,084.
The Honda Civic is classified as a compact car, and other popular models in the same segment include the Toyota Corolla, Hyundai Elantra, and Chevrolet Cruze.
Nissan Rogue insurance rates
Auto insurance for a Nissan Rogue in Beaverton averages $2,272 per year, or around $189 per month, and varies from $1,888 to $5,194 per year for the driver profiles in the next chart.
The Nissan Rogue is part of the compact SUV segment, and other top-selling models from the same segment include the Mazda CX-5, Subaru Forester, and Toyota RAV4.
Honda Pilot insurance rates
Insurance for a Honda Pilot in Beaverton averages $2,462 per year ($205 per month) and has a range of $2,044 to $5,692 per year.
The Honda Pilot is a midsize SUV, and other models in that segment include the Ford Explorer, Kia Sorento, and Toyota Highlander.
How to save on auto insurance in Beaverton
Drivers should always be looking to save money on insurance, so glance through the money-saving tips below to see if you can save a little cash on your next renewal.
- Avoid traffic tickets to pay less. If you want cheap auto insurance in Beaverton, it pays to drive safe. In fact, just one or two minor infractions on your driving record have the consequences of increasing insurance policy rates as much as $670 per year. Serious infractions like DUI or reckless driving could raise rates by an additional $2,348 or more.
- Research policy discounts to lower the cost. Discounted rates may be available if the policyholders are senior citizens, are good students, belong to certain professional organizations, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average Beaverton driver as much as $430 per year on their insurance cost.
- Choose vehicles that have cheaper car insurance. The vehicle you drive is an important factor in the price you pay for car insurance. As an example, a Subaru Outback costs $670 less per year to insure in Beaverton than a Nissan 370Z. Lower performance vehicles cost less to insure.
- Higher deductibles mean lower cost. Raising your policy deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
- No accidents means cheaper Beaverton auto insurance rates. Having a few at-fault accidents can really raise rates, possibly by an additional $1,220 per year for a 30-year-old driver and as much as $762 per year for a 50-year-old driver. So be a cautious driver and save.
- If your car is older, remove unneeded coverages. Dropping full coverage from vehicles whose value does not support the cost of the coverage can reduce the cost of car insurance substantially.